Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	SPDR S&P 500 ETF TR	80,367	$15.03M	4.6%	$162.27	—	TR UNIT	78462f103
VOE	VANGUARD INDEX FDS	172,122	$14.26M	4.3%	$70.01	—	MCAP VL IDXVIP	922908512
—	RYDEX ETF TRUST	273,734	$14.07M	4.3%	$41.37	—	GUG S&P500 PU VA	78355w304
—	VANGUARD SCOTTSDALE FDS	144,173	$12.17M	3.7%	$75.08	—	VNG RUS1000VAL	92206c714
VUG	VANGUARD INDEX FDS	115,438	$10.79M	3.3%	$78.86	—	GROWTH ETF	922908736
VTV	VANGUARD INDEX FDS	134,524	$10.51M	3.2%	$71.42	—	VALUE ETF	922908744
VB	VANGUARD INDEX FDS	76,118	$8.598M	2.6%	$96.88	—	SMALL CP ETF	922908751
IJR	ISHARES	74,436	$8.198M	2.5%	$91.45	—	CORE S&P SCP ETF	464287804
—	POWERSHARES ETF TRUST	278,755	$8.109M	2.5%	$25.83	—	DYNM LRG CP VL	73935x708
—	FIRST TR MID CAP CORE ALPHAD	152,808	$7.865M	2.4%	$42.74	—	COM SHS	33735b108
VOT	VANGUARD INDEX FDS	84,845	$7.857M	2.4%	$78.96	—	MCAP GR IDXVIP	922908538
VIG	VANGUARD SPECIALIZED PORTFOL	100,890	$7.59M	2.3%	$70.65	—	DIV APP ETF	921908844
SCHF	SCHWAB STRATEGIC TR	206,456	$6.503M	2.0%	$27.94	—	INTL EQTY ETF	808524805
AAPL	APPLE INC	11,476	$6.16M	1.9%	$13.16	+26.0%	COM	037833100
—	SPDR INDEX SHS FDS	165,512	$5.45M	1.7%	$30.23	—	S&PINTL MC ETF	78463x764
—	RYDEX ETF TRUST	73,358	$5.372M	1.6%	$58.54	—	GUG S&P500 PU GR	78355w403
JNJ	JOHNSON & JOHNSON	52,889	$5.195M	1.6%	$59.66	+11.7%	COM	478160104
—	EGA EMERGING GLOBAL SHS TR	151,098	$4.009M	1.2%	$26.30	—	EGS EMKTCONS ETF	268461779
—	RYDEX ETF TRUST	76,498	$3.929M	1.2%	$45.48	—	GUG S&P MC400 PV	78355w502
—	WISDOMTREE TR	64,541	$3.65M	1.1%	$52.51	—	EUROPE HEDGED EQ	97717x701
—	GOOGLE INC	3,104	$3.459M	1.1%	$880.37	—	CL A	38259p508
QCOM	QUALCOMM INC	42,454	$3.348M	1.0%	$45.27	+19.3%	COM	747525103
VBR	VANGUARD INDEX FDS	28,345	$2.853M	0.9%	$86.47	—	SM CP VAL ETF	922908611
—	SPDR SERIES TRUST	18,608	$2.651M	0.8%	$104.26	—	S&P BIOTECH	78464a870
IBM	INTERNATIONAL BUSINESS MACHS	13,654	$2.628M	0.8%	$118.94	-8.2%	COM	459200101
—	VANGUARD WORLD FDS	23,661	$2.621M	0.8%	$101.98	—	CONSUM STP ETF	92204a207
IEZ	ISHARES	37,320	$2.551M	0.8%	$56.71	—	US OIL EQ&SV ETF	464288844
—	SPDR S&P MIDCAP 400 ETF TR	10,165	$2.547M	0.8%	$210.14	—	UTSER1 S&PDCRP	78467y107
—	ISHARES INC	50,832	$2.495M	0.8%	$46.06	—	CORE MSCI EMKT	46434g103
EFV	ISHARES	41,870	$2.411M	0.7%	$51.20	—	EAFE VALUE ETF	464288877
PGC	PEAPACK-GLADSTONE FINL CORP	103,624	$2.28M	0.7%	$15.57	+12.2%	COM	704699107
—	BED BATH & BEYOND INC	33,120	$2.279M	0.7%	$70.78	—	COM	075896100
—	CELGENE CORP	16,200	$2.262M	0.7%	$116.98	—	COM	151020104
—	ORACLE CORP	55,004	$2.25M	0.7%	$30.72	—	COM	68389x105
—	ISHARES	61,386	$2.225M	0.7%	$31.39	—	MSCI FRNTR100ETF	464286145
LOW	LOWES COS INC	42,940	$2.1M	0.6%	$32.16	+21.3%	COM	548661107
—	SPDR INDEX SHS FDS	47,338	$2.068M	0.6%	$42.18	—	DJ GLB RL ES ETF	78463x749
—	WISDOMTREE TR	42,102	$2.066M	0.6%	$48.70	—	EMERG MKTS ETF	97717w315
IVV	ISHARES	10,948	$2.06M	0.6%	$162.08	—	CORE S&P500 ETF	464287200
—	WYNDHAM WORLDWIDE CORP	27,837	$2.039M	0.6%	$57.24	—	COM	98310w108
SCHG	SCHWAB STRATEGIC TR	43,631	$2.007M	0.6%	$38.70	—	US LCAP GR ETF	808524300
—	GOLDMAN SACHS GROUP INC	12,234	$2.005M	0.6%	$151.25	—	COM	38141g104
SCHV	SCHWAB STRATEGIC TR	47,387	$1.953M	0.6%	$36.57	—	US LCAP VA ETF	808524409
—	VISA INC	9,014	$1.946M	0.6%	$182.78	—	COM CL A	92826c839
—	TRW AUTOMOTIVE HLDGS CORP	23,777	$1.941M	0.6%	$66.46	—	COM	87264s106
—	MASTERCARD INC	25,918	$1.936M	0.6%	$127.53	—	CL A	57636q104
—	HARMAN INTL INDS INC	18,181	$1.934M	0.6%	$54.21	—	COM	413086109
CAR	AVIS BUDGET GROUP	38,080	$1.854M	0.6%	$28.57	+42.9%	COM	053774105
—	SELECT SECTOR SPDR TR	39,189	$1.853M	0.6%	$38.39	—	SBI MATERIALS	81369y100
—	NATIONAL OILWELL VARCO INC	23,409	$1.823M	0.6%	$69.38	—	COM	637071101
—	ACTAVIS PLC	8,582	$1.767M	0.5%	$168.05	—	SHS	g0083b108
DHR	DANAHER CORP DEL	23,437	$1.758M	0.5%	$25.01	+23.1%	COM	235851102
UNP	UNION PAC CORP	9,352	$1.755M	0.5%	$57.06	+19.6%	COM	907818108
—	ASHLAND INC NEW	16,779	$1.669M	0.5%	$83.48	—	COM	044209104
SCHX	SCHWAB STRATEGIC TR	37,132	$1.66M	0.5%	$38.70	—	US LRG CAP ETF	808524201
VSS	VANGUARD INTL EQUITY INDEX F	15,282	$1.633M	0.5%	$91.52	—	FTSE SMCAP ETF	922042718
—	EXXON MOBIL CORP	16,685	$1.63M	0.5%	$94.06	—	COM	30231g102
C	CITIGROUP INC	33,470	$1.593M	0.5%	$35.76	+3.7%	COM NEW	172967424
—	DISCOVER FINL SVCS	27,303	$1.589M	0.5%	$47.64	—	COM	254709108
—	AMERICAN TOWER CORP NEW	19,384	$1.587M	0.5%	$73.18	—	COM	03027x100
AXP	AMERICAN EXPRESS CO	17,570	$1.582M	0.5%	$59.62	+26.6%	COM	025816109
TOL	TOLL BROTHERS INC	43,475	$1.561M	0.5%	$33.80	+8.9%	COM	889478103
BRK/B	BERKSHIRE HATHAWAY INC DEL	12,453	$1.556M	0.5%	$110.02	+6.2%	CL B NEW	084670702
—	NORDSTROM INC	24,818	$1.55M	0.5%	$59.92	—	COM	655664100
SYK	STRYKER CORP	18,229	$1.485M	0.5%	$56.92	+21.3%	COM	863667101
CMI	CUMMINS INC	9,918	$1.478M	0.4%	$81.53	+24.2%	COM	231021106
—	UNITED TECHNOLOGIES CORP	12,456	$1.455M	0.4%	$92.96	—	COM	913017109
NKE	NIKE INC	19,534	$1.443M	0.4%	$26.53	+22.7%	CL B	654106103
—	CANADIAN PAC RY LTD	9,487	$1.427M	0.4%	$123.33	—	COM	13645t100
—	HESS CORP	17,094	$1.417M	0.4%	$66.50	—	COM	42809h107
—	COVIDIEN PLC	19,112	$1.408M	0.4%	$62.80	—	SHS	g2554f113
URI	UNITED RENTALS INC	14,648	$1.391M	0.4%	$82.10	0.0%	COM	911363109
—	EXPRESS SCRIPTS HLDG CO	18,477	$1.387M	0.4%	$61.72	—	COM	30219g108
—	SPECTRA ENERGY CORP	37,500	$1.385M	0.4%	$34.47	—	COM	847560109
HD	HOME DEPOT INC	17,478	$1.383M	0.4%	$56.05	+7.5%	COM	437076102
BA	BOEING CO	10,983	$1.378M	0.4%	$80.93	+38.0%	COM	097023105
SHOO	MADDEN STEVEN LTD	37,300	$1.342M	0.4%	$18.97	+5.4%	COM	556269108
CVX	CHEVRON CORP NEW	11,255	$1.338M	0.4%	$71.24	-1.2%	COM	166764100
—	POWERSHARES ETF TRUST	52,017	$1.318M	0.4%	$21.72	—	FND PUR SMVAL PT	73935x864
—	PETSMART INC	18,318	$1.262M	0.4%	$67.03	—	COM	716768106
—	WISDOMTREE TR	20,912	$1.26M	0.4%	$52.33	—	INTL MIDCAP DV	97717w778
—	APACHE CORP	15,156	$1.257M	0.4%	$83.81	—	COM	037411105
—	CIT GROUP INC	25,226	$1.237M	0.4%	$46.67	—	COM NEW	125581801
CMA	COMERICA INC	23,816	$1.234M	0.4%	$24.17	+30.4%	COM	200340107
—	RYDEX ETF TRUST	15,369	$1.233M	0.4%	$74.79	—	GUG S&P500EQWTTE	78355w817
BP	BP PLC	25,451	$1.224M	0.4%	$41.72	—	SPONSORED ADR	055622104
IJH	ISHARES	8,851	$1.217M	0.4%	$115.46	—	CORE S&P MCP ETF	464287507
—	INVESCO LTD	32,384	$1.198M	0.4%	$36.99	—	SHS	g491bt108
GNRC	GENERAC HLDGS INC	20,146	$1.188M	0.4%	$32.90	+66.2%	COM	368736104
—	BARD C R INC	7,665	$1.134M	0.3%	$108.70	—	COM	067383109
—	EAST WEST BANCORP INC	31,048	$1.133M	0.3%	$27.49	—	COM	27579r104
—	JPMORGAN CHASE & CO	18,667	$1.133M	0.3%	$52.77	—	COM	46625h100
—	CHECK POINT SOFTWARE TECH LT	16,170	$1.094M	0.3%	$67.66	—	ORD	m22465104
—	VANGUARD WORLD FDS	11,779	$1.078M	0.3%	$75.60	—	INF TECH ETF	92204a702
—	SPDR INDEX SHS FDS	31,747	$1.076M	0.3%	$29.07	—	S&P INTL SMLCP	78463x871
—	BB&T CORP	26,332	$1.058M	0.3%	$33.87	—	COM	054937107
—	WISDOMTREE TR	21,515	$1.019M	0.3%	$47.19	—	JAPN HEDGE EQT	97717w851
VAW	VANGUARD WORLD FDS	9,571	$1.017M	0.3%	$86.51	—	MATERIALS ETF	92204A801
—	SELECT SECTOR SPDR TR	18,558	$971K	0.3%	$42.70	—	SBI INT-INDS	81369y704
—	GASLOG LTD	41,503	$967K	0.3%	$14.93	—	SHS	g37585109
SCHM	SCHWAB STRATEGIC TR	24,504	$946K	0.3%	$32.38	—	US MID-CAP ETF	808524508
—	TOWERS WATSON & CO	8,217	$937K	0.3%	$100.91	—	CL A	891894107
—	NATIONSTAR MTG HLDGS INC	27,223	$884K	0.3%	$36.61	—	COM	63861c109
WFC	WELLS FARGO & CO NEW	16,644	$828K	0.3%	$27.36	+22.1%	COM	949746101
SCHA	SCHWAB STRATEGIC TR	15,371	$824K	0.3%	$45.06	—	US SML CAP ETF	808524607
VFC	V F CORP	13,167	$815K	0.2%	$49.57	+13.6%	COM	918204108
—	ABBVIE INC	15,092	$776K	0.2%	$44.76	—	COM	00287y109
—	AMC NETWORKS INC	10,590	$774K	0.2%	$68.50	—	CL A	00164v103
PSMT	PRICESMART INC	7,295	$736K	0.2%	$74.69	+16.8%	COM	741511109
—	MARATHON PETE CORP	8,211	$715K	0.2%	$71.04	—	COM	56585a102
—	SELECT SECTOR SPDR TR	7,961	$709K	0.2%	$81.24	—	SBI INT-ENERGY	81369y506
—	SPDR SERIES TRUST	6,048	$689K	0.2%	$98.10	—	S&P 400 MDCP GRW	78464a821
—	COSTCO WHSL CORP NEW	6,002	$670K	0.2%	$110.55	—	COM	22160k105
TJX	TJX COS INC NEW	10,871	$659K	0.2%	$22.53	+14.3%	COM	872540109
ABT	ABBOTT LABS	16,919	$652K	0.2%	$28.85	+6.5%	COM	002824100
NSC	NORFOLK SOUTHERN CORP	6,612	$642K	0.2%	$57.67	+23.8%	COM	655844108
DE	DEERE & CO	6,784	$616K	0.2%	$68.13	+2.9%	COM	244199105
—	WISDOMTREE TR	9,265	$603K	0.2%	$54.53	—	INTL SMCAP DIV	97717w760
—	SPDR SERIES TRUST	7,241	$594K	0.2%	$70.47	—	S&P 400 MDCP VAL	78464a839
—	VANGUARD WORLD FDS	5,541	$586K	0.2%	$96.92	—	CONSUM DIS ETF	92204a108
VEU	VANGUARD INTL EQUITY INDEX F	11,404	$574K	0.2%	$44.77	—	ALLWRLD EX US	922042775
—	GENERAL ELECTRIC CO	18,616	$482K	0.1%	$23.18	—	COM	369604103
T	AT&T INC	13,678	$480K	0.1%	$11.03	-1.6%	COM	00206R102
EPD	ENTERPRISE PRODS PARTNERS L	6,857	$476K	0.1%	$62.13	—	COM	293792107
—	MAGELLAN MIDSTREAM PRTNRS LP	6,826	$476K	0.1%	$54.50	—	COM UNIT RP LP	559080106
SCHE	SCHWAB STRATEGIC TR	19,274	$469K	0.1%	$23.53	—	EMRG MKTEQ ETF	808524706
—	POWERSHARES ETF TR II	9,490	$464K	0.1%	$50.02	—	KBW CP MKT PRT	73937b738
—	VERIZON COMMUNICATIONS INC	9,333	$444K	0.1%	$49.59	—	COM	92343v104
WHR	WHIRLPOOL CORP	2,805	$419K	0.1%	$121.27	+19.4%	COM	963320106
CHCO	CITY HLDG CO	9,000	$404K	0.1%	$26.24	+18.4%	COM	177835105
VWO	VANGUARD INTL EQUITY INDEX F	9,402	$382K	0.1%	$38.88	—	FTSE EMR MKT ETF	922042858
KO	COCA COLA CO	9,551	$369K	0.1%	$27.50	-3.4%	COM	191216100
—	ARROWHEAD RESH CORP	21,582	$354K	0.1%	$10.84	—	COM NEW	042797209
IHI	ISHARES	3,307	$327K	0.1%	$84.61	—	U.S. MED DVC ETF	464288810
IVW	ISHARES	3,261	$326K	0.1%	$83.98	—	S&P 500 GRWT ETF	464287309
VLY	VALLEY NATL BANCORP	31,161	$324K	0.1%	$10.02	0.0%	COM	919794107
—	SPDR SERIES TRUST	5,139	$320K	0.1%	$63.07	—	S&P INS ETF	78464a789
IVE	ISHARES	3,640	$316K	0.1%	$78.24	—	S&P 500 VAL ETF	464287408
VYM	VANGUARD WHITEHALL FDS INC	4,940	$312K	0.1%	$56.37	—	HIGH DIV YLD	921946406
—	TWO HBRS INVT CORP	28,857	$296K	0.1%	$10.25	—	COM	90187b101
—	HYDROGENICS CORP NEW	10,571	$288K	0.1%	$19.11	—	COM NEW	448883207
—	RESOURCE CAP CORP	47,177	$263K	0.1%	$6.09	—	COM	76120w302
BLDP	BALLARD PWR SYS INC NEW	57,884	$255K	0.1%	$3.23	0.0%	COM	058586108
—	FLAMEL TECHNOLOGIES SA	18,273	$245K	0.1%	$6.14	—	SPONSORED ADR	338488109
—	MERCK & CO INC NEW	4,286	$243K	0.1%	$46.35	—	COM	58933y105
—	POWERSHARES ETF TR II	6,305	$234K	0.1%	$37.11	—	KBW BK PORT	73937b746
—	PROVIDENT FINL SVCS INC	12,172	$224K	0.1%	$15.77	—	COM	74386t105
—	GENTHERM INC	6,246	$217K	0.1%	$34.74	—	COM	37253a103
IWD	ISHARES	2,235	$216K	0.1%	$93.96	—	RUS 1000 VAL ETF	464287598
—	SPDR SERIES TRUST	4,896	$203K	0.1%	$40.63	—	S&P REGL BKG	78464a698
—	MAXWELL TECHNOLOGIES INC	14,747	$191K	0.1%	$12.95	—	COM	577767106
—	BIODELIVERY SCIENCES INTL IN	21,985	$186K	0.1%	$4.07	—	COM	09060j106
—	INVESCO MORTGAGE CAPITAL INC	11,235	$185K	0.1%	$16.55	—	COM	46131b100
—	HEADWATERS INC	13,132	$173K	0.1%	$8.86	—	COM	42210P102
—	ACCELRYS INC	12,100	$151K	0.0%	$8.44	—	COM	00430U103
REFR	RESEARCH FRONTIERS INC	28,996	$150K	0.0%	$3.96	+60.0%	COM	760911107
—	EMCORE CORP	26,758	$135K	0.0%	$3.78	—	COM NEW	290846203
—	NANOSPHERE INC	59,170	$127K	0.0%	$2.91	—	COM	63009f105
—	VICAL INC	83,416	$108K	0.0%	$1.52	—	COM	925602104
—	AMERICAN SUPERCONDUCTOR CORP	66,369	$107K	0.0%	$1.61	—	COM	030111108
—	PSIVIDA CORP	23,502	$96,000	0.0%	$4.08	—	COM	74440j101
—	HARRIS & HARRIS GROUP INC	26,725	$93,000	0.0%	$3.48	—	COM	413833104
—	22ND CENTY GROUP INC	20,000	$65,000	0.0%	$3.25	—	COM	90137f103
—	FRONTIER COMMUNICATIONS CORP	10,180	$58,000	0.0%	$5.70	—	COM	35906a108