ORRSTOWN FINANCIAL SERVICES INC Diversified Active

CIK: 0000826154 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 15, 2026

Total Value ($000): $599,808 (100.0% shares, 0.0% debt)

Holdings (118)

New Positions (3)

SCHW The Charles Schwab Corporation 0.1%

Value ($000) $388 Shares 3,888 Est. Cost $94.74 Unrealized 0.0%

SLYG SPDR S&P 600 Small Cap Growth 0.0%

Value ($000) $252 Shares 2,680 Est. Cost $94.19 Unrealized —

GEHC GE HEALTHCARE TECHNOLOGIES INC 0.0%

Value ($000) $202 Shares 2,457 Est. Cost $77.91 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHW	The Charles Schwab Corporation	3,888	$388	0.1%	$94.74	0.0%	Common Stock	808513105
SLYG	SPDR S&P 600 Small Cap Growth	2,680	$252	0.0%	$94.19	—	Exchange Traded Fund	78464A201
GEHC	GE HEALTHCARE TECHNOLOGIES INC	2,457	$202	0.0%	$77.91	0.0%	Common Stock	36266G107

Increased Positions (41)

JAVA JPMorgan Active Value 9.7%

Value ($000) $58,443 (+8.6%) Shares 814,884 (+4.5%) Est. Cost $64.88 Unrealized —

IVV iShares Core S&P 500 Index Fund 17.5%

Value ($000) $105,129 (+3.9%) Shares 153,487 (+1.5%) Est. Cost $536.54 Unrealized —

FENI Fidelity Enhanced International 8.9%

Value ($000) $53,402 (+7.7%) Shares 1,459,872 (+3.9%) Est. Cost $30.55 Unrealized —

BIV Vanguard Intermediate Term Bond ETF 1.0%

Value ($000) $6,214 (+29.3%) Shares 79,792 (+29.6%) Est. Cost $76.85 Unrealized —

ACWX iShares MSCI ACWI ex US ETF 0.4%

Value ($000) $2,530 (+52.9%) Shares 37,695 (+48.0%) Est. Cost $58.90 Unrealized —

GSC Goldman Sachs Small Cap Equity ETF 4.0%

Value ($000) $23,907 (+3.3%) Shares 439,782 (+1.3%) Est. Cost $50.31 Unrealized —

JGRO JPMorgan Active Growth 3.3%

Value ($000) $20,005 (+3.6%) Shares 215,573 (+4.6%) Est. Cost $71.83 Unrealized —

LLY Eli Lilly and Co 0.3%

Value ($000) $1,653 (+53.9%) Shares 1,538 (+9.2%) Est. Cost $750.70 Unrealized +27.3%

ORCL Oracle Corp 0.2%

Value ($000) $1,407 (-28.2%) Shares 7,220 (+3.6%) Est. Cost $142.73 Unrealized +66.8%

AMGN Amgen Inc 0.2%

Value ($000) $961 (+97.1%) Shares 2,935 (+69.9%) Est. Cost $275.77 Unrealized +14.6%

HELO JPMorgan Hedged Equity Laddered Overlay 1.3%

Value ($000) $7,929 (+5.4%) Shares 119,354 (+3.2%) Est. Cost $57.28 Unrealized —

JEPI JPMorgan Equity Premium Income 3.9%

Value ($000) $23,599 (+1.7%) Shares 412,277 (+1.5%) Est. Cost $57.97 Unrealized —

IEMG iShares Core MSCI Emerging Markets ETF 0.6%

Value ($000) $3,632 (+10.3%) Shares 54,029 (+8.2%) Est. Cost $54.38 Unrealized —

ISRG INTUITIVE SURGICAL INC 0.2%

Value ($000) $1,189 (+39.7%) Shares 2,099 (+10.3%) Est. Cost $502.81 Unrealized +5.9%

VB Vanguard Small-Cap Index Fund 0.6%

Value ($000) $3,498 (+9.9%) Shares 13,559 (+8.4%) Est. Cost $229.60 Unrealized —

MUB iShares National Muni Bond 0.2%

Value ($000) $1,112 (+34.0%) Shares 10,384 (+33.2%) Est. Cost $106.11 Unrealized —

IEFA iShares Core MSCI EAFE ETF 0.8%

Value ($000) $4,532 (+6.4%) Shares 50,662 (+3.9%) Est. Cost $73.86 Unrealized —

VCRB Vanguard Core Bond 10.6%

Value ($000) $63,598 (+0.4%) Shares 816,462 (+1.0%) Est. Cost $78.40 Unrealized —

NFLX Netflix Inc 0.2%

Value ($000) $1,103 (-16.7%) Shares 11,768 (+965.0%) Est. Cost $103.16 Unrealized +4.5%

INTU INTUIT 0.1%

Value ($000) $721 (+41.6%) Shares 1,089 (+46.0%) Est. Cost $652.09 Unrealized +1.3%

C CITIGROUP INC 0.1%

Value ($000) $621 (+49.2%) Shares 5,322 (+29.8%) Est. Cost $80.19 Unrealized +29.2%

VCSH Vanguard Short-Term Corporate Bond Idx Fd 0.1%

Value ($000) $691 (+36.2%) Shares 8,670 (+36.6%) Est. Cost $78.42 Unrealized —

IJH iShares Core S&P Mid-Cap Index Fund 0.3%

Value ($000) $1,869 (+10.3%) Shares 28,317 (+9.1%) Est. Cost $66.34 Unrealized —

APH Amphenol Corp 0.1%

Value ($000) $441 (+52.8%) Shares 3,261 (+39.9%) Est. Cost $116.28 Unrealized +14.8%

NOW ServiceNow Inc 0.1%

Value ($000) $879 (-14.2%) Shares 5,736 (+415.4%) Est. Cost $168.27 Unrealized +1.9%

META Meta Platforms Inc 0.4%

Value ($000) $2,216 (+5.4%) Shares 3,357 (+17.3%) Est. Cost $492.22 Unrealized +35.6%

ACN Accenture PLC 0.2%

Value ($000) $922 (+13.4%) Shares 3,437 (+4.2%) Est. Cost $311.20 Unrealized -18.4%

SPGI S&P Global Inc 0.2%

Value ($000) $1,042 (+8.9%) Shares 1,994 (+1.4%) Est. Cost $409.08 Unrealized +20.8%

UNP Union Pacific Corp 0.2%

Value ($000) $1,212 (+7.4%) Shares 5,239 (+9.8%) Est. Cost $140.33 Unrealized +62.0%

XLB State Street Materials Select Sector SPDR ETF 0.2%

Value ($000) $1,048 (+7.9%) Shares 23,112 (+113.2%) Est. Cost $64.79 Unrealized —

BLK BLACKROCK INC 0.1%

Value ($000) $561 (+15.4%) Shares 524 (+25.7%) Est. Cost $1008.34 Unrealized +8.0%

CRWD Crowdstrike Holdings Inc 0.1%

Value ($000) $637 (+12.2%) Shares 1,358 (+17.4%) Est. Cost $419.55 Unrealized +21.4%

MCD Mcdonald's Corp 0.2%

Value ($000) $955 (+4.8%) Shares 3,126 (+4.2%) Est. Cost $229.18 Unrealized +33.1%

BSX BOSTON SCIENTIFIC CORP 0.1%

Value ($000) $654 (+6.7%) Shares 6,857 (+9.3%) Est. Cost $102.18 Unrealized -4.0%

XLU State Street Utilities Select Sector SPDR ETF 0.2%

Value ($000) $1,257 (+2.8%) Shares 29,435 (+110.1%) Est. Cost $57.23 Unrealized —

HON Honeywell International Inc 0.1%

Value ($000) $808 (-3.9%) Shares 4,142 (+3.7%) Est. Cost $183.19 Unrealized +6.5%

UBER UBER TECHNOLOGIES INC 0.1%

Value ($000) $629 (+4.0%) Shares 7,701 (+24.8%) Est. Cost $81.48 Unrealized +10.5%

PFE Pfizer Inc 0.0%

Value ($000) $243 (+8.9%) Shares 9,773 (+11.4%) Est. Cost $26.51 Unrealized -5.6%

DIS Walt Disney Co 0.1%

Value ($000) $706 (+2.6%) Shares 6,204 (+3.2%) Est. Cost $84.12 Unrealized +30.2%

COST Costco Wholesale Corporation 0.3%

Value ($000) $1,744 (-0.4%) Shares 2,022 (+6.9%) Est. Cost $651.35 Unrealized +39.1%

XLE State Street Energy Select Sector SPDR ETF 0.1%

Value ($000) $400 (+0.9%) Shares 8,952 (+101.7%) Est. Cost $67.73 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
JAVA	JPMorgan Active Value	814,884 (+4.5%)	$58,443 (+8.6%)	9.7%	$64.88	—	Exchange Traded Fund	46641Q167
IVV	iShares Core S&P 500 Index Fund	153,487 (+1.5%)	$105,129 (+3.9%)	17.5%	$536.54	—	Exchange Traded Fund	464287200
FENI	Fidelity Enhanced International	1,459,872 (+3.9%)	$53,402 (+7.7%)	8.9%	$30.55	—	International Equity ETF	31609A404
BIV	Vanguard Intermediate Term Bond ETF	79,792 (+29.6%)	$6,214 (+29.3%)	1.0%	$76.85	—	Fixed Income ETF	921937819
ACWX	iShares MSCI ACWI ex US ETF	37,695 (+48.0%)	$2,530 (+52.9%)	0.4%	$58.90	—	International Equity ETF	464288240
GSC	Goldman Sachs Small Cap Equity ETF	439,782 (+1.3%)	$23,907 (+3.3%)	4.0%	$50.31	—	Exchange Traded Fund	38149W614
JGRO	JPMorgan Active Growth	215,573 (+4.6%)	$20,005 (+3.6%)	3.3%	$71.83	—	Exchange Traded Fund	46654Q609
LLY	Eli Lilly and Co	1,538 (+9.2%)	$1,653 (+53.9%)	0.3%	$750.70	+27.3%	Common Stock	532457108
ORCL	Oracle Corp	7,220 (+3.6%)	$1,407 (-28.2%)	0.2%	$142.73	+66.8%	Common Stock	68389X105
AMGN	Amgen Inc	2,935 (+69.9%)	$961 (+97.1%)	0.2%	$275.77	+14.6%	Common Stock	031162100
HELO	JPMorgan Hedged Equity Laddered Overlay	119,354 (+3.2%)	$7,929 (+5.4%)	1.3%	$57.28	—	Exchange Traded Fund	46654Q724
JEPI	JPMorgan Equity Premium Income	412,277 (+1.5%)	$23,599 (+1.7%)	3.9%	$57.97	—	Exchange Traded Fund	46641Q332
IEMG	iShares Core MSCI Emerging Markets ETF	54,029 (+8.2%)	$3,632 (+10.3%)	0.6%	$54.38	—	International Equity ETF	46434G103
ISRG	INTUITIVE SURGICAL INC	2,099 (+10.3%)	$1,189 (+39.7%)	0.2%	$502.81	+5.9%	Common Stock	46120E602
VB	Vanguard Small-Cap Index Fund	13,559 (+8.4%)	$3,498 (+9.9%)	0.6%	$229.60	—	Exchange Traded Fund	922908751
MUB	iShares National Muni Bond	10,384 (+33.2%)	$1,112 (+34.0%)	0.2%	$106.11	—	Fixed Income ETF	464288414
IEFA	iShares Core MSCI EAFE ETF	50,662 (+3.9%)	$4,532 (+6.4%)	0.8%	$73.86	—	International Equity ETF	46432F842
VCRB	Vanguard Core Bond	816,462 (+1.0%)	$63,598 (+0.4%)	10.6%	$78.40	—	Fixed Income ETF	922020748
NFLX	Netflix Inc	11,768 (+965.0%)	$1,103 (-16.7%)	0.2%	$103.16	+4.5%	Common Stock	64110L106
INTU	INTUIT	1,089 (+46.0%)	$721 (+41.6%)	0.1%	$652.09	+1.3%	Common Stock	461202103
C	CITIGROUP INC	5,322 (+29.8%)	$621 (+49.2%)	0.1%	$80.19	+29.2%	Common Stock	172967424
VCSH	Vanguard Short-Term Corporate Bond Idx Fd	8,670 (+36.6%)	$691 (+36.2%)	0.1%	$78.42	—	Fixed Income ETF	92206C409
IJH	iShares Core S&P Mid-Cap Index Fund	28,317 (+9.1%)	$1,869 (+10.3%)	0.3%	$66.34	—	Exchange Traded Fund	464287507
APH	Amphenol Corp	3,261 (+39.9%)	$441 (+52.8%)	0.1%	$116.28	+14.8%	Common Stock	032095101
NOW	ServiceNow Inc	5,736 (+415.4%)	$879 (-14.2%)	0.1%	$168.27	+1.9%	Common Stock	81762P102
META	Meta Platforms Inc	3,357 (+17.3%)	$2,216 (+5.4%)	0.4%	$492.22	+35.6%	Common Stock	30303M102
ACN	Accenture PLC	3,437 (+4.2%)	$922 (+13.4%)	0.2%	$311.20	-18.4%	Common Stock	G1151C101
SPGI	S&P Global Inc	1,994 (+1.4%)	$1,042 (+8.9%)	0.2%	$409.08	+20.8%	Common Stock	78409V104
UNP	Union Pacific Corp	5,239 (+9.8%)	$1,212 (+7.4%)	0.2%	$140.33	+62.0%	Common Stock	907818108
XLB	State Street Materials Select Sector SPDR ETF	23,112 (+113.2%)	$1,048 (+7.9%)	0.2%	$64.79	—	Exchange Traded Fund	81369Y100
BLK	BLACKROCK INC	524 (+25.7%)	$561 (+15.4%)	0.1%	$1008.34	+8.0%	Common Stock	09290D101
CRWD	Crowdstrike Holdings Inc	1,358 (+17.4%)	$637 (+12.2%)	0.1%	$419.55	+21.4%	Common Stock	22788C105
MCD	Mcdonald's Corp	3,126 (+4.2%)	$955 (+4.8%)	0.2%	$229.18	+33.1%	Common Stock	580135101
BSX	BOSTON SCIENTIFIC CORP	6,857 (+9.3%)	$654 (+6.7%)	0.1%	$102.18	-4.0%	Common Stock	101137107
XLU	State Street Utilities Select Sector SPDR ETF	29,435 (+110.1%)	$1,257 (+2.8%)	0.2%	$57.23	—	Exchange Traded Fund	81369Y886
HON	Honeywell International Inc	4,142 (+3.7%)	$808 (-3.9%)	0.1%	$183.19	+6.5%	Common Stock	438516106
UBER	UBER TECHNOLOGIES INC	7,701 (+24.8%)	$629 (+4.0%)	0.1%	$81.48	+10.5%	Common Stock	90353T100
PFE	Pfizer Inc	9,773 (+11.4%)	$243 (+8.9%)	0.0%	$26.51	-5.6%	Common Stock	717081103
DIS	Walt Disney Co	6,204 (+3.2%)	$706 (+2.6%)	0.1%	$84.12	+30.2%	Common Stock	254687106
COST	Costco Wholesale Corporation	2,022 (+6.9%)	$1,744 (-0.4%)	0.3%	$651.35	+39.1%	Common Stock	22160K105
XLE	State Street Energy Select Sector SPDR ETF	8,952 (+101.7%)	$400 (+0.9%)	0.1%	$67.73	—	Exchange Traded Fund	81369Y506

Exited Positions (12)

WM Waste Management Inc 0.1%

Value ($000) $670 Shares 3,036 Est. Cost $205.99 Unrealized +3.2%

SYK STRYKER CORPORATION 0.1%

Value ($000) $509 Shares 1,378 Est. Cost $358.73 Unrealized +1.3%

VZ Verizon Communications Inc 0.1%

Value ($000) $434 Shares 9,876 Est. Cost $36.17 Unrealized +11.9%

HSY Hershey Co 0.1%

Value ($000) $405 Shares 2,165 Est. Cost $182.42 Unrealized -0.2%

KO Coca-Cola Co 0.1%

Value ($000) $361 Shares 5,440 Est. Cost $65.65 Unrealized +5.7%

KKR KKR & CO INC 0.1%

Value ($000) $318 Shares 2,447 Est. Cost $121.05 Unrealized +2.7%

NSC Norfolk Southern Corp 0.0%

Value ($000) $265 Shares 882 Est. Cost $233.00 Unrealized +23.9%

MDLZ Mondelez International Inc 0.0%

Value ($000) $241 Shares 3,854 Est. Cost $67.09 Unrealized -15.0%

AFL Aflac Inc 0.0%

Value ($000) $223 Shares 2,000 Est. Cost $98.75 Unrealized +11.2%

LMT Lockheed Martin Corp 0.0%

Value ($000) $223 Shares 447 Est. Cost $304.33 Unrealized +56.5%

CDW CDW CORP 0.0%

Value ($000) $217 Shares 1,360 Est. Cost $217.57 Unrealized -32.4%

DFAC DIMENSIONAL ETF TRUST 0.0%

Value ($000) $204 Shares 5,288 Est. Cost $38.57 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
WM	Waste Management Inc	3,036	$670	0.1%	$205.99	+3.2%	—	94106L109
SYK	STRYKER CORPORATION	1,378	$509	0.1%	$358.73	+1.3%	—	863667101
VZ	Verizon Communications Inc	9,876	$434	0.1%	$36.17	+11.9%	—	92343V104
HSY	Hershey Co	2,165	$405	0.1%	$182.42	-0.2%	—	427866108
KO	Coca-Cola Co	5,440	$361	0.1%	$65.65	+5.7%	—	191216100
KKR	KKR & CO INC	2,447	$318	0.1%	$121.05	+2.7%	—	48251W104
NSC	Norfolk Southern Corp	882	$265	0.0%	$233.00	+23.9%	—	655844108
MDLZ	Mondelez International Inc	3,854	$241	0.0%	$67.09	-15.0%	—	609207105
AFL	Aflac Inc	2,000	$223	0.0%	$98.75	+11.2%	—	001055102
LMT	Lockheed Martin Corp	447	$223	0.0%	$304.33	+56.5%	—	539830109
CDW	CDW CORP	1,360	$217	0.0%	$217.57	-32.4%	—	12514G108
DFAC	DIMENSIONAL ETF TRUST	5,288	$204	0.0%	$38.57	—	—	25434V708

Decreased Positions (52)

OMFL Invesco Russell 1000 Dynamic Multifactor 9.1%

Value ($000) $54,779 (-2.1%) Shares 896,112 (-3.4%) Est. Cost $52.40 Unrealized —

GOOGL Alphabet Inc 1.0%

Value ($000) $6,111 (+19.7%) Shares 19,525 (-7.0%) Est. Cost $146.84 Unrealized +94.5%

PG Procter & Gamble Co 0.2%

Value ($000) $995 (-43.6%) Shares 6,942 (-39.5%) Est. Cost $157.99 Unrealized -6.8%

TMUS T-MOBILE US INC 0.2%

Value ($000) $967 (-32.2%) Shares 4,765 (-20.1%) Est. Cost $180.87 Unrealized +16.8%

HD Home Depot 0.3%

Value ($000) $1,512 (-21.0%) Shares 4,395 (-7.0%) Est. Cost $236.28 Unrealized +54.3%

PEP PepsiCo Inc 0.2%

Value ($000) $903 (-28.1%) Shares 6,291 (-29.7%) Est. Cost $108.19 Unrealized +34.9%

AMD Advanced Micro Devices Inc 0.2%

Value ($000) $1,413 (+30.7%) Shares 6,597 (-1.3%) Est. Cost $131.39 Unrealized +70.9%

LRCX LAM RESEARCH CORP 0.3%

Value ($000) $2,019 (+18.5%) Shares 11,794 (-7.3%) Est. Cost $77.36 Unrealized +100.8%

MU MICRON TECHNOLOGY INC 0.1%

Value ($000) $779 (+61.5%) Shares 2,728 (-5.3%) Est. Cost $94.40 Unrealized +143.0%

ETN Eaton Corp. PLC 0.2%

Value ($000) $1,123 (-20.7%) Shares 3,525 (-6.9%) Est. Cost $244.70 Unrealized +44.8%

MA Mastercard Inc 0.3%

Value ($000) $1,519 (-15.5%) Shares 2,660 (-15.8%) Est. Cost $322.93 Unrealized +73.1%

ADBE Adobe Inc. 0.1%

Value ($000) $654 (-29.5%) Shares 1,868 (-28.9%) Est. Cost $226.58 Unrealized +50.1%

AMAT Applied Materials Inc 0.3%

Value ($000) $1,921 (+14.9%) Shares 7,474 (-8.4%) Est. Cost $113.56 Unrealized +110.9%

AAPL Apple Inc. 1.1%

Value ($000) $6,606 (-3.6%) Shares 24,301 (-9.7%) Est. Cost $179.76 Unrealized +49.3%

UNH UnitedHealth Group Inc 0.2%

Value ($000) $1,410 (-13.1%) Shares 4,270 (-9.1%) Est. Cost $284.01 Unrealized +18.7%

DHI D R HORTON INC 0.1%

Value ($000) $395 (-34.8%) Shares 2,745 (-23.3%) Est. Cost $173.17 Unrealized -12.2%

VOO Vanguard 500 Index Fund 0.4%

Value ($000) $2,359 (-8.1%) Shares 3,762 (-10.3%) Est. Cost $480.70 Unrealized —

IJR iShares Core S&P Small-Cap ETF 0.0%

Value ($000) $297 (-37.6%) Shares 2,475 (-38.3%) Est. Cost $116.96 Unrealized —

EFA iShares MSCI EAFE ETF 0.2%

Value ($000) $1,266 (-11.6%) Shares 13,182 (-14.0%) Est. Cost $76.11 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value ($000) $1,288 (-11.0%) Shares 2,562 (-10.9%) Est. Cost $408.68 Unrealized +21.7%

AXP American Express Company 0.2%

Value ($000) $1,470 (+9.3%) Shares 3,974 (-1.9%) Est. Cost $94.36 Unrealized +278.3%

CAT Caterpillar Inc 0.1%

Value ($000) $768 (+18.2%) Shares 1,340 (-1.5%) Est. Cost $325.50 Unrealized +70.7%

CRM SALESFORCE, INC. 0.3%

Value ($000) $1,558 (+7.6%) Shares 5,880 (-3.7%) Est. Cost $234.91 Unrealized +5.6%

ABT Abbott Laboratories 0.2%

Value ($000) $967 (-10.0%) Shares 7,718 (-3.8%) Est. Cost $56.11 Unrealized +126.9%

PGR PROGRESSIVE CORP 0.1%

Value ($000) $606 (-14.1%) Shares 2,662 (-6.8%) Est. Cost $197.75 Unrealized +7.4%

PANW Palo Alto Networks Inc 0.1%

Value ($000) $530 (-14.3%) Shares 2,877 (-5.3%) Est. Cost $177.18 Unrealized +13.9%

AVGO Broadcom Inc 0.4%

Value ($000) $2,660 (+3.4%) Shares 7,685 (-1.4%) Est. Cost $170.26 Unrealized +109.7%

TMO Thermo Fisher Scientific Inc 0.2%

Value ($000) $973 (+8.8%) Shares 1,680 (-8.9%) Est. Cost $532.37 Unrealized +6.2%

CVX Chevron Corp. 0.2%

Value ($000) $1,196 (-5.7%) Shares 7,845 (-3.9%) Est. Cost $109.07 Unrealized +38.8%

GE GE AEROSPACE 0.7%

Value ($000) $3,905 (-1.8%) Shares 12,678 (-4.1%) Est. Cost $172.20 Unrealized +74.7%

AMZN Amazon com 0.7%

Value ($000) $4,002 (+1.4%) Shares 17,340 (-3.6%) Est. Cost $172.34 Unrealized +32.8%

JPM JPMorgan Chase & Co 0.5%

Value ($000) $3,108 (-1.6%) Shares 9,645 (-3.7%) Est. Cost $118.48 Unrealized +161.3%

BKNG BOOKING HOLDINGS INC 0.2%

Value ($000) $932 (-5.2%) Shares 174 (-4.4%) Est. Cost $4227.60 Unrealized +21.5%

DGRO iShares Core Dividend Growth ETF 0.1%

Value ($000) $362 (-11.5%) Shares 5,221 (-13.2%) Est. Cost $62.69 Unrealized —

EEM iShares MSCI Emerging Markets ETF 0.1%

Value ($000) $657 (-6.7%) Shares 12,000 (-8.9%) Est. Cost $48.42 Unrealized —

XLRE State Street Real Estate Select Sector SPDR ETF 0.1%

Value ($000) $768 (-5.6%) Shares 19,036 (-1.4%) Est. Cost $40.83 Unrealized —

XOM Exxon Mobil Corp 0.2%

Value ($000) $1,441 (+2.6%) Shares 11,974 (-3.9%) Est. Cost $86.79 Unrealized +33.1%

CSCO Cisco Systems Inc 0.1%

Value ($000) $788 (+3.4%) Shares 10,233 (-8.2%) Est. Cost $47.41 Unrealized +55.6%

MRK Merck & Co Inc 0.1%

Value ($000) $546 (-4.4%) Shares 5,191 (-23.8%) Est. Cost $113.06 Unrealized -17.5%

V Visa Inc 0.5%

Value ($000) $2,783 (+0.9%) Shares 7,935 (-1.8%) Est. Cost $120.51 Unrealized +182.4%

OMFS Invesco Russell 2000 Dynamic Multifactor 0.1%

Value ($000) $334 (-6.4%) Shares 7,500 (-7.4%) Est. Cost $38.43 Unrealized —

FLV American Century Focused Large Cap Value 0.1%

Value ($000) $563 (-3.7%) Shares 7,425 (-6.3%) Est. Cost $61.38 Unrealized —

BAC BANK OF AMERICA CORP 0.1%

Value ($000) $564 (+3.1%) Shares 10,259 (-3.3%) Est. Cost $39.03 Unrealized +34.9%

BA Boeing Co 0.0%

Value ($000) $265 (-4.3%) Shares 1,219 (-4.8%) Est. Cost $171.47 Unrealized +19.9%

QCOM Qualcomm Inc 0.1%

Value ($000) $715 (-1.6%) Shares 4,182 (-4.3%) Est. Cost $137.66 Unrealized +24.1%

COP ConocoPhillips 0.0%

Value ($000) $233 (-4.8%) Shares 2,485 (-3.8%) Est. Cost $105.00 Unrealized -14.3%

IWD iShares Russell 1000 Value ETF 0.1%

Value ($000) $428 (-1.9%) Shares 2,033 (-5.0%) Est. Cost $190.23 Unrealized —

RTX RTX Corporation 0.3%

Value ($000) $1,826 (-0.3%) Shares 9,959 (-9.0%) Est. Cost $99.90 Unrealized +73.5%

TJX TJX Companies Inc 0.3%

Value ($000) $1,992 (+0.2%) Shares 12,967 (-5.7%) Est. Cost $55.92 Unrealized +164.1%

VTHR Vanguard Russell 3000 ETF 0.4%

Value ($000) $2,297 (-0.1%) Shares 7,647 (-2.1%) Est. Cost $257.79 Unrealized —

SPY SPDR S&P 500 0.1%

Value ($000) $640 (+0.2%) Shares 939 (-2.1%) Est. Cost $588.92 Unrealized —

DIA SPDR Dow Jones Industrial Average ETF Trust 0.1%

Value ($000) $821 (-0.2%) Shares 1,708 (-3.7%) Est. Cost $279.95 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
OMFL	Invesco Russell 1000 Dynamic Multifactor	896,112 (-3.4%)	$54,779 (-2.1%)	9.1%	$52.40	—	Exchange Traded Fund	46138J619
GOOGL	Alphabet Inc	19,525 (-7.0%)	$6,111 (+19.7%)	1.0%	$146.84	+94.5%	Common Stock	02079K305
PG	Procter & Gamble Co	6,942 (-39.5%)	$995 (-43.6%)	0.2%	$157.99	-6.8%	Common Stock	742718109
TMUS	T-MOBILE US INC	4,765 (-20.1%)	$967 (-32.2%)	0.2%	$180.87	+16.8%	Common Stock	872590104
HD	Home Depot	4,395 (-7.0%)	$1,512 (-21.0%)	0.3%	$236.28	+54.3%	Common Stock	437076102
PEP	PepsiCo Inc	6,291 (-29.7%)	$903 (-28.1%)	0.2%	$108.19	+34.9%	Common Stock	713448108
AMD	Advanced Micro Devices Inc	6,597 (-1.3%)	$1,413 (+30.7%)	0.2%	$131.39	+70.9%	Common Stock	007903107
LRCX	LAM RESEARCH CORP	11,794 (-7.3%)	$2,019 (+18.5%)	0.3%	$77.36	+100.8%	Common Stock	512807306
MU	MICRON TECHNOLOGY INC	2,728 (-5.3%)	$779 (+61.5%)	0.1%	$94.40	+143.0%	Common Stock	595112103
ETN	Eaton Corp. PLC	3,525 (-6.9%)	$1,123 (-20.7%)	0.2%	$244.70	+44.8%	Common Stock	G29183103
MA	Mastercard Inc	2,660 (-15.8%)	$1,519 (-15.5%)	0.3%	$322.93	+73.1%	Common Stock	57636Q104
ADBE	Adobe Inc.	1,868 (-28.9%)	$654 (-29.5%)	0.1%	$226.58	+50.1%	Common Stock	00724F101
AMAT	Applied Materials Inc	7,474 (-8.4%)	$1,921 (+14.9%)	0.3%	$113.56	+110.9%	Common Stock	038222105
AAPL	Apple Inc.	24,301 (-9.7%)	$6,606 (-3.6%)	1.1%	$179.76	+49.3%	Common Stock	037833100
UNH	UnitedHealth Group Inc	4,270 (-9.1%)	$1,410 (-13.1%)	0.2%	$284.01	+18.7%	Common Stock	91324P102
DHI	D R HORTON INC	2,745 (-23.3%)	$395 (-34.8%)	0.1%	$173.17	-12.2%	Common Stock	23331A109
VOO	Vanguard 500 Index Fund	3,762 (-10.3%)	$2,359 (-8.1%)	0.4%	$480.70	—	Exchange Traded Fund	922908363
IJR	iShares Core S&P Small-Cap ETF	2,475 (-38.3%)	$297 (-37.6%)	0.0%	$116.96	—	Exchange Traded Fund	464287804
EFA	iShares MSCI EAFE ETF	13,182 (-14.0%)	$1,266 (-11.6%)	0.2%	$76.11	—	International Equity ETF	464287465
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,562 (-10.9%)	$1,288 (-11.0%)	0.2%	$408.68	+21.7%	Common Stock	084670702
AXP	American Express Company	3,974 (-1.9%)	$1,470 (+9.3%)	0.2%	$94.36	+278.3%	Common Stock	025816109
CAT	Caterpillar Inc	1,340 (-1.5%)	$768 (+18.2%)	0.1%	$325.50	+70.7%	Common Stock	149123101
CRM	SALESFORCE, INC.	5,880 (-3.7%)	$1,558 (+7.6%)	0.3%	$234.91	+5.6%	Common Stock	79466L302
ABT	Abbott Laboratories	7,718 (-3.8%)	$967 (-10.0%)	0.2%	$56.11	+126.9%	Common Stock	002824100
PGR	PROGRESSIVE CORP	2,662 (-6.8%)	$606 (-14.1%)	0.1%	$197.75	+7.4%	Common Stock	743315103
PANW	Palo Alto Networks Inc	2,877 (-5.3%)	$530 (-14.3%)	0.1%	$177.18	+13.9%	Common Stock	697435105
AVGO	Broadcom Inc	7,685 (-1.4%)	$2,660 (+3.4%)	0.4%	$170.26	+109.7%	Common Stock	11135F101
TMO	Thermo Fisher Scientific Inc	1,680 (-8.9%)	$973 (+8.8%)	0.2%	$532.37	+6.2%	Common Stock	883556102
CVX	Chevron Corp.	7,845 (-3.9%)	$1,196 (-5.7%)	0.2%	$109.07	+38.8%	Common Stock	166764100
GE	GE AEROSPACE	12,678 (-4.1%)	$3,905 (-1.8%)	0.7%	$172.20	+74.7%	Common Stock	369604301
AMZN	Amazon com	17,340 (-3.6%)	$4,002 (+1.4%)	0.7%	$172.34	+32.8%	Common Stock	023135106
JPM	JPMorgan Chase & Co	9,645 (-3.7%)	$3,108 (-1.6%)	0.5%	$118.48	+161.3%	Common Stock	46625H100
BKNG	BOOKING HOLDINGS INC	174 (-4.4%)	$932 (-5.2%)	0.2%	$4227.60	+21.5%	Common Stock	09857L108
DGRO	iShares Core Dividend Growth ETF	5,221 (-13.2%)	$362 (-11.5%)	0.1%	$62.69	—	Exchange Traded Fund	46434V621
EEM	iShares MSCI Emerging Markets ETF	12,000 (-8.9%)	$657 (-6.7%)	0.1%	$48.42	—	International Equity ETF	464287234
XLRE	State Street Real Estate Select Sector SPDR ETF	19,036 (-1.4%)	$768 (-5.6%)	0.1%	$40.83	—	Exchange Traded Fund	81369Y860
XOM	Exxon Mobil Corp	11,974 (-3.9%)	$1,441 (+2.6%)	0.2%	$86.79	+33.1%	Common Stock	30231G102
CSCO	Cisco Systems Inc	10,233 (-8.2%)	$788 (+3.4%)	0.1%	$47.41	+55.6%	Common Stock	17275R102
MRK	Merck & Co Inc	5,191 (-23.8%)	$546 (-4.4%)	0.1%	$113.06	-17.5%	Common Stock	58933Y105
V	Visa Inc	7,935 (-1.8%)	$2,783 (+0.9%)	0.5%	$120.51	+182.4%	Common Stock	92826C839
OMFS	Invesco Russell 2000 Dynamic Multifactor	7,500 (-7.4%)	$334 (-6.4%)	0.1%	$38.43	—	Exchange Traded Fund	46138J593
FLV	American Century Focused Large Cap Value	7,425 (-6.3%)	$563 (-3.7%)	0.1%	$61.38	—	Exchange Traded Fund	025072794
BAC	BANK OF AMERICA CORP	10,259 (-3.3%)	$564 (+3.1%)	0.1%	$39.03	+34.9%	Common Stock	060505104
BA	Boeing Co	1,219 (-4.8%)	$265 (-4.3%)	0.0%	$171.47	+19.9%	Common Stock	097023105
QCOM	Qualcomm Inc	4,182 (-4.3%)	$715 (-1.6%)	0.1%	$137.66	+24.1%	Common Stock	747525103
COP	ConocoPhillips	2,485 (-3.8%)	$233 (-4.8%)	0.0%	$105.00	-14.3%	Common Stock	20825C104
IWD	iShares Russell 1000 Value ETF	2,033 (-5.0%)	$428 (-1.9%)	0.1%	$190.23	—	Exchange Traded Fund	464287598
RTX	RTX Corporation	9,959 (-9.0%)	$1,826 (-0.3%)	0.3%	$99.90	+73.5%	Common Stock	75513E101
TJX	TJX Companies Inc	12,967 (-5.7%)	$1,992 (+0.2%)	0.3%	$55.92	+164.1%	Common Stock	872540109
VTHR	Vanguard Russell 3000 ETF	7,647 (-2.1%)	$2,297 (-0.1%)	0.4%	$257.79	—	Exchange Traded Fund	92206C599
SPY	SPDR S&P 500	939 (-2.1%)	$640 (+0.2%)	0.1%	$588.92	—	Exchange Traded Fund	78462F103
DIA	SPDR Dow Jones Industrial Average ETF Trust	1,708 (-3.7%)	$821 (-0.2%)	0.1%	$279.95	—	Exchange Traded Fund	78467X109

Unchanged Positions (22)

AVUV Avantis U.S. Small Cap Value 5.8%

Value ($000) $34,743 Shares 340,686 Est. Cost $94.06 Unrealized —

MSFT Microsoft Corp 1.2%

Value ($000) $6,940 Shares 14,350 Est. Cost $257.76 Unrealized +94.2%

WMT Walmart Inc 0.4%

Value ($000) $2,414 Shares 21,667 Est. Cost $61.96 Unrealized +73.0%

JNJ Johnson & Johnson 0.3%

Value ($000) $1,584 Shares 7,653 Est. Cost $103.56 Unrealized +90.2%

GOOG Alphabet Inc. 0.1%

Value ($000) $656 Shares 2,090 Est. Cost $168.24 Unrealized +70.2%

GEV GE VERNOVA INC 0.3%

Value ($000) $1,986 Shares 3,039 Est. Cost $253.22 Unrealized +140.5%

GS Goldman Sachs Group Inc 0.1%

Value ($000) $811 Shares 923 Est. Cost $571.74 Unrealized +42.3%

IWB iShares Russell 1000 Index Fund 0.4%

Value ($000) $2,561 Shares 6,859 Est. Cost $215.53 Unrealized —

PNC PNC Financial Services Group Inc 0.3%

Value ($000) $1,535 Shares 7,353 Est. Cost $167.39 Unrealized +15.2%

MS MORGAN STANLEY 0.1%

Value ($000) $451 Shares 2,538 Est. Cost $106.27 Unrealized +56.7%

NVDA NVIDIA Corp 0.9%

Value ($000) $5,164 Shares 27,690 Est. Cost $107.47 Unrealized +73.2%

TRV Travelers Companies Inc 0.1%

Value ($000) $757 Shares 2,611 Est. Cost $71.49 Unrealized +292.5%

IWF iShares Russell 1000 Growth ETF 0.2%

Value ($000) $1,050 Shares 2,219 Est. Cost $375.38 Unrealized —

VLO Valero Energy Corp 0.0%

Value ($000) $228 Shares 1,399 Est. Cost $147.81 Unrealized +14.2%

DFUS DIMENSIONAL ETF TRUST 0.1%

Value ($000) $436 Shares 5,881 Est. Cost $67.02 Unrealized —

ABBV Abbvie Inc 0.1%

Value ($000) $605 Shares 2,646 Est. Cost $178.69 Unrealized +27.3%

MFIC MIDCAP FINANCIAL INVSTMNT CORP 0.0%

Value ($000) $156 Shares 13,640 Est. Cost $11.85 Unrealized -2.2%

AGG iShares Core US Aggregate Bond 0.3%

Value ($000) $1,966 Shares 19,688 Est. Cost $100.70 Unrealized —

VTI Vanguard Idx Fund 0.0%

Value ($000) $268 Shares 800 Est. Cost $176.16 Unrealized —

PWR QUANTA SVCS INC 0.0%

Value ($000) $260 Shares 615 Est. Cost $320.76 Unrealized +36.9%

VO Vanguard Mid-Cap Index Fund 0.0%

Value ($000) $228 Shares 787 Est. Cost $249.86 Unrealized —

TSLA Tesla Inc 0.2%

Value ($000) $1,053 Shares 2,341 Est. Cost $226.44 Unrealized +95.8%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AVUV	Avantis U.S. Small Cap Value	340,686	$34,743	5.8%	$94.06	—	Exchange Traded Fund	025072877
MSFT	Microsoft Corp	14,350	$6,940	1.2%	$257.76	+94.2%	Common Stock	594918104
WMT	Walmart Inc	21,667	$2,414	0.4%	$61.96	+73.0%	Common Stock	931142103
JNJ	Johnson & Johnson	7,653	$1,584	0.3%	$103.56	+90.2%	Common Stock	478160104
GOOG	Alphabet Inc.	2,090	$656	0.1%	$168.24	+70.2%	Common Stock	02079K107
GEV	GE VERNOVA INC	3,039	$1,986	0.3%	$253.22	+140.5%	Common Stock	36828A101
GS	Goldman Sachs Group Inc	923	$811	0.1%	$571.74	+42.3%	Common Stock	38141G104
IWB	iShares Russell 1000 Index Fund	6,859	$2,561	0.4%	$215.53	—	Exchange Traded Fund	464287622
PNC	PNC Financial Services Group Inc	7,353	$1,535	0.3%	$167.39	+15.2%	Common Stock	693475105
MS	MORGAN STANLEY	2,538	$451	0.1%	$106.27	+56.7%	Common Stock	617446448
NVDA	NVIDIA Corp	27,690	$5,164	0.9%	$107.47	+73.2%	Common Stock	67066G104
TRV	Travelers Companies Inc	2,611	$757	0.1%	$71.49	+292.5%	Common Stock	89417E109
IWF	iShares Russell 1000 Growth ETF	2,219	$1,050	0.2%	$375.38	—	Exchange Traded Fund	464287614
VLO	Valero Energy Corp	1,399	$228	0.0%	$147.81	+14.2%	Common Stock	91913Y100
DFUS	DIMENSIONAL ETF TRUST	5,881	$436	0.1%	$67.02	—	Exchange Traded Fund	25434V401
ABBV	Abbvie Inc	2,646	$605	0.1%	$178.69	+27.3%	Common Stock	00287Y109
MFIC	MIDCAP FINANCIAL INVSTMNT CORP	13,640	$156	0.0%	$11.85	-2.2%	Common Stock	03761U502
AGG	iShares Core US Aggregate Bond	19,688	$1,966	0.3%	$100.70	—	Fixed Income ETF	464287226
VTI	Vanguard Idx Fund	800	$268	0.0%	$176.16	—	Exchange Traded Fund	922908769
PWR	QUANTA SVCS INC	615	$260	0.0%	$320.76	+36.9%	Common Stock	74762E102
VO	Vanguard Mid-Cap Index Fund	787	$228	0.0%	$249.86	—	Exchange Traded Fund	922908629
TSLA	Tesla Inc	2,341	$1,053	0.2%	$226.44	+95.8%	Common Stock	88160R101