Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BRK/B	Berkshire Hathaway 'B'	362,160	$92.52M	8.9%	$112.39	+116.1%	COM	084670702
HCA	HCA Healthcare, Inc.	478,474	$90.12M	8.7%	$58.14	+190.6%	COM	40412C101
AAPL	Apple Inc.	405,788	$49.57M	4.8%	$82.04	+52.4%	COM	037833100
FRFHF	Fairfax Financial Hld	107,309	$46.59M	4.5%	$321.26	+15.1%	COM	303901102
—	Accenture Ltd	128,818	$35.59M	3.4%	$72.13	—	COM	g1151c101
MSFT	Microsoft Corp.	103,373	$24.37M	2.3%	$40.25	+453.8%	COM	594918104
DIS	Walt Disney Co.	131,698	$24.3M	2.3%	$76.95	+134.1%	COM	254687106
AMZN	Amazon.com	7,159	$22.15M	2.1%	$28.74	+451.5%	COM	023135106
LOW	Lowes Companies	105,495	$20.06M	1.9%	$44.80	+250.4%	COM	548661107
—	Alphabet Inc. Class C	9,319	$19.28M	1.9%	$878.48	—	COM	02079k107
JNJ	Johnson & Johnson	105,964	$17.41M	1.7%	$65.52	+114.9%	COM	478160104
PG	Procter & Gamble Co.	123,896	$16.78M	1.6%	$56.63	+104.3%	COM	742718109
MDLZ	Mondelez Int'l Inc	259,467	$15.19M	1.5%	$25.48	+95.4%	COM	609207105
HD	Home Depot Inc.	47,868	$14.61M	1.4%	$59.76	+309.0%	COM	437076102
—	Pinnacle Financial Partners	163,420	$14.49M	1.4%	$60.18	—	COM	72346q104
CAT	Caterpillar Inc.	61,800	$14.33M	1.4%	$75.91	+149.1%	COM	149123101
BBBY	Overstock	215,445	$14.28M	1.4%	$18.16	+309.9%	COM	690370101
INTC	Intel Corp.	213,137	$13.64M	1.3%	$19.44	+178.3%	COM	458140100
—	Goldman Sachs Group	39,552	$12.93M	1.2%	$210.92	—	COM	38141g104
LUMN	Lumen Technologies	967,721	$12.92M	1.2%	$8.43	+28.5%	COM	550241103
L	Loews Corp.	230,599	$11.82M	1.1%	$42.04	+13.8%	COM	540424108
FDX	FedEx Corp.	41,452	$11.77M	1.1%	$106.35	+120.2%	COM	31428X106
—	ViaSat Inc	236,500	$11.37M	1.1%	$33.74	—	COM	92552v100
WMT	Wal-Mart Stores Inc.	81,484	$11.07M	1.1%	$21.22	+104.1%	COM	931142103
UPS	United Parcel Svc. Cl B	60,596	$10.3M	1.0%	$69.18	+90.8%	COM	911312106
URI	United Rentals, Inc.	29,270	$9.639M	0.9%	$94.98	+188.8%	COM	911363109
XOM	Exxon Mobil Corp.	166,065	$9.271M	0.9%	$53.20	-18.6%	COM	30231G102
PYPL	PayPal Holdings Inc.	36,837	$8.945M	0.9%	$112.89	+123.2%	COM	70450Y103
AMGN	Amgen Inc.	35,749	$8.895M	0.9%	$104.50	+95.9%	COM	031162100
—	Brookfield Asset Mgmt	192,525	$8.567M	0.8%	$40.62	—	COM	112585104
—	Merck & Company Inc.	110,784	$8.54M	0.8%	$53.41	—	COM	58933y105
—	Comcast Corp. - Class A	155,970	$8.44M	0.8%	$43.00	—	COM	20030n101
V	Visa Inc	39,332	$8.328M	0.8%	$192.79	+5.4%	COM	92826C839
AEM	Agnico Eagle Mines Ltd.	140,726	$8.135M	0.8%	$33.63	+70.0%	COM	008474108
—	National Health Invstrs	109,066	$7.883M	0.8%	$59.86	—	COM	63633d104
CXW	CoreCivic, Inc.	867,928	$7.855M	0.8%	$14.58	-47.2%	COM	21871N101
RSG	Republic Services Inc.	78,981	$7.847M	0.8%	$26.38	+233.1%	COM	760759100
SYY	Sysco Corp.	97,869	$7.706M	0.7%	$24.95	+172.9%	COM	871829107
CSCO	Cisco Systems Inc.	147,182	$7.611M	0.7%	$19.65	+106.7%	COM	17275R102
MDT	Medtronic PLC	62,979	$7.44M	0.7%	$62.53	+62.6%	COM	G5960L103
CVS	CVS Health Corp.	98,577	$7.416M	0.7%	$60.24	+3.4%	COM	126650100
RTX	Raytheon Technologies Corp.	90,496	$6.993M	0.7%	$54.88	+18.9%	COM	75513E101
PFE	Pfizer Inc.	187,025	$6.776M	0.7%	$19.89	+41.0%	COM	717081103
—	Peoples United Fncl	371,353	$6.647M	0.6%	$14.90	—	COM	712704105
—	Equity Commonwealth	231,823	$6.445M	0.6%	$30.53	—	COM	294628102
—	Zoetis, Inc.	39,241	$6.18M	0.6%	$38.85	—	COM	98978v103
BLX	Banco LatinoAmericano	406,822	$6.155M	0.6%	$11.41	+5.3%	COM	P16994132
—	TEGNA, Inc.	322,381	$6.07M	0.6%	$31.31	—	COM	87901j105
HAL	Halliburton Inc.	266,835	$5.726M	0.6%	$31.71	-39.6%	COM	406216101
PM	Philip Morris Intl	64,012	$5.68M	0.5%	$50.41	+32.5%	COM	718172109
BMY	Bristol Myers Squibb	84,217	$5.317M	0.5%	$38.82	+31.4%	COM	110122108
KO	Coca Cola Co.	98,888	$5.212M	0.5%	$33.32	+30.2%	COM	191216100
HON	Honeywell Intl.	23,960	$5.201M	0.5%	$81.58	+116.5%	COM	438516106
JEF	Jefferies Financial Grp	165,172	$4.972M	0.5%	$16.31	+43.6%	COM	47233W109
—	Regions Financial Corp.	237,048	$4.897M	0.5%	$10.68	—	COM	7591ep100
—	Verizon Comm.	82,480	$4.796M	0.5%	$53.28	—	COM	92343v104
ABT	Abbott Laboratories	39,447	$4.727M	0.5%	$32.87	+230.5%	COM	002824100
LUV	Southwest Airlines Co.	75,274	$4.596M	0.4%	$37.98	+30.4%	COM	844741108
SBUX	Starbucks Corp.	41,060	$4.487M	0.4%	$42.17	+123.0%	COM	855244109
WTM	White Mountain Ins	3,983	$4.441M	0.4%	$583.58	+91.7%	COM	G9618E107
EEM	iShares MSCI Emerging Markets	82,681	$4.41M	0.4%	$46.93	—	COM	464287234
T	AT&T, Inc.	140,752	$4.261M	0.4%	$11.73	+37.7%	COM	00206R102
CVX	Chevron Corp.	40,315	$4.225M	0.4%	$81.30	-2.1%	COM	166764100
MCD	McDonalds Corp.	18,794	$4.212M	0.4%	$74.95	+155.2%	COM	580135101
BAC	BankAmerica Corp.	107,271	$4.15M	0.4%	$21.53	+42.3%	COM	060505104
IJR	iShares S&P SmallCap 600 Index	37,864	$4.109M	0.4%	$79.03	—	COM	464287804
DAL	Delta Airlines Inc.	83,354	$4.024M	0.4%	$44.12	-2.5%	COM	247361702
DOC	Healthpeak Properties Inc.	121,741	$3.864M	0.4%	$23.86	-1.7%	COM	42250P103
VWO	Vanguard Emerging Markets ETF	72,753	$3.787M	0.4%	$40.98	—	COM	922042858
BKD	Brookdale Sr Living Inc	619,200	$3.746M	0.4%	$10.06	-46.5%	COM	112463104
—	Cable One Inc	2,033	$3.717M	0.4%	$419.33	—	COM	12685j105
—	J. P. Morgan Chase & Co. Inc.	23,547	$3.585M	0.3%	$82.65	—	COM	46625h100
SLB	Schlumberger Ltd.	129,282	$3.515M	0.3%	$45.35	-47.7%	COM	806857108
OI	O-I Glass, Inc.	235,557	$3.472M	0.3%	$9.90	+30.1%	COM	67098H104
—	Oracle	48,628	$3.412M	0.3%	$35.70	—	COM	68389x105
ADT	ADT, Inc.	400,590	$3.381M	0.3%	$7.07	+9.3%	COM	00090Q103
IWF	iShares TR Russell 1000 Growth	13,627	$3.312M	0.3%	$169.26	—	COM	464287614
FISV	Fiserv	27,038	$3.219M	0.3%	$110.79	+3.6%	COM	337738108
CARR	Carrier Global Corp.	72,680	$3.069M	0.3%	$17.13	+112.7%	COM	14448C104
TFC	Truist Financial Corp.	47,428	$2.766M	0.3%	$40.54	+7.5%	COM	89832Q109
—	Select Basic Materials Sector	34,696	$2.734M	0.3%	$51.48	—	COM	81369y100
OC	Owens Corning	29,455	$2.712M	0.3%	$45.93	+82.5%	COM	690742101
—	DXC Technology Co.	84,106	$2.629M	0.3%	$57.49	—	COM	23355l106
NOV	NOV Inc.	191,500	$2.627M	0.3%	$12.08	+20.2%	COM	62955J103
SYK	Stryker	10,746	$2.618M	0.3%	$167.32	+36.1%	COM	863667101
PEP	PepsiCo Inc.	18,246	$2.581M	0.2%	$60.02	+96.5%	COM	713448108
IBM	International Business Machine	17,727	$2.362M	0.2%	$109.69	-10.6%	COM	459200101
BP	BP PLC	95,425	$2.324M	0.2%	$30.19	—	COM	055622104
DEO	Diageo PLC	13,576	$2.229M	0.2%	$113.29	—	COM	25243Q205
WFC	Wells Fargo & Co.	55,875	$2.183M	0.2%	$34.67	-8.8%	COM	949746101
—	3M Company	11,261	$2.17M	0.2%	$115.86	—	COM	88579y101
—	Duke Energy Corp.	22,473	$2.169M	0.2%	$68.35	—	COM	26441c204
OTIS	Otis Worldwide Corp.	28,998	$1.985M	0.2%	$47.48	+27.9%	COM	68902V107
—	Altria Group, Inc.	38,739	$1.982M	0.2%	$36.50	—	COM	02209s103
—	Travelers Inc.	12,957	$1.949M	0.2%	$121.59	—	COM	89417e109
—	Dominion Energy Inc.	24,854	$1.888M	0.2%	$62.36	—	COM	25746u109
USB	US Bancorp	33,363	$1.845M	0.2%	$32.95	+22.4%	COM	902973304
VMC	Vulcan Materials	10,542	$1.779M	0.2%	$47.19	+230.4%	COM	929160109
—	AbbVie, Inc.	16,258	$1.759M	0.2%	$62.39	—	COM	00287y109
TPR	Tapestry, Inc.	41,753	$1.721M	0.2%	$31.30	+8.7%	COM	876030107
—	Royal Dutch Shell Cl B	43,942	$1.618M	0.2%	$57.86	—	COM	780259107
—	Alphabet Inc. Class A	687	$1.417M	0.1%	$831.09	—	COM	02079k305
IWD	iShares Russell Value Index	9,155	$1.387M	0.1%	$120.07	—	COM	464287598
PSX	Phillips 66	16,673	$1.36M	0.1%	$62.25	+4.3%	COM	718546104
NKE	Nike	9,641	$1.281M	0.1%	$93.44	+38.7%	COM	654106103
SPY	S & P 500 Index Depository Rec	3,187	$1.263M	0.1%	$237.10	—	COM	78462F103
SPYV	SPDR S&P 500 Value ETF	30,125	$1.142M	0.1%	$37.91	—	COM	78464A508
—	Facebook, Inc.	3,837	$1.13M	0.1%	$162.05	—	COM	30303m102
GHC	Graham Holdings Co	1,953	$1.098M	0.1%	$339.79	+62.5%	COM	384637104
XLU	SPDR Utilities Select	17,095	$1.095M	0.1%	$56.94	—	COM	81369Y886
EFA	iShares MSCI EAFE Index Fund	14,315	$1.086M	0.1%	$65.70	—	COM	464287465
EPP	iShares MSCI Pacific Rim	21,323	$1.071M	0.1%	$43.16	—	COM	464286665
—	KKR & Co., Inc. Cl A	21,600	$1.055M	0.1%	$24.83	—	COM	48251w104
FCX	Freeport McMoran, Inc.	31,822	$1.048M	0.1%	$15.65	+94.0%	COM	35671D857
GIS	General Mills Inc.	16,065	$985K	0.1%	$35.08	+39.5%	COM	370334104
VV	Vanguard Large-Cap Exchanged T	5,279	$978K	0.1%	$92.52	—	COM	922908637
TJX	TJX Companies, Inc.	14,641	$969K	0.1%	$33.24	+87.4%	COM	872540109
AXP	American Express Co.	6,793	$961K	0.1%	$67.14	+85.2%	COM	025816109
IWB	iShares Russell 1000 Index ETF	4,160	$931K	0.1%	$110.15	—	COM	464287622
STZ	Constellation Brands Inc. Clas	4,002	$912K	0.1%	$208.00	0.0%	COM	21036P108
VB	Vanguard Small-Cap VIPERs	4,053	$868K	0.1%	$108.05	—	COM	922908751
NSC	Norfolk Southern Corp.	3,230	$867K	0.1%	$100.99	+126.6%	COM	655844108
—	Valero Energy Corp.	11,929	$854K	0.1%	$71.72	—	COM	91913y100
—	SPDR S&P Dividend ETF	7,200	$850K	0.1%	$118.06	—	COM	78464a763
ALL	AllState Corp.	7,225	$830K	0.1%	$44.78	+118.2%	COM	020002101
LHX	L3Harris Technologies, Inc	4,069	$825K	0.1%	$180.55	-6.0%	COM	502431109
RHHBY	Roche Holdings	20,190	$819K	0.1%	$46.79	—	COM	771195104
AAL	American Airlines Grp	33,230	$794K	0.1%	$35.76	-46.1%	COM	02376R102
—	Target Corporation	3,935	$779K	0.1%	$122.96	—	COM	87612e106
BRK/A	Berkshire Hathaway 'A'	2	$771K	0.1%	$177346.64	+106.7%	COM	084670108
—	Novartis AG	8,789	$751K	0.1%	$75.12	—	COM	66987v109
—	iShares MSCI Japan	10,915	$748K	0.1%	$67.99	—	COM	464286848
DRI	Darden Restaurants, Inc.	5,226	$742K	0.1%	$35.03	+221.8%	COM	237194105
TRC	Tejon Ranch Co.	41,000	$686K	0.1%	$19.23	-14.3%	COM	879080109
—	Zimmer Biomet Holdings, Inc.	4,226	$676K	0.1%	$104.69	—	COM	98956p102
AIG	American Int'l Group	14,505	$670K	0.1%	$42.66	-9.5%	COM	026874784
DHR	Danaher Corp.	2,954	$665K	0.1%	$68.10	+191.8%	COM	235851102
KHC	Kraft Heinz Company	16,399	$656K	0.1%	$46.43	-38.3%	COM	500754106
—	NextEra Energy, Inc.	8,396	$635K	0.1%	$93.34	—	COM	65339f101
VO	Vanguard Mid-Cap Exchange Trad	2,745	$608K	0.1%	$117.26	—	COM	922908629
—	Energy Select Sector - SPDR	12,150	$596K	0.1%	$40.58	—	COM	81369y506
NVDA	Nvidia Corp	1,047	$559K	0.1%	$8.40	+59.6%	COM	67066G104
FOXA	Fox Corp. Cl A	15,351	$554K	0.1%	$35.41	-7.2%	COM	35137L105
—	Discov Commun 'C'	14,608	$539K	0.1%	$19.94	—	COM	25470F302
IWR	iShares Russell Mid-Cap Index	7,195	$532K	0.1%	$66.59	—	COM	464287499
TSLA	Tesla, Inc.	780	$521K	0.1%	$130.06	+93.0%	COM	88160R101
MS	Morgan Stanley	6,475	$503K	0.0%	$20.23	+224.3%	COM	617446448
IVV	iShares S&P 500 Core Index ETF	1,221	$486K	0.0%	$284.69	—	COM	464287200
IJH	iShares Core S&P MidCap ETF	1,827	$476K	0.0%	$155.83	—	COM	464287507
BA	Boeing Co.	1,859	$474K	0.0%	$227.98	-2.5%	COM	097023105
—	Adams Diversified Equity Fund,	25,000	$456K	0.0%	$12.60	—	COM	006212104
—	TE Connectivity Ltd	3,404	$439K	0.0%	$57.58	—	COM	H84989104
DVY	iShares DJ Select Dividend Ind	3,830	$437K	0.0%	$114.10	—	COM	464287168
VBK	Vanguard Small-Cap Growth ETF	1,513	$416K	0.0%	$150.16	—	COM	922908595
SO	Southern Co.	6,526	$406K	0.0%	$45.52	+9.5%	COM	842587107
EW	Edwards Lifesciences Corp	4,690	$392K	0.0%	$66.47	+27.2%	COM	28176E108
TM	Toyota Motor Corp.	2,500	$390K	0.0%	$120.00	—	COM	892331307
—	Teladoc, Inc.	2,052	$373K	0.0%	$155.05	—	COM	87918a105
TDY	Teledyne Technologies Inc.	847	$350K	0.0%	$226.53	+70.4%	COM	879360105
VTI	Vanguard Index Total Stock Fun	1,627	$336K	0.0%	$156.78	—	COM	922908769
VXF	Vanguard Index Extended Market	1,854	$328K	0.0%	$90.45	—	COM	922908652
FOX	Fox Corp. Cl B	9,225	$322K	0.0%	$34.51	-9.3%	COM	35137L204
CI	CIGNA Corp.	1,259	$304K	0.0%	$144.40	+41.4%	COM	125523100
—	HealthStream Inc.	13,600	$304K	0.0%	$25.29	—	COM	42222n103
SJM	J M Smucker Company	2,345	$297K	0.0%	$100.50	0.0%	COM	832696405
AZO	AutoZone	208	$292K	0.0%	$1057.54	+17.1%	COM	053332102
NSRGY	Nestle SA Sponsored Reg	2,598	$291K	0.0%	$75.45	—	COM	641069406
AMAT	Applied Materials Inc.	2,129	$284K	0.0%	$105.71	0.0%	COM	038222105
—	ConocoPhillips	5,296	$281K	0.0%	$40.41	—	COM	20825c104
—	HP Inc.	8,829	$280K	0.0%	$14.08	—	COM	40434l105
—	General Electric Co.	21,280	$279K	0.0%	$22.68	—	COM	369604103
VTRS	Viatris, Inc.	19,132	$267K	0.0%	$13.33	-0.1%	COM	92556V106
COST	Costco Wholesale	744	$262K	0.0%	$283.49	+16.3%	COM	22160K105
XLF	SPDR Financial Select	7,650	$260K	0.0%	$33.99	—	COM	81369Y605
—	Vidler Water Resources	29,000	$258K	0.0%	$8.90	—	COM	92660E107
IWM	Russell 2000 Index Fund	1,149	$254K	0.0%	$195.82	—	COM	464287655
—	Johnson Controls International	4,035	$241K	0.0%	$59.73	—	COM	g51502105
PAAS	Pan American Silver	8,000	$240K	0.0%	$6.83	+375.4%	COM	697900108
UNH	UnitedHealth Group	643	$239K	0.0%	$308.19	+3.7%	COM	91324P102
C	Citigroup Inc.	3,175	$231K	0.0%	$56.18	0.0%	COM	172967424
UNP	Union Pacific Corp.	1,016	$224K	0.0%	$164.87	+14.1%	COM	907818108
—	Global Payments	1,100	$222K	0.0%	$215.45	—	COM	37940x102
—	Perspecta, Inc.	7,397	$215K	0.0%	$29.07	—	COM	715347100
ILMN	Illumina, Inc.	557	$214K	0.0%	$318.77	+27.9%	COM	452327109
VNQ	Vanguard REIT ETF	2,320	$213K	0.0%	$91.81	—	COM	922908553
ITOT	iShares Core S&P Total U.S. St	2,308	$211K	0.0%	$91.42	—	COM	464287150
CSX	CSX Corp.	2,075	$200K	0.0%	$28.57	0.0%	COM	126408103
SXC	SunCoke Energy	25,000	$175K	0.0%	$9.20	-32.9%	COM	86722A103
—	Griffin-American Healthcare RE	17,184	$147K	0.0%	$9.41	—	COM	398183103
AGI	Alamos Gold Cl A	14,000	$109K	0.0%	$8.39	-8.1%	COM	011532108
NWBO	Northwest Biotherapeutics, Inc	20,000	$30,000	0.0%	$0.20	+648.6%	COM	66737P600
—	Provectus Biophamaceuticals	50,000	$3,000	0.0%	$0.04	—	COM	74373p108
AERN	AER Energy Resources Inc	5,000,000	$1,000	0.0%	$0.00	+110.8%	COM	000944207
—	Provision Holding, Inc. Com	221,450	$1,000	0.0%	$0.00	—	COM	744121104
—	LinnCo, LLC Escrow	15,000	$0	0.0%	—	—	COM	535ESC107
—	Energold Drilling Corp	10,000	$0	0.0%	—	—	COM	29268a103