Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHG	Schwab Dow Jones US Large Grow	123,380	$6.622M	4.8%	$39.22	—	ETF	808524300
SCHV	Schwab Dow Jones US Large Valu	129,396	$5.568M	4.0%	$36.39	—	ETF	808524409
SCHA	Schwab Dow Jones US Sm-Cap ETF	77,042	$4.428M	3.2%	$44.56	—	ETF	808524607
—	General Electric	151,594	$4.028M	2.9%	$23.19	—	COM	369604103
AAPL	Apple Computer Inc	29,374	$3.684M	2.7%	$18.74	+52.3%	COM	037833100
SCHD	Schwab Dow Jones US Div Eq ETF	95,309	$3.649M	2.6%	$33.78	—	ETF	808524797
JNJ	Johnson & Johnson	36,176	$3.526M	2.5%	$59.66	+24.9%	COM	478160104
—	Merck & Co Inc	51,854	$2.952M	2.1%	$46.81	—	COM	58933y105
IJH	iShares S&P Midcap 400 Index	18,554	$2.783M	2.0%	$117.94	—	ETF	464287507
SCHX	Schwab Dow Jones US Large Cap	55,715	$2.747M	2.0%	$45.64	—	ETF	808524201
INTC	Intel Corp	87,423	$2.659M	1.9%	$17.31	+45.0%	COM	458140100
CVS	CVS Health Corporation	24,985	$2.62M	1.9%	$41.46	+81.5%	COM	126650100
IJR	iShares S&P Smallcap 600 Index	21,680	$2.556M	1.8%	$94.42	—	ETF	464287804
XOM	Exxon-Mobil	29,413	$2.447M	1.8%	$53.74	+1.0%	COM	30231G102
MSFT	Microsoft Corp	55,160	$2.435M	1.8%	$26.70	+47.1%	COM	594918104
SDY	SPDR S&P Dividend ETF	31,598	$2.408M	1.7%	$69.62	—	ETF	78464A763
BMY	Bristol Myers Squibb	35,845	$2.385M	1.7%	$29.09	+58.2%	COM	110122108
PG	Procter & Gamble Inc	30,018	$2.349M	1.7%	$55.05	+8.9%	COM	742718109
PEP	Pepsico	23,385	$2.183M	1.6%	$56.00	+23.8%	COM	713448108
VZ	Verizon Communications	37,195	$1.734M	1.2%	$26.93	+5.2%	COM	92343V104
WFC	Wells Fargo & Company	29,974	$1.686M	1.2%	$27.47	+50.6%	COM	949746101
AMGN	Amgen Inc	10,544	$1.619M	1.2%	$112.85	+4.2%	COM	031162100
SCHM	Schwab Dow Jones US Mid-Cap	36,868	$1.572M	1.1%	$36.05	—	ETF	808524508
COF	Capital One Financial Cp	17,544	$1.543M	1.1%	$50.38	+37.5%	COM	14040H105
VTV	Vanguard Value	17,882	$1.491M	1.1%	$81.09	—	ETF	922908744
SCHF	Schwab FTSE Developed ex-US ET	48,517	$1.478M	1.1%	$150.31	—	ETF	808524805
—	Biotech/Genome Powershares Ind	24,625	$1.437M	1.0%	$46.21	—	ETF	73935X856
—	Google Inc Class A	2,747	$1.434M	1.0%	$754.85	—	COM	38259P508
CVX	Chevron Corp	14,482	$1.397M	1.0%	$71.26	-6.7%	COM	166764100
XBI	SPDR S&P Biotech ETF	5,468	$1.379M	1.0%	$131.36	—	ETF	78464A870
DIS	Disney Walt Co	12,029	$1.373M	1.0%	$57.41	+74.2%	COM	254687106
BRK/B	Berkshire Hathaway B New	9,990	$1.36M	1.0%	$110.89	+28.6%	COM	084670702
—	J P Morgan Chase & Co	18,316	$1.241M	0.9%	$7.63	—	COM	46625h100
GILD	Gilead Sciences Inc	10,482	$1.227M	0.9%	$59.33	+28.1%	COM	375558103
VUG	Vanguard Growth	11,454	$1.226M	0.9%	$79.26	—	ETF	922908736
VEU	Vanguard Int'l Eqty Index	24,089	$1.17M	0.8%	$44.90	—	ETF	922042775
USB	U S Bancorp	25,252	$1.096M	0.8%	$22.61	+32.3%	COM	902973304
—	Oracle Systems	26,922	$1.085M	0.8%	$30.98	—	COM	68389x105
FNDX	Sch Fundamental US Large Co ET	35,933	$1.069M	0.8%	$29.21	—	ETF	808524771
—	Harman Intl Inds Inc	8,849	$1.052M	0.8%	$54.22	—	COM	413086109
SLB	Schlumberger Ltd	12,018	$1.036M	0.7%	$53.94	+23.8%	ETF	806857108
GLD	SPDR Gold Shares	8,722	$980K	0.7%	$119.67	—	ETF	78463V107
—	United Technologies CP	8,780	$974K	0.7%	$92.98	—	COM	913017109
BAC	Bank Of America	56,165	$956K	0.7%	$10.06	+30.5%	COM	060505104
MET	Metlife Inc	16,717	$936K	0.7%	$25.49	+29.9%	COM	59156R108
UNP	Union Pacific Corp	9,638	$919K	0.7%	$66.97	+22.4%	COM	907818108
—	Google Inc Class C	1,716	$893K	0.6%	$570.30	—	COM	38259P706
SPY	S&P 500 Spdr	4,054	$835K	0.6%	$165.23	—	ETF	78462F103
—	EMC Corp	30,998	$818K	0.6%	$24.08	—	COM	268648102
C	Citigroup Inc	14,524	$802K	0.6%	$37.50	+8.1%	COM	172967424
TAP/A	Molson Coors Brewing	11,145	$778K	0.6%	$81.99	0.0%	COM	60871R100
EMR	Emerson Electric	13,764	$763K	0.5%	$40.21	+10.0%	COM	291011104
DHR	Danaher Corp	8,704	$745K	0.5%	$25.16	+38.6%	COM	235851102
—	Guggenheim S&P 500 Eq. Wgt.	9,120	$728K	0.5%	$75.89	—	ETF	78355W106
—	Du Pont E I De Nemours	11,320	$724K	0.5%	$53.80	—	COM	263534109
—	AT&T Corp	20,365	$723K	0.5%	$35.36	—	COM	00206r102
NKE	Nike Inc Class B	6,637	$717K	0.5%	$30.74	+45.7%	COM	654106103
CSCO	Cisco Systems	25,764	$707K	0.5%	$15.24	+35.4%	COM	17275R102
STT	State Street Boston Corp	9,175	$706K	0.5%	$44.60	+29.2%	COM	857477103
MCD	McDonalds Corp	6,961	$662K	0.5%	$71.80	+3.3%	COM	580135101
VWO	Vanguard Emerging Mkt Fd	15,264	$624K	0.4%	$40.86	—	ETF	922042858
DE	Deere & Company	6,339	$615K	0.4%	$67.91	+11.0%	COM	244199105
VDC	Vanguard Consumer Staples	4,913	$614K	0.4%	$107.38	—	ETF	92204A207
KO	Coca Cola	15,407	$604K	0.4%	$27.92	+4.0%	COM	191216100
VNQ	Vanguard REIT	8,073	$603K	0.4%	$72.20	—	ETF	922908553
IVW	iShares S&P 500 Barra Gr. Fd.	5,250	$598K	0.4%	$83.98	—	ETF	464287309
TSN	Tyson Foods Inc	14,020	$598K	0.4%	$31.34	+2.1%	COM	902494103
PPL	PPL Corp	20,079	$592K	0.4%	$16.36	+18.6%	COM	69351T106
HAS	Hasbro Inc	7,850	$587K	0.4%	$30.22	+66.6%	COM	418056107
UNM	Unum Corp	16,209	$579K	0.4%	$33.51	+4.4%	COM	91529Y106
—	Conoco Phillips	8,662	$532K	0.4%	$69.54	—	COM	20825c104
PFE	Pfizer Inc	15,616	$524K	0.4%	$16.61	+25.1%	COM	717081103
L	Lowes Companies	7,762	$520K	0.4%	$38.66	0.0%	COM	540424108
—	BB&T Corporation	12,879	$519K	0.4%	$35.41	—	COM	054937107
—	PwrShs Financial Pfd	28,407	$516K	0.4%	$17.92	—	ETF	73935X229
FNDF	Sch Fundamental Intl Lg Co ETF	19,198	$514K	0.4%	$28.84	—	ETF	808524755
PRGO	Perrigo Co plc	2,758	$510K	0.4%	$190.62	0.0%	COM	G97822103
IVE	iShares S&P 500 Barra Value Fd	5,452	$503K	0.4%	$75.75	—	ETF	464287408
MDY	S&P 400 Mid-Cap SPDR	1,826	$499K	0.4%	$148507.78	—	ETF	78467Y107
BIDU	Baidu Com Inc Adr	2,420	$482K	0.3%	$217.19	—	ADR	056752108
ADP	Automatic Data Processing	5,937	$476K	0.3%	$45.18	+49.6%	COM	053015103
TMO	Thermo Fisher Scientific	3,558	$462K	0.3%	$79.76	+58.3%	COM	883556102
EBAY	Ebay Inc	7,633	$460K	0.3%	$20.02	+10.9%	COM	278642103
PANW	Palo Alto Networks Inc	2,625	$459K	0.3%	$8.30	+221.8%	COM	697435105
—	Dominion Res Inc Va	6,815	$456K	0.3%	$56.83	—	COM	25746u109
FISV	Fiserv Inc.	5,407	$448K	0.3%	$24.82	+62.0%	COM	337738108
—	Hewlett Packard	14,617	$439K	0.3%	$36.29	—	COM	428236103
—	B/E Aerospace Inc	7,916	$435K	0.3%	$62.28	—	COM	073302101
SCHB	Schwab Dow Jones US Broad Mkt	8,411	$422K	0.3%	$40.12	—	ETF	808524102
HD	Home Depot	3,675	$408K	0.3%	$56.05	+55.4%	COM	437076102
KMI	Kinder Morgan Inc	10,594	$407K	0.3%	$22.85	+6.5%	COM	49456B101
ABT	Abbott Labs	8,220	$403K	0.3%	$30.19	+30.3%	COM	002824100
—	Dow Chemical	7,810	$400K	0.3%	$33.14	—	COM	260543103
SCHE	Schwab FTSE Emerging Mkt ETF	16,035	$394K	0.3%	$23.41	—	ETF	808524706
MMM	3M Company	2,543	$392K	0.3%	$61.26	+54.8%	COM	88579Y101
PM	Philip Morris Intl Inc	4,794	$384K	0.3%	$49.80	-3.0%	COM	718172109
NVS	Novartis A G	3,899	$383K	0.3%	$70.65	—	COM	66987V109
CTSH	Cognizant Tech. Solutions	6,018	$368K	0.3%	$44.25	+25.8%	COM	192446102
EFA	iShares MSCI EAFE Index Fd	5,697	$362K	0.3%	$63.89	—	ETF	464287465
ROP	Roper Technologies, Inc	2,089	$360K	0.3%	$137.77	+17.9%	COM	776696106
WDC	Western Digital Corp	4,526	$355K	0.3%	$60.27	0.0%	COM	958102105
TD	Toronto Dominion Bank	8,200	$349K	0.3%	$43.91	+2.0%	COM	891160509
SYNA	Synaptics Inc	3,965	$344K	0.2%	$91.26	0.0%	COM	87157D109
UTHR	United Therapeutics Corp	1,969	$343K	0.2%	$179.89	0.0%	COM	91307C102
QCOM	Qualcomm Corp	5,382	$337K	0.2%	$46.65	+7.9%	COM	747525103
PPG	PPG Inds Inc	2,876	$330K	0.2%	$77.05	+22.5%	COM	693506107
VCSH	Vanguard Short-Term Corp Bond	4,043	$322K	0.2%	$80.02	—	ETF	92206C409
—	PowerShares Preferred	21,948	$319K	0.2%	$14.26	—	ETF	73936T565
PRU	Prudential Financial Inc	3,629	$318K	0.2%	$51.53	+3.3%	COM	744320102
—	Chase Corp	8,000	$318K	0.2%	$39.75	—	COM	16150r104
—	Celgene Corp	2,666	$309K	0.2%	$96.20	—	COM	151020104
TGT	Target Corp	3,772	$308K	0.2%	$59.06	0.0%	COM	87612E106
—	Scripps Networks Interactive	4,665	$305K	0.2%	$65.38	—	ETF	811065101
LQD	iShares Inv. Grade Corp. Bd.	2,630	$304K	0.2%	$113.86	—	ETF	464287242
RWO	SPDR DJ Wilshire Global Real E	6,384	$293K	0.2%	$42.20	—	ETF	78463X749
ITW	Illinois Tool Works	3,170	$291K	0.2%	$49.85	+48.4%	COM	452308109
—	Walgreens Boots Allianc	3,450	$291K	0.2%	$76.13	—	COM	931427108
IBM	International Business Machine	1,777	$289K	0.2%	$118.94	-13.4%	COM	459200101
NXPI	Nxp Semiconductors Nv	2,920	$287K	0.2%	$80.85	+12.7%	COM	N6596X109
V	Visa, Inc.	4,178	$281K	0.2%	$57.88	+8.7%	COM	92826C839
EEM	iShares MSCI Emrg Mkt Fd	6,972	$276K	0.2%	$38.50	—	ETF	464287234
BSV	Vanguard Short-Term Bond	3,435	$275K	0.2%	$80.40	—	ETF	921937827
SCHC	Schwab FTSE Intl Small-Cap Equ	8,721	$273K	0.2%	$29.09	—	ETF	808524888
REGN	Regeneron Pharm	526	$268K	0.2%	$333.32	+45.8%	COM	75886F107
—	Express Scripts Inc	2,974	$265K	0.2%	$70.55	—	COM	30219G108
MDLZ	Mondelez Intl Inc Cl A	6,238	$257K	0.2%	$23.16	+33.2%	COM	609207105
NVDA	Nvidia Corp	12,645	$254K	0.2%	$0.33	+60.5%	COM	67066G104
—	AON Corp	2,517	$251K	0.2%	$64.29	—	COM	G0408V102
VNQI	Vanguard Int'l REIT	4,456	$247K	0.2%	$56.28	—	ETF	922042676
—	PwrShs S&P 500 Low Volatility	6,707	$246K	0.2%	$31.22	—	ETF	73937B779
—	Air Prods & Chems	1,800	$246K	0.2%	$136.67	—	COM	009158906
VIG	Vanguard Div Appreciation	3,122	$245K	0.2%	$75.66	—	ETF	921908844
—	Anadarko Petroleum	3,108	$243K	0.2%	$92.88	—	COM	032511107
—	Rite Aid Corp	29,100	$243K	0.2%	$8.35	—	COM	767754104
—	Altria Group Inc	4,780	$234K	0.2%	$48.95	—	COM	02209s103
ABBV	AbbVie Inc	3,447	$232K	0.2%	$42.33	0.0%	COM	00287Y109
—	Health Care Reit Inc	3,500	$230K	0.2%	$67.09	—	COM	42217K106
—	DIRECTV	2,476	$230K	0.2%	$92.89	—	COM	25490A309
—	Unilever Nv Adr- Netherlands	5,375	$225K	0.2%	$41.67	—	ADR	904767704
META	Facebook Inc Class A	2,585	$222K	0.2%	$72.93	+11.2%	COM	30303M102
CMI	Cummins Inc	1,660	$218K	0.2%	$84.24	+22.1%	COM	231021106
—	Alerian MLP ETF	13,696	$213K	0.2%	$15.55	—	ETF	00162Q866
BHP	BHP Billiton Ltd Adr	5,180	$211K	0.2%	$58.44	—	ADR	088606108
LMT	Lockheed Martin Corp	1,123	$209K	0.2%	$97.17	+48.8%	COM	539830109
—	Diageo Plc	1,794	$208K	0.1%	$115.94	—	COM	25243q205