Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	44,072	$11.32M	7.4%	—	—	COM	594918104
ABBV	ABBVIE INC	36,330	$5.564M	3.7%	—	—	COM	00287Y109
JNJ	JOHNSON & JOHNSON	30,740	$5.457M	3.6%	—	—	COM	478160104
AAPL	APPLE INC	38,401	$5.25M	3.5%	—	—	COM	037833100
JAAA	JANUS DETROIT STR TR	106,330	$5.215M	3.4%	—	—	HENDRSON AAA CL	47103U845
PEP	PEPSICO INC	28,920	$4.82M	3.2%	—	—	COM	713448108
JBBB	JANUS DETROIT STR TR	94,783	$4.324M	2.8%	—	—	B-BBB CLO ETF	47103U753
MCD	MCDONALDS CORP	17,514	$4.324M	2.8%	—	—	COM	580135101
VEU	VANGUARD INTL EQUITY INDEX F	78,525	$3.923M	2.6%	—	—	ALLWRLD EX US	922042775
WM	WASTE MGMT INC DEL	24,416	$3.735M	2.5%	—	—	COM	94106L109
COST	COSTCO WHSL CORP NEW	7,622	$3.653M	2.4%	—	—	COM	22160K105
ADP	AUTOMATIC DATA PROCESSING IN	17,172	$3.607M	2.4%	—	—	COM	053015103
VO	VANGUARD INDEX FDS	17,915	$3.529M	2.3%	—	—	MID CAP ETF	922908629
PFE	PFIZER INC	65,940	$3.457M	2.3%	—	—	COM	717081103
KMB	KIMBERLY-CLARK CORP	24,567	$3.32M	2.2%	—	—	COM	494368103
WMT	WALMART INC	26,821	$3.261M	2.1%	—	—	COM	931142103
UNP	UNION PAC CORP	14,969	$3.193M	2.1%	—	—	COM	907818108
VZ	VERIZON COMMUNICATIONS INC	60,678	$3.079M	2.0%	—	—	COM	92343V104
ABT	ABBOTT LABS	28,246	$3.069M	2.0%	—	—	COM	002824100
JPM	JPMORGAN CHASE & CO	27,083	$3.05M	2.0%	—	—	COM	46625H100
HD	HOME DEPOT INC	10,811	$2.965M	2.0%	—	—	COM	437076102
HON	HONEYWELL INTL INC	16,166	$2.81M	1.8%	—	—	COM	438516106
DUK	DUKE ENERGY CORP NEW	26,079	$2.796M	1.8%	—	—	COM NEW	26441C204
LMT	LOCKHEED MARTIN CORP	6,295	$2.707M	1.8%	—	—	COM	539830109
TMO	THERMO FISHER SCIENTIFIC INC	4,815	$2.616M	1.7%	—	—	COM	883556102
NEE	NEXTERA ENERGY INC	32,857	$2.545M	1.7%	—	—	COM	65339F101
GOOGL	ALPHABET INC	1,158	$2.524M	1.7%	—	—	CAP STK CL A	02079K305
PG	PROCTER AND GAMBLE CO	15,931	$2.291M	1.5%	—	—	COM	742718109
PAYX	PAYCHEX INC	19,234	$2.19M	1.4%	—	—	COM	704326107
AMZN	AMAZON COM INC	20,590	$2.187M	1.4%	—	—	COM	023135106
VNQ	VANGUARD INDEX FDS	22,442	$2.045M	1.3%	—	—	REAL ESTATE ETF	922908553
EMR	EMERSON ELEC CO	22,721	$1.807M	1.2%	—	—	COM	291011104
V	VISA INC	8,501	$1.674M	1.1%	—	—	COM CL A	92826C839
BRK/B	BERKSHIRE HATHAWAY INC DEL	6,003	$1.639M	1.1%	—	—	CL B NEW	084670702
VIG	VANGUARD SPECIALIZED FUNDS	10,945	$1.57M	1.0%	—	—	DIV APP ETF	921908844
D	DOMINION ENERGY INC	19,349	$1.544M	1.0%	—	—	COM	25746U109
DIS	DISNEY WALT CO	16,339	$1.542M	1.0%	—	—	COM	254687106
KO	COCA COLA CO	22,725	$1.43M	0.9%	—	—	COM	191216100
TROW	PRICE T ROWE GROUP INC	10,389	$1.18M	0.8%	—	—	COM	74144T108
TGT	TARGET CORP	7,970	$1.126M	0.7%	—	—	COM	87612E106
TJX	TJX COS INC NEW	17,432	$974K	0.6%	—	—	COM	872540109
PFF	ISHARES TR	27,355	$899K	0.6%	—	—	PFD AND INCM SEC	464288687
ADBE	ADOBE SYSTEMS INCORPORATED	2,428	$889K	0.6%	—	—	COM	00724F101
SMH	VANECK ETF TRUST	4,316	$879K	0.6%	—	—	SEMICONDUCTR ETF	92189F676
XLE	SELECT SECTOR SPDR TR	12,124	$867K	0.6%	—	—	ENERGY	81369Y506
MDLZ	MONDELEZ INTL INC	13,793	$856K	0.6%	—	—	CL A	609207105
SCHW	SCHWAB CHARLES CORP	12,512	$791K	0.5%	—	—	COM	808513105
CFG	CITIZENS FINL GROUP INC	18,850	$673K	0.4%	—	—	COM	174610105
DRI	DARDEN RESTAURANTS INC	5,472	$619K	0.4%	—	—	COM	237194105
MTB	M & T BK CORP	3,685	$587K	0.4%	—	—	COM	55261F104
NVS	NOVARTIS AG	6,896	$583K	0.4%	—	—	SPONSORED ADR	66987V109
CVS	CVS HEALTH CORP	6,037	$559K	0.4%	—	—	COM	126650100
TSLA	TESLA INC	830	$559K	0.4%	—	—	COM	88160R101
YUM	YUM BRANDS INC	4,890	$555K	0.4%	—	—	COM	988498101
SBUX	STARBUCKS CORP	7,028	$537K	0.4%	—	—	COM	855244109
CSX	CSX CORP	18,267	$531K	0.3%	—	—	COM	126408103
VB	VANGUARD INDEX FDS	2,982	$525K	0.3%	—	—	SMALL CP ETF	922908751
VOO	VANGUARD INDEX FDS	1,496	$519K	0.3%	—	—	S&P 500 ETF SHS	922908363
CLX	CLOROX CO DEL	3,651	$515K	0.3%	—	—	COM	189054109
BAC	BK OF AMERICA CORP	16,326	$508K	0.3%	—	—	COM	060505104
MDT	MEDTRONIC PLC	5,635	$506K	0.3%	—	—	SHS	G5960L103
AXP	AMERICAN EXPRESS CO	3,624	$502K	0.3%	—	—	COM	025816109
MRK	MERCK & CO INC	5,462	$498K	0.3%	—	—	COM	58933Y105
BMY	BRISTOL-MYERS SQUIBB CO	5,865	$452K	0.3%	—	—	COM	110122108
SPY	SPDR S&P 500 ETF TR	1,193	$450K	0.3%	—	—	TR UNIT	78462F103
VTV	VANGUARD INDEX FDS	3,281	$433K	0.3%	—	—	VALUE ETF	922908744
MO	ALTRIA GROUP INC	10,150	$424K	0.3%	—	—	COM	02209S103
NSC	NORFOLK SOUTHN CORP	1,831	$416K	0.3%	—	—	COM	655844108
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$409K	0.3%	—	—	CL A	084670108
HSY	HERSHEY CO	1,875	$403K	0.3%	—	—	COM	427866108
CL	COLGATE PALMOLIVE CO	4,974	$399K	0.3%	—	—	COM	194162103
T	AT&T INC	18,597	$390K	0.3%	—	—	COM	00206R102
RTX	RAYTHEON TECHNOLOGIES CORP	3,958	$380K	0.3%	—	—	COM	75513E101
INTC	INTEL CORP	10,037	$375K	0.2%	—	—	COM	458140100
BAX	BAXTER INTL INC	5,252	$337K	0.2%	—	—	COM	071813109
GLD	SPDR GOLD TR	1,906	$321K	0.2%	—	—	GOLD SHS	78463V107
GOOG	ALPHABET INC	144	$315K	0.2%	—	—	CAP STK CL C	02079K107
MMM	3M CO	2,438	$315K	0.2%	—	—	COM	88579Y101
—	BLACKROCK INC	511	$311K	0.2%	—	—	COM	09247X101
—	HEALTHCARE TR AMER INC	10,750	$300K	0.2%	—	—	CL A NEW	42225P501
SYK	STRYKER CORPORATION	1,455	$289K	0.2%	—	—	COM	863667101
BDX	BECTON DICKINSON & CO	1,169	$288K	0.2%	—	—	COM	075887109
SDY	SPDR SER TR	2,200	$261K	0.2%	—	—	S&P DIVID ETF	78464A763
XLK	SELECT SECTOR SPDR TR	2,000	$254K	0.2%	—	—	TECHNOLOGY	81369Y803
AEP	AMERICAN ELEC PWR CO INC	2,568	$246K	0.2%	—	—	COM	025537101
FDIS	FIDELITY COVINGTON TRUST	3,995	$235K	0.2%	—	—	MSCI CONSM DIS	316092204
LOW	LOWES COS INC	1,293	$226K	0.1%	—	—	COM	548661107
DIA	SPDR DOW JONES INDL AVERAGE	732	$225K	0.1%	—	—	UT SER 1	78467X109
META	META PLATFORMS INC	1,385	$223K	0.1%	—	—	CL A	30303M102
MREO	MEREO BIOPHARMA GROUP PLC	10,000	$11,000	0.0%	—	—	ADS	589492107