Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	SPDR S&P 500 ETF TR	111,600	$23.04M	5.5%	$174.16	—	TR UNIT	78462f103
VOE	VANGUARD INDEX FDS	239,345	$22M	5.2%	$75.07	—	MCAP VL IDXVIP	922908512
—	RYDEX ETF TRUST	384,562	$20.76M	4.9%	$45.02	—	GUG S&P500 PU VA	78355w304
—	WISDOMTREE TR	223,727	$14.8M	3.5%	$61.06	—	EUROPE HEDGED EQ	97717x701
—	POWERSHARES ETF TRUST	424,486	$13.08M	3.1%	$27.50	—	DYNM LRG CP VL	73935x708
JNJ	JOHNSON & JOHNSON	108,024	$10.87M	2.6%	$67.73	+10.9%	COM	478160104
VUG	VANGUARD INDEX FDS	85,626	$8.957M	2.1%	$79.70	—	GROWTH ETF	922908736
VIG	VANGUARD SPECIALIZED PORTFOL	108,574	$8.737M	2.1%	$71.22	—	DIV APP ETF	921908844
VB	VANGUARD INDEX FDS	69,590	$8.529M	2.0%	$96.88	—	SMALL CP ETF	922908751
PG	PROCTER & GAMBLE CO	102,827	$8.426M	2.0%	$63.59	0.0%	COM	742718109
—	VANGUARD SCOTTSDALE FDS	87,651	$7.903M	1.9%	$77.55	—	VNG RUS1000VAL	92206c714
VTV	VANGUARD INDEX FDS	93,526	$7.828M	1.9%	$72.48	—	VALUE ETF	922908744
—	WALGREENS BOOTS ALLIANCE INC	91,510	$7.749M	1.8%	$84.68	—	COM	931427108
AAPL	APPLE INC	60,138	$7.483M	1.8%	$17.93	+49.7%	COM	037833100
VOT	VANGUARD INDEX FDS	62,156	$6.714M	1.6%	$79.53	—	MCAP GR IDXVIP	922908538
IJR	ISHARES TR	56,063	$6.617M	1.6%	$93.39	—	CORE S&P SCP ETF	464287804
MMM	3M CO	36,063	$5.949M	1.4%	$96.87	0.0%	COM	88579Y101
—	RYDEX ETF TRUST	71,085	$5.906M	1.4%	$59.71	—	GUG S&P500 PU GR	78355w403
—	FIRST TR MID CAP CORE ALPHAD	107,293	$5.856M	1.4%	$43.46	—	COM SHS	33735b108
—	EGA EMERGING GLOBAL SHS TR	181,081	$4.786M	1.1%	$26.36	—	EGS EMKTCONS ETF	268461779
—	ABBVIE INC	75,200	$4.402M	1.0%	$58.54	—	COM	00287y109
SLB	SCHLUMBERGER LTD	52,699	$4.397M	1.0%	$62.36	-1.6%	COM	806857108
SCHF	SCHWAB STRATEGIC TR	132,243	$3.998M	0.9%	$28.31	—	INTL EQTY ETF	808524805
—	SPDR INDEX SHS FDS	126,348	$3.832M	0.9%	$30.46	—	S&PINTL MC ETF	78463x764
—	SPDR SERIES TRUST	16,591	$3.741M	0.9%	$104.26	—	S&P BIOTECH	78464a870
PFE	PFIZER INC	103,776	$3.61M	0.9%	$20.10	0.0%	COM	717081103
—	EXXON MOBIL CORP	41,058	$3.49M	0.8%	$90.48	—	COM	30231g102
KO	COCA COLA CO	81,341	$3.298M	0.8%	$29.41	+0.7%	COM	191216100
EMR	EMERSON ELEC CO	55,000	$3.114M	0.7%	$43.40	0.0%	COM	291011104
—	RYDEX ETF TRUST	55,521	$3.038M	0.7%	$46.89	—	GUG S&P MC400 PV	78355w502
—	CELGENE CORP	26,050	$3.003M	0.7%	$102.29	—	COM	151020104
ABT	ABBOTT LABS	62,805	$2.91M	0.7%	$35.15	+6.5%	COM	002824100
LOW	LOWES COS INC	38,682	$2.878M	0.7%	$32.23	+82.8%	COM	548661107
—	SPDR INDEX SHS FDS	55,371	$2.751M	0.7%	$42.75	—	DJ GLB RL ES ETF	78463x749
IVV	ISHARES TR	12,841	$2.669M	0.6%	$171.05	—	CORE S&P500 ETF	464287200
HD	HOME DEPOT INC	22,939	$2.606M	0.6%	$57.28	+49.0%	COM	437076102
SCHV	SCHWAB STRATEGIC TR	59,847	$2.59M	0.6%	$37.97	—	US LCAP VA ETF	808524409
—	WISDOMTREE TR	60,315	$2.563M	0.6%	$45.72	—	EMERG MKTS ETF	97717w315
SCHM	SCHWAB STRATEGIC TR	58,222	$2.512M	0.6%	$36.94	—	US MID-CAP ETF	808524508
—	WISDOMTREE TR	44,829	$2.471M	0.6%	$51.18	—	JAPN HEDGE EQT	97717w851
SCHX	SCHWAB STRATEGIC TR	47,327	$2.346M	0.6%	$41.14	—	US LRG CAP ETF	808524201
—	ISHARES INC	48,384	$2.338M	0.6%	$46.27	—	CORE MSCI EMKT	46434g103
—	VALEANT PHARMACEUTICALS INTL	11,603	$2.305M	0.5%	$156.45	—	COM	91911k102
—	WYNDHAM WORLDWIDE CORP	25,332	$2.292M	0.5%	$57.24	—	COM	98310w108
—	RYDEX ETF TRUST	24,671	$2.267M	0.5%	$78.36	—	GUG S&P500EQWTTE	78355w817
PGC	PEAPACK-GLADSTONE FINL CORP	102,073	$2.205M	0.5%	$15.60	+15.1%	COM	704699107
—	ACTAVIS PLC	7,402	$2.203M	0.5%	$168.05	—	SHS	g0083b108
—	VISA INC	33,660	$2.202M	0.5%	$95.48	—	COM CL A	92826c839
WHR	WHIRLPOOL CORP	10,839	$2.19M	0.5%	$141.99	+43.0%	COM	963320106
—	VANGUARD WORLD FDS	17,240	$2.189M	0.5%	$101.98	—	CONSUM STP ETF	92204a207
—	GLOBAL X FDS	96,760	$2.167M	0.5%	$23.31	—	GLB X NXT EMRG	37950e218
—	GOOGLE INC	3,815	$2.116M	0.5%	$820.64	—	CL A	38259p508
—	MASTERCARD INC	23,757	$2.052M	0.5%	$127.53	—	CL A	57636q104
—	ASHLAND INC NEW	15,752	$2.005M	0.5%	$83.48	—	COM	044209104
SCHG	SCHWAB STRATEGIC TR	36,781	$1.981M	0.5%	$38.86	—	US LCAP GR ETF	808524300
DHR	DANAHER CORP DEL	23,058	$1.958M	0.5%	$25.01	+39.4%	COM	235851102
PM	PHILIP MORRIS INTL INC	25,741	$1.939M	0.5%	$47.07	0.0%	COM	718172109
—	FEDEX CORP	11,681	$1.933M	0.5%	$165.48	—	COM	31428x106
EBAY	EBAY INC	33,302	$1.921M	0.5%	$19.80	+7.2%	COM	278642103
BMY	BRISTOL MYERS SQUIBB CO	29,699	$1.916M	0.5%	$43.45	0.0%	COM	110122108
TOL	TOLL BROTHERS INC	46,914	$1.846M	0.4%	$33.80	+8.1%	COM	889478103
IJH	ISHARES TR	12,054	$1.832M	0.4%	$123.74	—	CORE S&P MCP ETF	464287507
—	AMERICAN TOWER CORP NEW	18,759	$1.766M	0.4%	$73.18	—	COM	03027x100
UNP	UNION PAC CORP	16,196	$1.754M	0.4%	$65.46	+40.3%	COM	907818108
NKE	NIKE INC	17,420	$1.748M	0.4%	$26.53	+57.1%	CL B	654106103
C	CITIGROUP INC	33,814	$1.742M	0.4%	$35.78	+6.0%	COM NEW	172967424
—	SELECT SECTOR SPDR TR	34,455	$1.681M	0.4%	$38.39	—	SBI MATERIALS	81369y100
BRK/B	BERKSHIRE HATHAWAY INC DEL	11,565	$1.669M	0.4%	$110.40	+33.3%	CL B NEW	084670702
BA	BOEING CO	10,762	$1.615M	0.4%	$80.93	+57.9%	COM	097023105
SYK	STRYKER CORP	17,483	$1.613M	0.4%	$56.92	+44.0%	COM	863667101
—	EXPRESS SCRIPTS HLDG CO	18,415	$1.598M	0.4%	$61.81	—	COM	30219g108
—	CHECK POINT SOFTWARE TECH LT	18,866	$1.546M	0.4%	$67.56	—	ORD	m22465104
VSS	VANGUARD INTL EQUITY INDEX F	15,369	$1.526M	0.4%	$91.77	—	FTSE SMCAP ETF	922042718
CAR	AVIS BUDGET GROUP	25,844	$1.525M	0.4%	$28.57	+102.9%	COM	053774105
QCOM	QUALCOMM INC	21,872	$1.517M	0.4%	$45.27	+14.1%	COM	747525103
IYW	ISHARES TR	14,371	$1.508M	0.4%	$104.41	—	U.S. TECH ETF	464287721
—	GOOGLE INC	2,745	$1.504M	0.4%	$574.87	—	CL C	38259p706
—	UNITED TECHNOLOGIES CORP	12,768	$1.496M	0.4%	$93.84	—	COM	913017109
IEZ	ISHARES	31,731	$1.492M	0.4%	$59.17	—	US OIL EQ&SV ETF	464288844
—	CBS CORP NEW	24,435	$1.481M	0.4%	$55.35	—	CL B	124857202
—	JARDEN CORP	27,920	$1.477M	0.4%	$56.60	—	COM	471109108
—	PRICELINE GRP INC	1,252	$1.458M	0.3%	$1202.92	—	COM NEW	741503403
—	INVESCO LTD	35,217	$1.398M	0.3%	$37.09	—	SHS	g491bt108
—	DISCOVER FINL SVCS	24,507	$1.381M	0.3%	$47.74	—	COM	254709108
VBR	VANGUARD INDEX FDS	12,582	$1.376M	0.3%	$89.54	—	SM CP VAL ETF	922908611
CMI	CUMMINS INC	9,917	$1.375M	0.3%	$81.88	+28.0%	COM	231021106
SCHA	SCHWAB STRATEGIC TR	22,663	$1.305M	0.3%	$49.41	—	US SML CAP ETF	808524607
AXP	AMERICAN EXPRESS CO	16,607	$1.297M	0.3%	$59.85	+18.7%	COM	025816109
—	NATIONAL OILWELL VARCO INC	25,785	$1.289M	0.3%	$68.89	—	COM	637071101
AAL	AMERICAN AIRLS GROUP INC	24,422	$1.289M	0.3%	$40.79	+18.1%	COM	02376R102
—	KANSAS CITY SOUTHERN	12,602	$1.286M	0.3%	$102.05	—	COM NEW	485170302
MDT	MEDTRONIC PLC	16,336	$1.274M	0.3%	$58.10	0.0%	SHS	G5960L103
GBX	GREENBRIER COS INC	21,683	$1.258M	0.3%	$40.89	0.0%	COM	393657101
URI	UNITED RENTALS INC	13,728	$1.251M	0.3%	$82.21	+5.9%	COM	911363109
—	CIT GROUP INC	27,623	$1.246M	0.3%	$46.59	—	COM NEW	125581801
CVX	CHEVRON CORP NEW	11,547	$1.212M	0.3%	$71.12	-5.9%	COM	166764100
—	JAZZ PHARMACEUTICALS PLC	7,005	$1.21M	0.3%	$172.73	—	SHS USD	g50871105
—	EAST WEST BANCORP INC	29,555	$1.196M	0.3%	$27.49	—	COM	27579r104
—	BARD C R INC	7,130	$1.193M	0.3%	$108.70	—	COM	067383109
—	GOLDMAN SACHS GROUP INC	6,168	$1.159M	0.3%	$151.53	—	COM	38141g104
ALK	ALASKA AIR GROUP INC	17,405	$1.152M	0.3%	$48.12	+23.5%	COM	011659109
—	HESS CORP	16,566	$1.124M	0.3%	$66.55	—	COM	42809h107
—	JPMORGAN CHASE & CO	18,352	$1.112M	0.3%	$52.89	—	COM	46625h100
—	HCA HOLDINGS INC	14,415	$1.084M	0.3%	$70.65	—	COM	40412c101
EFV	ISHARES	20,193	$1.076M	0.3%	$52.14	—	EAFE VALUE ETF	464288877
—	TOWERS WATSON & CO	8,126	$1.074M	0.3%	$100.91	—	CL A	891894107
—	VANGUARD WORLD FDS	8,660	$1.061M	0.3%	$102.39	—	CONSUM DIS ETF	92204a108
HON	HONEYWELL INTL INC	10,001	$1.043M	0.2%	$72.99	0.0%	COM	438516106
—	POWERSHARES ETF TRUST	39,541	$1.043M	0.2%	$22.36	—	FND PUR SMVAL PT	73935x864
—	WISDOMTREE TR	17,465	$1.029M	0.2%	$53.58	—	INTL MIDCAP DV	97717w778
CMA	COMERICA INC	22,803	$1.029M	0.2%	$24.28	+22.4%	COM	200340107
—	APACHE CORP	16,981	$1.024M	0.2%	$73.30	—	COM	037411105
VAW	VANGUARD WORLD FDS	9,381	$1.018M	0.2%	$86.51	—	MATERIALS ETF	92204A801
GILD	GILEAD SCIENCES INC	10,170	$998K	0.2%	$54.41	+29.7%	COM	375558103
—	NATIONSTAR MTG HLDGS INC	39,707	$984K	0.2%	$29.58	—	COM	63861c109
—	SPDR INDEX SHS FDS	33,630	$974K	0.2%	$29.19	—	S&P INTL SMLCP	78463x871
—	GLAXOSMITHKLINE PLC	20,741	$957K	0.2%	$46.14	—	SPONSORED ADR	37733W105
—	HARMAN INTL INDS INC	6,894	$921K	0.2%	$54.21	—	COM	413086109
—	SPDR SERIES TRUST	10,528	$917K	0.2%	$75.39	—	S&P 400 MDCP VAL	78464a839
—	GASLOG LTD	46,939	$912K	0.2%	$15.56	—	SHS	g37585109
—	COSTCO WHSL CORP NEW	5,981	$906K	0.2%	$110.66	—	COM	22160k105
—	SELECT SECTOR SPDR TR	16,017	$893K	0.2%	$44.21	—	SBI INT-INDS	81369y704
WFC	WELLS FARGO & CO NEW	16,308	$887K	0.2%	$27.36	+45.6%	COM	949746101
VFC	V F CORP	11,668	$879K	0.2%	$49.57	+39.6%	COM	918204108
—	MARATHON PETE CORP	8,470	$867K	0.2%	$73.45	—	COM	56585a102
—	AMC NETWORKS INC	11,082	$849K	0.2%	$68.29	—	CL A	00164v103
HAL	HALLIBURTON CO	18,746	$823K	0.2%	$44.67	-24.3%	COM	406216101
ADP	AUTOMATIC DATA PROCESSING IN	9,429	$807K	0.2%	$53.44	+27.0%	COM	053015103
TJX	TJX COS INC NEW	10,939	$766K	0.2%	$22.56	+29.8%	COM	872540109
VEU	VANGUARD INTL EQUITY INDEX F	14,979	$730K	0.2%	$46.35	—	ALLWRLD EX US	922042775
—	VERIZON COMMUNICATIONS INC	14,475	$704K	0.2%	$49.11	—	COM	92343v104
NSC	NORFOLK SOUTHERN CORP	6,612	$681K	0.2%	$57.67	+46.0%	COM	655844108
—	WISDOMTREE TR	11,303	$670K	0.2%	$55.60	—	INTL SMCAP DIV	97717w760
—	GENERAL ELECTRIC CO	26,380	$654K	0.2%	$24.11	—	COM	369604103
—	SPDR GOLD TRUST	5,660	$643K	0.2%	$113.62	—	GOLD SHS	78463v107
PSMT	PRICESMART INC	7,322	$622K	0.1%	$74.65	-2.5%	COM	741511109
VFH	VANGUARD WORLD FDS	12,391	$611K	0.1%	$49.31	—	FINANCIALS ETF	92204A405
—	SPDR SERIES TRUST	4,692	$594K	0.1%	$98.61	—	S&P 400 MDCP GRW	78464a821
—	RYDEX ETF TRUST	5,493	$593K	0.1%	$107.96	—	GUG S&P500 EWCON	78355w874
BP	BP PLC	14,536	$569K	0.1%	$41.68	—	SPONSORED ADR	055622104
—	ALCOA INC	41,667	$538K	0.1%	$12.91	—	COM	013817101
MO	ALTRIA GROUP INC	10,588	$530K	0.1%	$26.19	0.0%	COM	02209S103
—	MAGELLAN MIDSTREAM PRTNRS LP	6,826	$524K	0.1%	$54.50	—	COM UNIT RP LP	559080106
—	SELECT SECTOR SPDR TR	6,537	$507K	0.1%	$80.63	—	SBI INT-ENERGY	81369y506
IHE	ISHARES	2,905	$501K	0.1%	$143.91	—	U.S. PHARMA ETF	464288836
IBM	INTERNATIONAL BUSINESS MACHS	3,058	$491K	0.1%	$114.50	-15.7%	COM	459200101
SCHE	SCHWAB STRATEGIC TR	18,746	$457K	0.1%	$23.59	—	EMRG MKTEQ ETF	808524706
EPD	ENTERPRISE PRODS PARTNERS L	13,714	$452K	0.1%	$50.88	—	COM	293792107
—	BED BATH & BEYOND INC	5,887	$452K	0.1%	$70.78	—	COM	075896100
VWO	VANGUARD INTL EQUITY INDEX F	10,739	$439K	0.1%	$39.32	—	FTSE EMR MKT ETF	922042858
CHCO	CITY HLDG CO	9,000	$423K	0.1%	$26.24	+23.9%	COM	177835105
IBB	ISHARES TR	1,190	$409K	0.1%	$256.84	—	NASDQ BIOTEC ETF	464287556
VYM	VANGUARD WHITEHALL FDS INC	5,738	$392K	0.1%	$57.76	—	HIGH DIV YLD	921946406
—	WISDOMTREE TR	14,386	$389K	0.1%	$27.04	—	ITL HDG DIV GT	97717x594
VLY	VALLEY NATL BANCORP	38,968	$368K	0.1%	$9.95	-4.9%	COM	919794107
IHF	ISHARES	2,659	$354K	0.1%	$108.29	—	US HLTHCR PR ETF	464288828
VOD	VODAFONE GROUP PLC NEW	10,541	$344K	0.1%	$32.63	—	SPNSR ADR NO PAR	92857W308
TD	TORONTO DOMINION BK ONT	7,890	$338K	0.1%	$48.54	-11.5%	COM NEW	891160509
AVY	AVERY DENNISON CORP	6,348	$336K	0.1%	$43.09	0.0%	COM	053611109
T	AT&T INC	10,202	$333K	0.1%	$11.21	+5.2%	COM	00206R102
IVE	ISHARES TR	3,510	$325K	0.1%	$79.23	—	S&P 500 VAL ETF	464287408
—	TWO HBRS INVT CORP	28,707	$305K	0.1%	$10.25	—	COM	90187b101
—	PROVIDENT FINL SVCS INC	16,360	$305K	0.1%	$16.32	—	COM	74386t105
—	FLAMEL TECHNOLOGIES SA	16,804	$302K	0.1%	$10.50	—	SPONSORED ADR	338488109
—	VANGUARD WORLD FDS	2,784	$297K	0.1%	$106.68	—	INF TECH ETF	92204a702
—	ISHARES TR	10,219	$285K	0.1%	$27.89	—	HDG MSCI EAFE	46434v803
IVW	ISHARES TR	2,466	$281K	0.1%	$83.98	—	S&P 500 GRWT ETF	464287309
IMKTA	INGLES MKTS INC	5,430	$269K	0.1%	$38.63	0.0%	CL A	457030104
—	MERCK & CO INC NEW	4,660	$268K	0.1%	$47.22	—	COM	58933y105
—	POWERSHARES ETF TR II	4,733	$263K	0.1%	$50.02	—	KBW CP MKT PRT	73937b738
—	UNIVERSAL DISPLAY CORP	5,531	$259K	0.1%	$46.83	—	COM	91347p105
FISV	FISERV INC	3,150	$250K	0.1%	$29.64	+28.6%	COM	337738108
IWD	ISHARES TR	2,240	$231K	0.1%	$93.96	—	RUS 1000 VAL ETF	464287598
IHI	ISHARES	1,881	$226K	0.1%	$84.61	—	U.S. MED DVC ETF	464288810
—	ORACLE CORP	5,066	$219K	0.1%	$30.72	—	COM	68389x105
—	GENTHERM INC	4,047	$204K	0.0%	$50.41	—	COM	37253a103
—	HEADWATERS INC	10,565	$194K	0.0%	$10.11	—	COM	42210P102
—	UNI PIXEL INC	26,141	$183K	0.0%	$7.62	—	COM NEW	904572203
BLDP	BALLARD PWR SYS INC NEW	84,992	$178K	0.0%	$2.02	0.0%	COM	058586108
—	INVESCO MORTGAGE CAPITAL INC	11,135	$173K	0.0%	$16.55	—	COM	46131b100
—	HARRIS & HARRIS GROUP INC	51,852	$160K	0.0%	$3.09	—	COM	413833104
—	EMCORE CORP	29,121	$158K	0.0%	$4.25	—	COM NEW	290846203
—	ARROWHEAD RESH CORP	22,959	$155K	0.0%	$6.75	—	COM NEW	042797209
—	REXAHN PHARMACEUTICALS INC	211,371	$154K	0.0%	$0.80	—	COM	761640101
—	PSIVIDA CORP	36,714	$145K	0.0%	$4.16	—	COM	74440j101
—	MAXWELL TECHNOLOGIES INC	16,320	$132K	0.0%	$8.09	—	COM	577767106
—	HYDROGENICS CORP NEW	11,465	$130K	0.0%	$11.34	—	COM NEW	448883207
—	VICAL INC	135,856	$128K	0.0%	$1.00	—	COM	925602104
—	BIODELIVERY SCIENCES INTL IN	12,090	$127K	0.0%	$4.92	—	COM	09060j106
AMSC	AMERICAN SUPERCONDUCTOR CORP	18,991	$122K	0.0%	$7.50	0.0%	SHS NEW	030111207
—	AIXTRON SE	13,444	$101K	0.0%	$7.51	—	SPONSORED ADR	009606104
—	LAYNE CHRISTENSEN CO	14,856	$74,000	0.0%	$4.98	—	COM	521050104
—	SPHERE 3D CORP NEW	18,055	$67,000	0.0%	$3.71	—	COM	84841l100
—	22ND CENTY GROUP INC	21,000	$18,000	0.0%	$3.24	—	COM	90137f103
—	SKYPEOPLE FRUIT JUICE INC	10,000	$11,000	0.0%	$1.10	—	COM NEW	83086t208