Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VZ	Verizon Communications	38,698	$1.902B	93.1%	$27.00	-1.4%	COM	92343V104
SCHG	Schwab Dow Jones US Large Grow	147,924	$6.692M	0.3%	$38.44	—	ETF	808524300
SCHV	Schwab Dow Jones US Large Valu	155,712	$6.342M	0.3%	$36.28	—	ETF	808524409
—	General Electric	165,449	$4.638M	0.2%	$23.19	—	COM	369604103
SCHA	Schwab Dow Jones US Sm-Cap ETF	76,971	$4.041M	0.2%	$43.98	—	ETF	808524607
JNJ	Johnson & Johnson	40,053	$3.668M	0.2%	$59.66	+10.2%	COM	478160104
XOM	Exxon-Mobil	34,185	$3.459M	0.2%	$53.69	+4.2%	COM	30231G102
SCHD	Schwab Dow Jones US Div Eq ETF	85,627	$3.139M	0.2%	$33.03	—	ETF	808524797
PG	Procter & Gamble Inc	33,058	$2.691M	0.1%	$55.05	+5.4%	COM	742718109
—	Merck & Co Inc	52,499	$2.628M	0.1%	$46.48	—	COM	58933y105
SDY	SPDR S&P Dividend ETF	35,658	$2.589M	0.1%	$68.93	—	ETF	78464A763
INTC	Intel Corp	98,204	$2.549M	0.1%	$17.17	+4.4%	COM	458140100
IJR	iShares S&P Smallcap 600 Index	23,256	$2.538M	0.1%	$90.90	—	ETF	464287804
IJH	iShares S&P Midcap 400 Index	18,521	$2.478M	0.1%	$116.00	—	ETF	464287507
MSFT	Microsoft Corp	62,074	$2.322M	0.1%	$26.70	+12.4%	COM	594918104
AAPL	Apple Computer Inc	4,087	$2.293M	0.1%	$13.24	+23.6%	COM	037833100
CVX	ChevronTexaco Corp	18,267	$2.282M	0.1%	$71.30	+1.7%	COM	166764100
BMY	Bristol Myers Squibb	42,631	$2.266M	0.1%	$28.67	+19.2%	COM	110122108
PEP	Pepsico	26,693	$2.214M	0.1%	$56.00	+3.1%	COM	713448108
CVS	CVS Caremark	28,894	$2.068M	0.1%	$41.46	+11.7%	COM	126650100
—	Covidien Ltd	29,766	$2.027M	0.1%	$62.84	—	COM	G2554F113
QCOM	Qualcomm Corp	22,602	$1.678M	0.1%	$46.03	+9.4%	COM	747525103
DGS	Wisdomtree Emerg Mkts SmCap Di	34,225	$1.577M	0.1%	$46.11	—	ETF	97717W281
DE	Deere & Company	16,843	$1.538M	0.1%	$67.87	-0.6%	COM	244199105
WFC	Wells Fargo & Company	30,484	$1.384M	0.1%	$27.47	+12.0%	COM	949746101
—	United Technologies CP	11,863	$1.35M	0.1%	$92.98	—	COM	913017109
USB	U S Bancorp	33,055	$1.335M	0.1%	$22.61	+12.2%	COM	902973304
VTV	Vanguard Value	17,375	$1.327M	0.1%	$67.62	—	ETF	922908744
MCD	McDonalds Corp	13,542	$1.314M	0.1%	$71.80	-2.5%	COM	580135101
EMR	Emerson Electric	18,682	$1.311M	0.1%	$40.02	+20.4%	COM	291011104
—	Biotech/Genome Powershares Ind	34,675	$1.285M	0.1%	$28.89	—	ETF	73935X856
—	Oracle Systems	33,510	$1.282M	0.1%	$30.98	—	COM	68389x105
—	J P Morgan Chase & Co	21,666	$1.267M	0.1%	$5.27	—	COM	46625h100
BRK/B	Berkshire Hathaway Cl B	10,579	$1.254M	0.1%	$110.02	+5.1%	COM	084670702
—	EMC Corp	49,648	$1.249M	0.1%	$23.95	—	COM	268648102
VEU	Vanguard Int'l Eqty Index	23,382	$1.186M	0.1%	$44.21	—	ETF	922042775
COF	Capital One Financial Cp	15,424	$1.182M	0.1%	$47.52	+20.7%	COM	14040H105
SCHE	Schwab FTSE Emerging Mkt ETF	46,535	$1.145M	0.1%	$23.34	—	ETF	808524706
—	Google Inc.	1,007	$1.129M	0.1%	$884.17	—	COM	38259P508
BAC	Bank Of America	70,611	$1.099M	0.1%	$10.03	+16.5%	COM	060505104
PPL	PPL Corp	35,636	$1.072M	0.1%	$16.36	+0.0%	COM	69351T106
VUG	Vanguard Growth	11,376	$1.059M	0.1%	$78.46	—	ETF	922908736
SLB	Schlumberger Ltd	11,743	$1.058M	0.1%	$53.13	+22.4%	COM	806857108
—	Harman Intl Inds Inc	12,932	$1.058M	0.1%	$54.22	—	COM	413086109
MET	Metlife Inc	17,671	$953K	0.0%	$24.51	+22.9%	COM	59156R108
—	Du Pont E I De Nemours	14,435	$938K	0.0%	$52.51	—	COM	263534109
DIS	Disney Walt Co	12,275	$938K	0.0%	$56.88	+8.5%	COM	254687106
—	AT&T Corp	25,867	$909K	0.0%	$35.36	—	COM	00206r102
GLD	SPDR Gold Shares	7,722	$897K	0.0%	$119.13	—	ETF	78463V107
—	Government Property Income Tru	35,345	$878K	0.0%	$25.23	—	ETF	38376A103
UNP	Union Pacific Corp	5,027	$845K	0.0%	$57.06	+6.1%	COM	907818108
SCHM	Schwab Dow Jones US Mid-Cap	22,477	$842K	0.0%	$31.97	—	ETF	808524508
CSCO	Cisco Systems	37,300	$837K	0.0%	$15.24	-0.2%	COM	17275R102
—	Apache	9,698	$833K	0.0%	$83.82	—	COM	037411105
EBAY	Ebay Inc	15,015	$824K	0.0%	$20.00	-1.5%	COM	278642103
KO	Coca Cola	19,713	$814K	0.0%	$27.73	-2.8%	COM	191216100
—	Conoco Phillips	11,523	$814K	0.0%	$69.54	—	COM	20825c104
TAP	Molson Coors Brewing Cl B	13,687	$769K	0.0%	$37.25	+7.0%	COM	60871R209
MMM	3M Company	5,417	$760K	0.0%	$61.26	+18.6%	COM	88579Y101
—	Guggenheim S&P 500 Eq. Wgt.	10,642	$758K	0.0%	$62.18	—	ETF	78355W106
XBI	SPDR S&P Biotech ETF	5,768	$751K	0.0%	$106.11	—	ETF	78464A870
STT	State Street Boston Corp	10,175	$747K	0.0%	$44.60	+13.5%	COM	857477103
AMGN	Amgen Inc	6,530	$745K	0.0%	$76.42	+6.1%	COM	031162100
VWO	Vanguard Emerging Mkt Fd	17,384	$715K	0.0%	$38.82	—	ETF	922042858
DHR	Danaher Corp	9,084	$701K	0.0%	$25.16	+18.1%	COM	235851102
SPY	S&P 500 Spdr	3,720	$687K	0.0%	$160.46	—	ETF	78462F103
C	Citigroup Inc	13,080	$682K	0.0%	$36.79	+2.4%	COM	172967424
CMI	Cummins Inc	4,792	$675K	0.0%	$83.71	+15.0%	COM	231021106
—	Dominion Res Inc Va	10,115	$654K	0.0%	$56.83	—	COM	25746u109
—	Tesco Plc ADR	38,665	$651K	0.0%	$16.84	—	COM	88157K101
—	National Oilwell Varco, Inc.	8,101	$644K	0.0%	$73.56	—	COM	637071101
PFE	Pfizer Inc	20,258	$621K	0.0%	$16.48	+6.9%	COM	717081103
IBM	International Business Machine	3,248	$609K	0.0%	$118.94	-10.5%	COM	459200101
HAS	Hasbro Inc	10,955	$603K	0.0%	$30.22	+14.1%	COM	418056107
IVW	iShares S&P 500 Barra Gr. Fd.	6,015	$594K	0.0%	$83.98	—	ETF	464287309
—	DIRECTV	8,351	$577K	0.0%	$61.64	—	COM	25490A309
GLW	Corning Inc	31,676	$564K	0.0%	$10.49	+14.9%	COM	219350105
—	AON Corp	6,642	$557K	0.0%	$64.29	—	COM	G0408V102
—	PwrShs Financial Pfd	32,407	$549K	0.0%	$17.89	—	ETF	73935X229
—	H S B C Hldgs 6.2% Pfd	22,000	$543K	0.0%	$24.84	—	PFD	404280604
TD	Toronto Dominion Bank	5,730	$540K	0.0%	$42.80	+6.3%	COM	891160509
IVE	iShares S&P 500 Barra Value Fd	6,071	$519K	0.0%	$75.75	—	ETF	464287408
NVS	Novartis A G	6,369	$512K	0.0%	$70.65	—	COM	66987V109
BIDU	Baidu Com Inc Adr	2,852	$507K	0.0%	$94.51	—	COM	056752108
SCHX	Schwab Dow Jones US Large Cap	11,300	$498K	0.0%	$38.64	—	ETF	808524201
FCX	Freeport McMoRan Cp&Gld	13,045	$492K	0.0%	$24.67	+21.8%	COM	35671D857
—	Lab Cp Of America	5,342	$488K	0.0%	$100.16	—	COM	50540R409
ADP	Automatic Data Processing	5,917	$478K	0.0%	$45.09	+14.1%	COM	053015103
—	China Mobile H K Adr	9,085	$475K	0.0%	$52.17	—	ADR	16941M109
—	Nabors Industries	27,723	$471K	0.0%	$15.32	—	COM	G6359F103
BHP	BHP Billiton Ltd Adr	6,650	$454K	0.0%	$58.15	—	COM	088606108
LOW	Lowes Companies	9,012	$447K	0.0%	$32.16	+21.7%	COM	548661107
TMO	Thermo Fisher Scientific	3,916	$436K	0.0%	$79.76	+19.9%	COM	883556102
VDC	Vanguard Consumer Staples	3,960	$436K	0.0%	$102.02	—	ETF	92204A207
—	PwrShs S&P 500 Low Volatility	13,125	$435K	0.0%	$31.09	—	ETF	73937B779
NVDA	Nvidia Corp	26,610	$426K	0.0%	$0.32	+13.1%	COM	67066G104
LQD	iShares Inv. Grade Corp. Bd.	3,725	$425K	0.0%	$113.70	—	ETF	464287242
—	Royal Dutch Shell PLC	5,701	$406K	0.0%	$63.99	—	COM	780259206
—	Dow Chemical	9,089	$404K	0.0%	$32.29	—	COM	260543103
ING	Ing Group N V 7.2% Pfd	15,850	$403K	0.0%	$25.43	—	PFD	456837103
PM	Philip Morris Intl Inc	4,557	$397K	0.0%	$49.85	-4.0%	COM	718172109
SCHB	Schwab Dow Jones US Broad Mkt	8,513	$383K	0.0%	$39.03	—	ETF	808524102
HD	Home Depot	4,538	$374K	0.0%	$56.05	+4.8%	COM	437076102
—	Diageo Plc	2,751	$364K	0.0%	$114.87	—	COM	25243q205
—	BB&T Corporation	9,740	$363K	0.0%	$34.22	—	COM	054937107
—	Plum Creek Timber	7,803	$362K	0.0%	$46.63	—	COM	729251108
MDLZ	Mondelez Intl Inc Cl A	10,066	$355K	0.0%	$23.16	+10.2%	COM	609207105
MDY	S&P 400 Mid-Cap SPDR	1,433	$350K	0.0%	$210099.80	—	ETF	78467Y107
CL	Colgate Palmolive Co	5,280	$344K	0.0%	$44.38	+9.1%	COM	194162103
ADI	Analog Devices Inc	6,650	$339K	0.0%	$34.29	+9.8%	COM	032654105
EEM	iShares MSCI Emrg Mkt Fd	8,058	$337K	0.0%	$38.48	—	ETF	464287234
FISV	Fiserv Inc.	5,690	$336K	0.0%	$24.45	+10.3%	COM	337738108
VNQ	Vanguard REIT	5,102	$329K	0.0%	$68.25	—	ETF	922908553
BKU	BankUnited, Inc.	9,925	$327K	0.0%	$20.97	+6.1%	COM	06652K103
PANW	Palo Alto Networks Inc	5,550	$319K	0.0%	$8.30	-4.5%	COM	697435105
PPG	PPG Inds Inc	1,628	$309K	0.0%	$59.69	+22.4%	COM	693506107
NKE	Nike Inc Class B	3,833	$301K	0.0%	$28.87	+13.8%	COM	654106103
ABT	Abbott Labs	7,745	$297K	0.0%	$29.23	0.0%	COM	002824100
—	Raytheon Corp Cl B	3,150	$286K	0.0%	$66.13	—	COM	755111507
—	Tyco Intl	6,930	$284K	0.0%	$32.90	—	COM	H89128104
ITW	Illinois Tool Works	3,370	$283K	0.0%	$49.85	+19.3%	COM	452308109
—	Chase Corp	8,000	$282K	0.0%	$29.83	—	COM	16150r104
MUR	Murphy Oil	4,335	$281K	0.0%	$34.50	+17.0%	COM	626717102
—	GlaxoSmithKline plc	5,250	$280K	0.0%	$53.33	—	COM	37733W105
FLR	Fluor Corp	3,484	$280K	0.0%	$54.00	+25.3%	COM	343412102
RWO	SPDR DJ Wilshire Global Real E	6,534	$271K	0.0%	$42.09	—	ETF	78463X749
—	PowerShares Preferred	19,514	$262K	0.0%	$14.23	—	ETF	73936T565
CAT	Caterpillar	2,763	$251K	0.0%	$61.74	+1.5%	COM	149123101
WMT	Wal-Mart Stores	3,167	$249K	0.0%	$20.35	0.0%	COM	931142103
SYY	Sysco Inc	6,771	$244K	0.0%	$24.40	-0.1%	COM	871829107
VPU	Vanguard Utilities	2,915	$243K	0.0%	$82.19	—	ETF	92204A876
—	Anadarko Petroleum	3,008	$239K	0.0%	$88.09	—	COM	032511107
CTSH	Cognizant Tech. Solutions	2,310	$233K	0.0%	$40.38	0.0%	COM	192446102
—	Chubb Corp	2,413	$233K	0.0%	$84.54	—	COM	171232101
PRU	Prudential Financial Inc	2,400	$221K	0.0%	$51.50	0.0%	COM	744320102
VIG	Vanguard Div Appreciation	2,922	$220K	0.0%	$75.29	—	ETF	921908844
LMT	Lockheed Martin Corp	1,425	$212K	0.0%	$97.17	0.0%	COM	539830109
—	Express Scripts Inc	3,019	$212K	0.0%	$70.22	—	COM	30219G108
—	Templeton Global Income Fd	26,530	$211K	0.0%	$8.63	—	ETF	880198106
—	Health Care Reit Inc	3,900	$209K	0.0%	$67.09	—	COM	42217K106
—	Walgreen Corp	3,564	$205K	0.0%	$57.52	—	COM	931422109
VCSH	Vanguard Short-Term Corp Bond	2,516	$201K	0.0%	$79.89	—	ETF	92206C409
—	Air Prods & Chems	1,800	$201K	0.0%	$111.67	—	COM	009158906
—	Potash Corp of Saskatchewan	6,075	$200K	0.0%	$32.92	—	COM	73755L107
F	Ford Motor Corp	10,473	$162K	0.0%	$7.61	+18.4%	COM	345370860
—	Powerdyne International	11,000	$139K	0.0%	$70.00	—	COM	73933L102
—	Zynga Inc	23,000	$87,000	0.0%	$3.78	—	COM	98986T108
—	Rite Aid Corp	12,600	$64,000	0.0%	$5.08	—	COM	767754104
—	Galena Biopharma Inc	12,550	$62,000	0.0%	$4.94	—	COM	363256108