Newman Dignan & Sheerar, Inc. Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BRK/A	Berkshire Hathaway Inc A	1	$755	0.2%	$746423.56	0.0%	COM	084670108
PYLD	PIMCO Multisector Bond Active ETF	22,046	$588	0.1%	$26.68	—	ETF	72201R585
TDVG	T. Rowe Price Dividend Growth ETF	12,264	$552	0.1%	$44.97	—	ETF	87283Q404
IBMT	iShares iBonds Dec 2031 Term Muni Bd ETF	15,148	$393	0.1%	$25.95	—	ETF	46438G356
AVUV	Avantis US Small Cap Value ETF	3,150	$321	0.1%	$101.98	—	ETF	025072877
A	Agilent Technologies	2,287	$311	0.1%	$143.72	0.0%	COM	00846U101
CTVA	Corteva Inc	4,374	$293	0.1%	$64.54	0.0%	COM	22052L104
JMST	JPMorgan Ultra-Short Municipal Inc ETF	5,036	$257	0.1%	$50.94	—	ETF	46641Q654
UL	Unilever Plc Adr New	3,745	$245	0.1%	$65.40	—	ADR	904767803
VWO	Vanguard Emerging Mkt Fd ETF	4,423	$238	0.0%	$53.76	—	ETF	922042858
VT	Vanguard Total World ETF	1,604	$226	0.0%	$141.03	—	ETF	922042742
ALL	Allstate Corp	1,080	$225	0.0%	$204.09	0.0%	COM	020002101
TGT	Target Corp	2,204	$215	0.0%	$91.63	0.0%	COM	87612E106

Increased Positions (69)

VSLU Applied Finance Valuation Lg Cap ETF 6.5%

Value ($000) $31,183 (+6.1%) Shares 704,543 (+2.4%) Est. Cost $39.27 Unrealized —

DFAE Dimensional Emerg Core Equity Mkt ETF 2.6%

Value ($000) $12,319 (+11.4%) Shares 378,225 (+7.8%) Est. Cost $24.32 Unrealized —

SCHD Schwab Dow Jones US Div Eq ETF 5.5%

Value ($000) $26,197 (+4.1%) Shares 955,038 (+3.6%) Est. Cost $26.23 Unrealized —

UITB VictoryShares Core Intermediate Bond ETF 4.8%

Value ($000) $22,874 (+4.3%) Shares 483,034 (+4.7%) Est. Cost $46.49 Unrealized —

FPE First Trust Preferred Sec & Inc ETF 1.7%

Value ($000) $8,190 (+10.7%) Shares 449,530 (+10.8%) Est. Cost $17.12 Unrealized —

XOM Exxon-Mobil 0.4%

Value ($000) $1,916 (+56.0%) Shares 15,922 (+46.2%) Est. Cost $85.90 Unrealized +34.4%

DFAI Dimensional International Core Equity Mkt ETF 1.0%

Value ($000) $4,749 (+13.6%) Shares 124,601 (+8.3%) Est. Cost $30.70 Unrealized —

MUNI PIMCO Intermediate Muni ETF 1.3%

Value ($000) $6,214 (+9.9%) Shares 118,574 (+9.6%) Est. Cost $51.77 Unrealized —

JNJ Johnson & Johnson 1.0%

Value ($000) $4,574 (+13.6%) Shares 22,101 (+1.8%) Est. Cost $151.64 Unrealized +29.9%

GSIE Goldman Sachs ActiveBeta Intl Eq ETF 1.6%

Value ($000) $7,585 (+7.1%) Shares 176,632 (+2.6%) Est. Cost $33.68 Unrealized —

SCHF Schwab FTSE Developed ex-US ETF 1.7%

Value ($000) $8,124 (+6.1%) Shares 337,928 (+2.8%) Est. Cost $19.85 Unrealized —

GE General Electric 0.3%

Value ($000) $1,232 (+61.1%) Shares 4,000 (+57.3%) Est. Cost $168.57 Unrealized +78.4%

AMZN Amazon.com 1.4%

Value ($000) $6,781 (+7.3%) Shares 29,378 (+2.0%) Est. Cost $134.64 Unrealized +69.9%

AMGN Amgen Inc 0.5%

Value ($000) $2,561 (+18.7%) Shares 7,823 (+2.3%) Est. Cost $123.45 Unrealized +155.9%

JHMM J H Multifactor Mid Cap ETF 1.4%

Value ($000) $6,955 (+4.9%) Shares 106,210 (+3.6%) Est. Cost $61.40 Unrealized —

JMUB J.P. Morgan Municipal ETF 1.3%

Value ($000) $6,214 (+5.3%) Shares 123,040 (+5.2%) Est. Cost $50.38 Unrealized —

BAC Bank Of America 0.6%

Value ($000) $3,029 (+11.0%) Shares 55,064 (+4.1%) Est. Cost $26.32 Unrealized +100.1%

KLAC KLA Tencor Corp 0.3%

Value ($000) $1,468 (+19.6%) Shares 1,208 (+6.2%) Est. Cost $398.77 Unrealized +193.9%

GEV Ge Vernova Llc Com 0.1%

Value ($000) $682 (+54.0%) Shares 1,043 (+44.9%) Est. Cost $327.55 Unrealized +85.9%

PANW Palo Alto Networks Inc 0.5%

Value ($000) $2,571 (-8.5%) Shares 13,955 (+1.2%) Est. Cost $129.67 Unrealized +55.6%

CVX ChevronTexaco Corp 0.5%

Value ($000) $2,398 (+10.9%) Shares 15,737 (+13.0%) Est. Cost $89.76 Unrealized +68.7%

MS Morgan Stanley Group 0.1%

Value ($000) $591 (+59.7%) Shares 3,328 (+43.0%) Est. Cost $102.35 Unrealized +62.6%

CVS CVS Health Corporation 0.2%

Value ($000) $883 (+32.1%) Shares 11,130 (+25.5%) Est. Cost $54.96 Unrealized +43.1%

IBM International Business Machines 0.6%

Value ($000) $2,696 (+7.6%) Shares 9,100 (+2.5%) Est. Cost $110.02 Unrealized +171.6%

BMY Bristol Myers Squibb 0.2%

Value ($000) $960 (+22.3%) Shares 17,804 (+2.3%) Est. Cost $41.83 Unrealized +13.6%

IBDU iShares iBonds Dec 2029 Corp Bond ETF 0.9%

Value ($000) $4,271 (+4.0%) Shares 182,489 (+4.3%) Est. Cost $23.34 Unrealized —

SCHM Schwab Dow Jones US Mid-Cap ETF 1.0%

Value ($000) $4,602 (+3.6%) Shares 153,029 (+2.1%) Est. Cost $33.27 Unrealized —

BRK/B Berkshire Hathaway B 0.7%

Value ($000) $3,434 (+4.8%) Shares 6,831 (+4.8%) Est. Cost $180.63 Unrealized +175.4%

PBE Invesco Biotech & Genomics ETF 0.2%

Value ($000) $827 (+21.2%) Shares 10,070 (+3.0%) Est. Cost $59.53 Unrealized —

IBDW iShares iBonds Dec 2031 Corp Bond ETF 0.2%

Value ($000) $1,013 (+16.6%) Shares 47,908 (+16.9%) Est. Cost $20.88 Unrealized —

TJX TJX Cos Inc 0.2%

Value ($000) $1,001 (+16.6%) Shares 6,519 (+9.7%) Est. Cost $58.41 Unrealized +152.9%

DHR Danaher Corp 0.2%

Value ($000) $862 (+18.5%) Shares 3,766 (+2.6%) Est. Cost $51.68 Unrealized +324.9%

IBMS iShares iBonds Dec 2030 Muni Bond ETF 0.2%

Value ($000) $934 (+15.5%) Shares 35,838 (+15.5%) Est. Cost $25.71 Unrealized —

V Visa, Inc. 0.4%

Value ($000) $1,729 (+7.6%) Shares 4,930 (+4.7%) Est. Cost $103.20 Unrealized +229.8%

COF Capital One Financial 0.1%

Value ($000) $322 (+58.1%) Shares 1,327 (+38.7%) Est. Cost $195.40 Unrealized +13.7%

NEE NextEra Energy Inc. 0.3%

Value ($000) $1,481 (+7.9%) Shares 18,447 (+1.5%) Est. Cost $64.45 Unrealized +28.0%

TSN Tyson Foods Inc 0.1%

Value ($000) $489 (+26.2%) Shares 8,337 (+16.9%) Est. Cost $52.79 Unrealized +3.5%

HPQ Hewlett Packard 0.1%

Value ($000) $548 (-14.4%) Shares 24,616 (+4.6%) Est. Cost $23.32 Unrealized +8.3%

PSX Phillips 66 0.1%

Value ($000) $311 (+38.0%) Shares 2,409 (+45.5%) Est. Cost $128.77 Unrealized +4.1%

KO Coca Cola 0.2%

Value ($000) $986 (+8.6%) Shares 14,105 (+3.0%) Est. Cost $34.76 Unrealized +99.6%

IBDV iShares iBonds Dec 2030 Corp Bond ETF 0.1%

Value ($000) $706 (+11.6%) Shares 31,983 (+12.0%) Est. Cost $21.66 Unrealized —

LOW Lowes Companies 0.5%

Value ($000) $2,630 (-2.5%) Shares 10,905 (+1.6%) Est. Cost $66.05 Unrealized +263.1%

VXUS Vanguard Total International Stock 0.1%

Value ($000) $481 (+15.4%) Shares 6,375 (+12.4%) Est. Cost $59.35 Unrealized —

DD Du Pont E I De Nemours 0.0%

Value ($000) $202 (-23.1%) Shares 5,015 (+48.9%) Est. Cost $30.23 Unrealized +23.7%

CIBR First Trust NASDAQ Cybersecurity ETF 0.1%

Value ($000) $450 (+13.8%) Shares 6,294 (+21.0%) Est. Cost $74.87 Unrealized —

LHX L3Harris Technologies Inc 0.5%

Value ($000) $2,240 (-2.3%) Shares 7,631 (+1.7%) Est. Cost $181.01 Unrealized +59.3%

ROP Roper Technologies, Inc 0.2%

Value ($000) $943 (-5.1%) Shares 2,120 (+6.3%) Est. Cost $325.54 Unrealized +42.0%

PFE Pfizer Inc 0.1%

Value ($000) $436 (+9.4%) Shares 17,498 (+12.0%) Est. Cost $21.32 Unrealized +17.4%

DIS Disney Walt Co 0.2%

Value ($000) $999 (+3.8%) Shares 8,779 (+4.4%) Est. Cost $103.47 Unrealized +5.9%

PEG Public Svc Enterprise 0.1%

Value ($000) $504 (+7.6%) Shares 6,279 (+11.8%) Est. Cost $51.00 Unrealized +59.0%

VLO Valero Energy Corp. 0.1%

Value ($000) $306 (+12.5%) Shares 1,882 (+17.7%) Est. Cost $129.29 Unrealized +30.6%

TFC Truist Finl Corp 0.1%

Value ($000) $264 (+14.7%) Shares 5,361 (+6.5%) Est. Cost $30.72 Unrealized +49.1%

MDT Medtronic plc 0.3%

Value ($000) $1,268 (+2.7%) Shares 13,201 (+1.9%) Est. Cost $86.50 Unrealized +12.3%

JEPI JPMorgan Equity Premium Income ETF 0.1%

Value ($000) $290 (+10.2%) Shares 5,067 (+9.9%) Est. Cost $57.11 Unrealized —

IBDX iShares iBonds Dec 2032 Corp Bond ETF 0.1%

Value ($000) $241 (+11.2%) Shares 9,449 (+11.6%) Est. Cost $25.61 Unrealized —

IBDT iShares iBonds Dec 2028 Corp Bond ETF 0.1%

Value ($000) $278 (+8.1%) Shares 10,930 (+8.4%) Est. Cost $25.44 Unrealized —

ET Energy Transfer Equity 0.1%

Value ($000) $281 (+7.4%) Shares 17,050 (+11.8%) Est. Cost $17.94 Unrealized —

MO Altria Group Inc 0.1%

Value ($000) $264 (-6.6%) Shares 4,578 (+7.0%) Est. Cost $46.43 Unrealized +27.8%

ILDR First Trust Innovation Leaders ETF 0.1%

Value ($000) $330 (+5.0%) Shares 10,003 (+3.1%) Est. Cost $29.54 Unrealized —

CRWD Crowdstrike Hldgs Inc 0.1%

Value ($000) $382 (+2.5%) Shares 815 (+7.2%) Est. Cost $458.44 Unrealized +11.1%

XLE Sector Spdr Engy Select 0.1%

Value ($000) $315 (-2.7%) Shares 7,038 (+94.5%) Est. Cost $59.57 Unrealized —

BN Brookfield Corp. 0.1%

Value ($000) $353 (+2.5%) Shares 7,697 (+53.2%) Est. Cost $40.37 Unrealized +12.8%

XLRE Real Estate Sector SPDR 0.0%

Value ($000) $223 (-3.2%) Shares 5,515 (+1.1%) Est. Cost $40.38 Unrealized —

COST Costco Whsl Corp 0.1%

Value ($000) $550 (+0.9%) Shares 637 (+8.3%) Est. Cost $490.81 Unrealized +84.5%

ITW Illinois Tool Works 0.2%

Value ($000) $768 (-0.6%) Shares 3,118 (+5.2%) Est. Cost $118.45 Unrealized +109.0%

XLK SPDR Technology Select Sector 0.3%

Value ($000) $1,457 (+0.2%) Shares 10,118 (+96.1%) Est. Cost $112.88 Unrealized —

KMI Kinder Morgan Inc 0.1%

Value ($000) $253 (+0.7%) Shares 9,198 (+3.7%) Est. Cost $15.08 Unrealized +78.4%

VNQ Vanguard REIT 0.2%

Value ($000) $818 (+0.1%) Shares 9,239 (+3.5%) Est. Cost $81.09 Unrealized —

ABBV AbbVie Inc 0.2%

Value ($000) $978 (+0.1%) Shares 4,280 (+1.4%) Est. Cost $141.68 Unrealized +60.6%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VSLU	Applied Finance Valuation Lg Cap ETF	704,543 (+2.4%)	$31,183 (+6.1%)	6.5%	$39.27	—	ETF	26923N405
DFAE	Dimensional Emerg Core Equity Mkt ETF	378,225 (+7.8%)	$12,319 (+11.4%)	2.6%	$24.32	—	ETF	25434V302
SCHD	Schwab Dow Jones US Div Eq ETF	955,038 (+3.6%)	$26,197 (+4.1%)	5.5%	$26.23	—	ETF	808524797
UITB	VictoryShares Core Intermediate Bond ETF	483,034 (+4.7%)	$22,874 (+4.3%)	4.8%	$46.49	—	ETF	92647N527
FPE	First Trust Preferred Sec & Inc ETF	449,530 (+10.8%)	$8,190 (+10.7%)	1.7%	$17.12	—	ETF	33739E108
XOM	Exxon-Mobil	15,922 (+46.2%)	$1,916 (+56.0%)	0.4%	$85.90	+34.4%	COM	30231G102
DFAI	Dimensional International Core Equity Mkt ETF	124,601 (+8.3%)	$4,749 (+13.6%)	1.0%	$30.70	—	ETF	25434V203
MUNI	PIMCO Intermediate Muni ETF	118,574 (+9.6%)	$6,214 (+9.9%)	1.3%	$51.77	—	ETF	72201R866
JNJ	Johnson & Johnson	22,101 (+1.8%)	$4,574 (+13.6%)	1.0%	$151.64	+29.9%	COM	478160104
GSIE	Goldman Sachs ActiveBeta Intl Eq ETF	176,632 (+2.6%)	$7,585 (+7.1%)	1.6%	$33.68	—	ETF	381430107
SCHF	Schwab FTSE Developed ex-US ETF	337,928 (+2.8%)	$8,124 (+6.1%)	1.7%	$19.85	—	ETF	808524805
GE	General Electric	4,000 (+57.3%)	$1,232 (+61.1%)	0.3%	$168.57	+78.4%	COM	369604301
AMZN	Amazon.com	29,378 (+2.0%)	$6,781 (+7.3%)	1.4%	$134.64	+69.9%	COM	023135106
AMGN	Amgen Inc	7,823 (+2.3%)	$2,561 (+18.7%)	0.5%	$123.45	+155.9%	COM	031162100
JHMM	J H Multifactor Mid Cap ETF	106,210 (+3.6%)	$6,955 (+4.9%)	1.4%	$61.40	—	ETF	47804J206
JMUB	J.P. Morgan Municipal ETF	123,040 (+5.2%)	$6,214 (+5.3%)	1.3%	$50.38	—	ETF	46641Q647
BAC	Bank Of America	55,064 (+4.1%)	$3,029 (+11.0%)	0.6%	$26.32	+100.1%	COM	060505104
KLAC	KLA Tencor Corp	1,208 (+6.2%)	$1,468 (+19.6%)	0.3%	$398.77	+193.9%	COM	482480100
GEV	Ge Vernova Llc Com	1,043 (+44.9%)	$682 (+54.0%)	0.1%	$327.55	+85.9%	COM	36828A101
PANW	Palo Alto Networks Inc	13,955 (+1.2%)	$2,571 (-8.5%)	0.5%	$129.67	+55.6%	COM	697435105
CVX	ChevronTexaco Corp	15,737 (+13.0%)	$2,398 (+10.9%)	0.5%	$89.76	+68.7%	COM	166764100
MS	Morgan Stanley Group	3,328 (+43.0%)	$591 (+59.7%)	0.1%	$102.35	+62.6%	COM	617446448
CVS	CVS Health Corporation	11,130 (+25.5%)	$883 (+32.1%)	0.2%	$54.96	+43.1%	COM	126650100
IBM	International Business Machines	9,100 (+2.5%)	$2,696 (+7.6%)	0.6%	$110.02	+171.6%	COM	459200101
BMY	Bristol Myers Squibb	17,804 (+2.3%)	$960 (+22.3%)	0.2%	$41.83	+13.6%	COM	110122108
IBDU	iShares iBonds Dec 2029 Corp Bond ETF	182,489 (+4.3%)	$4,271 (+4.0%)	0.9%	$23.34	—	ETF	46436E205
SCHM	Schwab Dow Jones US Mid-Cap ETF	153,029 (+2.1%)	$4,602 (+3.6%)	1.0%	$33.27	—	ETF	808524508
BRK/B	Berkshire Hathaway B	6,831 (+4.8%)	$3,434 (+4.8%)	0.7%	$180.63	+175.4%	COM	084670702
PBE	Invesco Biotech & Genomics ETF	10,070 (+3.0%)	$827 (+21.2%)	0.2%	$59.53	—	ETF	46137V787
IBDW	iShares iBonds Dec 2031 Corp Bond ETF	47,908 (+16.9%)	$1,013 (+16.6%)	0.2%	$20.88	—	ETF	46436E486
TJX	TJX Cos Inc	6,519 (+9.7%)	$1,001 (+16.6%)	0.2%	$58.41	+152.9%	COM	872540109
DHR	Danaher Corp	3,766 (+2.6%)	$862 (+18.5%)	0.2%	$51.68	+324.9%	COM	235851102
IBMS	iShares iBonds Dec 2030 Muni Bond ETF	35,838 (+15.5%)	$934 (+15.5%)	0.2%	$25.71	—	ETF	46438G687
V	Visa, Inc.	4,930 (+4.7%)	$1,729 (+7.6%)	0.4%	$103.20	+229.8%	COM	92826C839
COF	Capital One Financial	1,327 (+38.7%)	$322 (+58.1%)	0.1%	$195.40	+13.7%	COM	14040H105
NEE	NextEra Energy Inc.	18,447 (+1.5%)	$1,481 (+7.9%)	0.3%	$64.45	+28.0%	COM	65339F101
TSN	Tyson Foods Inc	8,337 (+16.9%)	$489 (+26.2%)	0.1%	$52.79	+3.5%	COM	902494103
HPQ	Hewlett Packard	24,616 (+4.6%)	$548 (-14.4%)	0.1%	$23.32	+8.3%	COM	40434L105
PSX	Phillips 66	2,409 (+45.5%)	$311 (+38.0%)	0.1%	$128.77	+4.1%	COM	718546104
KO	Coca Cola	14,105 (+3.0%)	$986 (+8.6%)	0.2%	$34.76	+99.6%	COM	191216100
IBDV	iShares iBonds Dec 2030 Corp Bond ETF	31,983 (+12.0%)	$706 (+11.6%)	0.1%	$21.66	—	ETF	46436E726
LOW	Lowes Companies	10,905 (+1.6%)	$2,630 (-2.5%)	0.5%	$66.05	+263.1%	COM	548661107
VXUS	Vanguard Total International Stock	6,375 (+12.4%)	$481 (+15.4%)	0.1%	$59.35	—	ETF	921909768
DD	Du Pont E I De Nemours	5,015 (+48.9%)	$202 (-23.1%)	0.0%	$30.23	+23.7%	ADR	26614N102
CIBR	First Trust NASDAQ Cybersecurity ETF	6,294 (+21.0%)	$450 (+13.8%)	0.1%	$74.87	—	ETF	33734X846
LHX	L3Harris Technologies Inc	7,631 (+1.7%)	$2,240 (-2.3%)	0.5%	$181.01	+59.3%	COM	502431109
ROP	Roper Technologies, Inc	2,120 (+6.3%)	$943 (-5.1%)	0.2%	$325.54	+42.0%	COM	776696106
PFE	Pfizer Inc	17,498 (+12.0%)	$436 (+9.4%)	0.1%	$21.32	+17.4%	COM	717081103
DIS	Disney Walt Co	8,779 (+4.4%)	$999 (+3.8%)	0.2%	$103.47	+5.9%	COM	254687106
PEG	Public Svc Enterprise	6,279 (+11.8%)	$504 (+7.6%)	0.1%	$51.00	+59.0%	COM	744573106
VLO	Valero Energy Corp.	1,882 (+17.7%)	$306 (+12.5%)	0.1%	$129.29	+30.6%	COM	91913Y100
TFC	Truist Finl Corp	5,361 (+6.5%)	$264 (+14.7%)	0.1%	$30.72	+49.1%	COM	89832Q109
MDT	Medtronic plc	13,201 (+1.9%)	$1,268 (+2.7%)	0.3%	$86.50	+12.3%	COM	G5960L103
JEPI	JPMorgan Equity Premium Income ETF	5,067 (+9.9%)	$290 (+10.2%)	0.1%	$57.11	—	ETF	46641Q332
IBDX	iShares iBonds Dec 2032 Corp Bond ETF	9,449 (+11.6%)	$241 (+11.2%)	0.1%	$25.61	—	ETF	46436E312
IBDT	iShares iBonds Dec 2028 Corp Bond ETF	10,930 (+8.4%)	$278 (+8.1%)	0.1%	$25.44	—	ETF	46435U515
ET	Energy Transfer Equity	17,050 (+11.8%)	$281 (+7.4%)	0.1%	$17.94	—	COM	29273V100
MO	Altria Group Inc	4,578 (+7.0%)	$264 (-6.6%)	0.1%	$46.43	+27.8%	COM	02209S103
ILDR	First Trust Innovation Leaders ETF	10,003 (+3.1%)	$330 (+5.0%)	0.1%	$29.54	—	ETF	33740F565
CRWD	Crowdstrike Hldgs Inc	815 (+7.2%)	$382 (+2.5%)	0.1%	$458.44	+11.1%	COM	22788C105
XLE	Sector Spdr Engy Select	7,038 (+94.5%)	$315 (-2.7%)	0.1%	$59.57	—	ETF	81369Y506
BN	Brookfield Corp.	7,697 (+53.2%)	$353 (+2.5%)	0.1%	$40.37	+12.8%	COM	11271J107
XLRE	Real Estate Sector SPDR	5,515 (+1.1%)	$223 (-3.2%)	0.0%	$40.38	—	ETF	81369Y860
COST	Costco Whsl Corp	637 (+8.3%)	$550 (+0.9%)	0.1%	$490.81	+84.5%	COM	22160K105
ITW	Illinois Tool Works	3,118 (+5.2%)	$768 (-0.6%)	0.2%	$118.45	+109.0%	COM	452308109
XLK	SPDR Technology Select Sector	10,118 (+96.1%)	$1,457 (+0.2%)	0.3%	$112.88	—	ETF	81369Y803
KMI	Kinder Morgan Inc	9,198 (+3.7%)	$253 (+0.7%)	0.1%	$15.08	+78.4%	COM	49456B101
VNQ	Vanguard REIT	9,239 (+3.5%)	$818 (+0.1%)	0.2%	$81.09	—	ETF	922908553
ABBV	AbbVie Inc	4,280 (+1.4%)	$978 (+0.1%)	0.2%	$141.68	+60.6%	COM	00287Y109

Exited Positions (5)

CARR Carrier Global Corp 0.1%

Value ($000) $279 Shares 4,680 Est. Cost $43.10 Unrealized +28.8%

CI Cigna 0.1%

Value ($000) $264 Shares 917 Est. Cost $223.07 Unrealized +25.2%

— Unilever Plc Adr New 0.1%

Value ($000) $250 Shares 4,217 Est. Cost $50.35 Unrealized —

PPG PPG Inds Inc 0.0%

Value ($000) $202 Shares 1,920 Est. Cost $86.36 Unrealized +15.9%

TT Trane Technologies PLC 0.0%

Value ($000) $200 Shares 475 Est. Cost $392.99 Unrealized +5.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
CARR	Carrier Global Corp	4,680	$279	0.1%	$43.10	+28.8%	—	14448C104
CI	Cigna	917	$264	0.1%	$223.07	+25.2%	—	125523100
—	Unilever Plc Adr New	4,217	$250	0.1%	$50.35	—	—	904767704
PPG	PPG Inds Inc	1,920	$202	0.0%	$86.36	+15.9%	—	693506107
TT	Trane Technologies PLC	475	$200	0.0%	$392.99	+5.2%	—	G8994E103

Decreased Positions (46)

IBMO iShares iBonds Dec 2026 Muni Bond ETF 0.2%

Value ($000) $1,170 (-52.5%) Shares 45,639 (-52.5%) Est. Cost $25.62 Unrealized —

MSFT Microsoft Corp 2.7%

Value ($000) $12,892 (-8.0%) Shares 26,658 (-1.5%) Est. Cost $47.94 Unrealized +944.2%

FISV Fiserv Inc 0.1%

Value ($000) $497 (-69.2%) Shares 7,392 (-40.9%) Est. Cost $79.60 Unrealized +5.4%

GOOG Alphabet, Inc. Cl C 0.9%

Value ($000) $4,197 (+27.4%) Shares 13,374 (-1.1%) Est. Cost $106.94 Unrealized +167.7%

AAPL Apple, Inc 3.3%

Value ($000) $15,852 (+5.4%) Shares 58,309 (-1.3%) Est. Cost $110.64 Unrealized +142.5%

IBMP iShares iBonds Dec 2027 Muni Bond ETF 0.2%

Value ($000) $921 (-45.2%) Shares 36,265 (-45.0%) Est. Cost $25.22 Unrealized —

ORCL Oracle Systems 0.3%

Value ($000) $1,311 (-34.4%) Shares 6,728 (-5.3%) Est. Cost $61.13 Unrealized +289.4%

SDY SPDR S&P Dividend ETF 0.4%

Value ($000) $1,904 (-26.1%) Shares 13,681 (-25.7%) Est. Cost $74.09 Unrealized —

IBMQ iShares iBonds Dec 2028 Muni Bond ETF 0.1%

Value ($000) $577 (-53.4%) Shares 22,563 (-53.2%) Est. Cost $25.44 Unrealized —

MRK Merck & Co Inc 0.6%

Value ($000) $3,097 (-17.4%) Shares 29,420 (-34.2%) Est. Cost $67.62 Unrealized +37.9%

SGOL ETFS Phys. Swiss Gold Shares 3.3%

Value ($000) $15,603 (+4.3%) Shares 379,816 (-6.6%) Est. Cost $16.63 Unrealized —

HD Home Depot 0.3%

Value ($000) $1,471 (-24.3%) Shares 4,275 (-10.9%) Est. Cost $215.85 Unrealized +68.9%

VTV Vanguard Value ETF 0.1%

Value ($000) $483 (-44.7%) Shares 2,528 (-46.0%) Est. Cost $84.95 Unrealized —

NVDA Nvidia Corp 2.2%

Value ($000) $10,607 (-3.5%) Shares 56,875 (-3.5%) Est. Cost $92.79 Unrealized +100.6%

UNP Union Pacific Corp 0.4%

Value ($000) $1,841 (-15.6%) Shares 7,958 (-13.8%) Est. Cost $71.27 Unrealized +219.0%

VDC Vanguard Consumer Staples ETF 0.1%

Value ($000) $250 (-50.2%) Shares 1,182 (-49.6%) Est. Cost $125.71 Unrealized —

AMAT Applied Materials 0.3%

Value ($000) $1,252 (+21.8%) Shares 4,873 (-3.0%) Est. Cost $82.06 Unrealized +191.9%

PG Procter & Gamble Inc 0.5%

Value ($000) $2,511 (-8.0%) Shares 17,519 (-1.4%) Est. Cost $60.25 Unrealized +144.2%

TMO Thermo Fisher Scientific 0.3%

Value ($000) $1,389 (+18.2%) Shares 2,397 (-1.0%) Est. Cost $163.22 Unrealized +246.3%

ADBE Adobe Systems 0.1%

Value ($000) $415 (-33.5%) Shares 1,185 (-33.0%) Est. Cost $513.71 Unrealized -33.8%

AVGO Broadcom Limited 1.7%

Value ($000) $8,015 (-2.0%) Shares 23,158 (-6.6%) Est. Cost $145.62 Unrealized +145.2%

VZ Verizon Communications 0.2%

Value ($000) $1,139 (-12.0%) Shares 27,976 (-5.1%) Est. Cost $40.74 Unrealized -0.6%

MDLZ Mondelez Intl Inc Cl A 0.1%

Value ($000) $638 (-19.6%) Shares 11,843 (-6.7%) Est. Cost $46.84 Unrealized +21.8%

VO Vanguard Mid-Cap ETF 0.9%

Value ($000) $4,438 (-3.2%) Shares 15,292 (-2.1%) Est. Cost $230.23 Unrealized —

PLTR Palantir Technologies Inc. 0.1%

Value ($000) $715 (-15.4%) Shares 4,022 (-13.2%) Est. Cost $39.80 Unrealized +354.8%

IBDR iShares iBonds Dec 2026 Corp Bond ETF 0.1%

Value ($000) $315 (-26.8%) Shares 12,987 (-26.6%) Est. Cost $23.51 Unrealized —

PYPL Paypal Holdings, Inc. 0.1%

Value ($000) $333 (-24.6%) Shares 5,706 (-13.3%) Est. Cost $65.17 Unrealized -0.5%

VOE Vanguard Mid Cap Value ETF 0.0%

Value ($000) $202 (-34.9%) Shares 1,139 (-35.9%) Est. Cost $101.42 Unrealized —

COP Conoco Phillips 0.0%

Value ($000) $240 (-28.8%) Shares 2,563 (-28.0%) Est. Cost $51.42 Unrealized +75.1%

VTEB Vanguard Tax-Exempt Bond ETF 0.6%

Value ($000) $2,912 (-3.1%) Shares 57,906 (-3.6%) Est. Cost $49.97 Unrealized —

SCHG Schwab Dow Jones US Large Growth ETF 1.5%

Value ($000) $7,266 (+1.1%) Shares 222,742 (-1.1%) Est. Cost $30.86 Unrealized —

CFG Citizens Financial Group 0.2%

Value ($000) $1,111 (+7.2%) Shares 19,015 (-2.4%) Est. Cost $28.31 Unrealized +89.3%

VTI Vanguard Total Stock Mkt ETF 0.1%

Value ($000) $454 (-9.1%) Shares 1,353 (-11.0%) Est. Cost $303.97 Unrealized —

VRTX Vertex Pharmaceuticals 0.1%

Value ($000) $353 (+10.5%) Shares 779 (-4.5%) Est. Cost $249.40 Unrealized +72.8%

JHSC JH/DFA Small Cap Multifactor ETF 0.3%

Value ($000) $1,464 (-2.0%) Shares 34,866 (-2.4%) Est. Cost $39.05 Unrealized —

IEMG iShare Core MSCI Emerging Markets 0.2%

Value ($000) $988 (-2.7%) Shares 14,695 (-4.5%) Est. Cost $46.87 Unrealized —

SCHA Schwab Dow Jones US Sm-Cap ETF 0.8%

Value ($000) $3,633 (+0.6%) Shares 127,552 (-1.4%) Est. Cost $37.13 Unrealized —

INCY Incyte Genomics Inc 0.1%

Value ($000) $435 (+5.4%) Shares 4,401 (-9.5%) Est. Cost $60.78 Unrealized +59.2%

VEU Vanguard FTSE All-World ex-USA ETF 0.8%

Value ($000) $3,688 (-0.5%) Shares 50,133 (-3.4%) Est. Cost $57.95 Unrealized —

DUK Duke Energy 0.0%

Value ($000) $201 (-6.6%) Shares 1,719 (-1.4%) Est. Cost $115.43 Unrealized +5.3%

IVW iShares S&P 500 Barra Gr. Fd. 0.1%

Value ($000) $490 (-2.5%) Shares 3,972 (-4.5%) Est. Cost $69.93 Unrealized —

INTC Intel Corp 0.0%

Value ($000) $240 (-4.5%) Shares 6,497 (-13.2%) Est. Cost $48.05 Unrealized -21.4%

IWM iShares Russell 2000 Index Fund ETF 0.1%

Value ($000) $342 (-2.6%) Shares 1,391 (-4.3%) Est. Cost $196.77 Unrealized —

CWI SPDR MSCI Acwi Ex-US 0.2%

Value ($000) $1,126 (+0.5%) Shares 31,358 (-2.3%) Est. Cost $29.42 Unrealized —

FNDX Sch Fundamental US Large Co ETF 0.1%

Value ($000) $384 (+1.1%) Shares 14,116 (-2.3%) Est. Cost $24.54 Unrealized —

QQQ PowerShares QQQ ETF 0.1%

Value ($000) $305 (+0.5%) Shares 497 (-1.8%) Est. Cost $551.86 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IBMO	iShares iBonds Dec 2026 Muni Bond ETF	45,639 (-52.5%)	$1,170 (-52.5%)	0.2%	$25.62	—	ETF	46435U259
MSFT	Microsoft Corp	26,658 (-1.5%)	$12,892 (-8.0%)	2.7%	$47.94	+944.2%	COM	594918104
FISV	Fiserv Inc	7,392 (-40.9%)	$497 (-69.2%)	0.1%	$79.60	+5.4%	COM	337738108
GOOG	Alphabet, Inc. Cl C	13,374 (-1.1%)	$4,197 (+27.4%)	0.9%	$106.94	+167.7%	COM	02079K107
AAPL	Apple, Inc	58,309 (-1.3%)	$15,852 (+5.4%)	3.3%	$110.64	+142.5%	COM	037833100
IBMP	iShares iBonds Dec 2027 Muni Bond ETF	36,265 (-45.0%)	$921 (-45.2%)	0.2%	$25.22	—	ETF	46435U283
ORCL	Oracle Systems	6,728 (-5.3%)	$1,311 (-34.4%)	0.3%	$61.13	+289.4%	COM	68389X105
SDY	SPDR S&P Dividend ETF	13,681 (-25.7%)	$1,904 (-26.1%)	0.4%	$74.09	—	ETF	78464A763
IBMQ	iShares iBonds Dec 2028 Muni Bond ETF	22,563 (-53.2%)	$577 (-53.4%)	0.1%	$25.44	—	ETF	46435U325
MRK	Merck & Co Inc	29,420 (-34.2%)	$3,097 (-17.4%)	0.6%	$67.62	+37.9%	COM	58933Y105
SGOL	ETFS Phys. Swiss Gold Shares	379,816 (-6.6%)	$15,603 (+4.3%)	3.3%	$16.63	—	ETF	00326A104
HD	Home Depot	4,275 (-10.9%)	$1,471 (-24.3%)	0.3%	$215.85	+68.9%	COM	437076102
VTV	Vanguard Value ETF	2,528 (-46.0%)	$483 (-44.7%)	0.1%	$84.95	—	ETF	922908744
NVDA	Nvidia Corp	56,875 (-3.5%)	$10,607 (-3.5%)	2.2%	$92.79	+100.6%	COM	67066G104
UNP	Union Pacific Corp	7,958 (-13.8%)	$1,841 (-15.6%)	0.4%	$71.27	+219.0%	COM	907818108
VDC	Vanguard Consumer Staples ETF	1,182 (-49.6%)	$250 (-50.2%)	0.1%	$125.71	—	ETF	92204A207
AMAT	Applied Materials	4,873 (-3.0%)	$1,252 (+21.8%)	0.3%	$82.06	+191.9%	COM	038222105
PG	Procter & Gamble Inc	17,519 (-1.4%)	$2,511 (-8.0%)	0.5%	$60.25	+144.2%	COM	742718109
TMO	Thermo Fisher Scientific	2,397 (-1.0%)	$1,389 (+18.2%)	0.3%	$163.22	+246.3%	COM	883556102
ADBE	Adobe Systems	1,185 (-33.0%)	$415 (-33.5%)	0.1%	$513.71	-33.8%	COM	00724F101
AVGO	Broadcom Limited	23,158 (-6.6%)	$8,015 (-2.0%)	1.7%	$145.62	+145.2%	COM	11135F101
VZ	Verizon Communications	27,976 (-5.1%)	$1,139 (-12.0%)	0.2%	$40.74	-0.6%	COM	92343V104
MDLZ	Mondelez Intl Inc Cl A	11,843 (-6.7%)	$638 (-19.6%)	0.1%	$46.84	+21.8%	COM	609207105
VO	Vanguard Mid-Cap ETF	15,292 (-2.1%)	$4,438 (-3.2%)	0.9%	$230.23	—	ETF	922908629
PLTR	Palantir Technologies Inc.	4,022 (-13.2%)	$715 (-15.4%)	0.1%	$39.80	+354.8%	COM	69608A108
IBDR	iShares iBonds Dec 2026 Corp Bond ETF	12,987 (-26.6%)	$315 (-26.8%)	0.1%	$23.51	—	ETF	46435GAA0
PYPL	Paypal Holdings, Inc.	5,706 (-13.3%)	$333 (-24.6%)	0.1%	$65.17	-0.5%	COM	70450Y103
VOE	Vanguard Mid Cap Value ETF	1,139 (-35.9%)	$202 (-34.9%)	0.0%	$101.42	—	ETF	922908512
COP	Conoco Phillips	2,563 (-28.0%)	$240 (-28.8%)	0.0%	$51.42	+75.1%	COM	20825C104
VTEB	Vanguard Tax-Exempt Bond ETF	57,906 (-3.6%)	$2,912 (-3.1%)	0.6%	$49.97	—	ETF	922907746
SCHG	Schwab Dow Jones US Large Growth ETF	222,742 (-1.1%)	$7,266 (+1.1%)	1.5%	$30.86	—	ETF	808524300
CFG	Citizens Financial Group	19,015 (-2.4%)	$1,111 (+7.2%)	0.2%	$28.31	+89.3%	COM	174610105
VTI	Vanguard Total Stock Mkt ETF	1,353 (-11.0%)	$454 (-9.1%)	0.1%	$303.97	—	ETF	922908769
VRTX	Vertex Pharmaceuticals	779 (-4.5%)	$353 (+10.5%)	0.1%	$249.40	+72.8%	COM	92532F100
JHSC	JH/DFA Small Cap Multifactor ETF	34,866 (-2.4%)	$1,464 (-2.0%)	0.3%	$39.05	—	ETF	47804J842
IEMG	iShare Core MSCI Emerging Markets	14,695 (-4.5%)	$988 (-2.7%)	0.2%	$46.87	—	ETF	46434G103
SCHA	Schwab Dow Jones US Sm-Cap ETF	127,552 (-1.4%)	$3,633 (+0.6%)	0.8%	$37.13	—	ETF	808524607
INCY	Incyte Genomics Inc	4,401 (-9.5%)	$435 (+5.4%)	0.1%	$60.78	+59.2%	COM	45337C102
VEU	Vanguard FTSE All-World ex-USA ETF	50,133 (-3.4%)	$3,688 (-0.5%)	0.8%	$57.95	—	ETF	922042775
DUK	Duke Energy	1,719 (-1.4%)	$201 (-6.6%)	0.0%	$115.43	+5.3%	COM	26441C204
IVW	iShares S&P 500 Barra Gr. Fd.	3,972 (-4.5%)	$490 (-2.5%)	0.1%	$69.93	—	ETF	464287309
INTC	Intel Corp	6,497 (-13.2%)	$240 (-4.5%)	0.0%	$48.05	-21.4%	COM	458140100
IWM	iShares Russell 2000 Index Fund ETF	1,391 (-4.3%)	$342 (-2.6%)	0.1%	$196.77	—	ETF	464287655
CWI	SPDR MSCI Acwi Ex-US	31,358 (-2.3%)	$1,126 (+0.5%)	0.2%	$29.42	—	ETF	78463X848
FNDX	Sch Fundamental US Large Co ETF	14,116 (-2.3%)	$384 (+1.1%)	0.1%	$24.54	—	ETF	808524771
QQQ	PowerShares QQQ ETF	497 (-1.8%)	$305 (+0.5%)	0.1%	$551.86	—	ETF	46090E103

Unchanged Positions (60)

GOOGL Alphabet, Inc. Cl A 3.4%

Value ($000) $16,440 Shares 52,526 Est. Cost $106.57 Unrealized +168.0%

SCHX Schwab Dow Jones US Large Cap ETF 8.6%

Value ($000) $41,399 Shares 1,538,425 Est. Cost $28.67 Unrealized —

GLD SPDR Gold Shares 0.9%

Value ($000) $4,174 Shares 10,533 Est. Cost $143.76 Unrealized —

META Meta Platforms Cl A 0.7%

Value ($000) $3,316 Shares 5,023 Est. Cost $308.39 Unrealized +116.4%

RTX RTX Corp. 0.8%

Value ($000) $3,820 Shares 20,830 Est. Cost $87.27 Unrealized +98.6%

LLY Lilly Eli & Co 0.2%

Value ($000) $1,092 Shares 1,016 Est. Cost $186.64 Unrealized +412.0%

CSCO Cisco Systems 0.5%

Value ($000) $2,492 Shares 32,349 Est. Cost $23.33 Unrealized +216.3%

ADP Automatic Data Processing 0.3%

Value ($000) $1,491 Shares 5,795 Est. Cost $84.07 Unrealized +215.0%

XBI SPDR S&P Biotech ETF 0.2%

Value ($000) $1,053 Shares 8,632 Est. Cost $95.62 Unrealized —

VOO Vanguard S&P 500 ETF 1.6%

Value ($000) $7,877 Shares 12,561 Est. Cost $333.81 Unrealized —

CMC Commercial Metals Co 0.2%

Value ($000) $918 Shares 13,262 Est. Cost $23.09 Unrealized +170.2%

CRM Salesforce Com 0.2%

Value ($000) $1,108 Shares 4,181 Est. Cost $181.30 Unrealized +36.9%

GS Goldman Sachs Group 0.2%

Value ($000) $1,010 Shares 1,149 Est. Cost $317.88 Unrealized +155.9%

BX Blackstone Group Lp 0.2%

Value ($000) $944 Shares 6,125 Est. Cost $54.62 Unrealized +177.3%

JPM J P Morgan Chase & Co 1.3%

Value ($000) $6,213 Shares 19,280 Est. Cost $90.20 Unrealized +243.2%

PWR Quanta Services Inc 0.8%

Value ($000) $3,808 Shares 9,022 Est. Cost $126.12 Unrealized +248.3%

STT State Street Boston Corp 0.2%

Value ($000) $775 Shares 6,011 Est. Cost $44.55 Unrealized +167.0%

WMT Wal-Mart Stores 0.2%

Value ($000) $976 Shares 8,764 Est. Cost $50.47 Unrealized +112.4%

SPY SPDR S&P 500 ETF 0.6%

Value ($000) $3,116 Shares 4,569 Est. Cost $320.09 Unrealized —

PEP Pepsico 0.4%

Value ($000) $2,127 Shares 14,821 Est. Cost $66.04 Unrealized +120.9%

SCHV Schwab Dow Jones US Large Value ETF 1.0%

Value ($000) $4,645 Shares 156,883 Est. Cost $31.45 Unrealized —

ABT Abbott Labs 0.1%

Value ($000) $637 Shares 5,087 Est. Cost $39.41 Unrealized +223.0%

SCHB Schwab Dow Jones US Broad Mkt ETF 0.4%

Value ($000) $1,838 Shares 70,069 Est. Cost $28.83 Unrealized —

HACK HACK- Cyber Security ETF 0.1%

Value ($000) $464 Shares 5,779 Est. Cost $64.29 Unrealized —

WFC Wells Fargo & Company 0.1%

Value ($000) $364 Shares 3,906 Est. Cost $41.81 Unrealized +107.2%

AMT American Tower Corp 0.1%

Value ($000) $365 Shares 2,077 Est. Cost $213.57 Unrealized -15.6%

NVS Novartis ADR 0.1%

Value ($000) $482 Shares 3,499 Est. Cost $71.89 Unrealized —

QCOM Qualcomm Corp 0.3%

Value ($000) $1,267 Shares 7,408 Est. Cost $128.35 Unrealized +33.1%

NKE Nike Inc Class B 0.1%

Value ($000) $307 Shares 4,822 Est. Cost $75.42 Unrealized -13.9%

MPLX MPLX LP 0.1%

Value ($000) $432 Shares 8,100 Est. Cost $29.74 Unrealized —

SYY Sysco Inc 0.0%

Value ($000) $212 Shares 2,875 Est. Cost $50.42 Unrealized +49.7%

IJR iShares S&P Smallcap 600 Index ETF 0.6%

Value ($000) $2,777 Shares 23,109 Est. Cost $86.51 Unrealized —

JCI Johnson Controls PLC 0.1%

Value ($000) $275 Shares 2,300 Est. Cost $91.75 Unrealized +25.1%

NOC Northrop Grumman Corp 0.1%

Value ($000) $321 Shares 563 Est. Cost $478.14 Unrealized +21.1%

IVV iShares Core S&P 500 ETF 0.2%

Value ($000) $947 Shares 1,383 Est. Cost $620.90 Unrealized —

VEA Vanguard FTSE Dev Mkt ETF 0.1%

Value ($000) $413 Shares 6,617 Est. Cost $48.31 Unrealized —

MA Mastercard Inc 0.3%

Value ($000) $1,640 Shares 2,873 Est. Cost $225.10 Unrealized +148.3%

IJH iShares S&P Midcap 400 Index ETF 0.9%

Value ($000) $4,330 Shares 65,604 Est. Cost $75.95 Unrealized —

BK Bank of New York Mellon 0.0%

Value ($000) $227 Shares 1,959 Est. Cost $101.35 Unrealized +9.0%

INTU Intuit Inc. 0.1%

Value ($000) $431 Shares 650 Est. Cost $361.27 Unrealized +82.9%

VIG Vanguard Div Appreciation ETF 0.2%

Value ($000) $993 Shares 4,520 Est. Cost $195.84 Unrealized —

EMR Emerson Electric 0.3%

Value ($000) $1,427 Shares 10,755 Est. Cost $49.30 Unrealized +168.5%

MMM 3M Company 0.1%

Value ($000) $368 Shares 2,298 Est. Cost $75.54 Unrealized +116.0%

TEL TE Connectivity Ltd 0.1%

Value ($000) $319 Shares 1,400 Est. Cost $146.90 Unrealized +57.4%

MTUM iShares MSCI USA Momentum 0.1%

Value ($000) $398 Shares 1,591 Est. Cost $146.85 Unrealized —

VBR Vanguard Small-Cap Value ETF 0.3%

Value ($000) $1,400 Shares 6,612 Est. Cost $150.46 Unrealized —

TSLA Tesla Motors Inc 0.1%

Value ($000) $544 Shares 1,209 Est. Cost $223.00 Unrealized +98.8%

VUG Vanguard Growth ETF 0.2%

Value ($000) $994 Shares 2,038 Est. Cost $80.76 Unrealized —

LMT Lockheed Martin Corp 0.1%

Value ($000) $241 Shares 497 Est. Cost $172.16 Unrealized +176.6%

IGM iShares - Expanded Tech. Sector Index 0.0%

Value ($000) $232 Shares 1,800 Est. Cost $112.34 Unrealized —

MDY S&P 400 Mid-Cap SPDR ETF 0.1%

Value ($000) $411 Shares 681 Est. Cost $126884.75 Unrealized —

AON AON Corp 0.1%

Value ($000) $367 Shares 1,040 Est. Cost $191.78 Unrealized +82.1%

PM Philip Morris Intl Inc 0.1%

Value ($000) $336 Shares 2,092 Est. Cost $113.60 Unrealized +35.2%

NOBL Proshares S&P 500 Div Aristocrats 0.6%

Value ($000) $2,730 Shares 26,230 Est. Cost $76.55 Unrealized —

— Wells Fargo & Co 7.50pcnt Pfd 0.1%

Value ($000) $357 Shares 294 Est. Cost $1214.64 Unrealized —

IBMR iShares iBonds Dec 2029 Muni Bond ETF 0.1%

Value ($000) $568 Shares 22,342 Est. Cost $25.31 Unrealized —

SCHZ Schwab US AGG Bnd ETF 0.0%

Value ($000) $227 Shares 9,725 Est. Cost $42.03 Unrealized —

IBDS iShares iBonds Dec 2027 Corp Bond ETF 0.1%

Value ($000) $396 Shares 16,304 Est. Cost $23.98 Unrealized —

MCD McDonalds Corp 0.3%

Value ($000) $1,452 Shares 4,752 Est. Cost $84.09 Unrealized +262.8%

JBND J P Morgan Active Bond ETF 0.1%

Value ($000) $320 Shares 5,925 Est. Cost $52.25 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GOOGL	Alphabet, Inc. Cl A	52,526	$16,440	3.4%	$106.57	+168.0%	COM	02079K305
SCHX	Schwab Dow Jones US Large Cap ETF	1,538,425	$41,399	8.6%	$28.67	—	ETF	808524201
GLD	SPDR Gold Shares	10,533	$4,174	0.9%	$143.76	—	ETF	78463V107
META	Meta Platforms Cl A	5,023	$3,316	0.7%	$308.39	+116.4%	COM	30303M102
RTX	RTX Corp.	20,830	$3,820	0.8%	$87.27	+98.6%	COM	75513E101
LLY	Lilly Eli & Co	1,016	$1,092	0.2%	$186.64	+412.0%	COM	532457108
CSCO	Cisco Systems	32,349	$2,492	0.5%	$23.33	+216.3%	COM	17275R102
ADP	Automatic Data Processing	5,795	$1,491	0.3%	$84.07	+215.0%	COM	053015103
XBI	SPDR S&P Biotech ETF	8,632	$1,053	0.2%	$95.62	—	ETF	78464A870
VOO	Vanguard S&P 500 ETF	12,561	$7,877	1.6%	$333.81	—	ETF	922908363
CMC	Commercial Metals Co	13,262	$918	0.2%	$23.09	+170.2%	COM	201723103
CRM	Salesforce Com	4,181	$1,108	0.2%	$181.30	+36.9%	COM	79466L302
GS	Goldman Sachs Group	1,149	$1,010	0.2%	$317.88	+155.9%	COM	38141G104
BX	Blackstone Group Lp	6,125	$944	0.2%	$54.62	+177.3%	COM	09260D107
JPM	J P Morgan Chase & Co	19,280	$6,213	1.3%	$90.20	+243.2%	COM	46625H100
PWR	Quanta Services Inc	9,022	$3,808	0.8%	$126.12	+248.3%	COM	74762E102
STT	State Street Boston Corp	6,011	$775	0.2%	$44.55	+167.0%	COM	857477103
WMT	Wal-Mart Stores	8,764	$976	0.2%	$50.47	+112.4%	COM	931142103
SPY	SPDR S&P 500 ETF	4,569	$3,116	0.6%	$320.09	—	ETF	78462F103
PEP	Pepsico	14,821	$2,127	0.4%	$66.04	+120.9%	COM	713448108
SCHV	Schwab Dow Jones US Large Value ETF	156,883	$4,645	1.0%	$31.45	—	ETF	808524409
ABT	Abbott Labs	5,087	$637	0.1%	$39.41	+223.0%	COM	002824100
SCHB	Schwab Dow Jones US Broad Mkt ETF	70,069	$1,838	0.4%	$28.83	—	ETF	808524102
HACK	HACK- Cyber Security ETF	5,779	$464	0.1%	$64.29	—	ETF	032108664
WFC	Wells Fargo & Company	3,906	$364	0.1%	$41.81	+107.2%	COM	949746101
AMT	American Tower Corp	2,077	$365	0.1%	$213.57	-15.6%	COM	03027X100
NVS	Novartis ADR	3,499	$482	0.1%	$71.89	—	ADR	66987V109
QCOM	Qualcomm Corp	7,408	$1,267	0.3%	$128.35	+33.1%	COM	747525103
NKE	Nike Inc Class B	4,822	$307	0.1%	$75.42	-13.9%	COM	654106103
MPLX	MPLX LP	8,100	$432	0.1%	$29.74	—	COM	55336V100
SYY	Sysco Inc	2,875	$212	0.0%	$50.42	+49.7%	COM	871829107
IJR	iShares S&P Smallcap 600 Index ETF	23,109	$2,777	0.6%	$86.51	—	ETF	464287804
JCI	Johnson Controls PLC	2,300	$275	0.1%	$91.75	+25.1%	COM	G51502105
NOC	Northrop Grumman Corp	563	$321	0.1%	$478.14	+21.1%	COM	666807102
IVV	iShares Core S&P 500 ETF	1,383	$947	0.2%	$620.90	—	ETF	464287200
VEA	Vanguard FTSE Dev Mkt ETF	6,617	$413	0.1%	$48.31	—	ETF	921943858
MA	Mastercard Inc	2,873	$1,640	0.3%	$225.10	+148.3%	COM	57636Q104
IJH	iShares S&P Midcap 400 Index ETF	65,604	$4,330	0.9%	$75.95	—	ETF	464287507
BK	Bank of New York Mellon	1,959	$227	0.0%	$101.35	+9.0%	COM	064058100
INTU	Intuit Inc.	650	$431	0.1%	$361.27	+82.9%	COM	461202103
VIG	Vanguard Div Appreciation ETF	4,520	$993	0.2%	$195.84	—	ETF	921908844
EMR	Emerson Electric	10,755	$1,427	0.3%	$49.30	+168.5%	COM	291011104
MMM	3M Company	2,298	$368	0.1%	$75.54	+116.0%	COM	88579Y101
TEL	TE Connectivity Ltd	1,400	$319	0.1%	$146.90	+57.4%	COM	G87052109
MTUM	iShares MSCI USA Momentum	1,591	$398	0.1%	$146.85	—	ETF	46432F396
VBR	Vanguard Small-Cap Value ETF	6,612	$1,400	0.3%	$150.46	—	ETF	922908611
TSLA	Tesla Motors Inc	1,209	$544	0.1%	$223.00	+98.8%	COM	88160R101
VUG	Vanguard Growth ETF	2,038	$994	0.2%	$80.76	—	ETF	922908736
LMT	Lockheed Martin Corp	497	$241	0.1%	$172.16	+176.6%	COM	539830109
IGM	iShares - Expanded Tech. Sector Index	1,800	$232	0.0%	$112.34	—	ETF	464287549
MDY	S&P 400 Mid-Cap SPDR ETF	681	$411	0.1%	$126884.75	—	ETF	78467Y107
AON	AON Corp	1,040	$367	0.1%	$191.78	+82.1%	COM	G0403H108
PM	Philip Morris Intl Inc	2,092	$336	0.1%	$113.60	+35.2%	COM	718172109
NOBL	Proshares S&P 500 Div Aristocrats	26,230	$2,730	0.6%	$76.55	—	ETF	74348A467
—	Wells Fargo & Co 7.50pcnt Pfd	294	$357	0.1%	$1214.64	—	PFD	949746804
IBMR	iShares iBonds Dec 2029 Muni Bond ETF	22,342	$568	0.1%	$25.31	—	ETF	46436E163
SCHZ	Schwab US AGG Bnd ETF	9,725	$227	0.0%	$42.03	—	ETF	808524839
IBDS	iShares iBonds Dec 2027 Corp Bond ETF	16,304	$396	0.1%	$23.98	—	ETF	46435UAA9
MCD	McDonalds Corp	4,752	$1,452	0.3%	$84.09	+262.8%	COM	580135101
JBND	J P Morgan Active Bond ETF	5,925	$320	0.1%	$52.25	—	ETF	46654Q716