Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	37,176	$16.62M	7.9%	—	—	COM	594918104
JAAA	JANUS DETROIT STR TR	208,812	$10.62M	5.1%	—	—	HENDRSON AAA CL	47103U845
VCIT	VANGUARD SCOTTSDALE FDS	130,501	$10.43M	5.0%	—	—	INT-TERM CORP	92206C870
IGSB	ISHARES TR	203,202	$10.41M	5.0%	—	—	ISHS 1-5YR INVS	464288646
VO	VANGUARD INDEX FDS	38,193	$9.247M	4.4%	—	—	MID CAP ETF	922908629
AAPL	APPLE INC	39,170	$8.25M	3.9%	—	—	COM	037833100
JPM	JPMORGAN CHASE & CO.	28,786	$5.822M	2.8%	—	—	COM	46625H100
VEU	VANGUARD INTL EQUITY INDEX F	92,838	$5.444M	2.6%	—	—	ALLWRLD EX US	922042775
GOOGL	ALPHABET INC	27,944	$5.09M	2.4%	—	—	CAP STK CL A	02079K305
COST	COSTCO WHSL CORP NEW	5,977	$5.08M	2.4%	—	—	COM	22160K105
WMT	WALMART INC	71,470	$4.839M	2.3%	—	—	COM	931142103
WM	WASTE MGMT INC DEL	21,575	$4.603M	2.2%	—	—	COM	94106L109
PEP	PEPSICO INC	27,392	$4.518M	2.2%	—	—	COM	713448108
ADP	AUTOMATIC DATA PROCESSING IN	18,827	$4.494M	2.1%	—	—	COM	053015103
XLE	SELECT SECTOR SPDR TR	47,604	$4.339M	2.1%	—	—	ENERGY	81369Y506
JNJ	JOHNSON & JOHNSON	28,637	$4.186M	2.0%	—	—	COM	478160104
AMZN	AMAZON COM INC	17,553	$3.392M	1.6%	—	—	COM	023135106
UNP	UNION PAC CORP	14,686	$3.323M	1.6%	—	—	COM	907818108
HD	HOME DEPOT INC	9,514	$3.275M	1.6%	—	—	COM	437076102
MCD	MCDONALDS CORP	12,465	$3.176M	1.5%	—	—	COM	580135101
KMB	KIMBERLY-CLARK CORP	22,802	$3.151M	1.5%	—	—	COM	494368103
TMO	THERMO FISHER SCIENTIFIC INC	5,454	$3.016M	1.4%	—	—	COM	883556102
ABBV	ABBVIE INC	17,580	$3.015M	1.4%	—	—	COM	00287Y109
ABT	ABBOTT LABS	28,737	$2.986M	1.4%	—	—	COM	002824100
MRK	MERCK & CO INC	23,529	$2.913M	1.4%	—	—	COM	58933Y105
LMT	LOCKHEED MARTIN CORP	6,110	$2.854M	1.4%	—	—	COM	539830109
SMH	VANECK ETF TRUST	10,646	$2.775M	1.3%	—	—	SEMICONDUCTR ETF	92189F676
DUK	DUKE ENERGY CORP NEW	27,273	$2.734M	1.3%	—	—	COM NEW	26441C204
UNH	UNITEDHEALTH GROUP INC	5,343	$2.721M	1.3%	—	—	COM	91324P102
HON	HONEYWELL INTL INC	12,406	$2.649M	1.3%	—	—	COM	438516106
V	VISA INC	10,053	$2.639M	1.3%	—	—	COM CL A	92826C839
PG	PROCTER AND GAMBLE CO	14,852	$2.449M	1.2%	—	—	COM	742718109
VIG	VANGUARD SPECIALIZED FUNDS	12,761	$2.33M	1.1%	—	—	DIV APP ETF	921908844
HYG	ISHARES TR	29,623	$2.285M	1.1%	—	—	IBOXX HI YD ETF	464288513
NEE	NEXTERA ENERGY INC	30,743	$2.177M	1.0%	—	—	COM	65339F101
VNQ	VANGUARD INDEX FDS	24,214	$2.028M	1.0%	—	—	REAL ESTATE ETF	922908553
TJX	TJX COS INC NEW	17,694	$1.948M	0.9%	—	—	COM	872540109
ORCL	ORACLE CORP	13,721	$1.937M	0.9%	—	—	COM	68389X105
EMR	EMERSON ELEC CO	16,537	$1.822M	0.9%	—	—	COM	291011104
BRK/B	BERKSHIRE HATHAWAY INC DEL	4,455	$1.812M	0.9%	—	—	CL B NEW	084670702
PAYX	PAYCHEX INC	14,854	$1.761M	0.8%	—	—	COM	704326107
KO	COCA COLA CO	26,731	$1.701M	0.8%	—	—	COM	191216100
DLR	DIGITAL RLTY TR INC	10,418	$1.584M	0.8%	—	—	COM	253868103
AXP	AMERICAN EXPRESS CO	5,646	$1.307M	0.6%	—	—	COM	025816109
BX	BLACKSTONE INC	10,479	$1.297M	0.6%	—	—	COM	09260D107
META	META PLATFORMS INC	2,569	$1.295M	0.6%	—	—	CL A	30303M102
VBR	VANGUARD INDEX FDS	6,333	$1.156M	0.6%	—	—	SM CP VAL ETF	922908611
TROW	PRICE T ROWE GROUP INC	9,346	$1.078M	0.5%	—	—	COM	74144T108
NVDA	NVIDIA CORPORATION	7,643	$944K	0.5%	—	—	COM	67066G104
VB	VANGUARD INDEX FDS	4,117	$898K	0.4%	—	—	SMALL CP ETF	922908751
BAC	BANK AMERICA CORP	19,464	$774K	0.4%	—	—	COM	060505104
VOO	VANGUARD INDEX FDS	1,496	$748K	0.4%	—	—	S&P 500 ETF SHS	922908363
GLD	SPDR GOLD TR	3,331	$716K	0.3%	—	—	GOLD SHS	78463V107
MDLZ	MONDELEZ INTL INC	10,051	$658K	0.3%	—	—	CL A	609207105
SPY	SPDR S&P 500 ETF TR	1,193	$649K	0.3%	—	—	TR UNIT	78462F103
AVGO	BROADCOM INC	396	$636K	0.3%	—	—	COM	11135F101
VTV	VANGUARD INDEX FDS	3,835	$615K	0.3%	—	—	VALUE ETF	922908744
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$612K	0.3%	—	—	CL A	084670108
CSX	CSX CORP	17,795	$595K	0.3%	—	—	COM	126408103
PFE	PFIZER INC	20,393	$571K	0.3%	—	—	COM	717081103
NVS	NOVARTIS AG	5,283	$562K	0.3%	—	—	SPONSORED ADR	66987V109
MTB	M & T BK CORP	3,635	$550K	0.3%	—	—	COM	55261F104
D	DOMINION ENERGY INC	10,981	$538K	0.3%	—	—	COM	25746U109
FDIS	FIDELITY COVINGTON TRUST	6,373	$516K	0.2%	—	—	MSCI CONSM DIS	316092204
YUM	YUM BRANDS INC	3,655	$484K	0.2%	—	—	COM	988498101
SYK	STRYKER CORPORATION	1,385	$471K	0.2%	—	—	COM	863667101
RTX	RTX CORPORATION	4,477	$449K	0.2%	—	—	COM	75513E101
CLX	CLOROX CO DEL	3,123	$426K	0.2%	—	—	COM	189054109
—	BLACKROCK INC	529	$416K	0.2%	—	—	COM	09247X101
XLK	SELECT SECTOR SPDR TR	1,800	$407K	0.2%	—	—	TECHNOLOGY	81369Y803
GOOG	ALPHABET INC	2,140	$393K	0.2%	—	—	CAP STK CL C	02079K107
DIS	DISNEY WALT CO	3,781	$375K	0.2%	—	—	COM	254687106
CL	COLGATE PALMOLIVE CO	3,750	$364K	0.2%	—	—	COM	194162103
SBUX	STARBUCKS CORP	4,495	$350K	0.2%	—	—	COM	855244109
HSY	HERSHEY CO	1,875	$345K	0.2%	—	—	COM	427866108
HR	HEALTHCARE RLTY TR	20,750	$342K	0.2%	—	—	CL A COM	42226K105
TSLA	TESLA INC	1,695	$335K	0.2%	—	—	COM	88160R101
SO	SOUTHERN CO	4,203	$326K	0.2%	—	—	COM	842587107
NSC	NORFOLK SOUTHN CORP	1,516	$325K	0.2%	—	—	COM	655844108
MDT	MEDTRONIC PLC	3,960	$312K	0.1%	—	—	SHS	G5960L103
CFG	CITIZENS FINL GROUP INC	8,471	$305K	0.1%	—	—	COM	174610105
VZ	VERIZON COMMUNICATIONS INC	7,021	$290K	0.1%	—	—	COM	92343V104
DIA	SPDR DOW JONES INDL AVERAGE	732	$286K	0.1%	—	—	UT SER 1	78467X109
MO	ALTRIA GROUP INC	6,025	$274K	0.1%	—	—	COM	02209S103
BDX	BECTON DICKINSON & CO	1,170	$273K	0.1%	—	—	COM	075887109
LOW	LOWES COS INC	1,240	$273K	0.1%	—	—	COM	548661107
CARR	CARRIER GLOBAL CORPORATION	4,200	$265K	0.1%	—	—	COM	14448C104
BMY	BRISTOL-MYERS SQUIBB CO	6,015	$250K	0.1%	—	—	COM	110122108
CVS	CVS HEALTH CORP	4,156	$245K	0.1%	—	—	COM	126650100
MMM	3M CO	2,400	$245K	0.1%	—	—	COM	88579Y101
DRI	DARDEN RESTAURANTS INC	1,601	$242K	0.1%	—	—	COM	237194105
SDY	SPDR SER TR	1,900	$242K	0.1%	—	—	S&P DIVID ETF	78464A763
MS	MORGAN STANLEY	2,426	$236K	0.1%	—	—	COM NEW	617446448
INTC	INTEL CORP	7,360	$228K	0.1%	—	—	COM	458140100
ADBE	ADOBE INC	403	$224K	0.1%	—	—	COM	00724F101
IJH	ISHARES TR	3,750	$219K	0.1%	—	—	CORE S&P MCP ETF	464287507
OTIS	OTIS WORLDWIDE CORP	2,100	$202K	0.1%	—	—	COM	68902V107
TGT	TARGET CORP	1,354	$200K	0.1%	—	—	COM	87612E106