Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	37,633	$11.88M	7.6%	—	—	COM	594918104
VO	VANGUARD INDEX FDS	36,728	$7.648M	4.9%	—	—	MID CAP ETF	922908629
AAPL	APPLE INC	38,494	$6.591M	4.2%	—	—	COM	037833100
JAAA	JANUS DETROIT STR TR	129,839	$6.535M	4.2%	—	—	HENDRSON AAA CL	47103U845
ADP	AUTOMATIC DATA PROCESSING IN	19,271	$4.636M	3.0%	—	—	COM	053015103
JNJ	JOHNSON & JOHNSON	29,740	$4.632M	3.0%	—	—	COM	478160104
VEU	VANGUARD INTL EQUITY INDEX F	88,429	$4.587M	2.9%	—	—	ALLWRLD EX US	922042775
PEP	PEPSICO INC	26,987	$4.573M	2.9%	—	—	COM	713448108
GOOGL	ALPHABET INC	32,406	$4.241M	2.7%	—	—	CAP STK CL A	02079K305
WMT	WALMART INC	26,041	$4.165M	2.7%	—	—	COM	931142103
JPM	JPMORGAN CHASE & CO	28,256	$4.098M	2.6%	—	—	COM	46625H100
COST	COSTCO WHSL CORP NEW	6,465	$3.652M	2.3%	—	—	COM	22160K105
WM	WASTE MGMT INC DEL	23,032	$3.511M	2.3%	—	—	COM	94106L109
MCD	MCDONALDS CORP	12,681	$3.341M	2.1%	—	—	COM	580135101
DUK	DUKE ENERGY CORP NEW	37,668	$3.325M	2.1%	—	—	COM NEW	26441C204
JBBB	JANUS DETROIT STR TR	64,084	$3.044M	2.0%	—	—	B-BBB CLO ETF	47103U753
UNP	UNION PAC CORP	14,658	$2.985M	1.9%	—	—	COM	907818108
KMB	KIMBERLY-CLARK CORP	24,229	$2.928M	1.9%	—	—	COM	494368103
ABBV	ABBVIE INC	19,597	$2.921M	1.9%	—	—	COM	00287Y109
XLE	SELECT SECTOR SPDR TR	31,597	$2.856M	1.8%	—	—	ENERGY	81369Y506
HD	HOME DEPOT INC	9,387	$2.836M	1.8%	—	—	COM	437076102
ABT	ABBOTT LABS	27,591	$2.672M	1.7%	—	—	COM	002824100
TMO	THERMO FISHER SCIENTIFIC INC	4,992	$2.527M	1.6%	—	—	COM	883556102
LMT	LOCKHEED MARTIN CORP	6,068	$2.482M	1.6%	—	—	COM	539830109
AMZN	AMAZON COM INC	19,243	$2.446M	1.6%	—	—	COM	023135106
HON	HONEYWELL INTL INC	12,477	$2.305M	1.5%	—	—	COM	438516106
V	VISA INC	9,932	$2.284M	1.5%	—	—	COM CL A	92826C839
UNH	UNITEDHEALTH GROUP INC	4,476	$2.257M	1.4%	—	—	COM	91324P102
PG	PROCTER AND GAMBLE CO	15,228	$2.221M	1.4%	—	—	COM	742718109
MRK	MERCK & CO INC	19,899	$2.049M	1.3%	—	—	COM	58933Y105
NEE	NEXTERA ENERGY INC	35,504	$2.034M	1.3%	—	—	COM	65339F101
VIG	VANGUARD SPECIALIZED FUNDS	11,702	$1.818M	1.2%	—	—	DIV APP ETF	921908844
PAYX	PAYCHEX INC	15,150	$1.747M	1.1%	—	—	COM	704326107
EMR	EMERSON ELEC CO	18,090	$1.747M	1.1%	—	—	COM	291011104
VNQ	VANGUARD INDEX FDS	22,538	$1.705M	1.1%	—	—	REAL ESTATE ETF	922908553
TJX	TJX COS INC NEW	18,145	$1.613M	1.0%	—	—	COM	872540109
BRK/B	BERKSHIRE HATHAWAY INC DEL	4,569	$1.601M	1.0%	—	—	CL B NEW	084670702
KO	COCA COLA CO	27,236	$1.525M	1.0%	—	—	COM	191216100
SMH	VANECK ETF TRUST	10,170	$1.474M	0.9%	—	—	SEMICONDUCTR ETF	92189F676
ORCL	ORACLE CORP	12,280	$1.301M	0.8%	—	—	COM	68389X105
PFE	PFIZER INC	35,818	$1.188M	0.8%	—	—	COM	717081103
SCHW	SCHWAB CHARLES CORP	19,950	$1.095M	0.7%	—	—	COM	808513105
TROW	PRICE T ROWE GROUP INC	8,992	$943K	0.6%	—	—	COM	74144T108
VBR	VANGUARD INDEX FDS	5,795	$924K	0.6%	—	—	SM CP VAL ETF	922908611
AXP	AMERICAN EXPRESS CO	5,288	$789K	0.5%	—	—	COM	025816109
MDLZ	MONDELEZ INTL INC	10,300	$715K	0.5%	—	—	CL A	609207105
VB	VANGUARD INDEX FDS	3,702	$700K	0.4%	—	—	SMALL CP ETF	922908751
D	DOMINION ENERGY INC	15,532	$694K	0.4%	—	—	COM	25746U109
VOO	VANGUARD INDEX FDS	1,496	$587K	0.4%	—	—	S&P 500 ETF SHS	922908363
GLD	SPDR GOLD TR	3,331	$571K	0.4%	—	—	GOLD SHS	78463V107
BAC	BANK AMERICA CORP	20,345	$557K	0.4%	—	—	COM	060505104
CSX	CSX CORP	17,819	$548K	0.4%	—	—	COM	126408103
TSLA	TESLA INC	2,189	$548K	0.4%	—	—	COM	88160R101
VZ	VERIZON COMMUNICATIONS INC	16,767	$543K	0.3%	—	—	COM	92343V104
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$531K	0.3%	—	—	CL A	084670108
NVS	NOVARTIS AG	5,115	$521K	0.3%	—	—	SPONSORED ADR	66987V109
SPY	SPDR S&P 500 ETF TR	1,193	$510K	0.3%	—	—	TR UNIT	78462F103
YUM	YUM BRANDS INC	4,080	$510K	0.3%	—	—	COM	988498101
SBUX	STARBUCKS CORP	5,513	$503K	0.3%	—	—	COM	855244109
FDIS	FIDELITY COVINGTON TRUST	7,121	$497K	0.3%	—	—	MSCI CONSM DIS	316092204
VTV	VANGUARD INDEX FDS	3,600	$497K	0.3%	—	—	VALUE ETF	922908744
CLX	CLOROX CO DEL	3,631	$476K	0.3%	—	—	COM	189054109
MTB	M & T BK CORP	3,635	$460K	0.3%	—	—	COM	55261F104
PFF	ISHARES TR	13,670	$412K	0.3%	—	—	PFD AND INCM SEC	464288687
SYK	STRYKER CORPORATION	1,380	$377K	0.2%	—	—	COM	863667101
HSY	HERSHEY CO	1,875	$375K	0.2%	—	—	COM	427866108
—	BLACKROCK INC	555	$359K	0.2%	—	—	COM	09247X101
SO	SOUTHERN CO	5,499	$356K	0.2%	—	—	COM	842587107
MDT	MEDTRONIC PLC	4,356	$341K	0.2%	—	—	SHS	G5960L103
CVS	CVS HEALTH CORP	4,883	$341K	0.2%	—	—	COM	126650100
BMY	BRISTOL-MYERS SQUIBB CO	5,865	$340K	0.2%	—	—	COM	110122108
DIS	DISNEY WALT CO	4,077	$330K	0.2%	—	—	COM	254687106
CFG	CITIZENS FINL GROUP INC	12,064	$323K	0.2%	—	—	COM	174610105
NSC	NORFOLK SOUTHN CORP	1,624	$320K	0.2%	—	—	COM	655844108
BDX	BECTON DICKINSON & CO	1,180	$305K	0.2%	—	—	COM	075887109
CL	COLGATE PALMOLIVE CO	4,259	$303K	0.2%	—	—	COM	194162103
META	META PLATFORMS INC	993	$298K	0.2%	—	—	CL A	30303M102
RTX	RTX CORPORATION	4,135	$298K	0.2%	—	—	COM	75513E101
XLK	SELECT SECTOR SPDR TR	1,800	$295K	0.2%	—	—	TECHNOLOGY	81369Y803
GOOG	ALPHABET INC	2,170	$286K	0.2%	—	—	CAP STK CL C	02079K107
INTC	INTEL CORP	7,360	$262K	0.2%	—	—	COM	458140100
LOW	LOWES COS INC	1,240	$258K	0.2%	—	—	COM	548661107
MO	ALTRIA GROUP INC	6,075	$255K	0.2%	—	—	COM	02209S103
SDY	SPDR SER TR	2,200	$253K	0.2%	—	—	S&P DIVID ETF	78464A763
DIA	SPDR DOW JONES INDL AVERAGE	732	$245K	0.2%	—	—	UT SER 1	78467X109
TGT	TARGET CORP	2,158	$239K	0.2%	—	—	COM	87612E106
DRI	DARDEN RESTAURANTS INC	1,623	$232K	0.1%	—	—	COM	237194105
CARR	CARRIER GLOBAL CORPORATION	4,200	$232K	0.1%	—	—	COM	14448C104
MMM	3M CO	2,400	$225K	0.1%	—	—	COM	88579Y101
CAT	CATERPILLAR INC	745	$203K	0.1%	—	—	COM	149123101
HR	HEALTHCARE RLTY TR	10,750	$164K	0.1%	—	—	CL A COM	42226K105