Location: Glens Falls, NY
CIK: 0000717538 · Show all filings
Period: Q4 2025 (← Previous) (Next →)
Filing Date: Feb 5, 2026
Total Value: $1.003B (100.0% shares, 0.0% debt)
| Ticker | Issuer | Shares | Value | % | Est. Cost | Unrealized | Class | CUSIP |
|---|---|---|---|---|---|---|---|---|
| VOO | VANGUARD S&P 500 ETF | 197,217 | $124M | 12.3% | $374.58 | — | Equities | 922908363 |
| QQQ | INVESCO QQQ TRUST SERIES 1 | 139,387 | $85.63M | 8.5% | $412.84 | — | Equities | 46090E103 |
| AROW | ARROW FINANCIAL CORPORATION | 1,871,735 | $58.77M | 5.9% | $17.21 | +69.7% | Equities | 042744102 |
| IJH | ISHARES CORE S&P MID-CAP ETF | 830,319 | $54.8M | 5.5% | $96.48 | — | Equities | 464287507 |
| IDEV | ISHARES CORE MSCI DEV MKTS ETF | 546,267 | $45.06M | 4.5% | $68.45 | — | Equities | 46435G326 |
| SPYV | SPDR PORTFOLIO S&P 500 VALUE ETF | 783,199 | $44.49M | 4.4% | $42.39 | — | Equities | 78464A508 |
| IJR | ISHARES CORE S&P SMALL-CAP ETF | 356,011 | $42.79M | 4.3% | $98.62 | — | Equities | 464287804 |
| IBHF | ISHARES IBONDS 2026 TERM HIGH YIELD AND INC | 1,215,960 | $28.06M | 2.8% | $23.21 | — | Equities | 46436E528 |
| VO | VANGUARD MID-CAP ETF | 95,506 | $27.72M | 2.8% | $221.34 | — | Equities | 922908629 |
| AAPL | APPLE INC | 71,340 | $19.39M | 1.9% | $86.78 | +209.2% | Equities | 037833100 |
| NVDA | NVIDIA CORP | 102,284 | $19.08M | 1.9% | $92.35 | +101.5% | Equities | 67066G104 |
| GOOGL | ALPHABET INC CL A | 54,974 | $17.21M | 1.7% | $106.39 | +168.4% | Equities | 02079K305 |
| MSFT | MICROSOFT CORP | 34,325 | $16.6M | 1.7% | $47.54 | +953.0% | Equities | 594918104 |
| IBDX | ISHARES IBONDS DEC 2032 TC ETF | 599,146 | $15.3M | 1.5% | $24.58 | — | Equities | 46436E312 |
| IBDW | ISHARES IBONDS DEC 2031 TERM CORP | 703,778 | $14.88M | 1.5% | $20.15 | — | Equities | 46436E486 |
| IBCA | ISHARES TR IBONDS DEC 2035 | 568,567 | $14.75M | 1.5% | $25.94 | — | Equities | 46438G372 |
| IBDV | ISHARES IBONDS DEC 2030 TERM CORP | 667,192 | $14.72M | 1.5% | $21.10 | — | Equities | 46436E726 |
| IBDY | ISHARES IBONDS DEC 2033 CORP | 555,895 | $14.53M | 1.4% | $25.61 | — | Equities | 46436E130 |
| IBDT | ISHARES IBONDS DEC 2028 TERM CORP | 563,080 | $14.33M | 1.4% | $24.91 | — | Equities | 46435U515 |
| IBDU | ISHARES IBONDS DEC 2029 TERM CORP | 603,395 | $14.12M | 1.4% | $22.50 | — | Equities | 46436E205 |
| IBDR | ISHARES IBONDS DEC 2026 TERM CORP | 577,982 | $14M | 1.4% | $23.87 | — | Equities | 46435GAA0 |
| IBDS | ISHARES IBONDS DEC 2027 TERM CORP | 576,590 | $14M | 1.4% | $23.87 | — | Equities | 46435UAA9 |
| VB | VANGUARD SMALL-CAP ETF | 45,248 | $11.67M | 1.2% | $212.19 | — | Equities | 922908751 |
| JEPI | J P MORGAN EXCHANGE TRADED FD EQUITY PREMIUM | 195,286 | $11.18M | 1.1% | $57.24 | — | Equities | 46641Q332 |
| VOLT | TEMA ELECTRIFICATION ETF | 370,946 | $10.73M | 1.1% | $28.93 | — | Equities | 87975E834 |
| IBDZ | ISHARES IBONDS DEC 2034 TM CORP | 400,877 | $10.57M | 1.1% | $26.08 | — | Equities | 46438G653 |
| AMZN | AMAZON.COM INC | 38,814 | $8.959M | 0.9% | $119.47 | +91.5% | Equities | 023135106 |
| JPM | JP MORGAN CHASE & CO | 25,415 | $8.189M | 0.8% | $42.75 | +624.1% | Equities | 46625H100 |
| AGG | ISHARES CORE U.S. AGGREGATE | 64,846 | $6.477M | 0.6% | $104.55 | — | Equities | 464287226 |
| NYM | AB NEW YORK INTERMEDIATE MUNI ETF | 251,559 | $6.29M | 0.6% | $25.01 | — | Equities | 00039J764 |
| VCSH | VANGUARD SHORT TERM CORP BOND ETF | 73,115 | $5.829M | 0.6% | $81.35 | — | Equities | 92206C409 |
| ORCL | ORACLE CORPORATION | 29,776 | $5.804M | 0.6% | $37.73 | +531.0% | Equities | 68389X105 |
| APH | AMPHENOL CORP CL A | 40,293 | $5.445M | 0.5% | $46.62 | +186.4% | Equities | 032095101 |
| LLY | LILLY ELI & CO | 4,943 | $5.312M | 0.5% | $427.16 | +123.7% | Equities | 532457108 |
| META | META PLATFORMS INC CL A | 7,718 | $5.095M | 0.5% | $167.28 | +298.9% | Equities | 30303M102 |
| HD | HOME DEPOT INC | 14,687 | $5.054M | 0.5% | $129.19 | +182.2% | Equities | 437076102 |
| SPY | SPDR S&P 500 ETF TRUST | 7,367 | $5.024M | 0.5% | $239.56 | — | Equities | 78462F103 |
| V | VISA INC CL A | 13,565 | $4.757M | 0.5% | $62.57 | +444.0% | Equities | 92826C839 |
| BRK/B | BERKSHIRE HATHAWAY INC-CL B | 9,453 | $4.752M | 0.5% | $123.85 | +301.7% | Equities | 084670702 |
| NYF | ISHARES NEW YORK MUNI BOND ETF | 88,471 | $4.734M | 0.5% | $65.32 | — | Mutual Funds | 464288323 |
| TLH | ISHARES 10-20 YEAR TREASURY BOND ETF | 43,178 | $4.39M | 0.4% | $103.16 | — | Equities | 464288653 |
| JNJ | JOHNSON & JOHNSON | 20,022 | $4.144M | 0.4% | $63.17 | +211.9% | Equities | 478160104 |
| CRM | SALESFORCE INC | 15,546 | $4.118M | 0.4% | $84.23 | +194.6% | Equities | 79466L302 |
| CAT | CATERPILLAR INC | 6,829 | $3.912M | 0.4% | $182.50 | +204.4% | Equities | 149123101 |
| BLK | BLACKROCK INC | 3,538 | $3.787M | 0.4% | $990.23 | +10.0% | Equities | 09290D101 |
| GOOG | ALPHABET INC CL C | 11,631 | $3.65M | 0.4% | $107.51 | +166.3% | Equities | 02079K107 |
| CSCO | CISCO SYSTEMS INC | 46,962 | $3.617M | 0.4% | $37.67 | +95.9% | Equities | 17275R102 |
| BAC | BANK OF AMERICA CORP | 65,101 | $3.581M | 0.4% | $17.36 | +203.4% | Equities | 060505104 |
| WMT | WALMART INC | 32,115 | $3.578M | 0.4% | $43.89 | +144.2% | Equities | 931142103 |
| XOM | EXXON MOBIL CORP | 29,441 | $3.543M | 0.4% | $53.22 | +117.0% | Equities | 30231G102 |
| TJX | TJX COS INC | 21,218 | $3.259M | 0.3% | $44.30 | +233.4% | Equities | 872540109 |
| ICE | INTERCONTINENTAL EXCHANGE GROUP, INC | 19,490 | $3.157M | 0.3% | $57.76 | +170.4% | Equities | 45866F104 |
| COST | COSTCO WHOLESALE CORP | 3,553 | $3.064M | 0.3% | $152.37 | +494.4% | Equities | 22160K105 |
| TMO | THERMO FISHER SCIENTIFIC INC | 5,123 | $2.969M | 0.3% | $259.70 | +117.6% | Equities | 883556102 |
| AMGN | AMGEN INC | 9,066 | $2.967M | 0.3% | $165.84 | +90.5% | Equities | 031162100 |
| MCD | MCDONALDS CORP | 9,451 | $2.889M | 0.3% | $160.04 | +90.6% | Equities | 580135101 |
| MS | MORGAN STANLEY | 16,270 | $2.888M | 0.3% | $38.05 | +337.5% | Equities | 617446448 |
| DIS | DISNEY WALT CO NEW | 25,184 | $2.865M | 0.3% | $83.47 | +31.2% | Equities | 254687106 |
| NFLX | NETFLIX INC | 30,350 | $2.846M | 0.3% | $97.44 | +10.6% | Equities | 64110L106 |
| SYK | STRYKER CORPORATION | 7,922 | $2.784M | 0.3% | $115.63 | +214.3% | Equities | 863667101 |
| PG | PROCTER & GAMBLE CO | 19,419 | $2.783M | 0.3% | $59.12 | +148.9% | Equities | 742718109 |
| KO | COCA COLA CO | 34,716 | $2.427M | 0.2% | $37.22 | +86.5% | Equities | 191216100 |
| XLK | TECHNOLOGY SELECT SECTOR SPDR FUND | 16,856 | $2.427M | 0.2% | $101.20 | — | Equities | 81369Y803 |
| TRV | TRAVELERS COMPANIES INC | 8,145 | $2.363M | 0.2% | $136.25 | +106.0% | Equities | 89417E109 |
| PANW | PALO ALTO NETWORKS INC | 12,490 | $2.301M | 0.2% | $168.11 | +20.0% | Equities | 697435105 |
| GD | GENERAL DYNAMICS CORP | 6,694 | $2.254M | 0.2% | $163.42 | +108.6% | Equities | 369550108 |
| MRVL | MARVELL TECHNOLOGY INC | 26,459 | $2.248M | 0.2% | $62.92 | +39.0% | Equities | 573874104 |
| ABT | ABBOTT LABS | 17,739 | $2.223M | 0.2% | $73.82 | +72.4% | Equities | 002824100 |
| TMUS | T-MOBILE US INC | 10,811 | $2.195M | 0.2% | $160.78 | +31.4% | Equities | 872590104 |
| CMI | CUMMINS INC | 4,268 | $2.179M | 0.2% | $144.30 | +223.2% | Equities | 231021106 |
| ADBE | ADOBE INC | 5,986 | $2.095M | 0.2% | $279.70 | +21.6% | Equities | 00724F101 |
| UNP | UNION PAC CORP | 8,812 | $2.038M | 0.2% | $114.09 | +99.2% | Equities | 907818108 |
| HON | HONEYWELL INTERNATIONAL INC | 10,285 | $2.007M | 0.2% | $57.34 | +240.1% | Equities | 438516106 |
| WMB | WILLIAMS COS INC | 33,192 | $1.995M | 0.2% | $20.50 | +193.0% | Equities | 969457100 |
| MA | MASTERCARD INC CL A | 3,438 | $1.963M | 0.2% | $217.24 | +157.3% | Equities | 57636Q104 |
| DHR | DANAHER CORP | 8,389 | $1.92M | 0.2% | $164.05 | +33.8% | Equities | 235851102 |
| TSLA | TESLA INC | 4,226 | $1.901M | 0.2% | $221.76 | +99.9% | Equities | 88160R101 |
| PWR | QUANTA SERVICES INC | 4,440 | $1.874M | 0.2% | $280.60 | +56.5% | Equities | 74762E102 |
| AVGO | BROADCOM INC | 4,904 | $1.697M | 0.2% | $260.95 | +36.8% | Equities | 11135F101 |
| MAS | MASCO CORP | 24,028 | $1.525M | 0.2% | $24.18 | +167.8% | Equities | 574599106 |
| YUM | YUM BRANDS INC | 9,515 | $1.439M | 0.1% | $102.23 | +44.4% | Equities | 988498101 |
| IBM | INTL. BUSINESS MACHINES CORP | 4,797 | $1.421M | 0.1% | $124.72 | +139.6% | Equities | 459200101 |
| PEP | PEPSICO INC | 9,895 | $1.42M | 0.1% | $59.48 | +145.3% | Equities | 713448108 |
| ABBV | ABBVIE INC | 6,169 | $1.41M | 0.1% | $70.49 | +222.8% | Equities | 00287Y109 |
| XLB | MATERIALS SELECT SECTOR SPDR FUND | 30,954 | $1.404M | 0.1% | $54.12 | — | Equities | 81369Y100 |
| VRTX | VERTEX PHARMACEUTICALS INC | 3,085 | $1.399M | 0.1% | $376.60 | +14.5% | Equities | 92532F100 |
| BND | VANGUARD TOTAL BOND MARKET ETF | 18,645 | $1.381M | 0.1% | $75.99 | — | Equities | 921937835 |
| COP | CONOCOPHILLIPS | 14,725 | $1.378M | 0.1% | $56.47 | +59.4% | Equities | 20825C104 |
| RTX | RTX CORPORATION | 7,054 | $1.294M | 0.1% | $55.11 | +214.5% | Equities | 75513E101 |
| XLF | FINANCIAL SELECT SECTOR SPDR FUND | 22,832 | $1.251M | 0.1% | $25.80 | — | Equities | 81369Y605 |
| CVX | CHEVRON CORPORATION | 7,943 | $1.211M | 0.1% | $68.98 | +119.5% | Equities | 166764100 |
| LOW | LOWES COS INC | 4,766 | $1.149M | 0.1% | $94.45 | +153.9% | Equities | 548661107 |
| IR | INGERSOLL-RAND INC | 14,460 | $1.146M | 0.1% | $73.01 | +8.1% | Equities | 45687V106 |
| TER | TERADYNE INC | 5,914 | $1.145M | 0.1% | $102.47 | +67.4% | Equities | 880770102 |
| MUB | ISHARES NATIONAL MUNI BOND ETF | 10,163 | $1.089M | 0.1% | $110.44 | — | Mutual Funds | 464288414 |
| UNH | UNITEDHEALTH GROUP INC | 3,227 | $1.065M | 0.1% | $123.08 | +174.0% | Equities | 91324P102 |
| AXP | AMERICAN EXPRESS CO | 2,839 | $1.05M | 0.1% | $94.23 | +278.8% | Equities | 025816109 |
| AWK | AMERICAN WATER WORKS CO INC | 7,774 | $1.015M | 0.1% | $123.28 | +8.0% | Equities | 030420103 |
| AEP | AMERICAN ELEC PWR INC | 8,595 | $991K | 0.1% | $105.87 | +11.2% | Equities | 025537101 |
| GE | GE AEROSPACE | 3,153 | $971K | 0.1% | $95.70 | +214.3% | Equities | 369604301 |
| XLV | HEALTH CARE SELECT SECTOR SPDR FUND | 5,852 | $906K | 0.1% | $66.25 | — | Equities | 81369Y209 |
| XLRE | REAL ESTATE SELECT SECTOR SPDR FUND | 22,430 | $905K | 0.1% | $41.22 | — | Equities | 81369Y860 |
| ADP | AUTOMATIC DATA PROCESSING INC | 3,492 | $898K | 0.1% | $158.27 | +67.3% | Equities | 053015103 |
| SUSB | ISHARES ESG AWARE 1-5 YEAR USD ETF | 34,545 | $872K | 0.1% | $25.31 | — | Equities | 46435G243 |
| IVV | ISHARES CORE S&P 500 ETF | 1,266 | $867K | 0.1% | $567.02 | — | Equities | 464287200 |
| SYY | SYSCO CORP | 11,304 | $833K | 0.1% | $64.63 | +16.8% | Equities | 871829107 |
| XLI | INDUSTRIAL SELECT SECTOR SPDR FUND | 5,319 | $825K | 0.1% | $57.35 | — | Equities | 81369Y704 |
| JEPQ | J P MORGAN EXCHANGE TRADED FD NASDAQ EQT PREM | 14,174 | $824K | 0.1% | $58.12 | — | Equities | 46654Q203 |
| MCK | MCKESSON CORP COM | 992 | $814K | 0.1% | $815.57 | 0.0% | Equities | 58155Q103 |
| D | DOMINION ENERGY INC | 13,736 | $805K | 0.1% | $50.37 | +18.6% | Equities | 25746U109 |
| MRK | MERCK & CO INC | 6,995 | $736K | 0.1% | $49.55 | +88.2% | Equities | 58933Y105 |
| MINT | PIMCO ENHANCED SHORT MATURITY ETF | 7,052 | $708K | 0.1% | $100.65 | — | Equities | 72201R833 |
| MMM | 3M CO | 4,385 | $702K | 0.1% | $87.86 | +85.7% | Equities | 88579Y101 |
| XLY | CONS DISC SELECT SECTOR SPDR FUND | 5,599 | $669K | 0.1% | $101.98 | — | Equities | 81369Y407 |
| SNOW | SNOWFLAKE INC CL A | 2,906 | $637K | 0.1% | $169.79 | +43.8% | Equities | 833445109 |
| ECL | ECOLAB INC | 2,421 | $636K | 0.1% | $103.56 | +156.6% | Equities | 278865100 |
| XLU | UTILITIES SELECT SECTOR SPDR FUND | 14,572 | $622K | 0.1% | $54.03 | — | Equities | 81369Y886 |
| GLD | SPDR GOLD TRUST | 1,567 | $621K | 0.1% | $177.76 | — | Equities | 78463V107 |
| TXN | TEXAS INSTRUMENTS INC | 3,559 | $617K | 0.1% | $120.47 | +41.7% | Equities | 882508104 |
| SO | SOUTHERN COMPANY | 6,717 | $586K | 0.1% | $88.97 | +2.2% | Equities | 842587107 |
| VNQ | VANGUARD REAL ESTATE ETF | 6,584 | $583K | 0.1% | $84.94 | — | Equities | 922908553 |
| NEE | NEXTERA ENERGY INC | 6,959 | $559K | 0.1% | $55.39 | +48.9% | Equities | 65339F101 |
| GEV | GE VERNOVA LLC | 842 | $550K | 0.1% | $180.17 | +238.0% | Equities | 36828A101 |
| CL | COLGATE PALMOLIVE CO | 6,889 | $544K | 0.1% | $44.78 | +74.9% | Equities | 194162103 |
| SPYG | SPDR PORTFOLIO S&P 500 GROWTH ETF | 4,842 | $517K | 0.1% | $57.85 | — | Equities | 78464A409 |
| INTU | INTUIT INC | 768 | $509K | 0.1% | $104.19 | +534.1% | Equities | 461202103 |
| EMN | EASTMAN CHEMICAL CO | 7,821 | $499K | 0.0% | $80.80 | -24.5% | Equities | 277432100 |
| EMR | EMERSON ELEC CO | 3,587 | $476K | 0.0% | $43.06 | +207.4% | Equities | 291011104 |
| XLC | COMM. SERV. SELECT SECTOR SPDR FUND | 3,955 | $466K | 0.0% | $51.11 | — | Equities | 81369Y852 |
| WFC | WELLS FARGO & CO | 4,989 | $465K | 0.0% | $30.85 | +180.8% | Equities | 949746101 |
| VTI | VANGUARD TOTAL STOCK MARKET ETF | 1,378 | $462K | 0.0% | $283.16 | — | Equities | 922908769 |
| VZ | VERIZON COMMUNICATIONS | 10,859 | $442K | 0.0% | $34.83 | +16.2% | Equities | 92343V104 |
| AMAT | APPLIED MATERIALS INC | 1,685 | $433K | 0.0% | $14.73 | +1526.0% | Equities | 038222105 |
| ETN | EATON CORP PLC | 1,264 | $403K | 0.0% | $331.96 | +6.8% | Equities | G29183103 |
| IWR | ISHARES RUSSELL MIDCAP ETF | 4,076 | $392K | 0.0% | $81.83 | — | Equities | 464287499 |
| SBUX | STARBUCKS CORP | 4,079 | $343K | 0.0% | $37.98 | +121.3% | Equities | 855244109 |
| DLTR | DOLLAR TREE INC | 2,790 | $343K | 0.0% | $97.67 | +9.7% | Equities | 256746108 |
| INTC | INTEL CORP | 8,975 | $331K | 0.0% | $24.79 | +52.3% | Equities | 458140100 |
| NSC | NORFOLK SOUTHERN CORP | 1,134 | $327K | 0.0% | $276.03 | +4.6% | Equities | 655844108 |
| PFE | PFIZER INC | 11,746 | $292K | 0.0% | $17.58 | +42.4% | Equities | 717081103 |
| BMY | BRISTOL MYERS SQUIBB CO | 5,251 | $283K | 0.0% | $39.71 | +19.7% | Equities | 110122108 |
| XLE | ENERGY SELECT SECTOR SPDR FUND | 6,316 | $282K | 0.0% | $57.74 | — | Equities | 81369Y506 |
| CARR | CARRIER GLOBAL CORP | 4,975 | $263K | 0.0% | $17.13 | +224.1% | Equities | 14448C104 |
| TD | TORONTO DOMINION BANK | 2,668 | $251K | 0.0% | $75.06 | +12.5% | Equities | 891160509 |
| PAYX | PAYCHEX INC | 2,240 | $251K | 0.0% | $59.65 | +95.4% | Equities | 704326107 |
| IBMO | ISHARES IBONDS DEC 2026 MUNI ETF | 9,451 | $242K | 0.0% | $25.37 | — | Mutual Funds | 46435U259 |
| IBMP | ISHARES IBONDS DEC 2027 MUNI ETF | 9,517 | $242K | 0.0% | $25.12 | — | Mutual Funds | 46435U283 |
| IBMQ | ISHARES IBONDS DEC 2028 TERM MUNI | 9,448 | $242K | 0.0% | $25.59 | — | Mutual Funds | 46435U325 |
| LYB | LYONDELLBASELL INDUSTRIES NV | 5,529 | $239K | 0.0% | $68.64 | -35.3% | Equities | N53745100 |
| NUSC | NUVEEN ESG SMALL-CAP ETF | 5,150 | $230K | 0.0% | $40.74 | — | Equities | 67092P607 |
| XLP | CONS STAPLES SELECT SECT SPDR FUND | 2,956 | $230K | 0.0% | $54.28 | — | Equities | 81369Y308 |
| SDY | SPDR S&P DIVIDEND ETF | 1,642 | $229K | 0.0% | $141.76 | — | Equities | 78464A763 |
| GS | GOLDMAN SACHS GROUP INC | 249 | $219K | 0.0% | $128.73 | +531.8% | Equities | 38141G104 |
| UBER | UBER TECHNOLOGIES INC | 2,669 | $218K | 0.0% | $83.03 | +8.4% | Equities | 90353T100 |
| T | AT&T INC | 8,604 | $214K | 0.0% | $16.40 | +54.2% | Equities | 00206R102 |
| XBI | SPDR S&P BIOTECH ETF | 1,696 | $207K | 0.0% | $121.93 | — | Equities | 78464A870 |
| LMT | LOCKHEED MARTIN CORP | 414 | $200K | 0.0% | $459.32 | +3.7% | Equities | 539830109 |
| F | FORD MOTOR CO DEL | 10,779 | $141K | 0.0% | $7.61 | +68.7% | Equities | 345370860 |
| OPK | OPKO HEALTH INC COM | 25,000 | $31,500 | 0.0% | $1.37 | +1.3% | Equities | 68375N103 |