Arrow Financial Corp Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IBCA	ISHARES TR IBONDS DEC 2035	568,567	$14,749	1.5%	$25.94	—	Equities	46438G372
JEPI	J P MORGAN EXCHANGE TRADED FD EQUITY PREMIUM	195,286	$11,178	1.1%	$57.24	—	Equities	46641Q332
VOLT	TEMA ELECTRIFICATION ETF	370,946	$10,730	1.1%	$28.93	—	Equities	87975E834
NYM	AB NEW YORK INTERMEDIATE MUNI ETF	251,559	$6,290	0.6%	$25.01	—	Equities	00039J764
JEPQ	J P MORGAN EXCHANGE TRADED FD NASDAQ EQT PREM	14,174	$824	0.1%	$58.12	—	Equities	46654Q203
MCK	MCKESSON CORP COM	992	$814	0.1%	$815.57	0.0%	Equities	58155Q103
XBI	SPDR S&P BIOTECH ETF	1,696	$207	0.0%	$121.93	—	Equities	78464A870

Increased Positions (40)

IBHF ISHARES IBONDS 2026 TERM HIGH YIELD AND INC 2.8%

Value ($000) $28,064 (+33.1%) Shares 1,215,960 (+34.9%) Est. Cost $23.21 Unrealized —

IDEV ISHARES CORE MSCI DEV MKTS ETF 4.5%

Value ($000) $45,056 (+11.8%) Shares 546,267 (+8.7%) Est. Cost $68.45 Unrealized —

IBDZ ISHARES IBONDS DEC 2034 TM CORP 1.1%

Value ($000) $10,571 (+38.8%) Shares 400,877 (+39.4%) Est. Cost $26.08 Unrealized —

NFLX NETFLIX INC 0.3%

Value ($000) $2,846 (-27.1%) Shares 30,350 (+831.6%) Est. Cost $97.44 Unrealized +10.6%

HD HOME DEPOT INC 0.5%

Value ($000) $5,054 (-12.7%) Shares 14,687 (+2.8%) Est. Cost $129.19 Unrealized +182.2%

IBDW ISHARES IBONDS DEC 2031 TERM CORP 1.5%

Value ($000) $14,885 (+3.8%) Shares 703,778 (+4.2%) Est. Cost $14.20 Unrealized —

IBDX ISHARES IBONDS DEC 2032 TC ETF 1.5%

Value ($000) $15,296 (+3.5%) Shares 599,146 (+3.8%) Est. Cost $24.58 Unrealized —

VCSH VANGUARD SHORT TERM CORP BOND ETF 0.6%

Value ($000) $5,829 (+9.0%) Shares 73,115 (+9.2%) Est. Cost $81.35 Unrealized —

IBDV ISHARES IBONDS DEC 2030 TERM CORP 1.5%

Value ($000) $14,725 (+3.2%) Shares 667,192 (+3.6%) Est. Cost $15.14 Unrealized —

IBDS ISHARES IBONDS DEC 2027 TERM CORP 1.4%

Value ($000) $14,000 (+3.3%) Shares 576,590 (+3.5%) Est. Cost $23.87 Unrealized —

IBDT ISHARES IBONDS DEC 2028 TERM CORP 1.4%

Value ($000) $14,333 (+3.2%) Shares 563,080 (+3.4%) Est. Cost $24.91 Unrealized —

IBDR ISHARES IBONDS DEC 2026 TERM CORP 1.4%

Value ($000) $14,005 (+3.1%) Shares 577,982 (+3.4%) Est. Cost $23.87 Unrealized —

AVGO BROADCOM INC 0.2%

Value ($000) $1,697 (+29.7%) Shares 4,904 (+23.6%) Est. Cost $260.95 Unrealized +36.8%

TMUS T-MOBILE US INC 0.2%

Value ($000) $2,195 (-14.2%) Shares 10,811 (+1.1%) Est. Cost $160.78 Unrealized +31.4%

XLU UTILITIES SELECT SECTOR SPDR FUND 0.1%

Value ($000) $622 (-29.8%) Shares 14,572 (+43.4%) Est. Cost $52.54 Unrealized —

SUSB ISHARES ESG AWARE 1-5 YEAR USD ETF 0.1%

Value ($000) $872 (+40.4%) Shares 34,545 (+40.7%) Est. Cost $22.80 Unrealized —

AEP AMERICAN ELEC PWR INC 0.1%

Value ($000) $991 (+22.9%) Shares 8,595 (+19.9%) Est. Cost $105.87 Unrealized +11.2%

MRVL MARVELL TECHNOLOGY INC 0.2%

Value ($000) $2,248 (+8.1%) Shares 26,459 (+7.0%) Est. Cost $62.92 Unrealized +39.0%

ETN EATON CORP PLC 0.0%

Value ($000) $403 (+62.7%) Shares 1,264 (+91.2%) Est. Cost $331.96 Unrealized +6.8%

NYF ISHARES NEW YORK MUNI BOND ETF 0.5%

Value ($000) $4,734 (+3.1%) Shares 88,471 (+2.8%) Est. Cost $52.28 Unrealized —

MAS MASCO CORP 0.2%

Value ($000) $1,525 (-8.4%) Shares 24,028 (+1.6%) Est. Cost $24.18 Unrealized +167.8%

BRK/B BERKSHIRE HATHAWAY INC-CL B 0.5%

Value ($000) $4,752 (+2.8%) Shares 9,453 (+2.8%) Est. Cost $123.85 Unrealized +301.7%

ABT ABBOTT LABS 0.2%

Value ($000) $2,223 (-5.2%) Shares 17,739 (+1.4%) Est. Cost $73.82 Unrealized +72.4%

UNP UNION PAC CORP 0.2%

Value ($000) $2,038 (+6.1%) Shares 8,812 (+8.5%) Est. Cost $114.09 Unrealized +99.2%

MCD MCDONALDS CORP 0.3%

Value ($000) $2,889 (+3.7%) Shares 9,451 (+3.1%) Est. Cost $160.04 Unrealized +90.6%

ABBV ABBVIE INC 0.1%

Value ($000) $1,410 (+6.4%) Shares 6,169 (+7.8%) Est. Cost $70.49 Unrealized +222.8%

DIS DISNEY WALT CO NEW 0.3%

Value ($000) $2,865 (+1.8%) Shares 25,184 (+2.5%) Est. Cost $83.47 Unrealized +31.2%

PANW PALO ALTO NETWORKS INC 0.2%

Value ($000) $2,301 (-2.1%) Shares 12,490 (+8.2%) Est. Cost $168.11 Unrealized +20.0%

GEV GE VERNOVA LLC 0.1%

Value ($000) $550 (+9.7%) Shares 842 (+3.2%) Est. Cost $180.17 Unrealized +238.0%

XLK TECHNOLOGY SELECT SECTOR SPDR FUND 0.2%

Value ($000) $2,427 (+2.0%) Shares 16,856 (+99.8%) Est. Cost $99.10 Unrealized —

INTC INTEL CORP 0.0%

Value ($000) $331 (+14.7%) Shares 8,975 (+4.3%) Est. Cost $24.79 Unrealized +52.3%

SO SOUTHERN COMPANY 0.1%

Value ($000) $586 (+7.6%) Shares 6,717 (+17.0%) Est. Cost $88.97 Unrealized +2.2%

BND VANGUARD TOTAL BOND MARKET ETF 0.1%

Value ($000) $1,381 (+2.7%) Shares 18,645 (+3.1%) Est. Cost $74.01 Unrealized —

XLB MATERIALS SELECT SECTOR SPDR FUND 0.1%

Value ($000) $1,404 (+2.1%) Shares 30,954 (+101.6%) Est. Cost $54.12 Unrealized —

XLE ENERGY SELECT SECTOR SPDR FUND 0.0%

Value ($000) $282 (-7.6%) Shares 6,316 (+84.6%) Est. Cost $57.74 Unrealized —

T AT&T INC 0.0%

Value ($000) $214 (-8.4%) Shares 8,604 (+4.1%) Est. Cost $16.40 Unrealized +54.2%

TXN TEXAS INSTRUMENTS INC 0.1%

Value ($000) $617 (-2.3%) Shares 3,559 (+3.4%) Est. Cost $120.47 Unrealized +41.7%

XLY CONS DISC SELECT SECTOR SPDR FUND 0.1%

Value ($000) $669 (-1.1%) Shares 5,599 (+98.5%) Est. Cost $101.33 Unrealized —

VZ VERIZON COMMUNICATIONS 0.0%

Value ($000) $442 (-0.9%) Shares 10,859 (+7.0%) Est. Cost $34.83 Unrealized +16.2%

LMT LOCKHEED MARTIN CORP 0.0%

Value ($000) $200 (-1.7%) Shares 414 (+1.5%) Est. Cost $459.32 Unrealized +3.7%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IBHF	ISHARES IBONDS 2026 TERM HIGH YIELD AND INC	1,215,960 (+34.9%)	$28,064 (+33.1%)	2.8%	$23.21	—	Equities	46436E528
IDEV	ISHARES CORE MSCI DEV MKTS ETF	546,267 (+8.7%)	$45,056 (+11.8%)	4.5%	$68.45	—	Equities	46435G326
IBDZ	ISHARES IBONDS DEC 2034 TM CORP	400,877 (+39.4%)	$10,571 (+38.8%)	1.1%	$26.08	—	Equities	46438G653
NFLX	NETFLIX INC	30,350 (+831.6%)	$2,846 (-27.1%)	0.3%	$97.44	+10.6%	Equities	64110L106
HD	HOME DEPOT INC	14,687 (+2.8%)	$5,054 (-12.7%)	0.5%	$129.19	+182.2%	Equities	437076102
IBDW	ISHARES IBONDS DEC 2031 TERM CORP	703,778 (+4.2%)	$14,885 (+3.8%)	1.5%	$14.20	—	Equities	46436E486
IBDX	ISHARES IBONDS DEC 2032 TC ETF	599,146 (+3.8%)	$15,296 (+3.5%)	1.5%	$24.58	—	Equities	46436E312
VCSH	VANGUARD SHORT TERM CORP BOND ETF	73,115 (+9.2%)	$5,829 (+9.0%)	0.6%	$81.35	—	Equities	92206C409
IBDV	ISHARES IBONDS DEC 2030 TERM CORP	667,192 (+3.6%)	$14,725 (+3.2%)	1.5%	$15.14	—	Equities	46436E726
IBDS	ISHARES IBONDS DEC 2027 TERM CORP	576,590 (+3.5%)	$14,000 (+3.3%)	1.4%	$23.87	—	Equities	46435UAA9
IBDT	ISHARES IBONDS DEC 2028 TERM CORP	563,080 (+3.4%)	$14,333 (+3.2%)	1.4%	$24.91	—	Equities	46435U515
IBDR	ISHARES IBONDS DEC 2026 TERM CORP	577,982 (+3.4%)	$14,005 (+3.1%)	1.4%	$23.87	—	Equities	46435GAA0
AVGO	BROADCOM INC	4,904 (+23.6%)	$1,697 (+29.7%)	0.2%	$260.95	+36.8%	Equities	11135F101
TMUS	T-MOBILE US INC	10,811 (+1.1%)	$2,195 (-14.2%)	0.2%	$160.78	+31.4%	Equities	872590104
XLU	UTILITIES SELECT SECTOR SPDR FUND	14,572 (+43.4%)	$622 (-29.8%)	0.1%	$52.54	—	Equities	81369Y886
SUSB	ISHARES ESG AWARE 1-5 YEAR USD ETF	34,545 (+40.7%)	$872 (+40.4%)	0.1%	$22.80	—	Equities	46435G243
AEP	AMERICAN ELEC PWR INC	8,595 (+19.9%)	$991 (+22.9%)	0.1%	$105.87	+11.2%	Equities	025537101
MRVL	MARVELL TECHNOLOGY INC	26,459 (+7.0%)	$2,248 (+8.1%)	0.2%	$62.92	+39.0%	Equities	573874104
ETN	EATON CORP PLC	1,264 (+91.2%)	$403 (+62.7%)	0.0%	$331.96	+6.8%	Equities	G29183103
NYF	ISHARES NEW YORK MUNI BOND ETF	88,471 (+2.8%)	$4,734 (+3.1%)	0.5%	$52.28	—	Mutual Funds	464288323
MAS	MASCO CORP	24,028 (+1.6%)	$1,525 (-8.4%)	0.2%	$24.18	+167.8%	Equities	574599106
BRK/B	BERKSHIRE HATHAWAY INC-CL B	9,453 (+2.8%)	$4,752 (+2.8%)	0.5%	$123.85	+301.7%	Equities	084670702
ABT	ABBOTT LABS	17,739 (+1.4%)	$2,223 (-5.2%)	0.2%	$73.82	+72.4%	Equities	002824100
UNP	UNION PAC CORP	8,812 (+8.5%)	$2,038 (+6.1%)	0.2%	$114.09	+99.2%	Equities	907818108
MCD	MCDONALDS CORP	9,451 (+3.1%)	$2,889 (+3.7%)	0.3%	$160.04	+90.6%	Equities	580135101
ABBV	ABBVIE INC	6,169 (+7.8%)	$1,410 (+6.4%)	0.1%	$70.49	+222.8%	Equities	00287Y109
DIS	DISNEY WALT CO NEW	25,184 (+2.5%)	$2,865 (+1.8%)	0.3%	$83.47	+31.2%	Equities	254687106
PANW	PALO ALTO NETWORKS INC	12,490 (+8.2%)	$2,301 (-2.1%)	0.2%	$168.11	+20.0%	Equities	697435105
GEV	GE VERNOVA LLC	842 (+3.2%)	$550 (+9.7%)	0.1%	$180.17	+238.0%	Equities	36828A101
XLK	TECHNOLOGY SELECT SECTOR SPDR FUND	16,856 (+99.8%)	$2,427 (+2.0%)	0.2%	$99.10	—	Equities	81369Y803
INTC	INTEL CORP	8,975 (+4.3%)	$331 (+14.7%)	0.0%	$24.79	+52.3%	Equities	458140100
SO	SOUTHERN COMPANY	6,717 (+17.0%)	$586 (+7.6%)	0.1%	$88.97	+2.2%	Equities	842587107
BND	VANGUARD TOTAL BOND MARKET ETF	18,645 (+3.1%)	$1,381 (+2.7%)	0.1%	$74.01	—	Equities	921937835
XLB	MATERIALS SELECT SECTOR SPDR FUND	30,954 (+101.6%)	$1,404 (+2.1%)	0.1%	$54.12	—	Equities	81369Y100
XLE	ENERGY SELECT SECTOR SPDR FUND	6,316 (+84.6%)	$282 (-7.6%)	0.0%	$57.74	—	Equities	81369Y506
T	AT&T INC	8,604 (+4.1%)	$214 (-8.4%)	0.0%	$16.40	+54.2%	Equities	00206R102
TXN	TEXAS INSTRUMENTS INC	3,559 (+3.4%)	$617 (-2.3%)	0.1%	$120.47	+41.7%	Equities	882508104
XLY	CONS DISC SELECT SECTOR SPDR FUND	5,599 (+98.5%)	$669 (-1.1%)	0.1%	$101.33	—	Equities	81369Y407
VZ	VERIZON COMMUNICATIONS	10,859 (+7.0%)	$442 (-0.9%)	0.0%	$34.83	+16.2%	Equities	92343V104
LMT	LOCKHEED MARTIN CORP	414 (+1.5%)	$200 (-1.7%)	0.0%	$459.32	+3.7%	Equities	539830109

Exited Positions (8)

— ISHARES IBONDS 2025 H/Y INC ETF 1.5%

Value ($000) $15,547 Shares 669,534 Est. Cost $23.31 Unrealized —

LEN LENNAR CORP CL A 0.0%

Value ($000) $443 Shares 3,518 Est. Cost $151.91 Unrealized -20.5%

FISV FISERV INC 0.0%

Value ($000) $280 Shares 2,169 Est. Cost $51.40 Unrealized +63.2%

SHY ISHARES BARCLAYS 1-3 YEAR TR ETF 0.0%

Value ($000) $268 Shares 3,226 Est. Cost $59.27 Unrealized —

— ISHARES IBONDS DEC 2025 MUNI ETF 0.0%

Value ($000) $241 Shares 9,006 Est. Cost $21.98 Unrealized —

TROW T ROWE PRICE GROUP INC 0.0%

Value ($000) $236 Shares 2,303 Est. Cost $50.07 Unrealized +104.1%

SHW SHERWIN WILLIAMS CO 0.0%

Value ($000) $207 Shares 597 Est. Cost $351.39 Unrealized -4.9%

GIS GENERAL MLS INC 0.0%

Value ($000) $204 Shares 4,049 Est. Cost $49.46 Unrealized -4.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
—	ISHARES IBONDS 2025 H/Y INC ETF	669,534	$15,547	1.5%	$23.31	—	—	46435U168
LEN	LENNAR CORP CL A	3,518	$443	0.0%	$151.91	-20.5%	—	526057104
FISV	FISERV INC	2,169	$280	0.0%	$51.40	+63.2%	—	337738108
SHY	ISHARES BARCLAYS 1-3 YEAR TR ETF	3,226	$268	0.0%	$59.27	—	—	464287457
—	ISHARES IBONDS DEC 2025 MUNI ETF	9,006	$241	0.0%	$21.98	—	—	46435U432
TROW	T ROWE PRICE GROUP INC	2,303	$236	0.0%	$50.07	+104.1%	—	74144T108
SHW	SHERWIN WILLIAMS CO	597	$207	0.0%	$351.39	-4.9%	—	824348106
GIS	GENERAL MLS INC	4,049	$204	0.0%	$49.46	-4.0%	—	370334104

Decreased Positions (71)

XLRE REAL ESTATE SELECT SECTOR SPDR FUND 0.1%

Value ($000) $905 (-91.4%) Shares 22,430 (-91.0%) Est. Cost $41.22 Unrealized —

VOO VANGUARD S&P 500 ETF 12.3%

Value ($000) $123,681 (-4.9%) Shares 197,217 (-7.1%) Est. Cost $374.58 Unrealized —

QQQ INVESCO QQQ TRUST SERIES 1 8.5%

Value ($000) $85,627 (-6.4%) Shares 139,387 (-8.6%) Est. Cost $403.98 Unrealized —

GOOGL ALPHABET INC CL A 1.7%

Value ($000) $17,207 (+24.4%) Shares 54,974 (-3.4%) Est. Cost $106.39 Unrealized +168.4%

ORCL ORACLE CORPORATION 0.6%

Value ($000) $5,804 (-34.6%) Shares 29,776 (-5.6%) Est. Cost $37.73 Unrealized +531.0%

IJR ISHARES CORE S&P SMALL-CAP ETF 4.3%

Value ($000) $42,785 (-4.7%) Shares 356,011 (-5.8%) Est. Cost $96.62 Unrealized —

MSFT MICROSOFT CORP 1.7%

Value ($000) $16,600 (-10.1%) Shares 34,325 (-3.7%) Est. Cost $47.54 Unrealized +953.0%

IJH ISHARES CORE S&P MID-CAP ETF 5.5%

Value ($000) $54,801 (-3.0%) Shares 830,319 (-4.1%) Est. Cost $94.99 Unrealized —

VO VANGUARD MID-CAP ETF 2.8%

Value ($000) $27,717 (-5.6%) Shares 95,506 (-4.5%) Est. Cost $221.34 Unrealized —

LLY LILLY ELI & CO 0.5%

Value ($000) $5,312 (+33.0%) Shares 4,943 (-5.6%) Est. Cost $427.16 Unrealized +123.7%

TLH ISHARES 10-20 YEAR TREASURY BOND ETF 0.4%

Value ($000) $4,390 (-10.7%) Shares 43,178 (-9.6%) Est. Cost $103.16 Unrealized —

VB VANGUARD SMALL-CAP ETF 1.2%

Value ($000) $11,672 (-3.1%) Shares 45,248 (-4.5%) Est. Cost $212.19 Unrealized —

TMO THERMO FISHER SCIENTIFIC INC 0.3%

Value ($000) $2,969 (+13.6%) Shares 5,123 (-4.9%) Est. Cost $259.70 Unrealized +117.6%

CAT CATERPILLAR INC 0.4%

Value ($000) $3,912 (+9.9%) Shares 6,829 (-8.5%) Est. Cost $182.50 Unrealized +204.4%

COST COSTCO WHOLESALE CORP 0.3%

Value ($000) $3,064 (-10.0%) Shares 3,553 (-3.4%) Est. Cost $152.37 Unrealized +494.4%

AMZN AMAZON.COM INC 0.9%

Value ($000) $8,959 (+3.9%) Shares 38,814 (-1.2%) Est. Cost $119.47 Unrealized +91.5%

SYK STRYKER CORPORATION 0.3%

Value ($000) $2,784 (-10.6%) Shares 7,922 (-6.0%) Est. Cost $115.63 Unrealized +214.3%

UNH UNITEDHEALTH GROUP INC 0.1%

Value ($000) $1,065 (-23.6%) Shares 3,227 (-20.0%) Est. Cost $123.08 Unrealized +174.0%

WMB WILLIAMS COS INC 0.2%

Value ($000) $1,995 (-13.6%) Shares 33,192 (-9.0%) Est. Cost $20.50 Unrealized +193.0%

MINT PIMCO ENHANCED SHORT MATURITY ETF 0.1%

Value ($000) $708 (-30.2%) Shares 7,052 (-30.0%) Est. Cost $100.65 Unrealized —

CSCO CISCO SYSTEMS INC 0.4%

Value ($000) $3,617 (+8.1%) Shares 46,962 (-4.0%) Est. Cost $37.67 Unrealized +95.9%

ADBE ADOBE INC 0.2%

Value ($000) $2,095 (-11.3%) Shares 5,986 (-10.6%) Est. Cost $279.70 Unrealized +21.6%

CMI CUMMINS INC 0.2%

Value ($000) $2,179 (+10.9%) Shares 4,268 (-8.3%) Est. Cost $144.30 Unrealized +223.2%

MS MORGAN STANLEY 0.3%

Value ($000) $2,888 (+8.0%) Shares 16,270 (-3.3%) Est. Cost $38.05 Unrealized +337.5%

APH AMPHENOL CORP CL A 0.5%

Value ($000) $5,445 (+4.0%) Shares 40,293 (-4.7%) Est. Cost $46.62 Unrealized +186.4%

AMGN AMGEN INC 0.3%

Value ($000) $2,967 (+7.5%) Shares 9,066 (-7.3%) Est. Cost $165.84 Unrealized +90.5%

HON HONEYWELL INTERNATIONAL INC 0.2%

Value ($000) $2,007 (-8.8%) Shares 10,285 (-1.6%) Est. Cost $57.34 Unrealized +240.1%

WMT WALMART INC 0.4%

Value ($000) $3,578 (+5.7%) Shares 32,115 (-2.2%) Est. Cost $43.89 Unrealized +144.2%

IR INGERSOLL-RAND INC 0.1%

Value ($000) $1,146 (-14.0%) Shares 14,460 (-10.3%) Est. Cost $73.01 Unrealized +8.1%

ADP AUTOMATIC DATA PROCESSING INC 0.1%

Value ($000) $898 (-14.5%) Shares 3,492 (-2.4%) Est. Cost $158.27 Unrealized +67.3%

TER TERADYNE INC 0.1%

Value ($000) $1,145 (+14.6%) Shares 5,914 (-18.5%) Est. Cost $102.47 Unrealized +67.4%

SYY SYSCO CORP 0.1%

Value ($000) $833 (-14.9%) Shares 11,304 (-4.9%) Est. Cost $64.63 Unrealized +16.8%

BAC BANK OF AMERICA CORP 0.4%

Value ($000) $3,581 (+3.9%) Shares 65,101 (-2.5%) Est. Cost $17.36 Unrealized +203.4%

VRTX VERTEX PHARMACEUTICALS INC 0.1%

Value ($000) $1,399 (+10.3%) Shares 3,085 (-4.7%) Est. Cost $376.60 Unrealized +14.5%

AWK AMERICAN WATER WORKS CO INC 0.1%

Value ($000) $1,015 (-10.3%) Shares 7,774 (-4.3%) Est. Cost $123.28 Unrealized +8.0%

VNQ VANGUARD REAL ESTATE ETF 0.1%

Value ($000) $583 (-15.7%) Shares 6,584 (-13.0%) Est. Cost $65.20 Unrealized —

XOM EXXON MOBIL CORP 0.4%

Value ($000) $3,543 (+3.1%) Shares 29,441 (-3.4%) Est. Cost $53.22 Unrealized +117.0%

LYB LYONDELLBASELL INDUSTRIES NV 0.0%

Value ($000) $239 (-28.8%) Shares 5,529 (-19.4%) Est. Cost $68.64 Unrealized -35.3%

LOW LOWES COS INC 0.1%

Value ($000) $1,149 (-7.6%) Shares 4,766 (-3.8%) Est. Cost $94.45 Unrealized +153.9%

ECL ECOLAB INC 0.1%

Value ($000) $636 (-12.2%) Shares 2,421 (-8.4%) Est. Cost $103.56 Unrealized +156.6%

TJX TJX COS INC 0.3%

Value ($000) $3,259 (+2.5%) Shares 21,218 (-3.5%) Est. Cost $44.30 Unrealized +233.4%

CL COLGATE PALMOLIVE CO 0.1%

Value ($000) $544 (-11.8%) Shares 6,889 (-10.8%) Est. Cost $44.78 Unrealized +74.9%

NEE NEXTERA ENERGY INC 0.1%

Value ($000) $559 (-11.1%) Shares 6,959 (-16.4%) Est. Cost $55.39 Unrealized +48.9%

COP CONOCOPHILLIPS 0.1%

Value ($000) $1,378 (-4.7%) Shares 14,725 (-3.7%) Est. Cost $56.47 Unrealized +59.4%

GD GENERAL DYNAMICS CORP 0.2%

Value ($000) $2,254 (-2.9%) Shares 6,694 (-1.7%) Est. Cost $163.42 Unrealized +108.6%

RTX RTX CORPORATION 0.1%

Value ($000) $1,294 (+5.4%) Shares 7,054 (-3.8%) Est. Cost $55.11 Unrealized +214.5%

TSLA TESLA INC 0.2%

Value ($000) $1,901 (-3.4%) Shares 4,226 (-4.5%) Est. Cost $221.76 Unrealized +99.9%

GS GOLDMAN SACHS GROUP INC 0.0%

Value ($000) $219 (-23.0%) Shares 249 (-30.3%) Est. Cost $128.73 Unrealized +531.8%

D DOMINION ENERGY INC 0.1%

Value ($000) $805 (-6.1%) Shares 13,736 (-1.9%) Est. Cost $50.37 Unrealized +18.6%

PEP PEPSICO INC 0.1%

Value ($000) $1,420 (-3.5%) Shares 9,895 (-5.6%) Est. Cost $59.48 Unrealized +145.3%

AXP AMERICAN EXPRESS CO 0.1%

Value ($000) $1,050 (+5.1%) Shares 2,839 (-5.6%) Est. Cost $94.23 Unrealized +278.8%

PAYX PAYCHEX INC 0.0%

Value ($000) $251 (-16.6%) Shares 2,240 (-5.8%) Est. Cost $59.65 Unrealized +95.4%

TRV TRAVELERS COMPANIES INC 0.2%

Value ($000) $2,363 (-2.0%) Shares 8,145 (-5.7%) Est. Cost $136.25 Unrealized +106.0%

IBM INTL. BUSINESS MACHINES CORP 0.1%

Value ($000) $1,421 (+3.5%) Shares 4,797 (-1.4%) Est. Cost $124.72 Unrealized +139.6%

CVX CHEVRON CORPORATION 0.1%

Value ($000) $1,211 (-3.4%) Shares 7,943 (-1.5%) Est. Cost $68.98 Unrealized +119.5%

EMR EMERSON ELEC CO 0.0%

Value ($000) $476 (-7.9%) Shares 3,587 (-9.0%) Est. Cost $43.06 Unrealized +207.4%

SNOW SNOWFLAKE INC CL A 0.1%

Value ($000) $637 (-5.1%) Shares 2,906 (-2.4%) Est. Cost $169.79 Unrealized +43.8%

BMY BRISTOL MYERS SQUIBB CO 0.0%

Value ($000) $283 (+13.3%) Shares 5,251 (-5.3%) Est. Cost $39.71 Unrealized +19.7%

XLP CONS STAPLES SELECT SECT SPDR FUND 0.0%

Value ($000) $230 (-11.9%) Shares 2,956 (-11.2%) Est. Cost $54.28 Unrealized —

XLC COMM. SERV. SELECT SECTOR SPDR FUND 0.0%

Value ($000) $466 (-5.8%) Shares 3,955 (-5.3%) Est. Cost $51.11 Unrealized —

NSC NORFOLK SOUTHERN CORP 0.0%

Value ($000) $327 (-7.8%) Shares 1,134 (-4.1%) Est. Cost $276.03 Unrealized +4.6%

V VISA INC CL A 0.5%

Value ($000) $4,757 (+0.6%) Shares 13,565 (-2.1%) Est. Cost $62.57 Unrealized +444.0%

SBUX STARBUCKS CORP 0.0%

Value ($000) $343 (-7.0%) Shares 4,079 (-6.6%) Est. Cost $37.98 Unrealized +121.3%

MA MASTERCARD INC CL A 0.2%

Value ($000) $1,963 (-1.3%) Shares 3,438 (-1.6%) Est. Cost $217.24 Unrealized +157.3%

YUM YUM BRANDS INC 0.1%

Value ($000) $1,439 (-1.7%) Shares 9,515 (-1.2%) Est. Cost $102.23 Unrealized +44.4%

JPM JP MORGAN CHASE & CO 0.8%

Value ($000) $8,189 (-0.2%) Shares 25,415 (-2.3%) Est. Cost $42.75 Unrealized +624.1%

IVV ISHARES CORE S&P 500 ETF 0.1%

Value ($000) $867 (-2.2%) Shares 1,266 (-4.5%) Est. Cost $567.02 Unrealized —

WFC WELLS FARGO & CO 0.0%

Value ($000) $465 (-2.9%) Shares 4,989 (-12.7%) Est. Cost $30.85 Unrealized +180.8%

PFE PFIZER INC 0.0%

Value ($000) $292 (-4.3%) Shares 11,746 (-2.1%) Est. Cost $17.58 Unrealized +42.4%

GLD SPDR GOLD TRUST 0.1%

Value ($000) $621 (+1.5%) Shares 1,567 (-9.0%) Est. Cost $177.76 Unrealized —

MMM 3M CO 0.1%

Value ($000) $702 (+0.2%) Shares 4,385 (-2.9%) Est. Cost $87.86 Unrealized +85.7%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
XLRE	REAL ESTATE SELECT SECTOR SPDR FUND	22,430 (-91.0%)	$905 (-91.4%)	0.1%	$41.22	—	Equities	81369Y860
VOO	VANGUARD S&P 500 ETF	197,217 (-7.1%)	$123,681 (-4.9%)	12.3%	$374.58	—	Equities	922908363
QQQ	INVESCO QQQ TRUST SERIES 1	139,387 (-8.6%)	$85,627 (-6.4%)	8.5%	$403.98	—	Equities	46090E103
GOOGL	ALPHABET INC CL A	54,974 (-3.4%)	$17,207 (+24.4%)	1.7%	$106.39	+168.4%	Equities	02079K305
ORCL	ORACLE CORPORATION	29,776 (-5.6%)	$5,804 (-34.6%)	0.6%	$37.73	+531.0%	Equities	68389X105
IJR	ISHARES CORE S&P SMALL-CAP ETF	356,011 (-5.8%)	$42,785 (-4.7%)	4.3%	$96.62	—	Equities	464287804
MSFT	MICROSOFT CORP	34,325 (-3.7%)	$16,600 (-10.1%)	1.7%	$47.54	+953.0%	Equities	594918104
IJH	ISHARES CORE S&P MID-CAP ETF	830,319 (-4.1%)	$54,801 (-3.0%)	5.5%	$94.99	—	Equities	464287507
VO	VANGUARD MID-CAP ETF	95,506 (-4.5%)	$27,717 (-5.6%)	2.8%	$221.34	—	Equities	922908629
LLY	LILLY ELI & CO	4,943 (-5.6%)	$5,312 (+33.0%)	0.5%	$427.16	+123.7%	Equities	532457108
TLH	ISHARES 10-20 YEAR TREASURY BOND ETF	43,178 (-9.6%)	$4,390 (-10.7%)	0.4%	$103.16	—	Equities	464288653
VB	VANGUARD SMALL-CAP ETF	45,248 (-4.5%)	$11,672 (-3.1%)	1.2%	$212.19	—	Equities	922908751
TMO	THERMO FISHER SCIENTIFIC INC	5,123 (-4.9%)	$2,969 (+13.6%)	0.3%	$259.70	+117.6%	Equities	883556102
CAT	CATERPILLAR INC	6,829 (-8.5%)	$3,912 (+9.9%)	0.4%	$182.50	+204.4%	Equities	149123101
COST	COSTCO WHOLESALE CORP	3,553 (-3.4%)	$3,064 (-10.0%)	0.3%	$152.37	+494.4%	Equities	22160K105
AMZN	AMAZON.COM INC	38,814 (-1.2%)	$8,959 (+3.9%)	0.9%	$119.47	+91.5%	Equities	023135106
SYK	STRYKER CORPORATION	7,922 (-6.0%)	$2,784 (-10.6%)	0.3%	$115.63	+214.3%	Equities	863667101
UNH	UNITEDHEALTH GROUP INC	3,227 (-20.0%)	$1,065 (-23.6%)	0.1%	$123.08	+174.0%	Equities	91324P102
WMB	WILLIAMS COS INC	33,192 (-9.0%)	$1,995 (-13.6%)	0.2%	$20.50	+193.0%	Equities	969457100
MINT	PIMCO ENHANCED SHORT MATURITY ETF	7,052 (-30.0%)	$708 (-30.2%)	0.1%	$100.65	—	Equities	72201R833
CSCO	CISCO SYSTEMS INC	46,962 (-4.0%)	$3,617 (+8.1%)	0.4%	$37.67	+95.9%	Equities	17275R102
ADBE	ADOBE INC	5,986 (-10.6%)	$2,095 (-11.3%)	0.2%	$279.70	+21.6%	Equities	00724F101
CMI	CUMMINS INC	4,268 (-8.3%)	$2,179 (+10.9%)	0.2%	$144.30	+223.2%	Equities	231021106
MS	MORGAN STANLEY	16,270 (-3.3%)	$2,888 (+8.0%)	0.3%	$38.05	+337.5%	Equities	617446448
APH	AMPHENOL CORP CL A	40,293 (-4.7%)	$5,445 (+4.0%)	0.5%	$46.62	+186.4%	Equities	032095101
AMGN	AMGEN INC	9,066 (-7.3%)	$2,967 (+7.5%)	0.3%	$165.84	+90.5%	Equities	031162100
HON	HONEYWELL INTERNATIONAL INC	10,285 (-1.6%)	$2,007 (-8.8%)	0.2%	$57.34	+240.1%	Equities	438516106
WMT	WALMART INC	32,115 (-2.2%)	$3,578 (+5.7%)	0.4%	$43.89	+144.2%	Equities	931142103
IR	INGERSOLL-RAND INC	14,460 (-10.3%)	$1,146 (-14.0%)	0.1%	$73.01	+8.1%	Equities	45687V106
ADP	AUTOMATIC DATA PROCESSING INC	3,492 (-2.4%)	$898 (-14.5%)	0.1%	$158.27	+67.3%	Equities	053015103
TER	TERADYNE INC	5,914 (-18.5%)	$1,145 (+14.6%)	0.1%	$102.47	+67.4%	Equities	880770102
SYY	SYSCO CORP	11,304 (-4.9%)	$833 (-14.9%)	0.1%	$64.63	+16.8%	Equities	871829107
BAC	BANK OF AMERICA CORP	65,101 (-2.5%)	$3,581 (+3.9%)	0.4%	$17.36	+203.4%	Equities	060505104
VRTX	VERTEX PHARMACEUTICALS INC	3,085 (-4.7%)	$1,399 (+10.3%)	0.1%	$376.60	+14.5%	Equities	92532F100
AWK	AMERICAN WATER WORKS CO INC	7,774 (-4.3%)	$1,015 (-10.3%)	0.1%	$123.28	+8.0%	Equities	030420103
VNQ	VANGUARD REAL ESTATE ETF	6,584 (-13.0%)	$583 (-15.7%)	0.1%	$65.20	—	Equities	922908553
XOM	EXXON MOBIL CORP	29,441 (-3.4%)	$3,543 (+3.1%)	0.4%	$53.22	+117.0%	Equities	30231G102
LYB	LYONDELLBASELL INDUSTRIES NV	5,529 (-19.4%)	$239 (-28.8%)	0.0%	$68.64	-35.3%	Equities	N53745100
LOW	LOWES COS INC	4,766 (-3.8%)	$1,149 (-7.6%)	0.1%	$94.45	+153.9%	Equities	548661107
ECL	ECOLAB INC	2,421 (-8.4%)	$636 (-12.2%)	0.1%	$103.56	+156.6%	Equities	278865100
TJX	TJX COS INC	21,218 (-3.5%)	$3,259 (+2.5%)	0.3%	$44.30	+233.4%	Equities	872540109
CL	COLGATE PALMOLIVE CO	6,889 (-10.8%)	$544 (-11.8%)	0.1%	$44.78	+74.9%	Equities	194162103
NEE	NEXTERA ENERGY INC	6,959 (-16.4%)	$559 (-11.1%)	0.1%	$55.39	+48.9%	Equities	65339F101
COP	CONOCOPHILLIPS	14,725 (-3.7%)	$1,378 (-4.7%)	0.1%	$56.47	+59.4%	Equities	20825C104
GD	GENERAL DYNAMICS CORP	6,694 (-1.7%)	$2,254 (-2.9%)	0.2%	$163.42	+108.6%	Equities	369550108
RTX	RTX CORPORATION	7,054 (-3.8%)	$1,294 (+5.4%)	0.1%	$55.11	+214.5%	Equities	75513E101
TSLA	TESLA INC	4,226 (-4.5%)	$1,901 (-3.4%)	0.2%	$221.76	+99.9%	Equities	88160R101
GS	GOLDMAN SACHS GROUP INC	249 (-30.3%)	$219 (-23.0%)	0.0%	$128.73	+531.8%	Equities	38141G104
D	DOMINION ENERGY INC	13,736 (-1.9%)	$805 (-6.1%)	0.1%	$50.37	+18.6%	Equities	25746U109
PEP	PEPSICO INC	9,895 (-5.6%)	$1,420 (-3.5%)	0.1%	$59.48	+145.3%	Equities	713448108
AXP	AMERICAN EXPRESS CO	2,839 (-5.6%)	$1,050 (+5.1%)	0.1%	$94.23	+278.8%	Equities	025816109
PAYX	PAYCHEX INC	2,240 (-5.8%)	$251 (-16.6%)	0.0%	$59.65	+95.4%	Equities	704326107
TRV	TRAVELERS COMPANIES INC	8,145 (-5.7%)	$2,363 (-2.0%)	0.2%	$136.25	+106.0%	Equities	89417E109
IBM	INTL. BUSINESS MACHINES CORP	4,797 (-1.4%)	$1,421 (+3.5%)	0.1%	$124.72	+139.6%	Equities	459200101
CVX	CHEVRON CORPORATION	7,943 (-1.5%)	$1,211 (-3.4%)	0.1%	$68.98	+119.5%	Equities	166764100
EMR	EMERSON ELEC CO	3,587 (-9.0%)	$476 (-7.9%)	0.0%	$43.06	+207.4%	Equities	291011104
SNOW	SNOWFLAKE INC CL A	2,906 (-2.4%)	$637 (-5.1%)	0.1%	$169.79	+43.8%	Equities	833445109
BMY	BRISTOL MYERS SQUIBB CO	5,251 (-5.3%)	$283 (+13.3%)	0.0%	$39.71	+19.7%	Equities	110122108
XLP	CONS STAPLES SELECT SECT SPDR FUND	2,956 (-11.2%)	$230 (-11.9%)	0.0%	$54.28	—	Equities	81369Y308
XLC	COMM. SERV. SELECT SECTOR SPDR FUND	3,955 (-5.3%)	$466 (-5.8%)	0.0%	$51.11	—	Equities	81369Y852
NSC	NORFOLK SOUTHERN CORP	1,134 (-4.1%)	$327 (-7.8%)	0.0%	$276.03	+4.6%	Equities	655844108
V	VISA INC CL A	13,565 (-2.1%)	$4,757 (+0.6%)	0.5%	$62.57	+444.0%	Equities	92826C839
SBUX	STARBUCKS CORP	4,079 (-6.6%)	$343 (-7.0%)	0.0%	$37.98	+121.3%	Equities	855244109
MA	MASTERCARD INC CL A	3,438 (-1.6%)	$1,963 (-1.3%)	0.2%	$217.24	+157.3%	Equities	57636Q104
YUM	YUM BRANDS INC	9,515 (-1.2%)	$1,439 (-1.7%)	0.1%	$102.23	+44.4%	Equities	988498101
JPM	JP MORGAN CHASE & CO	25,415 (-2.3%)	$8,189 (-0.2%)	0.8%	$42.75	+624.1%	Equities	46625H100
IVV	ISHARES CORE S&P 500 ETF	1,266 (-4.5%)	$867 (-2.2%)	0.1%	$567.02	—	Equities	464287200
WFC	WELLS FARGO & CO	4,989 (-12.7%)	$465 (-2.9%)	0.0%	$30.85	+180.8%	Equities	949746101
PFE	PFIZER INC	11,746 (-2.1%)	$292 (-4.3%)	0.0%	$17.58	+42.4%	Equities	717081103
GLD	SPDR GOLD TRUST	1,567 (-9.0%)	$621 (+1.5%)	0.1%	$177.76	—	Equities	78463V107
MMM	3M CO	4,385 (-2.9%)	$702 (+0.2%)	0.1%	$87.86	+85.7%	Equities	88579Y101

Unchanged Positions (41)

AROW ARROW FINANCIAL CORPORATION 5.9%

Value ($000) $58,772 Shares 1,871,735 Est. Cost $17.21 Unrealized +69.7%

SPYV SPDR PORTFOLIO S&P 500 VALUE ETF 4.4%

Value ($000) $44,494 Shares 783,199 Est. Cost $42.38 Unrealized —

AAPL APPLE INC 1.9%

Value ($000) $19,394 Shares 71,340 Est. Cost $86.78 Unrealized +209.2%

GOOG ALPHABET INC CL C 0.4%

Value ($000) $3,650 Shares 11,631 Est. Cost $107.51 Unrealized +166.3%

META META PLATFORMS INC CL A 0.5%

Value ($000) $5,095 Shares 7,718 Est. Cost $167.28 Unrealized +298.9%

JNJ JOHNSON & JOHNSON 0.4%

Value ($000) $4,144 Shares 20,022 Est. Cost $63.17 Unrealized +211.9%

CRM SALESFORCE INC 0.4%

Value ($000) $4,118 Shares 15,546 Est. Cost $84.23 Unrealized +194.6%

BLK BLACKROCK INC 0.4%

Value ($000) $3,787 Shares 3,538 Est. Cost $990.23 Unrealized +10.0%

DHR DANAHER CORP 0.2%

Value ($000) $1,920 Shares 8,389 Est. Cost $164.05 Unrealized +33.8%

PG PROCTER & GAMBLE CO 0.3%

Value ($000) $2,783 Shares 19,419 Est. Cost $59.12 Unrealized +148.9%

MRK MERCK & CO INC 0.1%

Value ($000) $736 Shares 6,995 Est. Cost $49.55 Unrealized +88.2%

KO COCA COLA CO 0.2%

Value ($000) $2,427 Shares 34,716 Est. Cost $37.22 Unrealized +86.5%

NVDA NVIDIA CORP 1.9%

Value ($000) $19,076 Shares 102,284 Est. Cost $92.35 Unrealized +101.5%

ICE INTERCONTINENTAL EXCHANGE GROUP, INC 0.3%

Value ($000) $3,157 Shares 19,490 Est. Cost $57.76 Unrealized +170.4%

SPY SPDR S&P 500 ETF TRUST 0.5%

Value ($000) $5,024 Shares 7,367 Est. Cost $239.56 Unrealized —

AMAT APPLIED MATERIALS INC 0.0%

Value ($000) $433 Shares 1,685 Est. Cost $14.73 Unrealized +1526.0%

XLV HEALTH CARE SELECT SECTOR SPDR FUND 0.1%

Value ($000) $906 Shares 5,852 Est. Cost $66.25 Unrealized —

DLTR DOLLAR TREE INC 0.0%

Value ($000) $343 Shares 2,790 Est. Cost $97.67 Unrealized +9.7%

IBDY ISHARES IBONDS DEC 2033 CORP 1.4%

Value ($000) $14,531 Shares 555,895 Est. Cost $25.61 Unrealized —

UBER UBER TECHNOLOGIES INC 0.0%

Value ($000) $218 Shares 2,669 Est. Cost $83.03 Unrealized +8.4%

TD TORONTO DOMINION BANK 0.0%

Value ($000) $251 Shares 2,668 Est. Cost $75.06 Unrealized +12.5%

CARR CARRIER GLOBAL CORP 0.0%

Value ($000) $263 Shares 4,975 Est. Cost $17.13 Unrealized +224.1%

AGG ISHARES CORE U.S. AGGREGATE 0.6%

Value ($000) $6,477 Shares 64,846 Est. Cost $104.55 Unrealized —

PWR QUANTA SERVICES INC 0.2%

Value ($000) $1,874 Shares 4,440 Est. Cost $280.60 Unrealized +56.5%

XLF FINANCIAL SELECT SECTOR SPDR FUND 0.1%

Value ($000) $1,251 Shares 22,832 Est. Cost $25.80 Unrealized —

INTU INTUIT INC 0.1%

Value ($000) $509 Shares 768 Est. Cost $104.19 Unrealized +534.1%

GE GE AEROSPACE 0.1%

Value ($000) $971 Shares 3,153 Est. Cost $95.70 Unrealized +214.3%

IBDU ISHARES IBONDS DEC 2029 TERM CORP 1.4%

Value ($000) $14,122 Shares 603,395 Est. Cost $15.55 Unrealized —

F FORD MOTOR CO DEL 0.0%

Value ($000) $141 Shares 10,779 Est. Cost $7.61 Unrealized +68.7%

SPYG SPDR PORTFOLIO S&P 500 GROWTH ETF 0.1%

Value ($000) $517 Shares 4,842 Est. Cost $57.85 Unrealized —

VTI VANGUARD TOTAL STOCK MARKET ETF 0.0%

Value ($000) $462 Shares 1,378 Est. Cost $283.16 Unrealized —

EMN EASTMAN CHEMICAL CO 0.0%

Value ($000) $499 Shares 7,821 Est. Cost $80.80 Unrealized -24.5%

OPK OPKO HEALTH INC COM 0.0%

Value ($000) $32 Shares 25,000 Est. Cost $1.37 Unrealized +1.3%

MUB ISHARES NATIONAL MUNI BOND ETF 0.1%

Value ($000) $1,089 Shares 10,163 Est. Cost $95.85 Unrealized —

XLI INDUSTRIAL SELECT SECTOR SPDR FUND 0.1%

Value ($000) $825 Shares 5,319 Est. Cost $57.35 Unrealized —

NUSC NUVEEN ESG SMALL-CAP ETF 0.0%

Value ($000) $230 Shares 5,150 Est. Cost $40.74 Unrealized —

SDY SPDR S&P DIVIDEND ETF 0.0%

Value ($000) $229 Shares 1,642 Est. Cost $141.76 Unrealized —

IWR ISHARES RUSSELL MIDCAP ETF 0.0%

Value ($000) $392 Shares 4,076 Est. Cost $81.83 Unrealized —

IBMP ISHARES IBONDS DEC 2027 MUNI ETF 0.0%

Value ($000) $242 Shares 9,517 Est. Cost $20.72 Unrealized —

IBMQ ISHARES IBONDS DEC 2028 TERM MUNI 0.0%

Value ($000) $242 Shares 9,448 Est. Cost $25.59 Unrealized —

IBMO ISHARES IBONDS DEC 2026 MUNI ETF 0.0%

Value ($000) $242 Shares 9,451 Est. Cost $20.96 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AROW	ARROW FINANCIAL CORPORATION	1,871,735	$58,772	5.9%	$17.21	+69.7%	Equities	042744102
SPYV	SPDR PORTFOLIO S&P 500 VALUE ETF	783,199	$44,494	4.4%	$42.38	—	Equities	78464A508
AAPL	APPLE INC	71,340	$19,394	1.9%	$86.78	+209.2%	Equities	037833100
GOOG	ALPHABET INC CL C	11,631	$3,650	0.4%	$107.51	+166.3%	Equities	02079K107
META	META PLATFORMS INC CL A	7,718	$5,095	0.5%	$167.28	+298.9%	Equities	30303M102
JNJ	JOHNSON & JOHNSON	20,022	$4,144	0.4%	$63.17	+211.9%	Equities	478160104
CRM	SALESFORCE INC	15,546	$4,118	0.4%	$84.23	+194.6%	Equities	79466L302
BLK	BLACKROCK INC	3,538	$3,787	0.4%	$990.23	+10.0%	Equities	09290D101
DHR	DANAHER CORP	8,389	$1,920	0.2%	$164.05	+33.8%	Equities	235851102
PG	PROCTER & GAMBLE CO	19,419	$2,783	0.3%	$59.12	+148.9%	Equities	742718109
MRK	MERCK & CO INC	6,995	$736	0.1%	$49.55	+88.2%	Equities	58933Y105
KO	COCA COLA CO	34,716	$2,427	0.2%	$37.22	+86.5%	Equities	191216100
NVDA	NVIDIA CORP	102,284	$19,076	1.9%	$92.35	+101.5%	Equities	67066G104
ICE	INTERCONTINENTAL EXCHANGE GROUP, INC	19,490	$3,157	0.3%	$57.76	+170.4%	Equities	45866F104
SPY	SPDR S&P 500 ETF TRUST	7,367	$5,024	0.5%	$239.56	—	Equities	78462F103
AMAT	APPLIED MATERIALS INC	1,685	$433	0.0%	$14.73	+1526.0%	Equities	038222105
XLV	HEALTH CARE SELECT SECTOR SPDR FUND	5,852	$906	0.1%	$66.25	—	Equities	81369Y209
DLTR	DOLLAR TREE INC	2,790	$343	0.0%	$97.67	+9.7%	Equities	256746108
IBDY	ISHARES IBONDS DEC 2033 CORP	555,895	$14,531	1.4%	$25.61	—	Equities	46436E130
UBER	UBER TECHNOLOGIES INC	2,669	$218	0.0%	$83.03	+8.4%	Equities	90353T100
TD	TORONTO DOMINION BANK	2,668	$251	0.0%	$75.06	+12.5%	Equities	891160509
CARR	CARRIER GLOBAL CORP	4,975	$263	0.0%	$17.13	+224.1%	Equities	14448C104
AGG	ISHARES CORE U.S. AGGREGATE	64,846	$6,477	0.6%	$104.55	—	Equities	464287226
PWR	QUANTA SERVICES INC	4,440	$1,874	0.2%	$280.60	+56.5%	Equities	74762E102
XLF	FINANCIAL SELECT SECTOR SPDR FUND	22,832	$1,251	0.1%	$25.80	—	Equities	81369Y605
INTU	INTUIT INC	768	$509	0.1%	$104.19	+534.1%	Equities	461202103
GE	GE AEROSPACE	3,153	$971	0.1%	$95.70	+214.3%	Equities	369604301
IBDU	ISHARES IBONDS DEC 2029 TERM CORP	603,395	$14,122	1.4%	$15.55	—	Equities	46436E205
F	FORD MOTOR CO DEL	10,779	$141	0.0%	$7.61	+68.7%	Equities	345370860
SPYG	SPDR PORTFOLIO S&P 500 GROWTH ETF	4,842	$517	0.1%	$57.85	—	Equities	78464A409
VTI	VANGUARD TOTAL STOCK MARKET ETF	1,378	$462	0.0%	$283.16	—	Equities	922908769
EMN	EASTMAN CHEMICAL CO	7,821	$499	0.0%	$80.80	-24.5%	Equities	277432100
OPK	OPKO HEALTH INC COM	25,000	$32	0.0%	$1.37	+1.3%	Equities	68375N103
MUB	ISHARES NATIONAL MUNI BOND ETF	10,163	$1,089	0.1%	$95.85	—	Mutual Funds	464288414
XLI	INDUSTRIAL SELECT SECTOR SPDR FUND	5,319	$825	0.1%	$57.35	—	Equities	81369Y704
NUSC	NUVEEN ESG SMALL-CAP ETF	5,150	$230	0.0%	$40.74	—	Equities	67092P607
SDY	SPDR S&P DIVIDEND ETF	1,642	$229	0.0%	$141.76	—	Equities	78464A763
IWR	ISHARES RUSSELL MIDCAP ETF	4,076	$392	0.0%	$81.83	—	Equities	464287499
IBMP	ISHARES IBONDS DEC 2027 MUNI ETF	9,517	$242	0.0%	$20.72	—	Mutual Funds	46435U283
IBMQ	ISHARES IBONDS DEC 2028 TERM MUNI	9,448	$242	0.0%	$25.59	—	Mutual Funds	46435U325
IBMO	ISHARES IBONDS DEC 2026 MUNI ETF	9,451	$242	0.0%	$20.96	—	Mutual Funds	46435U259