Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BRK/B	Berkshire Hathaway 'B'	384,213	$81.81M	9.7%	$112.39	+82.0%	COM	084670702
HCA	HCA Healthcare, Inc.	492,359	$61.39M	7.3%	$58.14	+103.4%	COM	40412C101
AAPL	Apple Inc.	419,125	$48.54M	5.7%	$82.04	+29.2%	COM	037833100
FRFHF	Fairfax Financial Hld	113,365	$33.25M	3.9%	$321.26	-13.4%	COM	303901102
—	Accenture Ltd	133,769	$30.23M	3.6%	$72.13	—	COM	g1151c101
AMZN	Amazon.com	7,088	$22.32M	2.6%	$19.29	+717.2%	COM	023135106
MSFT	Microsoft Corp.	101,100	$21.26M	2.5%	$34.84	+476.2%	COM	594918104
PG	Procter & Gamble Co.	131,381	$18.26M	2.2%	$56.63	+105.4%	COM	742718109
LOW	Lowes Companies	109,995	$18.24M	2.2%	$43.22	+223.6%	COM	548661107
DIS	Walt Disney Co.	139,878	$17.36M	2.1%	$76.95	+58.7%	COM	254687106
MDLZ	Mondelez Int'l Inc	287,965	$16.54M	2.0%	$25.48	+90.6%	COM	609207105
BBBY	Overstock	226,745	$16.47M	2.0%	$18.16	+312.7%	COM	690370101
JNJ	Johnson & Johnson	100,800	$15.01M	1.8%	$62.83	+102.1%	COM	478160104
HD	Home Depot Inc.	48,313	$13.42M	1.6%	$59.76	+297.7%	COM	437076102
—	Alphabet Inc. Class C	8,522	$12.52M	1.5%	$793.22	—	COM	02079k107
AEM	Agnico Eagle Mines Ltd.	153,026	$12.18M	1.4%	$33.63	+99.1%	COM	008474108
INTC	Intel Corp.	223,017	$11.55M	1.4%	$19.44	+139.3%	COM	458140100
WMT	Wal-Mart Stores Inc.	80,595	$11.28M	1.3%	$20.87	+97.9%	COM	931142103
—	Lumen Technologies	1,025,586	$10.35M	1.2%	$16.27	—	COM	156700106
FDX	FedEx Corp.	40,092	$10.08M	1.2%	$101.04	+79.1%	COM	31428X106
CXW	CoreCivic, Inc.	1,193,774	$9.55M	1.1%	$14.58	-37.7%	COM	21871N101
UPS	United Parcel Svc. Cl B	57,072	$9.51M	1.1%	$64.60	+81.6%	COM	911312106
AMGN	Amgen Inc.	35,441	$9.008M	1.1%	$104.50	+100.5%	COM	031162100
L	Loews Corp.	256,868	$8.926M	1.1%	$42.04	-16.4%	COM	540424108
CAT	Caterpillar Inc.	59,188	$8.828M	1.0%	$71.91	+76.4%	COM	149123101
—	Merck & Company Inc.	100,721	$8.355M	1.0%	$50.91	—	COM	58933y105
RSG	Republic Services Inc.	82,106	$7.665M	0.9%	$26.38	+214.9%	COM	760759100
—	Comcast Corp. - Class A	159,470	$7.377M	0.9%	$43.00	—	COM	20030n101
—	National Health Invstrs	116,566	$7.025M	0.8%	$59.86	—	COM	63633d104
—	Zoetis, Inc.	41,393	$6.845M	0.8%	$38.85	—	COM	98978v103
—	Brookfield Asset Mgmt	205,225	$6.785M	0.8%	$40.62	—	COM	112585104
XOM	Exxon Mobil Corp.	196,276	$6.738M	0.8%	$53.20	-39.2%	COM	30231G102
PYPL	PayPal Holdings Inc.	34,137	$6.726M	0.8%	$105.21	+78.6%	COM	70450Y103
—	Equity Commonwealth	246,983	$6.577M	0.8%	$30.53	—	COM	294628102
—	Goldman Sachs Group	32,075	$6.446M	0.8%	$198.74	—	COM	38141g104
MDT	Medtronic PLC	60,654	$6.303M	0.7%	$61.29	+40.7%	COM	G5960L103
SYY	Sysco Corp.	99,468	$6.189M	0.7%	$24.95	+102.1%	COM	871829107
—	Pinnacle Financial Partners	172,320	$6.133M	0.7%	$60.18	—	COM	72346q104
PFE	Pfizer Inc.	162,956	$5.98M	0.7%	$18.68	+45.1%	COM	717081103
CSCO	Cisco Systems Inc.	151,613	$5.972M	0.7%	$19.65	+88.6%	COM	17275R102
URI	United Rentals, Inc.	31,330	$5.467M	0.6%	$94.98	+71.4%	COM	911363109
CVS	CVS Health Corp.	92,684	$5.413M	0.6%	$60.45	-13.3%	COM	126650100
BLX	Banco LatinoAmericano	442,589	$5.377M	0.6%	$11.41	-22.6%	COM	P16994132
—	ViaSat Inc	150,000	$5.158M	0.6%	$34.39	—	COM	92552v100
BMY	Bristol Myers Squibb	85,198	$5.137M	0.6%	$38.82	+25.2%	COM	110122108
RTX	Raytheon Technologies Corp.	88,240	$5.077M	0.6%	$54.61	-1.7%	COM	75513E101
PM	Philip Morris Intl	67,214	$5.04M	0.6%	$50.41	+16.8%	COM	718172109
KO	Coca Cola Co.	96,792	$4.779M	0.6%	$33.10	+23.3%	COM	191216100
ABT	Abbott Laboratories	42,476	$4.623M	0.5%	$32.87	+180.9%	COM	002824100
—	Peoples United Fncl	419,731	$4.327M	0.5%	$14.90	—	COM	712704105
MCD	McDonalds Corp.	19,469	$4.273M	0.5%	$74.95	+142.0%	COM	580135101
T	AT&T, Inc.	148,453	$4.232M	0.5%	$11.73	+32.7%	COM	00206R102
—	TEGNA, Inc.	347,159	$4.079M	0.5%	$31.31	—	COM	87901j105
HON	Honeywell Intl.	24,683	$4.063M	0.5%	$81.58	+63.3%	COM	438516106
—	Verizon Comm.	67,436	$4.012M	0.5%	$52.13	—	COM	92343v104
SBUX	Starbucks Corp.	45,250	$3.888M	0.5%	$42.17	+67.9%	COM	855244109
—	Cable One Inc	2,033	$3.833M	0.5%	$419.33	—	COM	12685j105
JEF	Jefferies Financial Grp	195,307	$3.516M	0.4%	$16.31	-15.1%	COM	47233W109
DAL	Delta Airlines Inc.	109,515	$3.349M	0.4%	$44.12	-36.4%	COM	247361702
WTM	White Mountain Ins	4,183	$3.259M	0.4%	$583.58	+48.2%	COM	G9618E107
GLD	SPDR Gold Trust	18,281	$3.238M	0.4%	$172.37	—	COM	78463V107
HAL	Halliburton Inc.	268,320	$3.233M	0.4%	$31.71	-58.5%	COM	406216101
CVX	Chevron Corp.	43,890	$3.16M	0.4%	$81.32	-18.2%	COM	166764100
ADT	ADT, Inc.	381,998	$3.121M	0.4%	$7.07	+21.8%	COM	00090Q103
DOC	Healthpeak Properties Inc.	113,506	$3.082M	0.4%	$24.01	-13.9%	COM	42250P103
OI	O-I Glass, Inc.	288,437	$3.055M	0.4%	$9.90	+7.9%	COM	67098H104
—	Oracle	49,842	$2.976M	0.4%	$35.70	—	COM	68389x105
LUV	Southwest Airlines Co.	78,607	$2.948M	0.3%	$37.98	-13.0%	COM	844741108
—	Regions Financial Corp.	244,065	$2.814M	0.3%	$10.68	—	COM	7591ep100
—	Duke Energy Corp.	30,767	$2.725M	0.3%	$68.35	—	COM	26441c204
IJR	iShares S&P SmallCap 600 Index	38,331	$2.692M	0.3%	$79.03	—	COM	464287804
PEP	PepsiCo Inc.	18,927	$2.623M	0.3%	$60.02	+91.9%	COM	713448108
VWO	Vanguard Emerging Markets ETF	59,563	$2.576M	0.3%	$39.01	—	COM	922042858
SLB	Schlumberger Ltd.	162,974	$2.536M	0.3%	$45.35	-63.6%	COM	806857108
BAC	BankAmerica Corp.	104,627	$2.52M	0.3%	$21.47	+1.6%	COM	060505104
CARR	Carrier Global Corp.	81,569	$2.491M	0.3%	$17.13	+53.9%	COM	14448C104
IBM	International Business Machine	20,089	$2.444M	0.3%	$109.69	-14.4%	COM	459200101
OTIS	Otis Worldwide Corp.	38,991	$2.434M	0.3%	$47.48	+18.9%	COM	68902V107
XLU	SPDR Utilities Select	40,649	$2.414M	0.3%	$56.94	—	COM	81369Y886
—	Dominion Energy Inc.	28,499	$2.249M	0.3%	$62.36	—	COM	25746u109
SYK	Stryker	10,746	$2.239M	0.3%	$167.32	+9.7%	COM	863667101
OC	Owens Corning	30,817	$2.12M	0.3%	$45.93	+39.6%	COM	690742101
DEO	Diageo PLC	15,230	$2.097M	0.2%	$113.29	—	COM	25243Q205
—	J. P. Morgan Chase & Co. Inc.	21,476	$2.067M	0.2%	$76.52	—	COM	46625h100
IWF	iShares TR Russell 1000 Growth	9,427	$2.045M	0.2%	$136.39	—	COM	464287614
BKD	Brookdale Sr Living Inc	789,690	$2.006M	0.2%	$10.06	-72.6%	COM	112463104
TFC	Truist Financial Corp.	49,487	$1.883M	0.2%	$40.54	-27.5%	COM	89832Q109
EEM	iShares MSCI Emerging Markets	41,940	$1.849M	0.2%	$41.73	—	COM	464287234
—	3M Company	11,315	$1.812M	0.2%	$115.86	—	COM	88579y101
—	Altria Group, Inc.	41,460	$1.602M	0.2%	$36.50	—	COM	02209s103
—	DXC Technology Co.	82,601	$1.474M	0.2%	$58.10	—	COM	23355l106
VMC	Vulcan Materials	10,820	$1.467M	0.2%	$47.19	+154.8%	COM	929160109
—	AbbVie, Inc.	16,068	$1.407M	0.2%	$62.39	—	COM	00287y109
—	Select Basic Materials Sector	22,031	$1.402M	0.2%	$38.35	—	COM	81369y100
WFC	Wells Fargo & Co.	56,657	$1.332M	0.2%	$34.67	-37.0%	COM	949746101
—	National Oilwell Varco	145,088	$1.314M	0.2%	$21.71	—	COM	637071101
SPY	S & P 500 Index Depository Rec	3,547	$1.188M	0.1%	$237.10	—	COM	78462F103
BP	BP PLC	63,105	$1.102M	0.1%	$35.01	—	COM	055622104
IWD	iShares Russell Value Index	9,155	$1.081M	0.1%	$120.07	—	COM	464287598
V	Visa Inc	5,373	$1.074M	0.1%	$144.82	+32.7%	COM	92826C839
GIS	General Mills Inc.	16,165	$997K	0.1%	$35.08	+48.6%	COM	370334104
—	Travelers Inc.	9,015	$975K	0.1%	$112.33	—	COM	89417e109
USB	US Bancorp	26,888	$964K	0.1%	$30.92	-6.4%	COM	902973304
PSX	Phillips 66	18,333	$950K	0.1%	$62.25	-21.2%	COM	718546104
—	Alphabet Inc. Class A	648	$950K	0.1%	$775.63	—	COM	02079k305
EFA	iShares MSCI EAFE Index Fund	14,693	$935K	0.1%	$65.49	—	COM	464287465
RHHBY	Roche Holdings	21,590	$926K	0.1%	$46.79	—	COM	771195104
VV	Vanguard Large-Cap Exchanged T	5,566	$871K	0.1%	$91.27	—	COM	922908637
EPP	iShares MSCI Pacific Rim	21,323	$865K	0.1%	$43.16	—	COM	464286665
—	Facebook, Inc.	3,292	$862K	0.1%	$144.51	—	COM	30303m102
TPR	Tapestry, Inc.	53,418	$835K	0.1%	$31.30	-58.5%	COM	876030107
TJX	TJX Companies, Inc.	14,639	$815K	0.1%	$33.24	+50.6%	COM	872540109
IWB	iShares Russell 1000 Index ETF	4,265	$798K	0.1%	$110.15	—	COM	464287622
GHC	Graham Holdings Co	1,953	$789K	0.1%	$339.79	+11.7%	COM	384637104
—	Royal Dutch Shell Cl B	31,933	$773K	0.1%	$66.52	—	COM	780259107
—	Novartis AG	8,825	$767K	0.1%	$75.12	—	COM	66987v109
FISV	Fiserv	7,316	$754K	0.1%	$102.09	-2.4%	COM	337738108
—	KKR & Co., Inc. Cl A	21,600	$742K	0.1%	$24.83	—	COM	48251w104
NSC	Norfolk Southern Corp.	3,228	$691K	0.1%	$100.99	+78.2%	COM	655844108
ALL	AllState Corp.	7,325	$690K	0.1%	$44.78	+82.6%	COM	020002101
DHR	Danaher Corp.	3,201	$689K	0.1%	$68.10	+155.1%	COM	235851102
LHX	L3Harris Technologies, Inc	4,033	$685K	0.1%	$180.55	-12.9%	COM	502431109
AXP	American Express Co.	6,793	$681K	0.1%	$67.14	+36.9%	COM	025816109
VB	Vanguard Small-Cap VIPERs	4,315	$664K	0.1%	$108.05	—	COM	922908751
BRK/A	Berkshire Hathaway 'A'	2	$640K	0.1%	$177346.64	+73.0%	COM	084670108
—	Target Corporation	4,035	$635K	0.1%	$122.96	—	COM	87612e106
—	Zimmer Biomet Holdings, Inc.	4,541	$618K	0.1%	$104.69	—	COM	98956p102
—	NextEra Energy, Inc.	2,099	$583K	0.1%	$141.83	—	COM	65339f101
NKE	Nike	4,525	$568K	0.1%	$54.95	+81.3%	COM	654106103
—	Valero Energy Corp.	12,877	$558K	0.1%	$71.72	—	COM	91913y100
NVDA	Nvidia Corp	1,021	$553K	0.1%	$8.06	+43.9%	COM	67066G104
XLRE	Real Estate Select Sector SPDR	15,654	$552K	0.1%	$35.26	—	COM	81369Y860
TRC	Tejon Ranch Co.	38,500	$545K	0.1%	$19.61	-26.4%	COM	879080109
DRI	Darden Restaurants, Inc.	5,206	$524K	0.1%	$35.03	+102.0%	COM	237194105
—	Teladoc, Inc.	2,367	$519K	0.1%	$155.05	—	COM	87918a105
KHC	Kraft Heinz Company	17,109	$512K	0.1%	$46.43	-44.3%	COM	500754106
VO	Vanguard Mid-Cap Exchange Trad	2,730	$481K	0.1%	$114.33	—	COM	922908629
PRA	ProAssurance Corp.	30,000	$469K	0.1%	$17.16	-13.3%	COM	74267C106
AAL	American Airlines Grp	37,950	$466K	0.1%	$35.76	-65.0%	COM	02376R102
FOXA	Fox Corp. Cl A	15,731	$438K	0.1%	$35.41	-30.4%	COM	35137L105
AIG	American Int'l Group	15,720	$433K	0.1%	$42.66	-38.8%	COM	026874784
IWR	iShares Russell Mid-Cap Index	7,250	$416K	0.0%	$66.59	—	COM	464287499
IVV	iShares S&P 500 Core Index ETF	1,226	$412K	0.0%	$284.69	—	COM	464287200
—	Adams Diversified Equity Fund,	25,000	$405K	0.0%	$12.60	—	COM	006212104
EW	Edwards Lifesciences Corp	4,790	$382K	0.0%	$66.47	+17.4%	COM	28176E108
BA	Boeing Co.	2,194	$363K	0.0%	$227.98	-25.2%	COM	097023105
FCX	Freeport McMoran, Inc.	22,360	$350K	0.0%	$13.50	0.0%	COM	35671D857
—	TE Connectivity Ltd	3,485	$341K	0.0%	$57.58	—	COM	H84989104
IJH	iShares Core S&P MidCap ETF	1,827	$339K	0.0%	$155.83	—	COM	464287507
SO	Southern Co.	6,160	$334K	0.0%	$45.27	-3.8%	COM	842587107
CARS	Cars.com Inc.	41,092	$332K	0.0%	$26.69	-70.9%	COM	14575E105
—	Discov Commun 'C'	16,925	$332K	0.0%	$19.94	—	COM	25470F302
TM	Toyota Motor Corp.	2,500	$331K	0.0%	$120.00	—	COM	892331307
VBK	Vanguard Small-Cap Growth ETF	1,513	$325K	0.0%	$150.16	—	COM	922908595
PAAS	Pan American Silver	10,000	$321K	0.0%	$6.83	+403.0%	COM	697900108
VXF	Vanguard Index Extended Market	2,454	$318K	0.0%	$90.45	—	COM	922908652
MS	Morgan Stanley	6,475	$313K	0.0%	$20.23	+110.3%	COM	617446448
NSRGY	Nestle SA Sponsored Reg	2,598	$309K	0.0%	$75.45	—	COM	641069406
FOX	Fox Corp. Cl B	10,857	$304K	0.0%	$34.51	-28.7%	COM	35137L204
VTI	Vanguard Index Total Stock Fun	1,652	$281K	0.0%	$156.78	—	COM	922908769
—	HealthStream Inc.	13,600	$273K	0.0%	$25.29	—	COM	42222n103
TSLA	Tesla, Inc.	625	$268K	0.0%	$118.07	0.0%	COM	88160R101
TDY	Teledyne Technologies Inc.	847	$263K	0.0%	$226.53	+39.3%	COM	879360105
—	Pico Holdings	29,000	$260K	0.0%	$16.10	—	COM	693366205
COST	Costco Wholesale	697	$247K	0.0%	$279.18	+10.7%	COM	22160K105
KMB	Kimberly-Clark Corp.	1,628	$240K	0.0%	$93.34	+32.3%	COM	494368103
AZO	AutoZone	200	$236K	0.0%	$1053.52	+12.2%	COM	053332102
VNQ	Vanguard REIT ETF	2,940	$232K	0.0%	$83.65	—	COM	922908553
—	HP Inc.	12,179	$231K	0.0%	$14.08	—	COM	40434l105
CI	CIGNA Corp.	1,259	$213K	0.0%	$144.40	+11.5%	COM	125523100
UNP	Union Pacific Corp.	1,016	$200K	0.0%	$164.87	0.0%	COM	907818108
—	Griffin-American Healthcare RE	17,184	$162K	0.0%	$9.41	—	COM	398183103
—	General Electric Co.	25,380	$158K	0.0%	$22.68	—	COM	369604103
—	Hewlett Packard Enterprise Co.	12,179	$114K	0.0%	$15.14	—	COM	42824c109
SXC	SunCoke Energy	25,000	$85,000	0.0%	$9.20	-64.5%	COM	86722A103
TDAY	Gannett Co. Inc. New	29,789	$39,000	0.0%	$7.33	-79.2%	COM	36472T109
NWBO	Northwest Biotherapeutics, Inc	20,000	$15,000	0.0%	$0.20	+132.1%	COM	66737P600
—	Provectus Biophamaceuticals	50,000	$4,000	0.0%	$0.04	—	COM	74373p108
—	Provision Holding, Inc. Com	221,450	$0	0.0%	$0.00	—	COM	744121104
—	LinnCo, LLC Escrow	15,000	$0	0.0%	—	—	COM	535ESC107
—	Energold Drilling Corp	11,930	$0	0.0%	—	—	COM	29268a103
AERN	AER Energy Resources Inc	5,000,000	$0	0.0%	$0.00	-43.9%	COM	000944207