Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	TE Connectivity Ltd	1,550	$203M	39.0%	$121.14	—	COM	H84989104
SCHX	Schwab Dow Jones US Large Cap ETF	337,804	$18.19M	3.5%	$36.15	—	ETF	808524201
SCHD	Schwab Dow Jones US Div Eq ETF	224,269	$17.69M	3.4%	$10.50	—	ETF	808524797
AAPL	Apple, Inc	77,079	$13.46M	2.6%	$96.02	+71.7%	COM	037833100
SGOL	ETFS Phys. Swiss Gold Shares	606,517	$11.27M	2.2%	$16.61	—	ETF	00326A104
MSFT	Microsoft Corp	32,568	$10.04M	1.9%	$27.81	+947.8%	COM	594918104
GOOGL	Alphabet, Inc. Cl A	3,235	$8.998M	1.7%	$40.33	+234.3%	COM	02079K305
SCHG	Schwab Dow Jones US Large Growth ETF	119,471	$8.939M	1.7%	$43.21	—	ETF	808524300
SCHV	Schwab Dow Jones US Large Value ETF	121,787	$8.694M	1.7%	$39.99	—	ETF	808524409
NOBL	Proshares S&P 500 Div Aristocrats	68,243	$6.477M	1.2%	$73.59	—	ETF	74348A467
SCHM	Schwab Dow Jones US Mid-Cap ETF	83,848	$6.361M	1.2%	$44.31	—	ETF	808524508
—	First Trust Preferred Sec & Inc ETF	325,356	$6.188M	1.2%	$19.02	—	PFD	33739E112
GSIE	Goldman Sachs ActiveBeta Intl Eq ETF	172,877	$5.658M	1.1%	$33.27	—	ETF	381430107
JNJ	Johnson & Johnson	29,645	$5.254M	1.0%	$114.01	+33.2%	COM	478160104
SCHA	Schwab Dow Jones US Sm-Cap ETF	97,651	$4.625M	0.9%	$50.18	—	ETF	808524607
MRK	Merck & Co Inc	54,147	$4.443M	0.9%	$66.02	+5.8%	COM	58933Y105
FIXD	First Trust TCWOpportunistic Fxd Inc ETF	87,133	$4.32M	0.8%	$49.58	—	ETF	33740F805
SCHF	Schwab FTSE Developed ex-US ETF	112,564	$4.133M	0.8%	$14.88	—	ETF	808524805
IEMG	iShare Core MSCI Emerging Markets	71,298	$3.961M	0.8%	$57.25	—	ETF	46434G103
SDY	SPDR S&P Dividend ETF	29,250	$3.747M	0.7%	$74.09	—	ETF	78464A763
IJH	iShares S&P Midcap 400 Index ETF	13,257	$3.557M	0.7%	$132.66	—	ETF	464287507
AMZN	Amazon.com	1,073	$3.498M	0.7%	$97.81	+58.0%	COM	023135106
IJR	iShares S&P Smallcap 600 Index ETF	32,063	$3.459M	0.7%	$85.10	—	ETF	464287804
SCHZ	Schwab US AGG Bnd ETF	66,327	$3.354M	0.6%	$52.09	—	ETF	808524839
JPM	J P Morgan Chase & Co	24,129	$3.289M	0.6%	$87.33	+53.1%	COM	46625H100
PG	Procter & Gamble Inc	21,243	$3.246M	0.6%	$55.49	+156.1%	COM	742718109
VOO	Vanguard S&P 500 ETF	7,488	$3.109M	0.6%	$277.45	—	ETF	922908363
GLD	SPDR Gold Shares	17,177	$3.103M	0.6%	$143.76	—	ETF	78463V107
LOW	Lowes Companies	14,981	$3.029M	0.6%	$63.34	+236.8%	COM	548661107
PEP	Pepsico	17,416	$2.915M	0.6%	$56.73	+161.6%	COM	713448108
GOOG	Alphabet, Inc. Cl C	1,026	$2.866M	0.5%	$39.89	+238.3%	COM	02079K107
NVDA	Nvidia Corp	10,051	$2.743M	0.5%	$17.29	+44.7%	COM	67066G104
VZ	Verizon Communications	51,423	$2.619M	0.5%	$40.99	+1.2%	COM	92343V104
MDT	Medtronic plc	23,468	$2.604M	0.5%	$86.30	+8.5%	COM	G5960L103
CVS	CVS Health Corporation	25,649	$2.596M	0.5%	$48.23	+90.8%	COM	126650100
UNP	Union Pacific Corp	9,410	$2.571M	0.5%	$71.27	+223.5%	COM	907818108
BRK/B	Berkshire Hathaway B	7,115	$2.511M	0.5%	$151.22	+113.9%	COM	084670702
VNQ	Vanguard REIT	22,628	$2.452M	0.5%	$79.79	—	ETF	922908553
AMGN	Amgen Inc	9,913	$2.397M	0.5%	$117.32	+73.3%	COM	031162100
CVX	ChevronTexaco Corp	14,637	$2.383M	0.5%	$78.59	+56.2%	COM	166764100
VEU	Vanguard FTSE All-World ex-USA ETF	40,866	$2.353M	0.5%	$48.26	—	ETF	922042775
BAC	Bank Of America	56,846	$2.343M	0.4%	$25.13	+62.5%	COM	060505104
LHX	L3Harris Technologies Inc	9,363	$2.326M	0.4%	$179.21	+19.8%	COM	502431109
VTV	Vanguard Value ETF	15,370	$2.271M	0.4%	$84.95	—	ETF	922908744
DIS	Disney Walt Co	15,812	$2.169M	0.4%	$75.91	+86.1%	COM	254687106
SPY	SPDR S&P 500 ETF	4,609	$2.081M	0.4%	$296.77	—	ETF	78462F103
CSCO	Cisco Systems	37,085	$2.068M	0.4%	$20.03	+151.0%	COM	17275R102
VUG	Vanguard Growth ETF	6,991	$2.011M	0.4%	$80.76	—	ETF	922908736
—	Quanta Services Inc	15,093	$1.986M	0.4%	$131.58	—	COM	74762E106
DHR	Danaher Corp	6,447	$1.891M	0.4%	$43.18	+469.0%	COM	235851102
TIPX	SPDR Blmbrg Brcly 1-10 Yr TIP	87,502	$1.81M	0.3%	$20.79	—	ETF	78468R861
AVGO	Broadcom Limited	2,761	$1.738M	0.3%	$38.30	+43.8%	COM	11135F101
PFE	Pfizer Inc	33,530	$1.736M	0.3%	$20.88	+103.5%	COM	717081103
INTC	Intel Corp	33,460	$1.658M	0.3%	$48.79	-5.4%	COM	458140100
VIG	Vanguard Div Appreciation ETF	10,026	$1.626M	0.3%	$101.48	—	ETF	921908844
XOM	Exxon-Mobil	19,067	$1.575M	0.3%	$52.41	+29.5%	COM	30231G102
BMY	Bristol Myers Squibb	21,079	$1.54M	0.3%	$40.63	+39.9%	COM	110122108
TFC	Truist Finl Corp	26,783	$1.519M	0.3%	$40.83	+24.0%	COM	89832Q109
JHSC	JH/DFA Small Cap Multifactor ETF	44,039	$1.511M	0.3%	$28.99	—	ETF	47804J842
MCD	McDonalds Corp	6,056	$1.497M	0.3%	$84.09	+170.9%	COM	580135101
—	Raytheon Technologies Co	14,998	$1.486M	0.3%	$99.08	—	COM	75513E109
VBR	Vanguard Small-Cap Value ETF	8,358	$1.471M	0.3%	$150.33	—	ETF	922908611
PANW	Palo Alto Networks Inc	2,222	$1.383M	0.3%	$26.78	+234.2%	COM	697435105
HD	Home Depot	4,614	$1.381M	0.3%	$194.89	+61.1%	COM	437076102
V	Visa, Inc.	6,088	$1.35M	0.3%	$80.15	+162.1%	COM	92826C839
IBM	International Business Machines	10,237	$1.331M	0.3%	$100.62	+11.4%	COM	459200101
EMR	Emerson Electric	13,279	$1.302M	0.2%	$46.88	+86.5%	COM	291011104
GPN	Global Payments, Inc.	9,490	$1.299M	0.2%	$163.75	-17.8%	COM	37940X102
TOTL	SPDR Doubleline Ttl Rtrn	28,147	$1.26M	0.2%	$159.02	—	ETF	78467V848
FISV	Fiserv Inc.	12,366	$1.254M	0.2%	$68.47	+47.8%	COM	337738108
XBI	SPDR S&P Biotech ETF	13,844	$1.244M	0.2%	$96.46	—	ETF	78464A870
ADP	Automatic Data Processing	4,894	$1.114M	0.2%	$49.20	+300.2%	COM	053015103
NKE	Nike Inc Class B	8,222	$1.106M	0.2%	$75.42	+74.9%	COM	654106103
BX	Blackstone Group Lp	8,486	$1.077M	0.2%	$52.70	+103.4%	COM	09260D107
NEE	NextEra Energy Inc.	12,631	$1.07M	0.2%	$66.15	+9.0%	COM	65339F101
KLIC	Kulicke & Soffa Inds	18,225	$1.021M	0.2%	$51.96	-0.7%	COM	501242101
CRM	Salesforce Com	4,799	$1.019M	0.2%	$153.51	+38.5%	COM	79466L302
VO	Vanguard Mid-Cap ETF	4,269	$1.015M	0.2%	$196.84	—	ETF	922908629
QCOM	Qualcomm Corp	6,193	$946K	0.2%	$130.05	+18.1%	COM	747525103
MA	Mastercard Inc	2,626	$938K	0.2%	$142.35	+147.0%	COM	57636Q104
XLK	SPDR Technology Select Sector	5,792	$921K	0.2%	$70.40	—	ETF	81369Y803
META	Meta Platforms Cl A	4,131	$919K	0.2%	$200.81	+23.6%	COM	30303M102
CWI	SPDR MSCI Acwi Ex-US	33,331	$917K	0.2%	$31.17	—	ETF	78463X848
FNDE	Sch Fundamental EM Lg Co ETF	30,448	$881K	0.2%	$32.20	—	ETF	808524730
MDLZ	Mondelez Intl Inc Cl A	13,481	$846K	0.2%	$42.23	+38.9%	COM	609207105
MUNI	Pimco Intermediate Muni ETF	15,823	$839K	0.2%	$56.39	—	ETF	72201R866
PBE	Invesco Biotech & Genomics ETF	13,201	$819K	0.2%	$57.40	—	ETF	46137V787
DFAE	DFA Emerging Mkt Core Equity ETF	31,197	$819K	0.2%	$26.25	—	ETF	25434V302
ROP	Roper Technologies, Inc	1,726	$815K	0.2%	$209.33	+109.8%	COM	776696106
ITW	Illinois Tool Works	3,570	$748K	0.1%	$94.83	+114.8%	COM	452308109
IVW	iShares S&P 500 Barra Gr. Fd.	9,737	$744K	0.1%	$69.75	—	ETF	464287309
VDC	Vanguard Consumer Staples ETF	3,721	$729K	0.1%	$125.71	—	ETF	92204A207
ABT	Abbott Labs	6,109	$723K	0.1%	$36.07	+219.8%	COM	002824100
PYPL	Paypal Holdings, Inc.	6,168	$713K	0.1%	$64.81	+104.9%	COM	70450Y103
TSN	Tyson Foods Inc	7,936	$711K	0.1%	$51.88	+55.0%	COM	902494103
FTSL	First Trust Senior Loan ETF	15,093	$710K	0.1%	$47.04	—	ETF	33738D309
KO	Coca Cola	11,393	$706K	0.1%	$29.54	+83.0%	COM	191216100
SCHB	Schwab Dow Jones US Broad Mkt ETF	13,104	$700K	0.1%	$34.70	—	ETF	808524102
CMC	Commercial Metals Co	16,631	$692K	0.1%	$23.09	+54.1%	COM	201723103
ABBV	AbbVie Inc	4,262	$691K	0.1%	$57.09	+121.4%	COM	00287Y109
UPS	UPS Inc	3,072	$659K	0.1%	$146.09	+21.3%	COM	911312106
LMT	Lockheed Martin Corp	1,488	$657K	0.1%	$169.32	+115.6%	COM	539830109
ALL	Allstate Corp	4,379	$607K	0.1%	$100.72	+13.5%	COM	020002101
WMT	Wal-Mart Stores	4,054	$604K	0.1%	$35.37	+26.1%	COM	931142103
ORCL	Oracle Systems	6,810	$563K	0.1%	$52.75	+45.9%	COM	68389X105
PEG	Public Svc Enterprise	7,783	$545K	0.1%	$41.63	+39.4%	COM	744573106
IVE	iShares S&P 500 Value ETF	3,486	$543K	0.1%	$78.28	—	ETF	464287408
D	Dominion Res Inc Va	6,386	$543K	0.1%	$62.04	+7.9%	COM	25746U109
AMT	American Tower Corp	2,126	$534K	0.1%	$215.85	-0.5%	COM	03027X100
SWK	Stanley Works	3,750	$524K	0.1%	$131.16	+8.6%	COM	854502101
STT	State Street Boston Corp	6,007	$523K	0.1%	$44.55	+81.8%	COM	857477103
MDY	S&P 400 Mid-Cap SPDR ETF	1,047	$514K	0.1%	$128385.95	—	ETF	78467Y107
CFG	Citizens Financial Group	10,527	$477K	0.1%	$26.06	+66.2%	COM	174610105
AON	AON Corp	1,466	$477K	0.1%	$191.78	+47.5%	COM	G0403H108
REGN	Regeneron Pharm	680	$475K	0.1%	$611.44	+2.9%	COM	75886F107
STZ	Constellation Brands	1,945	$448K	0.1%	$174.86	+23.5%	COM	21036P108
FNDX	Sch Fundamental US Large Co ETF	7,454	$436K	0.1%	$11.41	—	ETF	808524771
KLAC	KLA Tencor Corp	1,185	$434K	0.1%	$312.80	+14.8%	COM	482480100
TJX	TJX Cos Inc	7,114	$431K	0.1%	$39.82	+58.8%	COM	872540109
AMAT	Applied Materials	3,212	$423K	0.1%	$25.12	+429.0%	COM	038222105
VTIP	Vanguard Sht-Term Infl Prot Sec ETF	8,244	$422K	0.1%	$49.23	—	ETF	922020805
LLY	Lilly Eli & Co	1,430	$410K	0.1%	$158.49	+56.8%	COM	532457108
MO	Altria Group Inc	7,635	$399K	0.1%	$29.03	+27.9%	COM	02209S103
VOE	Vanguard Mid Cap Value ETF	2,519	$377K	0.1%	$101.42	—	ETF	922908512
DD	Du Pont E I De Nemours	5,038	$371K	0.1%	$21.08	+42.7%	COM	26614N102
GE	General Electric	3,970	$363K	0.1%	$62.95	-7.0%	COM	369604301
PM	Philip Morris Intl Inc	3,731	$350K	0.1%	$59.61	+38.9%	COM	718172109
MBB	iShares MBS ETF	3,381	$344K	0.1%	$110.10	—	ETF	464288588
—	Target Corp	1,615	$343K	0.1%	$212.38	—	COM	87612E110
COP	Conoco Phillips	3,405	$341K	0.1%	$47.19	+68.8%	COM	20825C104
DEO	Diageo Plc	1,651	$335K	0.1%	$137.49	—	COM	25243Q205
AMD	Advanced Micro Devices	3,026	$331K	0.1%	$102.65	+16.3%	COM	007903107
HPQ	Hewlett Packard	9,090	$330K	0.1%	$15.17	+111.3%	COM	40434L105
FLOT	iShares Floating Rate Bond ETF	6,513	$329K	0.1%	$50.91	—	ETF	46429B655
—	Western Asset Muni Hi Income	46,707	$329K	0.1%	$7.94	—	ETF	95766N103
SCHP	Schwab US TIPS ETF	5,418	$329K	0.1%	$251.73	—	ETF	808524870
DOW	Dow Chemical	5,148	$328K	0.1%	$46.03	+4.8%	COM	260557103
EMTL	SPDR DoubleLine EM ETF	7,158	$327K	0.1%	$49.50	—	ETF	78470P309
—	Nuveen Inter Dur Qlty Muni	23,951	$325K	0.1%	$12.91	—	ETF	670677103
NVS	Novartis A G	3,699	$325K	0.1%	$71.89	—	COM	66987V109
COST	Costco Whsl Corp	560	$323K	0.1%	$430.80	+16.3%	COM	22160K105
BSV	Vanguard Short-Term Bond ETF	4,095	$319K	0.1%	$81.05	—	ETF	921937827
DUK	Duke Energy	2,838	$317K	0.1%	$87.25	+2.2%	COM	26441C204
—	Chase Corp	3,610	$314K	0.1%	$95.51	—	COM	16150R104
MTUM	iShares MSCI USA Momentum	1,829	$308K	0.1%	$139.42	—	ETF	46432F396
SWKS	Skyworks Solutions	2,301	$307K	0.1%	$97.98	+27.7%	COM	83088M102
GS	Goldman Sachs Group	919	$303K	0.1%	$219.48	+45.7%	COM	38141G104
—	HACK- PureFunds ISE Cyber Security ETF	5,075	$298K	0.1%	$77.06	—	COM	26924G201
SPLV	Invesco S&P 500 Low Volatility ETF	4,428	$297K	0.1%	$54.79	—	ETF	46138E354
SCHE	Schwab FTSE Emerging Mkt ETF	10,689	$297K	0.1%	$27.76	—	ETF	808524706
PAYX	Paychex Inc	2,152	$294K	0.1%	$100.26	+9.4%	COM	704326107
MMM	3M Company	1,968	$293K	0.1%	$129.13	-11.3%	COM	88579Y101
INTU	Intuit Inc.	600	$289K	0.1%	$340.30	+46.8%	COM	461202103
NSC	Norfolk Southern Corp	1,000	$285K	0.1%	$179.92	+40.6%	COM	655844108
SUB	iShares Sht-Term National Muni ETF	2,711	$284K	0.1%	$106.12	—	ETF	464288158
VB	Vanguard Small Cap ETF	1,330	$283K	0.1%	$123.18	—	ETF	922908751
TSLA	Tesla Motors Inc	257	$277K	0.1%	$332.60	-6.4%	COM	88160R101
SBUX	Starbucks Corp	3,014	$274K	0.1%	$95.77	-10.3%	COM	855244109
BDX	Becton Dickinson	1,028	$273K	0.1%	$137.19	+75.7%	COM	075887109
T	AT&T Corp	11,474	$271K	0.1%	$15.53	-4.0%	COM	00206R102
SYY	Sysco Inc	3,254	$266K	0.1%	$50.42	+44.1%	COM	871829107
MPLX	MPLX LP	8,000	$265K	0.1%	$29.63	—	COM	55336V100
IWM	iShares Russell 2000 Index Fund ETF	1,275	$262K	0.1%	$196.08	—	ETF	464287655
NOW	Service Now Inc	465	$259K	0.0%	$104.09	+7.7%	COM	81762P102
XITK	SPDR Sr Innovative Tech	1,676	$257K	0.0%	$179.81	—	ETF	78464A110
CRWD	Crowdstrike Hldgs Inc	1,115	$253K	0.0%	$216.10	-13.8%	COM	22788C105
CTVA	Corteva Inc	4,397	$253K	0.0%	$43.54	+12.5%	COM	22052L104
PPG	PPG Inds Inc	1,920	$252K	0.0%	$86.36	+55.0%	COM	693506107
NOC	Northrop Grumman Corp	560	$250K	0.0%	$333.78	+16.1%	COM	666807102
WFC	Wells Fargo & Company	5,141	$250K	0.0%	$31.62	+53.4%	COM	949746101
VRTX	Vertex Pharmaceuticals	903	$236K	0.0%	$219.65	+8.0%	COM	92532F100
VGT	Vanguard Info Technology	557	$232K	0.0%	$398.56	—	ETF	92204A702
BA	Boeing Co	1,196	$229K	0.0%	$222.50	-9.8%	COM	097023105
ES	Eversource Energy	2,579	$227K	0.0%	$64.33	+13.3%	COM	30040W108
KMI	Kinder Morgan Inc	11,676	$221K	0.0%	$14.19	0.0%	COM	49456B101
FVD	First Trust Value Line Div Idx	5,181	$219K	0.0%	$42.27	—	ETF	33734H106
PGX	Invesco Preferred	16,016	$217K	0.0%	$14.79	—	PFD	46138E511
CARR	Carrier Global Corp	4,695	$215K	0.0%	$41.98	+6.3%	COM	14448C104
INFL	Horizon Kinetics Infl. Bene. ETF	6,448	$215K	0.0%	$33.34	—	COM	53656F623
CI	Cigna	887	$213K	0.0%	$218.34	0.0%	COM	125523100
VT	Vanguard Total World ETF	2,040	$207K	0.0%	$107.29	—	ETF	922042742
RSP	Invesco S&P 500 Eq. Wgt. ETF	1,305	$206K	0.0%	$109.42	—	ETF	46137V357
GEM	Gldmn Sachs ActiveBeta Emrg Mkts	6,030	$204K	0.0%	$32.94	—	ETF	381430206
—	Unilever Plc Adr New	4,400	$201K	0.0%	$60.26	—	ADR	904767704
OGE	OGE Energy Corp	4,907	$200K	0.0%	$37.92	0.0%	COM	670837103
—	Solid Biosciences Inc	15,023	$180K	0.0%	$11.98	—	COM	83422E109
—	Sundial Growers Inc	224,420	$157K	0.0%	$0.64	—	COM	86730L109
TMO	Thermo Fisher Scientific	2,664	$157K	0.0%	$134.68	+321.9%	COM	883556102
MLCO	MLCO	12,110	$93,000	0.0%	$9.77	—	COM	585464100
—	Clearside Biomedical Inc	27,023	$62,000	0.0%	$5.31	—	COM	185063104
OVID	Ovid Therapeutics Inc	15,522	$49,000	0.0%	$3.65	-13.7%	COM	690469101
—	TCR2 Therapeutics Inc	11,023	$30,000	0.0%	$2.72	—	COM	87808K106
—	Aptose Biosciences	18,915	$26,000	0.0%	$1.92	—	COM	03835T200
ONCY	Oncolytics Biotech	12,915	$20,000	0.0%	$2.23	-24.9%	COM	682310875
MDNAF	Medicenna Therapeutics Corp	12,915	$17,000	0.0%	$2.45	-36.6%	COM	58490H107
—	Histogen Ord	52,522	$13,000	0.0%	$0.76	—	COM	43358Y103
—	PolarityTE Inc	22,103	$5,000	0.0%	$0.23	—	COM	731094108
—	Oragenics Inc	10,468	$4,000	0.0%	$0.67	—	COM	684023302