Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AON	AON Corp	1,366	$366M	57.3%	$191.78	+43.8%	COM	G0403H108
SCHX	Schwab Dow Jones US Large Cap ETF	362,668	$15.36M	2.4%	$36.71	—	ETF	808524201
SCHD	Schwab Dow Jones US Div Eq ETF	228,495	$15.18M	2.4%	$12.05	—	ETF	808524797
AAPL	Apple, Inc	71,453	$9.875M	1.5%	$96.02	+60.7%	COM	037833100
SGOL	ETFS Phys. Swiss Gold Shares	547,631	$8.718M	1.4%	$16.61	—	ETF	00326A104
MSFT	Microsoft Corp	32,016	$7.456M	1.2%	$27.81	+823.7%	COM	594918104
SCHV	Schwab Dow Jones US Large Value ETF	114,540	$6.702M	1.0%	$39.99	—	ETF	808524409
NOBL	Proshares S&P 500 Div Aristocrats	78,027	$6.239M	1.0%	$74.80	—	ETF	74348A467
GOOGL	Alphabet, Inc. Cl A	64,090	$6.13M	1.0%	$106.57	+3.3%	COM	02079K305
SCHG	Schwab Dow Jones US Large Growth ETF	104,486	$5.831M	0.9%	$43.21	—	ETF	808524300
VSLU	Applied Finance Valuation Lg Cap ETF	247,453	$5.379M	0.8%	$23.00	—	ETF	26923N405
SCHM	Schwab Dow Jones US Mid-Cap ETF	85,788	$5.193M	0.8%	$44.70	—	ETF	808524508
JNJ	Johnson & Johnson	29,343	$4.794M	0.8%	$114.01	+34.1%	COM	478160104
MRK	Merck & Co Inc	53,687	$4.624M	0.7%	$66.02	+21.8%	COM	58933Y105
FPE	First Trust Preferred Sec & Inc ETF	243,444	$4.066M	0.6%	$17.23	—	ETF	33739E108
SCHA	Schwab Dow Jones US Sm-Cap ETF	104,876	$3.964M	0.6%	$49.39	—	ETF	808524607
—	iShares iBonds Dec 2024 Muni Bd ETF	146,849	$3.745M	0.6%	$25.89	—	ETF	46435U697
XLRE	Real Estate Sector SPDR	94,366	$3.398M	0.5%	$40.61	—	ETF	81369Y860
GSIE	Goldman Sachs ActiveBeta Intl Eq ETF	134,093	$3.319M	0.5%	$33.27	—	ETF	381430107
SDY	SPDR S&P Dividend ETF	29,316	$3.269M	0.5%	$74.09	—	ETF	78464A763
DFAE	DFA Emerging Mkt Core Equity ETF	162,618	$3.267M	0.5%	$22.25	—	ETF	25434V302
SCHF	Schwab FTSE Developed ex-US ETF	115,145	$3.239M	0.5%	$15.10	—	ETF	808524805
—	iShares iBonds Dec 2023 Muni Bd ETF	124,683	$3.147M	0.5%	$25.45	—	ETF	46435G318
—	iShares iBonds Dec 2025 Muni Bd ETF	120,571	$3.125M	0.5%	$26.45	—	ETF	46435U432
VOO	Vanguard S&P 500 ETF	9,212	$3.024M	0.5%	$287.51	—	ETF	922908363
IJH	iShares S&P Midcap 400 Index ETF	12,966	$2.843M	0.4%	$132.66	—	ETF	464287507
—	iShares iBonds Dec 2023 Corp Bd ETF	113,946	$2.843M	0.4%	$25.08	—	ETF	46434VAX8
PEP	Pepsico	17,385	$2.838M	0.4%	$56.73	+172.2%	COM	713448108
—	iShares iBonds Dec 2024 Corp Bd ETF	114,504	$2.788M	0.4%	$24.71	—	ETF	46434VBG4
LOW	Lowes Companies	14,325	$2.69M	0.4%	$63.34	+187.9%	COM	548661107
IJR	iShares S&P Smallcap 600 Index ETF	30,846	$2.689M	0.4%	$85.10	—	ETF	464287804
PG	Procter & Gamble Inc	21,133	$2.668M	0.4%	$55.49	+135.3%	COM	742718109
JPM	J P Morgan Chase & Co	24,758	$2.587M	0.4%	$87.67	+20.5%	COM	46625H100
GLD	SPDR Gold Shares	16,576	$2.564M	0.4%	$143.76	—	ETF	78463V107
AMZN	Amazon.com	21,835	$2.467M	0.4%	$123.78	+2.1%	COM	023135106
CVS	CVS Health Corporation	25,334	$2.416M	0.4%	$48.23	+81.7%	COM	126650100
AMGN	Amgen Inc	9,947	$2.242M	0.4%	$117.32	+85.7%	COM	031162100
CVX	ChevronTexaco Corp	15,001	$2.155M	0.3%	$79.74	+66.6%	COM	166764100
FIXD	First Trust TCWOpportunistic Fxd Inc ETF	45,919	$1.999M	0.3%	$49.58	—	ETF	33740F805
VNQ	Vanguard REIT	24,303	$1.948M	0.3%	$79.82	—	ETF	922908553
MDT	Medtronic plc	23,611	$1.907M	0.3%	$86.30	-6.4%	ADR	G5960L103
LHX	L3Harris Technologies Inc	9,033	$1.877M	0.3%	$179.21	+19.7%	COM	502431109
PWR	Quanta Services Inc	14,695	$1.872M	0.3%	$122.00	+11.5%	COM	74762E102
IBMO	iShares iBonds Dec 2026 Muni Bd ETF	75,996	$1.872M	0.3%	$25.07	—	ETF	46435U259
VEU	Vanguard FTSE All-World ex-USA ETF	41,409	$1.837M	0.3%	$48.26	—	ETF	922042775
UNP	Union Pacific Corp	9,410	$1.833M	0.3%	$71.27	+186.6%	COM	907818108
VZ	Verizon Communications	48,228	$1.831M	0.3%	$40.99	-12.8%	COM	92343V104
BAC	Bank Of America	57,228	$1.728M	0.3%	$25.13	+21.7%	COM	060505104
BRK/B	Berkshire Hathaway B	6,404	$1.71M	0.3%	$151.22	+88.2%	COM	084670702
SPY	SPDR S&P 500 ETF	4,762	$1.701M	0.3%	$298.71	—	ETF	78462F103
XOM	Exxon-Mobil	19,236	$1.68M	0.3%	$52.41	+55.2%	COM	30231G102
GOOG	Alphabet, Inc. Cl C	17,330	$1.666M	0.3%	$106.94	+3.6%	COM	02079K107
DHR	Danaher Corp	6,382	$1.648M	0.3%	$43.18	+457.4%	COM	235851102
VTV	Vanguard Value ETF	12,902	$1.593M	0.2%	$84.95	—	ETF	922908744
CSCO	Cisco Systems	37,721	$1.509M	0.2%	$20.31	+97.2%	COM	17275R102
BMY	Bristol Myers Squibb	20,856	$1.483M	0.2%	$40.63	+53.3%	COM	110122108
TFC	Truist Finl Corp	33,721	$1.468M	0.2%	$40.80	-1.4%	COM	89832Q109
PFE	Pfizer Inc	33,516	$1.467M	0.2%	$20.88	+93.6%	COM	717081103
VUG	Vanguard Growth ETF	6,843	$1.464M	0.2%	$80.76	—	ETF	922908736
AVGO	Broadcom Limited	3,252	$1.444M	0.2%	$40.38	+19.1%	COM	11135F101
DIS	Disney Walt Co	15,144	$1.429M	0.2%	$75.91	+37.7%	COM	254687106
MCD	McDonalds Corp	5,961	$1.376M	0.2%	$84.09	+181.0%	COM	580135101
TMO	Thermo Fisher Scientific	2,645	$1.342M	0.2%	$134.68	+311.4%	COM	883556102
TIPX	SPDR Blmbrg Brcly 1-10 Yr TIP	71,591	$1.304M	0.2%	$20.79	—	ETF	78468R861
RTX	Raytheon Technologies Co	15,664	$1.282M	0.2%	$88.36	-5.1%	COM	75513E101
JHSC	JH/DFA Small Cap Multifactor ETF	44,080	$1.238M	0.2%	$29.00	—	ETF	47804J842
IBM	International Business Machines	10,348	$1.23M	0.2%	$100.62	+14.9%	COM	459200101
HD	Home Depot	4,249	$1.173M	0.2%	$194.89	+38.9%	COM	437076102
VBR	Vanguard Small-Cap Value ETF	8,062	$1.156M	0.2%	$150.33	—	ETF	922908611
FISV	Fiserv Inc.	12,077	$1.13M	0.2%	$68.47	+48.8%	COM	337738108
PANW	Palo Alto Networks Inc	6,789	$1.112M	0.2%	$67.03	+29.2%	COM	697435105
ADP	Automatic Data Processing	4,894	$1.107M	0.2%	$49.20	+345.3%	COM	053015103
SCHZ	Schwab US AGG Bnd ETF	24,009	$1.088M	0.2%	$52.09	—	ETF	808524839
XBI	SPDR S&P Biotech ETF	13,667	$1.084M	0.2%	$96.02	—	ETF	78464A870
VO	Vanguard Mid-Cap ETF	5,571	$1.047M	0.2%	$196.45	—	ETF	922908629
NVDA	Nvidia Corp	8,574	$1.041M	0.2%	$17.33	-8.9%	COM	67066G104
—	iShares iBonds Dec 2025 Corp Bd ETF	42,851	$1.034M	0.2%	$24.42	—	ETF	46434VBD1
V	Visa, Inc.	5,779	$1.027M	0.2%	$80.15	+147.5%	COM	92826C839
EMR	Emerson Electric	13,279	$972K	0.2%	$46.88	+65.6%	COM	291011104
NEE	NextEra Energy Inc.	12,048	$945K	0.1%	$66.15	+16.6%	COM	65339F101
GPN	Global Payments, Inc.	8,091	$874K	0.1%	$163.75	-27.2%	COM	37940X102
CWI	SPDR MSCI Acwi Ex-US	40,526	$860K	0.1%	$29.67	—	ETF	78463X848
VIG	Vanguard Div Appreciation ETF	6,089	$823K	0.1%	$101.48	—	ETF	921908844
QCOM	Qualcomm Corp	7,076	$799K	0.1%	$129.39	-1.8%	COM	747525103
PBE	Invesco Biotech & Genomics ETF	13,201	$778K	0.1%	$57.40	—	ETF	46137V787
BX	Blackstone Group Lp	8,927	$747K	0.1%	$54.62	+59.8%	COM	09260D107
MDLZ	Mondelez Intl Inc Cl A	13,356	$732K	0.1%	$42.23	+34.1%	COM	609207105
MA	Mastercard Inc	2,531	$720K	0.1%	$142.35	+128.4%	COM	57636Q104
XLK	SPDR Technology Select Sector	5,893	$700K	0.1%	$71.22	—	ETF	81369Y803
ITW	Illinois Tool Works	3,674	$664K	0.1%	$97.29	+86.7%	COM	452308109
VDC	Vanguard Consumer Staples ETF	3,721	$639K	0.1%	$125.71	—	ETF	92204A207
KO	Coca Cola	11,397	$638K	0.1%	$29.54	+89.8%	COM	191216100
ROP	Roper Technologies, Inc	1,759	$633K	0.1%	$213.97	+86.2%	COM	776696106
CRM	Salesforce Com	4,304	$619K	0.1%	$153.51	+9.1%	COM	79466L302
NKE	Nike Inc Class B	7,358	$612K	0.1%	$75.42	+34.7%	COM	654106103
SCHB	Schwab Dow Jones US Broad Mkt ETF	14,432	$606K	0.1%	$35.48	—	ETF	808524102
FTSL	First Trust Senior Loan ETF	13,550	$597K	0.1%	$47.04	—	ETF	33738D309
CMC	Commercial Metals Co	16,643	$590K	0.1%	$23.09	+59.6%	COM	201723103
ABT	Abbott Labs	6,012	$582K	0.1%	$36.07	+177.3%	COM	002824100
ABBV	AbbVie Inc	4,301	$577K	0.1%	$58.54	+117.1%	COM	00287Y109
LMT	Lockheed Martin Corp	1,489	$575K	0.1%	$169.32	+124.9%	COM	539830109
WMT	Wal-Mart Stores	4,349	$564K	0.1%	$35.89	+17.0%	COM	931142103
INTC	Intel Corp	21,637	$558K	0.1%	$48.79	-33.8%	COM	458140100
ALL	Allstate Corp	4,383	$546K	0.1%	$100.72	+13.8%	COM	020002101
META	Meta Platforms Cl A	4,006	$544K	0.1%	$200.81	-19.8%	COM	30303M102
TSN	Tyson Foods Inc	7,945	$524K	0.1%	$51.88	+35.7%	COM	902494103
MUNI	Pimco Intermediate Muni ETF	10,157	$509K	0.1%	$56.39	—	ETF	72201R866
UPS	UPS Inc	3,146	$508K	0.1%	$146.43	+9.6%	COM	911312106
KLIC	Kulicke & Soffa Inds	12,617	$486K	0.1%	$51.60	-19.3%	COM	501242101
STZ	Constellation Brands	2,074	$476K	0.1%	$178.20	+28.8%	COM	21036P108
REGN	Regeneron Pharm	680	$468K	0.1%	$611.44	+2.4%	COM	75886F107
AMT	American Tower Corp	2,176	$467K	0.1%	$216.00	+5.9%	COM	03027X100
LLY	Lilly Eli & Co	1,435	$464K	0.1%	$158.49	+94.4%	COM	532457108
PYPL	Paypal Holdings, Inc.	5,278	$454K	0.1%	$64.81	+36.5%	COM	70450Y103
TJX	TJX Cos Inc	7,114	$442K	0.1%	$39.82	+50.4%	COM	872540109
IVE	iShares S&P 500 Value ETF	3,435	$441K	0.1%	$78.28	—	ETF	464287408
D	Dominion Res Inc Va	6,386	$441K	0.1%	$62.04	+10.2%	COM	25746U109
PEG	Public Svc Enterprise	7,788	$438K	0.1%	$41.63	+37.7%	COM	744573106
ORCL	Oracle Systems	6,811	$416K	0.1%	$52.75	+33.0%	COM	68389X105
IVW	iShares S&P 500 Barra Gr. Fd.	7,159	$414K	0.1%	$69.75	—	ETF	464287309
TOTL	SPDR Doubleline Ttl Rtrn	10,093	$406K	0.1%	$159.02	—	ETF	78467V848
CFG	Citizens Financial Group	11,759	$404K	0.1%	$26.67	+19.2%	COM	174610105
VTIP	Vanguard Sht-Term Infl Prot Sec ETF	8,365	$402K	0.1%	$49.23	—	ETF	922020805
KLAC	KLA Tencor Corp	1,308	$396K	0.1%	$313.84	+6.6%	COM	482480100
COP	Conoco Phillips	3,405	$388K	0.1%	$47.19	+86.9%	COM	20825C104
STT	State Street Boston Corp	6,000	$365K	0.1%	$44.55	+36.3%	COM	857477103
—	iShares iBonds Dec 2023 ETF	14,525	$360K	0.1%	$24.91	—	ETF	46436E882
INDB	Independent Bank Corp Ma	4,637	$346K	0.1%	$71.11	0.0%	COM	453836108
IBTE	iShares iBonds Dec 2024 ETF	14,189	$340K	0.1%	$24.45	—	ETF	46436E874
FLOT	iShares Floating Rate Bond ETF	6,534	$328K	0.1%	$50.91	—	ETF	46429B655
FNDX	Sch Fundamental US Large Co ETF	6,761	$323K	0.1%	$11.41	—	ETF	808524771
SKIN	Beauty Health Company CL A ORD	27,144	$320K	0.1%	$13.40	-5.7%	COM	88331L108
—	Wells Fargo & Co 7.50pcnt Pfd	265	$319K	0.0%	$1217.40	—	PFD	949746804
PM	Philip Morris Intl Inc	3,808	$316K	0.0%	$60.04	+34.8%	COM	718172109
GS	Goldman Sachs Group	1,076	$315K	0.0%	$228.79	+29.8%	COM	38141G104
MDY	S&P 400 Mid-Cap SPDR ETF	781	$314K	0.0%	$128385.95	—	ETF	78467Y107
VOE	Vanguard Mid Cap Value ETF	2,534	$309K	0.0%	$101.42	—	ETF	922908512
MO	Altria Group Inc	7,635	$308K	0.0%	$29.03	+13.9%	COM	02209S103
—	Chase Corp	3,570	$298K	0.0%	$95.51	—	COM	16150R104
—	Western Asset Muni Hi Income	47,532	$295K	0.0%	$7.94	—	ETF	95766N103
—	Nuveen Inter Dur Qlty Muni	24,360	$291K	0.0%	$12.91	—	ETF	670677103
XLE	Sector Spdr Engy Select	3,977	$286K	0.0%	$71.54	—	ETF	81369Y506
SCHP	Schwab US TIPS ETF	5,522	$286K	0.0%	$251.73	—	ETF	808524870
NVS	Novartis A G	3,699	$281K	0.0%	$71.89	—	COM	66987V109
DEO	Diageo Plc	1,651	$280K	0.0%	$137.49	—	COM	25243Q205
DUK	Duke Energy	2,931	$273K	0.0%	$87.47	+7.5%	COM	26441C204
COST	Costco Whsl Corp	565	$267K	0.0%	$430.80	+15.6%	COM	22160K105
AMAT	Applied Materials	3,213	$263K	0.0%	$25.12	+272.2%	COM	038222105
NOC	Northrop Grumman Corp	560	$263K	0.0%	$333.78	+35.0%	COM	666807102
VRTX	Vertex Pharmaceuticals	903	$261K	0.0%	$219.65	+31.0%	COM	92532F100
IBDR	iShares iBonds Dec 2026 Corp Bd ETF	10,977	$254K	0.0%	$23.14	—	ETF	46435GAA0
DD	Du Pont E I De Nemours	5,038	$254K	0.0%	$21.08	+5.5%	COM	26614N102
PAYX	Paychex Inc	2,246	$252K	0.0%	$100.80	+11.2%	COM	704326107
CTVA	Corteva Inc	4,397	$251K	0.0%	$43.54	+29.0%	COM	22052L104
CI	Cigna	887	$246K	0.0%	$218.34	+21.3%	COM	125523100
GE	General Electric	3,970	$246K	0.0%	$62.95	-31.4%	COM	369604301
MPLX	MPLX LP	8,000	$240K	0.0%	$29.63	—	COM	55336V100
TGT	Target Corp	1,607	$238K	0.0%	$170.18	-16.0%	COM	87612E106
INTU	Intuit Inc.	603	$234K	0.0%	$340.30	+24.2%	COM	461202103
SYY	Sysco Inc	3,254	$230K	0.0%	$50.42	+50.2%	COM	871829107
VB	Vanguard Small Cap ETF	1,339	$229K	0.0%	$123.18	—	ETF	922908751
TSLA	Tesla Motors Inc	861	$228K	0.0%	$279.27	0.0%	COM	88160R101
DOW	Dow Chemical	5,149	$226K	0.0%	$46.18	-10.2%	COM	260557103
BSV	Vanguard Short-Term Bond ETF	2,968	$222K	0.0%	$81.05	—	ETF	921937827
KMI	Kinder Morgan Inc	13,272	$221K	0.0%	$14.31	+3.2%	COM	49456B101
MMM	3M Company	1,988	$220K	0.0%	$128.64	-25.0%	COM	88579Y101
—	HACK- PureFunds ISE Cyber Security ETF	5,075	$220K	0.0%	$77.06	—	ETF	26924G201
HPQ	Hewlett Packard	8,691	$217K	0.0%	$15.17	+78.0%	COM	40434L105
RODM	Hartford MultiFactor Developed Mkts	9,955	$216K	0.0%	$24.91	—	ETF	518416102
BDX	Becton Dickinson	968	$216K	0.0%	$137.19	+70.9%	COM	075887109
MTUM	iShares MSCI USA Momentum	1,629	$214K	0.0%	$139.42	—	ETF	46432F396
PPG	PPG Inds Inc	1,928	$213K	0.0%	$86.36	+33.1%	COM	693506107
IWM	iShares Russell 2000 Index Fund ETF	1,275	$210K	0.0%	$196.08	—	ETF	464287655
ES	Eversource Energy	2,582	$201K	0.0%	$64.33	+18.2%	COM	30040W108
—	Ashford Hospitality Trust Inc	16,332	$111K	0.0%	$6.80	—	COM	044103869
—	Osisko Gold Royaltie	10,639	$108K	0.0%	$10.15	—	COM	68827L101
—	Clearside Biomedical Inc	27,023	$31,000	0.0%	$1.15	—	COM	185063104
OVID	Ovid Therapeutics Inc	15,522	$29,000	0.0%	$2.09	0.0%	COM	690469101
—	TCR2 Therapeutics Inc	11,522	$21,000	0.0%	$1.82	—	COM	87808K106
ONCY	Oncolytics Biotech	12,915	$16,000	0.0%	$1.23	0.0%	COM	682310875
—	MIRION TECHNOLOG	10,023	$15,000	0.0%	$1.50	—	COM	60471A119
MDNAF	Medicenna Therapeutics Corp	12,915	$11,000	0.0%	$1.13	0.0%	COM	58490H107
—	Aptose Biosciences	18,915	$11,000	0.0%	$0.58	—	COM	03835T200
—	Solid Biosciences Inc	15,023	$7,000	0.0%	$0.47	—	COM	83422E105
—	Document Security Systems Inc	15,523	$4,000	0.0%	$0.26	—	COM	26253C102
—	Oragenics Inc	10,468	$2,000	0.0%	$0.19	—	COM	684023302