Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	43,864	$14.94M	8.4%	—	—	COM	594918104
VO	VANGUARD INDEX FDS	38,271	$8.426M	4.8%	—	—	MID CAP ETF	922908629
AAPL	APPLE INC	37,964	$7.364M	4.2%	—	—	COM	037833100
JAAA	JANUS DETROIT STR TR	132,224	$6.591M	3.7%	—	—	HENDRSON AAA CL	47103U845
PEP	PEPSICO INC	29,346	$5.435M	3.1%	—	—	COM	713448108
JNJ	JOHNSON & JOHNSON	31,911	$5.282M	3.0%	—	—	COM	478160104
ABBV	ABBVIE INC	36,566	$4.927M	2.8%	—	—	COM	00287Y109
ADP	AUTOMATIC DATA PROCESSING IN	22,018	$4.839M	2.7%	—	—	COM	053015103
VEU	VANGUARD INTL EQUITY INDEX F	85,470	$4.65M	2.6%	—	—	ALLWRLD EX US	922042775
MCD	MCDONALDS CORP	15,294	$4.564M	2.6%	—	—	COM	580135101
WMT	WALMART INC	27,659	$4.348M	2.5%	—	—	COM	931142103
COST	COSTCO WHSL CORP NEW	8,068	$4.344M	2.5%	—	—	COM	22160K105
JPM	JPMORGAN CHASE & CO	28,558	$4.153M	2.3%	—	—	COM	46625H100
WM	WASTE MGMT INC DEL	23,690	$4.108M	2.3%	—	—	COM	94106L109
GOOGL	ALPHABET INC	32,161	$3.85M	2.2%	—	—	CAP STK CL A	02079K305
JBBB	JANUS DETROIT STR TR	74,321	$3.412M	1.9%	—	—	B-BBB CLO ETF	47103U753
DUK	DUKE ENERGY CORP NEW	37,643	$3.378M	1.9%	—	—	COM NEW	26441C204
KMB	KIMBERLY-CLARK CORP	24,445	$3.375M	1.9%	—	—	COM	494368103
UNP	UNION PAC CORP	16,342	$3.344M	1.9%	—	—	COM	907818108
ABT	ABBOTT LABS	29,980	$3.268M	1.8%	—	—	COM	002824100
HON	HONEYWELL INTL INC	15,416	$3.199M	1.8%	—	—	COM	438516106
LMT	LOCKHEED MARTIN CORP	6,910	$3.181M	1.8%	—	—	COM	539830109
VZ	VERIZON COMMUNICATIONS INC	80,219	$2.983M	1.7%	—	—	COM	92343V104
HD	HOME DEPOT INC	9,443	$2.933M	1.7%	—	—	COM	437076102
XLE	SELECT SECTOR SPDR TR	32,408	$2.631M	1.5%	—	—	ENERGY	81369Y506
AMZN	AMAZON COM INC	19,423	$2.532M	1.4%	—	—	COM	023135106
NEE	NEXTERA ENERGY INC	34,050	$2.527M	1.4%	—	—	COM	65339F101
TMO	THERMO FISHER SCIENTIFIC INC	4,526	$2.361M	1.3%	—	—	COM	883556102
PG	PROCTER AND GAMBLE CO	15,423	$2.34M	1.3%	—	—	COM	742718109
VNQ	VANGUARD INDEX FDS	26,720	$2.233M	1.3%	—	—	REAL ESTATE ETF	922908553
V	VISA INC	9,176	$2.179M	1.2%	—	—	COM CL A	92826C839
MRK	MERCK & CO INC	18,279	$2.109M	1.2%	—	—	COM	58933Y105
PAYX	PAYCHEX INC	18,583	$2.079M	1.2%	—	—	COM	704326107
BRK/B	BERKSHIRE HATHAWAY INC DEL	6,078	$2.073M	1.2%	—	—	CL B NEW	084670702
EMR	EMERSON ELEC CO	21,719	$1.963M	1.1%	—	—	COM	291011104
VIG	VANGUARD SPECIALIZED FUNDS	11,709	$1.902M	1.1%	—	—	DIV APP ETF	921908844
UNH	UNITEDHEALTH GROUP INC	3,660	$1.759M	1.0%	—	—	COM	91324P102
KO	COCA COLA CO	27,264	$1.642M	0.9%	—	—	COM	191216100
PFE	PFIZER INC	42,805	$1.57M	0.9%	—	—	COM	717081103
SMH	VANECK ETF TRUST	8,588	$1.308M	0.7%	—	—	SEMICONDUCTR ETF	92189F676
TGT	TARGET CORP	8,845	$1.167M	0.7%	—	—	COM	87612E106
TROW	PRICE T ROWE GROUP INC	10,082	$1.129M	0.6%	—	—	COM	74144T108
TJX	TJX COS INC NEW	13,040	$1.106M	0.6%	—	—	COM	872540109
SCHW	SCHWAB CHARLES CORP	19,017	$1.078M	0.6%	—	—	COM	808513105
VBR	VANGUARD INDEX FDS	5,726	$947K	0.5%	—	—	SM CP VAL ETF	922908611
D	DOMINION ENERGY INC	18,120	$938K	0.5%	—	—	COM	25746U109
MDLZ	MONDELEZ INTL INC	12,413	$905K	0.5%	—	—	CL A	609207105
AXP	AMERICAN EXPRESS CO	4,656	$811K	0.5%	—	—	COM	025816109
PFF	ISHARES TR	26,170	$809K	0.5%	—	—	PFD AND INCM SEC	464288687
VB	VANGUARD INDEX FDS	3,774	$751K	0.4%	—	—	SMALL CP ETF	922908751
DRI	DARDEN RESTAURANTS INC	4,365	$729K	0.4%	—	—	COM	237194105
CSX	CSX CORP	18,223	$621K	0.4%	—	—	COM	126408103
TSLA	TESLA INC	2,356	$617K	0.3%	—	—	COM	88160R101
VOO	VANGUARD INDEX FDS	1,496	$609K	0.3%	—	—	S&P 500 ETF SHS	922908363
GLD	SPDR GOLD TR	3,331	$594K	0.3%	—	—	GOLD SHS	78463V107
CLX	CLOROX CO DEL	3,613	$575K	0.3%	—	—	COM	189054109
YUM	YUM BRANDS INC	4,130	$572K	0.3%	—	—	COM	988498101
SBUX	STARBUCKS CORP	5,592	$554K	0.3%	—	—	COM	855244109
BAC	BANK AMERICA CORP	18,955	$544K	0.3%	—	—	COM	060505104
FDIS	FIDELITY COVINGTON TRUST	7,328	$537K	0.3%	—	—	MSCI CONSM DIS	316092204
SPY	SPDR S&P 500 ETF TR	1,193	$529K	0.3%	—	—	TR UNIT	78462F103
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$518K	0.3%	—	—	CL A	084670108
VTV	VANGUARD INDEX FDS	3,564	$506K	0.3%	—	—	VALUE ETF	922908744
NVS	NOVARTIS AG	4,993	$504K	0.3%	—	—	SPONSORED ADR	66987V109
HSY	HERSHEY CO	1,875	$468K	0.3%	—	—	COM	427866108
MO	ALTRIA GROUP INC	10,075	$456K	0.3%	—	—	COM	02209S103
CVS	CVS HEALTH CORP	6,533	$452K	0.3%	—	—	COM	126650100
MTB	M & T BK CORP	3,635	$450K	0.3%	—	—	COM	55261F104
DIS	DISNEY WALT CO	4,690	$419K	0.2%	—	—	COM	254687106
RTX	RAYTHEON TECHNOLOGIES CORP	4,135	$405K	0.2%	—	—	COM	75513E101
SYK	STRYKER CORPORATION	1,280	$391K	0.2%	—	—	COM	863667101
SO	SOUTHERN CO	5,554	$390K	0.2%	—	—	COM	842587107
BMY	BRISTOL-MYERS SQUIBB CO	5,865	$375K	0.2%	—	—	COM	110122108
NSC	NORFOLK SOUTHN CORP	1,645	$373K	0.2%	—	—	COM	655844108
MDT	MEDTRONIC PLC	4,226	$372K	0.2%	—	—	SHS	G5960L103
—	BLACKROCK INC	528	$365K	0.2%	—	—	COM	09247X101
CL	COLGATE PALMOLIVE CO	4,459	$344K	0.2%	—	—	COM	194162103
GOOG	ALPHABET INC	2,590	$313K	0.2%	—	—	CAP STK CL C	02079K107
XLK	SELECT SECTOR SPDR TR	1,800	$313K	0.2%	—	—	TECHNOLOGY	81369Y803
CFG	CITIZENS FINL GROUP INC	11,648	$304K	0.2%	—	—	COM	174610105
BDX	BECTON DICKINSON & CO	1,125	$297K	0.2%	—	—	COM	075887109
INTC	INTEL CORP	8,560	$286K	0.2%	—	—	COM	458140100
T	AT&T INC	17,740	$283K	0.2%	—	—	COM	00206R102
META	META PLATFORMS INC	983	$282K	0.2%	—	—	CL A	30303M102
LOW	LOWES COS INC	1,245	$281K	0.2%	—	—	COM	548661107
SDY	SPDR SER TR	2,200	$270K	0.2%	—	—	S&P DIVID ETF	78464A763
DIA	SPDR DOW JONES INDL AVERAGE	732	$252K	0.1%	—	—	UT SER 1	78467X109
MMM	3M CO	2,400	$240K	0.1%	—	—	COM	88579Y101
CARR	CARRIER GLOBAL CORPORATION	4,200	$209K	0.1%	—	—	COM	14448C104
MS	MORGAN STANLEY	2,426	$207K	0.1%	—	—	COM NEW	617446448
HR	HEALTHCARE RLTY TR	10,750	$203K	0.1%	—	—	CL A COM	42226K105
YUMC	YUM CHINA HLDGS INC	3,555	$201K	0.1%	—	—	COM	98850P109