Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HCA	HCA Healthcare, Inc.	438,241	$113M	9.6%	$58.14	+306.0%	COM	40412C101
BRK/B	Berkshire Hathaway 'B'	344,980	$103M	8.8%	$112.39	+154.8%	COM	084670702
AAPL	Apple Inc.	352,870	$62.66M	5.4%	$82.04	+88.6%	COM	037833100
FRFHF	Fairfax Financial Hld	116,866	$57.51M	4.9%	$330.98	+23.7%	COM	303901102
—	Accenture Ltd	116,644	$48.35M	4.1%	$72.13	—	COM	g1151c101
MSFT	Microsoft Corp.	95,605	$32.15M	2.8%	$40.25	+678.7%	COM	594918104
LOW	Lowes Companies	100,405	$25.95M	2.2%	$44.80	+390.6%	COM	548661107
—	Alphabet Inc. Class C	8,958	$25.92M	2.2%	$878.48	—	COM	02079k107
AMZN	Amazon.com	6,807	$22.7M	1.9%	$28.74	+495.4%	COM	023135106
DIS	Walt Disney Co.	131,506	$20.37M	1.7%	$77.84	+102.7%	COM	254687106
HD	Home Depot Inc.	45,840	$19.02M	1.6%	$59.76	+474.3%	COM	437076102
PG	Procter & Gamble Co.	112,118	$18.34M	1.6%	$56.63	+136.8%	COM	742718109
JNJ	Johnson & Johnson	104,237	$17.83M	1.5%	$66.54	+118.0%	COM	478160104
MDLZ	Mondelez Int'l Inc	250,772	$16.63M	1.4%	$25.48	+117.1%	COM	609207105
—	Pinnacle Financial Partners	156,886	$14.98M	1.3%	$60.18	—	COM	72346q104
—	Goldman Sachs Group	38,011	$14.54M	1.2%	$210.92	—	COM	38141g104
FDX	FedEx Corp.	50,633	$13.1M	1.1%	$131.49	+67.2%	COM	31428X106
V	Visa Inc	59,802	$12.96M	1.1%	$202.78	+2.6%	COM	92826C839
CAT	Caterpillar Inc.	61,315	$12.68M	1.1%	$80.18	+132.8%	COM	149123101
BBBY	Overstock	207,245	$12.23M	1.0%	$18.16	+357.5%	COM	690370101
L	Loews Corp.	211,350	$12.21M	1.0%	$42.04	+32.9%	COM	540424108
UPS	United Parcel Svc. Cl B	56,470	$12.1M	1.0%	$69.18	+143.7%	COM	911312106
LUMN	Lumen Technologies	940,443	$11.8M	1.0%	$8.43	+39.5%	COM	550241103
WMT	Wal-Mart Stores Inc.	79,063	$11.44M	1.0%	$21.22	+112.9%	COM	931142103
—	Brookfield Asset Mgmt	188,252	$11.37M	1.0%	$40.62	—	COM	112585104
PFE	Pfizer Inc.	192,371	$11.36M	1.0%	$20.24	+98.7%	COM	717081103
INTC	Intel Corp.	202,066	$10.41M	0.9%	$19.44	+143.3%	COM	458140100
—	ViaSat Inc	232,000	$10.33M	0.9%	$33.74	—	COM	92552v100
RSG	Republic Services Inc.	73,269	$10.22M	0.9%	$26.38	+377.7%	COM	760759100
CVS	CVS Health Corp.	95,499	$9.852M	0.8%	$60.24	+33.6%	COM	126650100
MDT	Medtronic PLC	93,572	$9.68M	0.8%	$75.53	+35.1%	COM	G5960L103
XOM	Exxon Mobil Corp.	150,533	$9.211M	0.8%	$53.20	+1.3%	COM	30231G102
URI	United Rentals, Inc.	27,345	$9.086M	0.8%	$94.98	+263.5%	COM	911363109
CSCO	Cisco Systems Inc.	141,781	$8.985M	0.8%	$19.65	+156.8%	COM	17275R102
FISV	Fiserv	85,487	$8.873M	0.8%	$111.44	-7.2%	COM	337738108
—	Zoetis, Inc.	36,055	$8.799M	0.8%	$38.85	—	COM	98978v103
—	Merck & Company Inc.	105,863	$8.113M	0.7%	$53.41	—	COM	58933y105
RTX	Raytheon Technologies Corp.	91,780	$7.899M	0.7%	$56.05	+41.5%	COM	75513E101
AMGN	Amgen Inc.	34,163	$7.686M	0.7%	$104.50	+77.2%	COM	031162100
PYPL	PayPal Holdings Inc.	40,029	$7.549M	0.6%	$128.25	+68.3%	COM	70450Y103
SYY	Sysco Corp.	96,067	$7.546M	0.6%	$26.06	+164.0%	COM	871829107
—	Comcast Corp. - Class A	148,108	$7.454M	0.6%	$43.00	—	COM	20030n101
AEM	Agnico Eagle Mines Ltd.	139,226	$7.398M	0.6%	$33.84	+41.3%	COM	008474108
CXW	CoreCivic, Inc.	730,384	$7.282M	0.6%	$14.58	-31.9%	COM	21871N101
BLX	Banco LatinoAmericano	375,822	$6.239M	0.5%	$11.41	+22.5%	COM	P16994132
—	Peoples United Fncl	347,503	$6.193M	0.5%	$14.90	—	COM	712704105
—	TEGNA, Inc.	322,811	$5.991M	0.5%	$31.31	—	COM	87901j105
JEF	Jefferies Financial Grp	152,740	$5.926M	0.5%	$16.31	+106.8%	COM	47233W109
SBUX	Starbucks Corp.	49,621	$5.804M	0.5%	$52.78	+93.7%	COM	855244109
PM	Philip Morris Intl	59,970	$5.697M	0.5%	$50.41	+51.4%	COM	718172109
KO	Coca Cola Co.	94,737	$5.609M	0.5%	$33.32	+47.6%	COM	191216100
HAL	Halliburton Inc.	244,469	$5.591M	0.5%	$31.71	-31.3%	COM	406216101
HON	Honeywell Intl.	26,419	$5.509M	0.5%	$91.16	+103.0%	COM	438516106
—	National Health Invstrs	95,703	$5.5M	0.5%	$59.86	—	COM	63633d104
—	Equity Commonwealth	205,208	$5.315M	0.5%	$30.09	—	COM	294628102
—	Regions Financial Corp.	237,041	$5.167M	0.4%	$10.68	—	COM	7591ep100
ABT	Abbott Laboratories	35,389	$4.981M	0.4%	$32.87	+261.1%	COM	002824100
BAC	BankAmerica Corp.	111,561	$4.963M	0.4%	$22.52	+82.2%	COM	060505104
BMY	Bristol Myers Squibb	78,883	$4.918M	0.4%	$39.60	+24.3%	COM	110122108
MCD	McDonalds Corp.	17,979	$4.82M	0.4%	$74.95	+206.3%	COM	580135101
NOV	NOV Inc.	352,000	$4.77M	0.4%	$12.87	+6.6%	COM	62955J103
CVX	Chevron Corp.	40,044	$4.699M	0.4%	$81.30	+18.2%	COM	166764100
IJR	iShares S&P SmallCap 600 Index	37,534	$4.298M	0.4%	$79.03	—	COM	464287804
—	Oracle	49,148	$4.286M	0.4%	$36.98	—	COM	68389x105
IWF	iShares TR Russell 1000 Growth	13,627	$4.164M	0.4%	$169.26	—	COM	464287614
—	J. P. Morgan Chase & Co. Inc.	25,035	$3.964M	0.3%	$89.71	—	COM	46625h100
—	Facebook, Inc.	11,498	$3.867M	0.3%	$289.91	—	COM	30303m102
EEM	iShares MSCI Emerging Markets	78,150	$3.818M	0.3%	$47.37	—	COM	464287234
ADT	ADT, Inc.	452,269	$3.804M	0.3%	$7.17	+7.3%	COM	00090Q103
—	DXC Technology Co.	116,118	$3.738M	0.3%	$50.76	—	COM	23355l106
WTM	White Mountain Ins	3,683	$3.734M	0.3%	$583.58	+81.0%	COM	G9618E107
CARR	Carrier Global Corp.	67,933	$3.685M	0.3%	$17.13	+197.4%	COM	14448C104
VWO	Vanguard Emerging Markets ETF	72,258	$3.574M	0.3%	$41.14	—	COM	922042858
DOC	Healthpeak Properties Inc.	94,620	$3.415M	0.3%	$24.01	+14.1%	COM	42250P103
—	Cable One Inc	1,933	$3.409M	0.3%	$419.33	—	COM	12685j105
—	Verizon Comm.	65,277	$3.392M	0.3%	$53.28	—	COM	92343v104
SLB	Schlumberger Ltd.	110,451	$3.308M	0.3%	$45.35	-36.7%	COM	806857108
PEP	PepsiCo Inc.	18,455	$3.206M	0.3%	$61.52	+133.2%	COM	713448108
DAL	Delta Airlines Inc.	77,476	$3.028M	0.3%	$44.12	-11.7%	COM	247361702
BKD	Brookdale Sr Living Inc	581,585	$3.001M	0.3%	$10.06	-38.0%	COM	112463104
LUV	Southwest Airlines Co.	69,939	$2.996M	0.3%	$37.98	+15.0%	COM	844741108
TFC	Truist Financial Corp.	47,843	$2.801M	0.2%	$40.54	+22.6%	COM	89832Q109
T	AT&T, Inc.	112,825	$2.775M	0.2%	$11.73	+25.1%	COM	00206R102
SYK	Stryker	10,316	$2.759M	0.2%	$171.75	+46.2%	COM	863667101
BA	Boeing Co.	13,586	$2.735M	0.2%	$221.78	-4.7%	COM	097023105
WFC	Wells Fargo & Co.	55,020	$2.64M	0.2%	$35.07	+26.6%	COM	949746101
DEO	Diageo PLC	11,967	$2.634M	0.2%	$113.29	—	COM	25243Q205
OC	Owens Corning	28,406	$2.571M	0.2%	$46.47	+95.3%	COM	690742101
HSIC	Henry Schein, Inc.	33,095	$2.566M	0.2%	$75.48	+1.3%	COM	806407102
BP	BP PLC	94,707	$2.522M	0.2%	$30.07	—	COM	055622104
NKE	Nike	15,020	$2.503M	0.2%	$114.88	+34.5%	COM	654106103
—	AbbVie, Inc.	18,063	$2.446M	0.2%	$66.93	—	COM	00287y109
—	Duke Energy Corp.	21,588	$2.265M	0.2%	$68.35	—	COM	26441c204
OI	O-I Glass, Inc.	183,664	$2.209M	0.2%	$9.90	+28.0%	COM	67098H104
IBM	International Business Machine	15,671	$2.095M	0.2%	$109.69	-2.9%	COM	459200101
—	Travelers Inc.	12,583	$1.968M	0.2%	$121.59	—	COM	89417e109
—	3M Company	11,011	$1.956M	0.2%	$115.86	—	COM	88579y101
—	Select Basic Materials Sector	21,109	$1.913M	0.2%	$51.48	—	COM	81369y100
—	Dominion Energy Inc.	24,179	$1.9M	0.2%	$62.36	—	COM	25746u109
—	Alphabet Inc. Class A	644	$1.866M	0.2%	$831.09	—	COM	02079k305
USB	US Bancorp	32,178	$1.807M	0.2%	$33.62	+45.3%	COM	902973304
TPR	Tapestry, Inc.	43,893	$1.782M	0.2%	$31.73	+15.4%	COM	876030107
VMC	Vulcan Materials	8,442	$1.752M	0.1%	$47.19	+297.1%	COM	929160109
—	Royal Dutch Shell Cl B	40,264	$1.745M	0.1%	$55.91	—	COM	780259107
—	Altria Group, Inc.	36,351	$1.723M	0.1%	$36.50	—	COM	02209s103
SPY	S & P 500 Index Depository Rec	3,402	$1.616M	0.1%	$248.12	—	COM	78462F103
—	KKR & Co., Inc. Cl A	21,600	$1.609M	0.1%	$24.83	—	COM	48251w104
IWD	iShares Russell Value Index	9,155	$1.537M	0.1%	$120.07	—	COM	464287598
—	VanEck Vectors Oil Services ET	7,895	$1.459M	0.1%	$208.41	—	COM	92189h607
OTIS	Otis Worldwide Corp.	16,593	$1.445M	0.1%	$47.48	+65.2%	COM	68902V107
STZ	Constellation Brands Inc. Clas	5,181	$1.3M	0.1%	$208.83	+1.8%	COM	21036P108
SPYV	SPDR S&P 500 Value ETF	29,025	$1.219M	0.1%	$37.91	—	COM	78464A508
XLU	SPDR Utilities Select	16,340	$1.17M	0.1%	$56.94	—	COM	81369Y886
GHC	Graham Holdings Co	1,853	$1.167M	0.1%	$339.79	+66.4%	COM	384637104
EFA	iShares MSCI EAFE Index Fund	14,300	$1.125M	0.1%	$65.70	—	COM	464287465
AXP	American Express Co.	6,793	$1.111M	0.1%	$67.14	+141.0%	COM	025816109
VV	Vanguard Large-Cap Exchanged T	4,816	$1.064M	0.1%	$92.52	—	COM	922908637
IWB	iShares Russell 1000 Index ETF	3,930	$1.039M	0.1%	$111.56	—	COM	464287622
PENN	Penn National Gaming	19,695	$1.021M	0.1%	$77.95	-22.2%	COM	707569109
EPP	iShares MSCI Pacific Rim	21,323	$1.018M	0.1%	$43.16	—	COM	464286665
—	Target Corporation	4,360	$1.009M	0.1%	$134.75	—	COM	87612e106
PSX	Phillips 66	13,617	$987K	0.1%	$62.25	+4.0%	COM	718546104
DHR	Danaher Corp.	2,954	$972K	0.1%	$68.10	+296.6%	COM	235851102
GIS	General Mills Inc.	14,415	$971K	0.1%	$35.08	+57.5%	COM	370334104
NSC	Norfolk Southern Corp.	3,233	$962K	0.1%	$100.99	+152.7%	COM	655844108
TJX	TJX Companies, Inc.	12,649	$960K	0.1%	$33.24	+96.4%	COM	872540109
VB	Vanguard Small-Cap VIPERs	4,122	$932K	0.1%	$109.33	—	COM	922908751
—	SPDR S&P Dividend ETF	7,200	$930K	0.1%	$118.06	—	COM	78464a763
APA	APA Corporation	34,150	$918K	0.1%	$16.81	+39.1%	COM	03743Q108
BRK/A	Berkshire Hathaway 'A'	2	$901K	0.1%	$177346.64	+143.5%	COM	084670108
TRC	Tejon Ranch Co.	47,000	$897K	0.1%	$18.76	+0.9%	COM	879080109
—	Valero Energy Corp.	11,766	$884K	0.1%	$72.09	—	COM	91913y100
LHX	L3Harris Technologies, Inc	4,069	$868K	0.1%	$180.55	+12.7%	COM	502431109
ALL	AllState Corp.	7,225	$850K	0.1%	$44.78	+138.7%	COM	020002101
IRM	Iron Mountain, Inc.	16,223	$849K	0.1%	$36.31	+10.5%	COM	46284V101
TSLA	Tesla, Inc.	733	$775K	0.1%	$130.06	+157.9%	COM	88160R101
VO	Vanguard Mid-Cap Exchange Trad	2,994	$763K	0.1%	$128.39	—	COM	922908629
—	Novartis AG	8,664	$758K	0.1%	$75.12	—	COM	66987v109
—	NextEra Energy, Inc.	8,121	$758K	0.1%	$93.34	—	COM	65339f101
DRI	Darden Restaurants, Inc.	4,926	$742K	0.1%	$35.03	+268.8%	COM	237194105
AIG	American Int'l Group	12,910	$734K	0.1%	$42.66	+21.5%	COM	026874784
RHHBY	Roche Holdings	14,068	$727K	0.1%	$46.79	—	COM	771195104
MS	Morgan Stanley	6,475	$636K	0.1%	$20.23	+329.0%	COM	617446448
IWR	iShares Russell Mid-Cap Index	7,610	$632K	0.1%	$67.42	—	COM	464287499
EW	Edwards Lifesciences Corp	4,690	$608K	0.1%	$66.47	+75.5%	COM	28176E108
IJH	iShares Core S&P MidCap ETF	2,127	$602K	0.1%	$170.99	—	COM	464287507
—	TE Connectivity Ltd	3,546	$572K	0.0%	$60.69	—	COM	H84989104
NVDA	Nvidia Corp	1,869	$550K	0.0%	$14.84	+85.1%	COM	67066G104
—	Zimmer Biomet Holdings, Inc.	4,226	$537K	0.0%	$104.69	—	COM	98956p102
TSCO	Tractor Supply Co	2,184	$521K	0.0%	$35.98	+13.2%	COM	892356106
AAL	American Airlines Grp	28,550	$513K	0.0%	$35.76	-46.4%	COM	02376R102
—	Energy Select Sector - SPDR	9,095	$505K	0.0%	$48.39	—	COM	81369y506
—	Adams Diversified Equity Fund,	25,000	$485K	0.0%	$12.60	—	COM	006212104
FOXA	Fox Corp. Cl A	12,686	$468K	0.0%	$35.41	+5.5%	COM	35137L105
TM	Toyota Motor Corp.	2,500	$463K	0.0%	$120.00	—	COM	892331307
VBK	Vanguard Small-Cap Growth ETF	1,591	$448K	0.0%	$157.01	—	COM	922908595
DVY	iShares DJ Select Dividend Ind	3,620	$444K	0.0%	$114.10	—	COM	464287168
AZO	AutoZone	208	$436K	0.0%	$1057.54	+76.1%	COM	053332102
VTI	Vanguard Index Total Stock Fun	1,703	$411K	0.0%	$160.46	—	COM	922908769
SO	Southern Co.	5,870	$403K	0.0%	$45.52	+20.2%	COM	842587107
KHC	Kraft Heinz Company	10,945	$393K	0.0%	$46.43	-36.5%	COM	500754106
IVV	iShares S&P 500 Core Index ETF	786	$375K	0.0%	$284.69	—	COM	464287200
TDY	Teledyne Technologies Inc.	847	$370K	0.0%	$226.53	+92.0%	COM	879360105
MA	MasterCard Inc.	1,027	$369K	0.0%	$362.28	-6.8%	COM	57636Q104
COST	Costco Wholesale	644	$366K	0.0%	$283.49	+72.2%	COM	22160K105
NSRGY	Nestle SA Sponsored Reg	2,598	$365K	0.0%	$75.45	—	COM	641069406
—	HealthStream Inc.	13,600	$358K	0.0%	$25.29	—	COM	42222n103
—	ConocoPhillips	4,888	$353K	0.0%	$41.11	—	COM	20825c104
AMAT	Applied Materials Inc.	2,229	$351K	0.0%	$106.74	+30.8%	COM	038222105
—	Vidler Water Resources	29,000	$350K	0.0%	$8.90	—	COM	92660E107
—	Truxton Corp.	4,880	$343K	0.0%	$61.07	—	COM	89845y107
—	Discov Commun 'C'	14,608	$335K	0.0%	$19.94	—	COM	25470F302
VXF	Vanguard Index Extended Market	1,725	$315K	0.0%	$90.45	—	COM	922908652
—	Johnson Controls International	3,785	$308K	0.0%	$59.73	—	COM	g51502105
UNH	UnitedHealth Group	606	$304K	0.0%	$308.19	+37.0%	COM	91324P102
IWM	Russell 2000 Index Fund	1,299	$289K	0.0%	$199.70	—	COM	464287655
CI	CIGNA Corp.	1,259	$289K	0.0%	$144.40	+36.6%	COM	125523100
SJM	J M Smucker Company	2,045	$278K	0.0%	$100.50	+10.5%	COM	832696405
QQQ	Invesco QQQ Trust Ser 1	667	$265K	0.0%	$353.82	—	COM	46090E103
FOX	Fox Corp. Cl B	7,728	$265K	0.0%	$34.51	+0.2%	COM	35137L204
VNQ	Vanguard REIT ETF	2,265	$263K	0.0%	$91.81	—	COM	922908553
OGN	Organon & Co.	8,426	$257K	0.0%	$26.92	+0.2%	COM	68622V106
XLK	Technology Select Sector SPDR	1,431	$249K	0.0%	$147.78	—	COM	81369Y803
GE	General Electric Co.	2,583	$244K	0.0%	$62.95	-2.2%	COM	369604301
NOC	Northrop Grumman	584	$226K	0.0%	$333.78	+4.3%	COM	666807102
CSX	CSX Corp.	5,925	$223K	0.0%	$33.29	0.0%	COM	126408103
VTRS	Viatris, Inc.	16,402	$222K	0.0%	$13.04	-14.8%	COM	92556V106
—	Marathon Petroleum Corp.	3,322	$213K	0.0%	$60.51	—	COM	56585a102
CL	Colgate Palmolive Co.	2,481	$212K	0.0%	$70.92	0.0%	COM	194162103
ACWI	iShares Tr MSCI ACWI ETF	2,000	$212K	0.0%	$106.00	—	COM	464288257
ILMN	Illumina, Inc.	557	$212K	0.0%	$318.77	+18.9%	COM	452327109
—	Discover Financial Service	1,825	$211K	0.0%	$118.36	—	COM	254709108
—	Blackstone Group, Inc.	1,600	$207K	0.0%	$129.38	—	COM	09260d107
UNP	Union Pacific Corp.	816	$206K	0.0%	$214.98	0.0%	COM	907818108
SXC	SunCoke Energy	25,000	$165K	0.0%	$9.20	-27.9%	COM	86722A103
AGI	Alamos Gold Cl A	20,000	$154K	0.0%	$8.22	-8.9%	COM	011532108
—	Griffin American Healthcare RE	15,922	$147K	0.0%	$9.23	—	COM	398182204
NWBO	Northwest Biotherapeutics, Inc	20,000	$14,000	0.0%	$0.20	+380.3%	COM	66737P600
—	Provectus Biophamaceuticals	50,000	$3,000	0.0%	$0.04	—	COM	74373p108
AERN	AER Energy Resources Inc	5,000,000	$0	0.0%	$0.00	-43.9%	COM	000944207
—	LinnCo, LLC Escrow	15,000	$0	0.0%	—	—	COM	535ESC107
—	Energold Drilling Corp	10,000	$0	0.0%	—	—	COM	29268a103
—	Provision Holding, Inc. Com	221,450	$0	0.0%	$0.00	—	COM	744121104