Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHG	Schwab Dow Jones US Large Grow	120,540	$5.928M	4.5%	$49.18 *	$4.81	+27.7%	ETF	808524300
SCHV	Schwab Dow Jones US Large Valu	133,949	$5.712M	4.3%	$42.64 *	$12.18	+16.7%	ETF	808524409
JNJ	Johnson & Johnson	36,699	$3.912M	2.9%	$106.60 *	$59.66	+30.7%	COM	478160104
SCHA	Schwab Dow Jones US Sm-Cap ETF	73,227	$3.764M	2.8%	$51.40 *	$10.84	+18.5%	ETF	808524607
SCHD	Schwab Dow Jones US Div Eq ETF	93,373	$3.6M	2.7%	$38.56 *	$11.17	+15.1%	ETF	808524797
INTC	Intel Corp	91,204	$3.176M	2.4%	$34.82 *	$17.23	+54.1%	COM	458140100
XOM	Exxon-Mobil	32,246	$3.033M	2.3%	$94.06 *	$53.74	+8.4%	COM	30231G102
—	Merck & Co Inc	50,974	$3.022M	2.3%	$59.29	$46.48	—	COM	58933y105
AAPL	Apple Computer Inc	26,117	$2.631M	2.0%	$100.74 *	$17.87	+24.4%	COM	037833100
MSFT	Microsoft Corp	55,555	$2.576M	1.9%	$46.37 *	$26.70	+47.1%	COM	594918104
IJH	iShares S&P Midcap 400 Index	17,387	$2.378M	1.8%	$136.77 *	$23.28	+17.5%	ETF	464287507
SDY	SPDR S&P Dividend ETF	31,649	$2.372M	1.8%	$74.95	$69.02	+8.6%	ETF	78464A763
PEP	Pepsico	25,082	$2.335M	1.8%	$93.09 *	$56.00	+18.7%	COM	713448108
—	Covidien Ltd	25,810	$2.233M	1.7%	$86.52	$62.84	—	COM	G2554F113
—	Altria Group Inc	4,780	$2.196M	1.6%	$459.41	$41.84	—	COM	022095103
CVS	CVS Health Corporation	26,948	$2.145M	1.6%	$79.60 *	$41.46	+40.0%	COM	126650100
SCHX	Schwab Dow Jones US Large Cap	44,748	$2.103M	1.6%	$47.00 *	$7.31	+7.2%	ETF	808524201
IJR	iShares S&P Smallcap 600 Index	19,365	$2.02M	1.5%	$104.31 *	$44.53	+17.1%	ETF	464287804
CVX	ChevronTexaco Corp	16,563	$1.976M	1.5%	$119.30 *	$71.28	+3.4%	COM	166764100
VZ	Verizon Communications	38,836	$1.941M	1.5%	$49.98 *	$26.93	+3.9%	COM	92343V104
BMY	Bristol Myers Squibb	35,663	$1.825M	1.4%	$51.17 *	$28.67	+22.3%	COM	110122108
QCOM	Qualcomm Corp	23,055	$1.724M	1.3%	$74.78 *	$46.19	+17.7%	COM	747525103
WFC	Wells Fargo & Company	30,337	$1.574M	1.2%	$51.88 *	$27.47	+37.7%	COM	949746101
AMGN	Amgen Inc	103,782	$1.458M	1.1%	$14.05 *	$93.06	+9.5%	COM	031162100
BRK/B	Berkshire Hathaway Cl B	10,429	$1.441M	1.1%	$138.17	$110.30	+25.2%	COM	084670702
—	EMC Corp	48,943	$1.432M	1.1%	$29.26	$24.08	—	COM	268648102
VTV	Vanguard Value	17,057	$1.385M	1.0%	$81.20	$79.17	+2.6%	ETF	922908744
—	Biotech/Genome Powershares	28,325	$1.309M	1.0%	$46.21	$46.21	—	ETF	73935X856
COF	Capital One Financial Cp	15,374	$1.255M	0.9%	$81.63 *	$47.71	+39.6%	COM	14040H105
SLB	Schlumberger Ltd	12,083	$1.229M	0.9%	$101.71 *	$53.94	+37.8%	COM	806857108
—	Google Inc Class A	2,009	$1.182M	0.9%	$588.35	$835.91	—	COM	38259P508
BAC	Bank Of America	67,610	$1.153M	0.9%	$17.05 *	$10.06	+34.0%	COM	060505104
USB	U S Bancorp	27,102	$1.134M	0.9%	$41.84 *	$22.61	+25.1%	COM	902973304
VEU	Vanguard Int'l Eqty Index	22,812	$1.123M	0.8%	$49.23	$46.99	+4.8%	ETF	922042775
—	Oracle Systems	29,272	$1.121M	0.8%	$38.30	$30.98	—	COM	68389x105
DIS	Disney Walt Co	12,575	$1.12M	0.8%	$89.07 *	$57.41	+39.4%	COM	254687106
VUG	Vanguard Growth	11,240	$1.12M	0.8%	$99.64 *	$13.28	+25.1%	ETF	922908736
—	J P Morgan Chase & Co	18,453	$1.112M	0.8%	$60.26	$5.87	—	COM	46625h100
UNP	Union Pacific Corp	9,869	$1.07M	0.8%	$108.42 *	$65.74	+28.3%	COM	907818108
MET	Metlife Inc	19,494	$1.047M	0.8%	$53.71 *	$25.35	+29.8%	COM	59156R108
PPL	PPL Corp	31,212	$1.025M	0.8%	$32.84 *	$16.36	+13.2%	COM	69351T106
—	Harman Intl Inds Inc	10,329	$1.013M	0.8%	$98.07	$54.22	—	COM	413086109
GLD	SPDR Gold Shares	8,538	$992K	0.7%	$116.19	$135.65	-14.3%	ETF	78463V107
—	United Technologies CP	9,340	$987K	0.7%	$105.67	$92.98	—	COM	913017109
GILD	Gilead Sciences Inc	8,625	$918K	0.7%	$106.43 *	$56.66	+30.5%	COM	375558103
—	Guggenheim S&P 500 Eq. Wgt.	11,900	$902K	0.7%	$75.80	$75.80	—	ETF	78355W106
TAP	Molson Coors Brewing Cl B	12,047	$897K	0.7%	$74.46 *	$37.25	+52.1%	COM	60871R209
SCHM	Schwab Dow Jones US Mid-Cap	22,352	$865K	0.6%	$38.70 *	$10.70	+20.6%	ETF	808524508
EMR	Emerson Electric	13,492	$844K	0.6%	$62.56 *	$40.02	+15.4%	COM	291011104
—	AT&T Corp	23,890	$842K	0.6%	$35.24	$35.36	—	COM	00206r102
XBI	SPDR S&P Biotech ETF	5,398	$842K	0.6%	$155.98 *	$35.57	+46.2%	ETF	78464A870
—	Google Inc Class C	1,424	$822K	0.6%	$577.25	$575.67	—	COM	38259P706
DE	Deere & Company	9,825	$806K	0.6%	$82.04 *	$67.91	-1.4%	COM	244199105
—	Du Pont E I De Nemours	11,210	$804K	0.6%	$71.72	$53.58	—	COM	263534109
SCHF	Schwab FTSE Developed ex-US ET	25,886	$803K	0.6%	$31.02 *	$16.11	-3.7%	ETF	808524805
FNDX	Sch Fundamental US Large Co ET	27,517	$798K	0.6%	$29.00 *	$9.47	+2.1%	ETF	808524771
—	National Oilwell Varco, Inc.	10,251	$780K	0.6%	$76.09	$74.36	—	COM	637071101
MCD	McDonalds Corp	8,167	$774K	0.6%	$94.77 *	$71.80	-0.8%	COM	580135101
SPY	S&P 500 Spdr	3,864	$761K	0.6%	$196.95	$163.53	+20.5%	ETF	78462F103
—	Government Property Income Tru	32,695	$716K	0.5%	$21.90	$25.24	—	ETF	38376A103
OXY	Occidental Petroleum Corp	7,419	$713K	0.5%	$96.10 *	$62.57	+5.0%	COM	674599105
DHR	Danaher Corp	9,054	$688K	0.5%	$75.99 *	$25.16	+23.2%	COM	235851102
—	Conoco Phillips	8,986	$688K	0.5%	$76.56	$69.54	—	COM	20825c104
KO	Coca Cola	16,031	$684K	0.5%	$42.67 *	$27.73	+8.0%	COM	191216100
STT	State Street Boston Corp	9,175	$675K	0.5%	$73.57 *	$44.60	+21.2%	COM	857477103
—	DIRECTV	7,651	$662K	0.5%	$86.52	$61.64	—	COM	25490A309
C	Citigroup Inc	12,509	$648K	0.5%	$51.80 *	$36.82	+4.8%	COM	172967424
CSCO	Cisco Systems	25,664	$646K	0.5%	$25.17 *	$15.24	+17.1%	COM	17275R102
NKE	Nike Inc Class B	6,714	$599K	0.4%	$89.22 *	$30.45	+27.2%	COM	654106103
—	Nabors Industries	25,888	$589K	0.4%	$22.75	$15.32	—	COM	G6359F103
VWO	Vanguard Emerging Mkt Fd	14,126	$589K	0.4%	$41.70	$42.23	-1.2%	ETF	922042858
IVW	iShares S&P 500 Barra Gr. Fd.	5,216	$557K	0.4%	$106.79 *	$21.20	+26.0%	ETF	464287309
IBM	International Business Machine	2,840	$539K	0.4%	$189.79 *	$118.94	-4.0%	COM	459200101
—	PwrShs Financial Pfd	29,707	$535K	0.4%	$18.01	$17.89	—	ETF	73935X229
BIDU	Baidu Com Inc Adr	2,435	$531K	0.4%	$218.07	$211.42	+3.2%	ADR	056752108
CMI	Cummins Inc	3,892	$514K	0.4%	$132.07 *	$83.71	+16.3%	COM	231021106
ADP	Automatic Data Processing	5,987	$497K	0.4%	$83.01 *	$45.18	+26.4%	COM	053015103
IVE	iShares S&P 500 Barra Value Fd	5,450	$491K	0.4%	$90.09	$75.90	+18.7%	ETF	464287408
HAS	Hasbro Inc	8,750	$481K	0.4%	$54.97 *	$30.22	+26.1%	COM	418056107
—	Dominion Res Inc Va	6,850	$473K	0.4%	$69.05	$56.83	—	COM	25746u109
FNDF	Sch Fundamental Intl Lg Co ETF	16,830	$465K	0.3%	$27.63	$29.01	-4.8%	ETF	808524755
—	H S B C Hldgs 6.2% Pfd	18,500	$465K	0.3%	$25.14	$25.14	—	PFD	404280604
PFE	Pfizer Inc	15,341	$455K	0.3%	$29.66 *	$16.50	+6.0%	COM	717081103
VDC	Vanguard Consumer Staples	3,860	$454K	0.3%	$117.62	$103.32	+13.7%	ETF	92204A207
VNQ	Vanguard REIT	6,314	$454K	0.3%	$71.90	$71.85	-0.0%	ETF	922908553
EBAY	Ebay Inc	7,833	$444K	0.3%	$56.68 *	$20.00	+6.0%	COM	278642103
TMO	Thermo Fisher Scientific	3,637	$443K	0.3%	$121.80 *	$79.76	+47.4%	COM	883556102
—	Anadarko Petroleum	4,291	$435K	0.3%	$101.37	$93.20	—	COM	032511107
LOW	Lowes Companies	8,212	$435K	0.3%	$52.97 *	$32.16	+34.3%	COM	548661107
LQD	iShares Inv. Grade Corp. Bd.	3,500	$414K	0.3%	$118.29	$118.92	-0.6%	ETF	464287242
—	Dow Chemical	7,865	$412K	0.3%	$52.38	$33.14	—	COM	260543103
—	BB&T Corporation	11,011	$410K	0.3%	$37.24	$34.73	—	COM	054937107
SCHE	Schwab FTSE Emerging Mkt ETF	15,986	$406K	0.3%	$25.40	$24.97	+1.7%	ETF	808524706
—	General Electric	156,466	$400K	0.3%	$2.56	$23.19	—	COM	369604103
TD	Toronto Dominion Bank	7,900	$390K	0.3%	$49.37	$43.98	+12.3%	COM	891160509
FISV	Fiserv Inc.	5,732	$370K	0.3%	$64.55 *	$24.65	+31.1%	COM	337738108
MMM	3M Company	2,598	$368K	0.3%	$141.65 *	$61.26	+34.8%	COM	88579Y101
PM	Philip Morris Intl Inc	4,410	$368K	0.3%	$83.45 *	$49.85	-4.2%	COM	718172109
SCHB	Schwab Dow Jones US Broad Mkt	7,718	$367K	0.3%	$47.55 *	$6.52	+21.6%	ETF	808524102
NVS	Novartis A G	3,869	$364K	0.3%	$94.08	$72.61	+29.6%	COM	66987V109
BKU	BankUnited, Inc.	11,725	$357K	0.3%	$30.45 *	$21.28	+2.9%	COM	06652K103
BHP	BHP Billiton Ltd Adr	5,783	$341K	0.3%	$58.97 *	$62.17	-10.2%	ADR	088606108
PANW	Palo Alto Networks Inc	3,350	$329K	0.2%	$98.21 *	$8.30	+97.1%	COM	697435105
MDY	S&P 400 Mid-Cap SPDR	1,315	$328K	0.2%	$249.43	$211.48	+17.9%	ETF	78467Y107
EEM	iShares MSCI Emrg Mkt Fd	7,844	$326K	0.2%	$41.56	$41.50	+0.1%	ETF	464287234
ABT	Abbott Labs	7,762	$323K	0.2%	$41.61 *	$29.23	+14.8%	COM	002824100
CAT	Caterpillar	3,144	$311K	0.2%	$98.92 *	$63.80	+16.2%	COM	149123101
—	PowerShares Preferred	20,900	$302K	0.2%	$14.45	$14.23	—	ETF	73936T565
—	PwrShs S&P 500 Low Volatility	8,371	$293K	0.2%	$35.00	$31.09	—	ETF	73937B779
RWO	SPDR DJ Wilshire Global Real E	6,534	$290K	0.2%	$44.38	$45.12	-1.8%	ETF	78463X749
ROP	Roper Industries Inc	1,952	$286K	0.2%	$146.52 *	$137.24	-0.5%	COM	776696106
ITW	Illinois Tool Works	3,370	$284K	0.2%	$84.27 *	$49.85	+30.3%	COM	452308109
PPG	PPG Inds Inc	1,438	$283K	0.2%	$196.80 *	$59.69	+35.1%	COM	693506107
EPD	Enterprise Prd Prtnrs Lp	7,010	$283K	0.2%	$40.37	$54.74	—	COM	293792107
—	Hewlett Packard	7,762	$275K	0.2%	$35.43	$35.43	—	COM	428236103
VCSH	Vanguard Short-Term Corp Bond	3,430	$274K	0.2%	$79.88	$79.99	-0.1%	ETF	92206C409
—	Royal Dutch Shell PLC	3,526	$268K	0.2%	$76.01	$64.60	—	ADR	780259206
LMT	Lockheed Martin Corp	1,413	$258K	0.2%	$182.59 *	$97.17	+38.7%	COM	539830109
PG	Procter & Gamble Inc	30,224	$253K	0.2%	$8.37 *	$55.05	+11.0%	COM	742718109
—	Chase Corp	8,000	$249K	0.2%	$31.13	$29.83	—	COM	16150r104
—	Walgreen Corp	4,094	$243K	0.2%	$59.36	$57.76	—	COM	931422109
VPU	Vanguard Utilities	2,665	$243K	0.2%	$91.18	$85.08	+7.3%	ETF	92204A876
—	Magellan Midstream Ptnrs	2,888	$243K	0.2%	$84.14	$69.60	—	COM	559080106
—	Health Care Reit Inc	3,900	$243K	0.2%	$62.31	$67.09	—	COM	42217K106
MDLZ	Mondelez Intl Inc Cl A	7,038	$241K	0.2%	$34.24 *	$23.16	+15.5%	COM	609207105
—	Celgene Corp	2,506	$238K	0.2%	$94.97	$94.97	—	COM	151020104
NVDA	Nvidia Corp	12,745	$235K	0.2%	$18.44 *	$0.32	+37.0%	COM	67066G104
V	Visa, Inc.	1,102	$235K	0.2%	$213.25 *	$48.17	+2.3%	COM	92826C839
—	Air Prods & Chems	1,800	$234K	0.2%	$130.00	$130.00	—	COM	9158906
—	GlaxoSmithKline plc	5,032	$231K	0.2%	$45.91	$53.35	—	COM	37733W105
VIG	Vanguard Div Appreciation	2,922	$225K	0.2%	$77.00	$72.76	+5.8%	ETF	921908844
—	AON Corp	2,517	$221K	0.2%	$87.80	$64.29	—	COM	G0408V102
WMT	Wal-Mart Stores	2,886	$221K	0.2%	$76.58 *	$20.35	+1.0%	COM	931142103
CTSH	Cognizant Tech. Solutions	4,895	$219K	0.2%	$44.74 *	$42.39	-6.4%	COM	192446102
META	Facebook Inc Class A	2,750	$217K	0.2%	$78.91	$72.85	+7.7%	COM	30303M102
PRU	Prudential Financial Inc	2,429	$214K	0.2%	$88.10 *	$51.54	+5.2%	COM	744320102
—	Express Scripts Inc	3,019	$213K	0.2%	$70.55	$70.55	—	COM	30219G108
—	Potash Corp of Saskatchewan	6,025	$208K	0.2%	$34.52	$33.05	—	COM	73755L107
REGN	Regeneron Pharm	576	$208K	0.2%	$361.11	$333.32	+7.6%	COM	75886F107
—	Chubb Corp	2,274	$207K	0.2%	$91.03	$84.54	—	COM	171232101
—	Diageo Plc	1,794	$207K	0.2%	$115.38	$114.87	—	COM	25243q205
—	Plum Creek Timber	5,231	$204K	0.2%	$39.00	$46.63	—	COM	729251108
HD	Home Depot	3,771	$34,000	0.0%	$9.02 *	$56.05	+25.8%	COM	437076102
FCX	Freeport McMoRan Cp&Gld	7,395	$24,000	0.0%	$3.25 *	$24.67	+15.3%	COM	35671D857
FLR	Fluor Corp	3,484	$23,000	0.0%	$6.60 *	$54.00	+10.6%	COM	343412102