Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	43,921	$10.23M	6.8%	—	—	COM	594918104
VO	VANGUARD INDEX FDS	34,743	$6.531M	4.3%	—	—	MID CAP ETF	922908629
JAAA	JANUS DETROIT STR TR	123,127	$6.046M	4.0%	—	—	HENDRSON AAA CL	47103U845
AAPL	APPLE INC	37,062	$5.122M	3.4%	—	—	COM	037833100
JNJ	JOHNSON & JOHNSON	31,129	$5.085M	3.4%	—	—	COM	478160104
ABBV	ABBVIE INC	37,108	$4.98M	3.3%	—	—	COM	00287Y109
PEP	PEPSICO INC	29,284	$4.781M	3.2%	—	—	COM	713448108
JBBB	JANUS DETROIT STR TR	109,114	$4.77M	3.2%	—	—	B-BBB CLO ETF	47103U753
ADP	AUTOMATIC DATA PROCESSING IN	16,645	$3.765M	2.5%	—	—	COM	053015103
MCD	MCDONALDS CORP	16,283	$3.757M	2.5%	—	—	COM	580135101
WM	WASTE MGMT INC DEL	23,393	$3.748M	2.5%	—	—	COM	94106L109
VEU	VANGUARD INTL EQUITY INDEX F	84,352	$3.742M	2.5%	—	—	ALLWRLD EX US	922042775
COST	COSTCO WHSL CORP NEW	7,560	$3.57M	2.4%	—	—	COM	22160K105
WMT	WALMART INC	27,126	$3.518M	2.3%	—	—	COM	931142103
DUK	DUKE ENERGY CORP NEW	32,498	$3.023M	2.0%	—	—	COM NEW	26441C204
PFE	PFIZER INC	68,866	$3.014M	2.0%	—	—	COM	717081103
UNP	UNION PAC CORP	15,179	$2.957M	2.0%	—	—	COM	907818108
VZ	VERIZON COMMUNICATIONS INC	75,313	$2.86M	1.9%	—	—	COM	92343V104
ABT	ABBOTT LABS	29,286	$2.834M	1.9%	—	—	COM	002824100
HD	HOME DEPOT INC	10,138	$2.797M	1.9%	—	—	COM	437076102
JPM	JPMORGAN CHASE & CO	26,522	$2.772M	1.8%	—	—	COM	46625H100
KMB	KIMBERLY-CLARK CORP	23,948	$2.695M	1.8%	—	—	COM	494368103
GOOGL	ALPHABET INC	27,917	$2.67M	1.8%	—	—	CAP STK CL A	02079K305
HON	HONEYWELL INTL INC	15,941	$2.662M	1.8%	—	—	COM	438516106
LMT	LOCKHEED MARTIN CORP	6,732	$2.601M	1.7%	—	—	COM	539830109
NEE	NEXTERA ENERGY INC	30,989	$2.43M	1.6%	—	—	COM	65339F101
TMO	THERMO FISHER SCIENTIFIC INC	4,614	$2.34M	1.6%	—	—	COM	883556102
PAYX	PAYCHEX INC	18,779	$2.107M	1.4%	—	—	COM	704326107
PG	PROCTER AND GAMBLE CO	16,071	$2.029M	1.3%	—	—	COM	742718109
AMZN	AMAZON COM INC	17,358	$1.961M	1.3%	—	—	COM	023135106
VNQ	VANGUARD INDEX FDS	23,335	$1.871M	1.2%	—	—	REAL ESTATE ETF	922908553
EMR	EMERSON ELEC CO	22,439	$1.643M	1.1%	—	—	COM	291011104
BRK/B	BERKSHIRE HATHAWAY INC DEL	6,003	$1.603M	1.1%	—	—	CL B NEW	084670702
VIG	VANGUARD SPECIALIZED FUNDS	11,253	$1.521M	1.0%	—	—	DIV APP ETF	921908844
KO	COCA COLA CO	26,842	$1.504M	1.0%	—	—	COM	191216100
XLE	SELECT SECTOR SPDR TR	20,458	$1.473M	1.0%	—	—	ENERGY	81369Y506
V	VISA INC	8,290	$1.473M	1.0%	—	—	COM CL A	92826C839
TGT	TARGET CORP	8,720	$1.294M	0.9%	—	—	COM	87612E106
D	DOMINION ENERGY INC	17,443	$1.205M	0.8%	—	—	COM	25746U109
UNH	UNITEDHEALTH GROUP INC	2,264	$1.143M	0.8%	—	—	COM	91324P102
SCHW	SCHWAB CHARLES CORP	15,074	$1.083M	0.7%	—	—	COM	808513105
TROW	PRICE T ROWE GROUP INC	10,183	$1.069M	0.7%	—	—	COM	74144T108
TJX	TJX COS INC NEW	15,484	$962K	0.6%	—	—	COM	872540109
CFG	CITIZENS FINL GROUP INC	27,683	$951K	0.6%	—	—	COM	174610105
DIS	DISNEY WALT CO	9,763	$921K	0.6%	—	—	COM	254687106
PFF	ISHARES TR	27,145	$860K	0.6%	—	—	PFD AND INCM SEC	464288687
SMH	VANECK ETF TRUST	4,626	$856K	0.6%	—	—	SEMICONDUCTR ETF	92189F676
MDLZ	MONDELEZ INTL INC	12,443	$682K	0.5%	—	—	CL A	609207105
ADBE	ADOBE SYSTEMS INCORPORATED	2,480	$682K	0.5%	—	—	COM	00724F101
TSLA	TESLA INC	2,493	$661K	0.4%	—	—	COM	88160R101
MTB	M & T BK CORP	3,693	$651K	0.4%	—	—	COM	55261F104
DRI	DARDEN RESTAURANTS INC	5,028	$635K	0.4%	—	—	COM	237194105
CVS	CVS HEALTH CORP	6,029	$575K	0.4%	—	—	COM	126650100
VB	VANGUARD INDEX FDS	3,249	$555K	0.4%	—	—	SMALL CP ETF	922908751
FDIS	FIDELITY COVINGTON TRUST	8,706	$530K	0.4%	—	—	MSCI CONSM DIS	316092204
AXP	AMERICAN EXPRESS CO	3,924	$529K	0.4%	—	—	COM	025816109
SBUX	STARBUCKS CORP	6,263	$528K	0.4%	—	—	COM	855244109
VOO	VANGUARD INDEX FDS	1,496	$491K	0.3%	—	—	S&P 500 ETF SHS	922908363
CSX	CSX CORP	18,267	$487K	0.3%	—	—	COM	126408103
BAC	BK OF AMERICA CORP	16,052	$485K	0.3%	—	—	COM	060505104
NVS	NOVARTIS AG	6,249	$475K	0.3%	—	—	SPONSORED ADR	66987V109
YUM	YUM BRANDS INC	4,390	$467K	0.3%	—	—	COM	988498101
MRK	MERCK & CO INC	5,374	$463K	0.3%	—	—	COM	58933Y105
CLX	CLOROX CO DEL	3,522	$452K	0.3%	—	—	COM	189054109
SPY	SPDR S&P 500 ETF TR	1,193	$426K	0.3%	—	—	TR UNIT	78462F103
VTV	VANGUARD INDEX FDS	3,394	$419K	0.3%	—	—	VALUE ETF	922908744
GLD	SPDR GOLD TR	2,706	$419K	0.3%	—	—	GOLD SHS	78463V107
BMY	BRISTOL-MYERS SQUIBB CO	5,865	$417K	0.3%	—	—	COM	110122108
HSY	HERSHEY CO	1,875	$413K	0.3%	—	—	COM	427866108
MO	ALTRIA GROUP INC	10,150	$410K	0.3%	—	—	COM	02209S103
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$406K	0.3%	—	—	CL A	084670108
MDT	MEDTRONIC PLC	4,801	$388K	0.3%	—	—	SHS	G5960L103
NSC	NORFOLK SOUTHN CORP	1,796	$377K	0.3%	—	—	COM	655844108
CL	COLGATE PALMOLIVE CO	4,934	$347K	0.2%	—	—	COM	194162103
SO	SOUTHERN CO	4,926	$335K	0.2%	—	—	COM	842587107
RTX	RAYTHEON TECHNOLOGIES CORP	3,958	$324K	0.2%	—	—	COM	75513E101
SYK	STRYKER CORPORATION	1,405	$285K	0.2%	—	—	COM	863667101
GOOG	ALPHABET INC	2,880	$277K	0.2%	—	—	CAP STK CL C	02079K107
MMM	3M CO	2,438	$269K	0.2%	—	—	COM	88579Y101
—	BLACKROCK INC	487	$268K	0.2%	—	—	COM	09247X101
T	AT&T INC	17,322	$266K	0.2%	—	—	COM	00206R102
BDX	BECTON DICKINSON & CO	1,167	$260K	0.2%	—	—	COM	075887109
INTC	INTEL CORP	9,560	$246K	0.2%	—	—	COM	458140100
SDY	SPDR SER TR	2,200	$245K	0.2%	—	—	S&P DIVID ETF	78464A763
LOW	LOWES COS INC	1,288	$242K	0.2%	—	—	COM	548661107
XLK	SELECT SECTOR SPDR TR	2,000	$238K	0.2%	—	—	TECHNOLOGY	81369Y803
HR	HEALTHCARE RLTY TR	10,750	$224K	0.1%	—	—	CL A COM	42226K105
AEP	AMERICAN ELEC PWR CO INC	2,560	$221K	0.1%	—	—	COM	025537101
BAX	BAXTER INTL INC	3,964	$214K	0.1%	—	—	COM	071813109
DIA	SPDR DOW JONES INDL AVERAGE	732	$210K	0.1%	—	—	UT SER 1	78467X109