Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	37,017	$13.92M	8.2%	—	—	COM	594918104
JAAA	JANUS DETROIT STR TR	208,386	$10.48M	6.2%	—	—	HENDRSON AAA CL	47103U845
VO	VANGUARD INDEX FDS	37,528	$8.731M	5.1%	—	—	MID CAP ETF	922908629
AAPL	APPLE INC	37,756	$7.269M	4.3%	—	—	COM	037833100
VEU	VANGUARD INTL EQUITY INDEX F	90,198	$5.064M	3.0%	—	—	ALLWRLD EX US	922042775
JPM	JPMORGAN CHASE & CO	28,913	$4.918M	2.9%	—	—	COM	46625H100
PEP	PEPSICO INC	27,143	$4.61M	2.7%	—	—	COM	713448108
JNJ	JOHNSON & JOHNSON	29,122	$4.565M	2.7%	—	—	COM	478160104
ADP	AUTOMATIC DATA PROCESSING IN	19,021	$4.431M	2.6%	—	—	COM	053015103
GOOGL	ALPHABET INC	31,520	$4.403M	2.6%	—	—	CAP STK CL A	02079K305
COST	COSTCO WHSL CORP NEW	6,221	$4.106M	2.4%	—	—	COM	22160K105
WMT	WALMART INC	25,921	$4.086M	2.4%	—	—	COM	931142103
WM	WASTE MGMT INC DEL	22,467	$4.024M	2.4%	—	—	COM	94106L109
XLE	SELECT SECTOR SPDR TR	45,658	$3.828M	2.2%	—	—	ENERGY	81369Y506
MCD	MCDONALDS CORP	12,447	$3.691M	2.2%	—	—	COM	580135101
UNP	UNION PAC CORP	14,537	$3.571M	2.1%	—	—	COM	907818108
HD	HOME DEPOT INC	9,326	$3.232M	1.9%	—	—	COM	437076102
ABT	ABBOTT LABS	28,854	$3.176M	1.9%	—	—	COM	002824100
DUK	DUKE ENERGY CORP NEW	30,238	$2.934M	1.7%	—	—	COM NEW	26441C204
KMB	KIMBERLY-CLARK CORP	23,503	$2.856M	1.7%	—	—	COM	494368103
AMZN	AMAZON COM INC	18,250	$2.773M	1.6%	—	—	COM	023135106
ABBV	ABBVIE INC	17,785	$2.756M	1.6%	—	—	COM	00287Y109
TMO	THERMO FISHER SCIENTIFIC INC	5,190	$2.755M	1.6%	—	—	COM	883556102
LMT	LOCKHEED MARTIN CORP	6,074	$2.753M	1.6%	—	—	COM	539830109
V	VISA INC	10,115	$2.633M	1.5%	—	—	COM CL A	92826C839
UNH	UNITEDHEALTH GROUP INC	4,988	$2.626M	1.5%	—	—	COM	91324P102
HON	HONEYWELL INTL INC	12,280	$2.575M	1.5%	—	—	COM	438516106
MRK	MERCK & CO INC	22,633	$2.467M	1.4%	—	—	COM	58933Y105
PG	PROCTER AND GAMBLE CO	14,934	$2.188M	1.3%	—	—	COM	742718109
NEE	NEXTERA ENERGY INC	34,976	$2.124M	1.2%	—	—	COM	65339F101
SMH	VANECK ETF TRUST	12,021	$2.102M	1.2%	—	—	SEMICONDUCTR ETF	92189F676
VNQ	VANGUARD INDEX FDS	23,200	$2.05M	1.2%	—	—	REAL ESTATE ETF	922908553
VIG	VANGUARD SPECIALIZED FUNDS	11,819	$2.014M	1.2%	—	—	DIV APP ETF	921908844
PAYX	PAYCHEX INC	14,929	$1.778M	1.0%	—	—	COM	704326107
TJX	TJX COS INC NEW	18,141	$1.702M	1.0%	—	—	COM	872540109
EMR	EMERSON ELEC CO	17,223	$1.676M	1.0%	—	—	COM	291011104
KO	COCA COLA CO	27,030	$1.593M	0.9%	—	—	COM	191216100
BRK/B	BERKSHIRE HATHAWAY INC DEL	4,444	$1.585M	0.9%	—	—	CL B NEW	084670702
SCHW	SCHWAB CHARLES CORP	21,121	$1.453M	0.9%	—	—	COM	808513105
ORCL	ORACLE CORP	13,325	$1.405M	0.8%	—	—	COM	68389X105
VBR	VANGUARD INDEX FDS	6,039	$1.087M	0.6%	—	—	SM CP VAL ETF	922908611
AXP	AMERICAN EXPRESS CO	5,445	$1.02M	0.6%	—	—	COM	025816109
TROW	PRICE T ROWE GROUP INC	9,046	$974K	0.6%	—	—	COM	74144T108
PFE	PFIZER INC	29,962	$863K	0.5%	—	—	COM	717081103
VB	VANGUARD INDEX FDS	3,946	$842K	0.5%	—	—	SMALL CP ETF	922908751
MDLZ	MONDELEZ INTL INC	10,101	$732K	0.4%	—	—	CL A	609207105
VOO	VANGUARD INDEX FDS	1,496	$653K	0.4%	—	—	S&P 500 ETF SHS	922908363
BAC	BANK AMERICA CORP	18,925	$637K	0.4%	—	—	COM	060505104
GLD	SPDR GOLD TR	3,331	$637K	0.4%	—	—	GOLD SHS	78463V107
CSX	CSX CORP	17,515	$607K	0.4%	—	—	COM	126408103
D	DOMINION ENERGY INC	12,636	$594K	0.3%	—	—	COM	25746U109
SPY	SPDR S&P 500 ETF TR	1,193	$567K	0.3%	—	—	TR UNIT	78462F103
VTV	VANGUARD INDEX FDS	3,676	$550K	0.3%	—	—	VALUE ETF	922908744
TSLA	TESLA INC	2,190	$544K	0.3%	—	—	COM	88160R101
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$543K	0.3%	—	—	CL A	084670108
CLX	CLOROX CO DEL	3,599	$513K	0.3%	—	—	COM	189054109
NVS	NOVARTIS AG	5,032	$508K	0.3%	—	—	SPONSORED ADR	66987V109
FDIS	FIDELITY COVINGTON TRUST	6,373	$503K	0.3%	—	—	MSCI CONSM DIS	316092204
MTB	M & T BK CORP	3,635	$498K	0.3%	—	—	COM	55261F104
SBUX	STARBUCKS CORP	4,978	$478K	0.3%	—	—	COM	855244109
YUM	YUM BRANDS INC	3,655	$478K	0.3%	—	—	COM	988498101
—	BLACKROCK INC	535	$434K	0.3%	—	—	COM	09247X101
SYK	STRYKER CORPORATION	1,380	$413K	0.2%	—	—	COM	863667101
NSC	NORFOLK SOUTHN CORP	1,609	$380K	0.2%	—	—	COM	655844108
INTC	INTEL CORP	7,360	$370K	0.2%	—	—	COM	458140100
META	META PLATFORMS INC	993	$351K	0.2%	—	—	CL A	30303M102
MDT	MEDTRONIC PLC	4,261	$351K	0.2%	—	—	SHS	G5960L103
HSY	HERSHEY CO	1,875	$350K	0.2%	—	—	COM	427866108
CFG	CITIZENS FINL GROUP INC	10,515	$348K	0.2%	—	—	COM	174610105
RTX	RTX CORPORATION	4,135	$348K	0.2%	—	—	COM	75513E101
XLK	SELECT SECTOR SPDR TR	1,800	$346K	0.2%	—	—	TECHNOLOGY	81369Y803
CVS	CVS HEALTH CORP	4,344	$343K	0.2%	—	—	COM	126650100
CL	COLGATE PALMOLIVE CO	4,084	$326K	0.2%	—	—	COM	194162103
DIS	DISNEY WALT CO	3,592	$324K	0.2%	—	—	COM	254687106
VZ	VERIZON COMMUNICATIONS INC	8,575	$323K	0.2%	—	—	COM	92343V104
SO	SOUTHERN CO	4,394	$308K	0.2%	—	—	COM	842587107
GOOG	ALPHABET INC	2,160	$304K	0.2%	—	—	CAP STK CL C	02079K107
BMY	BRISTOL-MYERS SQUIBB CO	5,865	$301K	0.2%	—	—	COM	110122108
BDX	BECTON DICKINSON & CO	1,180	$288K	0.2%	—	—	COM	075887109
AVGO	BROADCOM INC	251	$280K	0.2%	—	—	COM	11135F101
LOW	LOWES COS INC	1,240	$276K	0.2%	—	—	COM	548661107
DIA	SPDR DOW JONES INDL AVERAGE	732	$276K	0.2%	—	—	UT SER 1	78467X109
SDY	SPDR SER TR	2,200	$275K	0.2%	—	—	S&P DIVID ETF	78464A763
DRI	DARDEN RESTAURANTS INC	1,623	$267K	0.2%	—	—	COM	237194105
MMM	3M CO	2,400	$262K	0.2%	—	—	COM	88579Y101
MO	ALTRIA GROUP INC	6,075	$245K	0.1%	—	—	COM	02209S103
CARR	CARRIER GLOBAL CORPORATION	4,200	$241K	0.1%	—	—	COM	14448C104
TGT	TARGET CORP	1,679	$239K	0.1%	—	—	COM	87612E106
MS	MORGAN STANLEY	2,426	$226K	0.1%	—	—	COM NEW	617446448
ADBE	ADOBE INC	360	$215K	0.1%	—	—	COM	00724F101
JBBB	JANUS DETROIT STR TR	4,389	$210K	0.1%	—	—	B-BBB CLO ETF	47103U753
IJH	ISHARES TR	750	$208K	0.1%	—	—	CORE S&P MCP ETF	464287507
HR	HEALTHCARE RLTY TR	10,750	$185K	0.1%	—	—	CL A COM	42226K105