Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	SPDR S&P 500 ETF TR	75,830	$14.01M	4.4%	$160.79	—	TR UNIT	78462f103
—	RYDEX ETF TRUST	274,607	$13.67M	4.3%	$41.37	—	GUG S&P500 PU VA	78355w304
VOE	VANGUARD INDEX FDS	166,667	$13.3M	4.2%	$69.59	—	MCAP VL IDXVIP	922908512
—	VANGUARD SCOTTSDALE FDS	139,881	$11.52M	3.6%	$74.79	—	VNG RUS1000VAL	92206c714
VUG	VANGUARD INDEX FDS	110,095	$10.24M	3.2%	$78.15	—	GROWTH ETF	922908736
VTV	VANGUARD INDEX FDS	126,456	$9.66M	3.1%	$71.00	—	VALUE ETF	922908744
IJR	ISHARES	71,683	$7.823M	2.5%	$90.74	—	CORE S&P SCP ETF	464287804
—	POWERSHARES ETF TRUST	272,671	$7.747M	2.5%	$25.76	—	DYNM LRG CP VL	73935x708
—	FIRST TR MID CAP CORE ALPHAD	147,098	$7.423M	2.3%	$42.40	—	COM SHS	33735b108
VOT	VANGUARD INDEX FDS	81,637	$7.368M	2.3%	$78.43	—	MCAP GR IDXVIP	922908538
VIG	VANGUARD SPECIALIZED PORTFOL	94,430	$7.105M	2.2%	$70.34	—	DIV APP ETF	921908844
VB	VANGUARD INDEX FDS	63,567	$6.989M	2.2%	$93.71	—	SMALL CP ETF	922908751
AAPL	APPLE INC	11,514	$6.46M	2.0%	$13.16	+24.4%	COM	037833100
SCHF	SCHWAB STRATEGIC TR	177,339	$5.592M	1.8%	$27.36	—	INTL EQTY ETF	808524805
—	RYDEX ETF TRUST	71,677	$5.039M	1.6%	$58.20	—	GUG S&P500 PU GR	78355w403
JNJ	JOHNSON & JOHNSON	53,109	$4.864M	1.5%	$59.66	+10.2%	COM	478160104
—	SPDR INDEX SHS FDS	146,366	$4.779M	1.5%	$29.87	—	S&PINTL MC ETF	78463x764
—	RYDEX ETF TRUST	75,313	$3.822M	1.2%	$45.39	—	GUG S&P MC400 PV	78355w502
—	EGA EMERGING GLOBAL SHS TR	140,428	$3.775M	1.2%	$26.28	—	EGS EMKTCONS ETF	268461779
—	GOOGLE INC	3,289	$3.686M	1.2%	$880.37	—	CL A	38259p508
—	WISDOMTREE TR	65,095	$3.659M	1.2%	$52.51	—	EUROPE HEDGED EQ	97717x701
—	ISHARES INC	64,891	$3.232M	1.0%	$46.06	—	CORE MSCI EMKT	46434g103
QCOM	QUALCOMM INC	41,421	$3.075M	1.0%	$45.06	+11.8%	COM	747525103
—	CELGENE CORP	16,725	$2.826M	0.9%	$116.98	—	COM	151020104
VBR	VANGUARD INDEX FDS	27,718	$2.699M	0.9%	$86.15	—	SM CP VAL ETF	922908611
IBM	INTERNATIONAL BUSINESS MACHS	14,013	$2.628M	0.8%	$118.94	-10.5%	COM	459200101
—	VANGUARD WORLD FDS	23,642	$2.603M	0.8%	$101.98	—	CONSUM STP ETF	92204a207
—	SPDR SERIES TRUST	19,774	$2.575M	0.8%	$104.26	—	S&P BIOTECH	78464a870
—	SPDR S&P MIDCAP 400 ETF TR	10,251	$2.503M	0.8%	$210.14	—	UTSER1 S&PDCRP	78467y107
—	BED BATH & BEYOND INC	30,420	$2.443M	0.8%	$70.96	—	COM	075896100
IEZ	ISHARES	37,246	$2.414M	0.8%	$56.71	—	US OIL EQ&SV ETF	464288844
—	WISDOMTREE TR	45,418	$2.318M	0.7%	$48.70	—	EMERG MKTS ETF	97717w315
—	MASTERCARD INC	2,740	$2.289M	0.7%	$574.44	—	CL A	57636q104
—	ORACLE CORP	58,339	$2.232M	0.7%	$30.72	—	COM	68389x105
—	GOLDMAN SACHS GROUP INC	12,238	$2.169M	0.7%	$151.25	—	COM	38141g104
LOW	LOWES COS INC	43,166	$2.139M	0.7%	$32.16	+21.7%	COM	548661107
—	WYNDHAM WORLDWIDE CORP	28,361	$2.09M	0.7%	$57.24	—	COM	98310w108
—	VISA INC	9,354	$2.083M	0.7%	$182.78	—	COM CL A	92826c839
EFV	ISHARES	35,226	$2.015M	0.6%	$49.99	—	EAFE VALUE ETF	464288877
IVV	ISHARES	10,614	$1.971M	0.6%	$161.26	—	CORE S&P500 ETF	464287200
SCHG	SCHWAB STRATEGIC TR	42,942	$1.943M	0.6%	$38.58	—	US LCAP GR ETF	808524300
SCHV	SCHWAB STRATEGIC TR	46,299	$1.886M	0.6%	$36.47	—	US LCAP VA ETF	808524409
—	TRW AUTOMOTIVE HLDGS CORP	25,230	$1.877M	0.6%	$66.46	—	COM	87264s106
—	ISHARES	55,635	$1.877M	0.6%	$30.89	—	MSCI FRNTR100ETF	464286145
—	SPDR INDEX SHS FDS	44,092	$1.831M	0.6%	$42.07	—	DJ GLB RL ES ETF	78463x749
DHR	DANAHER CORP DEL	23,700	$1.83M	0.6%	$25.01	+18.8%	COM	235851102
—	SELECT SECTOR SPDR TR	39,343	$1.818M	0.6%	$38.39	—	SBI MATERIALS	81369y100
—	HARMAN INTL INDS INC	21,732	$1.779M	0.6%	$54.21	—	COM	413086109
—	NATIONAL OILWELL VARCO INC	22,208	$1.766M	0.6%	$68.92	—	COM	637071101
CAR	AVIS BUDGET GROUP	43,465	$1.757M	0.6%	$28.57	+11.4%	COM	053774105
PGC	PEAPACK-GLADSTONE FINL CORP	91,298	$1.744M	0.6%	$15.32	+8.2%	COM	704699107
C	CITIGROUP INC	33,215	$1.731M	0.5%	$35.76	+5.3%	COM NEW	172967424
—	EXXON MOBIL CORP	16,678	$1.688M	0.5%	$94.06	—	COM	30231g102
AXP	AMERICAN EXPRESS CO	18,185	$1.65M	0.5%	$59.62	+16.2%	COM	025816109
—	ASHLAND INC NEW	16,889	$1.639M	0.5%	$83.48	—	COM	044209104
UNP	UNION PAC CORP	9,680	$1.626M	0.5%	$57.06	+6.1%	COM	907818108
TOL	TOLL BROTHERS INC	43,379	$1.605M	0.5%	$33.80	-1.9%	COM	889478103
SCHX	SCHWAB STRATEGIC TR	36,245	$1.598M	0.5%	$38.55	—	US LRG CAP ETF	808524201
—	ACTAVIS PLC	9,503	$1.597M	0.5%	$168.05	—	SHS	g0083b108
—	DISCOVER FINL SVCS	28,156	$1.575M	0.5%	$47.64	—	COM	254709108
—	NORDSTROM INC	25,155	$1.555M	0.5%	$59.92	—	COM	655664100
NKE	NIKE INC	19,723	$1.551M	0.5%	$26.53	+23.9%	CL B	654106103
—	AMERICAN TOWER CORP NEW	19,193	$1.532M	0.5%	$73.18	—	COM	03027x100
BRK/B	BERKSHIRE HATHAWAY INC DEL	12,433	$1.474M	0.5%	$110.02	+5.1%	CL B NEW	084670702
BA	BOEING CO	10,789	$1.473M	0.5%	$80.37	+38.0%	COM	097023105
IWC	ISHARES	19,537	$1.468M	0.5%	$61.75	—	MICRO-CAP ETF	464288869
—	CANADIAN PAC RY LTD	9,669	$1.463M	0.5%	$123.33	—	COM	13645t100
HD	HOME DEPOT INC	17,560	$1.446M	0.5%	$56.05	+4.8%	COM	437076102
—	UNITED TECHNOLOGIES CORP	12,540	$1.427M	0.5%	$92.96	—	COM	913017109
—	HESS CORP	17,092	$1.419M	0.4%	$66.50	—	COM	42809h107
CMI	CUMMINS INC	9,963	$1.404M	0.4%	$81.53	+18.1%	COM	231021106
VSS	VANGUARD INTL EQUITY INDEX F	13,607	$1.401M	0.4%	$89.63	—	FTSE SMCAP ETF	922042718
SYK	STRYKER CORP	18,445	$1.386M	0.4%	$56.92	+10.8%	COM	863667101
SHOO	MADDEN STEVEN LTD	37,510	$1.372M	0.4%	$18.97	+10.7%	COM	556269108
—	SPECTRA ENERGY CORP	37,584	$1.339M	0.4%	$34.47	—	COM	847560109
CVX	CHEVRON CORP NEW	10,593	$1.323M	0.4%	$71.30	+1.7%	COM	166764100
—	PETSMART INC	18,036	$1.312M	0.4%	$67.00	—	COM	716768106
—	COVIDIEN PLC	19,244	$1.311M	0.4%	$62.80	—	SHS	g2554f113
—	EXPRESS SCRIPTS HLDG CO	18,664	$1.311M	0.4%	$61.72	—	COM	30219g108
—	CIT GROUP INC	24,667	$1.286M	0.4%	$46.61	—	COM NEW	125581801
—	POWERSHARES ETF TRUST	50,828	$1.263M	0.4%	$21.64	—	FND PUR SMVAL PT	73935x864
—	APACHE CORP	14,456	$1.242M	0.4%	$83.85	—	COM	037411105
BP	BP PLC	25,229	$1.226M	0.4%	$41.72	—	SPONSORED ADR	055622104
GNRC	GENERAC HLDGS INC	21,461	$1.216M	0.4%	$32.90	+48.6%	COM	368736104
—	WISDOMTREE TR	20,449	$1.209M	0.4%	$52.15	—	INTL MIDCAP DV	97717w778
IJH	ISHARES	8,781	$1.175M	0.4%	$115.46	—	CORE S&P MCP ETF	464287507
CMA	COMERICA INC	24,703	$1.174M	0.4%	$24.17	+18.6%	COM	200340107
CAT	CATERPILLAR INC DEL	12,579	$1.142M	0.4%	$61.55	+1.8%	COM	149123101
—	COACH INC	20,315	$1.14M	0.4%	$57.09	—	COM	189754104
—	EAST WEST BANCORP INC	32,281	$1.129M	0.4%	$27.49	—	COM	27579r104
—	WISDOMTREE TR	22,111	$1.124M	0.4%	$47.19	—	JAPN HEDGE EQT	97717w851
—	POWERSHARES ETF TRUST	149,020	$1.116M	0.4%	$7.49	—	LX NANOTCH PTF	73935x633
—	SPDR INDEX SHS FDS	33,095	$1.111M	0.4%	$29.07	—	S&P INTL SMLCP	78463x871
—	JPMORGAN CHASE & CO	18,984	$1.11M	0.4%	$52.77	—	COM	46625h100
—	BARD C R INC	7,912	$1.06M	0.3%	$108.70	—	COM	067383109
—	BB&T CORP	26,558	$991K	0.3%	$33.87	—	COM	054937107
VAW	VANGUARD WORLD FDS	9,591	$990K	0.3%	$86.51	—	MATERIALS ETF	92204A801
—	SELECT SECTOR SPDR TR	18,871	$986K	0.3%	$42.70	—	SBI INT-INDS	81369y704
—	VANGUARD WORLD FDS	10,711	$959K	0.3%	$74.02	—	INF TECH ETF	92204a702
SCHM	SCHWAB STRATEGIC TR	24,097	$902K	0.3%	$32.28	—	US MID-CAP ETF	808524508
VFC	V F CORP	13,750	$857K	0.3%	$49.57	+5.1%	COM	918204108
PSMT	PRICESMART INC	7,355	$850K	0.3%	$74.69	+30.8%	COM	741511109
—	NATIONSTAR MTG HLDGS INC	22,640	$837K	0.3%	$37.45	—	COM	63861c109
—	VANGUARD WORLD FDS	7,585	$820K	0.3%	$96.92	—	CONSUM DIS ETF	92204a108
—	ABBVIE INC	15,362	$811K	0.3%	$44.76	—	COM	00287y109
SCHA	SCHWAB STRATEGIC TR	15,046	$790K	0.2%	$44.88	—	US SML CAP ETF	808524607
—	MARATHON PETE CORP	8,333	$764K	0.2%	$71.04	—	COM	56585a102
WFC	WELLS FARGO & CO NEW	16,801	$763K	0.2%	$27.36	+12.4%	COM	949746101
—	AMC NETWORKS INC	10,893	$742K	0.2%	$68.50	—	CL A	00164v103
—	WISDOMTREE TR	11,438	$721K	0.2%	$54.53	—	INTL SMCAP DIV	97717w760
—	COSTCO WHSL CORP NEW	6,003	$714K	0.2%	$110.55	—	COM	22160k105
—	GASLOG LTD	41,568	$710K	0.2%	$14.93	—	SHS	g37585109
TJX	TJX COS INC NEW	10,813	$689K	0.2%	$22.53	+14.1%	COM	872540109
—	SPDR SERIES TRUST	5,946	$665K	0.2%	$97.83	—	S&P 400 MDCP GRW	78464a821
ABT	ABBOTT LABS	16,907	$648K	0.2%	$28.85	+1.3%	COM	002824100
KSS	KOHLS CORP	11,170	$634K	0.2%	$52.24	+5.0%	COM	500255104
—	RYDEX ETF TRUST	8,019	$618K	0.2%	$69.81	—	GUG S&P500EQWTTE	78355w817
NSC	NORFOLK SOUTHERN CORP	6,612	$614K	0.2%	$57.67	+13.9%	COM	655844108
DE	DEERE & CO	6,488	$593K	0.2%	$68.04	-0.9%	COM	244199105
—	SPDR SERIES TRUST	7,114	$562K	0.2%	$70.26	—	S&P 400 MDCP VAL	78464a839
VEU	VANGUARD INTL EQUITY INDEX F	10,334	$524K	0.2%	$44.19	—	ALLWRLD EX US	922042775
—	GENERAL ELECTRIC CO	18,608	$522K	0.2%	$23.18	—	COM	369604103
—	SELECT SECTOR SPDR TR	5,769	$511K	0.2%	$78.28	—	SBI INT-ENERGY	81369y506
—	POWERSHARES ETF TR II	9,617	$481K	0.2%	$50.02	—	KBW CP MKT PRT	73937b738
—	EXPRESS INC	25,654	$479K	0.2%	$23.60	—	COM	30219e103
SCHE	SCHWAB STRATEGIC TR	19,090	$470K	0.1%	$23.53	—	EMRG MKTEQ ETF	808524706
EPD	ENTERPRISE PRODS PARTNERS L	6,857	$455K	0.1%	$62.13	—	COM	293792107
WHR	WHIRLPOOL CORP	2,803	$440K	0.1%	$121.27	+20.9%	COM	963320106
VYM	VANGUARD WHITEHALL FDS INC	6,939	$432K	0.1%	$56.37	—	HIGH DIV YLD	921946406
—	MAGELLAN MIDSTREAM PRTNRS LP	6,826	$432K	0.1%	$54.50	—	COM UNIT RP LP	559080106
—	TOWERS WATSON & CO	3,358	$429K	0.1%	$81.93	—	CL A	891894107
CHCO	CITY HLDG CO	9,000	$417K	0.1%	$26.24	+20.3%	COM	177835105
VWO	VANGUARD INTL EQUITY INDEX F	9,120	$375K	0.1%	$38.82	—	FTSE EMR MKT ETF	922042858
IVW	ISHARES	3,718	$367K	0.1%	$83.98	—	S&P 500 GRWT ETF	464287309
—	VERIZON COMMUNICATIONS INC	7,322	$360K	0.1%	$50.15	—	COM	92343v104
—	TWO HBRS INVT CORP	38,433	$357K	0.1%	$10.25	—	COM	90187b101
IVE	ISHARES	4,128	$353K	0.1%	$78.24	—	S&P 500 VAL ETF	464287408
—	SPDR SERIES TRUST	5,137	$324K	0.1%	$63.07	—	S&P INS ETF	78464a789
IHI	ISHARES	3,342	$310K	0.1%	$84.61	—	U.S. MED DVC ETF	464288810
KO	COCA COLA CO	6,932	$286K	0.1%	$27.85	-3.3%	COM	191216100
—	RESOURCE CAP CORP	47,177	$280K	0.1%	$6.09	—	COM	76120w302
T	AT&T INC	7,481	$263K	0.1%	$11.17	0.0%	COM	00206R102
—	PROVIDENT FINL SVCS INC	12,172	$235K	0.1%	$15.77	—	COM	74386t105
—	SPDR SERIES TRUST	7,094	$235K	0.1%	$28.68	—	S&P BK ETF	78464a797
—	ARROWHEAD RESH CORP	21,582	$234K	0.1%	$10.84	—	COM NEW	042797209
—	MERCK & CO INC NEW	4,380	$219K	0.1%	$46.35	—	COM	58933y105
IWD	ISHARES	2,235	$210K	0.1%	$93.96	—	RUS 1000 VAL ETF	464287598
—	HYDROGENICS CORP NEW	10,571	$202K	0.1%	$19.11	—	COM NEW	448883207
—	SPDR SERIES TRUST	4,972	$202K	0.1%	$40.63	—	S&P REGL BKG	78464a698
—	INVESCO MORTGAGE CAPITAL INC	13,635	$200K	0.1%	$16.55	—	COM	46131b100
REFR	RESEARCH FRONTIERS INC	28,996	$168K	0.1%	$3.96	+37.4%	COM	760911107
—	FLAMEL TECHNOLOGIES SA	18,273	$147K	0.0%	$6.14	—	SPONSORED ADR	338488109
—	EMCORE CORP	26,758	$137K	0.0%	$3.78	—	COM NEW	290846203
—	NANOSPHERE INC	59,170	$135K	0.0%	$2.91	—	COM	63009f105
—	BIODELIVERY SCIENCES INTL IN	21,985	$129K	0.0%	$4.07	—	COM	09060j106
—	HEADWATERS INC	13,132	$129K	0.0%	$8.86	—	COM	42210P102
—	ACCELRYS INC	12,100	$115K	0.0%	$8.44	—	COM	00430U103
—	VICAL INC	10,399	$12,000	0.0%	$3.12	—	COM	925602104