Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple, Inc.	146,142	$19.39M	6.1%	$88.10	+32.8%	Com	037833100
MSFT	Microsoft Corp	57,990	$12.9M	4.0%	$90.90	+126.7%	Com	594918104
PGX	Invesco II Pfd-ETF	713,156	$10.88M	3.4%	$14.55	—	Pfd Stk	46138E511
VNQ	Vanguard Real Estate-ETF	109,554	$9.304M	2.9%	$81.68	—	Com	922908553
JPM	JPMorgan Chase & Company	60,658	$7.707M	2.4%	$82.03	+19.6%	Com	46625H100
AGG	Ishares Core U.S. Aggregate-ETF	63,333	$7.485M	2.3%	$109.83	—	Com	464287226
AMZN	Amazon.Com, Inc.	1,952	$6.358M	2.0%	$99.01	+61.2%	Com	023135106
VZ	Verizon Communications Inc.	104,436	$6.135M	1.9%	$32.77	+34.2%	Com	92343V104
GOOGL	Alphabet Inc. Cl A	3,286	$5.759M	1.8%	$57.87	+44.3%	Com	02079K305
PG	Procter & Gamble Co	41,002	$5.705M	1.8%	$75.23	+63.7%	Com	742718109
T	AT&T Inc. Com	187,119	$5.382M	1.7%	$14.94	+2.9%	Com	00206R102
PFXF	MFC Vaneck Vectors ETF Trust	250,819	$5.159M	1.6%	$19.61	—	Com	92189F429
JNJ	Johnson & Johnson	32,397	$5.099M	1.6%	$112.62	+13.2%	Com	478160104
IGSB	IShares Tr Short-Term Corp Bd-ETF	86,281	$4.76M	1.5%	$53.86	—	Com	464288646
UPS	United Parcel Service	25,520	$4.297M	1.3%	$85.34	+60.4%	Com	911312106
QCOM	Qualcomm Inc	27,859	$4.244M	1.3%	$49.00	+154.5%	Com	747525103
AMAT	Applied Materials Inc.	48,989	$4.228M	1.3%	$46.89	+50.8%	Com	038222105
WMT	Wal-Mart Stores Inc	29,012	$4.182M	1.3%	$29.72	+52.3%	Com	931142103
INTC	Intel Corp	83,925	$4.181M	1.3%	$36.55	+20.4%	Com	458140100
LOW	Lowe's Companies, Inc.	24,416	$3.919M	1.2%	$80.23	+84.5%	Com	548661107
MCD	McDonald's Corp.	17,896	$3.84M	1.2%	$148.41	+30.2%	Com	580135101
MDT	Medtronic Hldg Ltd	32,478	$3.804M	1.2%	$79.63	+19.4%	Com	G5960L103
HD	Home Depot, Inc.	14,059	$3.734M	1.2%	$165.60	+46.4%	Com	437076102
XLK	Select Sector SPDR-Technology - ETF	28,458	$3.7M	1.2%	$73.95	—	Com	81369Y803
PFE	Pfizer, Inc	100,129	$3.686M	1.2%	$24.13	+18.7%	Com	717081103
IBM	International Business Machines	28,992	$3.649M	1.1%	$100.53	-7.1%	Com	459200101
DWM	Wisdomtree International Equity Fund ETF	70,312	$3.56M	1.1%	$55.43	—	Com	97717W703
BMY	Bristol Myers Squibb Co.	55,848	$3.464M	1.1%	$45.92	+9.0%	Com	110122108
NEE	NextEra Energy Inc.	44,787	$3.456M	1.1%	$56.50	+16.2%	Com	65339F101
META	Facebook Inc	12,373	$3.38M	1.1%	$190.30	+43.1%	Com	30303M102
TGT	Target Corp.	18,661	$3.294M	1.0%	$49.25	+194.2%	Com	87612E106
PEP	Pepsico Inc	21,803	$3.234M	1.0%	$96.35	+25.8%	Com	713448108
ABBV	AbbVie Inc	29,899	$3.204M	1.0%	$67.15	+17.6%	Com	00287Y109
V	Visa, Inc.	14,537	$3.179M	1.0%	$178.19	+10.7%	Com	92826C839
NKE	Nike Inc. Class B	21,722	$3.073M	1.0%	$63.74	+93.3%	Com	654106103
CRM	Salesforce.Com Inc	13,745	$3.059M	1.0%	$180.23	+33.3%	Com	79466L302
HON	Honeywell International Inc.	14,231	$3.027M	0.9%	$120.65	+35.7%	Com	438516106
DIS	The Walt Disney Company	16,592	$3.007M	0.9%	$100.75	+39.2%	Com	254687106
UNH	UnitedHealth Group Inc.	8,487	$2.976M	0.9%	$217.26	+41.9%	Com	91324P102
DUK	Duke Energy Corp	32,443	$2.971M	0.9%	$63.35	+19.5%	Com	26441C204
CSCO	Cisco Systems, Inc.	63,124	$2.825M	0.9%	$28.79	+22.5%	Com	17275R102
CMCSA	ComCast Corporation Cl A	53,247	$2.791M	0.9%	$30.50	+36.6%	Com	20030N101
CTSH	Cognizant Tech Solutions-A	32,583	$2.67M	0.8%	$59.50	+18.2%	Com	192446102
CVS	CVS Health Corp	38,455	$2.626M	0.8%	$54.63	+1.1%	Com	126650100
KMB	Kimberly-Clark Corp	18,854	$2.542M	0.8%	$86.73	+33.7%	Com	494368103
MRK	Merck & Co. Inc.	30,762	$2.516M	0.8%	$43.26	+49.9%	Com	58933Y105
SYK	Stryker Corp	10,121	$2.48M	0.8%	$182.65	+17.5%	Com	863667101
ETN	Eaton Corp PLC	19,737	$2.371M	0.7%	$68.13	+52.5%	Com	G29183103
CB	Chubb Ltd	15,333	$2.36M	0.7%	$115.17	+12.9%	Com	H1467J104
CVX	Chevron Corp com	27,713	$2.34M	0.7%	$80.80	-19.5%	Com	166764100
BAC	Bank Of America Corporation	69,190	$2.097M	0.7%	$23.04	+2.7%	Com	060505104
ABT	Abbott Laboratories	18,775	$2.055M	0.6%	$68.97	+43.9%	Com	002824100
SBUX	Starbucks Corporation	18,707	$2.001M	0.6%	$48.20	+76.7%	Com	855244109
LLY	Lilly, Eli & Co	11,679	$1.972M	0.6%	$77.34	+82.8%	Com	532457108
XLV	Select Sector SPDR-Health Care - ETF	17,261	$1.958M	0.6%	$86.90	—	Com	81369Y209
KO	Coca Cola	34,553	$1.895M	0.6%	$35.50	+24.7%	Com	191216100
ADBE	Adobe Systems Inc.	3,671	$1.836M	0.6%	$347.87	+38.9%	Com	00724F101
TJX	TJX Companies Inc.	26,859	$1.834M	0.6%	$41.99	+34.5%	Com	872540109
TD	Toronto Dominion Bank	31,281	$1.765M	0.6%	$57.03	-11.1%	Com	891160509
EEMV	IShares MSCI Emerging Mkts Min Vol Factor ETF	27,333	$1.669M	0.5%	$58.07	—	Com	464286533
AMGN	Amgen Inc.	7,090	$1.63M	0.5%	$143.38	+36.9%	Com	031162100
XLC	Select Sector SPDR- Comm Services-ETF	23,389	$1.578M	0.5%	$44.22	—	Com	81369Y852
LMT	Lockheed Martin Corporation	4,313	$1.531M	0.5%	$270.02	+18.1%	Com	539830109
XLY	Select Sector SPDR-Cons. Discretionary - ETF	9,336	$1.501M	0.5%	$105.20	—	Com	81369Y407
UNP	Union Pacific Corp	7,199	$1.499M	0.5%	$103.20	+72.5%	Com	907818108
TFC	Truist Financial Corp	31,178	$1.494M	0.5%	$40.82	-12.6%	Com	89832Q109
TROW	T Rowe Price Group Inc	9,845	$1.49M	0.5%	$73.59	+55.4%	Com	74144T108
D	Dominion Energy Inc.	19,132	$1.439M	0.4%	$55.65	+14.0%	Com	25746U109
XLF	Select Sector SPDR-Financial - ETF	47,281	$1.394M	0.4%	$26.63	—	Com	81369Y605
DD	Dupont De Nemours Inc	19,567	$1.391M	0.4%	$25.94	-8.6%	Com	26614N102
CAT	Caterpillar Inc.	7,377	$1.343M	0.4%	$116.27	+32.4%	Com	149123101
GOOG	Alphabet Inc Cl C	762	$1.335M	0.4%	$54.94	+52.4%	Com	02079K107
RTX	Raytheon Technologies Corp	18,471	$1.321M	0.4%	$54.56	+7.1%	Com	75513E101
—	General Electric Co	121,255	$1.31M	0.4%	$17.30	—	Com	369604103
ADP	Automatic Data Processing	7,355	$1.296M	0.4%	$96.56	+52.7%	Com	053015103
MCHP	Microchip Technology Inc.	8,916	$1.232M	0.4%	$38.88	+44.6%	Com	595017104
PSA	Public Storage	5,254	$1.214M	0.4%	$154.91	+18.5%	Com	74460D109
SO	Southern Co	18,142	$1.115M	0.3%	$37.35	+32.6%	Com	842587107
—	Blackrock Inc	1,539	$1.111M	0.3%	$511.87	—	Com	09247X101
SPYG	MFC SPDR Series Trust S&P 500 Growth - ETF	19,532	$1.08M	0.3%	$33.84	—	Com	78464A409
ED	Consolidated Edison Inc.	14,821	$1.071M	0.3%	$64.42	+0.3%	Com	209115104
XLI	Select Sector SPDR-Industrial - ETF	11,200	$992K	0.3%	$73.57	—	Com	81369Y704
GILD	Gilead Sciences, Inc.	16,861	$982K	0.3%	$55.88	-11.7%	Com	375558103
USB	US Bancorp Del Com	20,835	$970K	0.3%	$33.84	+0.1%	Com	902973304
CMI	Cummins, Inc.	4,212	$956K	0.3%	$132.27	+49.9%	Com	231021106
EXC	Exelon Corp.	21,944	$926K	0.3%	$21.67	+13.6%	Com	30161N101
XLP	Select Sector SPDR-Consumer Staples - ETF	13,578	$916K	0.3%	$56.71	—	Com	81369Y308
MMM	3M Company	5,165	$903K	0.3%	$126.91	-7.4%	Com	88579Y101
AXP	American Express Co	7,422	$897K	0.3%	$88.37	+17.5%	Com	025816109
—	Citrix Systems Inc	6,835	$890K	0.3%	$94.69	—	Com	177376100
GSLC	Goldman Sachs Active Beta ETF	11,703	$885K	0.3%	$62.58	—	Com	381430503
INTU	Intuit Inc	2,321	$882K	0.3%	$144.15	+136.1%	Com	461202103
DOW	Dow Inc	15,583	$865K	0.3%	$36.53	+6.8%	Com	260557103
BRK/B	Berkshire Hathaway Inc Cl B	3,653	$848K	0.3%	$200.76	+9.7%	Com	084670702
PRU	Prudential Financial Inc.	10,872	$848K	0.3%	$44.96	+25.3%	Com	744320102
XOM	Exxon Mobil Corporation	20,211	$833K	0.3%	$57.05	-46.8%	Com	30231G102
PFG	Principal Financial Group Inc.	16,765	$831K	0.3%	$46.34	-18.1%	Com	74251V102
NGG	National Grid Plc-SP ADR	13,745	$812K	0.3%	$57.96	—	Com	636274409
ETR	Entergy Corp.	8,066	$806K	0.3%	$31.88	+36.8%	Com	29364G103
ORCL	Oracle Corp.	12,325	$797K	0.2%	$47.83	+16.0%	Com	68389X105
MO	Altria Group Inc.	19,040	$781K	0.2%	$36.64	-27.1%	Com	02209S103
CHKP	Check Point Software	5,760	$766K	0.2%	$109.47	+11.6%	Com	M22465104
PM	Philip Morris Intl Inc.	8,815	$730K	0.2%	$69.58	-13.3%	Com	718172109
COST	Costco Wholesale Corporation	1,925	$725K	0.2%	$216.47	+60.5%	Com	22160K105
MAS	Masco Corporation	13,179	$724K	0.2%	$41.44	+21.4%	Com	574599106
MET	MetLife Inc. Com	15,294	$718K	0.2%	$37.61	-1.6%	Com	59156R108
EMR	Emerson Electric Co	8,806	$707K	0.2%	$53.78	+24.2%	Com	291011104
IP	International Paper	14,164	$704K	0.2%	$34.73	+3.2%	Com	460146103
BRK/A	Berkshire Hathaway, Inc. Cl A	2	$696K	0.2%	$274034.30	+20.7%	Com	084670108
TMO	Thermo Fisher Scientific Inc	1,475	$687K	0.2%	$462.59	0.0%	Com	883556102
COF	Capital One Financial Corp.	6,932	$685K	0.2%	$80.11	-3.0%	Com	14040H105
DON	WisdomTree U.S. Midcap Dividend Fund-ETF	19,297	$671K	0.2%	$34.95	—	Com	97717W505
INDB	Independent Bank Corp Mass	9,095	$665K	0.2%	$56.20	-2.7%	Com	453836108
TIP	iShares Barclays TIPS Bond Fund ETF	5,100	$651K	0.2%	$114.18	—	Com	464287176
STT	State Street Corp.	8,882	$646K	0.2%	$70.55	-18.5%	Com	857477103
MGV	Vanguard Mega Cap Value ETF	7,441	$646K	0.2%	$80.80	—	Com	921910840
AMP	Ameriprise Financial, Inc.	3,125	$607K	0.2%	$135.45	+22.1%	Com	03076C106
WSM	Williams-Sonoma, Inc.	5,942	$605K	0.2%	$21.23	+119.0%	Com	969904101
APD	Air Products & Chemicals	2,188	$598K	0.2%	$131.88	+87.7%	Com	009158106
TRV	The Travelers Companies Inc.	4,207	$590K	0.2%	$110.50	+4.6%	Com	89417E109
SWKS	Skyworks Solutions, Inc.	3,730	$570K	0.2%	$85.57	+50.1%	Com	83088M102
IVV	iShares S&P 500 Index - ETF	1,508	$566K	0.2%	$272.41	—	Com	464287200
DHR	Danaher Corp. Com	2,372	$527K	0.2%	$78.58	+149.4%	Com	235851102
VFC	VF Corporation	5,571	$476K	0.1%	$66.06	+21.0%	Com	918204108
DES	WisdomTree U.S. Small Cap Dividend Fund ETF	17,705	$471K	0.1%	$27.93	—	Com	97717W604
DE	Deere & Co.	1,742	$469K	0.1%	$124.88	+85.9%	Com	244199105
VO	Vanguard Index Mid-Cap ETF	2,080	$430K	0.1%	$163.63	—	Com	922908629
—	UPS Class A Directed	2,552	$430K	0.1%	$119.12	—	Com	911312205
BDX	Becton, Dickinson and Co.	1,661	$416K	0.1%	$186.11	+15.3%	Com	075887109
PPL	PPL Corporation	14,475	$409K	0.1%	$23.84	-2.8%	Com	69351T106
—	Walgreens Boots Alliance Inc.	9,619	$384K	0.1%	$65.98	—	Com	931427108
SPGI	S&P Global	1,165	$383K	0.1%	$151.96	+112.7%	Com	78409V104
NVS	Novartis AG Sponsored ADR	4,009	$378K	0.1%	$83.96	—	Com	66987V109
NUE	Nucor Corporation	6,534	$347K	0.1%	$49.65	-4.5%	Com	670346105
EFA	iShares MSCI EAFE Index - ETF	4,704	$343K	0.1%	$69.79	—	Com	464287465
GS	Goldman Sachs Group Inc.	1,285	$339K	0.1%	$202.86	-2.9%	Com	38141G104
VOD	Vodafone Group PLC-SP ADR	20,401	$336K	0.1%	$31.50	—	Com	92857W308
—	Maxim Integrated Com	3,755	$333K	0.1%	$52.35	—	Com	57772K101
—	Glaxosmithkline Plc Sponsored ADR	8,950	$329K	0.1%	$39.12	—	Com	37733W105
DRI	Darden Restaurants Inc.	2,730	$325K	0.1%	$72.99	+25.3%	Com	237194105
SCI	Service Corp. Intl.	6,600	$324K	0.1%	$35.79	+32.7%	Com	817565104
—	Unilever PLC Sponsored ADR New	5,330	$321K	0.1%	$56.82	—	Com	904767704
XLU	Select Sector SPDR Fund-Utilities - ETF	4,784	$299K	0.1%	$52.36	—	Com	81369Y886
HPQ	HP Inc.	12,145	$298K	0.1%	$16.24	+8.4%	Com	40434L105
IRM	Iron Mountain Inc.	10,078	$297K	0.1%	$21.76	+1.7%	Com	46284V101
XLRE	Select Sector SPDR-Real Estate - ETF	8,013	$293K	0.1%	$33.30	—	Com	81369Y860
VTWO	Vanguard Russell 2000 ETF	1,829	$289K	0.1%	$115.78	—	Com	92206C664
CI	Cigna Corp	1,285	$268K	0.1%	$167.70	+7.0%	Com	125523100
BIIB	Biogen Inc.	1,007	$246K	0.1%	$317.07	-18.3%	Com	09062X103
TXN	Texas Instruments Inc	1,450	$238K	0.1%	$99.52	+35.3%	Com	882508104
BHP	BHP Group Limited Spon ADR	3,595	$235K	0.1%	$49.69	—	Com	088606108
SPY	SPDR S & P 500 Trust Unit Ser 1 - ETF	585	$219K	0.1%	$308.87	—	Com	78462F103
SYY	Sysco Corp	2,900	$215K	0.1%	$45.82	+31.0%	Com	871829107
AFL	AFLAC, Inc.	4,758	$212K	0.1%	$35.70	+1.8%	Com	001055102
SJM	J.M. Smucker Company	1,733	$200K	0.1%	$89.56	+9.6%	Com	832696405
BBT	Berkshire Hills Bancorp Inc	11,587	$198K	0.1%	$10.72	+20.2%	Com	084680107
—	Corecare Sys Inc	10,000	$0	0.0%	—	—	Com	218908101