Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	44,418	$12.81M	7.6%	—	—	COM	594918104
VO	VANGUARD INDEX FDS	37,236	$7.854M	4.7%	—	—	MID CAP ETF	922908629
AAPL	APPLE INC	38,469	$6.344M	3.8%	—	—	COM	037833100
JAAA	JANUS DETROIT STR TR	126,168	$6.247M	3.7%	—	—	HENDRSON AAA CL	47103U845
ABBV	ABBVIE INC	36,426	$5.805M	3.4%	—	—	COM	00287Y109
PEP	PEPSICO INC	29,283	$5.338M	3.2%	—	—	COM	713448108
JNJ	JOHNSON & JOHNSON	31,583	$4.895M	2.9%	—	—	COM	478160104
ADP	AUTOMATIC DATA PROCESSING IN	21,151	$4.709M	2.8%	—	—	COM	053015103
VEU	VANGUARD INTL EQUITY INDEX F	84,419	$4.514M	2.7%	—	—	ALLWRLD EX US	922042775
MCD	MCDONALDS CORP	15,313	$4.282M	2.5%	—	—	COM	580135101
WMT	WALMART INC	27,584	$4.067M	2.4%	—	—	COM	931142103
COST	COSTCO WHSL CORP NEW	7,891	$3.921M	2.3%	—	—	COM	22160K105
WM	WASTE MGMT INC DEL	23,269	$3.797M	2.3%	—	—	COM	94106L109
JBBB	JANUS DETROIT STR TR	83,116	$3.717M	2.2%	—	—	B-BBB CLO ETF	47103U753
JPM	JPMORGAN CHASE & CO	27,877	$3.633M	2.2%	—	—	COM	46625H100
DUK	DUKE ENERGY CORP NEW	35,904	$3.464M	2.1%	—	—	COM NEW	26441C204
GOOGL	ALPHABET INC	32,358	$3.356M	2.0%	—	—	CAP STK CL A	02079K305
KMB	KIMBERLY-CLARK CORP	24,030	$3.225M	1.9%	—	—	COM	494368103
UNP	UNION PAC CORP	15,909	$3.202M	1.9%	—	—	COM	907818108
LMT	LOCKHEED MARTIN CORP	6,753	$3.192M	1.9%	—	—	COM	539830109
VZ	VERIZON COMMUNICATIONS INC	79,541	$3.093M	1.8%	—	—	COM	92343V104
ABT	ABBOTT LABS	29,747	$3.012M	1.8%	—	—	COM	002824100
HON	HONEYWELL INTL INC	15,466	$2.956M	1.8%	—	—	COM	438516106
HD	HOME DEPOT INC	9,424	$2.781M	1.6%	—	—	COM	437076102
TMO	THERMO FISHER SCIENTIFIC INC	4,475	$2.579M	1.5%	—	—	COM	883556102
NEE	NEXTERA ENERGY INC	33,341	$2.57M	1.5%	—	—	COM	65339F101
XLE	SELECT SECTOR SPDR TR	30,367	$2.515M	1.5%	—	—	ENERGY	81369Y506
PG	PROCTER AND GAMBLE CO	15,737	$2.34M	1.4%	—	—	COM	742718109
VNQ	VANGUARD INDEX FDS	25,551	$2.122M	1.3%	—	—	REAL ESTATE ETF	922908553
PAYX	PAYCHEX INC	18,413	$2.11M	1.3%	—	—	COM	704326107
V	VISA INC	9,007	$2.031M	1.2%	—	—	COM CL A	92826C839
AMZN	AMAZON COM INC	19,451	$2.009M	1.2%	—	—	COM	023135106
PFE	PFIZER INC	47,868	$1.953M	1.2%	—	—	COM	717081103
EMR	EMERSON ELEC CO	21,568	$1.879M	1.1%	—	—	COM	291011104
BRK/B	BERKSHIRE HATHAWAY INC DEL	6,031	$1.862M	1.1%	—	—	CL B NEW	084670702
VIG	VANGUARD SPECIALIZED FUNDS	11,863	$1.827M	1.1%	—	—	DIV APP ETF	921908844
KO	COCA COLA CO	27,195	$1.687M	1.0%	—	—	COM	191216100
UNH	UNITEDHEALTH GROUP INC	3,514	$1.661M	1.0%	—	—	COM	91324P102
MRK	MERCK & CO INC	14,215	$1.512M	0.9%	—	—	COM	58933Y105
TGT	TARGET CORP	8,513	$1.41M	0.8%	—	—	COM	87612E106
SMH	VANECK ETF TRUST	4,522	$1.19M	0.7%	—	—	SEMICONDUCTR ETF	92189F676
TROW	PRICE T ROWE GROUP INC	10,048	$1.134M	0.7%	—	—	COM	74144T108
TJX	TJX COS INC NEW	13,403	$1.05M	0.6%	—	—	COM	872540109
D	DOMINION ENERGY INC	17,640	$986K	0.6%	—	—	COM	25746U109
VBR	VANGUARD INDEX FDS	5,714	$907K	0.5%	—	—	SM CP VAL ETF	922908611
MDLZ	MONDELEZ INTL INC	12,513	$872K	0.5%	—	—	CL A	609207105
SCHW	SCHWAB CHARLES CORP	16,227	$850K	0.5%	—	—	COM	808513105
PFF	ISHARES TR	26,170	$817K	0.5%	—	—	PFD AND INCM SEC	464288687
DRI	DARDEN RESTAURANTS INC	4,365	$677K	0.4%	—	—	COM	237194105
VB	VANGUARD INDEX FDS	3,490	$662K	0.4%	—	—	SMALL CP ETF	922908751
AXP	AMERICAN EXPRESS CO	4,008	$661K	0.4%	—	—	COM	025816109
GLD	SPDR GOLD TR	3,331	$610K	0.4%	—	—	GOLD SHS	78463V107
SBUX	STARBUCKS CORP	5,667	$590K	0.3%	—	—	COM	855244109
CLX	CLOROX CO DEL	3,628	$574K	0.3%	—	—	COM	189054109
YUM	YUM BRANDS INC	4,265	$563K	0.3%	—	—	COM	988498101
VOO	VANGUARD INDEX FDS	1,496	$563K	0.3%	—	—	S&P 500 ETF SHS	922908363
CSX	CSX CORP	18,297	$548K	0.3%	—	—	COM	126408103
DIS	DISNEY WALT CO	5,259	$527K	0.3%	—	—	COM	254687106
CVS	CVS HEALTH CORP	6,713	$499K	0.3%	—	—	COM	126650100
VTV	VANGUARD INDEX FDS	3,556	$491K	0.3%	—	—	VALUE ETF	922908744
TSLA	TESLA INC	2,356	$489K	0.3%	—	—	COM	88160R101
SPY	SPDR S&P 500 ETF TR	1,193	$488K	0.3%	—	—	TR UNIT	78462F103
CFG	CITIZENS FINL GROUP INC	15,948	$484K	0.3%	—	—	COM	174610105
FDIS	FIDELITY COVINGTON TRUST	7,328	$480K	0.3%	—	—	MSCI CONSM DIS	316092204
HSY	HERSHEY CO	1,875	$477K	0.3%	—	—	COM	427866108
BAC	BANK AMERICA CORP	16,615	$475K	0.3%	—	—	COM	060505104
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$466K	0.3%	—	—	CL A	084670108
NVS	NOVARTIS AG	5,002	$460K	0.3%	—	—	SPONSORED ADR	66987V109
MO	ALTRIA GROUP INC	10,150	$453K	0.3%	—	—	COM	02209S103
MTB	M & T BK CORP	3,655	$437K	0.3%	—	—	COM	55261F104
BMY	BRISTOL-MYERS SQUIBB CO	5,865	$407K	0.2%	—	—	COM	110122108
RTX	RAYTHEON TECHNOLOGIES CORP	4,135	$405K	0.2%	—	—	COM	75513E101
SO	SOUTHERN CO	5,409	$376K	0.2%	—	—	COM	842587107
SYK	STRYKER CORPORATION	1,280	$365K	0.2%	—	—	COM	863667101
NSC	NORFOLK SOUTHN CORP	1,655	$351K	0.2%	—	—	COM	655844108
CL	COLGATE PALMOLIVE CO	4,624	$347K	0.2%	—	—	COM	194162103
T	AT&T INC	17,990	$346K	0.2%	—	—	COM	00206R102
—	BLACKROCK INC	508	$340K	0.2%	—	—	COM	09247X101
ADBE	ADOBE SYSTEMS INCORPORATED	867	$334K	0.2%	—	—	COM	00724F101
MDT	MEDTRONIC PLC	4,106	$331K	0.2%	—	—	SHS	G5960L103
INTC	INTEL CORP	9,560	$312K	0.2%	—	—	COM	458140100
BDX	BECTON DICKINSON & CO	1,132	$280K	0.2%	—	—	COM	075887109
SDY	SPDR SER TR	2,200	$272K	0.2%	—	—	S&P DIVID ETF	78464A763
XLK	SELECT SECTOR SPDR TR	1,800	$272K	0.2%	—	—	TECHNOLOGY	81369Y803
GOOG	ALPHABET INC	2,590	$269K	0.2%	—	—	CAP STK CL C	02079K107
MMM	3M CO	2,400	$252K	0.1%	—	—	COM	88579Y101
LOW	LOWES COS INC	1,253	$251K	0.1%	—	—	COM	548661107
DIA	SPDR DOW JONES INDL AVERAGE	732	$243K	0.1%	—	—	UT SER 1	78467X109
YUMC	YUM CHINA HLDGS INC	3,700	$235K	0.1%	—	—	COM	98850P109
AEP	AMERICAN ELEC PWR CO INC	2,465	$224K	0.1%	—	—	COM	025537101
MS	MORGAN STANLEY	2,490	$219K	0.1%	—	—	COM NEW	617446448
HR	HEALTHCARE RLTY TR	10,750	$208K	0.1%	—	—	CL A COM	42226K105
META	META PLATFORMS INC	968	$205K	0.1%	—	—	CL A	30303M102