Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	Schwab Dow Jones US Large Cap ETF	379,506	$18.36M	5.9%	$37.15	—	ETF	808524201
SCHD	Schwab Dow Jones US Div Eq ETF	219,160	$16.03M	5.1%	$13.31	—	ETF	808524797
AAPL	Apple, Inc	69,025	$11.38M	3.7%	$96.02	+51.5%	COM	037833100
SGOL	ETFS Phys. Swiss Gold Shares	502,250	$9.477M	3.0%	$16.61	—	ETF	00326A104
VSLU	Applied Finance Valuation Lg Cap ETF	368,453	$9.327M	3.0%	$23.30	—	ETF	26923N405
MSFT	Microsoft Corp	31,030	$8.946M	2.9%	$27.81	+797.0%	COM	594918104
SCHV	Schwab Dow Jones US Large Value ETF	110,073	$7.219M	2.3%	$39.99	—	ETF	808524409
NOBL	Proshares S&P 500 Div Aristocrats	75,990	$6.933M	2.2%	$75.04	—	ETF	74348A467
GOOGL	Alphabet, Inc. Cl A	62,335	$6.466M	2.1%	$106.57	-10.7%	COM	02079K305
SCHG	Schwab Dow Jones US Large Growth ETF	98,060	$6.391M	2.1%	$43.21	—	ETF	808524300
SCHM	Schwab Dow Jones US Mid-Cap ETF	86,938	$5.899M	1.9%	$45.06	—	ETF	808524508
MRK	Merck & Co Inc	52,688	$5.606M	1.8%	$66.02	+49.5%	COM	58933Y105
FPE	First Trust Preferred Sec & Inc ETF	318,804	$5.088M	1.6%	$16.91	—	ETF	33739E108
DFAE	Dimensional Emerg Core Equity Mkt ETF	216,277	$4.979M	1.6%	$22.37	—	ETF	25434V302
SCHF	Schwab FTSE Developed ex-US ETF	135,379	$4.711M	1.5%	$17.72	—	ETF	808524805
SCHA	Schwab Dow Jones US Sm-Cap ETF	109,065	$4.573M	1.5%	$49.14	—	ETF	808524607
JNJ	Johnson & Johnson	26,442	$4.098M	1.3%	$114.01	+29.7%	COM	478160104
—	iShares iBonds Dec 2024 Muni Bd ETF	155,434	$4.021M	1.3%	$25.88	—	ETF	46435U697
VOO	Vanguard S&P 500 ETF	10,558	$3.971M	1.3%	$296.90	—	ETF	922908363
GSIE	Goldman Sachs ActiveBeta Intl Eq ETF	124,943	$3.849M	1.2%	$33.10	—	ETF	381430107
—	iShares iBonds Dec 2025 Muni Bd ETF	137,727	$3.665M	1.2%	$26.44	—	ETF	46435U432
IEMG	iShare Core MSCI Emerging Markets	73,873	$3.604M	1.2%	$46.80	—	ETF	46434G103
SDY	SPDR S&P Dividend ETF	28,918	$3.577M	1.1%	$74.09	—	ETF	78464A763
JPM	J P Morgan Chase & Co	24,769	$3.228M	1.0%	$87.67	+46.2%	COM	46625H100
IJH	iShares S&P Midcap 400 Index ETF	12,875	$3.221M	1.0%	$132.66	—	ETF	464287507
—	iShares iBonds Dec 2023 Muni Bd ETF	123,699	$3.146M	1.0%	$25.45	—	ETF	46435G318
PG	Procter & Gamble Inc	21,082	$3.135M	1.0%	$55.49	+140.0%	COM	742718109
PEP	Pepsico	17,186	$3.133M	1.0%	$56.73	+179.8%	COM	713448108
VEU	Vanguard FTSE All-World ex-USA ETF	57,377	$3.068M	1.0%	$49.02	—	ETF	922042775
—	iShares iBonds Dec 2024 Corp Bd ETF	122,245	$3.006M	1.0%	$24.69	—	ETF	46434VBG4
IJR	iShares S&P Smallcap 600 Index ETF	30,054	$2.906M	0.9%	$85.10	—	ETF	464287804
—	iShares iBonds Dec 2023 Corp Bd ETF	113,248	$2.853M	0.9%	$25.08	—	ETF	46434VAX8
GLD	SPDR Gold Shares	15,205	$2.786M	0.9%	$143.76	—	ETF	78463V107
LOW	Lowes Companies	12,938	$2.587M	0.8%	$63.34	+203.4%	COM	548661107
IBMO	iShares iBonds Dec 2026 Muni Bd ETF	98,818	$2.523M	0.8%	$25.10	—	ETF	46435U259
CVX	ChevronTexaco Corp	15,151	$2.472M	0.8%	$79.74	+86.2%	COM	166764100
AMGN	Amgen Inc	9,798	$2.369M	0.8%	$117.32	+91.0%	COM	031162100
NVDA	Nvidia Corp	8,487	$2.357M	0.8%	$17.57	+23.0%	COM	67066G104
FIXD	First Trust TCWOpportunistic Fxd Inc ETF	52,121	$2.349M	0.8%	$48.53	—	ETF	33740F805
AMZN	Amazon.com	22,455	$2.319M	0.7%	$123.05	-21.5%	COM	023135106
VTEB	Vanguard Tax-Exempt Bond ETF	44,856	$2.272M	0.7%	$50.08	—	ETF	922907746
PWR	Quanta Services Inc	13,204	$2.2M	0.7%	$122.00	+25.5%	COM	74762E102
AVGO	Broadcom Limited	3,246	$2.082M	0.7%	$40.38	+42.6%	COM	11135F101
XOM	Exxon-Mobil	18,420	$2.02M	0.6%	$52.41	+91.1%	COM	30231G102
SPY	SPDR S&P 500 ETF	4,883	$1.999M	0.6%	$300.38	—	ETF	78462F103
CSCO	Cisco Systems	37,476	$1.959M	0.6%	$20.31	+120.8%	COM	17275R102
BRK/B	Berkshire Hathaway B	6,321	$1.952M	0.6%	$151.22	+103.8%	COM	084670702
UNP	Union Pacific Corp	9,410	$1.894M	0.6%	$71.27	+165.8%	COM	907818108
MDT	Medtronic plc	22,323	$1.8M	0.6%	$86.30	-13.7%	ADR	G5960L103
CVS	CVS Health Corporation	23,633	$1.756M	0.6%	$48.23	+55.9%	COM	126650100
LHX	L3Harris Technologies Inc	8,896	$1.746M	0.6%	$179.21	+7.2%	COM	502431109
RTX	Raytheon Technologies Co	17,503	$1.714M	0.6%	$88.43	+4.4%	COM	75513E101
GOOG	Alphabet, Inc. Cl C	16,415	$1.707M	0.5%	$106.94	-10.4%	COM	02079K107
VTV	Vanguard Value ETF	12,287	$1.697M	0.5%	$84.95	—	ETF	922908744
VNQ	Vanguard REIT	20,405	$1.694M	0.5%	$80.27	—	ETF	922908553
MCD	McDonalds Corp	5,928	$1.658M	0.5%	$84.09	+197.9%	COM	580135101
VZ	Verizon Communications	42,195	$1.641M	0.5%	$40.99	-20.2%	COM	92343V104
BAC	Bank Of America	55,719	$1.594M	0.5%	$25.13	+21.7%	COM	060505104
DHR	Danaher Corp	6,304	$1.589M	0.5%	$43.18	+418.9%	COM	235851102
VUG	Vanguard Growth ETF	6,322	$1.577M	0.5%	$80.76	—	ETF	922908736
TMO	Thermo Fisher Scientific	2,601	$1.499M	0.5%	$134.68	+314.8%	COM	883556102
BMY	Bristol Myers Squibb	21,391	$1.483M	0.5%	$41.13	+49.5%	COM	110122108
PANW	Palo Alto Networks Inc	7,016	$1.401M	0.4%	$67.46	+25.6%	COM	697435105
IBM	International Business Machines	10,504	$1.377M	0.4%	$100.62	+20.0%	COM	459200101
VO	Vanguard Mid-Cap ETF	6,493	$1.369M	0.4%	$197.75	—	ETF	922908629
JHSC	JH/DFA Small Cap Multifactor ETF	42,035	$1.341M	0.4%	$29.00	—	ETF	47804J842
PFE	Pfizer Inc	32,733	$1.335M	0.4%	$20.88	+75.1%	COM	717081103
DIS	Disney Walt Co	13,276	$1.329M	0.4%	$75.91	+29.8%	COM	254687106
VBR	Vanguard Small-Cap Value ETF	8,238	$1.308M	0.4%	$150.46	—	ETF	922908611
FISV	Fiserv Inc.	11,488	$1.298M	0.4%	$68.47	+60.7%	COM	337738108
V	Visa, Inc.	5,529	$1.247M	0.4%	$80.15	+171.8%	COM	92826C839
HD	Home Depot	4,197	$1.239M	0.4%	$194.89	+46.1%	COM	437076102
—	iShares iBonds Dec 2025 Corp Bd ETF	47,978	$1.177M	0.4%	$24.42	—	ETF	46434VBD1
TFC	Truist Finl Corp	32,713	$1.116M	0.4%	$40.80	-8.6%	COM	89832Q109
EMR	Emerson Electric	12,639	$1.101M	0.4%	$46.88	+76.2%	COM	291011104
ADP	Automatic Data Processing	4,842	$1.078M	0.3%	$49.20	+329.8%	COM	053015103
XBI	SPDR S&P Biotech ETF	12,947	$987K	0.3%	$96.02	—	ETF	78464A870
NEE	NextEra Energy Inc.	12,390	$955K	0.3%	$66.23	+6.7%	COM	65339F101
MDLZ	Mondelez Intl Inc Cl A	13,456	$938K	0.3%	$42.23	+44.7%	COM	609207105
MA	Mastercard Inc	2,512	$913K	0.3%	$142.35	+151.1%	COM	57636Q104
ITW	Illinois Tool Works	3,738	$910K	0.3%	$100.04	+117.6%	COM	452308109
CWI	SPDR MSCI Acwi Ex-US	35,142	$904K	0.3%	$29.67	—	ETF	78463X848
QCOM	Qualcomm Corp	7,078	$903K	0.3%	$129.39	-10.0%	COM	747525103
NKE	Nike Inc Class B	7,221	$886K	0.3%	$75.42	+54.7%	COM	654106103
VIG	Vanguard Div Appreciation ETF	5,627	$867K	0.3%	$101.48	—	ETF	921908844
META	Meta Platforms Cl A	3,984	$844K	0.3%	$200.01	-15.4%	COM	30303M102
PBE	Invesco Biotech & Genomics ETF	13,251	$832K	0.3%	$57.40	—	ETF	46137V787
XLK	SPDR Technology Select Sector	5,360	$809K	0.3%	$71.22	—	ETF	81369Y803
CRM	Salesforce Com	3,900	$779K	0.3%	$166.88	0.0%	COM	79466L302
ROP	Roper Technologies, Inc	1,765	$778K	0.2%	$213.97	+98.3%	COM	776696106
CMC	Commercial Metals Co	15,614	$764K	0.2%	$23.09	+115.5%	COM	201723103
BX	Blackstone Group Lp	8,646	$759K	0.2%	$54.62	+48.6%	COM	09260D107
SCHB	Schwab Dow Jones US Broad Mkt ETF	15,072	$721K	0.2%	$35.88	—	ETF	808524102
VDC	Vanguard Consumer Staples ETF	3,721	$720K	0.2%	$125.71	—	ETF	92204A207
KO	Coca Cola	11,401	$707K	0.2%	$29.54	+87.6%	COM	191216100
ABBV	AbbVie Inc	4,290	$684K	0.2%	$58.54	+135.9%	COM	00287Y109
SCHZ	Schwab US AGG Bnd ETF	14,135	$663K	0.2%	$52.09	—	ETF	808524839
LMT	Lockheed Martin Corp	1,375	$650K	0.2%	$169.32	+155.9%	COM	539830109
WMT	Wal-Mart Stores	4,349	$641K	0.2%	$35.89	+27.6%	COM	931142103
ORCL	Oracle Systems	6,795	$631K	0.2%	$52.75	+60.8%	COM	68389X105
ABT	Abbott Labs	6,069	$615K	0.2%	$36.07	+177.2%	COM	002824100
TIPX	SPDR Blmbrg Brcly 1-10 Yr TIP	32,183	$612K	0.2%	$20.79	—	ETF	78468R861
IBMP	iShares iBonds Dec 2027 Muni Bd ETF	23,807	$606K	0.2%	$25.08	—	ETF	46435U283
UPS	UPS Inc	3,102	$602K	0.2%	$146.45	+8.0%	COM	911312106
GPN	Global Payments, Inc.	5,389	$567K	0.2%	$163.75	-35.7%	COM	37940X102
KLAC	KLA Tencor Corp	1,406	$561K	0.2%	$315.88	+21.4%	COM	482480100
CFG	Citizens Financial Group	18,125	$550K	0.2%	$29.33	+17.2%	COM	174610105
MUNI	Pimco Intermediate Muni ETF	10,276	$537K	0.2%	$52.26	—	ETF	72201R866
TJX	TJX Cos Inc	6,793	$532K	0.2%	$41.06	+84.2%	COM	872540109
ALL	Allstate Corp	4,701	$521K	0.2%	$102.11	+15.7%	COM	020002101
STZ	Constellation Brands	2,233	$504K	0.2%	$180.90	+16.6%	COM	21036P108
JMUB	J.P. Morgan Municipal ETF	9,883	$500K	0.2%	$50.63	—	ETF	46641Q647
TSN	Tyson Foods Inc	8,162	$484K	0.2%	$52.01	+6.6%	COM	902494103
REGN	Regeneron Pharm	578	$475K	0.2%	$611.44	+22.7%	COM	75886F107
LLY	Lilly Eli & Co	1,380	$474K	0.2%	$158.49	+108.2%	COM	532457108
AMT	American Tower Corp	2,282	$466K	0.1%	$214.83	-11.7%	COM	03027X100
STT	State Street Boston Corp	6,000	$454K	0.1%	$44.55	+71.0%	COM	857477103
INTC	Intel Corp	13,790	$451K	0.1%	$48.79	-43.6%	COM	458140100
PEG	Public Svc Enterprise	7,144	$446K	0.1%	$41.63	+31.8%	COM	744573106
IVW	iShares S&P 500 Barra Gr. Fd.	6,782	$433K	0.1%	$69.75	—	ETF	464287309
VTIP	Vanguard Sht-Term Infl Prot Sec ETF	8,719	$417K	0.1%	$49.12	—	ETF	922020805
AON	AON plc	1,319	$416K	0.1%	$191.78	+58.1%	SHS CL A	G0403H108
KLIC	Kulicke & Soffa Inds	7,635	$402K	0.1%	$51.60	-4.4%	COM	501242101
AMAT	Applied Materials	3,204	$394K	0.1%	$25.12	+345.5%	COM	038222105
GE	General Electric	3,970	$380K	0.1%	$62.95	+4.7%	COM	369604301
PM	Philip Morris Intl Inc	3,808	$370K	0.1%	$60.04	+44.8%	COM	718172109
PYPL	Paypal Holdings, Inc.	4,806	$365K	0.1%	$64.81	+18.6%	COM	70450Y103
DD	Du Pont E I De Nemours	5,038	$362K	0.1%	$21.08	+36.0%	COM	26614N102
TOTL	SPDR Doubleline Ttl Rtrn	8,800	$361K	0.1%	$159.02	—	ETF	78467V848
FNDX	Sch Fundamental US Large Co ETF	6,541	$359K	0.1%	$11.41	—	ETF	808524771
MDY	S&P 400 Mid-Cap SPDR ETF	781	$358K	0.1%	$128385.95	—	ETF	78467Y107
—	Chase Corp	3,405	$357K	0.1%	$95.51	—	COM	16150R104
SKIN	Beauty Health Company CL A ORD	28,144	$355K	0.1%	$13.06	-11.5%	COM	88331L108
D	Dominion Res Inc Va	6,351	$355K	0.1%	$62.04	-18.5%	COM	25746U109
GS	Goldman Sachs Group	1,062	$347K	0.1%	$228.79	+41.5%	COM	38141G104
VOE	Vanguard Mid Cap Value ETF	2,555	$343K	0.1%	$101.42	—	ETF	922908512
MO	Altria Group Inc	7,635	$341K	0.1%	$29.03	+25.0%	COM	02209S103
NVS	Novartis A G	3,699	$340K	0.1%	$71.89	—	ADR	66987V109
COP	Conoco Phillips	3,405	$338K	0.1%	$47.19	+110.9%	COM	20825C104
IBTE	iShares iBonds Dec 2024 ETF	14,063	$338K	0.1%	$24.44	—	ETF	46436E874
—	iShares iBonds Dec 2023 ETF	13,409	$333K	0.1%	$24.91	—	ETF	46436E882
—	Western Asset Muni Hi Income	48,412	$323K	0.1%	$7.94	—	ETF	95766N103
—	Wells Fargo & Co 7.50 pcnt Pfd	270	$318K	0.1%	$1216.95	—	PFD	949746804
—	Nuveen Inter Dur Qlty Muni	24,720	$316K	0.1%	$12.91	—	ETF	670677103
XLE	Sector Spdr Engy Select	3,750	$311K	0.1%	$71.54	—	ETF	81369Y506
TGT	Target Corp	1,838	$304K	0.1%	$166.54	-10.8%	COM	87612E106
DEO	Diageo Plc	1,651	$299K	0.1%	$137.49	—	ADR	25243Q205
DFAI	Dimensional International Core Equity Mkt ETF	10,926	$294K	0.1%	$26.95	—	ETF	25434V203
COST	Costco Whsl Corp	582	$289K	0.1%	$431.96	+9.1%	COM	22160K105
MPLX	MPLX LP	8,300	$286K	0.1%	$29.74	—	COM	55336V100
IBDR	iShares iBonds Dec 2026 Corp Bd ETF	12,039	$286K	0.1%	$23.16	—	ETF	46435GAA0
DUK	Duke Energy	2,931	$283K	0.1%	$87.47	+0.8%	COM	26441C204
DOW	Dow Chemical	5,150	$282K	0.1%	$46.18	+2.4%	COM	260557103
VRTX	Vertex Pharmaceuticals	893	$281K	0.1%	$219.65	+36.5%	COM	92532F100
SPLV	Invesco S&P 500 Low Volatility ETF	4,428	$276K	0.1%	$63.91	—	ETF	46138E354
INTU	Intuit Inc.	600	$267K	0.1%	$340.30	+18.5%	COM	461202103
CTVA	Corteva Inc	4,397	$265K	0.1%	$43.54	+35.8%	COM	22052L104
VXUS	Vanguard Total International Stock	4,704	$260K	0.1%	$55.21	—	ETF	921909768
NOC	Northrop Grumman Corp	560	$259K	0.1%	$333.78	+32.4%	COM	666807102
PPG	PPG Inds Inc	1,929	$258K	0.1%	$86.36	+40.2%	COM	693506107
PAYX	Paychex Inc	2,246	$257K	0.1%	$100.80	+3.5%	COM	704326107
HPQ	Hewlett Packard	8,731	$256K	0.1%	$15.17	+69.6%	COM	40434L105
VB	Vanguard Small Cap ETF	1,351	$256K	0.1%	$123.18	—	ETF	922908751
IBMQ	iShares iBonds Dec 2028 Muni Bd ETF	10,004	$256K	0.1%	$25.19	—	ETF	46435U325
VWO	Vanguard Emerging Mkt Fd ETF	6,201	$251K	0.1%	$38.98	—	ETF	922042858
INDB	Independent Bank Corp Ma	3,800	$249K	0.1%	$71.11	-4.1%	COM	453836108
SYY	Sysco Inc	3,213	$248K	0.1%	$50.42	+40.2%	COM	871829107
BDX	Becton Dickinson	968	$240K	0.1%	$137.19	+69.3%	COM	075887109
—	HACK- ETFMG Prime Cyber Security ETF	4,976	$238K	0.1%	$77.06	—	ETF	26924G201
KMI	Kinder Morgan Inc	13,428	$235K	0.1%	$14.31	+6.5%	COM	49456B101
—	Unilever Plc Adr New	4,500	$234K	0.1%	$50.35	—	ADR	904767704
BSV	Vanguard Short-Term Bond ETF	2,995	$229K	0.1%	$81.05	—	ETF	921937827
VLO	Valero Energy Corp.	1,637	$229K	0.1%	$114.07	+7.8%	COM	91913Y100
IWM	iShares Russell 2000 Index Fund ETF	1,275	$227K	0.1%	$196.08	—	ETF	464287655
CI	Cigna	858	$219K	0.1%	$218.34	+26.5%	COM	125523100
WYNN	Wynn Resorts	1,922	$215K	0.1%	$101.66	0.0%	COM	983134107
CARR	Carrier Global Corp	4,695	$215K	0.1%	$43.10	0.0%	COM	14448C104
VGT	Vanguard Info Technology	557	$215K	0.1%	$385.47	—	ETF	92204A702
MTUM	iShares MSCI USA Momentum	1,489	$207K	0.1%	$139.42	—	ETF	46432F396
IVE	iShares S&P 500 Value ETF	1,353	$205K	0.1%	$151.76	—	ETF	464287408
FVD	First Trust Value Line Div Idx	5,083	$204K	0.1%	$39.91	—	ETF	33734H106
—	TE Connectivity Ltd	1,550	$203K	0.1%	$131.15	—	COM	H84989104
ES	Eversource Energy	2,585	$202K	0.1%	$64.33	+7.8%	COM	30040W108
SCHP	Schwab US TIPS ETF	3,762	$202K	0.1%	$251.73	—	ETF	808524870
MLCO	MLCO	12,410	$158K	0.1%	$11.50	—	COM	585464100
SNDL	Sundial Growers Inc	34,420	$55,072	0.0%	$2.38	-17.5%	COM	83307B101
—	Ashford Hospitality Trust Inc	16,332	$52,426	0.0%	$6.80	—	COM	044103869
OVID	Ovid Therapeutics Inc	15,522	$40,047	0.0%	$2.09	+13.3%	COM	690469101
—	Clearside Biomedical Inc	27,023	$28,104	0.0%	$1.15	—	COM	185063104
ONCY	Oncolytics Biotech	18,915	$22,698	0.0%	$1.32	+19.1%	COM	682310875
—	TCR2 Therapeutics Inc	12,522	$18,783	0.0%	$1.76	—	COM	87808K106
—	MIRION TECHNOLOG	10,023	$16,137	0.0%	$1.50	—	COM	60471A119
—	Aptose Biosciences	18,915	$12,106	0.0%	$0.58	—	COM	03835T200
MDNAF	Medicenna Therapeutics Corp	12,915	$8,131	0.0%	$1.13	-44.8%	COM	58490H107
—	Document Security Systems Inc	18,523	$3,982	0.0%	$0.25	—	COM	26253C102