Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	Schw US Brd Mkt Etf	281,247	$21.62M	7.5%	$2074.54	—	US BRD MKT ETF	808524102
AAPL	Apple Computer Inc	61,324	$18.01M	6.3%	$23.89	+159.6%	COM	037833100
MSFT	Microsoft Corp	80,563	$12.71M	4.4%	$38.73	+259.5%	COM	594918104
AMZN	Amazon Com Inc	5,636	$10.41M	3.6%	$44.96	+96.8%	COM	023135106
T	A T & T Inc New	222,942	$8.713M	3.0%	$14.45	+30.5%	COM	00206R102
V	Visa Inc Cl A	44,718	$8.403M	2.9%	$71.72	+140.6%	COM CL A	92826C839
QQQ	Invesco QQQ Trust	34,496	$7.334M	2.6%	$174.12	—	UNIT SER 1	46090E103
JPM	Jpmorgan Chase & Co	48,834	$6.808M	2.4%	$65.28	+66.5%	COM	46625H100
VZ	Verizon Communications	105,442	$6.474M	2.3%	$28.61	+49.6%	COM	92343V104
GOOGL	Alphabet A	4,730	$6.335M	2.2%	$47.64	+34.4%	CAP STK CL A	02079K305
HD	Home Depot Inc	27,777	$6.066M	2.1%	$81.71	+138.6%	COM	437076102
BOND	Pimco Total Return	51,611	$5.564M	1.9%	$105.39	—	ACTIVE BD ETF	72201R775
WM	Waste Management Inc Del	48,122	$5.484M	1.9%	$41.63	+145.2%	COM	94106L109
META	Facebook Inc Class A	25,981	$5.333M	1.9%	$113.61	+69.3%	CL A	30303M102
BRK/B	Berkshire Hathaway Cl B	19,200	$4.349M	1.5%	$167.22	+29.9%	CL B NEW	084670702
MET	Metlife Inc	71,658	$3.652M	1.3%	$25.79	+52.5%	COM	59156R108
EFAV	iShares Edge MSCI Min Vol EAFE ETF	48,075	$3.584M	1.2%	$73.70	—	MIN VOL EAFE ETF	46429B689
BAC	Bank Of America Corp	96,963	$3.415M	1.2%	$20.05	+38.6%	COM	060505104
JNJ	Johnson & Johnson	22,023	$3.212M	1.1%	$65.71	+73.6%	COM	478160104
PG	Procter & Gamble	25,042	$3.128M	1.1%	$61.37	+71.5%	COM	742718109
CSCO	Cisco Systems Inc	59,042	$2.832M	1.0%	$18.99	+103.0%	COM	17275R102
PFE	Pfizer Incorporated	70,939	$2.779M	1.0%	$19.01	+40.5%	COM	717081103
SCHG	Schw US Lcap Gro Etf	29,040	$2.698M	0.9%	$86.05	—	US LCAP GR ETF	808524300
PSX	Phillips	23,631	$2.633M	0.9%	$51.80	+68.7%	COM	718546104
UAL	United Contl Hldgs Inc	29,646	$2.612M	0.9%	$64.80	+38.5%	COM	910047109
DIS	Disney Walt Co	18,049	$2.61M	0.9%	$107.03	+26.8%	COM DISNEY	254687106
SPTL	Spdr Long Term Treasury	65,024	$2.527M	0.9%	$35.24	—	PORTFOLIO LN TSR	78464A664
MA	Mastercard Inc	8,316	$2.483M	0.9%	$94.33	+189.0%	CL A	57636Q104
MDYG	Spdr S&P 400 Mid Cap	43,122	$2.462M	0.9%	$72.76	—	S&P 400 MDCP GRW	78464A821
DUK	Duke Energy Corp New	25,728	$2.347M	0.8%	$51.73	+38.8%	COM NEW	26441C204
TMO	Thermo Electron Corp	7,129	$2.316M	0.8%	$125.86	+137.1%	COM	883556102
DAL	Delta Air Lines Inc New	39,188	$2.292M	0.8%	$44.96	+20.3%	COM NEW	247361702
—	Nuveen Ny Amt Free Muni	161,321	$2.189M	0.8%	$13.46	—	COM	670656107
PRU	Prudential Financial Inc	23,005	$2.156M	0.8%	$56.41	+19.4%	COM	744320102
HSBC	Hsbc Hldgs Plc Adr New	55,020	$2.151M	0.7%	$37.20	—	SPON ADR NEW	404280406
IP	International Paper Co	43,743	$2.014M	0.7%	$31.28	+1.9%	COM	460146103
AFL	A F L A C Inc	37,688	$1.994M	0.7%	$31.08	+47.5%	COM	001055102
MRK	Merck & Co Inc	21,687	$1.972M	0.7%	$38.14	+77.1%	COM	58933Y105
ARKK	Ark Innovation Etf	37,973	$1.901M	0.7%	$45.16	—	INNOVATION ETF	00214Q104
HEI/A	Heico Corp	21,165	$1.895M	0.7%	$44.25	+113.3%	CL A	422806208
—	Royal Dutch Shell A Adrf	31,980	$1.886M	0.7%	$60.61	—	SPONS ADR A	780259206
TFC	Truist Finl Corp Com	33,404	$1.881M	0.7%	$40.89	0.0%	COM	89832Q109
PEP	Pepsico Incorporated	13,705	$1.873M	0.7%	$68.93	+63.6%	COM	713448108
ABBV	Abbvie Inc	20,884	$1.849M	0.6%	$50.45	+28.1%	COM	00287Y109
BABA	Alibaba Group Hldg Adr	8,512	$1.805M	0.6%	$182.89	—	SPONSORED ADS	01609W102
CVS	C V S Corp Del	23,902	$1.776M	0.6%	$49.57	+16.5%	COM	126650100
EPD	Enterprise Prd Prtnrs	62,854	$1.77M	0.6%	$28.92	—	COM	293792107
—	Wells Fargo L	1,192	$1.729M	0.6%	$1317.12	—	PERP PFD CNV A	949746804
FNDA	Schwab Fundamental US	42,049	$1.692M	0.6%	$33.98	—	SCHWAB FDT US SC	808524763
MMM	3m Company	9,431	$1.664M	0.6%	$61.91	+80.5%	COM	88579Y101
SCHF	Schw Intl Eq Etf	48,795	$1.641M	0.6%	$31.20	—	INTL EQTY ETF	808524805
CRM	Salesforce Com	10,018	$1.629M	0.6%	$142.48	+8.7%	COM	79466L302
VLO	Valero Energy Corp New	16,997	$1.592M	0.6%	$62.90	+17.0%	COM	91913Y100
UNH	Unitedhealth Group Inc	5,407	$1.59M	0.6%	$172.94	+36.8%	COM	91324P102
C	Citigroup Inc	19,790	$1.581M	0.6%	$48.33	+22.6%	COM NEW	172967424
INTC	Intel Corp	25,873	$1.548M	0.5%	$19.01	+159.1%	COM	458140100
UPS	United Parcel Service B	12,751	$1.493M	0.5%	$67.61	+37.3%	CL B	911312106
—	Nuveen New York Dividend	98,095	$1.393M	0.5%	$14.26	—	COM	67066X107
—	Bank Of America	921	$1.335M	0.5%	$57003.94	—	7.25%CNV PFD L	060505682
USB	U S Bancorp Del New	22,432	$1.33M	0.5%	$37.36	+18.7%	COM NEW	902973304
WFC	Wells Fargo & Co New	23,063	$1.241M	0.4%	$42.19	+6.0%	COM	949746101
NVDA	Nvidia Corp	4,840	$1.139M	0.4%	$3.98	+29.9%	COM	67066G104
BMY	Bristol-Myers Squibb Co	17,015	$1.092M	0.4%	$38.12	+18.5%	COM	110122108
HON	Honeywell International	6,078	$1.076M	0.4%	$90.24	+59.5%	COM	438516106
SBUX	Starbucks Corp	11,944	$1.05M	0.4%	$61.91	+20.3%	COM	855244109
AXP	American Express Company	8,336	$1.038M	0.4%	$68.09	+61.7%	COM	025816109
SCHO	Schwab Short Term US	20,499	$1.035M	0.4%	$49.91	—	SHT TM US TRES	808524862
IRM	Iron Mountain Inc New	32,000	$1.02M	0.4%	$23.96	0.0%	COM	46284V101
TRV	Travelers Companies Inc	7,271	$996K	0.3%	$86.72	+37.5%	COM	89417E109
—	Nuveen Nj Div Ad Muni Fd	66,599	$976K	0.3%	$14.47	—	COM	67069Y102
IWB	Ishares Tr Russell	5,459	$974K	0.3%	$150.10	—	RUS 1000 ETF	464287622
SCHR	Schwab Intermediate Term	17,630	$968K	0.3%	$53.20	—	INTRM TRM TRES	808524854
JBLU	Jetblue Airways Corp	51,000	$955K	0.3%	$20.48	-9.3%	COM	477143101
XLK	Sector Spdr Tech Select	10,399	$953K	0.3%	$36.24	—	TECHNOLOGY	81369Y803
SPLV	Invesco S&P 500 Low Volatility	16,124	$941K	0.3%	$51.04	—	S&P500 LOW VOL	46138E354
VEEV	Veeva Systems Inc	6,629	$932K	0.3%	$82.10	+79.0%	CL A COM	922475108
—	SPLUNK INC	6,066	$909K	0.3%	$126.04	—	COM	848637104
—	United Technologies Corp	5,975	$895K	0.3%	$3544.45	—	COM	913017109
RSPS	Invesco S&P 500 Equal Weight	5,893	$860K	0.3%	$117.79	—	S&P500 EQL STP	46137V373
SPY	S P D R S&P 500 Etf Tr	2,622	$844K	0.3%	$298.83	—	TR UNIT	78462F103
PCY	Invesco Emerging Markets	28,513	$843K	0.3%	$27.00	—	EMRNG MKT SVRG	46138E784
SCHD	Sch US Div Equity Etf	14,420	$835K	0.3%	$47.16	—	US DIVIDEND EQ	808524797
RSPD	Invesco S&P 500 Equal	7,407	$824K	0.3%	$104.35	—	S&P500 EQL DIS	46137V381
TROW	Rowe T Price Group Inc	6,700	$816K	0.3%	$49.49	+84.9%	COM	74144T108
MDLZ	Mondelez Intl Inc Cl A	13,939	$768K	0.3%	$38.44	+19.4%	CL A	609207105
CMCSA	Comcast Corp New Cl A	16,939	$762K	0.3%	$24.89	+52.1%	CL A	20030N101
D	Dominion Res Inc Va New	8,502	$704K	0.2%	$56.14	+11.2%	COM	25746U109
EL	Estee Lauderco Inc	3,335	$689K	0.2%	$127.83	+40.2%	CL A	518439104
KO	Coca Cola Company	12,452	$689K	0.2%	$29.47	+51.0%	COM	191216100
RSPU	Invesco S&P 500 Equal	6,461	$687K	0.2%	$97.39	—	S&P500 EQL UTL	46137V274
GOOG	Alphabet C	502	$671K	0.2%	$45.75	+40.0%	CAP STK CL C	02079K107
LMT	Lockheed Martin Corp	1,703	$663K	0.2%	$224.38	+44.8%	COM	539830109
PLD	Prologis Inc	7,416	$661K	0.2%	$74.69	0.0%	COM	74340W103
MO	Altria Group Inc	12,960	$647K	0.2%	$23.24	+23.9%	COM	02209S103
RSPH	Invesco S&P 500 Equal Weight	2,887	$639K	0.2%	$178.66	—	S&P500 EQL HLT	46137V332
ETN	Eaton Corporation	6,485	$614K	0.2%	$59.00	+35.1%	SHS	G29183103
BA	Boeing Co	1,764	$575K	0.2%	$246.22	+42.6%	COM	097023105
MDT	Medtronic Inc	5,057	$574K	0.2%	$87.54	+5.7%	SHS	G5960L103
VTI	Vanguard Total Stock Mkt	3,484	$570K	0.2%	$120.91	—	TOTAL STK MKT	922908769
DHR	Danaher Corp Del	3,679	$565K	0.2%	$94.86	+29.7%	COM	235851102
—	Nuveen Municipal Credit	34,474	$564K	0.2%	$16.22	—	COM SH BEN INT	67070X101
DOW	Dow Chemical Company	10,118	$554K	0.2%	$32.74	+12.1%	COM	260557103
—	Cohen Steers Qual Income	37,105	$552K	0.2%	$12.11	—	COM	19247L106
KMI	Kinder Morgan Inc	25,992	$550K	0.2%	$12.48	+12.6%	COM	49456B101
FMC	F M C Corp New	5,453	$544K	0.2%	$64.95	+19.6%	COM NEW	302491303
—	CyberArk Software Ltd	4,666	$544K	0.2%	$99.81	—	SHS	M2682V108
LOW	Lowes Companies Inc	4,516	$541K	0.2%	$74.56	+37.3%	COM	548661107
IJR	Ishares Tr S&P Smallcap	6,283	$527K	0.2%	$88.52	—	CORE S&P SCP ETF	464287804
CCL	Carnival Corp New	9,922	$504K	0.2%	$55.70	-21.2%	UNIT 99/99/9999	143658300
VGT	Vanguard Info Technology	2,013	$493K	0.2%	$136.46	—	INF TECH ETF	92204A702
ELV	Anthem Inc	1,598	$483K	0.2%	$161.00	+57.3%	COM	036752103
ORCL	Oracle Corporation	8,986	$476K	0.2%	$28.36	+77.8%	COM	68389X105
NOW	Service Now Inc	1,666	$470K	0.2%	$37.24	+41.5%	COM	81762P102
VOD	Vodafone Group Plc Adr	23,337	$451K	0.2%	$19.33	—	SPONSORED ADR	92857W308
XOM	Exxon Mobil Corporation	6,423	$448K	0.2%	$52.71	-1.2%	COM	30231G102
ENB	Enbridge Inc	10,999	$437K	0.2%	$20.25	+22.7%	COM	29250N105
XLP	Sector Spdr Tr Con Stpls	6,919	$436K	0.2%	$53.58	—	SBI CONS STPLS	81369Y308
AIG	American Intl Group Inc	8,260	$424K	0.1%	$39.31	+14.8%	COM NEW	026874784
CB	Chubb Corporation	2,715	$423K	0.1%	$139.33	-0.6%	COM	H1467J104
EMR	Emerson Electric Co	5,539	$422K	0.1%	$41.60	+51.0%	COM	291011104
XLY	Sector Spdr Consumer Fd	3,264	$409K	0.1%	$79.69	—	SBI CONS DISCR	81369Y407
YUM	Yum Brands Inc	3,905	$393K	0.1%	$92.35	0.0%	COM	988498101
—	Adams Express Co	24,938	$393K	0.1%	$12.63	—	COM	006212104
VV	Vanguard Large Cap	2,651	$392K	0.1%	$108.01	—	LARGE CAP ETF	922908637
NKE	Nike Inc Class B	3,796	$385K	0.1%	$74.07	+17.2%	CL B	654106103
—	Proshares Short S&P 500	15,683	$377K	0.1%	$26.16	—	SHORT S&P 500 NE	74347B425
SO	The Southern Company	5,914	$377K	0.1%	$31.35	+56.0%	COM	842587107
MCD	Mc Donalds Corp	1,877	$371K	0.1%	$140.03	+22.8%	COM	580135101
GS	Goldman Sachs Group Inc	1,593	$366K	0.1%	$155.16	+20.8%	COM	38141G104
IBM	Intl Business Machines	2,714	$364K	0.1%	$100.99	-1.1%	COM	459200101
PM	Philip Morris Intl Inc	4,264	$363K	0.1%	$48.88	+22.8%	COM	718172109
—	Vmware Inc Cl A	2,284	$347K	0.1%	$153.20	—	CL A COM	928563402
—	Credit Suisse Asset Mana	106,050	$341K	0.1%	$2.98	—	COM	224916106
AEP	Amer Electric Pwr Co Inc	3,607	$341K	0.1%	$39.38	+88.5%	COM	025537101
HIG	Hartford Finl Svcs Grp	5,502	$334K	0.1%	$24.35	+115.1%	COM	416515104
CTVA	Corteva Inc com	10,773	$318K	0.1%	$25.02	-2.1%	COM	22052L104
IWF	Ishares Russell 1000	1,749	$308K	0.1%	$110.93	—	RUS 1000 GRW ETF	464287614
—	Bridge Bancorp Inc	8,925	$299K	0.1%	$30.55	—	COM	108035106
AMD	Advanced Micro Devices	6,500	$298K	0.1%	$36.81	0.0%	COM	007903107
XEL	Xcel Energy Inc	4,561	$290K	0.1%	$46.93	+10.2%	COM	98389B100
XLC	Communicat Svs Slct Sec	5,330	$286K	0.1%	$49.00	—	COMMUNICATION	81369Y852
PFF	Ishares S&P U S Pfd Fund	7,591	$285K	0.1%	$37.54	—	PFD AND INCM SEC	464288687
PYPL	Paypal Holdings Inco	2,523	$273K	0.1%	$110.44	-5.9%	COM	70450Y103
ARKG	Ark Genomic Revolution	8,113	$272K	0.1%	$29.96	—	GENOMIC REV ETF	00214Q302
SWK	Stanley Black & Decker	1,639	$272K	0.1%	$106.65	+20.6%	COM	854502101
SHW	Sherwin Williams Co	448	$262K	0.1%	$161.99	+11.5%	COM	824348106
—	Neuberger Bermn Real Est	46,000	$257K	0.1%	$5.00	—	COM	64190A103
—	Unilever N V Ny Shs Newf	4,433	$255K	0.1%	$55.35	—	N Y SHS NEW	904784709
XYZ	Square Inc	4,023	$252K	0.1%	$56.88	+12.3%	CL A	852234103
WMT	Wal-Mart Stores Inc	2,110	$251K	0.1%	$27.34	+33.1%	COM	931142103
GILD	Gilead Sciences Inc	3,800	$247K	0.1%	$50.66	+1.2%	COM	375558103
DBEF	Xtrackers MSCI EAFE Hedged Equity ETF	7,284	$246K	0.1%	$33.77	—	XTRACK MSCI EAFE	233051200
XENWX	Eaton Vance Insured	19,779	$239K	0.1%	$12.43	—	COM	27827Y109
BP	Bp Plc Adr	6,221	$235K	0.1%	$38.03	—	SPONSORED ADR	055622104
VOE	Vanguard Mid Cap Value	1,975	$235K	0.1%	$107.82	—	MCAP VL IDXVIP	922908512
QCOM	Qualcomm Inc	2,591	$229K	0.1%	$72.86	0.0%	COM	747525103
—	Varian Medical Systems	1,600	$227K	0.1%	$141.88	—	COM	92220P105
—	Spirit Realty Cap New	4,466	$220K	0.1%	$49.26	—	COM NEW	84860W300
ITA	Ishares Aero & Def Etf	982	$218K	0.1%	$197.99	—	US AER DEF ETF	464288760
GIS	General Mills Inc	4,000	$214K	0.1%	$35.11	+21.9%	COM	370334104
PPA	Invesco Aerospace & Defense ETF	3,080	$211K	0.1%	$57.83	—	AEROSPACE DEFN	46137V100
LKNCY	Luckin Coffee Inc	5,340	$210K	0.1%	$39.33	—	SPONSORED ADS	54951L109
CLBK	Columbia Financial,	12,420	$210K	0.1%	$16.66	-0.9%	COM	197641103
—	Purefunds Ise Cyber	4,872	$202K	0.1%	$37.40	—	PRIME CYBR SCRTY	26924G201
RMCF	Rocky Mtn Choc Fact New	15,013	$139K	0.0%	$8.73	+2.4%	COM	77467X101
—	22nd Centy Group Inc	30,800	$34,000	0.0%	$1.10	—	COM	90137F103