High Falls Advisors, Inc Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SYSB	ISHARES TR	13,567	$1,218	0.2%	$89.76	—	SYSTEMATIC BD ET	46435U796
SPMO	INVESCO EXCH TRADED FD TR II	2,470	$295	0.1%	$119.32	—	S&P 500 MOMNTM	46138E339
IBHG	ISHARES TR	10,248	$229	0.0%	$22.32	—	IBONDS 2027 TERM	46436E478
JEPQ	J P MORGAN EXCHANGE TRADED F	3,784	$220	0.0%	$58.12	—	NASDAQ EQT PREM	46654Q203
VLUE	ISHARES TR	1,518	$208	0.0%	$136.74	—	MSCI USA VALUE	46432F388
EMLC	VANECK ETF TRUST	7,879	$203	0.0%	$25.82	—	JP MRGAN EM LOC	92189H300
GEV	GE VERNOVA INC	307	$201	0.0%	$609.04	0.0%	COM	36828A101

Increased Positions (47)

IVE ISHARES TR 7.2%

Value ($000) $35,367 (+45.9%) Shares 166,772 (+42.1%) Est. Cost $195.88 Unrealized —

IEMG ISHARES INC 5.5%

Value ($000) $27,305 (+27.3%) Shares 406,202 (+24.9%) Est. Cost $58.75 Unrealized —

MTUM ISHARES TR 2.5%

Value ($000) $12,381 (+56.8%) Shares 49,463 (+60.6%) Est. Cost $223.30 Unrealized —

OEF ISHARES TR 5.2%

Value ($000) $25,506 (+9.4%) Shares 74,369 (+6.2%) Est. Cost $299.59 Unrealized —

DYNF BLACKROCK ETF TRUST 7.0%

Value ($000) $34,529 (+5.9%) Shares 567,822 (+3.1%) Est. Cost $47.35 Unrealized —

IVV ISHARES TR 8.4%

Value ($000) $41,527 (+4.2%) Shares 60,629 (+1.8%) Est. Cost $421.36 Unrealized —

BAI BLACKROCK ETF TRUST 2.6%

Value ($000) $12,874 (+11.4%) Shares 386,610 (+14.2%) Est. Cost $32.11 Unrealized —

ITA ISHARES TR 1.1%

Value ($000) $5,263 (+19.9%) Shares 24,514 (+16.8%) Est. Cost $210.04 Unrealized —

TLT ISHARES TR 0.2%

Value ($000) $819 (+218.7%) Shares 9,399 (+226.8%) Est. Cost $88.16 Unrealized —

MUB ISHARES TR 1.4%

Value ($000) $7,111 (+8.4%) Shares 66,390 (+7.8%) Est. Cost $108.67 Unrealized —

MBB ISHARES TR 2.9%

Value ($000) $14,120 (+3.8%) Shares 148,287 (+3.8%) Est. Cost $94.55 Unrealized —

THRO BLACKROCK ETF TRUST 2.6%

Value ($000) $12,972 (+4.1%) Shares 336,400 (+2.2%) Est. Cost $35.39 Unrealized —

BINC BLACKROCK ETF TRUST II 2.1%

Value ($000) $10,361 (+3.7%) Shares 196,352 (+4.7%) Est. Cost $52.73 Unrealized —

ORCL ORACLE CORP 0.1%

Value ($000) $690 (-29.3%) Shares 3,540 (+2.0%) Est. Cost $71.55 Unrealized +232.7%

IAGG ISHARES TR 1.9%

Value ($000) $9,419 (+3.0%) Shares 188,334 (+5.5%) Est. Cost $51.04 Unrealized —

EMB ISHARES TR 0.8%

Value ($000) $3,837 (+5.3%) Shares 39,852 (+4.1%) Est. Cost $88.48 Unrealized —

XOM EXXON MOBIL CORP 0.2%

Value ($000) $993 (+16.3%) Shares 8,253 (+9.0%) Est. Cost $63.65 Unrealized +81.4%

ICVT ISHARES TR 0.1%

Value ($000) $566 (+32.1%) Shares 5,751 (+34.2%) Est. Cost $86.25 Unrealized —

GOVT ISHARES TR 0.4%

Value ($000) $1,809 (+7.5%) Shares 78,546 (+7.9%) Est. Cost $23.50 Unrealized —

XLU SELECT SECTOR SPDR TR 0.0%

Value ($000) $221 (-35.9%) Shares 5,172 (+31.0%) Est. Cost $55.40 Unrealized —

FDRR FIDELITY COVINGTON TRUST 0.1%

Value ($000) $371 (+43.5%) Shares 6,077 (+37.9%) Est. Cost $56.09 Unrealized —

FIVA FIDELITY COVINGTON TRUST 0.1%

Value ($000) $375 (+41.7%) Shares 10,958 (+29.5%) Est. Cost $31.95 Unrealized —

CLOA BLACKROCK ETF TRUST II 0.1%

Value ($000) $368 (+35.2%) Shares 7,113 (+35.7%) Est. Cost $51.89 Unrealized —

GLDM WORLD GOLD TR 0.1%

Value ($000) $595 (+17.9%) Shares 6,968 (+5.6%) Est. Cost $76.92 Unrealized —

TLH ISHARES TR 3.5%

Value ($000) $17,514 (+0.5%) Shares 172,268 (+1.8%) Est. Cost $103.81 Unrealized —

CGGR CAPITAL GROUP GROWTH ETF 0.1%

Value ($000) $553 (+15.8%) Shares 12,440 (+14.3%) Est. Cost $35.65 Unrealized —

IEV ISHARES TR 0.2%

Value ($000) $921 (+7.5%) Shares 13,426 (+2.6%) Est. Cost $45.78 Unrealized —

IBHF ISHARES TR 0.1%

Value ($000) $334 (+12.9%) Shares 14,462 (+14.4%) Est. Cost $23.20 Unrealized —

ITOT ISHARES TR 0.1%

Value ($000) $460 (+8.7%) Shares 3,091 (+6.5%) Est. Cost $132.29 Unrealized —

IWD ISHARES TR 0.1%

Value ($000) $488 (+7.7%) Shares 2,321 (+4.3%) Est. Cost $191.54 Unrealized —

IGEB ISHARES TR 0.1%

Value ($000) $513 (+6.5%) Shares 11,242 (+7.4%) Est. Cost $45.49 Unrealized —

ESGE ISHARES INC 0.0%

Value ($000) $244 (+12.6%) Shares 5,519 (+10.7%) Est. Cost $43.49 Unrealized —

FSEC FIDELITY MERRIMACK STR TR 0.1%

Value ($000) $543 (+5.0%) Shares 12,305 (+4.9%) Est. Cost $43.86 Unrealized —

CGGO CAPITAL GROUP GBL GROWTH EQT 0.1%

Value ($000) $321 (+8.5%) Shares 9,251 (+7.0%) Est. Cost $29.79 Unrealized —

DMAX ISHARES TR 0.1%

Value ($000) $396 (+5.7%) Shares 14,863 (+4.7%) Est. Cost $25.84 Unrealized —

CGBL CAPITAL GROUP CORE BALANCED 0.1%

Value ($000) $356 (+6.3%) Shares 10,064 (+4.5%) Est. Cost $31.44 Unrealized —

IGM ISHARES TR 0.1%

Value ($000) $475 (+4.5%) Shares 3,677 (+1.9%) Est. Cost $121.09 Unrealized —

SPYM SPDR SERIES TRUST 0.1%

Value ($000) $415 (+4.7%) Shares 5,179 (+2.3%) Est. Cost $67.12 Unrealized —

IWB ISHARES TR 0.1%

Value ($000) $345 (+5.6%) Shares 923 (+3.4%) Est. Cost $340.69 Unrealized —

GE GE AEROSPACE 0.1%

Value ($000) $329 (+5.5%) Shares 1,069 (+3.0%) Est. Cost $199.34 Unrealized +50.9%

FBND FIDELITY MERRIMACK STR TR 0.1%

Value ($000) $338 (+4.8%) Shares 7,344 (+5.2%) Est. Cost $45.82 Unrealized —

FCOR FIDELITY MERRIMACK STR TR 0.1%

Value ($000) $333 (+4.6%) Shares 6,960 (+4.9%) Est. Cost $47.40 Unrealized —

JBND J P MORGAN EXCHANGE TRADED F 0.0%

Value ($000) $246 (+4.9%) Shares 4,541 (+5.0%) Est. Cost $53.67 Unrealized —

IXUS ISHARES TR 0.1%

Value ($000) $268 (+4.3%) Shares 3,169 (+1.7%) Est. Cost $63.50 Unrealized —

EQWL INVESCO EXCHANGE TRADED FD T 0.0%

Value ($000) $236 (+4.2%) Shares 2,000 (+1.1%) Est. Cost $114.72 Unrealized —

FQAL FIDELITY COVINGTON TRUST 0.1%

Value ($000) $279 (+3.3%) Shares 3,689 (+2.1%) Est. Cost $74.74 Unrealized —

SUSC ISHARES TR 0.0%

Value ($000) $217 (+1.3%) Shares 9,259 (+2.1%) Est. Cost $23.56 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IVE	ISHARES TR	166,772 (+42.1%)	$35,367 (+45.9%)	7.2%	$195.88	—	S&P 500 VAL ETF	464287408
IEMG	ISHARES INC	406,202 (+24.9%)	$27,305 (+27.3%)	5.5%	$58.75	—	CORE MSCI EMKT	46434G103
MTUM	ISHARES TR	49,463 (+60.6%)	$12,381 (+56.8%)	2.5%	$223.30	—	MSCI USA MMENTM	46432F396
OEF	ISHARES TR	74,369 (+6.2%)	$25,506 (+9.4%)	5.2%	$299.59	—	S&P 100 ETF	464287101
DYNF	BLACKROCK ETF TRUST	567,822 (+3.1%)	$34,529 (+5.9%)	7.0%	$47.35	—	ISHARES US EQUIT	09290C103
IVV	ISHARES TR	60,629 (+1.8%)	$41,527 (+4.2%)	8.4%	$421.36	—	CORE S&P500 ETF	464287200
BAI	BLACKROCK ETF TRUST	386,610 (+14.2%)	$12,874 (+11.4%)	2.6%	$32.11	—	ISHARES A I INNO	09290C780
ITA	ISHARES TR	24,514 (+16.8%)	$5,263 (+19.9%)	1.1%	$210.04	—	US AER DEF ETF	464288760
TLT	ISHARES TR	9,399 (+226.8%)	$819 (+218.7%)	0.2%	$88.16	—	20 YR TR BD ETF	464287432
MUB	ISHARES TR	66,390 (+7.8%)	$7,111 (+8.4%)	1.4%	$108.67	—	NATIONAL MUN ETF	464288414
MBB	ISHARES TR	148,287 (+3.8%)	$14,120 (+3.8%)	2.9%	$94.55	—	MBS ETF	464288588
THRO	BLACKROCK ETF TRUST	336,400 (+2.2%)	$12,972 (+4.1%)	2.6%	$35.39	—	ISHARES US THEMA	09290C806
BINC	BLACKROCK ETF TRUST II	196,352 (+4.7%)	$10,361 (+3.7%)	2.1%	$52.73	—	ISHARES FLEXIBLE	092528603
ORCL	ORACLE CORP	3,540 (+2.0%)	$690 (-29.3%)	0.1%	$71.55	+232.7%	COM	68389X105
IAGG	ISHARES TR	188,334 (+5.5%)	$9,419 (+3.0%)	1.9%	$51.04	—	CORE INTL AGGR	46435G672
EMB	ISHARES TR	39,852 (+4.1%)	$3,837 (+5.3%)	0.8%	$88.48	—	JPMORGAN USD EMG	464288281
XOM	EXXON MOBIL CORP	8,253 (+9.0%)	$993 (+16.3%)	0.2%	$63.65	+81.4%	COM	30231G102
ICVT	ISHARES TR	5,751 (+34.2%)	$566 (+32.1%)	0.1%	$86.25	—	CONV BD ETF	46435G102
GOVT	ISHARES TR	78,546 (+7.9%)	$1,809 (+7.5%)	0.4%	$23.50	—	US TREAS BD ETF	46429B267
XLU	SELECT SECTOR SPDR TR	5,172 (+31.0%)	$221 (-35.9%)	0.0%	$55.40	—	STATE STREET UTI	81369Y886
FDRR	FIDELITY COVINGTON TRUST	6,077 (+37.9%)	$371 (+43.5%)	0.1%	$56.09	—	DIVID ETF RISI	316092832
FIVA	FIDELITY COVINGTON TRUST	10,958 (+29.5%)	$375 (+41.7%)	0.1%	$31.95	—	INT VL FCT ETF	316092717
CLOA	BLACKROCK ETF TRUST II	7,113 (+35.7%)	$368 (+35.2%)	0.1%	$51.89	—	ISHARES AAA CLO	092528504
GLDM	WORLD GOLD TR	6,968 (+5.6%)	$595 (+17.9%)	0.1%	$76.92	—	SPDR GLD MINIS	98149E303
TLH	ISHARES TR	172,268 (+1.8%)	$17,514 (+0.5%)	3.5%	$103.81	—	10-20 YR TRS ETF	464288653
CGGR	CAPITAL GROUP GROWTH ETF	12,440 (+14.3%)	$553 (+15.8%)	0.1%	$35.65	—	SHS CREATION UNI	14020G101
IEV	ISHARES TR	13,426 (+2.6%)	$921 (+7.5%)	0.2%	$45.78	—	EUROPE ETF	464287861
IBHF	ISHARES TR	14,462 (+14.4%)	$334 (+12.9%)	0.1%	$23.20	—	IBONDS 2026 TERM	46436E528
ITOT	ISHARES TR	3,091 (+6.5%)	$460 (+8.7%)	0.1%	$132.29	—	CORE S&P TTL STK	464287150
IWD	ISHARES TR	2,321 (+4.3%)	$488 (+7.7%)	0.1%	$191.54	—	RUS 1000 VAL ETF	464287598
IGEB	ISHARES TR	11,242 (+7.4%)	$513 (+6.5%)	0.1%	$45.49	—	INVESTMENT GRADE	46435G219
ESGE	ISHARES INC	5,519 (+10.7%)	$244 (+12.6%)	0.0%	$43.49	—	ESG AWR MSCI EM	46434G863
FSEC	FIDELITY MERRIMACK STR TR	12,305 (+4.9%)	$543 (+5.0%)	0.1%	$43.86	—	INVESTMENT GR SE	316188705
CGGO	CAPITAL GROUP GBL GROWTH EQT	9,251 (+7.0%)	$321 (+8.5%)	0.1%	$29.79	—	SHS CREATION UNI	14020X104
DMAX	ISHARES TR	14,863 (+4.7%)	$396 (+5.7%)	0.1%	$25.84	—	LARGE CAP MAX BU	46438G471
CGBL	CAPITAL GROUP CORE BALANCED	10,064 (+4.5%)	$356 (+6.3%)	0.1%	$31.44	—	SHS	14021D107
IGM	ISHARES TR	3,677 (+1.9%)	$475 (+4.5%)	0.1%	$121.09	—	EXPND TEC SC ETF	464287549
SPYM	SPDR SERIES TRUST	5,179 (+2.3%)	$415 (+4.7%)	0.1%	$67.12	—	STATE STREET SPD	78464A854
IWB	ISHARES TR	923 (+3.4%)	$345 (+5.6%)	0.1%	$340.69	—	RUS 1000 ETF	464287622
GE	GE AEROSPACE	1,069 (+3.0%)	$329 (+5.5%)	0.1%	$199.34	+50.9%	COM NEW	369604301
FBND	FIDELITY MERRIMACK STR TR	7,344 (+5.2%)	$338 (+4.8%)	0.1%	$45.82	—	TOTAL BD ETF	316188309
FCOR	FIDELITY MERRIMACK STR TR	6,960 (+4.9%)	$333 (+4.6%)	0.1%	$47.40	—	CORP BOND ETF	316188101
JBND	J P MORGAN EXCHANGE TRADED F	4,541 (+5.0%)	$246 (+4.9%)	0.0%	$53.67	—	ACTIVE BOND ETF	46654Q716
IXUS	ISHARES TR	3,169 (+1.7%)	$268 (+4.3%)	0.1%	$63.50	—	CORE MSCI TOTAL	46432F834
EQWL	INVESCO EXCHANGE TRADED FD T	2,000 (+1.1%)	$236 (+4.2%)	0.0%	$114.72	—	S&P 100 EQL WIGH	46137V449
FQAL	FIDELITY COVINGTON TRUST	3,689 (+2.1%)	$279 (+3.3%)	0.1%	$74.74	—	QLTY FCTOR ETF	316092790
SUSC	ISHARES TR	9,259 (+2.1%)	$217 (+1.3%)	0.0%	$23.56	—	ESG AWRE USD ETF	46435G193

Exited Positions (9)

DE DEERE & CO 0.1%

Value ($000) $663 Shares 1,450 Est. Cost $267.54 Unrealized +74.8%

— ISHARES TR 0.1%

Value ($000) $359 Shares 15,444 Est. Cost $23.24 Unrealized —

FDG AMERICAN CENTY ETF TR 0.1%

Value ($000) $320 Shares 2,655 Est. Cost $109.26 Unrealized —

MRK MERCK & CO INC 0.1%

Value ($000) $286 Shares 3,405 Est. Cost $71.37 Unrealized +30.6%

FLRG FIDELITY COVINGTON TRUST 0.1%

Value ($000) $272 Shares 7,069 Est. Cost $36.14 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.1%

Value ($000) $267 Shares 946 Est. Cost $250.38 Unrealized +19.3%

PG PROCTER AND GAMBLE CO 0.1%

Value ($000) $255 Shares 1,659 Est. Cost $129.81 Unrealized +13.4%

ACWV ISHARES INC 0.1%

Value ($000) $254 Shares 2,121 Est. Cost $71.96 Unrealized —

HD HOME DEPOT INC 0.0%

Value ($000) $239 Shares 590 Est. Cost $355.91 Unrealized +2.4%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DE	DEERE & CO	1,450	$663	0.1%	$267.54	+74.8%	—	244199105
—	ISHARES TR	15,444	$359	0.1%	$23.24	—	—	46435U168
FDG	AMERICAN CENTY ETF TR	2,655	$320	0.1%	$109.26	—	—	025072810
MRK	MERCK & CO INC	3,405	$286	0.1%	$71.37	+30.6%	—	58933Y105
FLRG	FIDELITY COVINGTON TRUST	7,069	$272	0.1%	$36.14	—	—	316092378
IBM	INTERNATIONAL BUSINESS MACHS	946	$267	0.1%	$250.38	+19.3%	—	459200101
PG	PROCTER AND GAMBLE CO	1,659	$255	0.1%	$129.81	+13.4%	—	742718109
ACWV	ISHARES INC	2,121	$254	0.1%	$71.96	—	—	464286525
HD	HOME DEPOT INC	590	$239	0.0%	$355.91	+2.4%	—	437076102

Decreased Positions (57)

QUAL ISHARES TR 3.0%

Value ($000) $14,583 (-44.1%) Shares 73,422 (-45.2%) Est. Cost $138.76 Unrealized —

EFV ISHARES TR 4.7%

Value ($000) $22,963 (-9.8%) Shares 321,564 (-14.3%) Est. Cost $56.83 Unrealized —

EFG ISHARES TR 0.3%

Value ($000) $1,536 (-54.2%) Shares 13,483 (-54.2%) Est. Cost $95.29 Unrealized —

QQQ INVESCO QQQ TR 0.8%

Value ($000) $4,057 (-28.9%) Shares 6,605 (-30.5%) Est. Cost $600.39 Unrealized —

STIP ISHARES TR 0.0%

Value ($000) $200 (-88.4%) Shares 1,956 (-88.3%) Est. Cost $102.98 Unrealized —

IUSB ISHARES TR 9.0%

Value ($000) $44,192 (-3.0%) Shares 949,545 (-2.7%) Est. Cost $48.84 Unrealized —

IAU ISHARES GOLD TR 2.0%

Value ($000) $9,976 (+9.7%) Shares 122,904 (-1.7%) Est. Cost $60.23 Unrealized —

PLTR PALANTIR TECHNOLOGIES INC 0.0%

Value ($000) $214 (-80.2%) Shares 1,202 (-79.6%) Est. Cost $133.04 Unrealized +36.1%

IYW ISHARES TR 0.4%

Value ($000) $1,894 (-28.7%) Shares 9,487 (-30.1%) Est. Cost $92.59 Unrealized —

SPY SPDR S&P 500 ETF TR 0.6%

Value ($000) $2,985 (-17.5%) Shares 4,377 (-19.3%) Est. Cost $257.66 Unrealized —

DVY ISHARES TR 0.2%

Value ($000) $865 (-35.2%) Shares 6,128 (-34.8%) Est. Cost $83.47 Unrealized —

MSFT MICROSOFT CORP 0.7%

Value ($000) $3,364 (-11.7%) Shares 6,955 (-5.4%) Est. Cost $245.88 Unrealized +103.6%

SDY SPDR SERIES TRUST 0.3%

Value ($000) $1,461 (-23.0%) Shares 10,499 (-22.5%) Est. Cost $83.91 Unrealized —

VTEB VANGUARD MUN BD FDS 1.3%

Value ($000) $6,248 (-6.0%) Shares 124,241 (-6.4%) Est. Cost $49.55 Unrealized —

QLTA ISHARES TR 0.1%

Value ($000) $494 (-40.5%) Shares 10,282 (-40.1%) Est. Cost $48.71 Unrealized —

IUSG ISHARES TR 0.1%

Value ($000) $450 (-42.3%) Shares 2,681 (-43.5%) Est. Cost $91.08 Unrealized —

JPM JPMORGAN CHASE & CO. 0.4%

Value ($000) $1,878 (-11.5%) Shares 5,827 (-13.4%) Est. Cost $119.86 Unrealized +158.3%

LAKE LAKELAND INDS INC 0.1%

Value ($000) $267 (-46.4%) Shares 30,235 (-10.3%) Est. Cost $18.11 Unrealized -22.5%

HIMU BLACKROCK ETF TRUST II 0.3%

Value ($000) $1,252 (-14.4%) Shares 25,728 (-13.5%) Est. Cost $49.24 Unrealized —

IEFA ISHARES TR 0.1%

Value ($000) $293 (-40.6%) Shares 3,280 (-42.0%) Est. Cost $55.14 Unrealized —

IWO ISHARES TR 0.1%

Value ($000) $346 (-35.1%) Shares 1,071 (-35.7%) Est. Cost $287.40 Unrealized —

PAYX PAYCHEX INC 0.1%

Value ($000) $555 (-23.0%) Shares 4,951 (-13.0%) Est. Cost $94.85 Unrealized +22.9%

LLY ELI LILLY & CO 0.1%

Value ($000) $607 (+29.9%) Shares 565 (-7.8%) Est. Cost $725.17 Unrealized +31.8%

VUG VANGUARD INDEX FDS 0.1%

Value ($000) $255 (-33.5%) Shares 522 (-34.6%) Est. Cost $279.19 Unrealized —

LQD ISHARES TR 0.1%

Value ($000) $509 (-19.7%) Shares 4,624 (-18.7%) Est. Cost $107.58 Unrealized —

AAPL APPLE INC 3.0%

Value ($000) $14,858 (-0.8%) Shares 54,654 (-7.1%) Est. Cost $112.46 Unrealized +138.6%

CGUS CAPITAL GROUP CORE EQUITY ET 0.1%

Value ($000) $480 (-18.9%) Shares 11,926 (-20.3%) Est. Cost $27.74 Unrealized —

AOR ISHARES TR 0.2%

Value ($000) $812 (-11.6%) Shares 12,495 (-12.5%) Est. Cost $54.22 Unrealized —

LMT LOCKHEED MARTIN CORP 0.1%

Value ($000) $340 (-23.2%) Shares 702 (-20.7%) Est. Cost $424.64 Unrealized +12.1%

ABBV ABBVIE INC 0.1%

Value ($000) $280 (-26.7%) Shares 1,226 (-25.7%) Est. Cost $105.13 Unrealized +116.4%

META META PLATFORMS INC 0.1%

Value ($000) $294 (-22.3%) Shares 446 (-13.6%) Est. Cost $557.90 Unrealized +19.6%

FNDF SCHWAB STRATEGIC TR 0.0%

Value ($000) $222 (-26.3%) Shares 4,900 (-30.0%) Est. Cost $40.02 Unrealized —

IXN ISHARES TR 0.1%

Value ($000) $393 (-16.7%) Shares 3,746 (-18.1%) Est. Cost $57.22 Unrealized —

NVDA NVIDIA CORPORATION 0.7%

Value ($000) $3,393 (-2.2%) Shares 18,193 (-2.2%) Est. Cost $97.79 Unrealized +90.3%

KO COCA COLA CO 0.1%

Value ($000) $252 (-22.5%) Shares 3,601 (-26.5%) Est. Cost $57.36 Unrealized +21.0%

USMV ISHARES TR 0.2%

Value ($000) $858 (-7.8%) Shares 9,112 (-6.8%) Est. Cost $78.69 Unrealized —

IWP ISHARES TR 0.1%

Value ($000) $340 (-17.6%) Shares 2,480 (-14.3%) Est. Cost $117.83 Unrealized —

IJH ISHARES TR 0.1%

Value ($000) $460 (-13.4%) Shares 6,965 (-14.3%) Est. Cost $96.31 Unrealized —

JNJ JOHNSON & JOHNSON 0.0%

Value ($000) $238 (-22.8%) Shares 1,150 (-30.8%) Est. Cost $132.28 Unrealized +48.9%

XLF SELECT SECTOR SPDR TR 0.1%

Value ($000) $279 (-19.0%) Shares 5,086 (-20.4%) Est. Cost $36.76 Unrealized —

HYGW ISHARES TR 0.1%

Value ($000) $282 (-15.1%) Shares 9,450 (-13.7%) Est. Cost $31.77 Unrealized —

FDMO FIDELITY COVINGTON TRUST 0.1%

Value ($000) $356 (-12.1%) Shares 4,242 (-13.0%) Est. Cost $77.33 Unrealized —

MDY SPDR S&P MIDCAP 400 ETF TR 0.2%

Value ($000) $1,147 (-3.8%) Shares 1,902 (-5.0%) Est. Cost $428.37 Unrealized —

FDEV FIDELITY COVINGTON TRUST 0.1%

Value ($000) $456 (-9.0%) Shares 13,185 (-12.8%) Est. Cost $32.79 Unrealized —

IJR ISHARES TR 0.1%

Value ($000) $335 (-11.8%) Shares 2,787 (-12.8%) Est. Cost $83.94 Unrealized —

SUB ISHARES TR 0.1%

Value ($000) $283 (-12.3%) Shares 2,653 (-12.3%) Est. Cost $105.33 Unrealized —

VGT VANGUARD WORLD FD 0.1%

Value ($000) $603 (-4.6%) Shares 800 (-5.5%) Est. Cost $536.69 Unrealized —

AOA ISHARES TR 0.2%

Value ($000) $986 (-2.8%) Shares 11,013 (-4.4%) Est. Cost $70.65 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.0%

Value ($000) $216 (-10.5%) Shares 429 (-10.4%) Est. Cost $484.36 Unrealized +2.7%

SMH VANECK ETF TRUST 0.1%

Value ($000) $268 (+9.1%) Shares 744 (-1.2%) Est. Cost $280.06 Unrealized —

IEF ISHARES TR 0.1%

Value ($000) $391 (-4.8%) Shares 4,062 (-4.5%) Est. Cost $96.67 Unrealized —

AMZN AMAZON COM INC 0.2%

Value ($000) $972 (+1.8%) Shares 4,213 (-3.1%) Est. Cost $131.12 Unrealized +74.5%

AVGO BROADCOM INC 0.2%

Value ($000) $918 (-0.9%) Shares 2,651 (-5.6%) Est. Cost $155.74 Unrealized +129.2%

EMXC ISHARES INC 0.2%

Value ($000) $762 (-0.8%) Shares 10,482 (-7.9%) Est. Cost $57.92 Unrealized —

V VISA INC 0.5%

Value ($000) $2,332 (-0.3%) Shares 6,648 (-2.9%) Est. Cost $244.05 Unrealized +39.5%

RSP INVESCO EXCHANGE TRADED FD T 0.1%

Value ($000) $337 (-1.4%) Shares 1,757 (-2.4%) Est. Cost $140.07 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.0%

Value ($000) $219 (-1.9%) Shares 1,525 (-3.7%) Est. Cost $133.29 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
QUAL	ISHARES TR	73,422 (-45.2%)	$14,583 (-44.1%)	3.0%	$138.76	—	MSCI USA QLT FCT	46432F339
EFV	ISHARES TR	321,564 (-14.3%)	$22,963 (-9.8%)	4.7%	$56.83	—	EAFE VALUE ETF	464288877
EFG	ISHARES TR	13,483 (-54.2%)	$1,536 (-54.2%)	0.3%	$95.29	—	EAFE GRWTH ETF	464288885
QQQ	INVESCO QQQ TR	6,605 (-30.5%)	$4,057 (-28.9%)	0.8%	$600.39	—	UNIT SER 1	46090E103
STIP	ISHARES TR	1,956 (-88.3%)	$200 (-88.4%)	0.0%	$102.98	—	0-5 YR TIPS ETF	46429B747
IUSB	ISHARES TR	949,545 (-2.7%)	$44,192 (-3.0%)	9.0%	$48.84	—	CORE UNIVRSL USD	46434V613
IAU	ISHARES GOLD TR	122,904 (-1.7%)	$9,976 (+9.7%)	2.0%	$60.23	—	ISHARES NEW	464285204
PLTR	PALANTIR TECHNOLOGIES INC	1,202 (-79.6%)	$214 (-80.2%)	0.0%	$133.04	+36.1%	CL A	69608A108
IYW	ISHARES TR	9,487 (-30.1%)	$1,894 (-28.7%)	0.4%	$92.59	—	U.S. TECH ETF	464287721
SPY	SPDR S&P 500 ETF TR	4,377 (-19.3%)	$2,985 (-17.5%)	0.6%	$257.66	—	TR UNIT	78462F103
DVY	ISHARES TR	6,128 (-34.8%)	$865 (-35.2%)	0.2%	$83.47	—	SELECT DIVID ETF	464287168
MSFT	MICROSOFT CORP	6,955 (-5.4%)	$3,364 (-11.7%)	0.7%	$245.88	+103.6%	COM	594918104
SDY	SPDR SERIES TRUST	10,499 (-22.5%)	$1,461 (-23.0%)	0.3%	$83.91	—	STATE STREET SPD	78464A763
VTEB	VANGUARD MUN BD FDS	124,241 (-6.4%)	$6,248 (-6.0%)	1.3%	$49.55	—	TAX EXEMPT BD	922907746
QLTA	ISHARES TR	10,282 (-40.1%)	$494 (-40.5%)	0.1%	$48.71	—	A RATE CP BD ETF	46429B291
IUSG	ISHARES TR	2,681 (-43.5%)	$450 (-42.3%)	0.1%	$91.08	—	CORE S&P US GWT	464287671
JPM	JPMORGAN CHASE & CO.	5,827 (-13.4%)	$1,878 (-11.5%)	0.4%	$119.86	+158.3%	COM	46625H100
LAKE	LAKELAND INDS INC	30,235 (-10.3%)	$267 (-46.4%)	0.1%	$18.11	-22.5%	COM	511795106
HIMU	BLACKROCK ETF TRUST II	25,728 (-13.5%)	$1,252 (-14.4%)	0.3%	$49.24	—	ISHARES HIGH YIE	092528843
IEFA	ISHARES TR	3,280 (-42.0%)	$293 (-40.6%)	0.1%	$55.14	—	CORE MSCI EAFE	46432F842
IWO	ISHARES TR	1,071 (-35.7%)	$346 (-35.1%)	0.1%	$287.40	—	RUS 2000 GRW ETF	464287648
PAYX	PAYCHEX INC	4,951 (-13.0%)	$555 (-23.0%)	0.1%	$94.85	+22.9%	COM	704326107
LLY	ELI LILLY & CO	565 (-7.8%)	$607 (+29.9%)	0.1%	$725.17	+31.8%	COM	532457108
VUG	VANGUARD INDEX FDS	522 (-34.6%)	$255 (-33.5%)	0.1%	$279.19	—	GROWTH ETF	922908736
LQD	ISHARES TR	4,624 (-18.7%)	$509 (-19.7%)	0.1%	$107.58	—	IBOXX INV CP ETF	464287242
AAPL	APPLE INC	54,654 (-7.1%)	$14,858 (-0.8%)	3.0%	$112.46	+138.6%	COM	037833100
CGUS	CAPITAL GROUP CORE EQUITY ET	11,926 (-20.3%)	$480 (-18.9%)	0.1%	$27.74	—	SHS CREATION UNI	14020V108
AOR	ISHARES TR	12,495 (-12.5%)	$812 (-11.6%)	0.2%	$54.22	—	CORE 60/40 BALAN	464289867
LMT	LOCKHEED MARTIN CORP	702 (-20.7%)	$340 (-23.2%)	0.1%	$424.64	+12.1%	COM	539830109
ABBV	ABBVIE INC	1,226 (-25.7%)	$280 (-26.7%)	0.1%	$105.13	+116.4%	COM	00287Y109
META	META PLATFORMS INC	446 (-13.6%)	$294 (-22.3%)	0.1%	$557.90	+19.6%	CL A	30303M102
FNDF	SCHWAB STRATEGIC TR	4,900 (-30.0%)	$222 (-26.3%)	0.0%	$40.02	—	FUNDAMENTAL INTL	808524755
IXN	ISHARES TR	3,746 (-18.1%)	$393 (-16.7%)	0.1%	$57.22	—	GLOBAL TECH ETF	464287291
NVDA	NVIDIA CORPORATION	18,193 (-2.2%)	$3,393 (-2.2%)	0.7%	$97.79	+90.3%	COM	67066G104
KO	COCA COLA CO	3,601 (-26.5%)	$252 (-22.5%)	0.1%	$57.36	+21.0%	COM	191216100
USMV	ISHARES TR	9,112 (-6.8%)	$858 (-7.8%)	0.2%	$78.69	—	MSCI USA MIN VOL	46429B697
IWP	ISHARES TR	2,480 (-14.3%)	$340 (-17.6%)	0.1%	$117.83	—	RUS MD CP GR ETF	464287481
IJH	ISHARES TR	6,965 (-14.3%)	$460 (-13.4%)	0.1%	$96.31	—	CORE S&P MCP ETF	464287507
JNJ	JOHNSON & JOHNSON	1,150 (-30.8%)	$238 (-22.8%)	0.0%	$132.28	+48.9%	COM	478160104
XLF	SELECT SECTOR SPDR TR	5,086 (-20.4%)	$279 (-19.0%)	0.1%	$36.76	—	STATE STREET FIN	81369Y605
HYGW	ISHARES TR	9,450 (-13.7%)	$282 (-15.1%)	0.1%	$31.77	—	HIGH YLD CORP BD	46436E320
FDMO	FIDELITY COVINGTON TRUST	4,242 (-13.0%)	$356 (-12.1%)	0.1%	$77.33	—	MOMENTUM FACTR	316092816
MDY	SPDR S&P MIDCAP 400 ETF TR	1,902 (-5.0%)	$1,147 (-3.8%)	0.2%	$428.37	—	UTSER1 S&PDCRP	78467Y107
FDEV	FIDELITY COVINGTON TRUST	13,185 (-12.8%)	$456 (-9.0%)	0.1%	$32.79	—	INTL MULTIFACTOR	316092535
IJR	ISHARES TR	2,787 (-12.8%)	$335 (-11.8%)	0.1%	$83.94	—	CORE S&P SCP ETF	464287804
SUB	ISHARES TR	2,653 (-12.3%)	$283 (-12.3%)	0.1%	$105.33	—	SHRT NAT MUN ETF	464288158
VGT	VANGUARD WORLD FD	800 (-5.5%)	$603 (-4.6%)	0.1%	$536.69	—	INF TECH ETF	92204A702
AOA	ISHARES TR	11,013 (-4.4%)	$986 (-2.8%)	0.2%	$70.65	—	CORE 80/20 AGGRE	464289859
BRK/B	BERKSHIRE HATHAWAY INC DEL	429 (-10.4%)	$216 (-10.5%)	0.0%	$484.36	+2.7%	CL B NEW	084670702
SMH	VANECK ETF TRUST	744 (-1.2%)	$268 (+9.1%)	0.1%	$280.06	—	SEMICONDUCTR ETF	92189F676
IEF	ISHARES TR	4,062 (-4.5%)	$391 (-4.8%)	0.1%	$96.67	—	7-10 YR TRSY BD	464287440
AMZN	AMAZON COM INC	4,213 (-3.1%)	$972 (+1.8%)	0.2%	$131.12	+74.5%	COM	023135106
AVGO	BROADCOM INC	2,651 (-5.6%)	$918 (-0.9%)	0.2%	$155.74	+129.2%	COM	11135F101
EMXC	ISHARES INC	10,482 (-7.9%)	$762 (-0.8%)	0.2%	$57.92	—	MSCI EMRG CHN	46434G764
V	VISA INC	6,648 (-2.9%)	$2,332 (-0.3%)	0.5%	$244.05	+39.5%	COM CL A	92826C839
RSP	INVESCO EXCHANGE TRADED FD T	1,757 (-2.4%)	$337 (-1.4%)	0.1%	$140.07	—	S&P500 EQL WGT	46137V357
VYM	VANGUARD WHITEHALL FDS	1,525 (-3.7%)	$219 (-1.9%)	0.0%	$133.29	—	HIGH DIV YLD	921946406

Unchanged Positions (33)

IVW ISHARES TR 6.0%

Value ($000) $29,499 Shares 239,321 Est. Cost $85.11 Unrealized —

CAT CATERPILLAR INC 0.6%

Value ($000) $3,061 Shares 5,344 Est. Cost $201.06 Unrealized +176.3%

MU MICRON TECHNOLOGY INC 0.2%

Value ($000) $898 Shares 3,146 Est. Cost $127.82 Unrealized +79.4%

ARM ARM HOLDINGS PLC 0.1%

Value ($000) $590 Shares 5,400 Est. Cost $90.81 Unrealized —

TSM TAIWAN SEMICONDUCTOR MFG LTD 0.2%

Value ($000) $1,225 Shares 4,030 Est. Cost $138.33 Unrealized —

GOOG ALPHABET INC 0.1%

Value ($000) $428 Shares 1,365 Est. Cost $168.86 Unrealized +69.6%

GOOGL ALPHABET INC 0.1%

Value ($000) $413 Shares 1,321 Est. Cost $165.76 Unrealized +72.3%

IVLU ISHARES TR 0.2%

Value ($000) $1,103 Shares 28,977 Est. Cost $22.55 Unrealized —

WMT WALMART INC 0.2%

Value ($000) $960 Shares 8,619 Est. Cost $70.22 Unrealized +52.7%

ESGU ISHARES TR 0.5%

Value ($000) $2,633 Shares 17,673 Est. Cost $90.07 Unrealized —

GLD SPDR GOLD TR 0.1%

Value ($000) $478 Shares 1,206 Est. Cost $247.33 Unrealized —

GLW CORNING INC 0.1%

Value ($000) $507 Shares 5,785 Est. Cost $30.51 Unrealized +181.8%

WEC WEC ENERGY GROUP INC 0.0%

Value ($000) $213 Shares 2,022 Est. Cost $99.22 Unrealized +11.1%

CGDV CAPITAL GROUP DIVIDEND VALUE 0.1%

Value ($000) $359 Shares 8,232 Est. Cost $30.87 Unrealized —

IWF ISHARES TR 0.3%

Value ($000) $1,338 Shares 2,828 Est. Cost $330.23 Unrealized —

ACWX ISHARES TR 0.1%

Value ($000) $477 Shares 7,101 Est. Cost $55.98 Unrealized —

INTU INTUIT 0.1%

Value ($000) $378 Shares 571 Est. Cost $452.75 Unrealized +45.9%

SPLV INVESCO EXCH TRADED FD TR II 0.1%

Value ($000) $317 Shares 4,437 Est. Cost $47.23 Unrealized —

DGRO ISHARES TR 0.1%

Value ($000) $458 Shares 6,599 Est. Cost $54.78 Unrealized —

IMCG ISHARES TR 0.1%

Value ($000) $280 Shares 3,503 Est. Cost $58.02 Unrealized —

PEG PUBLIC SVC ENTERPRISE GRP IN 0.1%

Value ($000) $278 Shares 3,464 Est. Cost $57.39 Unrealized +41.3%

VV VANGUARD INDEX FDS 0.1%

Value ($000) $338 Shares 1,073 Est. Cost $285.30 Unrealized —

— SRH TOTAL RETURN FUND INC 0.0%

Value ($000) $245 Shares 13,240 Est. Cost $10.82 Unrealized —

LCTU BLACKROCK ETF TRUST 0.1%

Value ($000) $317 Shares 4,281 Est. Cost $53.00 Unrealized —

TSLA TESLA INC 0.1%

Value ($000) $510 Shares 1,135 Est. Cost $218.03 Unrealized +103.3%

DSI ISHARES TR 0.0%

Value ($000) $210 Shares 1,629 Est. Cost $125.93 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.0%

Value ($000) $232 Shares 1,055 Est. Cost $184.84 Unrealized —

IJK ISHARES TR 0.1%

Value ($000) $310 Shares 3,200 Est. Cost $72.31 Unrealized —

VO VANGUARD INDEX FDS 0.0%

Value ($000) $233 Shares 801 Est. Cost $279.95 Unrealized —

SPSM SPDR SERIES TRUST 0.0%

Value ($000) $224 Shares 4,779 Est. Cost $42.60 Unrealized —

PZA INVESCO EXCH TRADED FD TR II 0.0%

Value ($000) $228 Shares 9,853 Est. Cost $23.09 Unrealized —

HDV ISHARES TR 0.1%

Value ($000) $255 Shares 2,096 Est. Cost $100.79 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 0.2%

Value ($000) $755 Shares 1 Est. Cost $593888.44 Unrealized +25.7%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IVW	ISHARES TR	239,321	$29,499	6.0%	$85.11	—	S&P 500 GRWT ETF	464287309
CAT	CATERPILLAR INC	5,344	$3,061	0.6%	$201.06	+176.3%	COM	149123101
MU	MICRON TECHNOLOGY INC	3,146	$898	0.2%	$127.82	+79.4%	COM	595112103
ARM	ARM HOLDINGS PLC	5,400	$590	0.1%	$90.81	—	SPONSORED ADS	042068205
TSM	TAIWAN SEMICONDUCTOR MFG LTD	4,030	$1,225	0.2%	$138.33	—	SPONSORED ADS	874039100
GOOG	ALPHABET INC	1,365	$428	0.1%	$168.86	+69.6%	CAP STK CL C	02079K107
GOOGL	ALPHABET INC	1,321	$413	0.1%	$165.76	+72.3%	CAP STK CL A	02079K305
IVLU	ISHARES TR	28,977	$1,103	0.2%	$22.55	—	MSCI INTL VLU FT	46435G409
WMT	WALMART INC	8,619	$960	0.2%	$70.22	+52.7%	COM	931142103
ESGU	ISHARES TR	17,673	$2,633	0.5%	$90.07	—	ESG AWR MSCI USA	46435G425
GLD	SPDR GOLD TR	1,206	$478	0.1%	$247.33	—	GOLD SHS	78463V107
GLW	CORNING INC	5,785	$507	0.1%	$30.51	+181.8%	COM	219350105
WEC	WEC ENERGY GROUP INC	2,022	$213	0.0%	$99.22	+11.1%	COM	92939U106
CGDV	CAPITAL GROUP DIVIDEND VALUE	8,232	$359	0.1%	$30.87	—	SHS CREATION UNI	14020W106
IWF	ISHARES TR	2,828	$1,338	0.3%	$330.23	—	RUS 1000 GRW ETF	464287614
ACWX	ISHARES TR	7,101	$477	0.1%	$55.98	—	MSCI ACWI EX US	464288240
INTU	INTUIT	571	$378	0.1%	$452.75	+45.9%	COM	461202103
SPLV	INVESCO EXCH TRADED FD TR II	4,437	$317	0.1%	$47.23	—	S&P500 LOW VOL	46138E354
DGRO	ISHARES TR	6,599	$458	0.1%	$54.78	—	CORE DIV GRWTH	46434V621
IMCG	ISHARES TR	3,503	$280	0.1%	$58.02	—	MRGSTR MD CP GRW	464288307
PEG	PUBLIC SVC ENTERPRISE GRP IN	3,464	$278	0.1%	$57.39	+41.3%	COM	744573106
VV	VANGUARD INDEX FDS	1,073	$338	0.1%	$285.30	—	LARGE CAP ETF	922908637
—	SRH TOTAL RETURN FUND INC	13,240	$245	0.0%	$10.82	—	COM	101507101
LCTU	BLACKROCK ETF TRUST	4,281	$317	0.1%	$53.00	—	ISHARES US CARBO	09290C509
TSLA	TESLA INC	1,135	$510	0.1%	$218.03	+103.3%	COM	88160R101
DSI	ISHARES TR	1,629	$210	0.0%	$125.93	—	ESG MSCI KLD 400	464288570
VIG	VANGUARD SPECIALIZED FUNDS	1,055	$232	0.0%	$184.84	—	DIV APP ETF	921908844
IJK	ISHARES TR	3,200	$310	0.1%	$72.31	—	S&P MC 400GR ETF	464287606
VO	VANGUARD INDEX FDS	801	$233	0.0%	$279.95	—	MID CAP ETF	922908629
SPSM	SPDR SERIES TRUST	4,779	$224	0.0%	$42.60	—	STATE STREET SPD	78468R853
PZA	INVESCO EXCH TRADED FD TR II	9,853	$228	0.0%	$23.09	—	NATL AMT MUNI	46138E537
HDV	ISHARES TR	2,096	$255	0.1%	$100.79	—	CORE HIGH DV ETF	46429B663
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$755	0.2%	$593888.44	+25.7%	CL A	084670108