Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple, Inc.	150,144	$17.39M	5.8%	$88.10	+20.3%	Com	037833100
MSFT	Microsoft Corp	59,597	$12.54M	4.2%	$90.90	+120.9%	Com	594918104
PGX	Invesco II Pfd-ETF	715,933	$10.54M	3.5%	$14.55	—	Pfd Stk	46138E511
VNQ	Vanguard Real Estate-ETF	109,188	$8.622M	2.9%	$81.68	—	Com	922908553
AGG	Ishares Core U.S. Aggregate-ETF	61,516	$7.263M	2.4%	$109.58	—	Com	464287226
VZ	Verizon Communications Inc.	105,271	$6.262M	2.1%	$32.77	+29.9%	Com	92343V104
AMZN	Amazon.Com, Inc.	1,877	$5.91M	2.0%	$96.59	+63.2%	Com	023135106
PG	Procter & Gamble Co	42,279	$5.876M	2.0%	$75.23	+54.7%	Com	742718109
JPM	JPMorgan Chase & Company	60,233	$5.798M	1.9%	$82.03	+4.2%	Com	46625H100
T	AT&T Inc. Com	189,899	$5.414M	1.8%	$14.94	+4.1%	Com	00206R102
GOOGL	Alphabet Inc. Cl A	3,293	$4.826M	1.6%	$57.87	+30.7%	Com	02079K305
JNJ	Johnson & Johnson	32,058	$4.773M	1.6%	$112.47	+12.9%	Com	478160104
PFXF	MFC Vaneck Vectors ETF Trust	244,702	$4.694M	1.6%	$19.59	—	Com	92189F429
INTC	Intel Corp	88,636	$4.59M	1.5%	$36.55	+27.3%	Com	458140100
UPS	United Parcel Service	26,015	$4.335M	1.5%	$85.34	+37.5%	Com	911312106
HD	Home Depot, Inc.	15,330	$4.257M	1.4%	$165.60	+43.5%	Com	437076102
IGSB	IShares Tr Short-Term Corp Bd-ETF	76,606	$4.207M	1.4%	$53.70	—	Com	464288646
WMT	Wal-Mart Stores Inc	28,662	$4.01M	1.3%	$29.53	+39.9%	Com	931142103
PFE	Pfizer, Inc	105,127	$3.859M	1.3%	$24.13	+12.4%	Com	717081103
DWM	Wisdomtree International Equity Fund ETF	84,257	$3.831M	1.3%	$55.43	—	Com	97717W703
LOW	Lowe's Companies, Inc.	22,776	$3.778M	1.3%	$75.35	+85.6%	Com	548661107
IBM	International Business Machines	29,877	$3.635M	1.2%	$100.53	-6.6%	Com	459200101
MCD	McDonald's Corp.	16,029	$3.518M	1.2%	$143.19	+26.7%	Com	580135101
BMY	Bristol Myers Squibb Co.	57,078	$3.441M	1.2%	$45.92	+5.8%	Com	110122108
QCOM	Qualcomm Inc	28,570	$3.362M	1.1%	$49.00	+94.2%	Com	747525103
MDT	Medtronic Hldg Ltd	32,315	$3.358M	1.1%	$79.63	+8.3%	Com	G5960L103
NEE	NextEra Energy Inc.	12,058	$3.347M	1.1%	$31.70	+90.2%	Com	65339F101
XLK	Select Sector SPDR-Technology - ETF	28,452	$3.32M	1.1%	$73.95	—	Com	81369Y803
META	Facebook Inc	12,543	$3.285M	1.1%	$190.30	+34.6%	Com	30303M102
TGT	Target Corp.	20,206	$3.181M	1.1%	$49.25	+140.9%	Com	87612E106
MRK	Merck & Co. Inc.	37,427	$3.105M	1.0%	$43.26	+52.4%	Com	58933Y105
PEP	Pepsico Inc	22,317	$3.093M	1.0%	$96.35	+19.5%	Com	713448108
CRM	Salesforce.Com Inc	11,645	$2.927M	1.0%	$169.41	+27.7%	Com	79466L302
DUK	Duke Energy Corp	32,743	$2.899M	1.0%	$63.35	+5.3%	Com	26441C204
HON	Honeywell International Inc.	17,344	$2.855M	1.0%	$120.65	+10.4%	Com	438516106
CSCO	Cisco Systems, Inc.	72,324	$2.849M	1.0%	$28.79	+28.7%	Com	17275R102
NKE	Nike Inc. Class B	22,559	$2.832M	0.9%	$63.74	+56.3%	Com	654106103
AMAT	Applied Materials Inc.	46,004	$2.735M	0.9%	$45.35	+29.8%	Com	038222105
KMB	Kimberly-Clark Corp	18,394	$2.716M	0.9%	$85.99	+43.6%	Com	494368103
ABBV	AbbVie Inc	30,391	$2.662M	0.9%	$67.15	+13.6%	Com	00287Y109
UNH	UnitedHealth Group Inc.	8,024	$2.502M	0.8%	$212.01	+32.6%	Com	91324P102
CMCSA	ComCast Corporation Cl A	53,072	$2.455M	0.8%	$30.50	+23.3%	Com	20030N101
V	Visa, Inc.	12,167	$2.433M	0.8%	$174.48	+10.2%	Com	92826C839
CTSH	Cognizant Tech Solutions-A	33,468	$2.323M	0.8%	$59.50	+0.8%	Com	192446102
CVS	CVS Health Corp	37,640	$2.199M	0.7%	$54.62	-4.1%	Com	126650100
DIS	The Walt Disney Company	17,528	$2.175M	0.7%	$100.75	+21.2%	Com	254687106
ETN	Eaton Corp PLC	20,919	$2.135M	0.7%	$68.13	+30.9%	Com	G29183103
LLY	Lilly, Eli & Co	14,199	$2.102M	0.7%	$77.34	+88.5%	Com	532457108
SYK	Stryker Corp	9,996	$2.083M	0.7%	$182.25	+0.8%	Com	863667101
BAC	Bank Of America Corporation	81,057	$1.953M	0.7%	$23.04	-5.3%	Com	060505104
CB	Chubb Ltd	16,583	$1.925M	0.6%	$115.17	+0.5%	Com	H1467J104
CVX	Chevron Corp com	25,843	$1.861M	0.6%	$81.94	-18.8%	Com	166764100
XLV	Select Sector SPDR-Health Care - ETF	17,322	$1.827M	0.6%	$86.90	—	Com	81369Y209
KO	Coca Cola	35,825	$1.769M	0.6%	$35.50	+14.9%	Com	191216100
AMGN	Amgen Inc.	6,890	$1.752M	0.6%	$141.84	+47.7%	Com	031162100
SBUX	Starbucks Corporation	19,372	$1.665M	0.6%	$48.20	+46.9%	Com	855244109
TJX	TJX Companies Inc.	29,904	$1.664M	0.6%	$41.99	+19.2%	Com	872540109
LMT	Lockheed Martin Corporation	4,286	$1.643M	0.6%	$270.02	+21.9%	Com	539830109
ADBE	Adobe Systems Inc.	3,300	$1.618M	0.5%	$332.67	+39.8%	Com	00724F101
D	Dominion Energy Inc.	20,272	$1.6M	0.5%	$55.65	+11.5%	Com	25746U109
TD	Toronto Dominion Bank	32,961	$1.524M	0.5%	$57.03	-18.3%	Com	891160509
EEMV	IShares MSCI Emerging Mkts Min Vol Factor ETF	27,496	$1.518M	0.5%	$58.07	—	Com	464286533
TROW	T Rowe Price Group Inc	11,552	$1.481M	0.5%	$73.59	+42.6%	Com	74144T108
UNP	Union Pacific Corp	7,492	$1.475M	0.5%	$103.20	+59.8%	Com	907818108
XLC	Select Sector SPDR- Comm Services-ETF	23,776	$1.412M	0.5%	$44.22	—	Com	81369Y852
GILD	Gilead Sciences, Inc.	22,121	$1.398M	0.5%	$55.88	+0.4%	Com	375558103
XLY	Select Sector SPDR-Cons. Discretionary - ETF	9,488	$1.395M	0.5%	$105.20	—	Com	81369Y407
ABT	Abbott Laboratories	12,568	$1.368M	0.5%	$54.01	+71.0%	Com	002824100
TFC	Truist Financial Corp	33,563	$1.277M	0.4%	$40.82	-28.0%	Com	89832Q109
XLF	Select Sector SPDR-Financial - ETF	49,627	$1.195M	0.4%	$26.63	—	Com	81369Y605
PSA	Public Storage	5,254	$1.17M	0.4%	$154.91	+4.7%	Com	74460D109
DD	Dupont De Nemours Inc	20,725	$1.15M	0.4%	$25.94	-18.7%	Com	26614N102
ED	Consolidated Edison Inc.	14,646	$1.139M	0.4%	$64.41	-5.6%	Com	209115104
RTX	Raytheon Technologies Corp	19,720	$1.134M	0.4%	$54.56	-1.6%	Com	75513E101
ADP	Automatic Data Processing	8,117	$1.132M	0.4%	$96.56	+29.4%	Com	053015103
CAT	Caterpillar Inc.	7,491	$1.117M	0.4%	$116.27	+9.1%	Com	149123101
GOOG	Alphabet Inc Cl C	756	$1.111M	0.4%	$54.94	+37.8%	Com	02079K107
SPYG	MFC SPDR Series Trust S&P 500 Growth - ETF	21,703	$1.088M	0.4%	$33.84	—	Com	78464A409
MCHP	Microchip Technology Inc.	10,466	$1.075M	0.4%	$38.88	+20.5%	Com	595017104
SO	Southern Co	19,602	$1.063M	0.4%	$37.35	+16.6%	Com	842587107
—	Blackrock Inc	1,789	$1.008M	0.3%	$511.87	—	Com	09247X101
XOM	Exxon Mobil Corporation	28,389	$974K	0.3%	$57.05	-43.3%	Com	30231G102
BRK/A	Berkshire Hathaway, Inc. Cl A	3	$960K	0.3%	$274034.30	+12.0%	Com	084670108
—	Citrix Systems Inc	6,951	$957K	0.3%	$94.69	—	Com	177376100
CMI	Cummins, Inc.	4,512	$953K	0.3%	$132.27	+32.2%	Com	231021106
XLI	Select Sector SPDR-Industrial - ETF	11,793	$907K	0.3%	$73.57	—	Com	81369Y704
INTU	Intuit Inc	2,698	$880K	0.3%	$144.15	+109.9%	Com	461202103
ETR	Entergy Corp.	8,826	$870K	0.3%	$31.88	+27.5%	Com	29364G103
EXC	Exelon Corp.	24,240	$866K	0.3%	$21.67	+1.1%	Com	30161N101
XLP	Select Sector SPDR-Consumer Staples - ETF	13,239	$849K	0.3%	$56.43	—	Com	81369Y308
USB	US Bancorp Del Com	23,650	$848K	0.3%	$33.84	-14.5%	Com	902973304
NGG	National Grid Plc-SP ADR	14,574	$842K	0.3%	$57.96	—	Com	636274409
AXP	American Express Co	8,232	$825K	0.3%	$88.37	+4.0%	Com	025816109
GSLC	Goldman Sachs Active Beta ETF	12,040	$820K	0.3%	$62.58	—	Com	381430503
—	General Electric Co	130,463	$812K	0.3%	$17.30	—	Com	369604103
BRK/B	Berkshire Hathaway Inc Cl B	3,643	$776K	0.3%	$200.76	+1.9%	Com	084670702
ORCL	Oracle Corp.	12,765	$762K	0.3%	$47.83	+10.3%	Com	68389X105
MO	Altria Group Inc.	19,495	$753K	0.3%	$36.64	-25.8%	Com	02209S103
PFG	Principal Financial Group Inc.	17,405	$701K	0.2%	$46.34	-24.7%	Com	74251V102
CHKP	Check Point Software	5,781	$696K	0.2%	$109.47	+11.4%	Com	M22465104
PRU	Prudential Financial Inc.	10,752	$683K	0.2%	$44.83	+12.5%	Com	744320102
APD	Air Products & Chemicals	2,268	$676K	0.2%	$131.88	+90.9%	Com	009158106
PM	Philip Morris Intl Inc.	8,966	$673K	0.2%	$69.58	-15.4%	Com	718172109
COST	Costco Wholesale Corporation	1,890	$671K	0.2%	$214.05	+44.4%	Com	22160K105
TIP	iShares Barclays TIPS Bond Fund ETF	5,275	$668K	0.2%	$114.18	—	Com	464287176
MAS	Masco Corporation	11,439	$630K	0.2%	$40.10	+27.2%	Com	574599106
EMR	Emerson Electric Co	9,506	$624K	0.2%	$53.78	+9.3%	Com	291011104
DOW	Dow Inc	13,186	$620K	0.2%	$36.08	-7.2%	Com	260557103
IP	International Paper	15,309	$620K	0.2%	$34.73	-19.5%	Com	460146103
WSM	Williams-Sonoma, Inc.	6,389	$578K	0.2%	$21.23	+89.0%	Com	969904101
BA	Boeing Co	3,463	$572K	0.2%	$257.40	-33.8%	Com	097023105
DON	WisdomTree U.S. Midcap Dividend Fund-ETF	19,398	$561K	0.2%	$34.95	—	Com	97717W505
SWKS	Skyworks Solutions, Inc.	3,840	$559K	0.2%	$85.57	+42.1%	Com	83088M102
MET	MetLife Inc. Com	14,919	$555K	0.2%	$37.62	-14.9%	Com	59156R108
DHR	Danaher Corp. Com	2,568	$553K	0.2%	$78.58	+121.1%	Com	235851102
COF	Capital One Financial Corp.	7,682	$552K	0.2%	$80.11	-23.9%	Com	14040H105
MGV	Vanguard Mega Cap Value ETF	7,183	$551K	0.2%	$80.58	—	Com	921910840
AMP	Ameriprise Financial, Inc.	3,485	$537K	0.2%	$135.45	+4.4%	Com	03076C106
TRV	The Travelers Companies Inc.	4,743	$514K	0.2%	$110.50	-7.3%	Com	89417E109
IVV	iShares S&P 500 Index - ETF	1,509	$507K	0.2%	$272.41	—	Com	464287200
STT	State Street Corp.	8,432	$500K	0.2%	$71.24	-23.5%	Com	857477103
INDB	Independent Bank Corp Mass	9,095	$476K	0.2%	$56.20	-7.6%	Com	453836108
BABA	Alibaba Group Holding-SP ADR	1,530	$450K	0.2%	$167.32	—	Com	01609W102
NVS	Novartis AG Sponsored ADR	5,132	$446K	0.1%	$83.96	—	Com	66987V109
VFC	VF Corporation	6,352	$446K	0.1%	$66.06	-2.2%	Com	918204108
BDX	Becton, Dickinson and Co.	1,868	$435K	0.1%	$186.11	+21.1%	Com	075887109
SPGI	S&P Global	1,185	$427K	0.1%	$151.96	+122.0%	Com	78409V104
—	UPS Class A Directed	2,552	$425K	0.1%	$119.12	—	Com	911312205
DE	Deere & Co.	1,892	$420K	0.1%	$124.88	+44.0%	Com	244199105
VO	Vanguard Index Mid-Cap ETF	2,276	$402K	0.1%	$163.63	—	Com	922908629
BIIB	Biogen Inc.	1,339	$380K	0.1%	$317.07	-12.0%	Com	09062X103
PPL	PPL Corporation	13,820	$376K	0.1%	$23.87	-9.2%	Com	69351T106
DES	WisdomTree U.S. Small Cap Dividend Fund ETF	17,441	$368K	0.1%	$27.95	—	Com	97717W604
—	Walgreens Boots Alliance Inc.	9,949	$358K	0.1%	$65.98	—	Com	931427108
AFL	AFLAC, Inc.	9,613	$350K	0.1%	$35.70	-10.1%	Com	001055102
—	Glaxosmithkline Plc Sponsored ADR	8,950	$337K	0.1%	$39.12	—	Com	37733W105
VOD	Vodafone Group PLC-SP ADR	24,736	$332K	0.1%	$31.50	—	Com	92857W308
DRI	Darden Restaurants Inc.	3,250	$328K	0.1%	$72.99	-3.1%	Com	237194105
XLU	Select Sector SPDR Fund-Utilities - ETF	5,323	$316K	0.1%	$52.36	—	Com	81369Y886
EFA	iShares MSCI EAFE Index - ETF	4,910	$312K	0.1%	$69.79	—	Com	464287465
XLRE	Select Sector SPDR-Real Estate - ETF	8,744	$308K	0.1%	$33.30	—	Com	81369Y860
NUE	Nucor Corporation	6,829	$306K	0.1%	$49.65	-18.8%	Com	670346105
—	Maxim Integrated Com	4,465	$302K	0.1%	$52.35	—	Com	57772K101
MMM	3M Company	1,806	$289K	0.1%	$144.38	-23.6%	Com	88579Y101
SCI	Service Corp. Intl.	6,600	$278K	0.1%	$35.79	+19.2%	Com	817565104
IRM	Iron Mountain Inc.	10,078	$270K	0.1%	$21.76	+2.1%	Com	46284V101
GS	Goldman Sachs Group Inc.	1,315	$264K	0.1%	$202.86	-11.8%	Com	38141G104
VTWO	Vanguard Russell 2000 ETF	2,145	$260K	0.1%	$115.78	—	Com	92206C664
—	Unilever PLC Sponsored ADR New	4,090	$253K	0.1%	$55.78	—	Com	904767704
HPQ	HP Inc.	13,020	$248K	0.1%	$16.24	-6.6%	Com	40434L105
SYY	Sysco Corp	3,700	$230K	0.1%	$45.82	+10.1%	Com	871829107
BHP	BHP Group Limited Spon ADR	4,349	$225K	0.1%	$49.69	—	Com	088606108
SJM	J.M. Smucker Company	1,898	$219K	0.1%	$89.56	+4.3%	Com	832696405
CI	Cigna Corp	1,285	$218K	0.1%	$167.70	-4.0%	Com	125523100
SPY	SPDR S & P 500 Trust Unit Ser 1 - ETF	644	$216K	0.1%	$308.87	—	Com	78462F103
XLB	Select Sector SPDR-Materials - ETF	3,378	$215K	0.1%	$63.65	—	Com	81369Y100
TXN	Texas Instruments Inc	1,450	$207K	0.1%	$99.52	+17.4%	Com	882508104
IVZ	Invesco Ltd	10,495	$120K	0.0%	$23.16	-63.5%	Com	G491BT108
BBT	Berkshire Hills Bancorp Inc	11,587	$117K	0.0%	$10.72	-21.6%	Com	084680107
—	Corecare Sys Inc	10,000	$0	0.0%	—	—	Com	218908101