Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
XOM	EXXONMOBIL HOLDINGS	27,170	$4.422M	0.4%	$162.75	$162.75	—	Equities	30233Q108
MU	MICRON TECHNOLOGY INC	2,023	$2.155M	0.2%	$1065.11	$949.89	+12.1%	Equities	595112103
HSY	THE HERSHEY COMPANY	3,999	$630K	0.1%	$157.61	$176.18	-10.5%	Equities	427866108
TOST	TOAST INC CL A	20,565	$596K	0.1%	$28.99	$32.20	-10.0%	Equities	888787108
STZ	CONSTELLATION BRANDS INC CL A	5,083	$575K	0.1%	$113.06	$128.93	-12.3%	Equities	21036P108
INTU	INTUIT INC	750	$207K	0.0%	$275.71	$314.20	-12.2%	Equities	461202103

Increased Positions (19)

VOO VANGUARD S&P 500 ETF 13.0%

Value $142M (+3.8%) Shares 202,915 (+1.7%) Share Price $700.86 Est. Cost/Share $377.55 Unrealized @ Report Date +85.6%

IBCB ISHARES TR IBONDS DEC 2036 TERM CORP. ETF 0.5%

Value $5.779M (+73.9%) Shares 244,579 (+85.2%) Share Price $23.63 Est. Cost/Share $24.84 Unrealized @ Report Date -4.9%

VOLT TEMA ELECTRIFICATION ETF 1.7%

Value $18.64M (-11.2%) Shares 526,041 (+4.9%) Share Price $35.43 Est. Cost/Share $31.36 Unrealized @ Report Date +13.0%

JEPI J P MORGAN EXCHANGE TRADED FD EQUITY PREMIUM 1.8%

Value $19.5M (+12.3%) Shares 346,877 (+12.8%) Share Price $56.22 Est. Cost/Share $57.19 Unrealized @ Report Date -1.7%

IBHG ISHARES TR IBONDS 2027 TERM ETF 3.2%

Value $34.58M (+5.0%) Shares 1,587,518 (+6.4%) Share Price $21.78 Est. Cost/Share $22.08 Unrealized @ Report Date -1.3%

TLH ISHARES 10-20 YEAR TREASURY BOND ETF 1.8%

Value $19.21M (+8.6%) Shares 208,368 (+18.2%) Share Price $92.17 Est. Cost/Share $100.49 Unrealized @ Report Date -8.3%

JEPQ J P MORGAN EXCHANGE TRADED FD NASDAQ EQT PREM 0.2%

Value $1.678M (+46.0%) Shares 27,387 (+46.5%) Share Price $61.26 Est. Cost/Share $58.71 Unrealized @ Report Date +4.4%

APH AMPHENOL CORP CL A 0.6%

Value $6.211M (-6.0%) Shares 73,680 (+96.5%) Share Price $84.30 Est. Cost/Share $90.35 Unrealized @ Report Date -6.7%

IBDZ ISHARES IBONDS DEC 2034 TM CORP 1.2%

Value $13M (-2.6%) Shares 527,694 (+3.0%) Share Price $24.63 Est. Cost/Share $25.97 Unrealized @ Report Date -5.2%

MCD MCDONALDS CORP 0.2%

Value $2.332M (-11.0%) Shares 10,096 (+4.2%) Share Price $230.94 Est. Cost/Share $166.82 Unrealized @ Report Date +38.4%

AVGO BROADCOM INC 0.3%

Value $3.093M (+7.8%) Shares 8,807 (+15.9%) Share Price $351.19 Est. Cost/Share $308.08 Unrealized @ Report Date +14.0%

MCK MCKESSON CORP COM 0.1%

Value $1.148M (+19.1%) Shares 1,345 (+5.4%) Share Price $853.81 Est. Cost/Share $823.21 Unrealized @ Report Date +3.7%

WMB WILLIAMS COS INC 0.2%

Value $2.108M (-5.9%) Shares 31,010 (+3.0%) Share Price $67.97 Est. Cost/Share $22.00 Unrealized @ Report Date +208.9%

NYM AB NEW YORK INTERMEDIATE MUNI ETF 0.6%

Value $6.642M (-1.4%) Shares 275,928 (+2.9%) Share Price $24.07 Est. Cost/Share $25.00 Unrealized @ Report Date -3.7%

YUM YUM BRANDS INC 0.1%

Value $1.379M (-6.1%) Shares 10,117 (+10.1%) Share Price $136.34 Est. Cost/Share $106.57 Unrealized @ Report Date +27.9%

SO SOUTHERN COMPANY 0.1%

Value $889K (+8.6%) Shares 10,721 (+25.4%) Share Price $82.89 Est. Cost/Share $90.25 Unrealized @ Report Date -8.2%

HON HONEYWELL TECHNOLOGIES 0.1%

Value $1.206M (+3.4%) Shares 5,718 (+9.0%) Share Price $210.94 Est. Cost/Share $221.34 Unrealized @ Report Date —

BND VANGUARD TOTAL BOND MARKET ETF 0.1%

Value $977K (-3.1%) Shares 13,931 (+1.4%) Share Price $70.15 Est. Cost/Share $76.28 Unrealized @ Report Date -8.0%

OPK OPKO HEALTH INC COM 0.0%

Value $43,470 (+13.6%) Shares 27,000 (+5.9%) Share Price $1.61 Est. Cost/Share $1.38 Unrealized @ Report Date +17.0%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VOO	VANGUARD S&P 500 ETF	202,915 (+1.7%)	$142M (+3.8%)	13.0%	$700.86	$377.55	+85.6%	Equities	922908363
IBCB	ISHARES TR IBONDS DEC 2036 TERM CORP. ETF	244,579 (+85.2%)	$5.779M (+73.9%)	0.5%	$23.63	$24.84	-4.9%	Equities	46438G166
VOLT	TEMA ELECTRIFICATION ETF	526,041 (+4.9%)	$18.64M (-11.2%)	1.7%	$35.43	$31.36	+13.0%	Equities	87975E834
JEPI	J P MORGAN EXCHANGE TRADED FD EQUITY PREMIUM	346,877 (+12.8%)	$19.5M (+12.3%)	1.8%	$56.22	$57.19	-1.7%	Equities	46641Q332
IBHG	ISHARES TR IBONDS 2027 TERM ETF	1,587,518 (+6.4%)	$34.58M (+5.0%)	3.2%	$21.78	$22.08	-1.3%	Equities	46436E478
TLH	ISHARES 10-20 YEAR TREASURY BOND ETF	208,368 (+18.2%)	$19.21M (+8.6%)	1.8%	$92.17	$100.49	-8.3%	Equities	464288653
JEPQ	J P MORGAN EXCHANGE TRADED FD NASDAQ EQT PREM	27,387 (+46.5%)	$1.678M (+46.0%)	0.2%	$61.26	$58.71	+4.4%	Equities	46654Q203
APH	AMPHENOL CORP CL A	73,680 (+96.5%)	$6.211M (-6.0%)	0.6%	$84.30	$90.35	-6.7%	Equities	032095101
IBDZ	ISHARES IBONDS DEC 2034 TM CORP	527,694 (+3.0%)	$13M (-2.6%)	1.2%	$24.63	$25.97	-5.2%	Equities	46438G653
MCD	MCDONALDS CORP	10,096 (+4.2%)	$2.332M (-11.0%)	0.2%	$230.94	$166.82	+38.4%	Equities	580135101
AVGO	BROADCOM INC	8,807 (+15.9%)	$3.093M (+7.8%)	0.3%	$351.19	$308.08	+14.0%	Equities	11135F101
MCK	MCKESSON CORP COM	1,345 (+5.4%)	$1.148M (+19.1%)	0.1%	$853.81	$823.21	+3.7%	Equities	58155Q103
WMB	WILLIAMS COS INC	31,010 (+3.0%)	$2.108M (-5.9%)	0.2%	$67.97	$22.00	+208.9%	Equities	969457100
NYM	AB NEW YORK INTERMEDIATE MUNI ETF	275,928 (+2.9%)	$6.642M (-1.4%)	0.6%	$24.07	$25.00	-3.7%	Equities	00039J764
YUM	YUM BRANDS INC	10,117 (+10.1%)	$1.379M (-6.1%)	0.1%	$136.34	$106.57	+27.9%	Equities	988498101
SO	SOUTHERN COMPANY	10,721 (+25.4%)	$889K (+8.6%)	0.1%	$82.89	$90.25	-8.2%	Equities	842587107
HON	HONEYWELL TECHNOLOGIES	5,718 (+9.0%)	$1.206M (+3.4%)	0.1%	$210.94	$221.34	—	Equities	438516205
BND	VANGUARD TOTAL BOND MARKET ETF	13,931 (+1.4%)	$977K (-3.1%)	0.1%	$70.15	$76.28	-8.0%	Equities	921937835
OPK	OPKO HEALTH INC COM	27,000 (+5.9%)	$43,470 (+13.6%)	0.0%	$1.61	$1.38	+17.0%	Equities	68375N103

Exited Positions (6)

XOM EXXON MOBIL CORP 0.3%

Value $3.693M Shares 27,009 Share Price $136.72 * Est. Cost/Share $53.22 Unrealized @ Report Date +205.8%

UBER UBER TECHNOLOGIES INC 0.0%

Value $253K Shares 3,502 Share Price $72.16 * Est. Cost/Share $73.33 Unrealized @ Report Date -6.6%

T AT&T INC 0.0%

Value $214K Shares 10,334 Share Price $20.70 * Est. Cost/Share $18.17 Unrealized @ Report Date +34.3%

FDX FEDEX CORPORATION 0.0%

Value $212K Shares 678 Share Price $313.13 * Est. Cost/Share $347.15 Unrealized @ Report Date -17.9%

SHW SHERWIN WILLIAMS CO 0.0%

Value $206K Shares 597 Share Price $344.32 * Est. Cost/Share $319.45 Unrealized @ Report Date +1.2%

XLRE REAL ESTATE SELECT SECTOR SPDR 0.0%

Value $2,866 Shares 65 Share Price $44.09 * Est. Cost/Share $42.20 Unrealized @ Report Date -3.0%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
XOM	EXXON MOBIL CORP	27,009	$3.693M	0.3%	$136.72 *	$53.22	+205.8%	—	30231G102
UBER	UBER TECHNOLOGIES INC	3,502	$253K	0.0%	$72.16 *	$73.33	-6.6%	—	90353T100
T	AT&T INC	10,334	$214K	0.0%	$20.70 *	$18.17	+34.3%	—	00206R102
FDX	FEDEX CORPORATION	678	$212K	0.0%	$313.13 *	$347.15	-17.9%	—	31428X106
SHW	SHERWIN WILLIAMS CO	597	$206K	0.0%	$344.32 *	$319.45	+1.2%	—	824348106
XLRE	REAL ESTATE SELECT SECTOR SPDR	65	$2,866	0.0%	$44.09 *	$42.20	-3.0%	—	81369Y860

Decreased Positions (73)

AROW ARROW FINANCIAL CORPORATION 6.2%

Value $67.55M (-11.4%) Shares 1,833,064 (-1.4%) Share Price $36.85 Est. Cost/Share $17.21 Unrealized @ Report Date +114.1%

IJR ISHARES CORE S&P SMALL-CAP ETF 4.4%

Value $48.12M (-10.2%) Shares 353,715 (-2.1%) Share Price $136.04 Est. Cost/Share $100.35 Unrealized @ Report Date +35.6%

MSFT MICROSOFT CORP 1.6%

Value $17.07M (+27.4%) Shares 33,284 (-7.4%) Share Price $512.90 Est. Cost/Share $62.00 Unrealized @ Report Date +727.2%

NVDA NVIDIA CORP 2.0%

Value $21.42M (+10.9%) Shares 93,793 (-2.8%) Share Price $228.38 Est. Cost/Share $92.35 Unrealized @ Report Date +147.3%

AAPL APPLE INC 2.0%

Value $21.52M (+9.8%) Shares 64,615 (-4.6%) Share Price $333.02 Est. Cost/Share $86.78 Unrealized @ Report Date +283.8%

CAT CATERPILLAR INC 0.4%

Value $4.317M (-28.0%) Shares 5,324 (-5.5%) Share Price $810.79 Est. Cost/Share $182.50 Unrealized @ Report Date +344.3%

VO VANGUARD MID-CAP ETF 2.1%

Value $22.49M (-6.1%) Shares 286,754 (-3.5%) Share Price $78.42 Est. Cost/Share $71.50 Unrealized @ Report Date +9.7%

IBDS ISHARES IBONDS DEC 2027 TERM CORP 0.3%

Value $3.684M (-27.4%) Shares 152,754 (-27.1%) Share Price $24.12 Est. Cost/Share $24.05 Unrealized @ Report Date +0.3%

IBDR ISHARES IBONDS DEC 2026 TERM CORP 0.3%

Value $3.594M (-26.1%) Shares 148,253 (-26.2%) Share Price $24.24 Est. Cost/Share $24.01 Unrealized @ Report Date +1.0%

META META PLATFORMS INC CL A 0.5%

Value $5.746M (+26.7%) Shares 7,924 (-1.6%) Share Price $725.18 Est. Cost/Share $184.31 Unrealized @ Report Date +293.4%

COST COSTCO WHOLESALE CORP 0.2%

Value $2.057M (-35.2%) Shares 2,260 (-33.4%) Share Price $910.34 Est. Cost/Share $152.37 Unrealized @ Report Date +497.5%

HD HOME DEPOT INC 0.4%

Value $4.164M (-20.6%) Shares 14,637 (-1.5%) Share Price $284.49 Est. Cost/Share $129.19 Unrealized @ Report Date +120.2%

CRM SALESFORCE INC 0.4%

Value $3.888M (+37.2%) Shares 16,936 (-6.4%) Share Price $229.57 Est. Cost/Share $100.32 Unrealized @ Report Date +128.8%

VB VANGUARD SMALL-CAP ETF 0.8%

Value $8.294M (-9.4%) Shares 29,153 (-3.5%) Share Price $284.49 Est. Cost/Share $207.97 Unrealized @ Report Date +36.8%

CMI CUMMINS INC 0.2%

Value $1.702M (-31.7%) Shares 3,295 (-5.7%) Share Price $516.57 Est. Cost/Share $144.30 Unrealized @ Report Date +258.0%

CSCO CISCO SYSTEMS INC 0.4%

Value $4.559M (-14.7%) Shares 42,355 (-6.9%) Share Price $107.63 Est. Cost/Share $38.07 Unrealized @ Report Date +182.7%

VCSH VANGUARD SHORT TERM CORP BOND ETF 0.3%

Value $3.658M (-16.8%) Shares 47,352 (-14.9%) Share Price $77.25 Est. Cost/Share $81.14 Unrealized @ Report Date -4.8%

IBHF ISHARES IBONDS 2026 TERM HIGH YIELD AND INC 0.2%

Value $2.084M (-26.0%) Shares 92,487 (-25.6%) Share Price $22.53 Est. Cost/Share $23.17 Unrealized @ Report Date -2.8%

NYF ISHARES NEW YORK MUNI BOND ETF 0.3%

Value $3.756M (-15.9%) Shares 74,341 (-10.3%) Share Price $50.52 Est. Cost/Share $54.21 Unrealized @ Report Date -6.8%

TER TERADYNE INC 0.2%

Value $1.676M (-28.7%) Shares 4,180 (-13.9%) Share Price $400.91 Est. Cost/Share $102.47 Unrealized @ Report Date +291.3%

LLY LILLY ELI & CO 0.4%

Value $4.646M (-12.1%) Shares 4,015 (-8.9%) Share Price $1157.08 Est. Cost/Share $427.16 Unrealized @ Report Date +170.9%

BRK/B BERKSHIRE HATHAWAY INC-CL B 0.4%

Value $3.892M (-13.7%) Shares 7,816 (-13.2%) Share Price $497.95 Est. Cost/Share $123.85 Unrealized @ Report Date +302.1%

HONA HONEYWELL AEROSPACE INC COM 0.0%

Value $537K (-53.4%) Shares 3,466 (-33.9%) Share Price $154.97 Est. Cost/Share $240.18 Unrealized @ Report Date -35.5%

TMO THERMO FISHER SCIENTIFIC INC 0.3%

Value $2.992M (+22.2%) Shares 4,433 (-9.3%) Share Price $675.05 Est. Cost/Share $259.70 Unrealized @ Report Date +159.9%

LOW LOWES COS INC 0.0%

Value $504K (-51.6%) Shares 2,735 (-42.1%) Share Price $184.29 Est. Cost/Share $96.20 Unrealized @ Report Date +91.6%

GOOG ALPHABET INC CL C 0.3%

Value $3.357M (-12.5%) Shares 9,853 (-9.2%) Share Price $340.74 Est. Cost/Share $107.51 Unrealized @ Report Date +217.0%

ICE INTERCONTINENTAL EXCHANGE GROUP, INC 0.3%

Value $2.948M (+19.0%) Shares 19,394 (-3.7%) Share Price $152.03 Est. Cost/Share $61.39 Unrealized @ Report Date +147.6%

MS MORGAN STANLEY 0.2%

Value $2.607M (-14.7%) Shares 13,863 (-5.2%) Share Price $188.08 Est. Cost/Share $38.05 Unrealized @ Report Date +394.3%

TJX TJX COS INC 0.2%

Value $2.607M (-14.6%) Shares 19,706 (-2.2%) Share Price $132.31 Est. Cost/Share $44.30 Unrealized @ Report Date +198.6%

WMT WALMART INC 0.2%

Value $2.726M (-13.8%) Shares 26,229 (-6.0%) Share Price $103.92 Est. Cost/Share $43.89 Unrealized @ Report Date +136.8%

NFLX NETFLIX INC 0.1%

Value $1.409M (-23.0%) Shares 20,247 (-21.0%) Share Price $69.58 Est. Cost/Share $97.44 Unrealized @ Report Date -28.6%

MAS MASCO CORP 0.1%

Value $1.566M (-18.9%) Shares 23,231 (-2.1%) Share Price $67.40 Est. Cost/Share $24.18 Unrealized @ Report Date +178.7%

PWR QUANTA SERVICES INC 0.2%

Value $2.618M (-12.0%) Shares 4,075 (-1.3%) Share Price $642.51 Est. Cost/Share $280.60 Unrealized @ Report Date +129.0%

TSLA TESLA INC 0.1%

Value $1.563M (-18.2%) Shares 4,404 (-3.1%) Share Price $354.81 Est. Cost/Share $233.22 Unrealized @ Report Date +52.1%

SYK STRYKER CORPORATION 0.2%

Value $2.01M (-14.7%) Shares 7,299 (-2.4%) Share Price $275.39 Est. Cost/Share $115.63 Unrealized @ Report Date +138.2%

BAC BANK OF AMERICA CORP 0.3%

Value $3.105M (-9.9%) Shares 57,043 (-5.7%) Share Price $54.43 Est. Cost/Share $17.36 Unrealized @ Report Date +213.6%

AMGN AMGEN INC 0.3%

Value $3.378M (+10.5%) Shares 8,015 (-5.0%) Share Price $421.51 Est. Cost/Share $165.84 Unrealized @ Report Date +154.2%

IR INGERSOLL-RAND INC 0.0%

Value $214K (-54.7%) Shares 2,849 (-50.5%) Share Price $75.11 Est. Cost/Share $73.01 Unrealized @ Report Date +2.9%

SNOW SNOWFLAKE INC CL A 0.0%

Value $306K (-44.6%) Shares 900 (-58.4%) Share Price $339.56 Est. Cost/Share $169.79 Unrealized @ Report Date +100.0%

TMUS T-MOBILE US INC 0.2%

Value $1.766M (-11.3%) Shares 10,829 (-8.8%) Share Price $163.08 Est. Cost/Share $164.54 Unrealized @ Report Date -0.9%

UNH UNITEDHEALTH GROUP INC 0.0%

Value $417K (-33.3%) Shares 1,136 (-24.5%) Share Price $367.08 Est. Cost/Share $123.08 Unrealized @ Report Date +198.2%

JPM JP MORGAN CHASE & CO 0.7%

Value $7.595M (-2.6%) Shares 22,957 (-3.6%) Share Price $330.83 Est. Cost/Share $42.75 Unrealized @ Report Date +673.9%

V VISA INC CL A 0.4%

Value $4.45M (-3.8%) Shares 12,385 (-8.1%) Share Price $359.33 Est. Cost/Share $65.39 Unrealized @ Report Date +449.5%

GD GENERAL DYNAMICS CORP 0.2%

Value $2.082M (-7.6%) Shares 6,274 (-1.4%) Share Price $331.83 Est. Cost/Share $163.42 Unrealized @ Report Date +103.1%

ADBE ADOBE INC 0.0%

Value $351K (-32.5%) Shares 1,461 (-42.3%) Share Price $239.94 Est. Cost/Share $279.70 Unrealized @ Report Date -14.2%

AMZN AMAZON.COM INC 0.8%

Value $9.309M (+1.8%) Shares 37,363 (-2.6%) Share Price $249.15 Est. Cost/Share $119.47 Unrealized @ Report Date +108.5%

AWK AMERICAN WATER WORKS CO INC 0.1%

Value $939K (-14.5%) Shares 7,251 (-13.2%) Share Price $129.47 Est. Cost/Share $123.82 Unrealized @ Report Date +4.6%

DHR DANAHER CORP 0.2%

Value $1.774M (+8.4%) Shares 8,005 (-6.8%) Share Price $221.55 Est. Cost/Share $164.29 Unrealized @ Report Date +34.8%

CVX CHEVRON CORPORATION 0.1%

Value $1.338M (+10.3%) Shares 6,553 (-10.4%) Share Price $204.21 Est. Cost/Share $68.98 Unrealized @ Report Date +196.0%

PANW PALO ALTO NETWORKS INC 0.5%

Value $5.349M (-2.2%) Shares 13,464 (-16.1%) Share Price $397.31 Est. Cost/Share $170.06 Unrealized @ Report Date +133.6%

ABT ABBOTT LABS 0.2%

Value $1.821M (+6.9%) Shares 18,422 (-1.9%) Share Price $98.83 Est. Cost/Share $75.72 Unrealized @ Report Date +30.5%

SYY SYSCO CORP 0.1%

Value $723K (-14.0%) Shares 9,275 (-7.8%) Share Price $77.96 Est. Cost/Share $64.63 Unrealized @ Report Date +20.6%

XLB MATERIALS SELECT SECTOR SPDR FUND 0.1%

Value $1.339M (-7.9%) Shares 27,490 (-3.9%) Share Price $48.70 Est. Cost/Share $37.49 Unrealized @ Report Date +29.9%

D DOMINION ENERGY INC 0.1%

Value $779K (-12.7%) Shares 12,872 (-1.4%) Share Price $60.52 Est. Cost/Share $50.37 Unrealized @ Report Date +20.1%

PEP PEPSICO INC 0.1%

Value $1.101M (-8.2%) Shares 8,688 (-1.9%) Share Price $126.72 Est. Cost/Share $59.48 Unrealized @ Report Date +113.0%

AXP AMERICAN EXPRESS CO 0.1%

Value $751K (-11.5%) Shares 2,469 (-1.6%) Share Price $304.10 Est. Cost/Share $94.23 Unrealized @ Report Date +222.7%

BLK BLACKROCK INC 0.3%

Value $3.151M (-2.9%) Shares 2,977 (-11.8%) Share Price $1058.29 Est. Cost/Share $990.23 Unrealized @ Report Date +6.9%

ADP AUTOMATIC DATA PROCESSING INC 0.1%

Value $855K (+12.4%) Shares 3,314 (-2.4%) Share Price $258.06 Est. Cost/Share $158.27 Unrealized @ Report Date +63.1%

XLU UTILITIES SELECT SECTOR SPDR FUND 0.0%

Value $389K (-18.6%) Shares 9,853 (-6.4%) Share Price $39.44 Est. Cost/Share $33.73 Unrealized @ Report Date +16.9%

TXN TEXAS INSTRUMENTS INC 0.1%

Value $975K (-8.1%) Shares 3,482 (-2.2%) Share Price $280.09 Est. Cost/Share $120.47 Unrealized @ Report Date +132.5%

JNJ JOHNSON & JOHNSON 0.4%

Value $4.745M (+1.4%) Shares 17,924 (-2.8%) Share Price $264.74 Est. Cost/Share $63.17 Unrealized @ Report Date +319.1%

VNQ VANGUARD REAL ESTATE ETF 0.0%

Value $541K (-8.9%) Shares 6,039 (-2.0%) Share Price $89.63 Est. Cost/Share $86.06 Unrealized @ Report Date +4.1%

DIS DISNEY WALT CO NEW 0.3%

Value $2.782M (+1.8%) Shares 26,519 (-6.6%) Share Price $104.90 Est. Cost/Share $85.86 Unrealized @ Report Date +22.2%

MINT PIMCO ENHANCED SHORT MATURITY ETF 0.0%

Value $309K (-13.6%) Shares 3,076 (-13.3%) Share Price $100.55 Est. Cost/Share $100.40 Unrealized @ Report Date +0.1%

SBUX STARBUCKS CORP 0.0%

Value $348K (-10.5%) Shares 3,704 (-2.6%) Share Price $93.96 Est. Cost/Share $37.98 Unrealized @ Report Date +147.4%

LYB LYONDELLBASELL INDUSTRIES NV 0.0%

Value $437K (+7.4%) Shares 7,611 (-1.6%) Share Price $57.47 Est. Cost/Share $65.78 Unrealized @ Report Date -12.6%

VZ VERIZON COMMUNICATIONS 0.0%

Value $407K (-6.4%) Shares 8,865 (-13.6%) Share Price $45.87 Est. Cost/Share $36.32 Unrealized @ Report Date +26.3%

MA MASTERCARD INC CL A 0.2%

Value $1.767M (+1.6%) Shares 3,205 (-5.4%) Share Price $551.47 Est. Cost/Share $224.44 Unrealized @ Report Date +145.7%

NSC NORFOLK SOUTHERN CORP 0.0%

Value $228K (-10.3%) Shares 739 (-8.7%) Share Price $309.00 Est. Cost/Share $276.03 Unrealized @ Report Date +11.9%

EMN EASTMAN CHEMICAL CO 0.0%

Value $462K (-4.9%) Shares 7,128 (-1.8%) Share Price $64.84 Est. Cost/Share $80.80 Unrealized @ Report Date -19.8%

VRTX VERTEX PHARMACEUTICALS INC 0.1%

Value $1.44M (-1.5%) Shares 2,754 (-6.5%) Share Price $522.81 Est. Cost/Share $376.60 Unrealized @ Report Date +38.8%

TRV TRAVELERS COMPANIES INC 0.2%

Value $2.406M (-0.9%) Shares 6,750 (-8.3%) Share Price $356.51 Est. Cost/Share $136.25 Unrealized @ Report Date +161.7%

GLD SPDR GOLD TRUST 0.0%

Value $497K (+2.2%) Shares 1,306 (-1.1%) Share Price $380.84 Est. Cost/Share $178.52 Unrealized @ Report Date +113.3%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
AROW	ARROW FINANCIAL CORPORATION	1,833,064 (-1.4%)	$67.55M (-11.4%)	6.2%	$36.85	$17.21	+114.1%	Equities	042744102
IJR	ISHARES CORE S&P SMALL-CAP ETF	353,715 (-2.1%)	$48.12M (-10.2%)	4.4%	$136.04	$100.35	+35.6%	Equities	464287804
MSFT	MICROSOFT CORP	33,284 (-7.4%)	$17.07M (+27.4%)	1.6%	$512.90	$62.00	+727.2%	Equities	594918104
NVDA	NVIDIA CORP	93,793 (-2.8%)	$21.42M (+10.9%)	2.0%	$228.38	$92.35	+147.3%	Equities	67066G104
AAPL	APPLE INC	64,615 (-4.6%)	$21.52M (+9.8%)	2.0%	$333.02	$86.78	+283.8%	Equities	037833100
CAT	CATERPILLAR INC	5,324 (-5.5%)	$4.317M (-28.0%)	0.4%	$810.79	$182.50	+344.3%	Equities	149123101
VO	VANGUARD MID-CAP ETF	286,754 (-3.5%)	$22.49M (-6.1%)	2.1%	$78.42	$71.50	+9.7%	Equities	922908629
IBDS	ISHARES IBONDS DEC 2027 TERM CORP	152,754 (-27.1%)	$3.684M (-27.4%)	0.3%	$24.12	$24.05	+0.3%	Equities	46435UAA9
IBDR	ISHARES IBONDS DEC 2026 TERM CORP	148,253 (-26.2%)	$3.594M (-26.1%)	0.3%	$24.24	$24.01	+1.0%	Equities	46435GAA0
META	META PLATFORMS INC CL A	7,924 (-1.6%)	$5.746M (+26.7%)	0.5%	$725.18	$184.31	+293.4%	Equities	30303M102
COST	COSTCO WHOLESALE CORP	2,260 (-33.4%)	$2.057M (-35.2%)	0.2%	$910.34	$152.37	+497.5%	Equities	22160K105
HD	HOME DEPOT INC	14,637 (-1.5%)	$4.164M (-20.6%)	0.4%	$284.49	$129.19	+120.2%	Equities	437076102
CRM	SALESFORCE INC	16,936 (-6.4%)	$3.888M (+37.2%)	0.4%	$229.57	$100.32	+128.8%	Equities	79466L302
VB	VANGUARD SMALL-CAP ETF	29,153 (-3.5%)	$8.294M (-9.4%)	0.8%	$284.49	$207.97	+36.8%	Equities	922908751
CMI	CUMMINS INC	3,295 (-5.7%)	$1.702M (-31.7%)	0.2%	$516.57	$144.30	+258.0%	Equities	231021106
CSCO	CISCO SYSTEMS INC	42,355 (-6.9%)	$4.559M (-14.7%)	0.4%	$107.63	$38.07	+182.7%	Equities	17275R102
VCSH	VANGUARD SHORT TERM CORP BOND ETF	47,352 (-14.9%)	$3.658M (-16.8%)	0.3%	$77.25	$81.14	-4.8%	Equities	92206C409
IBHF	ISHARES IBONDS 2026 TERM HIGH YIELD AND INC	92,487 (-25.6%)	$2.084M (-26.0%)	0.2%	$22.53	$23.17	-2.8%	Equities	46436E528
NYF	ISHARES NEW YORK MUNI BOND ETF	74,341 (-10.3%)	$3.756M (-15.9%)	0.3%	$50.52	$54.21	-6.8%	Mutual Funds	464288323
TER	TERADYNE INC	4,180 (-13.9%)	$1.676M (-28.7%)	0.2%	$400.91	$102.47	+291.3%	Equities	880770102
LLY	LILLY ELI & CO	4,015 (-8.9%)	$4.646M (-12.1%)	0.4%	$1157.08	$427.16	+170.9%	Equities	532457108
BRK/B	BERKSHIRE HATHAWAY INC-CL B	7,816 (-13.2%)	$3.892M (-13.7%)	0.4%	$497.95	$123.85	+302.1%	Equities	084670702
HONA	HONEYWELL AEROSPACE INC COM	3,466 (-33.9%)	$537K (-53.4%)	0.0%	$154.97	$240.18	-35.5%	Equities	43849R105
TMO	THERMO FISHER SCIENTIFIC INC	4,433 (-9.3%)	$2.992M (+22.2%)	0.3%	$675.05	$259.70	+159.9%	Equities	883556102
LOW	LOWES COS INC	2,735 (-42.1%)	$504K (-51.6%)	0.0%	$184.29	$96.20	+91.6%	Equities	548661107
GOOG	ALPHABET INC CL C	9,853 (-9.2%)	$3.357M (-12.5%)	0.3%	$340.74	$107.51	+217.0%	Equities	02079K107
ICE	INTERCONTINENTAL EXCHANGE GROUP, INC	19,394 (-3.7%)	$2.948M (+19.0%)	0.3%	$152.03	$61.39	+147.6%	Equities	45866F104
MS	MORGAN STANLEY	13,863 (-5.2%)	$2.607M (-14.7%)	0.2%	$188.08	$38.05	+394.3%	Equities	617446448
TJX	TJX COS INC	19,706 (-2.2%)	$2.607M (-14.6%)	0.2%	$132.31	$44.30	+198.6%	Equities	872540109
WMT	WALMART INC	26,229 (-6.0%)	$2.726M (-13.8%)	0.2%	$103.92	$43.89	+136.8%	Equities	931142103
NFLX	NETFLIX INC	20,247 (-21.0%)	$1.409M (-23.0%)	0.1%	$69.58	$97.44	-28.6%	Equities	64110L106
MAS	MASCO CORP	23,231 (-2.1%)	$1.566M (-18.9%)	0.1%	$67.40	$24.18	+178.7%	Equities	574599106
PWR	QUANTA SERVICES INC	4,075 (-1.3%)	$2.618M (-12.0%)	0.2%	$642.51	$280.60	+129.0%	Equities	74762E102
TSLA	TESLA INC	4,404 (-3.1%)	$1.563M (-18.2%)	0.1%	$354.81	$233.22	+52.1%	Equities	88160R101
SYK	STRYKER CORPORATION	7,299 (-2.4%)	$2.01M (-14.7%)	0.2%	$275.39	$115.63	+138.2%	Equities	863667101
BAC	BANK OF AMERICA CORP	57,043 (-5.7%)	$3.105M (-9.9%)	0.3%	$54.43	$17.36	+213.6%	Equities	060505104
AMGN	AMGEN INC	8,015 (-5.0%)	$3.378M (+10.5%)	0.3%	$421.51	$165.84	+154.2%	Equities	031162100
IR	INGERSOLL-RAND INC	2,849 (-50.5%)	$214K (-54.7%)	0.0%	$75.11	$73.01	+2.9%	Equities	45687V106
SNOW	SNOWFLAKE INC CL A	900 (-58.4%)	$306K (-44.6%)	0.0%	$339.56	$169.79	+100.0%	Equities	833445109
TMUS	T-MOBILE US INC	10,829 (-8.8%)	$1.766M (-11.3%)	0.2%	$163.08	$164.54	-0.9%	Equities	872590104
UNH	UNITEDHEALTH GROUP INC	1,136 (-24.5%)	$417K (-33.3%)	0.0%	$367.08	$123.08	+198.2%	Equities	91324P102
JPM	JP MORGAN CHASE & CO	22,957 (-3.6%)	$7.595M (-2.6%)	0.7%	$330.83	$42.75	+673.9%	Equities	46625H100
V	VISA INC CL A	12,385 (-8.1%)	$4.45M (-3.8%)	0.4%	$359.33	$65.39	+449.5%	Equities	92826C839
GD	GENERAL DYNAMICS CORP	6,274 (-1.4%)	$2.082M (-7.6%)	0.2%	$331.83	$163.42	+103.1%	Equities	369550108
ADBE	ADOBE INC	1,461 (-42.3%)	$351K (-32.5%)	0.0%	$239.94	$279.70	-14.2%	Equities	00724F101
AMZN	AMAZON.COM INC	37,363 (-2.6%)	$9.309M (+1.8%)	0.8%	$249.15	$119.47	+108.5%	Equities	023135106
AWK	AMERICAN WATER WORKS CO INC	7,251 (-13.2%)	$939K (-14.5%)	0.1%	$129.47	$123.82	+4.6%	Equities	030420103
DHR	DANAHER CORP	8,005 (-6.8%)	$1.774M (+8.4%)	0.2%	$221.55	$164.29	+34.8%	Equities	235851102
CVX	CHEVRON CORPORATION	6,553 (-10.4%)	$1.338M (+10.3%)	0.1%	$204.21	$68.98	+196.0%	Equities	166764100
PANW	PALO ALTO NETWORKS INC	13,464 (-16.1%)	$5.349M (-2.2%)	0.5%	$397.31	$170.06	+133.6%	Equities	697435105
ABT	ABBOTT LABS	18,422 (-1.9%)	$1.821M (+6.9%)	0.2%	$98.83	$75.72	+30.5%	Equities	002824100
SYY	SYSCO CORP	9,275 (-7.8%)	$723K (-14.0%)	0.1%	$77.96	$64.63	+20.6%	Equities	871829107
XLB	MATERIALS SELECT SECTOR SPDR FUND	27,490 (-3.9%)	$1.339M (-7.9%)	0.1%	$48.70	$37.49	+29.9%	Equities	81369Y100
D	DOMINION ENERGY INC	12,872 (-1.4%)	$779K (-12.7%)	0.1%	$60.52	$50.37	+20.1%	Equities	25746U109
PEP	PEPSICO INC	8,688 (-1.9%)	$1.101M (-8.2%)	0.1%	$126.72	$59.48	+113.0%	Equities	713448108
AXP	AMERICAN EXPRESS CO	2,469 (-1.6%)	$751K (-11.5%)	0.1%	$304.10	$94.23	+222.7%	Equities	025816109
BLK	BLACKROCK INC	2,977 (-11.8%)	$3.151M (-2.9%)	0.3%	$1058.29	$990.23	+6.9%	Equities	09290D101
ADP	AUTOMATIC DATA PROCESSING INC	3,314 (-2.4%)	$855K (+12.4%)	0.1%	$258.06	$158.27	+63.1%	Equities	053015103
XLU	UTILITIES SELECT SECTOR SPDR FUND	9,853 (-6.4%)	$389K (-18.6%)	0.0%	$39.44	$33.73	+16.9%	Equities	81369Y886
TXN	TEXAS INSTRUMENTS INC	3,482 (-2.2%)	$975K (-8.1%)	0.1%	$280.09	$120.47	+132.5%	Equities	882508104
JNJ	JOHNSON & JOHNSON	17,924 (-2.8%)	$4.745M (+1.4%)	0.4%	$264.74	$63.17	+319.1%	Equities	478160104
VNQ	VANGUARD REAL ESTATE ETF	6,039 (-2.0%)	$541K (-8.9%)	0.0%	$89.63	$86.06	+4.1%	Equities	922908553
DIS	DISNEY WALT CO NEW	26,519 (-6.6%)	$2.782M (+1.8%)	0.3%	$104.90	$85.86	+22.2%	Equities	254687106
MINT	PIMCO ENHANCED SHORT MATURITY ETF	3,076 (-13.3%)	$309K (-13.6%)	0.0%	$100.55	$100.40	+0.1%	Equities	72201R833
SBUX	STARBUCKS CORP	3,704 (-2.6%)	$348K (-10.5%)	0.0%	$93.96	$37.98	+147.4%	Equities	855244109
LYB	LYONDELLBASELL INDUSTRIES NV	7,611 (-1.6%)	$437K (+7.4%)	0.0%	$57.47	$65.78	-12.6%	Equities	N53745100
VZ	VERIZON COMMUNICATIONS	8,865 (-13.6%)	$407K (-6.4%)	0.0%	$45.87	$36.32	+26.3%	Equities	92343V104
MA	MASTERCARD INC CL A	3,205 (-5.4%)	$1.767M (+1.6%)	0.2%	$551.47	$224.44	+145.7%	Equities	57636Q104
NSC	NORFOLK SOUTHERN CORP	739 (-8.7%)	$228K (-10.3%)	0.0%	$309.00	$276.03	+11.9%	Equities	655844108
EMN	EASTMAN CHEMICAL CO	7,128 (-1.8%)	$462K (-4.9%)	0.0%	$64.84	$80.80	-19.8%	Equities	277432100
VRTX	VERTEX PHARMACEUTICALS INC	2,754 (-6.5%)	$1.44M (-1.5%)	0.1%	$522.81	$376.60	+38.8%	Equities	92532F100
TRV	TRAVELERS COMPANIES INC	6,750 (-8.3%)	$2.406M (-0.9%)	0.2%	$356.51	$136.25	+161.7%	Equities	89417E109
GLD	SPDR GOLD TRUST	1,306 (-1.1%)	$497K (+2.2%)	0.0%	$380.84	$178.52	+113.3%	Equities	78463V107

Unchanged Positions (64)

IJH ISHARES CORE S&P MID-CAP ETF 5.9%

Value $65.18M Shares 905,894 Share Price $71.95 Est. Cost/Share $56.36 Unrealized @ Report Date +27.7%

QQQ INVESCO QQQ TRUST SERIES 1 9.7%

Value $107M Shares 144,102 Share Price $739.77 Est. Cost/Share $409.64 Unrealized @ Report Date +80.6%

IBCA ISHARES TR IBONDS DEC 2035 1.4%

Value $14.81M Shares 615,326 Share Price $24.07 Est. Cost/Share $26.01 Unrealized @ Report Date -7.5%

IBDY ISHARES IBONDS DEC 2033 CORP 1.4%

Value $14.84M Shares 606,324 Share Price $24.48 Est. Cost/Share $25.09 Unrealized @ Report Date -2.4%

MRVL MARVELL TECHNOLOGY INC 0.6%

Value $7.05M Shares 26,682 Share Price $264.21 Est. Cost/Share $64.42 Unrealized @ Report Date +310.1%

IBDX ISHARES IBONDS DEC 2032 TC ETF 1.4%

Value $15.06M Shares 625,745 Share Price $24.07 Est. Cost/Share $24.58 Unrealized @ Report Date -2.1%

IDEV ISHARES CORE MSCI DEV MKTS ETF 4.7%

Value $51.23M Shares 572,476 Share Price $89.48 Est. Cost/Share $69.13 Unrealized @ Report Date +29.4%

GOOGL ALPHABET INC CL A 1.6%

Value $17.59M Shares 51,125 Share Price $344.08 Est. Cost/Share $106.39 Unrealized @ Report Date +223.4%

IBDW ISHARES IBONDS DEC 2031 TERM CORP 1.4%

Value $14.81M Shares 738,467 Share Price $20.06 Est. Cost/Share $20.29 Unrealized @ Report Date -1.2%

IBDV ISHARES IBONDS DEC 2030 TERM CORP 1.3%

Value $14.76M Shares 698,000 Share Price $21.14 Est. Cost/Share $21.20 Unrealized @ Report Date -0.3%

IBDU ISHARES IBONDS DEC 2029 TERM CORP 1.4%

Value $14.8M Shares 652,334 Share Price $22.69 Est. Cost/Share $22.64 Unrealized @ Report Date +0.2%

AMAT APPLIED MATERIALS INC 0.1%

Value $856K Shares 1,674 Share Price $511.38 Est. Cost/Share $14.73 Unrealized @ Report Date +3371.9%

AGG ISHARES CORE U.S. AGGREGATE 0.5%

Value $5.825M Shares 61,616 Share Price $94.54 Est. Cost/Share $104.36 Unrealized @ Report Date -9.4%

ORCL ORACLE CORPORATION 0.4%

Value $4.236M Shares 30,852 Share Price $137.30 Est. Cost/Share $43.84 Unrealized @ Report Date +213.2%

COP CONOCOPHILLIPS 0.2%

Value $1.7M Shares 13,580 Share Price $125.15 Est. Cost/Share $56.47 Unrealized @ Report Date +121.6%

IBM INTL. BUSINESS MACHINES CORP 0.1%

Value $918K Shares 4,172 Share Price $219.93 Est. Cost/Share $124.72 Unrealized @ Report Date +76.3%

IBDT ISHARES IBONDS DEC 2028 TERM CORP 1.3%

Value $14.7M Shares 588,817 Share Price $24.96 Est. Cost/Share $25.15 Unrealized @ Report Date -0.8%

SPYV SPDR PORTFOLIO S&P 500 VALUE ETF 4.3%

Value $47.05M Shares 769,595 Share Price $61.13 Est. Cost/Share $41.95 Unrealized @ Report Date +45.7%

GE GE AEROSPACE 0.1%

Value $980K Shares 3,139 Share Price $312.29 Est. Cost/Share $98.19 Unrealized @ Report Date +218.0%

GEV GE VERNOVA LLC 0.1%

Value $786K Shares 827 Share Price $950.49 Est. Cost/Share $180.17 Unrealized @ Report Date +427.5%

INTC INTEL CORP 0.1%

Value $1.062M Shares 8,835 Share Price $120.23 Est. Cost/Share $24.79 Unrealized @ Report Date +385.1%

KO COCA COLA CO 0.3%

Value $2.81M Shares 32,649 Share Price $86.08 Est. Cost/Share $37.22 Unrealized @ Report Date +131.3%

AEP AMERICAN ELEC PWR INC 0.1%

Value $1.035M Shares 8,721 Share Price $118.64 Est. Cost/Share $108.03 Unrealized @ Report Date +9.8%

MRK MERCK & CO INC 0.1%

Value $1.002M Shares 6,897 Share Price $145.31 Est. Cost/Share $49.55 Unrealized @ Report Date +193.3%

XLI INDUSTRIAL SELECT SECTOR SPDR FUND 0.1%

Value $873K Shares 5,229 Share Price $166.98 Est. Cost/Share $57.50 Unrealized @ Report Date +190.4%

CARR CARRIER GLOBAL CORP 0.0%

Value $273K Shares 4,975 Share Price $54.86 Est. Cost/Share $17.13 Unrealized @ Report Date +220.2%

NEE NEXTERA ENERGY INC 0.0%

Value $491K Shares 6,483 Share Price $75.74 Est. Cost/Share $55.39 Unrealized @ Report Date +36.7%

XLK TECHNOLOGY SELECT SECTOR SPDR FUND 0.3%

Value $2.959M Shares 15,117 Share Price $195.75 Est. Cost/Share $86.77 Unrealized @ Report Date +125.6%

MUB ISHARES NATIONAL MUNI BOND ETF 0.1%

Value $1.048M Shares 10,370 Share Price $101.10 Est. Cost/Share $109.72 Unrealized @ Report Date -7.9%

XLV HEALTH CARE SELECT SECTOR SPDR FUND 0.1%

Value $962K Shares 5,712 Share Price $168.42 Est. Cost/Share $66.26 Unrealized @ Report Date +154.2%

ABBV ABBVIE INC 0.1%

Value $1.477M Shares 5,647 Share Price $261.59 Est. Cost/Share $70.49 Unrealized @ Report Date +271.1%

XLE ENERGY SELECT SECTOR SPDR FUND 0.0%

Value $384K Shares 6,242 Share Price $61.50 Est. Cost/Share $39.51 Unrealized @ Report Date +55.6%

PFE PFIZER INC 0.0%

Value $322K Shares 11,301 Share Price $28.52 Est. Cost/Share $17.58 Unrealized @ Report Date +62.2%

PG PROCTER & GAMBLE CO 0.2%

Value $2.617M Shares 18,014 Share Price $145.28 Est. Cost/Share $59.12 Unrealized @ Report Date +145.7%

XLY CONS DISC SELECT SECTOR SPDR FUND 0.1%

Value $609K Shares 5,599 Share Price $108.84 Est. Cost/Share $79.74 Unrealized @ Report Date +36.5%

CL COLGATE PALMOLIVE CO 0.1%

Value $561K Shares 6,574 Share Price $85.32 Est. Cost/Share $44.78 Unrealized @ Report Date +90.5%

EMR EMERSON ELEC CO 0.0%

Value $496K Shares 3,197 Share Price $155.10 Est. Cost/Share $43.06 Unrealized @ Report Date +260.2%

GS GOLDMAN SACHS GROUP INC 0.0%

Value $223K Shares 248 Share Price $900.36 Est. Cost/Share $128.73 Unrealized @ Report Date +599.4%

RTX RTX CORPORATION 0.1%

Value $1.262M Shares 6,799 Share Price $185.65 Est. Cost/Share $55.11 Unrealized @ Report Date +236.9%

IVV ISHARES CORE S&P 500 ETF 0.1%

Value $974K Shares 1,272 Share Price $765.85 Est. Cost/Share $590.55 Unrealized @ Report Date +29.7%

SPYG SPDR PORTFOLIO S&P 500 GROWTH ETF 0.1%

Value $590K Shares 4,792 Share Price $123.08 Est. Cost/Share $39.73 Unrealized @ Report Date +209.8%

SUSB ISHARES ESG AWARE 1-5 YEAR USD ETF 0.1%

Value $844K Shares 34,545 Share Price $24.43 Est. Cost/Share $25.33 Unrealized @ Report Date -3.5%

F FORD MOTOR CO DEL 0.0%

Value $127K Shares 10,500 Share Price $12.06 Est. Cost/Share $7.61 Unrealized @ Report Date +58.5%

NUSC NUVEEN ESG SMALL-CAP ETF 0.0%

Value $250K Shares 5,150 Share Price $48.53 Est. Cost/Share $38.54 Unrealized @ Report Date +25.9%

SPY SPDR S&P 500 ETF TRUST 0.1%

Value $1.41M Shares 1,849 Share Price $762.63 Est. Cost/Share $239.72 Unrealized @ Report Date +218.1%

XLC COMM. SERV. SELECT SECTOR SPDR FUND 0.0%

Value $503K Shares 4,535 Share Price $110.97 Est. Cost/Share $58.72 Unrealized @ Report Date +89.0%

DLTR DOLLAR TREE INC 0.0%

Value $274K Shares 2,405 Share Price $114.02 Est. Cost/Share $97.67 Unrealized @ Report Date +16.7%

BMY BRISTOL MYERS SQUIBB CO 0.0%

Value $233K Shares 3,736 Share Price $62.40 Est. Cost/Share $39.71 Unrealized @ Report Date +57.2%

IWR ISHARES RUSSELL MIDCAP ETF 0.0%

Value $435K Shares 4,076 Share Price $106.71 Est. Cost/Share $55.15 Unrealized @ Report Date +93.5%

UNP UNION PAC CORP 0.2%

Value $2.255M Shares 8,287 Share Price $272.13 Est. Cost/Share $114.09 Unrealized @ Report Date +138.5%

DE DEERE & CO 0.0%

Value $236K Shares 352 Share Price $671.55 Est. Cost/Share $579.22 Unrealized @ Report Date +15.9%

ECL ECOLAB INC 0.1%

Value $585K Shares 2,129 Share Price $274.58 Est. Cost/Share $103.56 Unrealized @ Report Date +165.1%

WFC WELLS FARGO & CO 0.0%

Value $352K Shares 4,399 Share Price $80.05 Est. Cost/Share $30.85 Unrealized @ Report Date +159.5%

TD TORONTO DOMINION BANK 0.0%

Value $314K Shares 2,668 Share Price $117.53 Est. Cost/Share $75.06 Unrealized @ Report Date +56.6%

ETN EATON CORP PLC 0.1%

Value $1.431M Shares 3,330 Share Price $429.71 Est. Cost/Share $356.71 Unrealized @ Report Date +20.5%

MMM 3M CO 0.1%

Value $664K Shares 4,045 Share Price $164.15 Est. Cost/Share $87.86 Unrealized @ Report Date +86.8%

XLP CONS STAPLES SELECT SECT SPDR FUND 0.0%

Value $229K Shares 2,836 Share Price $80.60 Est. Cost/Share $54.14 Unrealized @ Report Date +48.9%

XLF FINANCIAL SELECT SECTOR SPDR FUND 0.1%

Value $1.202M Shares 22,502 Share Price $53.40 Est. Cost/Share $22.98 Unrealized @ Report Date +132.4%

IBMQ ISHARES IBONDS DEC 2028 TERM MUNI 0.0%

Value $238K Shares 9,448 Share Price $25.14 Est. Cost/Share $24.85 Unrealized @ Report Date +1.2%

VTI VANGUARD TOTAL STOCK MARKET ETF 0.0%

Value $366K Shares 978 Share Price $374.24 Est. Cost/Share $272.76 Unrealized @ Report Date +37.2%

IBMP ISHARES IBONDS DEC 2027 MUNI ETF 0.0%

Value $240K Shares 9,517 Share Price $25.24 Est. Cost/Share $24.99 Unrealized @ Report Date +1.0%

XBI SPDR S&P BIOTECH ETF 0.0%

Value $267K Shares 1,696 Share Price $157.68 Est. Cost/Share $114.66 Unrealized @ Report Date +37.5%

LMT LOCKHEED MARTIN CORP 0.0%

Value $202K Shares 396 Share Price $509.25 Est. Cost/Share $459.32 Unrealized @ Report Date +10.9%

IBMO ISHARES IBONDS DEC 2026 MUNI ETF 0.0%

Value $242K Shares 9,451 Share Price $25.64 Est. Cost/Share $25.14 Unrealized @ Report Date +2.0%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
IJH	ISHARES CORE S&P MID-CAP ETF	905,894	$65.18M	5.9%	$71.95	$56.36	+27.7%	Equities	464287507
QQQ	INVESCO QQQ TRUST SERIES 1	144,102	$107M	9.7%	$739.77	$409.64	+80.6%	Equities	46090E103
IBCA	ISHARES TR IBONDS DEC 2035	615,326	$14.81M	1.4%	$24.07	$26.01	-7.5%	Equities	46438G372
IBDY	ISHARES IBONDS DEC 2033 CORP	606,324	$14.84M	1.4%	$24.48	$25.09	-2.4%	Equities	46436E130
MRVL	MARVELL TECHNOLOGY INC	26,682	$7.05M	0.6%	$264.21	$64.42	+310.1%	Equities	573874104
IBDX	ISHARES IBONDS DEC 2032 TC ETF	625,745	$15.06M	1.4%	$24.07	$24.58	-2.1%	Equities	46436E312
IDEV	ISHARES CORE MSCI DEV MKTS ETF	572,476	$51.23M	4.7%	$89.48	$69.13	+29.4%	Equities	46435G326
GOOGL	ALPHABET INC CL A	51,125	$17.59M	1.6%	$344.08	$106.39	+223.4%	Equities	02079K305
IBDW	ISHARES IBONDS DEC 2031 TERM CORP	738,467	$14.81M	1.4%	$20.06	$20.29	-1.2%	Equities	46436E486
IBDV	ISHARES IBONDS DEC 2030 TERM CORP	698,000	$14.76M	1.3%	$21.14	$21.20	-0.3%	Equities	46436E726
IBDU	ISHARES IBONDS DEC 2029 TERM CORP	652,334	$14.8M	1.4%	$22.69	$22.64	+0.2%	Equities	46436E205
AMAT	APPLIED MATERIALS INC	1,674	$856K	0.1%	$511.38	$14.73	+3371.9%	Equities	038222105
AGG	ISHARES CORE U.S. AGGREGATE	61,616	$5.825M	0.5%	$94.54	$104.36	-9.4%	Equities	464287226
ORCL	ORACLE CORPORATION	30,852	$4.236M	0.4%	$137.30	$43.84	+213.2%	Equities	68389X105
COP	CONOCOPHILLIPS	13,580	$1.7M	0.2%	$125.15	$56.47	+121.6%	Equities	20825C104
IBM	INTL. BUSINESS MACHINES CORP	4,172	$918K	0.1%	$219.93	$124.72	+76.3%	Equities	459200101
IBDT	ISHARES IBONDS DEC 2028 TERM CORP	588,817	$14.7M	1.3%	$24.96	$25.15	-0.8%	Equities	46435U515
SPYV	SPDR PORTFOLIO S&P 500 VALUE ETF	769,595	$47.05M	4.3%	$61.13	$41.95	+45.7%	Equities	78464A508
GE	GE AEROSPACE	3,139	$980K	0.1%	$312.29	$98.19	+218.0%	Equities	369604301
GEV	GE VERNOVA LLC	827	$786K	0.1%	$950.49	$180.17	+427.5%	Equities	36828A101
INTC	INTEL CORP	8,835	$1.062M	0.1%	$120.23	$24.79	+385.1%	Equities	458140100
KO	COCA COLA CO	32,649	$2.81M	0.3%	$86.08	$37.22	+131.3%	Equities	191216100
AEP	AMERICAN ELEC PWR INC	8,721	$1.035M	0.1%	$118.64	$108.03	+9.8%	Equities	025537101
MRK	MERCK & CO INC	6,897	$1.002M	0.1%	$145.31	$49.55	+193.3%	Equities	58933Y105
XLI	INDUSTRIAL SELECT SECTOR SPDR FUND	5,229	$873K	0.1%	$166.98	$57.50	+190.4%	Equities	81369Y704
CARR	CARRIER GLOBAL CORP	4,975	$273K	0.0%	$54.86	$17.13	+220.2%	Equities	14448C104
NEE	NEXTERA ENERGY INC	6,483	$491K	0.0%	$75.74	$55.39	+36.7%	Equities	65339F101
XLK	TECHNOLOGY SELECT SECTOR SPDR FUND	15,117	$2.959M	0.3%	$195.75	$86.77	+125.6%	Equities	81369Y803
MUB	ISHARES NATIONAL MUNI BOND ETF	10,370	$1.048M	0.1%	$101.10	$109.72	-7.9%	Mutual Funds	464288414
XLV	HEALTH CARE SELECT SECTOR SPDR FUND	5,712	$962K	0.1%	$168.42	$66.26	+154.2%	Equities	81369Y209
ABBV	ABBVIE INC	5,647	$1.477M	0.1%	$261.59	$70.49	+271.1%	Equities	00287Y109
XLE	ENERGY SELECT SECTOR SPDR FUND	6,242	$384K	0.0%	$61.50	$39.51	+55.6%	Equities	81369Y506
PFE	PFIZER INC	11,301	$322K	0.0%	$28.52	$17.58	+62.2%	Equities	717081103
PG	PROCTER & GAMBLE CO	18,014	$2.617M	0.2%	$145.28	$59.12	+145.7%	Equities	742718109
XLY	CONS DISC SELECT SECTOR SPDR FUND	5,599	$609K	0.1%	$108.84	$79.74	+36.5%	Equities	81369Y407
CL	COLGATE PALMOLIVE CO	6,574	$561K	0.1%	$85.32	$44.78	+90.5%	Equities	194162103
EMR	EMERSON ELEC CO	3,197	$496K	0.0%	$155.10	$43.06	+260.2%	Equities	291011104
GS	GOLDMAN SACHS GROUP INC	248	$223K	0.0%	$900.36	$128.73	+599.4%	Equities	38141G104
RTX	RTX CORPORATION	6,799	$1.262M	0.1%	$185.65	$55.11	+236.9%	Equities	75513E101
IVV	ISHARES CORE S&P 500 ETF	1,272	$974K	0.1%	$765.85	$590.55	+29.7%	Equities	464287200
SPYG	SPDR PORTFOLIO S&P 500 GROWTH ETF	4,792	$590K	0.1%	$123.08	$39.73	+209.8%	Equities	78464A409
SUSB	ISHARES ESG AWARE 1-5 YEAR USD ETF	34,545	$844K	0.1%	$24.43	$25.33	-3.5%	Equities	46435G243
F	FORD MOTOR CO DEL	10,500	$127K	0.0%	$12.06	$7.61	+58.5%	Equities	345370860
NUSC	NUVEEN ESG SMALL-CAP ETF	5,150	$250K	0.0%	$48.53	$38.54	+25.9%	Equities	67092P607
SPY	SPDR S&P 500 ETF TRUST	1,849	$1.41M	0.1%	$762.63	$239.72	+218.1%	Equities	78462F103
XLC	COMM. SERV. SELECT SECTOR SPDR FUND	4,535	$503K	0.0%	$110.97	$58.72	+89.0%	Equities	81369Y852
DLTR	DOLLAR TREE INC	2,405	$274K	0.0%	$114.02	$97.67	+16.7%	Equities	256746108
BMY	BRISTOL MYERS SQUIBB CO	3,736	$233K	0.0%	$62.40	$39.71	+57.2%	Equities	110122108
IWR	ISHARES RUSSELL MIDCAP ETF	4,076	$435K	0.0%	$106.71	$55.15	+93.5%	Equities	464287499
UNP	UNION PAC CORP	8,287	$2.255M	0.2%	$272.13	$114.09	+138.5%	Equities	907818108
DE	DEERE & CO	352	$236K	0.0%	$671.55	$579.22	+15.9%	Equities	244199105
ECL	ECOLAB INC	2,129	$585K	0.1%	$274.58	$103.56	+165.1%	Equities	278865100
WFC	WELLS FARGO & CO	4,399	$352K	0.0%	$80.05	$30.85	+159.5%	Equities	949746101
TD	TORONTO DOMINION BANK	2,668	$314K	0.0%	$117.53	$75.06	+56.6%	Equities	891160509
ETN	EATON CORP PLC	3,330	$1.431M	0.1%	$429.71	$356.71	+20.5%	Equities	G29183103
MMM	3M CO	4,045	$664K	0.1%	$164.15	$87.86	+86.8%	Equities	88579Y101
XLP	CONS STAPLES SELECT SECT SPDR FUND	2,836	$229K	0.0%	$80.60	$54.14	+48.9%	Equities	81369Y308
XLF	FINANCIAL SELECT SECTOR SPDR FUND	22,502	$1.202M	0.1%	$53.40	$22.98	+132.4%	Equities	81369Y605
IBMQ	ISHARES IBONDS DEC 2028 TERM MUNI	9,448	$238K	0.0%	$25.14	$24.85	+1.2%	Mutual Funds	46435U325
VTI	VANGUARD TOTAL STOCK MARKET ETF	978	$366K	0.0%	$374.24	$272.76	+37.2%	Equities	922908769
IBMP	ISHARES IBONDS DEC 2027 MUNI ETF	9,517	$240K	0.0%	$25.24	$24.99	+1.0%	Mutual Funds	46435U283
XBI	SPDR S&P BIOTECH ETF	1,696	$267K	0.0%	$157.68	$114.66	+37.5%	Equities	78464A870
LMT	LOCKHEED MARTIN CORP	396	$202K	0.0%	$509.25	$459.32	+10.9%	Equities	539830109
IBMO	ISHARES IBONDS DEC 2026 MUNI ETF	9,451	$242K	0.0%	$25.64	$25.14	+2.0%	Mutual Funds	46435U259