Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	36,893	$15.52M	7.7%	—	—	COM	594918104
JAAA	JANUS DETROIT STR TR	204,046	$10.35M	5.1%	—	—	HENDRSON AAA CL	47103U845
VCIT	VANGUARD SCOTTSDALE FDS	121,001	$9.742M	4.8%	—	—	INT-TERM CORP	92206C870
IGSB	ISHARES TR	188,426	$9.662M	4.8%	—	—	ISHS 1-5YR INVS	464288646
VO	VANGUARD INDEX FDS	37,531	$9.377M	4.6%	—	—	MID CAP ETF	922908629
AAPL	APPLE INC	38,093	$6.532M	3.2%	—	—	COM	037833100
JPM	JPMORGAN CHASE & CO	28,563	$5.721M	2.8%	—	—	COM	46625H100
VEU	VANGUARD INTL EQUITY INDEX F	90,322	$5.297M	2.6%	—	—	ALLWRLD EX US	922042775
ADP	AUTOMATIC DATA PROCESSING IN	19,017	$4.749M	2.3%	—	—	COM	053015103
PEP	PEPSICO INC	26,871	$4.703M	2.3%	—	—	COM	713448108
WM	WASTE MGMT INC DEL	21,792	$4.645M	2.3%	—	—	COM	94106L109
GOOGL	ALPHABET INC	30,615	$4.621M	2.3%	—	—	CAP STK CL A	02079K305
JNJ	JOHNSON & JOHNSON	29,009	$4.589M	2.3%	—	—	COM	478160104
WMT	WALMART INC	75,407	$4.537M	2.2%	—	—	COM	931142103
COST	COSTCO WHSL CORP NEW	6,104	$4.472M	2.2%	—	—	COM	22160K105
XLE	SELECT SECTOR SPDR TR	46,864	$4.424M	2.2%	—	—	ENERGY	81369Y506
UNP	UNION PAC CORP	14,497	$3.565M	1.8%	—	—	COM	907818108
HD	HOME DEPOT INC	9,265	$3.554M	1.8%	—	—	COM	437076102
MCD	MCDONALDS CORP	12,409	$3.499M	1.7%	—	—	COM	580135101
ABT	ABBOTT LABS	28,996	$3.296M	1.6%	—	—	COM	002824100
ABBV	ABBVIE INC	17,800	$3.241M	1.6%	—	—	COM	00287Y109
AMZN	AMAZON COM INC	17,826	$3.215M	1.6%	—	—	COM	023135106
TMO	THERMO FISHER SCIENTIFIC INC	5,221	$3.034M	1.5%	—	—	COM	883556102
KMB	KIMBERLY-CLARK CORP	23,352	$3.021M	1.5%	—	—	COM	494368103
MRK	MERCK & CO INC	22,368	$2.951M	1.5%	—	—	COM	58933Y105
V	VISA INC	9,961	$2.78M	1.4%	—	—	COM CL A	92826C839
LMT	LOCKHEED MARTIN CORP	6,085	$2.768M	1.4%	—	—	COM	539830109
DUK	DUKE ENERGY CORP NEW	28,361	$2.743M	1.4%	—	—	COM NEW	26441C204
SMH	VANECK ETF TRUST	11,465	$2.58M	1.3%	—	—	SEMICONDUCTR ETF	92189F676
HON	HONEYWELL INTL INC	12,241	$2.512M	1.2%	—	—	COM	438516106
UNH	UNITEDHEALTH GROUP INC	5,025	$2.486M	1.2%	—	—	COM	91324P102
PG	PROCTER AND GAMBLE CO	14,854	$2.41M	1.2%	—	—	COM	742718109
VIG	VANGUARD SPECIALIZED FUNDS	12,422	$2.268M	1.1%	—	—	DIV APP ETF	921908844
NEE	NEXTERA ENERGY INC	34,838	$2.226M	1.1%	—	—	COM	65339F101
HYG	ISHARES TR	28,458	$2.212M	1.1%	—	—	IBOXX HI YD ETF	464288513
VNQ	VANGUARD INDEX FDS	23,347	$2.019M	1.0%	—	—	REAL ESTATE ETF	922908553
EMR	EMERSON ELEC CO	16,707	$1.895M	0.9%	—	—	COM	291011104
BRK/B	BERKSHIRE HATHAWAY INC DEL	4,437	$1.866M	0.9%	—	—	CL B NEW	084670702
TJX	TJX COS INC NEW	18,116	$1.837M	0.9%	—	—	COM	872540109
PAYX	PAYCHEX INC	14,854	$1.824M	0.9%	—	—	COM	704326107
ORCL	ORACLE CORP	13,432	$1.687M	0.8%	—	—	COM	68389X105
KO	COCA COLA CO	26,864	$1.644M	0.8%	—	—	COM	191216100
AXP	AMERICAN EXPRESS CO	5,495	$1.251M	0.6%	—	—	COM	025816109
BX	BLACKSTONE INC	9,290	$1.22M	0.6%	—	—	COM	09260D107
VBR	VANGUARD INDEX FDS	6,170	$1.184M	0.6%	—	—	SM CP VAL ETF	922908611
TROW	PRICE T ROWE GROUP INC	9,111	$1.111M	0.5%	—	—	COM	74144T108
VB	VANGUARD INDEX FDS	4,104	$938K	0.5%	—	—	SMALL CP ETF	922908751
VOO	VANGUARD INDEX FDS	1,496	$719K	0.4%	—	—	S&P 500 ETF SHS	922908363
MDLZ	MONDELEZ INTL INC	10,101	$707K	0.3%	—	—	CL A	609207105
BAC	BANK AMERICA CORP	18,195	$690K	0.3%	—	—	COM	060505104
GLD	SPDR GOLD TR	3,331	$685K	0.3%	—	—	GOLD SHS	78463V107
CSX	CSX CORP	17,725	$657K	0.3%	—	—	COM	126408103
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$634K	0.3%	—	—	CL A	084670108
SPY	SPDR S&P 500 ETF TR	1,193	$624K	0.3%	—	—	TR UNIT	78462F103
VTV	VANGUARD INDEX FDS	3,623	$590K	0.3%	—	—	VALUE ETF	922908744
PFE	PFIZER INC	20,978	$582K	0.3%	—	—	COM	717081103
D	DOMINION ENERGY INC	11,356	$559K	0.3%	—	—	COM	25746U109
MTB	M & T BK CORP	3,635	$529K	0.3%	—	—	COM	55261F104
FDIS	FIDELITY COVINGTON TRUST	6,373	$526K	0.3%	—	—	MSCI CONSM DIS	316092204
YUM	YUM BRANDS INC	3,655	$507K	0.3%	—	—	COM	988498101
CLX	CLOROX CO DEL	3,305	$506K	0.2%	—	—	COM	189054109
NVS	NOVARTIS AG	5,178	$501K	0.2%	—	—	SPONSORED ADR	66987V109
SYK	STRYKER CORPORATION	1,380	$494K	0.2%	—	—	COM	863667101
META	META PLATFORMS INC	993	$482K	0.2%	—	—	CL A	30303M102
DIS	DISNEY WALT CO	3,926	$480K	0.2%	—	—	COM	254687106
SBUX	STARBUCKS CORP	4,783	$437K	0.2%	—	—	COM	855244109
—	BLACKROCK INC	524	$437K	0.2%	—	—	COM	09247X101
RTX	RTX CORPORATION	4,135	$403K	0.2%	—	—	COM	75513E101
TSLA	TESLA INC	2,163	$380K	0.2%	—	—	COM	88160R101
NSC	NORFOLK SOUTHN CORP	1,474	$376K	0.2%	—	—	COM	655844108
XLK	SELECT SECTOR SPDR TR	1,800	$375K	0.2%	—	—	TECHNOLOGY	81369Y803
MDT	MEDTRONIC PLC	4,297	$374K	0.2%	—	—	SHS	G5960L103
HSY	HERSHEY CO	1,875	$365K	0.2%	—	—	COM	427866108
CL	COLGATE PALMOLIVE CO	4,019	$362K	0.2%	—	—	COM	194162103
SCHW	SCHWAB CHARLES CORP	4,815	$348K	0.2%	—	—	COM	808513105
CVS	CVS HEALTH CORP	4,344	$346K	0.2%	—	—	COM	126650100
VZ	VERIZON COMMUNICATIONS INC	7,956	$334K	0.2%	—	—	COM	92343V104
AVGO	BROADCOM INC	251	$333K	0.2%	—	—	COM	11135F101
BMY	BRISTOL-MYERS SQUIBB CO	6,115	$332K	0.2%	—	—	COM	110122108
GOOG	ALPHABET INC	2,160	$329K	0.2%	—	—	CAP STK CL C	02079K107
CFG	CITIZENS FINL GROUP INC	8,964	$325K	0.2%	—	—	COM	174610105
INTC	INTEL CORP	7,360	$325K	0.2%	—	—	COM	458140100
LOW	LOWES COS INC	1,240	$316K	0.2%	—	—	COM	548661107
SO	SOUTHERN CO	4,248	$305K	0.2%	—	—	COM	842587107
TGT	TARGET CORP	1,679	$298K	0.1%	—	—	COM	87612E106
HR	HEALTHCARE RLTY TR	20,750	$294K	0.1%	—	—	CL A COM	42226K105
DIA	SPDR DOW JONES INDL AVERAGE	732	$291K	0.1%	—	—	UT SER 1	78467X109
BDX	BECTON DICKINSON & CO	1,170	$290K	0.1%	—	—	COM	075887109
DRI	DARDEN RESTAURANTS INC	1,616	$270K	0.1%	—	—	COM	237194105
MO	ALTRIA GROUP INC	6,025	$263K	0.1%	—	—	COM	02209S103
MMM	3M CO	2,400	$255K	0.1%	—	—	COM	88579Y101
SDY	SPDR SER TR	1,900	$249K	0.1%	—	—	S&P DIVID ETF	78464A763
CARR	CARRIER GLOBAL CORPORATION	4,200	$244K	0.1%	—	—	COM	14448C104
NVDA	NVIDIA CORPORATION	267	$241K	0.1%	—	—	COM	67066G104
MS	MORGAN STANLEY	2,426	$228K	0.1%	—	—	COM NEW	617446448
IJH	ISHARES TR	3,750	$228K	0.1%	—	—	CORE S&P MCP ETF	464287507
CAT	CATERPILLAR INC	595	$218K	0.1%	—	—	COM	149123101
OTIS	OTIS WORLDWIDE CORP	2,100	$208K	0.1%	—	—	COM	68902V107