Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOE	VANGUARD INDEX FDS	234,465	$20.38M	5.7%	$74.51	—	MCAP VL IDXVIP	922908512
—	RYDEX ETF TRUST	338,804	$18.41M	5.2%	$43.86	—	GUG S&P500 PU VA	78355w304
—	SPDR S&P 500 ETF TR	83,015	$16.25M	4.6%	$163.34	—	TR UNIT	78462f103
—	VANGUARD SCOTTSDALE FDS	158,698	$13.98M	3.9%	$76.27	—	VNG RUS1000VAL	92206c714
VTV	VANGUARD INDEX FDS	144,829	$11.72M	3.3%	$72.10	—	VALUE ETF	922908744
—	POWERSHARES ETF TRUST	305,820	$9.272M	2.6%	$26.23	—	DYNM LRG CP VL	73935x708
IJR	ISHARES	79,718	$8.936M	2.5%	$92.82	—	CORE S&P SCP ETF	464287804
VUG	VANGUARD INDEX FDS	89,632	$8.865M	2.5%	$78.86	—	GROWTH ETF	922908736
—	FIRST TR MID CAP CORE ALPHAD	159,027	$8.5M	2.4%	$43.16	—	COM SHS	33735b108
VB	VANGUARD INDEX FDS	71,833	$8.413M	2.4%	$96.88	—	SMALL CP ETF	922908751
VIG	VANGUARD SPECIALIZED PORTFOL	105,380	$8.214M	2.3%	$70.96	—	DIV APP ETF	921908844
SCHF	SCHWAB STRATEGIC TR	216,783	$7.15M	2.0%	$28.18	—	INTL EQTY ETF	808524805
VOT	VANGUARD INDEX FDS	67,291	$6.485M	1.8%	$78.96	—	MCAP GR IDXVIP	922908538
AAPL	APPLE INC	67,952	$6.315M	1.8%	$17.73	+5.2%	COM	037833100
—	SPDR INDEX SHS FDS	173,543	$5.973M	1.7%	$30.42	—	S&PINTL MC ETF	78463x764
—	RYDEX ETF TRUST	75,558	$5.841M	1.6%	$59.09	—	GUG S&P500 PU GR	78355w403
JNJ	JOHNSON & JOHNSON	52,232	$5.465M	1.5%	$59.66	+22.6%	COM	478160104
—	RYDEX ETF TRUST	84,575	$4.54M	1.3%	$46.26	—	GUG S&P MC400 PV	78355w502
—	EGA EMERGING GLOBAL SHS TR	161,251	$4.471M	1.3%	$26.39	—	EGS EMKTCONS ETF	268461779
—	WISDOMTREE TR	68,062	$3.977M	1.1%	$52.82	—	EUROPE HEDGED EQ	97717x701
QCOM	QUALCOMM INC	42,038	$3.329M	0.9%	$45.27	+26.5%	COM	747525103
IEZ	ISHARES	42,333	$3.282M	0.9%	$59.17	—	US OIL EQ&SV ETF	464288844
VBR	VANGUARD INDEX FDS	31,085	$3.279M	0.9%	$88.15	—	SM CP VAL ETF	922908611
—	SPDR SERIES TRUST	18,517	$2.851M	0.8%	$104.26	—	S&P BIOTECH	78464a870
—	VANGUARD WORLD FDS	23,464	$2.718M	0.8%	$101.98	—	CONSUM STP ETF	92204a207
EFV	ISHARES	46,248	$2.709M	0.8%	$51.89	—	EAFE VALUE ETF	464288877
—	ISHARES INC	51,299	$2.652M	0.7%	$46.06	—	CORE MSCI EMKT	46434g103
—	CELGENE CORP	30,698	$2.636M	0.7%	$102.29	—	COM	151020104
IVV	ISHARES	12,606	$2.483M	0.7%	$166.67	—	CORE S&P500 ETF	464287200
SCHV	SCHWAB STRATEGIC TR	56,856	$2.435M	0.7%	$37.62	—	US LCAP VA ETF	808524409
—	WISDOMTREE TR	46,012	$2.385M	0.7%	$48.96	—	EMERG MKTS ETF	97717w315
—	SPDR INDEX SHS FDS	50,965	$2.377M	0.7%	$42.50	—	DJ GLB RL ES ETF	78463x749
SCHM	SCHWAB STRATEGIC TR	58,192	$2.342M	0.7%	$36.94	—	US MID-CAP ETF	808524508
IBM	INTERNATIONAL BUSINESS MACHS	12,679	$2.298M	0.6%	$118.94	-5.6%	COM	459200101
—	ISHARES	63,576	$2.293M	0.6%	$31.55	—	MSCI FRNTR100ETF	464286145
PGC	PEAPACK-GLADSTONE FINL CORP	102,191	$2.167M	0.6%	$15.57	+15.4%	COM	704699107
—	EXXON MOBIL CORP	21,376	$2.152M	0.6%	$95.51	—	COM	30231g102
—	RYDEX ETF TRUST	25,427	$2.131M	0.6%	$78.36	—	GUG S&P500EQWTTE	78355w817
LOW	LOWES COS INC	43,521	$2.089M	0.6%	$32.23	+17.4%	COM	548661107
—	GOLDMAN SACHS GROUP INC	12,442	$2.083M	0.6%	$151.53	—	COM	38141g104
—	WYNDHAM WORLDWIDE CORP	27,179	$2.058M	0.6%	$57.24	—	COM	98310w108
HD	HOME DEPOT INC	25,105	$2.033M	0.6%	$57.28	+4.9%	COM	437076102
—	ORACLE CORP	50,076	$2.03M	0.6%	$30.72	—	COM	68389x105
—	NATIONAL OILWELL VARCO INC	23,923	$1.97M	0.6%	$69.66	—	COM	637071101
—	SELECT SECTOR SPDR TR	39,290	$1.95M	0.5%	$38.39	—	SBI MATERIALS	81369y100
—	GOOGLE INC	3,329	$1.946M	0.5%	$860.37	—	CL A	38259p508
—	TRW AUTOMOTIVE HLDGS CORP	21,607	$1.934M	0.5%	$66.46	—	COM	87264s106
—	VISA INC	9,095	$1.916M	0.5%	$182.78	—	COM CL A	92826c839
DHR	DANAHER CORP DEL	23,496	$1.85M	0.5%	$25.01	+24.4%	COM	235851102
—	MASTERCARD INC	25,118	$1.845M	0.5%	$127.53	—	CL A	57636q104
SCHG	SCHWAB STRATEGIC TR	37,655	$1.827M	0.5%	$38.70	—	US LCAP GR ETF	808524300
—	ACTAVIS PLC	8,050	$1.796M	0.5%	$168.05	—	SHS	g0083b108
IJH	ISHARES	12,498	$1.788M	0.5%	$123.51	—	CORE S&P MCP ETF	464287507
—	ASHLAND INC NEW	16,407	$1.784M	0.5%	$83.48	—	COM	044209104
UNP	UNION PAC CORP	17,792	$1.775M	0.5%	$65.46	+14.2%	COM	907818108
SCHX	SCHWAB STRATEGIC TR	37,852	$1.773M	0.5%	$38.85	—	US LRG CAP ETF	808524201
—	AMERICAN TOWER CORP NEW	19,472	$1.752M	0.5%	$73.18	—	COM	03027x100
—	COVIDIEN PLC	18,872	$1.702M	0.5%	$62.80	—	SHS	g2554f113
—	GOOGLE INC	2,929	$1.685M	0.5%	$575.28	—	CL C	38259p706
VSS	VANGUARD INTL EQUITY INDEX F	14,849	$1.651M	0.5%	$91.52	—	FTSE SMCAP ETF	922042718
CAR	AVIS BUDGET GROUP	27,655	$1.651M	0.5%	$28.57	+82.3%	COM	053774105
TOL	TOLL BROTHERS INC	44,709	$1.65M	0.5%	$33.84	+4.8%	COM	889478103
—	CANADIAN PAC RY LTD	9,080	$1.645M	0.5%	$123.33	—	COM	13645t100
C	CITIGROUP INC	33,870	$1.595M	0.4%	$35.76	-1.0%	COM NEW	172967424
—	DISCOVER FINL SVCS	25,606	$1.587M	0.4%	$47.64	—	COM	254709108
—	HESS CORP	16,031	$1.585M	0.4%	$66.50	—	COM	42809h107
AXP	AMERICAN EXPRESS CO	16,600	$1.575M	0.4%	$59.62	+28.1%	COM	025816109
—	APACHE CORP	15,640	$1.574M	0.4%	$84.33	—	COM	037411105
—	SPECTRA ENERGY CORP	36,827	$1.564M	0.4%	$34.47	—	COM	847560109
SYK	STRYKER CORP	18,164	$1.532M	0.4%	$56.92	+25.0%	COM	863667101
BRK/B	BERKSHIRE HATHAWAY INC DEL	12,077	$1.528M	0.4%	$110.02	+15.0%	CL B NEW	084670702
—	PRICELINE GRP INC	1,264	$1.521M	0.4%	$1203.32	—	COM NEW	741503403
SCHA	SCHWAB STRATEGIC TR	27,539	$1.509M	0.4%	$49.36	—	US SML CAP ETF	808524607
NKE	NIKE INC	19,407	$1.505M	0.4%	$26.53	+21.2%	CL B	654106103
URI	UNITED RENTALS INC	14,334	$1.501M	0.4%	$82.10	+15.3%	COM	911363109
CMI	CUMMINS INC	9,708	$1.498M	0.4%	$81.53	+35.8%	COM	231021106
CVX	CHEVRON CORP NEW	11,341	$1.481M	0.4%	$71.24	+6.6%	COM	166764100
—	POWERSHARES ETF TRUST	57,064	$1.476M	0.4%	$22.09	—	FND PUR SMVAL PT	73935x864
—	WISDOMTREE TR	22,993	$1.42M	0.4%	$53.18	—	INTL MIDCAP DV	97717w778
—	UNITED TECHNOLOGIES CORP	12,217	$1.41M	0.4%	$92.96	—	COM	913017109
WHR	WHIRLPOOL CORP	10,107	$1.407M	0.4%	$139.68	+5.1%	COM	963320106
BP	BP PLC	25,845	$1.363M	0.4%	$41.89	—	SPONSORED ADR	055622104
BA	BOEING CO	10,587	$1.347M	0.4%	$80.93	+39.1%	COM	097023105
—	INVESCO LTD	35,230	$1.33M	0.4%	$37.05	—	SHS	g491bt108
—	VANGUARD WORLD FDS	13,672	$1.323M	0.4%	$78.53	—	INF TECH ETF	92204a702
—	GASLOG LTD	41,459	$1.322M	0.4%	$14.93	—	SHS	g37585109
SHOO	MADDEN STEVEN LTD	38,068	$1.306M	0.4%	$18.98	+2.0%	COM	556269108
—	EXPRESS SCRIPTS HLDG CO	18,698	$1.296M	0.4%	$61.81	—	COM	30219g108
—	CHECK POINT SOFTWARE TECH LT	18,906	$1.267M	0.4%	$67.56	—	ORD	m22465104
—	CIT GROUP INC	27,001	$1.236M	0.3%	$46.61	—	COM NEW	125581801
CMA	COMERICA INC	22,731	$1.14M	0.3%	$24.17	+32.9%	COM	200340107
—	SPDR INDEX SHS FDS	31,777	$1.121M	0.3%	$29.07	—	S&P INTL SMLCP	78463x871
—	WISDOMTREE TR	22,379	$1.105M	0.3%	$47.27	—	JAPN HEDGE EQT	97717w851
—	PETSMART INC	18,477	$1.105M	0.3%	$67.03	—	COM	716768106
—	NATIONSTAR MTG HLDGS INC	30,153	$1.095M	0.3%	$36.58	—	COM	63861c109
—	BARD C R INC	7,472	$1.069M	0.3%	$108.70	—	COM	067383109
—	JPMORGAN CHASE & CO	18,459	$1.064M	0.3%	$52.77	—	COM	46625h100
—	EAST WEST BANCORP INC	30,348	$1.062M	0.3%	$27.49	—	COM	27579r104
VAW	VANGUARD WORLD FDS	9,489	$1.06M	0.3%	$86.51	—	MATERIALS ETF	92204A801
—	BB&T CORP	26,160	$1.031M	0.3%	$33.87	—	COM	054937107
—	SELECT SECTOR SPDR TR	18,214	$985K	0.3%	$42.70	—	SBI INT-INDS	81369y704
ADP	AUTOMATIC DATA PROCESSING IN	12,164	$964K	0.3%	$52.86	0.0%	COM	053015103
GNRC	GENERAC HLDGS INC	19,623	$956K	0.3%	$32.90	+59.9%	COM	368736104
WFC	WELLS FARGO & CO NEW	16,528	$869K	0.2%	$27.36	+32.7%	COM	949746101
GILD	GILEAD SCIENCES INC	10,342	$857K	0.2%	$54.08	0.0%	COM	375558103
—	TOWERS WATSON & CO	8,217	$856K	0.2%	$100.91	—	CL A	891894107
—	SPDR SERIES TRUST	9,852	$850K	0.2%	$74.66	—	S&P 400 MDCP VAL	78464a839
VFC	V F CORP	12,516	$789K	0.2%	$49.57	+17.2%	COM	918204108
—	HARMAN INTL INDS INC	7,193	$773K	0.2%	$54.21	—	COM	413086109
VEU	VANGUARD INTL EQUITY INDEX F	13,704	$717K	0.2%	$46.04	—	ALLWRLD EX US	922042775
DAN	DANA HLDG CORP	29,213	$713K	0.2%	$17.90	0.0%	COM	235825205
—	COSTCO WHSL CORP NEW	6,155	$709K	0.2%	$110.66	—	COM	22160k105
ABT	ABBOTT LABS	16,880	$690K	0.2%	$28.85	+9.2%	COM	002824100
NSC	NORFOLK SOUTHERN CORP	6,612	$681K	0.2%	$57.67	+31.8%	COM	655844108
—	AMC NETWORKS INC	10,813	$665K	0.2%	$68.36	—	CL A	00164v103
—	WISDOMTREE TR	9,918	$643K	0.2%	$55.21	—	INTL SMCAP DIV	97717w760
PSMT	PRICESMART INC	7,328	$638K	0.2%	$74.69	+8.0%	COM	741511109
DE	DEERE & CO	7,008	$635K	0.2%	$68.32	+8.5%	COM	244199105
—	MARATHON PETE CORP	7,811	$610K	0.2%	$71.04	—	COM	56585a102
—	VANGUARD WORLD FDS	5,497	$600K	0.2%	$96.92	—	CONSUM DIS ETF	92204a108
TJX	TJX COS INC NEW	11,080	$589K	0.2%	$22.56	+7.8%	COM	872540109
—	MAGELLAN MIDSTREAM PRTNRS LP	6,826	$574K	0.2%	$54.50	—	COM UNIT RP LP	559080106
—	SELECT SECTOR SPDR TR	5,561	$557K	0.2%	$81.24	—	SBI INT-ENERGY	81369y506
EPD	ENTERPRISE PRODS PARTNERS L	6,857	$537K	0.2%	$62.13	—	COM	293792107
—	SPDR SERIES TRUST	4,610	$537K	0.2%	$98.10	—	S&P 400 MDCP GRW	78464a821
—	GENERAL ELECTRIC CO	18,603	$489K	0.1%	$23.18	—	COM	369604103
—	POWERSHARES ETF TR II	9,399	$460K	0.1%	$50.02	—	KBW CP MKT PRT	73937b738
TD	TORONTO DOMINION BK ONT	8,790	$452K	0.1%	$48.54	0.0%	COM NEW	891160509
SCHE	SCHWAB STRATEGIC TR	17,365	$452K	0.1%	$23.53	—	EMRG MKTEQ ETF	808524706
VWO	VANGUARD INTL EQUITY INDEX F	9,831	$424K	0.1%	$39.06	—	FTSE EMR MKT ETF	922042858
CHCO	CITY HLDG CO	9,000	$406K	0.1%	$26.24	+16.5%	COM	177835105
—	VERIZON COMMUNICATIONS INC	7,857	$384K	0.1%	$49.59	—	COM	92343v104
IBB	ISHARES	1,425	$366K	0.1%	$256.84	—	NASDQ BIOTEC ETF	464287556
KO	COCA COLA CO	8,597	$364K	0.1%	$27.50	+2.2%	COM	191216100
IVE	ISHARES	3,966	$358K	0.1%	$79.23	—	S&P 500 VAL ETF	464287408
—	BED BATH & BEYOND INC	5,887	$338K	0.1%	$70.78	—	COM	075896100
—	PROVIDENT FINL SVCS INC	19,012	$329K	0.1%	$16.32	—	COM	74386t105
VYM	VANGUARD WHITEHALL FDS INC	4,940	$328K	0.1%	$56.37	—	HIGH DIV YLD	921946406
VLY	VALLEY NATL BANCORP	31,161	$309K	0.1%	$10.02	+0.2%	COM	919794107
IHE	ISHARES	2,261	$305K	0.1%	$134.90	—	U.S. PHARMA ETF	464288836
IVW	ISHARES	2,877	$303K	0.1%	$83.98	—	S&P 500 GRWT ETF	464287309
—	TWO HBRS INVT CORP	28,857	$302K	0.1%	$10.25	—	COM	90187b101
T	AT&T INC	8,004	$283K	0.1%	$11.03	+6.8%	COM	00206R102
—	RESOURCE CAP CORP	47,177	$266K	0.1%	$6.09	—	COM	76120w302
—	MERCK & CO INC NEW	4,543	$263K	0.1%	$47.00	—	COM	58933y105
—	POWERSHARES ETF TR II	6,310	$231K	0.1%	$37.11	—	KBW BK PORT	73937b746
—	BIODELIVERY SCIENCES INTL IN	18,698	$226K	0.1%	$4.07	—	COM	09060j106
INTC	INTEL CORP	7,308	$226K	0.1%	$20.69	0.0%	COM	458140100
IWD	ISHARES	2,235	$226K	0.1%	$93.96	—	RUS 1000 VAL ETF	464287598
IHI	ISHARES	2,127	$217K	0.1%	$84.61	—	U.S. MED DVC ETF	464288810
FISV	FISERV INC	3,492	$211K	0.1%	$29.64	0.0%	COM	337738108
—	NOW INC	5,767	$209K	0.1%	$36.24	—	COM	67011p100
—	POLYPORE INTL INC	4,314	$206K	0.1%	$47.75	—	COM	73179v103
IHF	ISHARES	1,987	$204K	0.1%	$102.67	—	US HLTHCR PR ETF	464288828
—	ARROWHEAD RESH CORP	13,663	$196K	0.1%	$10.84	—	COM NEW	042797209
—	INVESCO MORTGAGE CAPITAL INC	11,235	$195K	0.1%	$16.55	—	COM	46131b100
—	FLAMEL TECHNOLOGIES SA	12,584	$189K	0.1%	$6.14	—	SPONSORED ADR	338488109
—	HEADWATERS INC	13,132	$182K	0.1%	$8.86	—	COM	42210P102
—	UNI PIXEL INC	22,226	$179K	0.1%	$8.05	—	COM NEW	904572203
BLDP	BALLARD PWR SYS INC NEW	37,776	$156K	0.0%	$3.23	+15.3%	COM	058586108
—	PSIVIDA CORP	36,056	$156K	0.0%	$4.17	—	COM	74440j101
—	MAXWELL TECHNOLOGIES INC	10,103	$153K	0.0%	$12.95	—	COM	577767106
REFR	RESEARCH FRONTIERS INC	24,121	$146K	0.0%	$3.96	+34.9%	COM	760911107
—	NANOSPHERE INC	92,624	$146K	0.0%	$2.43	—	COM	63009f105
—	AMERICAN SUPERCONDUCTOR CORP	85,193	$139K	0.0%	$1.62	—	COM	030111108
—	HARRIS & HARRIS GROUP INC	42,792	$136K	0.0%	$3.37	—	COM	413833104
—	VICAL INC	104,222	$127K	0.0%	$1.46	—	COM	925602104
—	EMCORE CORP	30,516	$126K	0.0%	$3.83	—	COM NEW	290846203
—	REXAHN PHARMACEUTICALS INC	114,987	$100K	0.0%	$0.87	—	COM	761640101
—	22ND CENTY GROUP INC	21,000	$64,000	0.0%	$3.24	—	COM	90137f103