Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple, Inc.	43,175	$12.68M	4.1%	$39.17	+58.3%	Com	037833100
PGX	Invesco II Pfd-ETF	746,356	$11.2M	3.6%	$14.55	—	Pfd Stk	46138E511
VNQ	Vanguard Real Estate-ETF	99,018	$9.188M	3.0%	$82.02	—	Com	922908553
AGG	Ishares Core U.S. Aggregate-ETF	78,520	$8.823M	2.9%	$108.89	—	Com	464287226
MSFT	Microsoft Corp	53,072	$8.37M	2.7%	$79.62	+74.9%	Com	594918104
T	AT&T Inc. Com	203,928	$7.969M	2.6%	$14.93	+26.4%	Com	00206R102
JPM	JPMorgan Chase & Company	55,519	$7.739M	2.5%	$82.00	+32.5%	Com	46625H100
VZ	Verizon Communications Inc.	99,872	$6.132M	2.0%	$32.30	+32.5%	Com	92343V104
INTC	Intel Corp	99,971	$5.983M	1.9%	$36.55	+34.8%	Com	458140100
DWM	Wisdomtree International Equity Fund ETF	108,172	$5.785M	1.9%	$55.43	—	Com	97717W703
PFXF	MFC Vaneck Vectors ETF Trust	253,177	$5.119M	1.7%	$19.60	—	Com	92189F429
PG	Procter & Gamble Co	37,878	$4.731M	1.5%	$71.76	+46.6%	Com	742718109
IBM	International Business Machines	33,789	$4.529M	1.5%	$100.53	-0.6%	Com	459200101
PFE	Pfizer, Inc	112,957	$4.426M	1.4%	$24.13	+10.7%	Com	717081103
JNJ	Johnson & Johnson	28,940	$4.221M	1.4%	$110.63	+3.1%	Com	478160104
UPS	United Parcel Service	32,329	$3.785M	1.2%	$85.34	+8.8%	Com	911312106
XOM	Exxon Mobil Corporation	53,249	$3.715M	1.2%	$57.05	-8.7%	Com	30231G102
CVX	Chevron Corp com	30,440	$3.668M	1.2%	$83.57	+7.3%	Com	166764100
LOW	Lowe's Companies, Inc.	29,889	$3.58M	1.2%	$75.35	+35.9%	Com	548661107
MRK	Merck & Co. Inc.	38,291	$3.482M	1.1%	$43.00	+57.1%	Com	58933Y105
TGT	Target Corp.	26,285	$3.37M	1.1%	$49.25	+102.7%	Com	87612E106
DIS	The Walt Disney Company	23,145	$3.347M	1.1%	$100.39	+35.2%	Com	254687106
WMT	Wal-Mart Stores Inc	27,788	$3.302M	1.1%	$27.55	+32.0%	Com	931142103
CSCO	Cisco Systems, Inc.	68,401	$3.281M	1.1%	$28.24	+36.5%	Com	17275R102
NEE	NextEra Energy Inc.	13,334	$3.229M	1.0%	$31.70	+58.3%	Com	65339F101
ABBV	AbbVie Inc	35,763	$3.166M	1.0%	$67.15	-3.8%	Com	00287Y109
ETN	Eaton Corp PLC	32,402	$3.07M	1.0%	$68.13	+17.0%	Com	G29183103
BMY	Bristol Myers Squibb Co.	45,614	$2.928M	0.9%	$45.32	-0.3%	Com	110122108
MCD	McDonald's Corp.	14,393	$2.845M	0.9%	$138.65	+24.0%	Com	580135101
GOOGL	Alphabet Inc. Cl A	2,104	$2.818M	0.9%	$52.51	+21.9%	Com	02079K305
KMB	Kimberly-Clark Corp	20,148	$2.771M	0.9%	$85.51	+27.2%	Com	494368103
DUK	Duke Energy Corp	29,978	$2.734M	0.9%	$62.98	+14.0%	Com	26441C204
PEP	Pepsico Inc	19,673	$2.689M	0.9%	$94.21	+19.7%	Com	713448108
CVS	CVS Health Corp	35,102	$2.607M	0.8%	$54.79	+5.5%	Com	126650100
QCOM	Qualcomm Inc	29,335	$2.588M	0.8%	$49.00	+48.7%	Com	747525103
KO	Coca Cola	43,425	$2.404M	0.8%	$35.50	+25.4%	Com	191216100
BAC	Bank Of America Corporation	68,156	$2.401M	0.8%	$23.74	+17.1%	Com	060505104
AXP	American Express Co	18,845	$2.346M	0.8%	$88.30	+24.7%	Com	025816109
AMZN	Amazon.Com, Inc.	1,243	$2.297M	0.7%	$87.35	+1.3%	Com	023135106
AMAT	Applied Materials Inc.	37,594	$2.295M	0.7%	$43.94	+20.6%	Com	038222105
XLK	Select Sector SPDR-Technology - ETF	24,881	$2.281M	0.7%	$64.69	—	Com	81369Y803
DRI	Darden Restaurants Inc.	20,320	$2.215M	0.7%	$72.99	+31.3%	Com	237194105
IGSB	IShares Tr Short-Term Corp Bd-ETF	40,075	$2.149M	0.7%	$53.65	—	Com	464288646
SBUX	Starbucks Corporation	24,434	$2.148M	0.7%	$47.45	+57.0%	Com	855244109
—	United Technologies Corp.	13,983	$2.094M	0.7%	$128.31	—	Com	913017109
AMGN	Amgen Inc.	8,616	$2.077M	0.7%	$139.24	+31.2%	Com	031162100
GILD	Gilead Sciences, Inc.	31,954	$2.076M	0.7%	$55.88	-8.2%	Com	375558103
MCHP	Microchip Technology Inc.	19,545	$2.047M	0.7%	$38.88	+10.6%	Com	595017104
D	Dominion Energy Inc.	24,591	$2.036M	0.7%	$55.65	+12.2%	Com	25746U109
HD	Home Depot, Inc.	9,208	$2.011M	0.7%	$141.67	+37.6%	Com	437076102
BA	Boeing Co	6,122	$1.994M	0.6%	$257.40	+36.4%	Com	097023105
LLY	Lilly, Eli & Co	15,001	$1.972M	0.6%	$75.16	+43.1%	Com	532457108
—	General Electric Co	175,316	$1.957M	0.6%	$17.30	—	Com	369604103
TFC	Truist Financial Corp	34,019	$1.916M	0.6%	$40.89	0.0%	Com	89832Q109
TD	Toronto Dominion Bank	33,544	$1.882M	0.6%	$57.19	-0.8%	Com	891160509
COF	Capital One Financial Corp.	17,865	$1.839M	0.6%	$80.11	+8.3%	Com	14040H105
UNH	UnitedHealth Group Inc.	6,248	$1.837M	0.6%	$192.43	+23.0%	Com	91324P102
DON	WisdomTree U.S. Midcap Dividend Fund-ETF	47,708	$1.814M	0.6%	$34.95	—	Com	97717W505
NKE	Nike Inc. Class B	17,810	$1.805M	0.6%	$56.88	+52.6%	Com	654106103
META	Facebook Inc	8,748	$1.795M	0.6%	$180.48	+6.6%	Com	30303M102
EEMV	IShares Edge MSCI Emerging Market ETF	30,475	$1.787M	0.6%	$59.88	—	Com	464286533
CMCSA	ComCast Corporation Cl A	38,539	$1.733M	0.6%	$29.28	+29.3%	Com	20030N101
UNP	Union Pacific Corp	8,943	$1.617M	0.5%	$101.94	+46.5%	Com	907818108
LMT	Lockheed Martin Corporation	4,050	$1.577M	0.5%	$266.69	+21.8%	Com	539830109
MO	Altria Group Inc.	30,265	$1.51M	0.5%	$36.64	-21.4%	Com	02209S103
TROW	T Rowe Price Group Inc	12,385	$1.509M	0.5%	$73.59	+24.4%	Com	74144T108
XLV	Select Sector SPDR-Health Care - ETF	14,769	$1.504M	0.5%	$83.60	—	Com	81369Y209
DD	Dupont De Nemours Inc	23,218	$1.49M	0.5%	$26.77	-8.5%	Com	26614N102
CTSH	Cognizant Tech Solutions-A	23,530	$1.459M	0.5%	$65.14	-13.5%	Com	192446102
ADP	Automatic Data Processing	8,490	$1.447M	0.5%	$96.56	+50.3%	Com	053015103
TJX	TJX Companies Inc.	23,591	$1.441M	0.5%	$39.99	+36.5%	Com	872540109
IP	International Paper	31,020	$1.429M	0.5%	$35.15	-9.3%	Com	460146103
—	Blackrock Inc	2,797	$1.406M	0.5%	$511.87	—	Com	09247X101
XLF	Select Sector SPDR-Financial - ETF	43,077	$1.325M	0.4%	$27.51	—	Com	81369Y605
ED	Consolidated Edison Inc.	14,421	$1.305M	0.4%	$64.09	+12.0%	Com	209115104
USB	US Bancorp Del Com	21,977	$1.303M	0.4%	$39.66	+11.8%	Com	902973304
CMI	Cummins, Inc.	7,269	$1.301M	0.4%	$132.27	+14.2%	Com	231021106
ABT	Abbott Laboratories	14,316	$1.244M	0.4%	$52.28	+44.0%	Com	002824100
DES	WisdomTree U.S. Small Cap Dividend Fund ETF	42,820	$1.228M	0.4%	$28.82	—	Com	97717W604
HON	Honeywell International Inc.	6,838	$1.21M	0.4%	$122.31	+17.7%	Com	438516106
CAT	Caterpillar Inc.	8,036	$1.187M	0.4%	$116.27	+5.8%	Com	149123101
ETR	Entergy Corp.	9,708	$1.163M	0.4%	$31.71	+48.7%	Com	29364G103
SO	Southern Co	18,068	$1.15M	0.4%	$36.57	+33.7%	Com	842587107
NUE	Nucor Corporation	20,316	$1.144M	0.4%	$49.65	-2.9%	Com	670346105
STT	State Street Corp.	13,765	$1.089M	0.4%	$71.24	-19.1%	Com	857477103
EXC	Exelon Corp.	23,291	$1.062M	0.3%	$21.66	+20.1%	Com	30161N101
ORCL	Oracle Corp.	19,455	$1.031M	0.3%	$47.83	+5.4%	Com	68389X105
PFG	Principal Financial Group Inc.	18,655	$1.026M	0.3%	$46.95	-8.0%	Com	74251V102
XLC	Select Sector SPDR- Comm Services-ETF	18,961	$1.017M	0.3%	$41.50	—	Com	81369Y852
XLY	Select Sector SPDR-Cons. Discretionary - ETF	8,003	$1.003M	0.3%	$99.29	—	Com	81369Y407
GOOG	Alphabet Inc Cl C	736	$984K	0.3%	$51.19	+25.1%	Com	02079K107
MDT	Medtronic Hldg Ltd	8,583	$974K	0.3%	$66.04	+40.2%	Com	G5960L103
SPYG	MFC SPDR Series Trust S&P 500 Growth - ETF	22,805	$956K	0.3%	$33.84	—	Com	78464A409
XLI	Select Sector SPDR-Industrial - ETF	11,391	$928K	0.3%	$74.32	—	Com	81369Y704
EMR	Emerson Electric Co	12,025	$917K	0.3%	$53.78	+16.8%	Com	291011104
COP	ConocoPhillips	13,976	$908K	0.3%	$42.37	+11.3%	Com	20825C104
IVZ	Invesco Ltd	50,439	$907K	0.3%	$23.16	-44.1%	Com	G491BT108
PM	Philip Morris Intl Inc.	10,485	$893K	0.3%	$69.58	-13.7%	Com	718172109
NGG	National Grid Plc-SP ADR	14,213	$890K	0.3%	$57.93	—	Com	636274409
CHKP	Check Point Software	7,912	$878K	0.3%	$109.47	+2.7%	Com	M22465104
CB	Chubb Ltd	5,471	$851K	0.3%	$132.23	+4.7%	Com	H1467J104
SJM	J.M. Smucker Company	8,070	$840K	0.3%	$89.56	-3.3%	Com	832696405
PSA	Public Storage	3,768	$802K	0.3%	$151.40	+12.9%	Com	74460D109
VFC	VF Corporation	8,034	$801K	0.3%	$66.06	+35.7%	Com	918204108
FFIV	F5 Networks Inc	5,659	$790K	0.3%	$125.69	+12.1%	Com	315616102
V	Visa, Inc.	4,173	$784K	0.3%	$159.40	+8.2%	Com	92826C839
INDB	Independent Bank Corp Mass	9,245	$770K	0.2%	$56.20	+19.0%	Com	453836108
AMP	Ameriprise Financial, Inc.	4,615	$768K	0.2%	$135.45	+3.0%	Com	03076C106
DOW	Dow Inc	14,008	$767K	0.2%	$36.37	+0.9%	Com	260557103
MTB	M&T Bank Corporation	4,505	$765K	0.2%	$146.61	-9.4%	Com	55261F104
CCL	Carnival Corp	14,996	$763K	0.2%	$57.10	-23.2%	Com	143658300
NVS	Novartis AG Sponsored ADR	8,038	$761K	0.2%	$83.96	—	Com	66987V109
XLP	Select Sector SPDR-Consumer Staples - ETF	11,930	$752K	0.2%	$56.18	—	Com	81369Y308
SYK	Stryker Corp	3,553	$746K	0.2%	$187.78	+3.4%	Com	863667101
INTU	Intuit Inc	2,834	$742K	0.2%	$144.15	+74.4%	Com	461202103
APD	Air Products & Chemicals	3,130	$736K	0.2%	$131.88	+47.2%	Com	009158106
—	Walgreens Boots Alliance Inc.	12,449	$734K	0.2%	$65.98	—	Com	931427108
—	Citrix Systems Inc	6,591	$731K	0.2%	$88.30	—	Com	177376100
BRK/B	Berkshire Hathaway Inc Cl B	3,222	$730K	0.2%	$201.74	+7.7%	Com	084670702
TRV	The Travelers Companies Inc.	5,293	$725K	0.2%	$110.50	+8.0%	Com	89417E109
ECL	Ecolab Inc Com	3,672	$708K	0.2%	$123.54	+43.8%	Com	278865100
IVV	iShares S&P 500 Index - ETF	2,189	$708K	0.2%	$272.41	—	Com	464287200
CRM	Salesforce.Com Inc	4,345	$707K	0.2%	$141.11	+9.8%	Com	79466L302
DLN	Wisdomtree U.S. Large Cap Dividend Fund-ETF	6,671	$706K	0.2%	$96.94	—	Com	97717W307
MGV	Vanguard Mega Cap Value ETF	7,966	$695K	0.2%	$80.58	—	Com	921910840
BIIB	Biogen Inc.	2,344	$695K	0.2%	$317.07	-12.5%	Com	09062X103
SWKS	Skyworks Solutions, Inc.	5,410	$654K	0.2%	$85.57	-0.9%	Com	83088M102
—	Raytheon Company	2,945	$647K	0.2%	$188.85	—	Com	755111507
TIP	iShares Barclays TIPS Bond Fund ETF	5,521	$644K	0.2%	$114.18	—	Com	464287176
PSX	Phillips 66	5,610	$625K	0.2%	$71.51	+22.2%	Com	718546104
MET	MetLife Inc. Com	12,116	$617K	0.2%	$39.49	-0.4%	Com	59156R108
GS	Goldman Sachs Group Inc.	2,597	$597K	0.2%	$204.25	-8.2%	Com	38141G104
DHR	Danaher Corp. Com	3,609	$554K	0.2%	$78.58	+56.5%	Com	235851102
BDX	Becton, Dickinson and Co.	2,028	$552K	0.2%	$186.11	+21.7%	Com	075887109
WSM	Williams-Sonoma, Inc.	7,429	$546K	0.2%	$21.23	+44.6%	Com	969904101
VOD	Vodafone Group PLC-SP ADR	28,044	$542K	0.2%	$31.50	—	Com	92857W308
AFL	AFLAC, Inc.	10,129	$536K	0.2%	$36.04	+27.2%	Com	001055102
SYY	Sysco Corp	5,950	$509K	0.2%	$45.82	+49.5%	Com	871829107
SPGI	S&P Global	1,815	$496K	0.2%	$151.96	+62.5%	Com	78409V104
—	Glaxosmithkline Plc Sponsored ADR	10,468	$491K	0.2%	$39.12	—	Com	37733W105
EFA	iShares MSCI EAFE Index - ETF	6,987	$485K	0.2%	$69.79	—	Com	464287465
ADBE	Adobe Systems Inc.	1,464	$483K	0.2%	$291.94	+0.8%	Com	00724F101
DE	Deere & Co.	2,560	$443K	0.1%	$123.74	+27.7%	Com	244199105
MMM	3M Company	2,487	$439K	0.1%	$144.38	-22.6%	Com	88579Y101
PPL	PPL Corporation	11,730	$420K	0.1%	$24.12	+7.4%	Com	69351T106
XLE	Select Sector SPDR-Energy - ETF	6,602	$397K	0.1%	$70.19	—	Com	81369Y506
SCI	Service Corp. Intl.	8,250	$380K	0.1%	$35.79	+26.0%	Com	817565104
—	Alerian MLP-ETF	44,296	$376K	0.1%	$10.79	—	Com	00162Q866
—	Maxim Integrated Com	5,960	$367K	0.1%	$52.35	—	Com	57772K101
COST	Costco Wholesale Corporation	1,195	$351K	0.1%	$154.45	+75.8%	Com	22160K105
CTVA	Corteva Inc	11,662	$345K	0.1%	$25.02	-2.1%	Com	22052L104
SBNY	Signature Bank	2,526	$345K	0.1%	$137.51	—	Com	82669G104
WFC	Wells Fargo Company	6,031	$325K	0.1%	$46.57	-4.0%	Com	949746101
BABA	Alibaba Group Holding-SP ADR	1,530	$325K	0.1%	$167.32	—	Com	01609W102
IRM	Iron Mountain Inc.	10,078	$321K	0.1%	$21.76	+10.1%	Com	46284V101
OXY	Occidental Petroleum Corp	7,713	$318K	0.1%	$54.93	-34.5%	Com	674599105
BFH	Alliance Data Systems Corp	2,830	$317K	0.1%	$155.98	-49.2%	Com	018581108
XLB	Select Sector SPDR-Materials - ETF	5,126	$315K	0.1%	$57.72	—	Com	81369Y100
XLU	Select Sector SPDR Fund-Utilities - ETF	4,862	$314K	0.1%	$51.46	—	Com	81369Y886
HPQ	HP Inc.	14,995	$308K	0.1%	$16.24	-5.7%	Com	40434L105
BHP	BHP Group Limited Spon ADR	5,574	$305K	0.1%	$46.08	—	Com	088606108
—	UPS Class A Directed	2,552	$299K	0.1%	$119.12	—	Com	911312205
—	Unilever PLC Sponsored ADR New	5,165	$296K	0.1%	$55.78	—	Com	904767704
TPR	Tapestry Inc	10,730	$289K	0.1%	$25.12	-10.5%	Com	876030107
XLRE	Select Sector SPDR-Real Estate - ETF	6,922	$267K	0.1%	$32.95	—	Com	81369Y860
CI	Cigna Corp	1,300	$266K	0.1%	$167.70	0.0%	Com	125523100
—	Ingersoll-Rand PLC Shs	2,000	$266K	0.1%	$85.53	—	Com	G47791101
—	Royal Dutch Shell PLC Cl B	4,155	$249K	0.1%	$68.03	—	Com	780259107
SPY	SPDR S & P 500 Trust Unit Ser 1 - ETF	707	$228K	0.1%	$268.72	—	Com	78462F103
BBT	Berkshire Hills Bancorp Inc	6,892	$227K	0.1%	$24.24	+6.6%	Com	084680107
MDY	SPDR S&P Midcap 400 Tr Unit Ser 1-ETF	590	$221K	0.1%	$345.34	—	Com	78467Y107
TXN	Texas Instruments Inc	1,720	$220K	0.1%	$92.76	+11.8%	Com	882508104
PCAR	Paccar Inc	2,744	$217K	0.1%	$40.60	0.0%	Com	693718108
PRU	Prudential Financial Inc.	2,190	$206K	0.1%	$67.37	0.0%	Com	744320102
MA	Mastercard, Inc.	680	$203K	0.1%	$272.58	0.0%	Com	57636Q104