Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple, Inc.	144,892	$17.7M	5.2%	$88.10	+42.0%	Com	037833100
MSFT	Microsoft Corp	59,785	$14.1M	4.2%	$94.86	+135.0%	Com	594918104
PGX	Invesco II Pfd-ETF	722,841	$10.84M	3.2%	$14.55	—	Pfd Stk	46138E511
VNQ	Vanguard Real Estate-ETF	104,653	$9.614M	2.8%	$81.68	—	Com	922908553
JPM	JPMorgan Chase & Company	60,791	$9.254M	2.7%	$82.03	+55.1%	Com	46625H100
AGG	Ishares Core U.S. Aggregate-ETF	65,592	$7.467M	2.2%	$109.97	—	Com	464287226
AMZN	Amazon.Com, Inc.	2,290	$7.085M	2.1%	$107.79	+47.1%	Com	023135106
GOOGL	Alphabet Inc. Cl A	3,261	$6.726M	2.0%	$57.87	+69.3%	Com	02079K305
VZ	Verizon Communications Inc.	109,246	$6.352M	1.9%	$33.19	+27.3%	Com	92343V104
AMAT	Applied Materials Inc.	46,870	$6.261M	1.8%	$46.89	+125.4%	Com	038222105
IGSB	IShares Tr Short-Term Corp Bd-ETF	107,046	$5.854M	1.7%	$54.02	—	Com	464288646
T	AT&T Inc. Com	186,002	$5.63M	1.7%	$14.94	+8.1%	Com	00206R102
PG	Procter & Gamble Co	40,027	$5.421M	1.6%	$75.23	+53.8%	Com	742718109
JNJ	Johnson & Johnson	32,897	$5.407M	1.6%	$113.05	+24.5%	Com	478160104
LOW	Lowe's Companies, Inc.	26,362	$5.013M	1.5%	$85.90	+82.7%	Com	548661107
INTC	Intel Corp	72,320	$4.629M	1.4%	$36.55	+48.0%	Com	458140100
WMT	Wal-Mart Stores Inc	33,100	$4.496M	1.3%	$31.39	+37.9%	Com	931142103
UPS	United Parcel Service	25,156	$4.276M	1.3%	$85.34	+54.7%	Com	911312106
MCD	McDonald's Corp.	18,893	$4.234M	1.2%	$150.67	+26.9%	Com	580135101
TGT	Target Corp.	20,711	$4.103M	1.2%	$60.53	+169.6%	Com	87612E106
MDT	Medtronic Hldg Ltd	34,146	$4.034M	1.2%	$80.71	+26.0%	Com	G5960L103
META	Facebook Inc	13,146	$3.872M	1.1%	$194.83	+37.2%	Com	30303M102
HD	Home Depot, Inc.	12,674	$3.869M	1.1%	$165.60	+47.6%	Com	437076102
BMY	Bristol Myers Squibb Co.	58,714	$3.706M	1.1%	$46.16	+10.5%	Com	110122108
NEE	NextEra Energy Inc.	48,342	$3.655M	1.1%	$57.41	+19.9%	Com	65339F101
XLK	Select Sector SPDR-Technology - ETF	27,299	$3.626M	1.1%	$73.95	—	Com	81369Y803
QCOM	Qualcomm Inc	26,763	$3.549M	1.0%	$49.00	+164.7%	Com	747525103
V	Visa, Inc.	16,699	$3.535M	1.0%	$181.42	+12.0%	Com	92826C839
PFXF	MFC Vaneck Vectors ETF Trust	166,965	$3.475M	1.0%	$19.61	—	Com	92189F429
IBM	International Business Machines	25,788	$3.437M	1.0%	$100.53	-2.4%	Com	459200101
ABBV	AbbVie Inc	31,036	$3.359M	1.0%	$67.94	+30.9%	Com	00287Y109
UNH	UnitedHealth Group Inc.	8,770	$3.264M	1.0%	$220.57	+44.9%	Com	91324P102
CRM	Salesforce.Com Inc	15,374	$3.257M	1.0%	$184.44	+19.3%	Com	79466L302
DUK	Duke Energy Corp	32,201	$3.108M	0.9%	$63.35	+19.1%	Com	26441C204
CMCSA	ComCast Corporation Cl A	54,803	$2.966M	0.9%	$30.95	+49.1%	Com	20030N101
DIS	The Walt Disney Company	16,066	$2.964M	0.9%	$100.75	+78.8%	Com	254687106
NKE	Nike Inc. Class B	22,123	$2.94M	0.9%	$64.93	+99.5%	Com	654106103
CVS	CVS Health Corp	38,913	$2.928M	0.9%	$54.72	+13.8%	Com	126650100
PEP	Pepsico Inc	20,590	$2.912M	0.9%	$96.35	+22.4%	Com	713448108
CVX	Chevron Corp com	27,736	$2.907M	0.9%	$80.80	-1.5%	Com	166764100
CSCO	Cisco Systems, Inc.	56,009	$2.896M	0.9%	$28.79	+41.1%	Com	17275R102
PFE	Pfizer, Inc	78,654	$2.85M	0.8%	$24.13	+16.2%	Com	717081103
KO	Coca Cola	50,591	$2.667M	0.8%	$38.00	+14.2%	Com	191216100
BAC	Bank Of America Corporation	67,687	$2.619M	0.8%	$23.04	+33.0%	Com	060505104
SYK	Stryker Corp	10,618	$2.586M	0.8%	$184.76	+23.3%	Com	863667101
CTSH	Cognizant Tech Solutions-A	32,645	$2.55M	0.8%	$59.50	+20.4%	Com	192446102
CB	Chubb Ltd	15,815	$2.498M	0.7%	$116.24	+29.3%	Com	H1467J104
KMB	Kimberly-Clark Corp	17,936	$2.494M	0.7%	$86.73	+27.8%	Com	494368103
ETN	Eaton Corp PLC	17,638	$2.439M	0.7%	$68.13	+74.6%	Com	G29183103
MRK	Merck & Co. Inc.	31,220	$2.407M	0.7%	$43.55	+44.8%	Com	58933Y105
LLY	Lilly, Eli & Co	11,534	$2.155M	0.6%	$77.34	+140.6%	Com	532457108
MMM	3M Company	10,906	$2.101M	0.6%	$125.95	-0.7%	Com	88579Y101
TD	Toronto Dominion Bank	30,965	$2.02M	0.6%	$57.03	+7.1%	Com	891160509
ADBE	Adobe Systems Inc.	4,237	$2.014M	0.6%	$363.84	+28.5%	Com	00724F101
ABT	Abbott Laboratories	16,579	$1.987M	0.6%	$68.97	+57.5%	Com	002824100
XLV	Select Sector SPDR-Health Care - ETF	16,429	$1.918M	0.6%	$86.90	—	Com	81369Y209
DWM	Wisdomtree International Equity Fund ETF	36,178	$1.903M	0.6%	$55.43	—	Com	97717W703
TFC	Truist Financial Corp	32,292	$1.883M	0.6%	$40.91	+6.5%	Com	89832Q109
SBUX	Starbucks Corporation	16,815	$1.837M	0.5%	$48.20	+95.1%	Com	855244109
EEMV	IShares MSCI Emerging Mkts Min Vol Factor ETF	28,787	$1.818M	0.5%	$58.33	—	Com	464286533
HON	Honeywell International Inc.	8,264	$1.794M	0.5%	$120.65	+46.4%	Com	438516106
TROW	T Rowe Price Group Inc	10,268	$1.762M	0.5%	$75.99	+73.6%	Com	74144T108
LMT	Lockheed Martin Corporation	4,637	$1.713M	0.5%	$272.12	+10.2%	Com	539830109
CAT	Caterpillar Inc.	7,282	$1.689M	0.5%	$116.27	+62.6%	Com	149123101
PFFD	Global X US Preferred ETF	65,802	$1.679M	0.5%	$25.52	—	Pfd Stk	37954Y657
XLY	Select Sector SPDR-Cons. Discretionary - ETF	9,874	$1.66M	0.5%	$108.63	—	Com	81369Y407
AMGN	Amgen Inc.	6,582	$1.638M	0.5%	$143.38	+42.8%	Com	031162100
UNP	Union Pacific Corp	7,279	$1.605M	0.5%	$104.13	+80.6%	Com	907818108
—	General Electric Co	120,230	$1.578M	0.5%	$17.30	—	Com	369604103
GOOG	Alphabet Inc Cl C	760	$1.572M	0.5%	$54.94	+79.2%	Com	02079K107
XLC	Select Sector SPDR- Comm Services-ETF	21,357	$1.566M	0.5%	$44.22	—	Com	81369Y852
RTX	Raytheon Technologies Corp	19,773	$1.528M	0.5%	$55.27	+18.1%	Com	75513E101
DD	Dupont De Nemours Inc	19,555	$1.511M	0.4%	$25.94	+12.1%	Com	26614N102
XLF	Select Sector SPDR-Financial - ETF	42,504	$1.447M	0.4%	$26.63	—	Com	81369Y605
TJX	TJX Companies Inc.	21,871	$1.446M	0.4%	$41.99	+48.3%	Com	872540109
MCHP	Microchip Technology Inc.	8,726	$1.354M	0.4%	$38.88	+73.7%	Com	595017104
ADP	Automatic Data Processing	7,061	$1.331M	0.4%	$96.56	+62.2%	Com	053015103
PSA	Public Storage	5,259	$1.298M	0.4%	$154.91	+21.5%	Com	74460D109
ED	Consolidated Edison Inc.	16,631	$1.244M	0.4%	$63.84	-7.4%	Com	209115104
D	Dominion Energy Inc.	15,279	$1.16M	0.3%	$55.65	+5.1%	Com	25746U109
IQLT	Ishares MSCI International Quality	31,451	$1.146M	0.3%	$36.44	—	Com	46434V456
SPYG	MFC SPDR Series Trust S&P 500 Growth - ETF	19,742	$1.113M	0.3%	$34.08	—	Com	78464A409
—	Blackrock Inc	1,463	$1.103M	0.3%	$511.87	—	Com	09247X101
PRU	Prudential Financial Inc.	11,772	$1.073M	0.3%	$46.71	+45.2%	Com	744320102
DOW	Dow Inc	16,367	$1.046M	0.3%	$36.98	+23.9%	Com	260557103
CMI	Cummins, Inc.	3,981	$1.031M	0.3%	$132.27	+67.8%	Com	231021106
XOM	Exxon Mobil Corporation	18,063	$1.008M	0.3%	$57.05	-24.1%	Com	30231G102
SO	Southern Co	16,142	$1.003M	0.3%	$37.35	+33.4%	Com	842587107
XLI	Select Sector SPDR-Industrial - ETF	10,149	$999K	0.3%	$73.57	—	Com	81369Y704
MO	Altria Group Inc.	19,240	$984K	0.3%	$36.57	-16.9%	Com	02209S103
GSLC	Goldman Sachs Active Beta ETF	12,258	$970K	0.3%	$63.33	—	Com	381430503
WSM	Williams-Sonoma, Inc.	5,345	$958K	0.3%	$21.23	+190.1%	Com	969904101
GILD	Gilead Sciences, Inc.	14,807	$957K	0.3%	$55.88	-4.5%	Com	375558103
BRK/B	Berkshire Hathaway Inc Cl B	3,737	$955K	0.3%	$201.71	+20.4%	Com	084670702
PFG	Principal Financial Group Inc.	15,743	$944K	0.3%	$46.34	+0.8%	Com	74251V102
AXP	American Express Co	6,523	$923K	0.3%	$88.37	+40.7%	Com	025816109
COF	Capital One Financial Corp.	7,153	$910K	0.3%	$80.97	+33.3%	Com	14040H105
—	Citrix Systems Inc	6,485	$910K	0.3%	$94.69	—	Com	177376100
TMO	Thermo Fisher Scientific Inc	1,979	$903K	0.3%	$464.76	+1.4%	Com	883556102
ORCL	Oracle Corp.	12,445	$873K	0.3%	$47.83	+26.7%	Com	68389X105
XLP	Select Sector SPDR-Consumer Staples - ETF	12,730	$870K	0.3%	$56.71	—	Com	81369Y308
MAS	Masco Corporation	14,407	$863K	0.3%	$42.27	+21.0%	Com	574599106
EXC	Exelon Corp.	19,575	$856K	0.3%	$21.67	+16.5%	Com	30161N101
INTU	Intuit Inc	2,171	$832K	0.2%	$144.15	+159.3%	Com	461202103
MET	MetLife Inc. Com	13,354	$812K	0.2%	$37.61	+26.6%	Com	59156R108
NGG	National Grid Plc-SP ADR	13,661	$809K	0.2%	$57.96	—	Com	636274409
IP	International Paper	14,709	$795K	0.2%	$34.90	+12.9%	Com	460146103
DE	Deere & Co.	2,107	$789K	0.2%	$156.51	+96.5%	Com	244199105
BRK/A	Berkshire Hathaway, Inc. Cl A	2	$771K	0.2%	$274034.30	+33.8%	Com	084670108
INDB	Independent Bank Corp Mass	9,095	$765K	0.2%	$56.20	+26.0%	Com	453836108
PM	Philip Morris Intl Inc.	8,570	$761K	0.2%	$69.58	-4.0%	Com	718172109
DON	WisdomTree U.S. Midcap Dividend Fund-ETF	18,662	$754K	0.2%	$34.95	—	Com	97717W505
STT	State Street Corp.	8,727	$733K	0.2%	$70.55	-6.3%	Com	857477103
EMR	Emerson Electric Co	8,092	$730K	0.2%	$53.78	+44.7%	Com	291011104
ETR	Entergy Corp.	7,218	$718K	0.2%	$31.88	+23.9%	Com	29364G103
MGV	Vanguard Mega Cap Value ETF	7,526	$717K	0.2%	$80.96	—	Com	921910840
AMP	Ameriprise Financial, Inc.	2,965	$689K	0.2%	$135.45	+48.3%	Com	03076C106
COST	Costco Wholesale Corporation	1,895	$668K	0.2%	$216.47	+52.3%	Com	22160K105
TIP	iShares Barclays TIPS Bond Fund ETF	5,050	$634K	0.2%	$114.18	—	Com	464287176
NVDA	Nvidia Corporation	1,138	$607K	0.2%	$13.40	0.0%	Com	67066G104
CHKP	Check Point Software	5,335	$597K	0.2%	$109.47	+10.1%	Com	M22465104
TRV	The Travelers Companies Inc.	3,914	$589K	0.2%	$110.50	+20.5%	Com	89417E109
IVV	iShares S&P 500 Index - ETF	1,468	$584K	0.2%	$272.41	—	Com	464287200
APD	Air Products & Chemicals	2,018	$567K	0.2%	$131.88	+82.1%	Com	009158106
SWKS	Skyworks Solutions, Inc.	3,060	$561K	0.2%	$85.57	+78.8%	Com	83088M102
DES	WisdomTree U.S. Small Cap Dividend Fund ETF	17,645	$549K	0.2%	$27.93	—	Com	97717W604
USB	US Bancorp Del Com	9,501	$526K	0.2%	$33.84	+19.2%	Com	902973304
DHR	Danaher Corp. Com	2,211	$498K	0.1%	$78.58	+152.9%	Com	235851102
—	Walgreens Boots Alliance Inc.	8,754	$481K	0.1%	$65.98	—	Com	931427108
NUE	Nucor Corporation	5,980	$480K	0.1%	$49.65	+13.0%	Com	670346105
—	UPS Class A Directed	2,552	$434K	0.1%	$119.12	—	Com	911312205
VO	Vanguard Index Mid-Cap ETF	1,958	$434K	0.1%	$163.63	—	Com	922908629
PPL	PPL Corporation	14,590	$421K	0.1%	$23.84	-2.7%	Com	69351T106
VFC	VF Corporation	4,863	$389K	0.1%	$66.06	+22.9%	Com	918204108
GS	Goldman Sachs Group Inc.	1,187	$388K	0.1%	$202.86	+36.5%	Com	38141G104
SPGI	S&P Global	1,080	$381K	0.1%	$151.96	+110.3%	Com	78409V104
IRM	Iron Mountain Inc.	10,078	$373K	0.1%	$21.76	+25.1%	Com	46284V101
VTWO	Vanguard Russell 2000 ETF	2,038	$363K	0.1%	$122.18	—	Com	92206C664
HPQ	HP Inc.	11,335	$359K	0.1%	$16.24	+43.7%	Com	40434L105
HUM	Humana Inc	812	$340K	0.1%	$381.33	0.0%	Com	444859102
SCI	Service Corp. Intl.	6,600	$337K	0.1%	$35.79	+39.9%	Com	817565104
VOD	Vodafone Group PLC-SP ADR	18,081	$333K	0.1%	$31.50	—	Com	92857W308
EFA	iShares MSCI EAFE Index - ETF	4,369	$331K	0.1%	$69.79	—	Com	464287465
—	Maxim Integrated Com	3,530	$322K	0.1%	$52.35	—	Com	57772K101
DRI	Darden Restaurants Inc.	2,245	$319K	0.1%	$72.99	+54.4%	Com	237194105
—	Glaxosmithkline Plc Sponsored ADR	8,900	$318K	0.1%	$39.12	—	Com	37733W105
—	Unilever PLC Sponsored ADR New	5,590	$312K	0.1%	$56.77	—	Com	904767704
CI	Cigna Corp	1,285	$311K	0.1%	$167.70	+21.8%	Com	125523100
—	Linde PLC	1,110	$311K	0.1%	$280.18	—	Com	G5494J103
XLRE	Select Sector SPDR-Real Estate - ETF	7,857	$310K	0.1%	$33.30	—	Com	81369Y860
BDX	Becton, Dickinson and Co.	1,255	$305K	0.1%	$186.11	+21.2%	Com	075887109
NVS	Novartis AG Sponsored ADR	3,329	$284K	0.1%	$83.96	—	Com	66987V109
BIIB	Biogen Inc.	1,010	$282K	0.1%	$317.07	-14.9%	Com	09062X103
SYY	Sysco Corp	3,490	$275K	0.1%	$49.58	+37.3%	Com	871829107
TXN	Texas Instruments Inc	1,450	$274K	0.1%	$99.52	+52.1%	Com	882508104
XLU	Select Sector SPDR Fund-Utilities - ETF	4,268	$273K	0.1%	$52.36	—	Com	81369Y886
CPB	Campbell Soup Co	5,290	$266K	0.1%	$40.43	0.0%	Com	134429109
BBT	Berkshire Hills Bancorp Inc	11,587	$259K	0.1%	$10.72	+65.6%	Com	084680107
WFC	Wells Fargo Company	5,941	$232K	0.1%	$31.62	0.0%	Com	949746101
SPY	SPDR S & P 500 Trust Unit Ser 1 - ETF	585	$232K	0.1%	$308.87	—	Com	78462F103
AFL	AFLAC, Inc.	4,452	$228K	0.1%	$35.70	+20.1%	Com	001055102
BHP	BHP Group Limited Spon ADR	3,075	$213K	0.1%	$49.69	—	Com	088606108
PSX	Phillips 66	2,526	$206K	0.1%	$64.91	0.0%	Com	718546104
—	Corecare Sys Inc	10,000	$0	0.0%	—	—	Com	218908101