Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
AAPL	Apple, Inc.	143,124	$20.25M	5.7%	$141.50 *	$88.10	+57.1%	Com	037833100
MSFT	Microsoft Corp	58,295	$16.43M	4.6%	$281.93 *	$94.86	+187.0%	Com	594918104
PGX	Invesco II Pfd-ETF	726,685	$10.92M	3.1%	$15.03	$14.49	+3.8%	Pfd Stk	46138E511
JPM	JPMorgan Chase & Company	62,870	$10.29M	2.9%	$163.69 *	$83.38	+75.7%	Com	46625H100
VNQ	Vanguard Real Estate-ETF	92,268	$9.391M	2.7%	$101.78	$82.02	+24.1%	Com	922908553
AMZN	Amazon.Com, Inc.	2,559	$8.407M	2.4%	$3285.27 *	$114.14	+43.9%	Com	023135106
GOOGL	Alphabet Inc. Cl A	3,141	$8.398M	2.4%	$2673.67 *	$57.87	+129.3%	Com	02079K305
AGG	Ishares Core U.S. Aggregate-ETF	66,619	$7.65M	2.2%	$114.83	$110.06	+4.3%	Com	464287226
IGSB	IShares Tr Short-Term Corp Bd-ETF	120,814	$6.601M	1.9%	$54.64	$54.18	+0.8%	Com	464288646
VZ	Verizon Communications Inc.	104,643	$5.651M	1.6%	$54.00 *	$33.19	+24.6%	Com	92343V104
PG	Procter & Gamble Co	39,464	$5.517M	1.6%	$139.80 *	$75.23	+67.1%	Com	742718109
LOW	Lowe's Companies, Inc.	26,391	$5.353M	1.5%	$202.83 *	$86.86	+115.3%	Com	548661107
JNJ	Johnson & Johnson	32,776	$5.293M	1.5%	$161.49 *	$113.05	+26.2%	Com	478160104
AMAT	Applied Materials Inc.	40,742	$5.245M	1.5%	$128.74 *	$46.89	+164.3%	Com	038222105
WMT	Wal-Mart Stores Inc	35,906	$5.005M	1.4%	$139.39 *	$32.42	+35.5%	Com	931142103
MCD	McDonald's Corp.	19,638	$4.735M	1.3%	$241.11 *	$153.05	+43.0%	Com	580135101
TGT	Target Corp.	20,378	$4.662M	1.3%	$228.78 *	$63.33	+217.7%	Com	87612E106
UPS	United Parcel Service	25,125	$4.576M	1.3%	$182.13 *	$89.11	+69.0%	Com	911312106
CRM	Salesforce.Com Inc	16,498	$4.475M	1.3%	$271.24	$187.25	+43.1%	Com	79466L302
T	AT&T Inc. Com	160,815	$4.343M	1.2%	$27.01 *	$14.94	+4.6%	Com	00206R102
META	Facebook Inc	12,451	$4.226M	1.2%	$339.41	$194.83	+73.0%	Com	30303M102
MDT	Medtronic Hldg Ltd	33,036	$4.141M	1.2%	$125.35 *	$80.71	+36.8%	Com	G5960L103
V	Visa, Inc.	18,098	$4.031M	1.1%	$222.73 *	$184.73	+16.8%	Com	92826C839
HD	Home Depot, Inc.	12,149	$3.988M	1.1%	$328.26 *	$165.60	+78.4%	Com	437076102
XLK	Select Sector SPDR-Technology - ETF	25,538	$3.813M	1.1%	$149.31 *	$35.23	+111.9%	Com	81369Y803
QCOM	Qualcomm Inc	29,371	$3.788M	1.1%	$128.97 *	$57.84	+103.2%	Com	747525103
NEE	NextEra Energy Inc.	46,376	$3.641M	1.0%	$78.51 *	$57.41	+22.2%	Com	65339F101
UNH	UnitedHealth Group Inc.	8,985	$3.511M	1.0%	$390.76 *	$224.28	+62.3%	Com	91324P102
INTC	Intel Corp	65,733	$3.502M	1.0%	$53.28 *	$36.55	+34.3%	Com	458140100
BMY	Bristol Myers Squibb Co.	57,289	$3.389M	1.0%	$59.16 *	$46.16	+7.6%	Com	110122108
ABBV	AbbVie Inc	30,463	$3.286M	0.9%	$107.87 *	$68.94	+33.3%	Com	00287Y109
CVS	CVS Health Corp	38,287	$3.249M	0.9%	$84.86 *	$54.72	+34.4%	Com	126650100
PFE	Pfizer, Inc	74,813	$3.217M	0.9%	$43.00 *	$24.13	+43.9%	Com	717081103
CVX	Chevron Corp com	31,299	$3.176M	0.9%	$101.47 *	$81.07	+5.3%	Com	166764100
NKE	Nike Inc. Class B	21,602	$3.137M	0.9%	$145.22 *	$65.73	+106.9%	Com	654106103
CMCSA	ComCast Corporation Cl A	55,906	$3.127M	0.9%	$55.93 *	$31.26	+57.7%	Com	20030N101
BAC	Bank Of America Corporation	73,503	$3.12M	0.9%	$42.45 *	$24.10	+58.4%	Com	060505104
PFFD	Global X US Preferred ETF	118,062	$3.042M	0.9%	$25.77	$25.56	+0.8%	Pfd Stk	37954Y657
ADBE	Adobe Systems Inc.	5,226	$3.009M	0.9%	$575.77	$394.32	+46.0%	Com	00724F101
CB	Chubb Ltd	16,883	$2.929M	0.8%	$173.49 *	$119.10	+37.6%	Com	H1467J104
SYK	Stryker Corp	10,875	$2.868M	0.8%	$263.72 *	$186.31	+35.4%	Com	863667101
CSCO	Cisco Systems, Inc.	52,593	$2.863M	0.8%	$54.44 *	$28.79	+65.9%	Com	17275R102
PEP	Pepsico Inc	18,949	$2.85M	0.8%	$150.40 *	$96.35	+36.8%	Com	713448108
DIS	The Walt Disney Company	16,692	$2.824M	0.8%	$169.18 *	$103.23	+60.1%	Com	254687106
ABT	Abbott Laboratories	23,655	$2.794M	0.8%	$118.11 *	$80.64	+35.4%	Com	002824100
DUK	Duke Energy Corp	27,404	$2.675M	0.8%	$97.61 *	$63.35	+30.4%	Com	26441C204
IBM	International Business Machines	18,937	$2.631M	0.7%	$138.93 *	$100.53	+11.3%	Com	459200101
PFXF	MFC Vaneck ETF TR	121,226	$2.572M	0.7%	$21.22	$19.70	+7.7%	Com	92189F429
KO	Coca Cola	48,655	$2.553M	0.7%	$52.47 *	$38.24	+20.8%	Com	191216100
LLY	Lilly, Eli & Co	10,726	$2.479M	0.7%	$231.12 *	$77.34	+186.9%	Com	532457108
ETN	Eaton Corp PLC	16,608	$2.479M	0.7%	$149.27 *	$68.13	+105.1%	Com	G29183103
MMM	3M Company	13,052	$2.29M	0.6%	$175.45 *	$128.06	-2.5%	Com	88579Y101
DD	Dupont De Nemours Inc	33,320	$2.266M	0.6%	$68.01 *	$27.77	-5.8%	Com	26614N102
CTSH	Cognizant Tech Solutions-A	29,965	$2.224M	0.6%	$74.22 *	$59.50	+16.6%	Com	192446102
MRK	Merck & Co. Inc.	29,346	$2.204M	0.6%	$75.10 *	$43.77	+50.3%	Com	58933Y105
NVDA	Nvidia Corporation	10,399	$2.154M	0.6%	$207.14 *	$19.49	+6.1%	Com	67066G104
UNP	Union Pacific Corp	10,558	$2.07M	0.6%	$196.06 *	$133.65	+33.0%	Com	907818108
SBUX	Starbucks Corporation	18,532	$2.045M	0.6%	$110.35 *	$53.43	+86.7%	Com	855244109
GOOG	Alphabet Inc Cl C	746	$1.988M	0.6%	$2664.88 *	$54.94	+140.8%	Com	02079K107
TROW	T Rowe Price Group Inc	10,009	$1.969M	0.6%	$196.72 *	$78.92	+106.7%	Com	74144T108
TFC	Truist Financial Corp	33,497	$1.965M	0.6%	$58.66 *	$41.12	+15.6%	Com	89832Q109
TD	Toronto Dominion Bank	29,420	$1.946M	0.6%	$66.15	$57.34	+15.4%	Com	891160509
XLV	Select Sector SPDR-Health Care - ETF	15,108	$1.923M	0.5%	$127.28	$86.52	+47.1%	Com	81369Y209
EEMV	IShares MSCI Emerging Mkts Min Vol Factor ETF	29,422	$1.844M	0.5%	$62.67	$58.56	+7.0%	Com	464286533
XLY	Select Sector SPDR-Cons. Discretionary - ETF	9,804	$1.76M	0.5%	$179.52 *	$53.07	+69.1%	Com	81369Y407
LMT	Lockheed Martin Corporation	4,923	$1.699M	0.5%	$345.11 *	$275.68	+11.5%	Com	539830109
DWM	Wisdomtree International Equity Fund ETF	31,658	$1.673M	0.5%	$52.85	$54.87	-3.6%	Com	97717W703
XLC	Select Sector SPDR- Comm Services-ETF	20,549	$1.646M	0.5%	$80.10	$47.86	+67.4%	Com	81369Y852
RTX	Raytheon Technologies Corp	18,789	$1.616M	0.5%	$86.01 *	$55.27	+41.2%	Com	75513E101
XLF	Select Sector SPDR-Financial - ETF	42,050	$1.578M	0.4%	$37.53	$26.33	+42.5%	Com	81369Y605
PSA	Public Storage	5,164	$1.534M	0.4%	$297.06 *	$154.91	+58.1%	Com	74460D109
GE	General Electric Co	14,879	$1.533M	0.4%	$103.03 *	$62.95	-0.1%	Com	369604301
TJX	TJX Companies Inc.	22,526	$1.486M	0.4%	$65.97 *	$42.50	+45.8%	Com	872540109
HON	Honeywell International Inc.	6,984	$1.483M	0.4%	$212.34 *	$120.65	+51.7%	Com	438516106
CAT	Caterpillar Inc.	7,531	$1.445M	0.4%	$191.87 *	$119.47	+48.3%	Com	149123101
TMO	Thermo Fisher Scientific Inc	2,454	$1.402M	0.4%	$571.31	$464.99	+21.5%	Com	883556102
ADP	Automatic Data Processing	6,694	$1.338M	0.4%	$199.88 *	$96.56	+89.3%	Com	053015103
AMGN	Amgen Inc.	6,098	$1.297M	0.4%	$212.69 *	$145.15	+28.0%	Com	031162100
MCHP	Microchip Technology Inc.	8,291	$1.272M	0.4%	$153.42 *	$38.88	+80.0%	Com	595017104
BRK/B	Berkshire Hathaway Inc Cl B	4,641	$1.267M	0.4%	$273.00	$216.96	+25.8%	Com	084670702
IQLT	Ishares MSCI International Quality	32,447	$1.229M	0.3%	$37.88	$36.33	+4.3%	Com	46434V456
SPYG	MFC SPDR Series Trust S&P 500 Growth - ETF	18,887	$1.21M	0.3%	$64.07	$33.39	+91.7%	Com	78464A409
KMB	Kimberly-Clark Corp	9,085	$1.203M	0.3%	$132.42 *	$86.73	+30.5%	Com	494368103
COF	Capital One Financial Corp.	7,131	$1.155M	0.3%	$161.97 *	$84.65	+77.3%	Com	14040H105
—	Blackrock Inc	1,372	$1.15M	0.3%	$838.19	$511.87	—	Com	09247X101
INTU	Intuit Inc	2,020	$1.09M	0.3%	$539.60 *	$144.15	+264.2%	Com	461202103
PRU	Prudential Financial Inc.	10,355	$1.09M	0.3%	$105.26 *	$46.71	+83.5%	Com	744320102
GSLC	Goldman Sachs Active Beta ETF	12,528	$1.078M	0.3%	$86.05	$60.90	+41.3%	Com	381430503
XLI	Select Sector SPDR-Industrial - ETF	10,659	$1.043M	0.3%	$97.85	$73.53	+33.1%	Com	81369Y704
DE	Deere & Co.	3,112	$1.042M	0.3%	$334.83 *	$230.52	+37.3%	Com	244199105
REGN	Regeneron Pharmaceuticals	1,711	$1.036M	0.3%	$605.49	$517.04	+16.4%	Com	75886F107
D	Dominion Energy Inc.	13,927	$1.017M	0.3%	$73.02 *	$55.65	+8.0%	Com	25746U109
ED	Consolidated Edison Inc.	13,971	$1.014M	0.3%	$72.58 *	$63.84	-2.0%	Com	209115104
XOM	Exxon Mobil Corporation	16,680	$981K	0.3%	$58.81 *	$57.05	-11.7%	Com	30231G102
PFG	Principal Financial Group Inc.	14,943	$963K	0.3%	$64.44 *	$46.34	+19.3%	Com	74251V102
—	Linde PLC	3,267	$959K	0.3%	$293.54	$288.98	—	Com	G5494J103
AXP	American Express Co	5,700	$954K	0.3%	$167.37 *	$88.37	+79.5%	Com	025816109
ORCL	Oracle Corp.	10,792	$940K	0.3%	$87.10 *	$47.83	+71.9%	Com	68389X105
CMI	Cummins, Inc.	3,866	$868K	0.2%	$224.52 *	$132.27	+52.9%	Com	231021106
DOW	Dow Inc	14,987	$863K	0.2%	$57.58 *	$36.98	+22.4%	Com	260557103
MO	Altria Group Inc.	18,940	$862K	0.2%	$45.51 *	$36.57	-11.1%	Com	02209S103
EXC	Exelon Corp.	17,242	$834K	0.2%	$48.37 *	$21.67	+36.9%	Com	30161N101
BRK/A	Berkshire Hathaway, Inc. Cl A	2	$823K	0.2%	$411500.00	$274034.30	+50.1%	Com	084670108
MET	MetLife Inc. Com	13,274	$820K	0.2%	$61.77 *	$37.61	+44.2%	Com	59156R108
MAS	Masco Corporation	14,714	$817K	0.2%	$55.53 *	$42.79	+19.8%	Com	574599106
COST	Costco Wholesale Corporation	1,788	$804K	0.2%	$449.66 *	$216.47	+97.6%	Com	22160K105
SO	Southern Co	12,912	$801K	0.2%	$62.04 *	$37.35	+41.6%	Com	842587107
PM	Philip Morris Intl Inc.	8,235	$781K	0.2%	$94.84 *	$69.58	+11.1%	Com	718172109
MGV	Vanguard Mega Cap Value ETF	7,796	$763K	0.2%	$97.87	$80.80	+21.1%	Com	921910840
DON	WisdomTree U.S. Midcap Dividend Fund-ETF	18,206	$754K	0.2%	$41.41	$34.22	+21.1%	Com	97717W505
AMP	Ameriprise Financial, Inc.	2,780	$735K	0.2%	$264.39 *	$135.45	+83.1%	Com	03076C106
GILD	Gilead Sciences, Inc.	10,505	$734K	0.2%	$69.87 *	$55.88	+6.5%	Com	375558103
—	Citrix Systems Inc	6,727	$722K	0.2%	$107.33	$95.39	—	Com	177376100
EMR	Emerson Electric Co	7,577	$714K	0.2%	$94.23 *	$53.78	+60.5%	Com	291011104
ETR	Entergy Corp.	6,956	$690K	0.2%	$99.19 *	$31.88	+33.1%	Com	29364G103
INDB	Independent Bank Corp Mass	9,020	$687K	0.2%	$76.16 *	$56.20	+16.9%	Com	453836108
IVV	iShares S&P 500 Index - ETF	1,556	$670K	0.2%	$430.59	$283.48	+52.0%	Com	464287200
XLP	Select Sector SPDR-Consumer Staples - ETF	9,630	$663K	0.2%	$68.85	$55.59	+23.8%	Com	81369Y308
IP	International Paper	11,814	$661K	0.2%	$55.95 *	$34.90	+25.6%	Com	460146103
NGG	National Grid Plc-SP ADR	10,856	$647K	0.2%	$59.60	$59.20	+0.7%	Com	636274409
STT	State Street Corp.	7,465	$632K	0.2%	$84.66 *	$70.55	+4.4%	Com	857477103
DHR	Danaher Corp. Com	2,005	$610K	0.2%	$304.24 *	$78.58	+236.8%	Com	235851102
DES	WisdomTree U.S. Small Cap Dividend Fund ETF	18,066	$557K	0.2%	$30.83	$28.20	+9.3%	Com	97717W604
TRV	The Travelers Companies Inc.	3,589	$545K	0.2%	$151.85 *	$110.50	+26.5%	Com	89417E109
—	Activision Blizzard Inc	6,755	$523K	0.1%	$77.42	$77.42	—	Com	00507V109
APD	Air Products & Chemicals	1,883	$483K	0.1%	$256.51 *	$131.88	+74.4%	Com	009158106
VO	Vanguard Index Mid-Cap ETF	1,979	$469K	0.1%	$236.99 *	$38.57	+53.5%	Com	922908629
USB	US Bancorp Del Com	7,728	$459K	0.1%	$59.39 *	$33.84	+45.0%	Com	902973304
SWKS	Skyworks Solutions, Inc.	2,685	$442K	0.1%	$164.62 *	$85.57	+70.7%	Com	83088M102
WSM	Williams-Sonoma, Inc.	2,490	$442K	0.1%	$177.51 *	$21.23	+284.0%	Com	969904101
IRM	Iron Mountain Inc.	10,078	$438K	0.1%	$43.46 *	$21.76	+69.0%	Com	46284V101
GS	Goldman Sachs Group Inc.	1,142	$431K	0.1%	$377.41 *	$202.86	+67.5%	Com	38141G104
ADI	Analog Devices Inc.	2,551	$427K	0.1%	$167.39 *	$155.29	+0.1%	Com	032654105
PPL	PPL Corporation	14,450	$403K	0.1%	$27.89 *	$23.84	+0.7%	Com	69351T106
SPGI	S&P Global	905	$385K	0.1%	$425.41 *	$151.96	+169.9%	Com	78409V104
HUM	Humana Inc	984	$383K	0.1%	$389.23 *	$385.91	-3.2%	Com	444859102
VTWO	Vanguard Russell 2000 ETF	4,250	$376K	0.1%	$88.47	$74.94	+18.0%	Com	92206C664
CHKP	Check Point Software	3,255	$368K	0.1%	$113.06	$109.47	+3.3%	Com	M22465104
NUE	Nucor Corporation	3,725	$367K	0.1%	$98.52 *	$49.65	+86.0%	Com	670346105
XLB	Select Sector SPDR-Materials - ETF	4,502	$357K	0.1%	$79.30 *	$42.12	-6.1%	Com	81369Y100
—	Walgreens Boots Alliance Inc.	7,510	$354K	0.1%	$47.14	$65.98	—	Com	931427108
XLRE	Select Sector SPDR-Real Estate - ETF	7,557	$336K	0.1%	$44.46	$33.29	+33.5%	Com	81369Y860
EFA	iShares MSCI EAFE Index - ETF	4,263	$333K	0.1%	$78.11	$69.56	+12.2%	Com	464287465
—	Glaxosmithkline Plc Sponsored ADR	8,650	$331K	0.1%	$38.27	$39.12	—	Com	37733W105
SCI	Service Corp. Intl.	5,100	$307K	0.1%	$60.20	$35.79	+68.4%	Com	817565104
—	Unilever PLC Sponsored ADR New	5,605	$304K	0.1%	$54.24	$56.77	—	Com	904767704
BBT	Berkshire Hills Bancorp Inc	10,794	$291K	0.1%	$26.96 *	$10.72	+121.7%	Com	084680107
DRI	Darden Restaurants Inc.	1,815	$275K	0.1%	$151.52 *	$72.99	+80.2%	Com	237194105
VFC	VF Corporation	4,088	$274K	0.1%	$67.03	$66.06	+1.4%	Com	918204108
XLU	Select Sector SPDR Fund-Utilities - ETF	4,276	$273K	0.1%	$63.84 *	$26.11	+22.3%	Com	81369Y886
TXN	Texas Instruments Inc	1,400	$269K	0.1%	$192.14 *	$99.52	+70.5%	Com	882508104
HPQ	HP Inc.	9,795	$268K	0.1%	$27.36 *	$16.24	+44.9%	Com	40434L105
SPY	SPDR S & P 500 Trust Unit Ser 1 - ETF	615	$264K	0.1%	$429.27	$298.78	+43.6%	Com	78462F103
NVS	Novartis AG Sponsored ADR	3,104	$254K	0.1%	$81.83	$75.45	+8.4%	Com	66987V109
BDX	Becton, Dickinson and Co.	1,030	$253K	0.1%	$245.63 *	$186.11	+20.1%	Com	075887109
COP	ConocoPhillips	3,585	$243K	0.1%	$67.78 *	$47.19	+22.9%	Com	20825C104
CPB	Campbell Soup Co	5,715	$239K	0.1%	$41.82 *	$40.21	-10.3%	Com	134429109
AFL	AFLAC, Inc.	4,402	$229K	0.1%	$52.02 *	$35.70	+32.4%	Com	001055102
XLE	Select Sector SPDR-Energy - ETF	4,315	$225K	0.1%	$52.14 *	$26.00	+0.2%	Com	81369Y506
CI	Cigna Corp	1,075	$215K	0.1%	$200.00 *	$167.70	+10.6%	Com	125523100
VOD	Vodafone Group PLC-SP ADR	10,706	$165K	0.0%	$15.41	$29.71	-48.0%	Com	92857W308
—	Corecare Sys Inc	10,000	$0	0.0%	$0.00	—	—	Com	218908101