Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GUNR	FlexShares Mstar Glbl Upstrm N	1,296,331	$43.93M	7.9%	$30.53	—	Com	33939L407
AAPL	Apple Inc	99,021	$18.33M	3.3%	$18.03	+137.1%	Com	037833100
MSFT	Microsoft Corp	166,474	$16.42M	2.9%	$26.70	+236.1%	Com	594918104
XOM	Exxonmobil Corp	195,833	$16.2M	2.9%	$53.69	+4.6%	Com	30231G102
JNJ	Johnson & Johnson	118,859	$14.42M	2.6%	$61.74	+63.1%	Com	478160104
JPM	JP Morgan Chase & CO	137,609	$14.34M	2.6%	$36.53	+143.7%	Com	46625H100
CVX	Chevron Corporation	91,852	$11.61M	2.1%	$70.82	+25.9%	Com	166764100
SDY	SPDR S&P Dividend ETF	117,497	$10.89M	1.9%	$69.78	—	Com	78464A763
PG	Procter & Gamble CO	135,026	$10.54M	1.9%	$55.00	+12.4%	Com	742718109
MCD	McDonalds Corp	66,871	$10.48M	1.9%	$71.80	+88.8%	Com	580135101
MDY	Midcap SPDR Trust Series 1	28,553	$10.14M	1.8%	$210.09	—	Com	78467Y107
INTC	Intel Corp	197,782	$9.832M	1.8%	$17.56	+156.5%	Com	458140100
PEP	Pepsico Inc	84,553	$9.205M	1.6%	$56.14	+45.6%	Com	713448108
—	United Technologies Corp	72,118	$9.016M	1.6%	$92.93	—	Com	913017109
LOW	Lowes Cos Inc	93,293	$8.916M	1.6%	$32.16	+144.7%	Com	548661107
IWM	Ishares Russell 2000 ETF	49,261	$8.068M	1.4%	$100.82	—	Com	464287655
NBTB	NBT Bancorp Inc	200,720	$7.658M	1.4%	$21.50	+75.4%	Com	628778102
DIS	Disney Walt CO New	70,945	$7.435M	1.3%	$58.43	+66.3%	Com	254687106
PFE	Pfizer Inc	200,497	$7.274M	1.3%	$16.46	+47.7%	Com	717081103
UNP	Union Pac Corp	51,257	$7.262M	1.3%	$64.86	+81.5%	Com	907818108
WFC	Wells Fargo & CO	129,291	$7.168M	1.3%	$28.16	+53.9%	Com	949746101
—	DowDuPont Inc	99,260	$6.543M	1.2%	$69.24	—	Com	26078J100
TROW	T Rowe Price Group Inc	54,381	$6.313M	1.1%	$47.73	+81.3%	Com	74144T108
ABT	Abbott Labs	101,863	$6.212M	1.1%	$29.22	+81.9%	Com	002824100
VOO	Vanguard S&P 500 ETF	23,678	$5.908M	1.1%	$175.72	—	Com	922908363
CSCO	Cisco Systems Inc	134,928	$5.806M	1.0%	$15.41	+125.5%	Com	17275R102
VZ	Verizon Communications	114,647	$5.768M	1.0%	$27.05	+19.1%	Com	92343V104
GOOG	Alphabet Inc Cl C	5,130	$5.723M	1.0%	$36.34	+47.6%	Com	02079K107
IBB	Ishares Nasdaq Biotech ETF	51,658	$5.673M	1.0%	$129.38	—	Com	464287556
BMY	Bristol Myers Squibb CO	101,611	$5.623M	1.0%	$28.95	+40.4%	Com	110122108
ABBV	Abbvie Inc	59,950	$5.554M	1.0%	$27.95	+152.3%	Com	00287Y109
IBM	Intl. Business Machines Corp	38,790	$5.419M	1.0%	$116.94	-14.5%	Com	459200101
ADP	Automatic Data Processing Inc	38,854	$5.212M	0.9%	$45.09	+139.0%	Com	053015103
EFA	Ishares Msci Eafe ETF	74,935	$5.018M	0.9%	$59.06	—	Com	464287465
BA	Boeing CO	14,165	$4.753M	0.9%	$81.07	+307.5%	Com	097023105
DHR	Danaher Corp	47,682	$4.705M	0.8%	$25.01	+243.8%	Com	235851102
EEM	Ishares Msci Emerging Mkt ETF	108,255	$4.691M	0.8%	$38.58	—	Com	464287234
BRK/B	Berkshire Hathaway Inc-Cl B	25,051	$4.676M	0.8%	$110.21	+76.9%	Com	084670702
SPY	SPDR S&P 500 ETF Trust	16,564	$4.494M	0.8%	$160.40	—	Com	78462F103
MRK	Merck & CO Inc	71,849	$4.361M	0.8%	$31.11	+43.1%	Com	58933Y105
KRE	SPDR S&P Regional Banking ETF	70,588	$4.306M	0.8%	$35.16	—	Com	78464A698
HON	Honeywell International Inc	28,407	$4.092M	0.7%	$58.52	+94.1%	Com	438516106
T	AT&T Inc	127,112	$4.082M	0.7%	$11.40	+27.5%	Com	00206R102
UNH	Unitedhealth Group Inc	16,217	$3.978M	0.7%	$52.57	+303.4%	Com	91324P102
CAT	Caterpillar Inc	27,468	$3.727M	0.7%	$61.21	+106.7%	Com	149123101
TJX	TJX Cos Inc	39,021	$3.714M	0.7%	$26.46	+49.5%	Com	872540109
KO	Coca Cola CO	84,360	$3.7M	0.7%	$28.05	+21.3%	Com	191216100
TGT	Target Corp	48,142	$3.664M	0.7%	$48.21	+23.7%	Com	87612E106
LMT	Lockheed Martin Corp	12,388	$3.659M	0.7%	$71.65	+266.4%	Com	539830109
NKE	Nike Inc-Class B	44,972	$3.583M	0.6%	$40.73	+56.7%	Com	654106103
PM	Philip Morris International	41,396	$3.343M	0.6%	$49.85	+13.5%	Com	718172109
SLB	Schlumberger Ltd	49,584	$3.323M	0.6%	$53.41	+3.1%	Com	806857108
IJH	Ishares Core S&P Mid-Cap ETF	17,043	$3.319M	0.6%	$116.15	—	Com	464287507
ALV	Autoliv Inc	23,106	$3.309M	0.6%	$40.38	+120.0%	Com	052800109
NEE	Nextera Energy Inc	19,442	$3.247M	0.6%	$14.28	+133.9%	Com	65339F101
GOOGL	Alphabet Inc Cl A	2,857	$3.226M	0.6%	$37.27	+44.8%	Com	02079K305
PFF	Ishares S&P Pref Stk ETF	84,867	$3.2M	0.6%	$39.29	—	Com	464288687
CVS	CVS Health Corp	49,291	$3.171M	0.6%	$41.82	+23.6%	Com	126650100
QCOM	Qualcomm Inc	56,306	$3.16M	0.6%	$44.48	+3.2%	Com	747525103
MCHP	Microchip Technology Inc	33,715	$3.066M	0.5%	$15.64	+156.9%	Com	595017104
MO	Altria Group Inc	53,879	$3.06M	0.5%	$16.28	+97.8%	Com	02209S103
XLU	Utilities Select Sector SPDR	55,282	$2.873M	0.5%	$38.82	—	Com	81369Y886
PRU	Prudential Finl Inc	29,893	$2.796M	0.5%	$38.93	+79.1%	Com	744320102
MMM	3m CO	14,150	$2.783M	0.5%	$61.26	+112.4%	Com	88579Y101
DE	Deere & CO	19,204	$2.684M	0.5%	$84.75	+55.0%	Com	244199105
NVS	Novartis Ag Spons ADR	34,802	$2.629M	0.5%	$71.85	—	Com	66987V109
—	General Electric Corp	191,711	$2.609M	0.5%	$23.19	—	Com	369604103
—	Praxair Inc	15,937	$2.52M	0.5%	$115.14	—	Com	74005P104
CL	Colgate Palmolive CO	37,560	$2.434M	0.4%	$44.38	+23.0%	Com	194162103
WMT	Wal Mart Inc	28,114	$2.408M	0.4%	$19.98	+26.3%	Com	931142103
ORCL	Oracle Corporation	54,273	$2.391M	0.4%	$27.58	+49.3%	Com	68389X105
XLK	Technology Select Sect SPDR	33,568	$2.332M	0.4%	$30.59	—	Com	81369Y803
GWW	Grainger W W Inc	7,090	$2.186M	0.4%	$201.89	+33.5%	Com	384802104
D	Dominion Resources Inc	31,627	$2.156M	0.4%	$35.08	+32.2%	Com	25746U109
XLB	Materials Select SPDR Fund	35,970	$2.089M	0.4%	$43.00	—	Com	81369Y100
NSC	Norfolk Southern Corp	13,625	$2.056M	0.4%	$60.45	+107.3%	Com	655844108
MOO	Vaneck Vectors Agribusiness ET	33,030	$2.054M	0.4%	$48.03	—	Com	92189F700
XLY	Consumer Discretionary Selt	17,454	$1.907M	0.3%	$56.41	—	Com	81369Y407
GS	Goldman Sachs Group Inc	8,641	$1.906M	0.3%	$121.27	+65.5%	Com	38141G104
MDT	Medtronic PLC	22,090	$1.891M	0.3%	$58.11	+17.9%	Com	G5960L103
AWK	American Water Works CO Inc	21,781	$1.859M	0.3%	$32.48	+120.4%	Com	030420103
USB	US Bancorp New	37,103	$1.856M	0.3%	$22.80	+63.4%	Com	902973304
VNQ	Vanguard Real Estate ETF	22,380	$1.822M	0.3%	$71.51	—	Com	922908553
HD	Home Depot Inc	9,316	$1.817M	0.3%	$61.21	+153.2%	Com	437076102
XLRE	Real Estate Select Sect SPDR	55,384	$1.811M	0.3%	$31.43	—	Com	81369Y860
VWO	Vanguard Ftse Emerging Markets	41,417	$1.748M	0.3%	$40.00	—	Com	922042858
SO	Southern Company	37,479	$1.736M	0.3%	$26.73	+22.9%	Com	842587107
ECL	Ecolab Inc	12,098	$1.698M	0.3%	$73.90	+79.9%	Com	278865100
EMR	Emerson Elec CO	22,792	$1.576M	0.3%	$40.46	+45.0%	Com	291011104
APD	Air Products & Chemicals Inc	10,094	$1.572M	0.3%	$61.68	+119.8%	Com	009158106
DIA	SPDR Dow Jones Industrial Aver	6,094	$1.479M	0.3%	$148.55	—	Com	78467X109
COP	Conocophillips	21,061	$1.466M	0.3%	$39.96	+29.6%	Com	20825C104
FISV	Fiserv Inc	19,343	$1.433M	0.3%	$46.59	+55.9%	Com	337738108
—	Apache Corp	30,364	$1.42M	0.3%	$70.77	—	Com	037411105
MDLZ	Mondelez International Inc	32,290	$1.324M	0.2%	$23.90	+39.6%	Com	609207105
GIS	General Mls Inc	29,634	$1.312M	0.2%	$32.73	+2.1%	Com	370334104
CLX	Clorox Company	9,687	$1.311M	0.2%	$60.55	+63.3%	Com	189054109
XLI	Industrial Select Sector SPDR	18,287	$1.31M	0.2%	$42.64	—	Com	81369Y704
IYZ	Ishares DJ US Telcom Sector ET	46,680	$1.287M	0.2%	$28.12	—	Com	464287713
GD	General Dynamics Corp	6,723	$1.253M	0.2%	$109.48	+57.2%	Com	369550108
TXT	Textron Inc	19,000	$1.252M	0.2%	$26.50	+141.0%	Com	883203101
V	Visa Inc Cl A	9,422	$1.248M	0.2%	$93.29	+30.9%	Com	92826C839
C	Citigroup Inc	18,586	$1.243M	0.2%	$42.00	+26.3%	Com	172967424
—	Activision Blizzard, Inc	16,000	$1.222M	0.2%	$32.08	—	Com	00507V109
CRM	Salesforce.Com	8,490	$1.158M	0.2%	$109.76	+14.8%	Com	79466L302
—	Express Scripts Hldg	14,778	$1.141M	0.2%	$68.66	—	Com	30219G108
XLV	Health Care Select Sector SPDR	13,532	$1.13M	0.2%	$51.91	—	Com	81369Y209
TD	Toronto Dominion Bank	19,315	$1.118M	0.2%	$43.23	+32.4%	Com	891160509
NUE	Nucor Corp	17,707	$1.106M	0.2%	$35.43	+52.7%	Com	670346105
SYY	Sysco Corp	15,979	$1.091M	0.2%	$24.65	+112.0%	Com	871829107
VCIT	Vanguard Inter Term Corp Bond	13,041	$1.089M	0.2%	$83.00	—	Com	92206C870
XLF	Financial Select Sector SPDR	40,710	$1.082M	0.2%	$19.45	—	Com	81369Y605
ITW	Illinois Tool Wks Inc	7,155	$991K	0.2%	$51.36	+138.8%	Com	452308109
BAX	Baxter Intl Inc	13,364	$987K	0.2%	$31.56	+95.0%	Com	071813109
XLE	Energy Select Sector SPDR	12,700	$964K	0.2%	$77.03	—	Com	81369Y506
ETN	Eaton Corp PLC	11,744	$877K	0.2%	$48.43	+38.4%	Com	G29183103
BBY	Best Buy Company Inc	11,473	$856K	0.2%	$21.26	+161.1%	Com	086516101
LLY	Lilly Eli & CO	9,819	$838K	0.1%	$48.14	+53.1%	Com	532457108
FTV	Fortive Corp	10,862	$837K	0.1%	$30.87	+50.0%	Com	34959J108
BAC	Bank of America Corp	29,643	$835K	0.1%	$11.00	+125.9%	Com	060505104
AMZN	Amazon.Com Inc	480	$816K	0.1%	$34.55	+129.7%	Com	023135106
AXP	American Express CO	8,294	$813K	0.1%	$63.93	+38.6%	Com	025816109
BDX	Becton Dickinson	3,376	$809K	0.1%	$85.05	+133.3%	Com	075887109
UPS	United Parcel Service Cl B	7,516	$798K	0.1%	$59.81	+40.0%	Com	911312106
AMGN	Amgen Inc	4,125	$761K	0.1%	$98.02	+43.1%	Com	031162100
—	Glaxo Smithkline Spons ADR	18,243	$735K	0.1%	$49.12	—	Com	37733W105
CMCSA	ComcAst Corp-Cl A	22,300	$732K	0.1%	$23.62	+13.7%	Com	20030N101
SYK	Stryker Corporation	4,187	$707K	0.1%	$60.00	+158.0%	Com	863667101
GLW	Corning Inc	24,774	$682K	0.1%	$13.56	+65.1%	Com	219350105
—	Walgreens Boots Alliance Inc	11,379	$682K	0.1%	$84.60	—	Com	931427108
XLP	Consumer Staples Select Sector	13,126	$677K	0.1%	$40.11	—	Com	81369Y308
KHC	Kraft Heinz CO	10,556	$663K	0.1%	$48.07	-14.5%	Com	500754106
SPIB	SPDR Portfolio Intermediate Te	19,828	$660K	0.1%	$33.61	—	Com	78464A375
BK	Bank of New York Mellon Corp	12,102	$652K	0.1%	$22.38	+99.1%	Com	064058100
YUM	Yum! Brands Inc	8,234	$645K	0.1%	$40.41	+79.6%	Com	988498101
GILD	Gilead Sciences Inc	8,873	$629K	0.1%	$48.14	+9.5%	Com	375558103
—	Celgene Corp	7,791	$619K	0.1%	$114.98	—	Com	151020104
XYL	Xylem Inc	8,831	$595K	0.1%	$24.87	+166.4%	Com	98419M100
STT	State Street Corp	6,223	$579K	0.1%	$48.20	+61.5%	Com	857477103
META	Facebook Inc-A	2,971	$578K	0.1%	$112.22	+59.9%	Com	30303M102
KMB	Kimberly Clark Corp	5,321	$561K	0.1%	$63.75	+24.6%	Com	494368103
COST	Costco Wholesale Corp	2,521	$527K	0.1%	$120.93	+47.0%	Com	22160K105
MET	Metlife Inc	11,965	$522K	0.1%	$30.11	+19.3%	Com	59156R108
ICE	Intercontinental Exchange Inc	6,493	$478K	0.1%	$57.60	+14.6%	Com	45866F104
ZBH	Zimmer Biomet Holdings Inc	4,056	$452K	0.1%	$68.28	+49.7%	Com	98956P102
VFC	V.F. Corp	5,291	$432K	0.1%	$61.51	+22.5%	Com	918204108
CSX	Csx Corp	6,714	$428K	0.1%	$7.93	+134.5%	Com	126408103
PEG	Public Service Enterprise Grou	7,040	$381K	0.1%	$23.96	+65.7%	Com	744573106
DUK	Duke Energy Corp	4,647	$367K	0.1%	$46.90	+20.3%	Com	26441C204
BIV	Vanguard Intermediate-Term Bon	4,370	$353K	0.1%	$83.42	—	Com	921937819
—	Royal Dutch Shell Spons ADR	5,046	$349K	0.1%	$61.64	—	Com	780259206
IEFA	Ishares Core Msci Eafe ETF	5,450	$345K	0.1%	$65.87	—	Com	46432F842
KBE	Kbw Bank ETF	7,282	$344K	0.1%	$31.27	—	Com	78464A797
EXC	Exelon Corp	8,054	$343K	0.1%	$15.75	+39.5%	Com	30161N101
BIIB	Biogen Inc	1,163	$337K	0.1%	$296.01	-5.0%	Com	09062X103
UVSP	Univest Corp of Pennsylvania	11,812	$325K	0.1%	$26.66	+7.6%	Com	915271100
BP	BP PLC Spons ADR	6,990	$320K	0.1%	$35.43	—	Com	055622104
EPD	Enterprise Prods Partners LP	10,605	$293K	0.1%	$52.24	—	Com	293792107
SU	Suncor Energy Inc	7,205	$293K	0.1%	$20.72	+40.9%	Com	867224107
KSS	Kohls Corp	3,820	$279K	0.0%	$46.03	+44.9%	Com	500255104
—	Anadarko Petroleum Corporation	3,809	$279K	0.0%	$48.81	—	Com	032511107
BHP	BHP Billiton Ltd Spons ADR	5,449	$273K	0.0%	$34.73	—	Com	088606108
ALL	Allstate Corp	2,964	$271K	0.0%	$39.25	+102.8%	Com	020002101
SJM	Jm Smucker CO	2,484	$267K	0.0%	$73.68	+19.2%	Com	832696405
CTSH	Cognizant Technology Solutions	3,390	$267K	0.0%	$47.12	+49.5%	Com	192446102
BND	Vanguard Total Bond Market ETF	3,361	$266K	0.0%	$83.00	—	Com	921937835
IGSB	Ishares Barclays 1-3 Year Cr E	2,453	$254K	0.0%	$105.18	—	Com	464288646
ROK	Rockwell Automation Inc	1,510	$251K	0.0%	$84.65	+78.2%	Com	773903109
KEY	Keycorp	12,602	$246K	0.0%	$8.36	+67.2%	Com	493267108
TIP	Ishares Barclays TIPS Bond ETF	2,131	$241K	0.0%	$113.09	—	Com	464287176
EW	Edwards Lifesciences Corp	1,612	$235K	0.0%	$43.43	+7.5%	Com	28176E108
MTB	M & T Bank Corp	1,380	$235K	0.0%	$79.85	+77.2%	Com	55261F104
TXN	Texas Instruments Inc	2,100	$232K	0.0%	$65.19	+33.9%	Com	882508104
DLR	Digital Realty Trust Inc REIT	2,056	$229K	0.0%	$86.71	-6.3%	Com	253868103
FDX	Fedex Corporation	995	$226K	0.0%	$139.62	+55.0%	Com	31428X106
AGG	Ishares Core Total U.S. Aggreg	2,130	$226K	0.0%	$109.63	—	Com	464287226
SCHW	Charles Schwab Corp	4,365	$223K	0.0%	$35.76	+39.4%	Com	808513105
ADSK	Autodesk Inc	1,664	$218K	0.0%	$84.29	+57.2%	Com	052769106
IVV	Ishares Core S&P 500 ETF	750	$205K	0.0%	$273.33	—	Com	464287200
VLO	Valero Energy Corp	1,850	$205K	0.0%	$82.55	0.0%	Com	91913Y100