Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	44,548	$10.68M	6.4%	—	—	COM	594918104
VO	VANGUARD INDEX FDS	36,693	$7.478M	4.5%	—	—	MID CAP ETF	922908629
JAAA	JANUS DETROIT STR TR	132,187	$6.512M	3.9%	—	—	HENDRSON AAA CL	47103U845
ABBV	ABBVIE INC	37,285	$6.026M	3.6%	—	—	COM	00287Y109
JNJ	JOHNSON & JOHNSON	31,240	$5.519M	3.3%	—	—	COM	478160104
PEP	PEPSICO INC	29,194	$5.274M	3.2%	—	—	COM	713448108
JBBB	JANUS DETROIT STR TR	114,862	$5.122M	3.1%	—	—	B-BBB CLO ETF	47103U753
AAPL	APPLE INC	38,066	$4.946M	3.0%	—	—	COM	037833100
VEU	VANGUARD INTL EQUITY INDEX F	84,198	$4.222M	2.5%	—	—	ALLWRLD EX US	922042775
MCD	MCDONALDS CORP	15,389	$4.055M	2.4%	—	—	COM	580135101
ADP	AUTOMATIC DATA PROCESSING IN	16,596	$3.964M	2.4%	—	—	COM	053015103
WMT	WALMART INC	27,518	$3.902M	2.3%	—	—	COM	931142103
DUK	DUKE ENERGY CORP NEW	35,786	$3.686M	2.2%	—	—	COM NEW	26441C204
WM	WASTE MGMT INC DEL	23,024	$3.612M	2.2%	—	—	COM	94106L109
COST	COSTCO WHSL CORP NEW	7,878	$3.596M	2.2%	—	—	COM	22160K105
JPM	JPMORGAN CHASE & CO	26,361	$3.535M	2.1%	—	—	COM	46625H100
PFE	PFIZER INC	67,213	$3.444M	2.1%	—	—	COM	717081103
KMB	KIMBERLY-CLARK CORP	24,407	$3.313M	2.0%	—	—	COM	494368103
LMT	LOCKHEED MARTIN CORP	6,799	$3.308M	2.0%	—	—	COM	539830109
ABT	ABBOTT LABS	29,779	$3.269M	2.0%	—	—	COM	002824100
HON	HONEYWELL INTL INC	15,246	$3.267M	2.0%	—	—	COM	438516106
UNP	UNION PAC CORP	15,558	$3.222M	1.9%	—	—	COM	907818108
VZ	VERIZON COMMUNICATIONS INC	80,583	$3.175M	1.9%	—	—	COM	92343V104
HD	HOME DEPOT INC	9,500	$3.001M	1.8%	—	—	COM	437076102
GOOGL	ALPHABET INC	32,401	$2.859M	1.7%	—	—	CAP STK CL A	02079K305
NEE	NEXTERA ENERGY INC	32,654	$2.73M	1.6%	—	—	COM	65339F101
TMO	THERMO FISHER SCIENTIFIC INC	4,596	$2.531M	1.5%	—	—	COM	883556102
XLE	SELECT SECTOR SPDR TR	28,712	$2.511M	1.5%	—	—	ENERGY	81369Y506
PG	PROCTER AND GAMBLE CO	15,976	$2.421M	1.5%	—	—	COM	742718109
PAYX	PAYCHEX INC	18,318	$2.117M	1.3%	—	—	COM	704326107
EMR	EMERSON ELEC CO	21,668	$2.081M	1.3%	—	—	COM	291011104
VNQ	VANGUARD INDEX FDS	25,201	$2.079M	1.2%	—	—	REAL ESTATE ETF	922908553
BRK/B	BERKSHIRE HATHAWAY INC DEL	6,018	$1.859M	1.1%	—	—	CL B NEW	084670702
UNH	UNITEDHEALTH GROUP INC	3,388	$1.796M	1.1%	—	—	COM	91324P102
V	VISA INC	8,407	$1.747M	1.0%	—	—	COM CL A	92826C839
VIG	VANGUARD SPECIALIZED FUNDS	11,457	$1.74M	1.0%	—	—	DIV APP ETF	921908844
KO	COCA COLA CO	26,312	$1.674M	1.0%	—	—	COM	191216100
AMZN	AMAZON COM INC	19,785	$1.662M	1.0%	—	—	COM	023135106
SCHW	SCHWAB CHARLES CORP	15,522	$1.292M	0.8%	—	—	COM	808513105
CFG	CITIZENS FINL GROUP INC	32,820	$1.292M	0.8%	—	—	COM	174610105
TGT	TARGET CORP	8,562	$1.276M	0.8%	—	—	COM	87612E106
TROW	PRICE T ROWE GROUP INC	10,143	$1.106M	0.7%	—	—	COM	74144T108
TJX	TJX COS INC NEW	13,799	$1.098M	0.7%	—	—	COM	872540109
SMH	VANECK ETF TRUST	5,359	$1.088M	0.7%	—	—	SEMICONDUCTR ETF	92189F676
D	DOMINION ENERGY INC	17,640	$1.082M	0.6%	—	—	COM	25746U109
ADBE	ADOBE SYSTEMS INCORPORATED	2,673	$900K	0.5%	—	—	COM	00724F101
MDLZ	MONDELEZ INTL INC	12,443	$829K	0.5%	—	—	CL A	609207105
PFF	ISHARES TR	26,170	$799K	0.5%	—	—	PFD AND INCM SEC	464288687
CVS	CVS HEALTH CORP	6,803	$634K	0.4%	—	—	COM	126650100
VB	VANGUARD INDEX FDS	3,414	$627K	0.4%	—	—	SMALL CP ETF	922908751
DRI	DARDEN RESTAURANTS INC	4,425	$612K	0.4%	—	—	COM	237194105
SBUX	STARBUCKS CORP	6,067	$602K	0.4%	—	—	COM	855244109
MRK	MERCK & CO INC	5,323	$591K	0.4%	—	—	COM	58933Y105
CSX	CSX CORP	18,297	$567K	0.3%	—	—	COM	126408103
GLD	SPDR GOLD TR	3,331	$565K	0.3%	—	—	GOLD SHS	78463V107
AXP	AMERICAN EXPRESS CO	3,809	$563K	0.3%	—	—	COM	025816109
YUM	YUM BRANDS INC	4,335	$555K	0.3%	—	—	COM	988498101
DIS	DISNEY WALT CO	6,150	$534K	0.3%	—	—	COM	254687106
MTB	M & T BK CORP	3,680	$534K	0.3%	—	—	COM	55261F104
BAC	BANK AMERICA CORP	15,957	$528K	0.3%	—	—	COM	060505104
VOO	VANGUARD INDEX FDS	1,496	$526K	0.3%	—	—	S&P 500 ETF SHS	922908363
CLX	CLOROX CO DEL	3,633	$510K	0.3%	—	—	COM	189054109
VTV	VANGUARD INDEX FDS	3,408	$478K	0.3%	—	—	VALUE ETF	922908744
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$469K	0.3%	—	—	CL A	084670108
MO	ALTRIA GROUP INC	10,150	$464K	0.3%	—	—	COM	02209S103
SPY	SPDR S&P 500 ETF TR	1,193	$456K	0.3%	—	—	TR UNIT	78462F103
NVS	NOVARTIS AG	4,887	$443K	0.3%	—	—	SPONSORED ADR	66987V109
NSC	NORFOLK SOUTHN CORP	1,766	$435K	0.3%	—	—	COM	655844108
HSY	HERSHEY CO	1,875	$434K	0.3%	—	—	COM	427866108
FDIS	FIDELITY COVINGTON TRUST	7,601	$431K	0.3%	—	—	MSCI CONSM DIS	316092204
BMY	BRISTOL-MYERS SQUIBB CO	5,865	$422K	0.3%	—	—	COM	110122108
RTX	RAYTHEON TECHNOLOGIES CORP	4,135	$417K	0.3%	—	—	COM	75513E101
CL	COLGATE PALMOLIVE CO	4,699	$370K	0.2%	—	—	COM	194162103
—	BLACKROCK INC	515	$365K	0.2%	—	—	COM	09247X101
SO	SOUTHERN CO	5,076	$362K	0.2%	—	—	COM	842587107
MDT	MEDTRONIC PLC	4,416	$343K	0.2%	—	—	SHS	G5960L103
SYK	STRYKER CORPORATION	1,330	$325K	0.2%	—	—	COM	863667101
T	AT&T INC	16,987	$313K	0.2%	—	—	COM	00206R102
BDX	BECTON DICKINSON & CO	1,167	$297K	0.2%	—	—	COM	075887109
TSLA	TESLA INC	2,368	$292K	0.2%	—	—	COM	88160R101
MMM	3M CO	2,400	$288K	0.2%	—	—	COM	88579Y101
SDY	SPDR SER TR	2,200	$275K	0.2%	—	—	S&P DIVID ETF	78464A763
INTC	INTEL CORP	9,560	$253K	0.2%	—	—	COM	458140100
LOW	LOWES COS INC	1,253	$250K	0.2%	—	—	COM	548661107
XLK	SELECT SECTOR SPDR TR	2,000	$249K	0.1%	—	—	TECHNOLOGY	81369Y803
AEP	AMERICAN ELEC PWR CO INC	2,600	$247K	0.1%	—	—	COM	025537101
DIA	SPDR DOW JONES INDL AVERAGE	732	$243K	0.1%	—	—	UT SER 1	78467X109
GOOG	ALPHABET INC	2,590	$230K	0.1%	—	—	CAP STK CL C	02079K107
MS	MORGAN STANLEY	2,490	$212K	0.1%	—	—	COM NEW	617446448
HR	HEALTHCARE RLTY TR	10,750	$207K	0.1%	—	—	CL A COM	42226K105
YUMC	YUM CHINA HLDGS INC	3,720	$203K	0.1%	—	—	COM	98850P109