Bangor Savings Bank Diversified Active

CIK: 0001352675 · Show all filings

Period: Q3 2018 (← Previous) (Next →)

Filing Date: Oct 5, 2018

Total Value ($000): $539,418 (100.0% shares, 0.0% debt)

Holdings (165)

IVV ISHARES CORE S&P 500 ETF 13.0%
Value ($000) $69,918 Shares 238,846 Est. Cost $178.48 Unrealized
IEFA ISHARES CORE MSCI EAFE ETF 7.0%
Value ($000) $37,813 Shares 590,099 Est. Cost $58.06 Unrealized
IJR ISHARES CORE S&P SMALL-CAP ETF 6.6%
Value ($000) $35,787 Shares 410,209 Est. Cost $81.76 Unrealized
IJH ISHARES CORE S&P MID-CAP ETF 6.1%
Value ($000) $32,890 Shares 163,394 Est. Cost $125.05 Unrealized
IEI ISHARES 3-7 YEAR TREASURY BOND 5.1%
Value ($000) $27,349 Shares 229,685 Est. Cost $120.67 Unrealized
SCHX SCHWAB STRATEGIC TR 4.7%
Value ($000) $25,137 Shares 361,366 Est. Cost $47.65 Unrealized
IGIB ISHARES INTERMEDIATE TERM CORP 4.2%
Value ($000) $22,831 Shares 429,971 Est. Cost $79.47 Unrealized
SCHO SCHWAB SHORT TERM US TREASURY 3.1%
Value ($000) $16,920 Shares 341,353 Est. Cost $50.27 Unrealized
IGSB ISHARES SHORT-TERM CORPORATE B 2.9%
Value ($000) $15,570 Shares 300,399 Est. Cost $75.69 Unrealized
VWO VANGUARD FTSE EMERGING MARKETS 2.5%
Value ($000) $13,641 Shares 332,708 Est. Cost $40.11 Unrealized
SCHZ SCHWAB US AGGREGATE BOND ETF 1.9%
Value ($000) $10,005 Shares 199,113 Est. Cost $51.22 Unrealized
SCHF SCHWAB INTL EQUITY ETF 1.5%
Value ($000) $8,000 Shares 238,616 Est. Cost $30.72 Unrealized
VOO VANGUARD S&P 500 ETF 1.5%
Value ($000) $7,825 Shares 29,303 Est. Cost $185.10 Unrealized
BAB INVESCO TAXABLE MUNICIPAL BOND 1.4%
Value ($000) $7,579 Shares 260,633 Est. Cost $29.46 Unrealized
BKLN INVESCO SENIOR LOAN ETF 1.3%
Value ($000) $7,188 Shares 310,241 Est. Cost $22.94 Unrealized
SCHM SCHWAB US MID CAP ETF 1.2%
Value ($000) $6,640 Shares 114,791 Est. Cost $43.17 Unrealized
SCHA SCHWAB US SMALL CAP ETF 1.2%
Value ($000) $6,588 Shares 86,489 Est. Cost $58.22 Unrealized
SCHH SCHWAB US REIT ETF 1.1%
Value ($000) $5,691 Shares 136,391 Est. Cost $37.84 Unrealized
AAPL APPLE INC 0.9%
Value ($000) $5,025 Shares 22,263 Est. Cost $36.65 Unrealized +34.4%
VMBS VANGUARD MORTGAGE-BACKED SEC 0.9%
Value ($000) $4,826 Shares 94,610 Est. Cost $51.01 Unrealized
SCHR SCHWAB INTERMEDIATE TERM-US 0.9%
Value ($000) $4,714 Shares 91,028 Est. Cost $53.18 Unrealized
VNQ VANGUARD REAL ESTATE ETF 0.7%
Value ($000) $4,019 Shares 49,805 Est. Cost $69.35 Unrealized
JPM JP MORGAN CHASE & CO 0.7%
Value ($000) $3,941 Shares 34,925 Est. Cost $38.19 Unrealized +142.6%
GVI ISHARES INTERMEDIATE GOV/CR ET 0.6%
Value ($000) $3,407 Shares 31,745 Est. Cost $110.50 Unrealized
PEP PEPSICO INC 0.6%
Value ($000) $3,395 Shares 30,363 Est. Cost $57.85 Unrealized +56.1%
VZ VERIZON COMMUNICATIONS 0.6%
Value ($000) $3,371 Shares 63,131 Est. Cost $27.93 Unrealized +27.6%
XOM EXXONMOBIL CORP 0.6%
Value ($000) $3,234 Shares 38,041 Est. Cost $61.80 Unrealized -5.8%
SCHE SCHWAB EMERGING MARKETS ETF 0.6%
Value ($000) $3,219 Shares 125,181 Est. Cost $24.15 Unrealized
AGG ISHARES CORE U.S. AGGREGATE BO 0.6%
Value ($000) $3,192 Shares 30,253 Est. Cost $107.65 Unrealized
T AT&T INC 0.6%
Value ($000) $2,988 Shares 88,961 Est. Cost $15.60 Unrealized -7.2%
VT VANGUARD TOT WORLD STK INDEX 0.5%
Value ($000) $2,929 Shares 38,626 Est. Cost $66.68 Unrealized
VEA VANGUARD FTSE DEVELOPED MARKET 0.5%
Value ($000) $2,828 Shares 65,347 Est. Cost $38.68 Unrealized
V VISA INC CL A 0.5%
Value ($000) $2,642 Shares 17,606 Est. Cost $57.43 Unrealized +135.2%
IDV ISHARES DJ INTL EPAC SELECT DI 0.5%
Value ($000) $2,612 Shares 80,053 Est. Cost $32.97 Unrealized
CVX CHEVRON CORPORATION 0.5%
Value ($000) $2,522 Shares 20,627 Est. Cost $74.83 Unrealized +17.5%
SCHD SCHWAB US DVD EQUITY ETF 0.4%
Value ($000) $2,402 Shares 45,318 Est. Cost $41.22 Unrealized
ELV ANTHEM INC 0.4%
Value ($000) $2,153 Shares 7,858 Est. Cost $170.45 Unrealized +38.2%
INDA ISHARES MSCI INDIA ETF 0.4%
Value ($000) $2,140 Shares 65,917 Est. Cost $34.06 Unrealized
ICE INTERCONTINENTAL EXCHANGE INC 0.4%
Value ($000) $2,061 Shares 27,523 Est. Cost $46.49 Unrealized +47.0%
ENB ENBRIDGE INCORPORATED 0.4%
Value ($000) $2,047 Shares 63,383 Est. Cost $23.41 Unrealized -6.2%
GOOGL ALPHABET INC CL A 0.4%
Value ($000) $1,997 Shares 1,655 Est. Cost $47.07 Unrealized +27.6%
PSX PHILLIPS 66 0.4%
Value ($000) $1,956 Shares 17,354 Est. Cost $42.88 Unrealized +100.7%
DIS DISNEY WALT CO NEW 0.4%
Value ($000) $1,946 Shares 16,639 Est. Cost $75.33 Unrealized +41.5%
SJNK SPDR BLOOMBERG BARCLAYS S/T BD 0.4%
Value ($000) $1,944 Shares 70,467 Est. Cost $28.34 Unrealized
JNJ JOHNSON & JOHNSON 0.4%
Value ($000) $1,930 Shares 13,972 Est. Cost $66.62 Unrealized +62.2%
WALGREENS BOOTS ALLIANCE INC 0.4%
Value ($000) $1,915 Shares 26,262 Est. Cost $79.75 Unrealized
MSFT MICROSOFT CORP 0.3%
Value ($000) $1,881 Shares 16,447 Est. Cost $31.62 Unrealized +218.9%
PANW PALO ALTO NETWORKS 0.3%
Value ($000) $1,876 Shares 8,329 Est. Cost $20.20 Unrealized +80.2%
LLY LILLY ELI & CO 0.3%
Value ($000) $1,856 Shares 17,295 Est. Cost $64.32 Unrealized +40.4%
SHY ISHARES BARCLAYS 1-3 YEAR TR E 0.3%
Value ($000) $1,733 Shares 20,851 Est. Cost $84.29 Unrealized
SYK STRYKER CORPORATION 0.3%
Value ($000) $1,690 Shares 9,512 Est. Cost $74.32 Unrealized +112.0%
AMZN AMAZON.COM INC 0.3%
Value ($000) $1,664 Shares 831 Est. Cost $88.15 Unrealized +6.7%
BAX BAXTER INTL INC 0.3%
Value ($000) $1,623 Shares 21,048 Est. Cost $37.43 Unrealized +73.5%
CELGENE CORP 0.3%
Value ($000) $1,615 Shares 18,049 Est. Cost $89.25 Unrealized
LDOS LEIDOS HOLDINGS INC 0.3%
Value ($000) $1,610 Shares 23,285 Est. Cost $46.82 Unrealized +30.5%
RAYTHEON COMPANY 0.3%
Value ($000) $1,608 Shares 7,780 Est. Cost $172.92 Unrealized
XLY CONSUMER DISCRETIONARY SELT 0.3%
Value ($000) $1,596 Shares 13,613 Est. Cost $66.53 Unrealized
VOE VANGUARD MID-CAP VALUE INDEX 0.3%
Value ($000) $1,579 Shares 13,961 Est. Cost $105.17 Unrealized
FDX FEDEX CORPORATION 0.3%
Value ($000) $1,575 Shares 6,543 Est. Cost $147.29 Unrealized +44.1%
TORCHMARK CORP 0.3%
Value ($000) $1,572 Shares 18,137 Est. Cost $61.16 Unrealized
WMT WALMART INC 0.3%
Value ($000) $1,555 Shares 16,554 Est. Cost $22.41 Unrealized +22.0%
VBR VANGUARD SMALL CAP VALUE ETF 0.3%
Value ($000) $1,547 Shares 11,102 Est. Cost $126.47 Unrealized
VGIT VANGUARD INTM-TERM GOVT BOND F 0.3%
Value ($000) $1,538 Shares 24,771 Est. Cost $63.34 Unrealized
IJJ ISHARES S&P MIDCAP 400/VALUE E 0.3%
Value ($000) $1,518 Shares 9,071 Est. Cost $113.94 Unrealized
XLU UTILITIES SELECT SECTOR SPDR 0.3%
Value ($000) $1,504 Shares 28,570 Est. Cost $45.27 Unrealized
PFE PFIZER INC 0.3%
Value ($000) $1,464 Shares 33,198 Est. Cost $18.25 Unrealized +51.5%
ICLR ICON PLC 0.3%
Value ($000) $1,455 Shares 9,465 Est. Cost $68.02 Unrealized +110.8%
VMWARE INC. 0.3%
Value ($000) $1,454 Shares 9,316 Est. Cost $91.01 Unrealized
PYPL PAYPAL HOLDINGS INC 0.3%
Value ($000) $1,446 Shares 16,459 Est. Cost $39.89 Unrealized +120.3%
ADP AUTOMATIC DATA PROCESSING INC 0.3%
Value ($000) $1,416 Shares 9,394 Est. Cost $57.93 Unrealized +108.6%
ETN EATON CORP PLC 0.3%
Value ($000) $1,388 Shares 16,008 Est. Cost $67.86 Unrealized +4.8%
BB&T CORPORATION 0.3%
Value ($000) $1,372 Shares 28,264 Est. Cost $44.69 Unrealized
MUB ISHARES NATIONAL MUNI BOND ETF 0.2%
Value ($000) $1,344 Shares 12,449 Est. Cost $105.38 Unrealized
LOW LOWES COS INC 0.2%
Value ($000) $1,308 Shares 11,391 Est. Cost $91.02 Unrealized 0.0%
IJS ISHARES S&P SMALLCAP 600/VAL E 0.2%
Value ($000) $1,284 Shares 7,690 Est. Cost $106.06 Unrealized
AWK AMERICAN WATER WORKS CO INC 0.2%
Value ($000) $1,283 Shares 14,588 Est. Cost $70.02 Unrealized +9.3%
MCD MCDONALDS CORP 0.2%
Value ($000) $1,278 Shares 7,641 Est. Cost $75.96 Unrealized +77.5%
META FACEBOOK INC-A 0.2%
Value ($000) $1,265 Shares 7,691 Est. Cost $72.97 Unrealized +146.4%
VO VANGUARD IND FD MID-CAP 0.2%
Value ($000) $1,238 Shares 7,540 Est. Cost $119.00 Unrealized
PM PHILIP MORRIS INTERNATIONAL 0.2%
Value ($000) $1,211 Shares 14,853 Est. Cost $53.09 Unrealized +4.5%
DSI ISHARES MSCI KLD 400 SOCIAL ET 0.2%
Value ($000) $1,197 Shares 11,209 Est. Cost $75.35 Unrealized
ACM AECOM 0.2%
Value ($000) $1,133 Shares 34,706 Est. Cost $32.20 Unrealized -1.5%
IBM INTL. BUSINESS MACHINES CORP 0.2%
Value ($000) $1,097 Shares 7,251 Est. Cost $98.33 Unrealized +3.0%
XLB MATERIALS SELECT SPDR FUND 0.2%
Value ($000) $1,082 Shares 18,684 Est. Cost $42.08 Unrealized
AMAT APPLIED MATERIALS INC 0.2%
Value ($000) $1,074 Shares 27,782 Est. Cost $47.05 Unrealized -13.5%
CSCO CISCO SYSTEMS INC 0.2%
Value ($000) $1,073 Shares 22,055 Est. Cost $19.08 Unrealized +88.9%
SJM JM SMUCKER CO 0.2%
Value ($000) $1,071 Shares 10,443 Est. Cost $85.77 Unrealized +0.3%
ALB ALBEMARLE CORP 0.2%
Value ($000) $1,056 Shares 10,584 Est. Cost $87.32 Unrealized 0.0%
VCSH VANGUARD SHORT TERM CORP BOND 0.2%
Value ($000) $1,051 Shares 13,446 Est. Cost $79.43 Unrealized
INTC INTEL CORP 0.2%
Value ($000) $1,049 Shares 22,185 Est. Cost $22.20 Unrealized +87.1%
STERICYCLE INC 0.2%
Value ($000) $1,049 Shares 17,883 Est. Cost $67.77 Unrealized
LKQ LKQ CORP 0.2%
Value ($000) $1,030 Shares 32,509 Est. Cost $27.97 Unrealized +6.7%
COHERENT INC 0.2%
Value ($000) $1,001 Shares 5,813 Est. Cost $156.48 Unrealized
VB VANGUARD SMALL-CAP ETF 0.2%
Value ($000) $978 Shares 6,014 Est. Cost $123.04 Unrealized
SWKS SKYWORKS SOLUTIONS INC 0.2%
Value ($000) $955 Shares 10,524 Est. Cost $81.23 Unrealized -2.9%
MO ALTRIA GROUP INC 0.2%
Value ($000) $947 Shares 15,693 Est. Cost $36.18 Unrealized -7.2%
DVY ISHARES DJ SELECT DIVIDEND ETF 0.2%
Value ($000) $944 Shares 9,465 Est. Cost $67.63 Unrealized
IJK ISHARES S&P MIDCAP 400/GRWTH E 0.2%
Value ($000) $918 Shares 3,940 Est. Cost $141.30 Unrealized
SCHW CHARLES SCHWAB CORP 0.2%
Value ($000) $835 Shares 16,994 Est. Cost $49.80 Unrealized -7.5%
UNITED TECHNOLOGIES CORP 0.2%
Value ($000) $823 Shares 5,885 Est. Cost $93.93 Unrealized
PSTG PURE STORAGE INC CL A 0.1%
Value ($000) $809 Shares 31,183 Est. Cost $11.64 Unrealized +113.5%
PIONEER NATURAL RESOURCES CO 0.1%
Value ($000) $791 Shares 4,543 Est. Cost $172.99 Unrealized
FNDE SCHWAB FUNDAMENTAL EM L/C 0.1%
Value ($000) $786 Shares 27,281 Est. Cost $30.75 Unrealized
KO COCA COLA CO 0.1%
Value ($000) $782 Shares 16,943 Est. Cost $29.71 Unrealized +22.2%
VIRT VIRTU FINANCIAL INC CL A 0.1%
Value ($000) $779 Shares 38,093 Est. Cost $30.62 Unrealized -25.6%
WFC WELLS FARGO & CO 0.1%
Value ($000) $768 Shares 14,609 Est. Cost $30.22 Unrealized +53.9%
BMY BRISTOL MYERS SQUIBB CO 0.1%
Value ($000) $754 Shares 12,143 Est. Cost $39.25 Unrealized +14.6%
CORP PIMCO INV GRADE CORP BD ETF 0.1%
Value ($000) $730 Shares 7,260 Est. Cost $103.14 Unrealized
COP CONOCOPHILLIPS 0.1%
Value ($000) $703 Shares 9,074 Est. Cost $46.26 Unrealized +21.8%
CME CME GROUP INC. 0.1%
Value ($000) $690 Shares 4,052 Est. Cost $63.45 Unrealized +103.5%
BA BOEING CO 0.1%
Value ($000) $685 Shares 1,843 Est. Cost $134.50 Unrealized +152.1%
EFA ISHARES MSCI EAFE ETF 0.1%
Value ($000) $663 Shares 9,746 Est. Cost $58.41 Unrealized
BLACKROCK INC CL A 0.1%
Value ($000) $657 Shares 1,393 Est. Cost $359.31 Unrealized
ABBV ABBVIE INC 0.1%
Value ($000) $650 Shares 6,880 Est. Cost $54.07 Unrealized +27.9%
QCOM QUALCOMM INC 0.1%
Value ($000) $621 Shares 8,629 Est. Cost $45.57 Unrealized +19.9%
AMGN AMGEN INC 0.1%
Value ($000) $582 Shares 2,807 Est. Cost $138.18 Unrealized +13.9%
MRK MERCK & CO INC 0.1%
Value ($000) $556 Shares 7,828 Est. Cost $35.77 Unrealized +41.6%
HON HONEYWELL INTERNATIONAL INC 0.1%
Value ($000) $553 Shares 3,323 Est. Cost $59.84 Unrealized +103.2%
VCIT VANGUARD INTER TERM CORP BOND 0.1%
Value ($000) $536 Shares 6,419 Est. Cost $86.68 Unrealized
PG PROCTER & GAMBLE CO 0.1%
Value ($000) $522 Shares 6,266 Est. Cost $57.54 Unrealized +17.8%
GENERAL ELECTRIC CORP 0.1%
Value ($000) $507 Shares 44,959 Est. Cost $17.72 Unrealized
NEE NEXTERA ENERGY INC 0.1%
Value ($000) $506 Shares 3,017 Est. Cost $16.57 Unrealized +114.1%
HYG ISHARES IBOXX USD HIGH YIELD 0.1%
Value ($000) $487 Shares 5,639 Est. Cost $90.69 Unrealized
HD HOME DEPOT INC 0.1%
Value ($000) $478 Shares 2,308 Est. Cost $67.97 Unrealized +147.1%
GPC GENUINE PARTS CO 0.1%
Value ($000) $474 Shares 4,772 Est. Cost $60.34 Unrealized +31.2%
SCHP SCHWAB US TIPS ETF 0.1%
Value ($000) $462 Shares 8,566 Est. Cost $54.78 Unrealized
UPS UNITED PARCEL SERVICE CL B 0.1%
Value ($000) $457 Shares 3,915 Est. Cost $64.41 Unrealized +37.3%
CMCSA COMCAST CORP-CL A 0.1%
Value ($000) $442 Shares 12,509 Est. Cost $26.85 Unrealized +9.3%
IJT ISHARES S&P SMALLCAP/600 GROWT 0.1%
Value ($000) $432 Shares 2,140 Est. Cost $109.74 Unrealized
SPY SPDR S&P 500 ETF TRUST 0.1%
Value ($000) $426 Shares 1,466 Est. Cost $180.60 Unrealized
IVE ISHARES S&P 500 VALUE ETF 0.1%
Value ($000) $424 Shares 3,659 Est. Cost $81.64 Unrealized
GIS GENERAL MLS INC 0.1%
Value ($000) $418 Shares 9,751 Est. Cost $36.73 Unrealized -4.8%
EEM ISHARES MSCI EMERGING MKT ETF 0.1%
Value ($000) $408 Shares 9,497 Est. Cost $38.29 Unrealized
MMM 3M CO 0.1%
Value ($000) $397 Shares 1,882 Est. Cost $77.87 Unrealized +69.8%
IVW ISHARES S&P 500 GROWTH ETF 0.1%
Value ($000) $395 Shares 2,229 Est. Cost $89.51 Unrealized
WM WASTE MANAGEMENT INC 0.1%
Value ($000) $388 Shares 4,296 Est. Cost $48.14 Unrealized +62.6%
IDXX IDEXX LABS INC 0.1%
Value ($000) $374 Shares 1,499 Est. Cost $114.12 Unrealized +112.7%
BAC BANK OF AMERICA CORP 0.1%
Value ($000) $373 Shares 12,650 Est. Cost $15.77 Unrealized +61.5%
DE DEERE & CO 0.1%
Value ($000) $370 Shares 2,460 Est. Cost $71.16 Unrealized +80.7%
PEOPLES UNITED FINANCIAL, INC 0.1%
Value ($000) $366 Shares 21,366 Est. Cost $15.12 Unrealized
IWR ISHARES RUSSELL MIDCAP ETF 0.1%
Value ($000) $346 Shares 1,569 Est. Cost $206.48 Unrealized
IEMG ISHARES CORE MSCI EMERGING 0.1%
Value ($000) $344 Shares 6,644 Est. Cost $51.30 Unrealized
DEO DIAGEO PLC SPONS ADR 0.1%
Value ($000) $340 Shares 2,397 Est. Cost $122.22 Unrealized
CCL CARNIVAL CORP 0.1%
Value ($000) $337 Shares 5,282 Est. Cost $52.34 Unrealized +8.6%
EFAV ISHARES EDGE MSCI MIN VOL EAFE 0.1%
Value ($000) $324 Shares 4,450 Est. Cost $73.71 Unrealized
ADM ARCHER-DANIELS-MIDLAND CO 0.1%
Value ($000) $322 Shares 6,397 Est. Cost $33.25 Unrealized +18.7%
NVO NOVO NORDISK AS SPONS ADR 0.1%
Value ($000) $316 Shares 6,698 Est. Cost $44.11 Unrealized
TIP ISHARES BARCLAYS TIPS BOND ETF 0.1%
Value ($000) $311 Shares 2,815 Est. Cost $112.21 Unrealized
VGT VANGUARD INFO TECH ETF 0.1%
Value ($000) $284 Shares 1,400 Est. Cost $170.71 Unrealized
IWO ISHARES RUSSELL 2000 GROWTH ET 0.1%
Value ($000) $279 Shares 1,296 Est. Cost $190.62 Unrealized
DUK DUKE ENERGY CORP 0.1%
Value ($000) $277 Shares 3,462 Est. Cost $45.39 Unrealized +32.3%
ABT ABBOTT LABS 0.1%
Value ($000) $274 Shares 3,727 Est. Cost $43.59 Unrealized +32.7%
SUB ISHARES SHORT-TERM NATIONAL MU 0.0%
Value ($000) $269 Shares 2,573 Est. Cost $105.78 Unrealized
CSX CSX CORP 0.0%
Value ($000) $265 Shares 3,574 Est. Cost $18.59 Unrealized +16.0%
VIOO VANGUARD S&P SMALL-CAP 600 ETF 0.0%
Value ($000) $261 Shares 1,636 Est. Cost $141.48 Unrealized
MSI MOTOROLA SOLUTIONS, INC 0.0%
Value ($000) $258 Shares 1,985 Est. Cost $91.54 Unrealized +22.2%
EMR EMERSON ELEC CO 0.0%
Value ($000) $253 Shares 3,305 Est. Cost $53.66 Unrealized +15.4%
IVOO VANGUARD S&P MID CAP 400 ETF 0.0%
Value ($000) $252 Shares 1,856 Est. Cost $131.47 Unrealized
XLK TECHNOLOGY SELECT SECT SPDR 0.0%
Value ($000) $245 Shares 3,251 Est. Cost $57.43 Unrealized
UNH UNITEDHEALTH GROUP INC 0.0%
Value ($000) $244 Shares 919 Est. Cost $201.13 Unrealized +14.7%
IWM ISHARES RUSSELL 2000 ETF 0.0%
Value ($000) $237 Shares 1,409 Est. Cost $148.06 Unrealized
GOOG ALPHABET INC CL C 0.0%
Value ($000) $237 Shares 198 Est. Cost $54.79 Unrealized +8.5%
CAH CARDINAL HEALTH INC 0.0%
Value ($000) $224 Shares 4,148 Est. Cost $59.20 Unrealized -30.6%
CVS CVS HEALTH CORP 0.0%
Value ($000) $220 Shares 2,800 Est. Cost $51.69 Unrealized +9.3%
TAC TRANSALTA CORP 0.0%
Value ($000) $62 Shares 11,000 Est. Cost $12.36 Unrealized -54.8%