Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple, Inc.	145,644	$19.95M	5.6%	$88.10	+43.5%	Com	037833100
MSFT	Microsoft Corp	59,372	$16.08M	4.5%	$94.86	+158.0%	Com	594918104
PGX	Invesco II Pfd-ETF	719,507	$11.02M	3.1%	$14.55	—	Pfd Stk	46138E511
JPM	JPMorgan Chase & Company	62,256	$9.684M	2.7%	$83.38	+67.6%	Com	46625H100
VNQ	Vanguard Real Estate-ETF	94,512	$9.62M	2.7%	$81.68	—	Com	922908553
AMZN	Amazon.Com, Inc.	2,473	$8.507M	2.4%	$112.11	+48.2%	Com	023135106
GOOGL	Alphabet Inc. Cl A	3,210	$7.838M	2.2%	$57.87	+100.3%	Com	02079K305
AGG	Ishares Core U.S. Aggregate-ETF	66,197	$7.634M	2.1%	$109.97	—	Com	464287226
AMAT	Applied Materials Inc.	40,983	$5.836M	1.6%	$46.89	+174.7%	Com	038222105
VZ	Verizon Communications Inc.	104,141	$5.835M	1.6%	$33.19	+30.8%	Com	92343V104
IGSB	IShares Tr Short-Term Corp Bd-ETF	101,749	$5.577M	1.6%	$54.02	—	Com	464288646
UPS	United Parcel Service	26,422	$5.495M	1.5%	$89.11	+84.2%	Com	911312106
JNJ	Johnson & Johnson	32,677	$5.383M	1.5%	$113.05	+28.2%	Com	478160104
PG	Procter & Gamble Co	39,682	$5.354M	1.5%	$75.23	+60.5%	Com	742718109
LOW	Lowe's Companies, Inc.	26,637	$5.167M	1.5%	$86.86	+106.7%	Com	548661107
TGT	Target Corp.	21,163	$5.116M	1.4%	$63.33	+202.4%	Com	87612E106
T	AT&T Inc. Com	174,874	$5.033M	1.4%	$14.94	+13.7%	Com	00206R102
WMT	Wal-Mart Stores Inc	34,745	$4.9M	1.4%	$31.98	+37.0%	Com	931142103
MCD	McDonald's Corp.	19,166	$4.427M	1.2%	$151.51	+38.1%	Com	580135101
META	Facebook Inc	12,706	$4.418M	1.2%	$194.83	+63.5%	Com	30303M102
QCOM	Qualcomm Inc	30,440	$4.35M	1.2%	$57.84	+111.2%	Com	747525103
MDT	Medtronic Hldg Ltd	32,977	$4.094M	1.1%	$80.71	+35.7%	Com	G5960L103
V	Visa, Inc.	17,349	$4.056M	1.1%	$182.91	+20.8%	Com	92826C839
CRM	Salesforce.Com Inc	16,441	$4.016M	1.1%	$187.25	+21.6%	Com	79466L302
HD	Home Depot, Inc.	12,424	$3.962M	1.1%	$165.60	+71.4%	Com	437076102
XLK	Select Sector SPDR-Technology - ETF	26,501	$3.913M	1.1%	$73.95	—	Com	81369Y803
BMY	Bristol Myers Squibb Co.	57,156	$3.82M	1.1%	$46.16	+16.7%	Com	110122108
INTC	Intel Corp	67,835	$3.808M	1.1%	$36.55	+46.6%	Com	458140100
UNH	UnitedHealth Group Inc.	8,895	$3.562M	1.0%	$222.65	+65.7%	Com	91324P102
NKE	Nike Inc. Class B	22,418	$3.463M	1.0%	$65.73	+91.2%	Com	654106103
NEE	NextEra Energy Inc.	46,430	$3.403M	1.0%	$57.41	+15.9%	Com	65339F101
ABBV	AbbVie Inc	29,431	$3.315M	0.9%	$67.94	+39.5%	Com	00287Y109
CVS	CVS Health Corp	38,365	$3.201M	0.9%	$54.72	+28.8%	Com	126650100
CMCSA	ComCast Corporation Cl A	55,776	$3.181M	0.9%	$31.26	+56.9%	Com	20030N101
ADBE	Adobe Systems Inc.	5,144	$3.013M	0.8%	$390.58	+32.0%	Com	00724F101
PEP	Pepsico Inc	20,245	$3M	0.8%	$96.35	+30.9%	Com	713448108
PFE	Pfizer, Inc	75,928	$2.973M	0.8%	$24.13	+28.4%	Com	717081103
IBM	International Business Machines	20,202	$2.962M	0.8%	$100.53	+12.8%	Com	459200101
BAC	Bank Of America Corporation	71,319	$2.94M	0.8%	$23.73	+54.1%	Com	060505104
CVX	Chevron Corp com	27,904	$2.923M	0.8%	$80.80	+7.8%	Com	166764100
DUK	Duke Energy Corp	29,408	$2.903M	0.8%	$63.35	+32.4%	Com	26441C204
CSCO	Cisco Systems, Inc.	54,109	$2.868M	0.8%	$28.79	+59.2%	Com	17275R102
DIS	The Walt Disney Company	16,130	$2.836M	0.8%	$100.75	+74.4%	Com	254687106
KO	Coca Cola	51,918	$2.809M	0.8%	$38.24	+23.6%	Com	191216100
SYK	Stryker Corp	10,727	$2.786M	0.8%	$185.36	+31.4%	Com	863667101
PFFD	Global X US Preferred ETF	104,598	$2.738M	0.8%	$25.76	—	Pfd Stk	37954Y657
ABT	Abbott Laboratories	22,850	$2.649M	0.7%	$79.49	+35.0%	Com	002824100
PFXF	MFC Vaneck Vectors ETF Trust	123,635	$2.639M	0.7%	$19.61	—	Com	92189F429
LLY	Lilly, Eli & Co	11,271	$2.587M	0.7%	$77.34	+148.1%	Com	532457108
CB	Chubb Ltd	16,191	$2.573M	0.7%	$117.14	+32.5%	Com	H1467J104
ETN	Eaton Corp PLC	16,989	$2.517M	0.7%	$68.13	+96.6%	Com	G29183103
DD	Dupont De Nemours Inc	31,916	$2.47M	0.7%	$27.74	+10.2%	Com	26614N102
MMM	3M Company	11,923	$2.368M	0.7%	$127.19	+10.4%	Com	88579Y101
MRK	Merck & Co. Inc.	29,052	$2.259M	0.6%	$43.55	+47.3%	Com	58933Y105
UNP	Union Pacific Corp	9,786	$2.152M	0.6%	$128.79	+55.6%	Com	907818108
TROW	T Rowe Price Group Inc	10,683	$2.115M	0.6%	$78.92	+91.9%	Com	74144T108
CTSH	Cognizant Tech Solutions-A	30,516	$2.114M	0.6%	$59.50	+16.4%	Com	192446102
TD	Toronto Dominion Bank	28,455	$1.994M	0.6%	$57.03	+22.7%	Com	891160509
XLV	Select Sector SPDR-Health Care - ETF	15,432	$1.943M	0.5%	$86.90	—	Com	81369Y209
SBUX	Starbucks Corporation	17,234	$1.927M	0.5%	$49.50	+105.4%	Com	855244109
KMB	Kimberly-Clark Corp	14,159	$1.895M	0.5%	$86.73	+29.6%	Com	494368103
GOOG	Alphabet Inc Cl C	752	$1.885M	0.5%	$54.94	+115.3%	Com	02079K107
EEMV	IShares MSCI Emerging Mkts Min Vol Factor ETF	29,015	$1.862M	0.5%	$58.33	—	Com	464286533
XLY	Select Sector SPDR-Cons. Discretionary - ETF	10,274	$1.835M	0.5%	$111.35	—	Com	81369Y407
LMT	Lockheed Martin Corporation	4,842	$1.832M	0.5%	$274.93	+23.1%	Com	539830109
DWM	Wisdomtree International Equity Fund ETF	32,998	$1.799M	0.5%	$55.43	—	Com	97717W703
TFC	Truist Financial Corp	31,822	$1.766M	0.5%	$40.91	+15.0%	Com	89832Q109
RTX	Raytheon Technologies Corp	19,561	$1.669M	0.5%	$55.27	+37.0%	Com	75513E101
NVDA	Nvidia Corporation	2,073	$1.659M	0.5%	$14.57	+9.7%	Com	67066G104
—	General Electric Co	119,480	$1.608M	0.5%	$17.30	—	Com	369604103
XLC	Select Sector SPDR- Comm Services-ETF	19,846	$1.606M	0.5%	$44.22	—	Com	81369Y852
HON	Honeywell International Inc.	7,234	$1.587M	0.4%	$120.65	+59.3%	Com	438516106
CAT	Caterpillar Inc.	7,213	$1.57M	0.4%	$116.27	+82.2%	Com	149123101
XLF	Select Sector SPDR-Financial - ETF	42,584	$1.562M	0.4%	$26.63	—	Com	81369Y605
PSA	Public Storage	5,169	$1.554M	0.4%	$154.91	+47.5%	Com	74460D109
TJX	TJX Companies Inc.	22,391	$1.509M	0.4%	$42.50	+49.8%	Com	872540109
AMGN	Amgen Inc.	5,908	$1.44M	0.4%	$143.38	+48.2%	Com	031162100
ADP	Automatic Data Processing	6,731	$1.337M	0.4%	$96.56	+82.5%	Com	053015103
SPYG	MFC SPDR Series Trust S&P 500 Growth - ETF	19,817	$1.248M	0.4%	$34.08	—	Com	78464A409
MCHP	Microchip Technology Inc.	8,341	$1.248M	0.4%	$38.88	+77.9%	Com	595017104
—	Blackrock Inc	1,407	$1.231M	0.3%	$511.87	—	Com	09247X101
IQLT	Ishares MSCI International Quality	31,855	$1.228M	0.3%	$36.46	—	Com	46434V456
TMO	Thermo Fisher Scientific Inc	2,430	$1.226M	0.3%	$464.99	+0.2%	Com	883556102
BRK/B	Berkshire Hathaway Inc Cl B	4,268	$1.186M	0.3%	$211.38	+32.2%	Com	084670702
COF	Capital One Financial Corp.	7,641	$1.182M	0.3%	$84.65	+63.7%	Com	14040H105
XLI	Select Sector SPDR-Industrial - ETF	10,849	$1.111M	0.3%	$75.43	—	Com	81369Y704
XOM	Exxon Mobil Corporation	17,590	$1.11M	0.3%	$57.05	-12.3%	Com	30231G102
GSLC	Goldman Sachs Active Beta ETF	12,688	$1.092M	0.3%	$64.10	—	Com	381430503
PRU	Prudential Financial Inc.	10,470	$1.073M	0.3%	$46.71	+75.1%	Com	744320102
D	Dominion Energy Inc.	14,052	$1.034M	0.3%	$55.65	+12.6%	Com	25746U109
INTU	Intuit Inc	2,083	$1.021M	0.3%	$144.15	+192.4%	Com	461202103
AXP	American Express Co	6,088	$1.006M	0.3%	$88.37	+67.3%	Com	025816109
ED	Consolidated Edison Inc.	13,896	$996K	0.3%	$63.84	+2.1%	Com	209115104
DOW	Dow Inc	15,364	$972K	0.3%	$36.98	+38.1%	Com	260557103
PFG	Principal Financial Group Inc.	15,023	$949K	0.3%	$46.34	+16.6%	Com	74251V102
CMI	Cummins, Inc.	3,851	$939K	0.3%	$132.27	+72.6%	Com	231021106
MO	Altria Group Inc.	19,190	$915K	0.3%	$36.57	-7.1%	Com	02209S103
MAS	Masco Corporation	14,949	$880K	0.2%	$42.79	+32.2%	Com	574599106
ORCL	Oracle Corp.	11,300	$879K	0.2%	$47.83	+53.9%	Com	68389X105
REGN	Regeneron Pharmaceuticals	1,512	$844K	0.2%	$503.83	0.0%	Com	75886F107
BRK/A	Berkshire Hathaway, Inc. Cl A	2	$837K	0.2%	$274034.30	+53.4%	Com	084670108
PM	Philip Morris Intl Inc.	8,360	$829K	0.2%	$69.58	+9.8%	Com	718172109
EXC	Exelon Corp.	18,497	$820K	0.2%	$21.67	+26.3%	Com	30161N101
SO	Southern Co	13,072	$791K	0.2%	$37.35	+44.0%	Com	842587107
MET	MetLife Inc. Com	13,204	$790K	0.2%	$37.61	+46.4%	Com	59156R108
—	Citrix Systems Inc	6,650	$780K	0.2%	$95.26	—	Com	177376100
GILD	Gilead Sciences, Inc.	11,252	$775K	0.2%	$55.88	-0.0%	Com	375558103
DON	WisdomTree U.S. Midcap Dividend Fund-ETF	18,401	$772K	0.2%	$34.95	—	Com	97717W505
EMR	Emerson Electric Co	8,007	$771K	0.2%	$53.78	+59.0%	Com	291011104
IP	International Paper	12,164	$746K	0.2%	$34.90	+33.6%	Com	460146103
COST	Costco Wholesale Corporation	1,844	$730K	0.2%	$216.47	+65.9%	Com	22160K105
MGV	Vanguard Mega Cap Value ETF	7,321	$729K	0.2%	$80.96	—	Com	921910840
NGG	National Grid Plc-SP ADR	10,943	$700K	0.2%	$57.96	—	Com	636274409
AMP	Ameriprise Financial, Inc.	2,805	$698K	0.2%	$135.45	+73.7%	Com	03076C106
XLP	Select Sector SPDR-Consumer Staples - ETF	9,945	$696K	0.2%	$56.71	—	Com	81369Y308
ETR	Entergy Corp.	6,978	$696K	0.2%	$31.88	+39.7%	Com	29364G103
STT	State Street Corp.	8,412	$692K	0.2%	$70.55	+2.7%	Com	857477103
INDB	Independent Bank Corp Mass	9,020	$681K	0.2%	$56.20	+21.9%	Com	453836108
DE	Deere & Co.	1,852	$653K	0.2%	$156.51	+119.0%	Com	244199105
TIP	iShares Barclays TIPS Bond Fund ETF	4,975	$637K	0.2%	$114.18	—	Com	464287176
IVV	iShares S&P 500 Index - ETF	1,458	$627K	0.2%	$272.41	—	Com	464287200
SWKS	Skyworks Solutions, Inc.	3,045	$584K	0.2%	$85.57	+83.0%	Com	83088M102
DES	WisdomTree U.S. Small Cap Dividend Fund ETF	18,256	$582K	0.2%	$28.06	—	Com	97717W604
DHR	Danaher Corp. Com	2,082	$559K	0.2%	$78.58	+176.3%	Com	235851102
APD	Air Products & Chemicals	1,923	$554K	0.2%	$131.88	+97.7%	Com	009158106
TRV	The Travelers Companies Inc.	3,614	$541K	0.2%	$110.50	+27.9%	Com	89417E109
VO	Vanguard Index Mid-Cap ETF	1,985	$471K	0.1%	$164.63	—	Com	922908629
USB	US Bancorp Del Com	8,148	$464K	0.1%	$33.84	+41.0%	Com	902973304
WSM	Williams-Sonoma, Inc.	2,860	$456K	0.1%	$21.23	+266.8%	Com	969904101
—	Walgreens Boots Alliance Inc.	8,429	$443K	0.1%	$65.98	—	Com	931427108
GS	Goldman Sachs Group Inc.	1,157	$439K	0.1%	$202.86	+57.5%	Com	38141G104
SPGI	S&P Global	1,060	$435K	0.1%	$151.96	+143.4%	Com	78409V104
IRM	Iron Mountain Inc.	10,078	$427K	0.1%	$21.76	+59.3%	Com	46284V101
CHKP	Check Point Software	3,625	$421K	0.1%	$109.47	+7.8%	Com	M22465104
NUE	Nucor Corporation	4,320	$414K	0.1%	$49.65	+75.2%	Com	670346105
VTWO	Vanguard Russell 2000 ETF	4,407	$408K	0.1%	$106.27	—	Com	92206C664
PPL	PPL Corporation	14,455	$405K	0.1%	$23.84	+1.8%	Com	69351T106
—	Maxim Integrated Com	3,530	$372K	0.1%	$52.35	—	Com	57772K101
XLB	Select Sector SPDR-Materials - ETF	4,452	$366K	0.1%	$82.21	—	Com	81369Y100
HUM	Humana Inc	807	$357K	0.1%	$381.33	+9.6%	Com	444859102
—	Glaxosmithkline Plc Sponsored ADR	8,900	$354K	0.1%	$39.12	—	Com	37733W105
VFC	VF Corporation	4,313	$354K	0.1%	$66.06	+26.2%	Com	918204108
XLRE	Select Sector SPDR-Real Estate - ETF	7,711	$342K	0.1%	$33.30	—	Com	81369Y860
EFA	iShares MSCI EAFE Index - ETF	4,273	$337K	0.1%	$69.79	—	Com	464287465
—	Unilever PLC Sponsored ADR New	5,590	$328K	0.1%	$56.77	—	Com	904767704
—	Linde PLC	1,115	$322K	0.1%	$280.18	—	Com	G5494J103
BBT	Berkshire Hills Bancorp Inc	11,587	$318K	0.1%	$10.72	+106.7%	Com	084680107
DRI	Darden Restaurants Inc.	2,175	$317K	0.1%	$72.99	+66.1%	Com	237194105
CI	Cigna Corp	1,285	$305K	0.1%	$167.70	+37.0%	Com	125523100
NVS	Novartis AG Sponsored ADR	3,309	$302K	0.1%	$83.96	—	Com	66987V109
HPQ	HP Inc.	10,005	$302K	0.1%	$16.24	+67.4%	Com	40434L105
SCI	Service Corp. Intl.	5,100	$273K	0.1%	$35.79	+48.4%	Com	817565104
XLU	Select Sector SPDR Fund-Utilities - ETF	4,305	$272K	0.1%	$52.36	—	Com	81369Y886
TXN	Texas Instruments Inc	1,400	$270K	0.1%	$99.52	+65.0%	Com	882508104
SPY	SPDR S & P 500 Trust Unit Ser 1 - ETF	615	$264K	0.1%	$314.74	—	Com	78462F103
BDX	Becton, Dickinson and Co.	1,080	$263K	0.1%	$186.11	+19.3%	Com	075887109
XLE	Select Sector SPDR-Energy - ETF	4,644	$250K	0.1%	$53.83	—	Com	81369Y506
CPB	Campbell Soup Co	5,305	$242K	0.1%	$40.43	+1.8%	Com	134429109
AFL	AFLAC, Inc.	4,452	$239K	0.1%	$35.70	+37.3%	Com	001055102
COP	ConocoPhillips	3,585	$218K	0.1%	$47.19	0.0%	Com	20825C104
PSX	Phillips 66	2,526	$217K	0.1%	$64.91	+8.7%	Com	718546104
WFC	Wells Fargo Company	4,680	$212K	0.1%	$31.62	+26.4%	Com	949746101
BHP	BHP Group Limited Spon ADR	2,900	$211K	0.1%	$49.69	—	Com	088606108
VOD	Vodafone Group PLC-SP ADR	11,656	$200K	0.1%	$31.50	—	Com	92857W308
—	Corecare Sys Inc	10,000	$0	0.0%	—	—	Com	218908101