Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HON	HONEYWELL INTL INC	1,948	$436K	0.0%	$223.90	—	COM	438516205
XOVR	ENTREPRENEURSHARES SERIES TR	18,414	$388K	0.0%	$21.05	—	ERSH PRI PUB ETF	293828877
MU	MICRON TECHNOLOGY INC	285	$329K	0.0%	$1154.28	—	COM	595112103
AMAT	APPLIED MATLS INC	441	$319K	0.0%	$723.00	—	COM	038222105
C	CITIGROUP INC	1,787	$250K	0.0%	$139.96	—	COM NEW	172967424
TXN	TEXAS INSTRS INC	791	$236K	0.0%	$298.07	—	COM	882508104
VGT	VANGUARD WORLD FD	1,968	$235K	0.0%	$119.52	—	INF TECH ETF	92204A702
DELL	DELL TECHNOLOGIES INC	539	$233K	0.0%	$431.46	—	CL C	24703L202
TSM	TAIWAN SEMICONDUCTOR MANUFAC	485	$232K	0.0%	$477.57	—	SPONSORED ADS	874039100
SPYM	SPDR SERIES TRUST	2,580	$227K	0.0%	$87.88	—	ST STR P500ETF	78464A854
VBND	ETF SER SOLUTIONS	5,185	$226K	0.0%	$43.63	—	VIDENT US BOND	26922A602
CMI	CUMMINS INC	315	$225K	0.0%	$713.21	—	COM	231021106
DE	DEERE & CO	353	$224K	0.0%	$634.33	—	COM	244199105
VNQ	VANGUARD INDEX FDS	2,307	$222K	0.0%	$96.43	—	REAL ESTATE ETF	922908553
VGIT	VANGUARD SCOTTSDALE FDS	3,759	$222K	0.0%	$58.98	—	INTER TERM TREAS	92206C706
WM	WASTE MGMT INC DEL	941	$210K	0.0%	$222.88	—	COM	94106L109
USRT	ISHARES TR	3,115	$207K	0.0%	$66.45	—	CRE U S REIT ETF	464288521
JCPB	J P MORGAN EXCHANGE TRADED F	4,400	$207K	0.0%	$46.94	—	CORE PLUS BD ETF	46641Q670
TT	TRANE TECHNOLOGIES PLC	420	$206K	0.0%	$491.16	—	SHS	G8994E103
ITOT	ISHARES TR	1,253	$206K	0.0%	$164.27	—	CORE S&P TTL STK	464287150
SPYV	SPDR SERIES TRUST	3,317	$202K	0.0%	$60.79	—	ST STR P500VAL	78464A508
EXPD	EXPEDITORS INTL WASH INC	1,230	$200K	0.0%	$162.98	—	COM	302130109

Increased Positions (31)

BYLD ISHARES TR 1.6%

Value $50.34M (+2378.0%) Shares 2,222,630 (+2364.9%) Est. Cost $22.65 Unrealized —

VUG VANGUARD INDEX FDS 4.2%

Value $136M (+17.3%) Shares 1,582,375 (+495.0%) Est. Cost $130.65 Unrealized —

CAT CATERPILLAR INC 0.6%

Value $18.82M (+171.2%) Shares 17,672 (+80.4%) Est. Cost $556.25 Unrealized —

VOO VANGUARD INDEX FDS 1.0%

Value $31.21M (+20.5%) Shares 45,442 (+4.8%) Est. Cost $606.41 Unrealized —

AMD ADVANCED MICRO DEVICES INC 0.1%

Value $2.754M (+195.8%) Shares 4,740 (+3.6%) Est. Cost $177.93 Unrealized —

GOOG ALPHABET INC 0.1%

Value $2.438M (+35.5%) Shares 6,900 (+10.0%) Est. Cost $175.55 Unrealized —

EVTR MORGAN STANLEY ETF TRUST 0.1%

Value $2.286M (+25.4%) Shares 45,080 (+25.5%) Est. Cost $50.89 Unrealized —

IWR ISHARES TR 0.0%

Value $751K (+152.5%) Shares 6,804 (+122.6%) Est. Cost $102.08 Unrealized —

LRCX LAM RESEARCH CORP 0.0%

Value $699K (+136.5%) Shares 1,613 (+16.6%) Est. Cost $195.00 Unrealized —

SUSA ISHARES TR 0.1%

Value $1.661M (+30.4%) Shares 10,765 (+11.6%) Est. Cost $106.56 Unrealized —

AMZN AMAZON COM INC 0.1%

Value $2.465M (+15.8%) Shares 10,342 (+1.2%) Est. Cost $175.23 Unrealized —

EFA ISHARES TR 0.1%

Value $1.668M (+24.5%) Shares 16,061 (+16.4%) Est. Cost $68.98 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value $2.505M (+14.6%) Shares 31,094 (+308.4%) Est. Cost $130.44 Unrealized —

LLY ELI LILLY & CO 0.0%

Value $903K (+45.0%) Shares 753 (+11.2%) Est. Cost $822.54 Unrealized —

KLAC KLA CORP 0.0%

Value $501K (+93.3%) Shares 1,660 (+843.2%) Est. Cost $368.36 Unrealized —

IVV ISHARES TR 0.0%

Value $989K (+23.8%) Shares 1,320 (+8.0%) Est. Cost $515.54 Unrealized —

CVX CHEVRON CORPORATION 0.0%

Value $946K (-16.5%) Shares 5,710 (+4.2%) Est. Cost $141.60 Unrealized —

MCD MCDONALDS CORP 0.0%

Value $1.28M (-11.4%) Shares 4,736 (+1.8%) Est. Cost $278.58 Unrealized —

SBUX STARBUCKS CORP 0.0%

Value $1.183M (+15.5%) Shares 11,580 (+1.3%) Est. Cost $92.13 Unrealized —

GLD SPDR GOLD TR 0.0%

Value $1.171M (-11.3%) Shares 3,180 (+3.7%) Est. Cost $189.08 Unrealized —

ETN EATON CORP PLC 0.0%

Value $537K (+36.8%) Shares 1,261 (+14.8%) Est. Cost $237.37 Unrealized —

VB VANGUARD INDEX FDS 0.0%

Value $824K (+20.3%) Shares 2,717 (+3.9%) Est. Cost $224.83 Unrealized —

BA BOEING CO 0.0%

Value $831K (+13.4%) Shares 3,838 (+4.3%) Est. Cost $204.80 Unrealized —

UNP UNION PAC CORP 0.0%

Value $475K (+24.5%) Shares 1,747 (+11.1%) Est. Cost $211.84 Unrealized —

SO SOUTHERN CO 0.0%

Value $1.033M (+7.1%) Shares 10,789 (+8.0%) Est. Cost $67.42 Unrealized —

IWF ISHARES TR 0.0%

Value $449K (+15.2%) Shares 3,616 (+295.6%) Est. Cost $189.05 Unrealized —

VOOG VANGUARD ADMIRAL FDS INC 0.0%

Value $328K (+21.6%) Shares 3,966 (+500.0%) Est. Cost $114.15 Unrealized —

DTE DTE ENERGY CO 0.0%

Value $251K (+22.7%) Shares 1,646 (+17.7%) Est. Cost $139.15 Unrealized —

GRMN GARMIN LTD 0.0%

Value $248K (+21.6%) Shares 1,042 (+18.8%) Est. Cost $218.16 Unrealized —

RTX RTX CORPORATION 0.0%

Value $815K (+3.8%) Shares 4,295 (+5.6%) Est. Cost $113.28 Unrealized —

IAU ISHARES GOLD TR 0.0%

Value $211K (-12.2%) Shares 2,797 (+2.5%) Est. Cost $72.84 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BYLD	ISHARES TR	2,222,630 (+2364.9%)	$50.34M (+2378.0%)	1.6%	$22.65	—	YLD OPTIM BD	46434V787
VUG	VANGUARD INDEX FDS	1,582,375 (+495.0%)	$136M (+17.3%)	4.2%	$130.65	—	GROWTH ETF	922908736
CAT	CATERPILLAR INC	17,672 (+80.4%)	$18.82M (+171.2%)	0.6%	$556.25	—	COM	149123101
VOO	VANGUARD INDEX FDS	45,442 (+4.8%)	$31.21M (+20.5%)	1.0%	$606.41	—	S&P 500 ETF SHS	922908363
AMD	ADVANCED MICRO DEVICES INC	4,740 (+3.6%)	$2.754M (+195.8%)	0.1%	$177.93	—	COM	007903107
GOOG	ALPHABET INC	6,900 (+10.0%)	$2.438M (+35.5%)	0.1%	$175.55	—	CAP STK CL C	02079K107
EVTR	MORGAN STANLEY ETF TRUST	45,080 (+25.5%)	$2.286M (+25.4%)	0.1%	$50.89	—	EATO VANC BD ETF	61774R841
IWR	ISHARES TR	6,804 (+122.6%)	$751K (+152.5%)	0.0%	$102.08	—	RUS MID CAP ETF	464287499
LRCX	LAM RESEARCH CORP	1,613 (+16.6%)	$699K (+136.5%)	0.0%	$195.00	—	COM NEW	512807306
SUSA	ISHARES TR	10,765 (+11.6%)	$1.661M (+30.4%)	0.1%	$106.56	—	ESG OPTIMIZED	464288802
AMZN	AMAZON COM INC	10,342 (+1.2%)	$2.465M (+15.8%)	0.1%	$175.23	—	COM	023135106
EFA	ISHARES TR	16,061 (+16.4%)	$1.668M (+24.5%)	0.1%	$68.98	—	MSCI EAFE ETF	464287465
VO	VANGUARD INDEX FDS	31,094 (+308.4%)	$2.505M (+14.6%)	0.1%	$130.44	—	MID CAP ETF	922908629
LLY	ELI LILLY & CO	753 (+11.2%)	$903K (+45.0%)	0.0%	$822.54	—	COM	532457108
KLAC	KLA CORP	1,660 (+843.2%)	$501K (+93.3%)	0.0%	$368.36	—	COM NEW	482480100
IVV	ISHARES TR	1,320 (+8.0%)	$989K (+23.8%)	0.0%	$515.54	—	CORE S&P500 ETF	464287200
CVX	CHEVRON CORPORATION	5,710 (+4.2%)	$946K (-16.5%)	0.0%	$141.60	—	COM	166764100
MCD	MCDONALDS CORP	4,736 (+1.8%)	$1.28M (-11.4%)	0.0%	$278.58	—	COM	580135101
SBUX	STARBUCKS CORP	11,580 (+1.3%)	$1.183M (+15.5%)	0.0%	$92.13	—	COM	855244109
GLD	SPDR GOLD TR	3,180 (+3.7%)	$1.171M (-11.3%)	0.0%	$189.08	—	GOLD SHS	78463V107
ETN	EATON CORP PLC	1,261 (+14.8%)	$537K (+36.8%)	0.0%	$237.37	—	SHS	G29183103
VB	VANGUARD INDEX FDS	2,717 (+3.9%)	$824K (+20.3%)	0.0%	$224.83	—	SMALL CP ETF	922908751
BA	BOEING CO	3,838 (+4.3%)	$831K (+13.4%)	0.0%	$204.80	—	COM	097023105
UNP	UNION PAC CORP	1,747 (+11.1%)	$475K (+24.5%)	0.0%	$211.84	—	COM	907818108
SO	SOUTHERN CO	10,789 (+8.0%)	$1.033M (+7.1%)	0.0%	$67.42	—	COM	842587107
IWF	ISHARES TR	3,616 (+295.6%)	$449K (+15.2%)	0.0%	$189.05	—	RUS 1000 GRW ETF	464287614
VOOG	VANGUARD ADMIRAL FDS INC	3,966 (+500.0%)	$328K (+21.6%)	0.0%	$114.15	—	500 GRTH IDX F	921932505
DTE	DTE ENERGY CO	1,646 (+17.7%)	$251K (+22.7%)	0.0%	$139.15	—	COM	233331107
GRMN	GARMIN LTD	1,042 (+18.8%)	$248K (+21.6%)	0.0%	$218.16	—	SHS	H2906T109
RTX	RTX CORPORATION	4,295 (+5.6%)	$815K (+3.8%)	0.0%	$113.28	—	COM	75513E101
IAU	ISHARES GOLD TR	2,797 (+2.5%)	$211K (-12.2%)	0.0%	$72.84	—	ISHARES NEW	464285204

Exited Positions (6)

HON HONEYWELL INTL INC 0.0%

Value $959K Shares 4,245 Est. Cost $177.61 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 0.0%

Value $288K Shares 3,485 Est. Cost $79.86 Unrealized —

VLO VALERO ENERGY CORP 0.0%

Value $232K Shares 940 Est. Cost $190.06 Unrealized —

IYY ISHARES TR 0.0%

Value $225K Shares 1,420 Est. Cost $108.33 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.0%

Value $201K Shares 1,358 Est. Cost $148.10 Unrealized —

PFXF VANECK ETF TRUST 0.0%

Value $197K Shares 11,205 Est. Cost $17.66 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HON	HONEYWELL INTL INC	4,245	$959K	0.0%	$177.61	—	—	438516106
VCIT	VANGUARD SCOTTSDALE FDS	3,485	$288K	0.0%	$79.86	—	—	92206C870
VLO	VALERO ENERGY CORP	940	$232K	0.0%	$190.06	—	—	91913Y100
IYY	ISHARES TR	1,420	$225K	0.0%	$108.33	—	—	464287846
VYM	VANGUARD WHITEHALL FDS	1,358	$201K	0.0%	$148.10	—	—	921946406
PFXF	VANECK ETF TRUST	11,205	$197K	0.0%	$17.66	—	—	92189F429

Decreased Positions (54)

SPY STATE STR SPDR S&P 500 ETF T 14.4%

Value $463M (+13.4%) Shares 619,474 (-1.3%) Est. Cost $288.95 Unrealized —

SPTS SPDR SERIES TRUST 1.9%

Value $61.27M (-44.3%) Shares 2,111,976 (-44.0%) Est. Cost $29.25 Unrealized —

IEMG ISHARES INC 3.9%

Value $127M (+17.5%) Shares 1,528,569 (-1.0%) Est. Cost $47.97 Unrealized —

VTV VANGUARD INDEX FDS 6.4%

Value $206M (+7.3%) Shares 943,694 (-3.4%) Est. Cost $99.32 Unrealized —

GSEW GOLDMAN SACHS ETF TR 3.2%

Value $101M (+10.2%) Shares 1,072,960 (-1.2%) Est. Cost $85.04 Unrealized —

AGG ISHARES TR 17.4%

Value $560M (-1.5%) Shares 5,656,531 (-1.2%) Est. Cost $99.78 Unrealized —

IGSB ISHARES TR 5.2%

Value $168M (-1.6%) Shares 3,201,864 (-1.3%) Est. Cost $54.60 Unrealized —

LQD ISHARES TR 5.3%

Value $169M (-0.9%) Shares 1,552,970 (-1.0%) Est. Cost $105.47 Unrealized —

SHY ISHARES TR 0.2%

Value $7.667M (-12.0%) Shares 93,370 (-11.5%) Est. Cost $83.55 Unrealized —

VBK VANGUARD INDEX FDS 0.2%

Value $4.93M (+18.7%) Shares 13,480 (-1.9%) Est. Cost $181.49 Unrealized —

INTC INTEL CORP 0.0%

Value $1.042M (+200.0%) Shares 7,461 (-5.2%) Est. Cost $24.23 Unrealized —

NVDA NVIDIA CORPORATION 0.3%

Value $11.05M (+6.1%) Shares 55,214 (-7.5%) Est. Cost $163.14 Unrealized —

SUB ISHARES TR 0.6%

Value $19.45M (-2.5%) Shares 182,646 (-2.5%) Est. Cost $104.62 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.2%

Value $7.781M (+5.8%) Shares 36,570 (-4.6%) Est. Cost $164.29 Unrealized —

XOM EXXON MOBIL CORP 0.0%

Value $1.554M (-21.0%) Shares 11,366 (-2.0%) Est. Cost $72.53 Unrealized —

IJJ ISHARES TR 0.1%

Value $3.4M (+9.1%) Shares 23,013 (-2.2%) Est. Cost $108.74 Unrealized —

WMT WALMART INC 0.0%

Value $1.089M (-20.4%) Shares 9,613 (-12.6%) Est. Cost $55.22 Unrealized —

SLV ISHARES SILVER TR 0.0%

Value $250K (-49.3%) Shares 4,671 (-35.4%) Est. Cost $35.94 Unrealized —

PEP PEPSICO INC 0.0%

Value $1.167M (-16.8%) Shares 8,621 (-4.6%) Est. Cost $155.57 Unrealized —

GOOGL ALPHABET INC 0.1%

Value $2.115M (+11.6%) Shares 5,919 (-10.2%) Est. Cost $146.77 Unrealized —

KO COCA COLA CO 0.1%

Value $3.843M (+5.5%) Shares 47,285 (-1.3%) Est. Cost $57.60 Unrealized —

MSFT MICROSOFT CORP 0.3%

Value $9.533M (-1.7%) Shares 25,555 (-2.4%) Est. Cost $168.27 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.0%

Value $509K (+43.1%) Shares 1,225 (-6.8%) Est. Cost $455.95 Unrealized —

V VISA INC 0.0%

Value $1.29M (+11.8%) Shares 3,760 (-1.5%) Est. Cost $296.11 Unrealized —

AVGO BROADCOM INC 0.0%

Value $1.401M (+10.3%) Shares 3,710 (-9.7%) Est. Cost $193.61 Unrealized —

ABBV ABBVIE INC 0.0%

Value $1.483M (+9.0%) Shares 5,893 (-5.8%) Est. Cost $149.61 Unrealized —

NEE NEXTERA ENERGY INC 0.0%

Value $536K (-17.3%) Shares 6,110 (-12.5%) Est. Cost $69.36 Unrealized —

SPSB SPDR SERIES TRUST 0.0%

Value $501K (-17.4%) Shares 16,694 (-17.2%) Est. Cost $29.72 Unrealized —

ABT ABBOTT LABORATORIES 0.0%

Value $225K (-31.6%) Shares 2,483 (-22.6%) Est. Cost $103.04 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.0%

Value $523K (-16.5%) Shares 12,364 (-1.0%) Est. Cost $34.24 Unrealized —

PFE PFIZER INC 0.0%

Value $521K (-15.7%) Shares 21,621 (-1.7%) Est. Cost $27.07 Unrealized —

ACWX ISHARES TR 0.0%

Value $427K (-18.0%) Shares 5,616 (-26.3%) Est. Cost $60.94 Unrealized —

CARR CARRIER GLOBAL CORPORATION 0.0%

Value $426K (+27.5%) Shares 5,806 (-2.1%) Est. Cost $42.86 Unrealized —

WFC WELLS FARGO & CO 0.0%

Value $385K (-17.4%) Shares 4,664 (-20.5%) Est. Cost $41.84 Unrealized —

LIN LINDE PLC 0.0%

Value $266K (-21.8%) Shares 513 (-25.3%) Est. Cost $363.51 Unrealized —

LMT LOCKHEED MARTIN CORP 0.0%

Value $233K (-22.9%) Shares 458 (-8.6%) Est. Cost $466.15 Unrealized —

ORCL ORACLE CORP 0.0%

Value $446K (-8.8%) Shares 3,044 (-8.5%) Est. Cost $119.52 Unrealized —

PG PROCTER & GAMBLE CO 0.0%

Value $1.058M (-3.9%) Shares 7,212 (-5.3%) Est. Cost $153.92 Unrealized —

IWB ISHARES TR 0.0%

Value $635K (+6.3%) Shares 1,550 (-7.5%) Est. Cost $243.44 Unrealized —

DUK DUKE ENERGY CORP NEW 0.0%

Value $678K (-5.1%) Shares 5,353 (-1.8%) Est. Cost $90.45 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value $2.324M (+1.5%) Shares 9,152 (-2.3%) Est. Cost $149.53 Unrealized —

BAC BANK OF AMER CORP 0.0%

Value $332K (+10.2%) Shares 5,835 (-5.7%) Est. Cost $36.11 Unrealized —

ITT ITT INC 0.0%

Value $202K (-13.2%) Shares 1,023 (-16.4%) Est. Cost $167.78 Unrealized —

GOVT ISHARES TR 0.0%

Value $478K (-4.7%) Shares 20,991 (-4.2%) Est. Cost $22.96 Unrealized —

EMR EMERSON ELEC CO 0.0%

Value $320K (+7.9%) Shares 2,232 (-1.2%) Est. Cost $113.98 Unrealized —

HD HOME DEPOT INC 0.0%

Value $1.221M (-1.3%) Shares 3,463 (-7.9%) Est. Cost $302.36 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value $1.96M (+0.7%) Shares 3,916 (-3.6%) Est. Cost $427.37 Unrealized —

XYL XYLEM INC 0.0%

Value $298K (-3.6%) Shares 2,524 (-2.5%) Est. Cost $104.15 Unrealized —

IEI ISHARES TR 0.0%

Value $348K (-2.6%) Shares 2,963 (-1.7%) Est. Cost $115.35 Unrealized —

DIS DISNEY WALT CO 0.0%

Value $245K (-2.3%) Shares 2,543 (-2.2%) Est. Cost $103.38 Unrealized —

MO ALTRIA GROUP INC 0.0%

Value $203K (-2.6%) Shares 2,826 (-10.7%) Est. Cost $56.24 Unrealized —

MA MASTERCARD INCORPORATED 0.0%

Value $306K (+1.3%) Shares 596 (-1.5%) Est. Cost $551.31 Unrealized —

TGT TARGET CORP 0.0%

Value $359K (+0.4%) Shares 2,751 (-6.9%) Est. Cost $143.20 Unrealized —

MRK MERCK & CO INC 0.0%

Value $632K (-0.1%) Shares 4,917 (-6.5%) Est. Cost $102.11 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPY	STATE STR SPDR S&P 500 ETF T	619,474 (-1.3%)	$463M (+13.4%)	14.4%	$288.95	—	TR UNIT	78462F103
SPTS	SPDR SERIES TRUST	2,111,976 (-44.0%)	$61.27M (-44.3%)	1.9%	$29.25	—	ST SHO TREAS ETF	78468R101
IEMG	ISHARES INC	1,528,569 (-1.0%)	$127M (+17.5%)	3.9%	$47.97	—	CORE MSCI EMKT	46434G103
VTV	VANGUARD INDEX FDS	943,694 (-3.4%)	$206M (+7.3%)	6.4%	$99.32	—	VALUE ETF	922908744
GSEW	GOLDMAN SACHS ETF TR	1,072,960 (-1.2%)	$101M (+10.2%)	3.2%	$85.04	—	EQUAL WEIGHT US	381430438
AGG	ISHARES TR	5,656,531 (-1.2%)	$560M (-1.5%)	17.4%	$99.78	—	CORE US AGGBD ET	464287226
IGSB	ISHARES TR	3,201,864 (-1.3%)	$168M (-1.6%)	5.2%	$54.60	—	ISHS 1-5YR INVS	464288646
LQD	ISHARES TR	1,552,970 (-1.0%)	$169M (-0.9%)	5.3%	$105.47	—	IBOXX INV CP ETF	464287242
SHY	ISHARES TR	93,370 (-11.5%)	$7.667M (-12.0%)	0.2%	$83.55	—	1 3 YR TREAS BD	464287457
VBK	VANGUARD INDEX FDS	13,480 (-1.9%)	$4.93M (+18.7%)	0.2%	$181.49	—	SML CP GRW ETF	922908595
INTC	INTEL CORP	7,461 (-5.2%)	$1.042M (+200.0%)	0.0%	$24.23	—	COM	458140100
NVDA	NVIDIA CORPORATION	55,214 (-7.5%)	$11.05M (+6.1%)	0.3%	$163.14	—	COM	67066G104
SUB	ISHARES TR	182,646 (-2.5%)	$19.45M (-2.5%)	0.6%	$104.62	—	SHRT NAT MUN ETF	464288158
RSP	INVESCO EXCHANGE TRADED FD T	36,570 (-4.6%)	$7.781M (+5.8%)	0.2%	$164.29	—	S&P500 EQL WGT	46137V357
XOM	EXXON MOBIL CORP	11,366 (-2.0%)	$1.554M (-21.0%)	0.0%	$72.53	—	COM	30231G102
IJJ	ISHARES TR	23,013 (-2.2%)	$3.4M (+9.1%)	0.1%	$108.74	—	S&P MC 400VL ETF	464287705
WMT	WALMART INC	9,613 (-12.6%)	$1.089M (-20.4%)	0.0%	$55.22	—	COM	931142103
SLV	ISHARES SILVER TR	4,671 (-35.4%)	$250K (-49.3%)	0.0%	$35.94	—	ISHARES	46428Q109
PEP	PEPSICO INC	8,621 (-4.6%)	$1.167M (-16.8%)	0.0%	$155.57	—	COM	713448108
GOOGL	ALPHABET INC	5,919 (-10.2%)	$2.115M (+11.6%)	0.1%	$146.77	—	CAP STK CL A	02079K305
KO	COCA COLA CO	47,285 (-1.3%)	$3.843M (+5.5%)	0.1%	$57.60	—	COM	191216100
MSFT	MICROSOFT CORP	25,555 (-2.4%)	$9.533M (-1.7%)	0.3%	$168.27	—	COM	594918104
UNH	UNITEDHEALTH GROUP INC	1,225 (-6.8%)	$509K (+43.1%)	0.0%	$455.95	—	COM	91324P102
V	VISA INC	3,760 (-1.5%)	$1.29M (+11.8%)	0.0%	$296.11	—	COM CL A	92826C839
AVGO	BROADCOM INC	3,710 (-9.7%)	$1.401M (+10.3%)	0.0%	$193.61	—	COM	11135F101
ABBV	ABBVIE INC	5,893 (-5.8%)	$1.483M (+9.0%)	0.0%	$149.61	—	COM	00287Y109
NEE	NEXTERA ENERGY INC	6,110 (-12.5%)	$536K (-17.3%)	0.0%	$69.36	—	COM	65339F101
SPSB	SPDR SERIES TRUST	16,694 (-17.2%)	$501K (-17.4%)	0.0%	$29.72	—	ST SHOR CORP ETF	78464A474
ABT	ABBOTT LABORATORIES	2,483 (-22.6%)	$225K (-31.6%)	0.0%	$103.04	—	COM	002824100
VZ	VERIZON COMMUNICATIONS INC	12,364 (-1.0%)	$523K (-16.5%)	0.0%	$34.24	—	COM	92343V104
PFE	PFIZER INC	21,621 (-1.7%)	$521K (-15.7%)	0.0%	$27.07	—	COM	717081103
ACWX	ISHARES TR	5,616 (-26.3%)	$427K (-18.0%)	0.0%	$60.94	—	MSCI ACWI EX US	464288240
CARR	CARRIER GLOBAL CORPORATION	5,806 (-2.1%)	$426K (+27.5%)	0.0%	$42.86	—	COM	14448C104
WFC	WELLS FARGO & CO	4,664 (-20.5%)	$385K (-17.4%)	0.0%	$41.84	—	COM	949746101
LIN	LINDE PLC	513 (-25.3%)	$266K (-21.8%)	0.0%	$363.51	—	SHS	G54950103
LMT	LOCKHEED MARTIN CORP	458 (-8.6%)	$233K (-22.9%)	0.0%	$466.15	—	COM	539830109
ORCL	ORACLE CORP	3,044 (-8.5%)	$446K (-8.8%)	0.0%	$119.52	—	COM	68389X105
PG	PROCTER & GAMBLE CO	7,212 (-5.3%)	$1.058M (-3.9%)	0.0%	$153.92	—	COM	742718109
IWB	ISHARES TR	1,550 (-7.5%)	$635K (+6.3%)	0.0%	$243.44	—	RUS 1000 ETF	464287622
DUK	DUKE ENERGY CORP NEW	5,353 (-1.8%)	$678K (-5.1%)	0.0%	$90.45	—	COM NEW	26441C204
JNJ	JOHNSON & JOHNSON	9,152 (-2.3%)	$2.324M (+1.5%)	0.1%	$149.53	—	COM	478160104
BAC	BANK OF AMER CORP	5,835 (-5.7%)	$332K (+10.2%)	0.0%	$36.11	—	COM	060505104
ITT	ITT INC	1,023 (-16.4%)	$202K (-13.2%)	0.0%	$167.78	—	COM	45073V108
GOVT	ISHARES TR	20,991 (-4.2%)	$478K (-4.7%)	0.0%	$22.96	—	US TREAS BD ETF	46429B267
EMR	EMERSON ELEC CO	2,232 (-1.2%)	$320K (+7.9%)	0.0%	$113.98	—	COM	291011104
HD	HOME DEPOT INC	3,463 (-7.9%)	$1.221M (-1.3%)	0.0%	$302.36	—	COM	437076102
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,916 (-3.6%)	$1.96M (+0.7%)	0.1%	$427.37	—	CL B NEW	084670702
XYL	XYLEM INC	2,524 (-2.5%)	$298K (-3.6%)	0.0%	$104.15	—	COM	98419M100
IEI	ISHARES TR	2,963 (-1.7%)	$348K (-2.6%)	0.0%	$115.35	—	3 7 YR TREAS BD	464288661
DIS	DISNEY WALT CO	2,543 (-2.2%)	$245K (-2.3%)	0.0%	$103.38	—	COM	254687106
MO	ALTRIA GROUP INC	2,826 (-10.7%)	$203K (-2.6%)	0.0%	$56.24	—	COM	02209S103
MA	MASTERCARD INCORPORATED	596 (-1.5%)	$306K (+1.3%)	0.0%	$551.31	—	CL A	57636Q104
TGT	TARGET CORP	2,751 (-6.9%)	$359K (+0.4%)	0.0%	$143.20	—	COM	87612E106
MRK	MERCK & CO INC	4,917 (-6.5%)	$632K (-0.1%)	0.0%	$102.11	—	COM	58933Y105

Unchanged Positions (63)

IEFA ISHARES TR 11.7%

Value $377M Shares 3,899,413 Est. Cost $66.02 Unrealized —

IJR ISHARES TR 4.0%

Value $128M Shares 860,578 Est. Cost $92.84 Unrealized —

IJH ISHARES TR 5.1%

Value $164M Shares 2,125,113 Est. Cost $90.31 Unrealized —

AAPL APPLE INC 1.0%

Value $32.7M Shares 112,996 Est. Cost $177.25 Unrealized —

IEF ISHARES TR 3.7%

Value $119M Shares 1,259,227 Est. Cost $96.08 Unrealized —

VTEB VANGUARD MUN BD FDS 3.9%

Value $124M Shares 2,454,801 Est. Cost $48.90 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.2%

Value $6.764M Shares 24,054 Est. Cost $105.33 Unrealized —

CSCO CISCO SYS INC 0.1%

Value $2.109M Shares 17,958 Est. Cost $47.81 Unrealized —

ASML ASML HLDG NV 0.0%

Value $1.381M Shares 694 Est. Cost $974.56 Unrealized —

VTI VANGUARD INDEX FDS 0.1%

Value $3.334M Shares 9,010 Est. Cost $263.59 Unrealized —

JPM JPMORGAN CHASE & CO 0.1%

Value $3.414M Shares 10,430 Est. Cost $162.25 Unrealized —

BUSE FIRST BUSEY CORP 0.1%

Value $2.212M Shares 75,000 Est. Cost $23.29 Unrealized —

GE GE AEROSPACE 0.0%

Value $999K Shares 2,672 Est. Cost $119.62 Unrealized —

GEV GE VERNOVA INC 0.0%

Value $902K Shares 768 Est. Cost $341.74 Unrealized —

T AT&T INC 0.0%

Value $426K Shares 20,582 Est. Cost $17.81 Unrealized —

NOC NORTHROP GRUMMAN CORP 0.0%

Value $434K Shares 852 Est. Cost $479.38 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.1%

Value $1.816M Shares 1,941 Est. Cost $700.72 Unrealized —

DSI ISHARES TR 0.0%

Value $762K Shares 5,349 Est. Cost $84.17 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.0%

Value $795K Shares 23,486 Est. Cost $41.35 Unrealized —

COP CONOCOPHILLIPS 0.0%

Value $388K Shares 3,735 Est. Cost $96.23 Unrealized —

QCOM QUALCOMM INC 0.0%

Value $350K Shares 1,894 Est. Cost $111.96 Unrealized —

MDY STATE STR SPDR S&P MIDCAP 40 0.0%

Value $724K Shares 1,030 Est. Cost $535.53 Unrealized —

MMM 3M CO 0.0%

Value $702K Shares 4,338 Est. Cost $102.68 Unrealized —

SMLF ISHARES TR 0.0%

Value $459K Shares 5,149 Est. Cost $74.35 Unrealized —

AXP AMERICAN EXPRESS CO 0.0%

Value $724K Shares 2,139 Est. Cost $187.74 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.0%

Value $542K Shares 18,430 Est. Cost $31.20 Unrealized —

IWD ISHARES TR 0.0%

Value $609K Shares 2,512 Est. Cost $165.65 Unrealized —

QQQ INVESCO QQQ TR 0.0%

Value $294K Shares 399 Est. Cost $551.64 Unrealized —

IWV ISHARES TR 0.0%

Value $416K Shares 975 Est. Cost $254.48 Unrealized —

FNDF SCHWAB STRATEGIC TR 0.0%

Value $709K Shares 13,439 Est. Cost $43.34 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.0%

Value $479K Shares 17,308 Est. Cost $24.75 Unrealized —

ADP AUTOMATIC DATA PROCESSING IN 0.0%

Value $549K Shares 2,450 Est. Cost $231.01 Unrealized —

NSC NORFOLK SOUTHN CORP 0.0%

Value $550K Shares 1,748 Est. Cost $221.13 Unrealized —

FNDX SCHWAB STRATEGIC TR 0.0%

Value $428K Shares 13,767 Est. Cost $36.27 Unrealized —

SPGI S&P GLOBAL INC 0.0%

Value $971K Shares 2,383 Est. Cost $373.20 Unrealized —

D DOMINION ENERGY INC 0.0%

Value $419K Shares 6,142 Est. Cost $47.01 Unrealized —

QUAL ISHARES TR 0.0%

Value $301K Shares 1,374 Est. Cost $172.14 Unrealized —

MTB M & T BK CORP 0.0%

Value $286K Shares 1,201 Est. Cost $221.15 Unrealized —

LOW LOWES COS INC 0.0%

Value $503K Shares 2,283 Est. Cost $222.09 Unrealized —

PPG PPG INDS INC 0.0%

Value $299K Shares 2,463 Est. Cost $131.68 Unrealized —

PRU PRUDENTIAL FINL INC 0.0%

Value $365K Shares 3,379 Est. Cost $100.28 Unrealized —

TSLA TESLA INC 0.0%

Value $280K Shares 665 Est. Cost $340.64 Unrealized —

TRV TRAVELERS COMPANIES INC 0.0%

Value $278K Shares 842 Est. Cost $246.61 Unrealized —

SPYX SPDR SERIES TRUST 0.0%

Value $240K Shares 3,930 Est. Cost $50.93 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.0%

Value $285K Shares 3,995 Est. Cost $50.25 Unrealized —

PM PHILIP MORRIS INTL INC 0.0%

Value $278K Shares 1,535 Est. Cost $145.74 Unrealized —

AMGN AMGEN INC 0.0%

Value $763K Shares 2,108 Est. Cost $238.30 Unrealized —

EFC ELLINGTON FINANCIAL INC 0.0%

Value $136K Shares 10,000 Est. Cost $12.89 Unrealized —

FNDC SCHWAB STRATEGIC TR 0.0%

Value $372K Shares 7,651 Est. Cost $46.36 Unrealized —

MUB ISHARES TR 0.0%

Value $850K Shares 7,900 Est. Cost $108.47 Unrealized —

SCHC SCHWAB STRATEGIC TR 0.0%

Value $357K Shares 7,419 Est. Cost $46.74 Unrealized —

META META PLATFORMS INC 0.0%

Value $642K Shares 1,140 Est. Cost $545.39 Unrealized —

FNDE SCHWAB STRATEGIC TR 0.0%

Value $252K Shares 6,351 Est. Cost $38.26 Unrealized —

USIG ISHARES TR 0.0%

Value $1.037M Shares 20,219 Est. Cost $52.00 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.0%

Value $219K Shares 6,891 Est. Cost $30.68 Unrealized —

EPD ENTERPRISE PRODS PARTNERS L 0.0%

Value $222K Shares 6,049 Est. Cost $27.66 Unrealized —

BIV VANGUARD BD INDEX FDS 0.0%

Value $709K Shares 9,250 Est. Cost $78.09 Unrealized —

DHR DANAHER CORP DEL 0.0%

Value $1.272M Shares 6,679 Est. Cost $208.78 Unrealized —

CHMI CHERRY HILL MTG INVT CORP 0.0%

Value $30,160 Shares 13,000 Est. Cost $3.63 Unrealized —

APD AIR PRODUCTS AND CHEMICALS I 0.0%

Value $202K Shares 690 Est. Cost $271.49 Unrealized —

BND VANGUARD BD INDEX FDS 0.0%

Value $207K Shares 2,818 Est. Cost $73.45 Unrealized —

ENB ENBRIDGE INC 0.0%

Value $211K Shares 3,885 Est. Cost $48.57 Unrealized —

IUSB ISHARES TR 0.0%

Value $235K Shares 5,100 Est. Cost $46.08 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IEFA	ISHARES TR	3,899,413	$377M	11.7%	$66.02	—	CORE MSCI EAFE	46432F842
IJR	ISHARES TR	860,578	$128M	4.0%	$92.84	—	CORE S&P SCP ETF	464287804
IJH	ISHARES TR	2,125,113	$164M	5.1%	$90.31	—	CORE S&P MCP ETF	464287507
AAPL	APPLE INC	112,996	$32.7M	1.0%	$177.25	—	COM	037833100
IEF	ISHARES TR	1,259,227	$119M	3.7%	$96.08	—	7-10 YR TRSY BD	464287440
VTEB	VANGUARD MUN BD FDS	2,454,801	$124M	3.9%	$48.90	—	TAX EXEMPT BD	922907746
IBM	INTERNATIONAL BUSINESS MACHS	24,054	$6.764M	0.2%	$105.33	—	COM	459200101
CSCO	CISCO SYS INC	17,958	$2.109M	0.1%	$47.81	—	COM	17275R102
ASML	ASML HLDG NV	694	$1.381M	0.0%	$974.56	—	N Y REGISTRY SHS	N07059210
VTI	VANGUARD INDEX FDS	9,010	$3.334M	0.1%	$263.59	—	TOTAL STK MKT	922908769
JPM	JPMORGAN CHASE & CO	10,430	$3.414M	0.1%	$162.25	—	COM	46625H100
BUSE	FIRST BUSEY CORP	75,000	$2.212M	0.1%	$23.29	—	COM NEW	319383204
GE	GE AEROSPACE	2,672	$999K	0.0%	$119.62	—	COM NEW	369604301
GEV	GE VERNOVA INC	768	$902K	0.0%	$341.74	—	COM	36828A101
T	AT&T INC	20,582	$426K	0.0%	$17.81	—	COM	00206R102
NOC	NORTHROP GRUMMAN CORP	852	$434K	0.0%	$479.38	—	COM	666807102
COST	COSTCO WHOLESALE CORPORATION	1,941	$1.816M	0.1%	$700.72	—	COM	22160K105
DSI	ISHARES TR	5,349	$762K	0.0%	$84.17	—	ESG MSCI KLD ETF	464288570
SCHG	SCHWAB STRATEGIC TR	23,486	$795K	0.0%	$41.35	—	US LCAP GR ETF	808524300
COP	CONOCOPHILLIPS	3,735	$388K	0.0%	$96.23	—	COM	20825C104
QCOM	QUALCOMM INC	1,894	$350K	0.0%	$111.96	—	COM	747525103
MDY	STATE STR SPDR S&P MIDCAP 40	1,030	$724K	0.0%	$535.53	—	UTSER1 S&PDCRP	78467Y107
MMM	3M CO	4,338	$702K	0.0%	$102.68	—	COM	88579Y101
SMLF	ISHARES TR	5,149	$459K	0.0%	$74.35	—	US SML CAP EQT	46434V290
AXP	AMERICAN EXPRESS CO	2,139	$724K	0.0%	$187.74	—	COM	025816109
SCHX	SCHWAB STRATEGIC TR	18,430	$542K	0.0%	$31.20	—	US LRG CAP ETF	808524201
IWD	ISHARES TR	2,512	$609K	0.0%	$165.65	—	RUS 1000 VAL ETF	464287598
QQQ	INVESCO QQQ TR	399	$294K	0.0%	$551.64	—	UNIT SER 1	46090E103
IWV	ISHARES TR	975	$416K	0.0%	$254.48	—	RUSSELL 3000 ETF	464287689
FNDF	SCHWAB STRATEGIC TR	13,439	$709K	0.0%	$43.34	—	FUNDAMENTAL INTL	808524755
SCHF	SCHWAB STRATEGIC TR	17,308	$479K	0.0%	$24.75	—	INTL EQTY ETF	808524805
ADP	AUTOMATIC DATA PROCESSING IN	2,450	$549K	0.0%	$231.01	—	COM	053015103
NSC	NORFOLK SOUTHN CORP	1,748	$550K	0.0%	$221.13	—	COM	655844108
FNDX	SCHWAB STRATEGIC TR	13,767	$428K	0.0%	$36.27	—	FUNDAMENTAL US L	808524771
SPGI	S&P GLOBAL INC	2,383	$971K	0.0%	$373.20	—	COM	78409V104
D	DOMINION ENERGY INC	6,142	$419K	0.0%	$47.01	—	COM	25746U109
QUAL	ISHARES TR	1,374	$301K	0.0%	$172.14	—	MSCI USA QLT FCT	46432F339
MTB	M & T BK CORP	1,201	$286K	0.0%	$221.15	—	COM	55261F104
LOW	LOWES COS INC	2,283	$503K	0.0%	$222.09	—	COM	548661107
PPG	PPG INDS INC	2,463	$299K	0.0%	$131.68	—	COM	693506107
PRU	PRUDENTIAL FINL INC	3,379	$365K	0.0%	$100.28	—	COM	744320102
TSLA	TESLA INC	665	$280K	0.0%	$340.64	—	COM	88160R101
TRV	TRAVELERS COMPANIES INC	842	$278K	0.0%	$246.61	—	COM	89417E109
SPYX	SPDR SERIES TRUST	3,930	$240K	0.0%	$50.93	—	ST STR SP500FF	78468R796
VEA	VANGUARD TAX-MANAGED FDS	3,995	$285K	0.0%	$50.25	—	VAN FTSE DEV MKT	921943858
PM	PHILIP MORRIS INTL INC	1,535	$278K	0.0%	$145.74	—	COM	718172109
AMGN	AMGEN INC	2,108	$763K	0.0%	$238.30	—	COM	031162100
EFC	ELLINGTON FINANCIAL INC	10,000	$136K	0.0%	$12.89	—	COM	28852N109
FNDC	SCHWAB STRATEGIC TR	7,651	$372K	0.0%	$46.36	—	FUNDAMENTAL INTL	808524748
MUB	ISHARES TR	7,900	$850K	0.0%	$108.47	—	NATIONAL MUN ETF	464288414
SCHC	SCHWAB STRATEGIC TR	7,419	$357K	0.0%	$46.74	—	INTL SCEQT ETF	808524888
META	META PLATFORMS INC	1,140	$642K	0.0%	$545.39	—	CL A	30303M102
FNDE	SCHWAB STRATEGIC TR	6,351	$252K	0.0%	$38.26	—	FUND EM EQUI ETF	808524730
USIG	ISHARES TR	20,219	$1.037M	0.0%	$52.00	—	USD INV GRDE ETF	464288620
SCHD	SCHWAB STRATEGIC TR	6,891	$219K	0.0%	$30.68	—	US DIVIDEND EQ	808524797
EPD	ENTERPRISE PRODS PARTNERS L	6,049	$222K	0.0%	$27.66	—	COM	293792107
BIV	VANGUARD BD INDEX FDS	9,250	$709K	0.0%	$78.09	—	INTERMED TERM	921937819
DHR	DANAHER CORP DEL	6,679	$1.272M	0.0%	$208.78	—	COM	235851102
CHMI	CHERRY HILL MTG INVT CORP	13,000	$30,160	0.0%	$3.63	—	COM	164651101
APD	AIR PRODUCTS AND CHEMICALS I	690	$202K	0.0%	$271.49	—	COM	009158106
BND	VANGUARD BD INDEX FDS	2,818	$207K	0.0%	$73.45	—	TOTAL BND MRKT	921937835
ENB	ENBRIDGE INC	3,885	$211K	0.0%	$48.57	—	COM	29250N105
IUSB	ISHARES TR	5,100	$235K	0.0%	$46.08	—	CORE UNIVRSL USD	46434V613