Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
AAPL	Apple, Inc.	141,172	$25.07M	6.4%	$177.57 *	$88.10	+97.4%	Com	037833100
MSFT	Microsoft Corp	57,771	$19.43M	4.9%	$336.33 *	$94.86	+243.0%	Com	594918104
PGX	Invesco II Pfd-ETF	732,486	$10.99M	2.8%	$15.00	$14.49	+3.6%	Pfd Stk	46138E511
JPM	JPMorgan Chase & Company	64,014	$10.14M	2.6%	$158.34 *	$84.54	+68.6%	Com	46625H100
VNQ	Vanguard Real Estate-ETF	85,726	$9.945M	2.5%	$116.01	$82.02	+41.4%	Com	922908553
GOOGL	Alphabet Inc. Cl A	3,180	$9.212M	2.3%	$2896.86 *	$58.91	+144.0%	Com	02079K305
AMZN	Amazon.Com, Inc.	2,761	$9.206M	2.3%	$3334.30 *	$118.31	+40.9%	Com	023135106
AGG	Ishares Core U.S. Aggregate-ETF	67,038	$7.648M	1.9%	$114.08	$110.06	+3.7%	Com	464287226
IGSB	IShares Tr Short-Term Corp Bd-ETF	123,714	$6.666M	1.7%	$53.88	$54.18	-0.6%	Com	464288646
LOW	Lowe's Companies, Inc.	25,701	$6.644M	1.7%	$258.51 *	$86.86	+175.3%	Com	548661107
AMAT	Applied Materials Inc.	41,623	$6.549M	1.7%	$157.34 *	$48.85	+210.7%	Com	038222105
PG	Procter & Gamble Co	39,321	$6.432M	1.6%	$163.58 *	$75.23	+96.7%	Com	742718109
JNJ	Johnson & Johnson	33,106	$5.663M	1.4%	$171.06 *	$113.37	+34.2%	Com	478160104
QCOM	Qualcomm Inc	30,173	$5.518M	1.4%	$182.88 *	$60.18	+177.9%	Com	747525103
VZ	Verizon Communications Inc.	105,801	$5.497M	1.4%	$51.96 *	$33.26	+21.0%	Com	92343V104
MCD	McDonald's Corp.	20,032	$5.37M	1.4%	$268.07 *	$154.56	+58.3%	Com	580135101
WMT	Wal-Mart Stores Inc	36,331	$5.256M	1.3%	$144.67 *	$32.57	+40.6%	Com	931142103
UPS	United Parcel Service	24,488	$5.249M	1.3%	$214.35 *	$89.11	+99.9%	Com	911312106
HD	Home Depot, Inc.	11,984	$4.973M	1.3%	$414.97 *	$165.60	+126.5%	Com	437076102
TGT	Target Corp.	21,088	$4.88M	1.2%	$231.41 *	$68.40	+198.5%	Com	87612E106
CRM	Salesforce.Com Inc	19,074	$4.848M	1.2%	$254.17	$199.45	+25.9%	Com	79466L302
UNH	UnitedHealth Group Inc.	9,008	$4.524M	1.1%	$502.22 *	$224.28	+109.3%	Com	91324P102
PFE	Pfizer, Inc	73,785	$4.357M	1.1%	$59.05 *	$24.13	+99.2%	Com	717081103
NEE	NextEra Energy Inc.	45,882	$4.284M	1.1%	$93.37 *	$57.41	+45.9%	Com	65339F101
XLK	Select Sector SPDR-Technology - ETF	24,466	$4.254M	1.1%	$173.87 *	$35.23	+146.7%	Com	81369Y803
ABBV	AbbVie Inc	31,010	$4.199M	1.1%	$135.41 *	$69.51	+68.0%	Com	00287Y109
V	Visa, Inc.	18,531	$4.016M	1.0%	$216.72 *	$185.28	+13.5%	Com	92826C839
META	Meta Platforms Inc	11,868	$3.991M	1.0%	$336.28	$194.83	+71.4%	Com	30303M102
BMY	Bristol Myers Squibb Co.	63,149	$3.938M	1.0%	$62.36 *	$46.45	+12.7%	Com	110122108
CVS	CVS Health Corp	37,954	$3.915M	1.0%	$103.15 *	$54.72	+64.4%	Com	126650100
CVX	Chevron Corp com	32,996	$3.872M	1.0%	$117.35 *	$81.85	+22.0%	Com	166764100
NKE	Nike Inc. Class B	22,043	$3.674M	0.9%	$166.67 *	$67.51	+131.6%	Com	654106103
MDT	Medtronic Hldg Ltd	34,334	$3.552M	0.9%	$103.45 *	$81.51	+12.5%	Com	G5960L103
NVDA	Nvidia Corporation	11,942	$3.513M	0.9%	$294.17 *	$20.52	+43.0%	Com	67066G104
DIS	The Walt Disney Company	22,108	$3.425M	0.9%	$154.92 *	$116.59	+29.8%	Com	254687106
BAC	Bank Of America Corporation	76,905	$3.422M	0.9%	$44.50 *	$24.84	+61.8%	Com	060505104
ADBE	Adobe Systems Inc.	5,988	$3.396M	0.9%	$567.13	$423.69	+33.8%	Com	00724F101
ABT	Abbott Laboratories	23,941	$3.369M	0.9%	$140.72 *	$81.10	+61.0%	Com	002824100
CB	Chubb Ltd	16,853	$3.257M	0.8%	$193.26 *	$119.10	+54.0%	Com	H1467J104
CSCO	Cisco Systems, Inc.	51,053	$3.235M	0.8%	$63.37 *	$28.79	+94.5%	Com	17275R102
INTC	Intel Corp	62,503	$3.218M	0.8%	$51.49 *	$36.55	+30.7%	Com	458140100
KO	Coca Cola	53,973	$3.196M	0.8%	$59.21 *	$39.31	+33.7%	Com	191216100
PFFD	Global X US Preferred ETF	120,752	$3.111M	0.8%	$25.76	$25.56	+0.8%	Pfd Stk	37954Y657
T	AT&T Inc. Com	125,969	$3.099M	0.8%	$24.60 *	$14.94	-2.3%	Com	00206R102
SYK	Stryker Corp	10,991	$2.939M	0.7%	$267.40 *	$187.00	+37.2%	Com	863667101
LLY	Lilly, Eli & Co	10,496	$2.9M	0.7%	$276.30 *	$77.34	+244.1%	Com	532457108
CMCSA	ComCast Corporation Cl A	57,476	$2.893M	0.7%	$50.33 *	$31.67	+40.7%	Com	20030N101
DUK	Duke Energy Corp	26,587	$2.789M	0.7%	$104.90 *	$63.35	+41.5%	Com	26441C204
DD	Dupont De Nemours Inc	34,185	$2.761M	0.7%	$80.77 *	$27.80	+12.2%	Com	26614N102
ETN	Eaton Corp PLC	15,963	$2.759M	0.7%	$172.84 *	$68.13	+138.4%	Com	G29183103
PEP	Pepsico Inc	15,850	$2.753M	0.7%	$173.69 *	$96.35	+59.0%	Com	713448108
UNP	Union Pacific Corp	10,638	$2.68M	0.7%	$251.93 *	$133.65	+71.8%	Com	907818108
PFXF	MFC Vaneck ETF TR	120,586	$2.638M	0.7%	$21.88	$19.70	+11.0%	Com	92189F429
CTSH	Cognizant Tech Solutions-A	29,273	$2.597M	0.7%	$88.72 *	$59.50	+39.8%	Com	192446102
MMM	3M Company	14,265	$2.534M	0.6%	$177.64 *	$128.00	-0.4%	Com	88579Y101
IBM	International Business Machines	17,907	$2.393M	0.6%	$133.63 *	$100.53	+13.5%	Com	459200101
MRK	Merck & Co. Inc.	29,935	$2.294M	0.6%	$76.63 *	$44.29	+53.0%	Com	58933Y105
LMT	Lockheed Martin Corporation	6,399	$2.274M	0.6%	$355.37 *	$283.36	+12.6%	Com	539830109
IQLT	Ishares MSCI International Quality	57,052	$2.247M	0.6%	$39.39	$37.56	+4.8%	Com	46434V456
TD	Toronto Dominion Bank	29,160	$2.236M	0.6%	$76.68	$57.34	+33.7%	Com	891160509
SBUX	Starbucks Corporation	19,001	$2.222M	0.6%	$116.94 *	$54.64	+94.5%	Com	855244109
GOOG	Alphabet Inc Cl C	716	$2.072M	0.5%	$2893.85 *	$54.94	+161.4%	Com	02079K107
RTX	Raytheon Technologies Corp	23,999	$2.065M	0.5%	$86.05 *	$60.49	+29.9%	Com	75513E101
TFC	Truist Financial Corp	34,127	$1.998M	0.5%	$58.55 *	$41.28	+15.8%	Com	89832Q109
TROW	T Rowe Price Group Inc	10,133	$1.993M	0.5%	$196.68 *	$80.02	+105.0%	Com	74144T108
CAT	Caterpillar Inc.	9,400	$1.943M	0.5%	$206.70 *	$132.83	+44.5%	Com	149123101
PSA	Public Storage	5,154	$1.931M	0.5%	$374.66 *	$154.91	+100.4%	Com	74460D109
XLV	Select Sector SPDR-Health Care - ETF	13,499	$1.902M	0.5%	$140.90	$86.52	+62.8%	Com	81369Y209
EEMV	IShares MSCI Emerging Mkts Min Vol Factor ETF	29,837	$1.875M	0.5%	$62.84	$58.63	+7.2%	Com	464286533
XLY	Select Sector SPDR-Cons. Discretionary - ETF	8,906	$1.821M	0.5%	$204.47 *	$53.07	+92.6%	Com	81369Y407
TJX	TJX Companies Inc.	23,586	$1.791M	0.5%	$75.93 *	$43.52	+64.4%	Com	872540109
DWM	Wisdomtree International Equity Fund ETF	31,433	$1.699M	0.4%	$54.05	$54.87	-1.4%	Com	97717W703
ADP	Automatic Data Processing	6,684	$1.648M	0.4%	$246.56 *	$96.56	+134.6%	Com	053015103
XLC	Select Sector SPDR- Comm Services-ETF	21,039	$1.635M	0.4%	$77.71	$48.59	+59.9%	Com	81369Y852
DE	Deere & Co.	4,761	$1.633M	0.4%	$343.00 *	$264.49	+22.8%	Com	244199105
TMO	Thermo Fisher Scientific Inc	2,358	$1.573M	0.4%	$667.09	$464.99	+41.9%	Com	883556102
COF	Capital One Financial Corp.	10,752	$1.56M	0.4%	$145.09 *	$104.44	+29.2%	Com	14040H105
XLF	Select Sector SPDR-Financial - ETF	39,893	$1.558M	0.4%	$39.05	$26.33	+48.3%	Com	81369Y605
BRK/B	Berkshire Hathaway Inc Cl B	4,881	$1.46M	0.4%	$299.12	$220.38	+35.7%	Com	084670702
HON	Honeywell International Inc.	6,944	$1.448M	0.4%	$208.53 *	$120.65	+49.6%	Com	438516106
AMGN	Amgen Inc.	6,373	$1.434M	0.4%	$225.01 *	$146.88	+34.9%	Com	031162100
MCHP	Microchip Technology Inc.	16,392	$1.427M	0.4%	$87.05 *	$56.17	+41.7%	Com	595017104
SPYG	MFC SPDR Series Trust S&P 500 Growth - ETF	19,032	$1.379M	0.3%	$72.46	$33.39	+117.0%	Com	78464A409
GE	General Electric Co	14,111	$1.333M	0.3%	$94.47 *	$62.95	-8.3%	Com	369604301
REGN	Regeneron Pharmaceuticals	2,037	$1.286M	0.3%	$631.32	$532.14	+18.0%	Com	75886F107
INTU	Intuit Inc	1,970	$1.267M	0.3%	$643.15 *	$144.15	+334.8%	Com	461202103
—	Blackrock Inc	1,363	$1.248M	0.3%	$915.63	$511.87	—	Com	09247X101
—	Linde PLC	3,505	$1.214M	0.3%	$346.36	$292.88	—	Com	G5494J103
ED	Consolidated Edison Inc.	14,136	$1.206M	0.3%	$85.31 *	$63.89	+16.3%	Com	209115104
GSLC	Goldman Sachs Active Beta ETF	12,602	$1.199M	0.3%	$95.14	$60.90	+56.2%	Com	381430503
XLI	Select Sector SPDR-Industrial - ETF	11,249	$1.19M	0.3%	$105.79	$75.13	+40.8%	Com	81369Y704
KMB	Kimberly-Clark Corp	8,248	$1.179M	0.3%	$142.94 *	$86.73	+42.0%	Com	494368103
—	Activision Blizzard Inc	16,607	$1.105M	0.3%	$66.54	$70.97	—	Com	00507V109
PRU	Prudential Financial Inc.	10,195	$1.103M	0.3%	$108.19 *	$46.71	+90.8%	Com	744320102
D	Dominion Energy Inc.	13,715	$1.077M	0.3%	$78.53 *	$55.65	+17.3%	Com	25746U109
PFG	Principal Financial Group Inc.	14,383	$1.04M	0.3%	$72.31 *	$46.34	+35.3%	Com	74251V102
XOM	Exxon Mobil Corporation	16,493	$1.009M	0.3%	$61.18 *	$57.05	-6.9%	Com	30231G102
COST	Costco Wholesale Corporation	1,694	$962K	0.2%	$567.89 *	$216.47	+150.0%	Com	22160K105
MAS	Masco Corporation	13,570	$953K	0.2%	$70.23 *	$42.79	+52.0%	Com	574599106
EXC	Exelon Corp.	16,427	$948K	0.2%	$57.71 *	$21.67	+64.7%	Com	30161N101
ORCL	Oracle Corp.	10,827	$944K	0.2%	$87.19 *	$47.83	+72.7%	Com	68389X105
AXP	American Express Co	5,750	$941K	0.2%	$163.65 *	$88.37	+75.7%	Com	025816109
BRK/A	Berkshire Hathaway, Inc. Cl A	2	$901K	0.2%	$450500.00	$274034.30	+64.5%	Com	084670108
MO	Altria Group Inc.	18,545	$879K	0.2%	$47.40 *	$36.57	-5.7%	Com	02209S103
SO	Southern Co	12,732	$874K	0.2%	$68.65 *	$37.35	+58.4%	Com	842587107
CMI	Cummins, Inc.	3,961	$864K	0.2%	$218.13 *	$134.04	+47.5%	Com	231021106
DOW	Dow Inc	15,136	$858K	0.2%	$56.69 *	$36.98	+22.1%	Com	260557103
MGV	Vanguard Mega Cap Value ETF	7,886	$842K	0.2%	$106.77	$81.06	+31.8%	Com	921910840
MET	MetLife Inc. Com	13,144	$822K	0.2%	$62.54 *	$37.61	+47.1%	Com	59156R108
AMP	Ameriprise Financial, Inc.	2,725	$822K	0.2%	$301.65 *	$135.45	+109.9%	Com	03076C106
DON	WisdomTree U.S. Midcap Dividend Fund-ETF	18,426	$818K	0.2%	$44.39	$34.34	+29.2%	Com	97717W505
IVV	iShares S&P 500 Index - ETF	1,642	$783K	0.2%	$476.86	$292.77	+62.9%	Com	464287200
ETR	Entergy Corp.	6,931	$781K	0.2%	$112.68 *	$31.88	+52.5%	Com	29364G103
NGG	National Grid Plc-SP ADR	10,712	$775K	0.2%	$72.35	$59.20	+22.2%	Com	636274409
PM	Philip Morris Intl Inc.	8,035	$763K	0.2%	$94.96 *	$69.58	+12.8%	Com	718172109
XLP	Select Sector SPDR-Consumer Staples - ETF	9,830	$758K	0.2%	$77.11	$55.93	+37.9%	Com	81369Y308
GILD	Gilead Sciences, Inc.	10,105	$734K	0.2%	$72.64 *	$55.88	+11.8%	Com	375558103
INDB	Independent Bank Corp Mass	8,945	$729K	0.2%	$81.50 *	$56.20	+25.9%	Com	453836108
EMR	Emerson Electric Co	7,272	$676K	0.2%	$92.96 *	$53.78	+59.2%	Com	291011104
DHR	Danaher Corp. Com	1,995	$656K	0.2%	$328.82 *	$78.58	+264.2%	Com	235851102
STT	State Street Corp.	6,865	$638K	0.2%	$92.94 *	$70.55	+15.3%	Com	857477103
—	Citrix Systems Inc	6,577	$622K	0.2%	$94.57	$95.39	—	Com	177376100
DES	WisdomTree U.S. Small Cap Dividend Fund ETF	18,446	$606K	0.2%	$32.85	$28.28	+16.2%	Com	97717W604
APD	Air Products & Chemicals	1,873	$570K	0.1%	$304.32 *	$131.88	+108.2%	Com	009158106
TRV	The Travelers Companies Inc.	3,542	$554K	0.1%	$156.41 *	$110.50	+30.9%	Com	89417E109
IP	International Paper	11,629	$546K	0.1%	$46.95 *	$34.90	+12.5%	Com	460146103
IRM	Iron Mountain Inc.	10,078	$527K	0.1%	$52.29 *	$21.76	+106.1%	Com	46284V101
CMG	Chipotle Mexican Grill Inc.	292	$510K	0.1%	$1746.58 *	$35.21	-0.7%	Com	169656105
VO	Vanguard Index Mid-Cap ETF	1,953	$497K	0.1%	$254.48 *	$38.57	+65.1%	Com	922908629
HUM	Humana Inc	1,061	$492K	0.1%	$463.71 *	$388.73	+14.7%	Com	444859102
ADI	Analog Devices Inc.	2,551	$448K	0.1%	$175.62 *	$155.29	+5.5%	Com	032654105
XLRE	Select Sector SPDR-Real Estate - ETF	8,549	$443K	0.1%	$51.82	$35.01	+48.0%	Com	81369Y860
NUE	Nucor Corporation	3,875	$442K	0.1%	$114.06 *	$51.69	+107.9%	Com	670346105
PPL	PPL Corporation	14,450	$435K	0.1%	$30.10 *	$23.84	+10.1%	Com	69351T106
USB	US Bancorp Del Com	7,723	$434K	0.1%	$56.20 *	$33.84	+38.2%	Com	902973304
SWKS	Skyworks Solutions, Inc.	2,794	$433K	0.1%	$154.97 *	$87.78	+57.2%	Com	83088M102
GS	Goldman Sachs Group Inc.	1,117	$428K	0.1%	$383.17 *	$202.86	+70.4%	Com	38141G104
SPGI	S&P Global	865	$408K	0.1%	$471.68 *	$151.96	+200.3%	Com	78409V104
WSM	Williams-Sonoma, Inc.	2,415	$408K	0.1%	$168.94 *	$21.23	+267.6%	Com	969904101
VTWO	Vanguard Russell 2000 ETF	4,368	$392K	0.1%	$89.74	$75.38	+19.1%	Com	92206C664
FDX	Fedex Corp.	1,485	$384K	0.1%	$258.59 *	$219.91	+8.0%	Com	31428X106
—	Glaxosmithkline Plc Sponsored ADR	8,650	$381K	0.1%	$44.05	$39.12	—	Com	37733W105
XLB	Select Sector SPDR-Materials - ETF	4,211	$381K	0.1%	$90.48 *	$42.12	+7.6%	Com	81369Y100
CHKP	Check Point Software	3,155	$368K	0.1%	$116.64	$109.47	+6.5%	Com	M22465104
HPQ	HP Inc.	9,630	$363K	0.1%	$37.69 *	$16.24	+100.9%	Com	40434L105
SCI	Service Corp. Intl.	5,100	$362K	0.1%	$70.98	$35.79	+98.4%	Com	817565104
—	Walgreens Boots Alliance Inc.	6,135	$320K	0.1%	$52.16	$65.98	—	Com	931427108
EFA	iShares MSCI EAFE Index - ETF	4,033	$317K	0.1%	$78.60	$69.56	+13.1%	Com	464287465
XLE	Select Sector SPDR-Energy - ETF	5,657	$314K	0.1%	$55.51 *	$26.53	+4.6%	Com	81369Y506
DRI	Darden Restaurants Inc.	1,965	$296K	0.1%	$150.64 *	$77.28	+70.4%	Com	237194105
—	Unilever PLC Sponsored ADR New	5,505	$296K	0.1%	$53.77	$56.77	—	Com	904767704
VFC	VF Corporation	3,898	$285K	0.1%	$73.11	$66.06	+10.8%	Com	918204108
COP	ConocoPhillips	3,804	$275K	0.1%	$72.29 *	$48.08	+29.6%	Com	20825C104
NVS	Novartis AG Sponsored ADR	3,024	$265K	0.1%	$87.63	$75.45	+15.9%	Com	66987V109
TXN	Texas Instruments Inc	1,400	$264K	0.1%	$188.57 *	$99.52	+68.2%	Com	882508104
BBT	Berkshire Hills Bancorp Inc	9,294	$264K	0.1%	$28.41 *	$10.72	+134.6%	Com	084680107
BDX	Becton, Dickinson and Co.	1,030	$259K	0.1%	$251.46 *	$186.11	+23.3%	Com	075887109
AFL	AFLAC, Inc.	4,402	$257K	0.1%	$58.38 *	$35.70	+49.2%	Com	001055102
CPB	Campbell Soup Co	5,815	$253K	0.1%	$43.51 *	$40.15	-5.8%	Com	134429109
AMT	American Tower Corporation REIT	860	$252K	0.1%	$293.02 *	$239.48	+7.5%	Com	03027X100
CI	Cigna Corp	1,075	$247K	0.1%	$229.77 *	$167.70	+27.5%	Com	125523100
SPY	SPDR S & P 500 Trust Unit Ser 1 - ETF	478	$227K	0.1%	$474.90	$298.78	+59.0%	Com	78462F103
SCCO	Southern Copper Corporation	3,645	$225K	0.1%	$61.73 *	$48.08	+3.2%	Com	84265V105
XLU	Select Sector SPDR Fund-Utilities - ETF	3,021	$216K	0.1%	$71.50 *	$26.11	+37.1%	Com	81369Y886
NSC	Norfolk Southern Corp	685	$204K	0.1%	$297.81 *	$255.22	+6.8%	Com	655844108
—	Corecare Sys Inc	10,000	$0	0.0%	$0.00	—	—	Com	218908101