CIK: 0000717538 · Show all filings
Period: Q2 2025 (← Previous) (Next →)
Filing Date: Aug 11, 2025
Total Value ($000): $949,676 (100.0% shares, 0.0% debt)
| Ticker | Issuer | Shares | Value ($000) | % | Est. Cost | Unrealized | Class | CUSIP |
|---|---|---|---|---|---|---|---|---|
| VOO | VANGUARD S&P 500 ETF | 215,686 | $122,516 | 12.9% | $374.58 | — | Equities | 922908363 |
| QQQ | INVESCO QQQ TRUST SERIES 1 | 158,376 | $87,367 | 9.2% | $403.98 | — | Equities | 46090E103 |
| IJH | ISHARES CORE S&P MID-CAP ETF | 873,652 | $54,184 | 5.7% | $94.99 | — | Equities | 464287507 |
| AROW | ARROW FINANCIAL CORPORATION | 1,888,320 | $49,889 | 5.3% | $17.21 | +43.1% | Equities | 042744102 |
| IJR | ISHARES CORE S&P SMALL-CAP ETF | 384,477 | $42,019 | 4.4% | $96.62 | — | Equities | 464287804 |
| SPYV | SPDR PORTFOLIO S&P 500 VALUE ETF | 799,564 | $41,849 | 4.4% | $42.38 | — | Equities | 78464A508 |
| IDEV | ISHARES CORE MSCI DEV MKTS ETF | 508,382 | $38,657 | 4.1% | $67.23 | — | Equities | 46435G326 |
| VO | VANGUARD MID-CAP ETF | 103,248 | $28,892 | 3.0% | $221.34 | — | Equities | 922908629 |
| — | ISHARES IBONDS 2025 H/Y INC ETF | 868,676 | $20,201 | 2.1% | $23.31 | — | Equities | 46435U168 |
| MSFT | MICROSOFT CORP | 35,683 | $17,749 | 1.9% | $47.54 | +809.5% | Equities | 594918104 |
| IBHF | ISHARES IBONDS 2026 TERM HIGH YIELD AND INC | 724,261 | $16,825 | 1.8% | $23.22 | — | Equities | 46436E528 |
| NVDA | NVIDIA CORP | 103,451 | $16,344 | 1.7% | $92.35 | +36.2% | Equities | 67066G104 |
| IBDX | ISHARES IBONDS DEC 2032 TC ETF | 591,999 | $14,969 | 1.6% | $24.55 | — | Equities | 46436E312 |
| AAPL | APPLE INC | 71,810 | $14,733 | 1.6% | $86.78 | +132.1% | Equities | 037833100 |
| IBDY | ISHARES IBONDS DEC 2033 CORP | 566,352 | $14,671 | 1.5% | $25.61 | — | Equities | 46436E130 |
| IBDW | ISHARES IBONDS DEC 2031 TERM CORP | 693,211 | $14,585 | 1.5% | $13.91 | — | Equities | 46436E486 |
| IBDV | ISHARES IBONDS DEC 2030 TERM CORP | 658,115 | $14,465 | 1.5% | $14.89 | — | Equities | 46436E726 |
| IBDU | ISHARES IBONDS DEC 2029 TERM CORP | 616,847 | $14,391 | 1.5% | $15.55 | — | Equities | 46436E205 |
| IBDT | ISHARES IBONDS DEC 2028 TERM CORP | 557,751 | $14,178 | 1.5% | $24.89 | — | Equities | 46435U515 |
| IBDR | ISHARES IBONDS DEC 2026 TERM CORP | 573,374 | $13,904 | 1.5% | $23.86 | — | Equities | 46435GAA0 |
| IBDS | ISHARES IBONDS DEC 2027 TERM CORP | 571,307 | $13,866 | 1.5% | $23.86 | — | Equities | 46435UAA9 |
| — | ISHARES IBONDS DEC 2025 TERM CORP | 473,024 | $11,911 | 1.3% | $24.78 | — | Equities | 46434VBD1 |
| VB | VANGUARD SMALL-CAP ETF | 49,129 | $11,643 | 1.2% | $212.19 | — | Equities | 922908751 |
| GOOGL | ALPHABET INC CL A | 57,546 | $10,141 | 1.1% | $106.39 | +53.5% | Equities | 02079K305 |
| XLRE | REAL ESTATE SELECT SECTOR SPDR FUND | 234,787 | $9,725 | 1.0% | $41.17 | — | Equities | 81369Y860 |
| AMZN | AMAZON.COM INC | 39,418 | $8,648 | 0.9% | $119.47 | +65.6% | Equities | 023135106 |
| JPM | JP MORGAN CHASE & CO | 26,321 | $7,631 | 0.8% | $42.75 | +491.0% | Equities | 46625H100 |
| ORCL | ORACLE CORPORATION | 32,742 | $7,158 | 0.8% | $37.73 | +326.2% | Equities | 68389X105 |
| AGG | ISHARES CORE U.S. AGGREGATE | 65,301 | $6,478 | 0.7% | $104.55 | — | Equities | 464287226 |
| IBDZ | ISHARES IBONDS DEC 2034 TM CORP | 240,155 | $6,275 | 0.7% | $25.87 | — | Equities | 46438G653 |
| META | META PLATFORMS INC CL A | 7,825 | $5,776 | 0.6% | $167.28 | +268.6% | Equities | 30303M102 |
| TLH | ISHARES 10-20 YEAR TREASURY BOND ETF | 54,946 | $5,583 | 0.6% | $103.16 | — | Equities | 464288653 |
| VCSH | VANGUARD SHORT TERM CORP BOND ETF | 70,060 | $5,570 | 0.6% | $81.50 | — | Equities | 92206C409 |
| HD | HOME DEPOT INC | 14,135 | $5,182 | 0.5% | $119.72 | +197.3% | Equities | 437076102 |
| V | VISA INC CL A | 14,030 | $4,981 | 0.5% | $62.57 | +454.5% | Equities | 92826C839 |
| BRK/B | BERKSHIRE HATHAWAY INC-CL B | 9,305 | $4,520 | 0.5% | $113.24 | +348.5% | Equities | 084670702 |
| SPY | SPDR S&P 500 ETF TRUST | 7,315 | $4,520 | 0.5% | $234.72 | — | Equities | 78462F103 |
| NFLX | NETFLIX INC | 3,362 | $4,502 | 0.5% | $11.25 | +904.9% | Equities | 64110L106 |
| NYF | ISHARES NEW YORK MUNI BOND ETF | 86,275 | $4,498 | 0.5% | $52.25 | — | Mutual Funds | 464288323 |
| APH | AMPHENOL CORP CL A | 44,261 | $4,371 | 0.5% | $46.62 | +74.6% | Equities | 032095101 |
| CRM | SALESFORCE INC | 15,826 | $4,316 | 0.5% | $84.23 | +215.9% | Equities | 79466L302 |
| LLY | LILLY ELI & CO | 5,244 | $4,088 | 0.4% | $427.16 | +81.1% | Equities | 532457108 |
| BLK | BLACKROCK INC | 3,613 | $3,791 | 0.4% | $990.23 | -5.8% | Equities | 09290D101 |
| ICE | INTERCONTINENTAL EXCHANGE GROUP, INC | 19,762 | $3,626 | 0.4% | $57.76 | +195.1% | Equities | 45866F104 |
| COST | COSTCO WHOLESALE CORP | 3,621 | $3,585 | 0.4% | $139.49 | +610.3% | Equities | 22160K105 |
| CSCO | CISCO SYSTEMS INC | 50,375 | $3,495 | 0.4% | $37.67 | +60.3% | Equities | 17275R102 |
| SYK | STRYKER CORPORATION | 8,770 | $3,470 | 0.4% | $115.63 | +221.3% | Equities | 863667101 |
| XOM | EXXON MOBIL CORP | 31,402 | $3,385 | 0.4% | $53.22 | +96.4% | Equities | 30231G102 |
| WMT | WALMART INC | 33,386 | $3,264 | 0.3% | $43.89 | +115.9% | Equities | 931142103 |
| BAC | BANK OF AMERICA CORP | 67,824 | $3,209 | 0.3% | $17.36 | +138.8% | Equities | 060505104 |
| JNJ | JOHNSON & JOHNSON | 20,210 | $3,087 | 0.3% | $63.17 | +138.8% | Equities | 478160104 |
| PG | PROCTER & GAMBLE CO | 19,348 | $3,083 | 0.3% | $59.12 | +171.9% | Equities | 742718109 |
| DIS | DISNEY WALT CO NEW | 24,267 | $3,009 | 0.3% | $82.39 | +24.8% | Equities | 254687106 |
| CAT | CATERPILLAR INC | 7,429 | $2,884 | 0.3% | $182.50 | +81.3% | Equities | 149123101 |
| TJX | TJX COS INC | 22,804 | $2,816 | 0.3% | $44.30 | +184.1% | Equities | 872540109 |
| AMGN | AMGEN INC | 10,009 | $2,795 | 0.3% | $165.84 | +67.5% | Equities | 031162100 |
| MCD | MCDONALDS CORP | 9,146 | $2,672 | 0.3% | $155.56 | +95.1% | Equities | 580135101 |
| ADBE | ADOBE INC | 6,765 | $2,617 | 0.3% | $279.70 | +37.8% | Equities | 00724F101 |
| TMUS | T-MOBILE US INC | 10,650 | $2,537 | 0.3% | $160.20 | +50.7% | Equities | 872590104 |
| ABT | ABBOTT LABS | 18,049 | $2,455 | 0.3% | $73.09 | +78.7% | Equities | 002824100 |
| HON | HONEYWELL INTERNATIONAL INC | 10,406 | $2,423 | 0.3% | $57.34 | +248.2% | Equities | 438516106 |
| MS | MORGAN STANLEY | 16,962 | $2,389 | 0.3% | $38.05 | +217.9% | Equities | 617446448 |
| KO | COCA COLA CO | 33,758 | $2,388 | 0.3% | $36.36 | +92.0% | Equities | 191216100 |
| WMB | WILLIAMS COS INC | 37,939 | $2,383 | 0.3% | $20.50 | +181.3% | Equities | 969457100 |
| TRV | TRAVELERS COMPANIES INC | 8,858 | $2,370 | 0.2% | $136.25 | +91.3% | Equities | 89417E109 |
| XLK | TECHNOLOGY SELECT SECTOR SPDR FUND | 8,956 | $2,268 | 0.2% | $54.35 | — | Equities | 81369Y803 |
| PANW | PALO ALTO NETWORKS INC | 10,642 | $2,178 | 0.2% | $163.14 | +13.8% | Equities | 697435105 |
| TMO | THERMO FISHER SCIENTIFIC INC | 5,129 | $2,080 | 0.2% | $249.43 | +67.2% | Equities | 883556102 |
| MA | MASTERCARD INC CL A | 3,682 | $2,069 | 0.2% | $217.24 | +153.9% | Equities | 57636Q104 |
| GOOG | ALPHABET INC CL C | 11,522 | $2,044 | 0.2% | $107.51 | +53.3% | Equities | 02079K107 |
| GD | GENERAL DYNAMICS CORP | 6,898 | $2,012 | 0.2% | $163.42 | +66.7% | Equities | 369550108 |
| UNP | UNION PAC CORP | 8,446 | $1,943 | 0.2% | $104.52 | +109.0% | Equities | 907818108 |
| MRVL | MARVELL TECHNOLOGY INC | 21,952 | $1,699 | 0.2% | $59.65 | +4.4% | Equities | 573874104 |
| DHR | DANAHER CORP | 8,423 | $1,664 | 0.2% | $164.05 | +17.7% | Equities | 235851102 |
| PWR | QUANTA SERVICES INC | 4,362 | $1,649 | 0.2% | $278.47 | +15.2% | Equities | 74762E102 |
| BND | VANGUARD TOTAL BOND MARKET ETF | 21,614 | $1,591 | 0.2% | $74.01 | — | Equities | 921937835 |
| UNH | UNITEDHEALTH GROUP INC | 5,048 | $1,575 | 0.2% | $123.08 | +204.6% | Equities | 91324P102 |
| CMI | CUMMINS INC | 4,776 | $1,564 | 0.2% | $144.30 | +111.8% | Equities | 231021106 |
| MAS | MASCO CORP | 23,737 | $1,528 | 0.2% | $23.55 | +164.2% | Equities | 574599106 |
| VRTX | VERTEX PHARMACEUTICALS INC | 3,302 | $1,470 | 0.2% | $376.60 | +22.4% | Equities | 92532F100 |
| MINT | PIMCO ENHANCED SHORT MATURITY ETF | 14,076 | $1,415 | 0.1% | $100.65 | — | Equities | 72201R833 |
| TSLA | TESLA INC | 4,421 | $1,404 | 0.1% | $221.76 | +35.9% | Equities | 88160R101 |
| YUM | YUM BRANDS INC | 9,449 | $1,400 | 0.1% | $101.38 | +42.2% | Equities | 988498101 |
| COP | CONOCOPHILLIPS | 15,535 | $1,394 | 0.1% | $56.47 | +55.9% | Equities | 20825C104 |
| IBM | INTL. BUSINESS MACHINES CORP | 4,667 | $1,376 | 0.1% | $118.94 | +113.4% | Equities | 459200101 |
| XLB | MATERIALS SELECT SECTOR SPDR FUND | 15,250 | $1,339 | 0.1% | $63.04 | — | Equities | 81369Y100 |
| PEP | PEPSICO INC | 10,063 | $1,329 | 0.1% | $56.13 | +133.5% | Equities | 713448108 |
| IR | INGERSOLL-RAND INC | 15,915 | $1,324 | 0.1% | $72.90 | +8.0% | Equities | 45687V106 |
| MUB | ISHARES NATIONAL MUNI BOND ETF | 12,378 | $1,293 | 0.1% | $95.85 | — | Mutual Funds | 464288414 |
| XLF | FINANCIAL SELECT SECTOR SPDR FUND | 24,063 | $1,260 | 0.1% | $25.80 | — | Equities | 81369Y605 |
| CVX | CHEVRON CORPORATION | 7,998 | $1,145 | 0.1% | $68.98 | +98.6% | Equities | 166764100 |
| LOW | LOWES COS INC | 5,070 | $1,125 | 0.1% | $94.45 | +133.6% | Equities | 548661107 |
| ABBV | ABBVIE INC | 5,751 | $1,068 | 0.1% | $58.28 | +213.4% | Equities | 00287Y109 |
| RTX | RTX CORPORATION | 7,273 | $1,062 | 0.1% | $55.11 | +139.1% | Equities | 75513E101 |
| AWK | AMERICAN WATER WORKS CO INC | 7,472 | $1,039 | 0.1% | $121.82 | +15.9% | Equities | 030420103 |
| XLU | UTILITIES SELECT SECTOR SPDR FUND | 11,610 | $948 | 0.1% | $56.81 | — | Equities | 81369Y886 |
| SYY | SYSCO CORP | 12,366 | $937 | 0.1% | $64.63 | +10.0% | Equities | 871829107 |
| ADP | AUTOMATIC DATA PROCESSING INC | 2,878 | $888 | 0.1% | $124.33 | +143.2% | Equities | 053015103 |
| XLV | HEALTH CARE SELECT SECTOR SPDR FUND | 6,525 | $880 | 0.1% | $66.25 | — | Equities | 81369Y209 |
| AXP | AMERICAN EXPRESS CO | 2,634 | $840 | 0.1% | $62.58 | +346.4% | Equities | 025816109 |
| XLI | INDUSTRIAL SELECT SECTOR SPDR FUND | 5,607 | $827 | 0.1% | $57.35 | — | Equities | 81369Y704 |
| IVV | ISHARES CORE S&P 500 ETF | 1,325 | $823 | 0.1% | $567.02 | — | Equities | 464287200 |
| AVGO | BROADCOM INC | 2,980 | $821 | 0.1% | $215.92 | 0.0% | Equities | 11135F101 |
| MRK | MERCK & CO INC | 10,217 | $809 | 0.1% | $49.55 | +56.2% | Equities | 58933Y105 |
| TER | TERADYNE INC | 8,989 | $808 | 0.1% | $102.47 | -22.2% | Equities | 880770102 |
| GE | GE AEROSPACE | 3,119 | $803 | 0.1% | $92.29 | +136.8% | Equities | 369604301 |
| D | DOMINION ENERGY INC | 14,089 | $796 | 0.1% | $50.37 | +5.5% | Equities | 25746U109 |
| TXN | TEXAS INSTRUMENTS INC | 3,659 | $760 | 0.1% | $118.74 | +46.8% | Equities | 882508104 |
| ECL | ECOLAB INC | 2,663 | $718 | 0.1% | $103.56 | +143.7% | Equities | 278865100 |
| EMN | EASTMAN CHEMICAL CO | 9,451 | $706 | 0.1% | $80.80 | -6.0% | Equities | 277432100 |
| MMM | 3M CO | 4,620 | $703 | 0.1% | $87.86 | +60.8% | Equities | 88579Y101 |
| CL | COLGATE PALMOLIVE CO | 7,724 | $702 | 0.1% | $44.78 | +101.1% | Equities | 194162103 |
| SNOW | SNOWFLAKE INC CL A | 3,057 | $684 | 0.1% | $169.79 | +6.5% | Equities | 833445109 |
| XLY | CONS DISC SELECT SECTOR SPDR FUND | 3,105 | $675 | 0.1% | $83.53 | — | Equities | 81369Y407 |
| VNQ | VANGUARD REAL ESTATE ETF | 7,564 | $674 | 0.1% | $65.20 | — | Equities | 922908553 |
| NEE | NEXTERA ENERGY INC | 8,924 | $620 | 0.1% | $55.39 | +22.9% | Equities | 65339F101 |
| SUSB | ISHARES ESG AWARE 1-5 YEAR USD ETF | 24,545 | $618 | 0.1% | $21.80 | — | Equities | 46435G243 |
| INTU | INTUIT INC | 750 | $591 | 0.1% | $89.42 | +654.3% | Equities | 461202103 |
| AEP | AMERICAN ELEC PWR INC | 5,393 | $560 | 0.1% | $101.98 | 0.0% | Equities | 025537101 |
| LYB | LYONDELLBASELL INDUSTRIES NV | 9,404 | $544 | 0.1% | $68.64 | -20.7% | Equities | N53745100 |
| GLD | SPDR GOLD TRUST | 1,757 | $536 | 0.1% | $177.76 | — | Equities | 78463V107 |
| VZ | VERIZON COMMUNICATIONS | 12,298 | $532 | 0.1% | $34.43 | +21.4% | Equities | 92343V104 |
| EMR | EMERSON ELEC CO | 3,977 | $530 | 0.1% | $43.06 | +163.7% | Equities | 291011104 |
| XLC | COMM. SERV. SELECT SECTOR SPDR FUND | 4,666 | $506 | 0.1% | $51.11 | — | Equities | 81369Y852 |
| LEN | LENNAR CORP CL A | 4,331 | $479 | 0.1% | $151.91 | -29.4% | Equities | 526057104 |
| WFC | WELLS FARGO & CO | 5,787 | $464 | 0.0% | $30.85 | +130.6% | Equities | 949746101 |
| SPYG | SPDR PORTFOLIO S&P 500 GROWTH ETF | 4,842 | $462 | 0.0% | $57.85 | — | Equities | 78464A409 |
| SO | SOUTHERN COMPANY | 4,848 | $445 | 0.0% | $87.99 | 0.0% | Equities | 842587107 |
| GEV | GE VERNOVA LLC | 802 | $424 | 0.0% | $158.85 | +161.9% | Equities | 36828A101 |
| VTI | VANGUARD TOTAL STOCK MARKET ETF | 1,378 | $419 | 0.0% | $283.16 | — | Equities | 922908769 |
| SBUX | STARBUCKS CORP | 4,468 | $409 | 0.0% | $37.98 | +124.2% | Equities | 855244109 |
| PAYX | PAYCHEX INC | 2,793 | $406 | 0.0% | $59.65 | +147.3% | Equities | 704326107 |
| FISV | FISERV INC | 2,250 | $388 | 0.0% | $51.40 | +252.8% | Equities | 337738108 |
| CARR | CARRIER GLOBAL CORP | 5,186 | $380 | 0.0% | $17.13 | +293.0% | Equities | 14448C104 |
| IWR | ISHARES RUSSELL MIDCAP ETF | 4,076 | $375 | 0.0% | $81.83 | — | Equities | 464287499 |
| IGSB | ISHARES 1-5Y INV GRADE CORP ETF | 6,625 | $350 | 0.0% | $60.79 | — | Equities | 464288646 |
| XLE | ENERGY SELECT SECTOR SPDR FUND | 3,817 | $324 | 0.0% | $68.75 | — | Equities | 81369Y506 |
| AMAT | APPLIED MATERIALS INC | 1,685 | $308 | 0.0% | $14.73 | +969.0% | Equities | 038222105 |
| BMY | BRISTOL MYERS SQUIBB CO | 6,619 | $306 | 0.0% | $39.71 | +18.9% | Equities | 110122108 |
| CPK | CHESAPEAKE UTILITIES CORP | 2,480 | $298 | 0.0% | $113.22 | +9.4% | Equities | 165303108 |
| XLP | CONS STAPLES SELECT SECT SPDR FUND | 3,668 | $297 | 0.0% | $54.28 | — | Equities | 81369Y308 |
| PFE | PFIZER INC | 12,206 | $296 | 0.0% | $17.58 | +27.1% | Equities | 717081103 |
| T | AT&T INC | 9,931 | $287 | 0.0% | $16.04 | +68.1% | Equities | 00206R102 |
| DLTR | DOLLAR TREE INC | 2,840 | $281 | 0.0% | $97.67 | -11.6% | Equities | 256746108 |
| SHY | ISHARES BARCLAYS 1-3 YEAR TR ETF | 3,226 | $267 | 0.0% | $59.27 | — | Equities | 464287457 |
| GS | GOLDMAN SACHS GROUP INC | 357 | $253 | 0.0% | $128.73 | +344.1% | Equities | 38141G104 |
| LMT | LOCKHEED MARTIN CORP | 525 | $243 | 0.0% | $459.07 | 0.0% | Equities | 539830109 |
| IBMO | ISHARES IBONDS DEC 2026 MUNI ETF | 9,451 | $242 | 0.0% | $20.96 | — | Mutual Funds | 46435U259 |
| IBMP | ISHARES IBONDS DEC 2027 MUNI ETF | 9,517 | $241 | 0.0% | $20.72 | — | Mutual Funds | 46435U283 |
| — | ISHARES IBONDS DEC 2025 MUNI ETF | 9,006 | $241 | 0.0% | $21.98 | — | Mutual Funds | 46435U432 |
| NGG | NATIONAL GRID PLC SPONS ADR | 3,233 | $241 | 0.0% | $65.61 | — | Equities | 636274409 |
| IBMQ | ISHARES IBONDS DEC 2028 TERM MUNI | 9,448 | $240 | 0.0% | $25.59 | — | Mutual Funds | 46435U325 |
| SDY | SPDR S&P DIVIDEND ETF | 1,719 | $233 | 0.0% | $141.76 | — | Equities | 78464A763 |
| UBER | UBER TECHNOLOGIES INC | 2,500 | $233 | 0.0% | $82.32 | 0.0% | Equities | 90353T100 |
| PYPL | PAYPAL HOLDINGS INC | 3,026 | $225 | 0.0% | $68.32 | 0.0% | Equities | 70450Y103 |
| TROW | T ROWE PRICE GROUP INC | 2,328 | $225 | 0.0% | $50.07 | +77.0% | Equities | 74144T108 |
| ETN | EATON CORP PLC | 605 | $216 | 0.0% | $306.71 | 0.0% | Equities | G29183103 |
| NUSC | NUVEEN ESG SMALL-CAP ETF | 5,150 | $210 | 0.0% | $40.74 | — | Equities | 67092P607 |
| OTIS | OTIS WORLDWIDE CORP | 2,075 | $205 | 0.0% | $96.18 | -0.8% | Equities | 68902V107 |
| F | FORD MOTOR CO DEL | 10,500 | $114 | 0.0% | $7.51 | +31.5% | Equities | 345370860 |