Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple, Inc.	40,568	$14.8M	5.3%	$39.83	+88.5%	Com	037833100
MSFT	Microsoft Corp	60,588	$12.33M	4.4%	$90.90	+90.4%	Com	594918104
PGX	Invesco II Pfd-ETF	720,116	$10.17M	3.6%	$14.55	—	Pfd Stk	46138E511
VNQ	Vanguard Real Estate-ETF	107,096	$8.411M	3.0%	$81.73	—	Com	922908553
AGG	Ishares Core U.S. Aggregate-ETF	56,883	$6.724M	2.4%	$108.89	—	Com	464287226
VZ	Verizon Communications Inc.	103,368	$5.699M	2.0%	$32.59	+25.1%	Com	92343V104
T	AT&T Inc. Com	185,261	$5.6M	2.0%	$14.93	+3.8%	Com	00206R102
JPM	JPMorgan Chase & Company	59,242	$5.572M	2.0%	$81.97	-0.3%	Com	46625H100
AMZN	Amazon.Com, Inc.	1,934	$5.336M	1.9%	$96.59	+25.0%	Com	023135106
INTC	Intel Corp	87,953	$5.263M	1.9%	$36.55	+45.5%	Com	458140100
PG	Procter & Gamble Co	42,808	$5.118M	1.8%	$75.23	+35.0%	Com	742718109
GOOGL	Alphabet Inc. Cl A	3,353	$4.754M	1.7%	$57.87	+15.6%	Com	02079K305
JNJ	Johnson & Johnson	31,542	$4.436M	1.6%	$112.23	+10.7%	Com	478160104
PFXF	MFC Vaneck Vectors ETF Trust	238,999	$4.352M	1.5%	$19.60	—	Com	92189F429
DWM	Wisdomtree International Equity Fund ETF	95,279	$4.218M	1.5%	$55.43	—	Com	97717W703
HD	Home Depot, Inc.	15,723	$3.938M	1.4%	$165.60	+20.6%	Com	437076102
IBM	International Business Machines	29,941	$3.616M	1.3%	$100.53	-9.1%	Com	459200101
IGSB	IShares Tr Short-Term Corp Bd-ETF	63,621	$3.481M	1.2%	$53.45	—	Com	464288646
PFE	Pfizer, Inc	104,534	$3.418M	1.2%	$24.13	+7.7%	Com	717081103
LOW	Lowe's Companies, Inc.	24,964	$3.373M	1.2%	$75.35	+37.1%	Com	548661107
WMT	Wal-Mart Stores Inc	27,860	$3.337M	1.2%	$29.19	+30.4%	Com	931142103
XLK	Select Sector SPDR-Technology - ETF	31,859	$3.329M	1.2%	$73.95	—	Com	81369Y803
CSCO	Cisco Systems, Inc.	71,097	$3.316M	1.2%	$28.65	+29.1%	Com	17275R102
ABBV	AbbVie Inc	31,375	$3.08M	1.1%	$67.15	+5.0%	Com	00287Y109
BMY	Bristol Myers Squibb Co.	52,159	$3.067M	1.1%	$45.66	+5.0%	Com	110122108
NEE	NextEra Energy Inc.	12,683	$3.046M	1.1%	$31.70	+64.0%	Com	65339F101
UPS	United Parcel Service	26,997	$3.001M	1.1%	$85.34	-6.6%	Com	911312106
MRK	Merck & Co. Inc.	38,500	$2.977M	1.1%	$43.26	+45.3%	Com	58933Y105
PEP	Pepsico Inc	21,682	$2.867M	1.0%	$95.80	+15.6%	Com	713448108
AMAT	Applied Materials Inc.	46,074	$2.785M	1.0%	$45.35	+13.0%	Com	038222105
MDT	Medtronic Hldg Ltd	29,851	$2.737M	1.0%	$79.08	+3.4%	Com	G5960L103
META	Facebook Inc	12,043	$2.735M	1.0%	$187.57	+10.5%	Com	30303M102
QCOM	Qualcomm Inc	29,546	$2.695M	1.0%	$49.00	+44.8%	Com	747525103
TGT	Target Corp.	22,326	$2.677M	1.0%	$49.25	+99.4%	Com	87612E106
MCD	McDonald's Corp.	14,415	$2.659M	0.9%	$138.91	+15.9%	Com	580135101
KMB	Kimberly-Clark Corp	18,158	$2.567M	0.9%	$85.51	+31.8%	Com	494368103
HON	Honeywell International Inc.	17,593	$2.543M	0.9%	$120.65	-2.3%	Com	438516106
DUK	Duke Energy Corp	31,345	$2.504M	0.9%	$63.20	+7.0%	Com	26441C204
CVS	CVS Health Corp	36,435	$2.367M	0.8%	$54.70	-3.8%	Com	126650100
NKE	Nike Inc. Class B	23,278	$2.283M	0.8%	$63.74	+34.1%	Com	654106103
LLY	Lilly, Eli & Co	13,761	$2.259M	0.8%	$75.16	+91.5%	Com	532457108
GILD	Gilead Sciences, Inc.	28,798	$2.216M	0.8%	$55.88	+10.0%	Com	375558103
DIS	The Walt Disney Company	19,317	$2.154M	0.8%	$100.75	+7.1%	Com	254687106
UNH	UnitedHealth Group Inc.	7,180	$2.118M	0.8%	$203.88	+28.1%	Com	91324P102
CVX	Chevron Corp com	23,372	$2.086M	0.7%	$83.57	-16.4%	Com	166764100
CB	Chubb Ltd	16,300	$2.064M	0.7%	$115.16	-7.8%	Com	H1467J104
CMCSA	ComCast Corporation Cl A	50,361	$1.963M	0.7%	$30.12	+8.8%	Com	20030N101
BAC	Bank Of America Corporation	82,441	$1.958M	0.7%	$23.04	-10.7%	Com	060505104
CTSH	Cognizant Tech Solutions-A	34,295	$1.948M	0.7%	$59.50	-17.1%	Com	192446102
ETN	Eaton Corp PLC	21,704	$1.899M	0.7%	$68.13	+9.7%	Com	G29183103
XOM	Exxon Mobil Corporation	40,416	$1.808M	0.6%	$57.05	-39.0%	Com	30231G102
D	Dominion Energy Inc.	22,150	$1.798M	0.6%	$55.65	+12.6%	Com	25746U109
V	Visa, Inc.	9,163	$1.77M	0.6%	$168.67	+4.1%	Com	92826C839
XLV	Select Sector SPDR-Health Care - ETF	17,198	$1.721M	0.6%	$86.90	—	Com	81369Y209
CRM	Salesforce.Com Inc	8,780	$1.645M	0.6%	$154.12	+8.0%	Com	79466L302
KO	Coca Cola	36,815	$1.644M	0.6%	$35.50	+9.1%	Com	191216100
AMGN	Amgen Inc.	6,635	$1.565M	0.6%	$139.24	+37.7%	Com	031162100
LMT	Lockheed Martin Corporation	4,103	$1.497M	0.5%	$267.39	+21.1%	Com	539830109
ADBE	Adobe Systems Inc.	3,351	$1.459M	0.5%	$332.67	+11.4%	Com	00724F101
EEMV	IShares Edge MSCI Emerging Market ETF	27,942	$1.453M	0.5%	$58.07	—	Com	464286533
TD	Toronto Dominion Bank	32,466	$1.448M	0.5%	$57.19	-25.6%	Com	891160509
TROW	T Rowe Price Group Inc	11,561	$1.428M	0.5%	$73.59	+22.1%	Com	74144T108
XLC	Select Sector SPDR- Comm Services-ETF	25,949	$1.402M	0.5%	$44.22	—	Com	81369Y852
SBUX	Starbucks Corporation	18,755	$1.38M	0.5%	$47.45	+39.8%	Com	855244109
UNP	Union Pacific Corp	8,074	$1.365M	0.5%	$103.20	+37.1%	Com	907818108
GOOG	Alphabet Inc Cl C	944	$1.334M	0.5%	$54.94	+21.9%	Com	02079K107
XLY	Select Sector SPDR-Cons. Discretionary - ETF	10,227	$1.306M	0.5%	$105.20	—	Com	81369Y407
SYK	Stryker Corp	7,152	$1.288M	0.5%	$181.70	-4.4%	Com	863667101
TJX	TJX Companies Inc.	25,289	$1.279M	0.5%	$40.53	+15.1%	Com	872540109
TFC	Truist Financial Corp	33,662	$1.264M	0.4%	$40.82	-32.0%	Com	89832Q109
ABT	Abbott Laboratories	13,508	$1.235M	0.4%	$54.01	+51.7%	Com	002824100
DD	Dupont De Nemours Inc	23,137	$1.229M	0.4%	$25.94	-32.8%	Com	26614N102
ADP	Automatic Data Processing	8,162	$1.215M	0.4%	$96.56	+31.5%	Com	053015103
XLF	Select Sector SPDR-Financial - ETF	52,217	$1.209M	0.4%	$26.63	—	Com	81369Y605
RTX	Raytheon Technologies Corp	18,763	$1.157M	0.4%	$54.61	0.0%	Com	75513E101
MCHP	Microchip Technology Inc.	10,691	$1.126M	0.4%	$38.88	+3.8%	Com	595017104
IP	International Paper	30,476	$1.073M	0.4%	$34.73	-28.6%	Com	460146103
ED	Consolidated Edison Inc.	14,901	$1.072M	0.4%	$64.41	-2.8%	Com	209115104
—	Blackrock Inc	1,941	$1.057M	0.4%	$511.87	—	Com	09247X101
PSA	Public Storage	5,254	$1.008M	0.4%	$154.91	-2.1%	Com	74460D109
SO	Southern Co	19,303	$1.001M	0.4%	$37.25	+20.2%	Com	842587107
—	Citrix Systems Inc	6,691	$990K	0.4%	$93.02	—	Com	177376100
CAT	Caterpillar Inc.	7,805	$987K	0.4%	$116.27	-8.7%	Com	149123101
SPYG	MFC SPDR Series Trust S&P 500 Growth - ETF	21,743	$977K	0.3%	$33.84	—	Com	78464A409
—	General Electric Co	136,551	$933K	0.3%	$17.30	—	Com	369604103
NGG	National Grid Plc-SP ADR	14,713	$894K	0.3%	$57.96	—	Com	636274409
CMI	Cummins, Inc.	5,142	$891K	0.3%	$132.27	+5.3%	Com	231021106
XLI	Select Sector SPDR-Industrial - ETF	12,886	$885K	0.3%	$73.57	—	Com	81369Y704
USB	US Bancorp Del Com	23,578	$868K	0.3%	$33.84	-17.7%	Com	902973304
EXC	Exelon Corp.	23,710	$860K	0.3%	$21.66	+0.2%	Com	30161N101
ETR	Entergy Corp.	8,761	$822K	0.3%	$31.88	+24.0%	Com	29364G103
XLP	Select Sector SPDR-Consumer Staples - ETF	13,954	$819K	0.3%	$56.43	—	Com	81369Y308
MO	Altria Group Inc.	20,535	$806K	0.3%	$36.64	-31.9%	Com	02209S103
BRK/A	Berkshire Hathaway, Inc. Cl A	3	$802K	0.3%	$274034.30	0.0%	Com	084670108
INTU	Intuit Inc	2,698	$799K	0.3%	$144.15	+83.8%	Com	461202103
AXP	American Express Co	8,067	$768K	0.3%	$88.30	-3.0%	Com	025816109
PFG	Principal Financial Group Inc.	18,305	$761K	0.3%	$46.34	-36.3%	Com	74251V102
GSLC	Goldman Sachs Active Beta ETF	12,000	$751K	0.3%	$62.58	—	Com	381430503
ORCL	Oracle Corp.	13,405	$741K	0.3%	$47.83	+2.4%	Com	68389X105
CHKP	Check Point Software	6,291	$676K	0.2%	$109.47	-3.2%	Com	M22465104
BA	Boeing Co	3,588	$658K	0.2%	$257.40	-40.3%	Com	097023105
BRK/B	Berkshire Hathaway Inc Cl B	3,667	$655K	0.2%	$200.76	-9.0%	Com	084670702
PM	Philip Morris Intl Inc.	9,286	$650K	0.2%	$69.58	-21.3%	Com	718172109
APD	Air Products & Chemicals	2,686	$649K	0.2%	$131.88	+50.6%	Com	009158106
TIP	iShares Barclays TIPS Bond Fund ETF	5,275	$649K	0.2%	$114.18	—	Com	464287176
EMR	Emerson Electric Co	10,336	$641K	0.2%	$53.78	-6.5%	Com	291011104
IVV	iShares S&P 500 Index - ETF	2,036	$631K	0.2%	$272.41	—	Com	464287200
COST	Costco Wholesale Corporation	2,030	$616K	0.2%	$214.05	+30.4%	Com	22160K105
INDB	Independent Bank Corp Mass	9,095	$610K	0.2%	$56.20	-0.9%	Com	453836108
PRU	Prudential Financial Inc.	9,735	$593K	0.2%	$44.25	0.0%	Com	744320102
COF	Capital One Financial Corp.	9,410	$589K	0.2%	$80.11	-29.3%	Com	14040H105
STT	State Street Corp.	9,144	$581K	0.2%	$71.24	-29.5%	Com	857477103
DRI	Darden Restaurants Inc.	7,626	$578K	0.2%	$72.99	-17.2%	Com	237194105
TRV	The Travelers Companies Inc.	4,958	$566K	0.2%	$110.50	-15.3%	Com	89417E109
WSM	Williams-Sonoma, Inc.	6,844	$561K	0.2%	$21.23	+43.9%	Com	969904101
DON	WisdomTree U.S. Midcap Dividend Fund-ETF	19,671	$557K	0.2%	$34.95	—	Com	97717W505
MAS	Masco Corporation	10,744	$539K	0.2%	$39.39	0.0%	Com	574599106
AMP	Ameriprise Financial, Inc.	3,560	$534K	0.2%	$135.45	-13.8%	Com	03076C106
DHR	Danaher Corp. Com	3,018	$534K	0.2%	$78.58	+78.2%	Com	235851102
MGV	Vanguard Mega Cap Value ETF	7,171	$525K	0.2%	$80.58	—	Com	921910840
NVS	Novartis AG Sponsored ADR	5,792	$505K	0.2%	$83.96	—	Com	66987V109
MET	MetLife Inc. Com	13,784	$503K	0.2%	$38.09	-23.9%	Com	59156R108
SWKS	Skyworks Solutions, Inc.	3,835	$491K	0.2%	$85.57	+12.8%	Com	83088M102
DOW	Dow Inc	11,876	$484K	0.2%	$36.37	-26.2%	Com	260557103
—	Walgreens Boots Alliance Inc.	11,136	$472K	0.2%	$65.98	—	Com	931427108
BDX	Becton, Dickinson and Co.	1,888	$452K	0.2%	$186.11	+18.4%	Com	075887109
VOD	Vodafone Group PLC-SP ADR	26,041	$415K	0.1%	$31.50	—	Com	92857W308
VFC	VF Corporation	6,679	$407K	0.1%	$66.06	-11.8%	Com	918204108
SPGI	S&P Global	1,225	$404K	0.1%	$151.96	+88.9%	Com	78409V104
VO	Vanguard Index Mid-Cap ETF	2,414	$395K	0.1%	$163.63	—	Com	922908629
BIIB	Biogen Inc.	1,444	$386K	0.1%	$317.07	-5.2%	Com	09062X103
DE	Deere & Co.	2,444	$384K	0.1%	$124.88	+7.5%	Com	244199105
DES	WisdomTree U.S. Small Cap Dividend Fund ETF	17,722	$375K	0.1%	$27.95	—	Com	97717W604
—	Glaxosmithkline Plc Sponsored ADR	8,950	$365K	0.1%	$39.12	—	Com	37733W105
AFL	AFLAC, Inc.	9,953	$358K	0.1%	$35.70	-11.5%	Com	001055102
MMM	3M Company	2,149	$336K	0.1%	$144.38	-29.1%	Com	88579Y101
PPL	PPL Corporation	13,005	$336K	0.1%	$24.01	-14.1%	Com	69351T106
BABA	Alibaba Group Holding-SP ADR	1,530	$330K	0.1%	$167.32	—	Com	01609W102
NUE	Nucor Corporation	7,859	$326K	0.1%	$49.65	-26.6%	Com	670346105
EFA	iShares MSCI EAFE Index - ETF	5,305	$323K	0.1%	$69.79	—	Com	464287465
SCI	Service Corp. Intl.	8,250	$321K	0.1%	$35.79	+7.3%	Com	817565104
XLRE	Select Sector SPDR-Real Estate - ETF	9,194	$320K	0.1%	$33.30	—	Com	81369Y860
XLU	Select Sector SPDR Fund-Utilities - ETF	5,303	$299K	0.1%	$52.36	—	Com	81369Y886
—	Maxim Integrated Com	4,825	$292K	0.1%	$52.35	—	Com	57772K101
GS	Goldman Sachs Group Inc.	1,465	$290K	0.1%	$202.86	-19.1%	Com	38141G104
—	UPS Class A Directed	2,552	$284K	0.1%	$119.12	—	Com	911312205
VTWO	Vanguard Russell 2000 ETF	2,306	$267K	0.1%	$115.78	—	Com	92206C664
IRM	Iron Mountain Inc.	10,078	$263K	0.1%	$21.76	-11.4%	Com	46284V101
SJM	J.M. Smucker Company	2,408	$255K	0.1%	$89.56	+4.3%	Com	832696405
—	Unilever PLC Sponsored ADR New	4,505	$248K	0.1%	$55.78	—	Com	904767704
CI	Cigna Corp	1,300	$244K	0.1%	$167.70	+3.5%	Com	125523100
PYPL	Paypal Holdings Inc	1,350	$235K	0.1%	$137.88	0.0%	Com	70450Y103
BHP	BHP Group Limited Spon ADR	4,669	$232K	0.1%	$49.69	—	Com	088606108
HPQ	HP Inc.	13,220	$231K	0.1%	$16.24	-19.5%	Com	40434L105
MA	Mastercard, Inc.	725	$214K	0.1%	$273.34	0.0%	Com	57636Q104
SYY	Sysco Corp	3,900	$213K	0.1%	$45.82	-1.4%	Com	871829107
TXN	Texas Instruments Inc	1,640	$208K	0.1%	$99.52	0.0%	Com	882508104
AMLP	Alps - ETF	8,170	$202K	0.1%	$24.72	—	Com	00162Q452
SPY	SPDR S & P 500 Trust Unit Ser 1 - ETF	654	$202K	0.1%	$308.87	—	Com	78462F103
BBT	Berkshire Hills Bancorp Inc	15,281	$168K	0.1%	$10.72	0.0%	Com	084680107
IVZ	Invesco Ltd	12,955	$139K	0.0%	$23.16	-69.5%	Com	G491BT108
—	Corecare Sys Inc	10,000	$0	0.0%	—	—	Com	218908101