Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	SPDR S&P 500 ETF	106,378	$26.73M	5.4%	$178.18	—	COM	78462f103
—	Guggenheim S&P 500 Pure Value	421,295	$25.92M	5.2%	$45.64	—	COM	78355w304
VOE	Vanguard Mid-Cap Value ETF	238,272	$25.17M	5.1%	$75.88	—	COM	922908512
—	Vanguard Russell 1000 Value ET	225,783	$23.4M	4.7%	$83.29	—	COM	92206c714
VUG	Vanguard Growth ETF	128,931	$17.12M	3.4%	$88.09	—	COM	922908736
JNJ	Johnson & Johnson	129,465	$16.83M	3.4%	$70.86	+48.1%	COM	478160104
VTV	Vanguard Value ETF	158,507	$15.82M	3.2%	$76.69	—	COM	922908744
—	Powershares Dynamic Large Cap	386,910	$14.46M	2.9%	$27.78	—	COM	73935x708
—	WisdomTree Europe Hedged Equit	164,663	$10.65M	2.1%	$59.90	—	COM	97717x701
—	Guggenheim S&P 500 Pure Growth	97,707	$9.773M	2.0%	$65.99	—	COM	78355w403
VB	Vanguard Small-Cap ETF	63,215	$8.934M	1.8%	$97.17	—	COM	922908751
PG	Procter & Gamble Co	95,654	$8.703M	1.7%	$63.59	+14.8%	COM	742718109
VOT	Vanguard Mid-Cap Growth ETF	70,525	$8.586M	1.7%	$84.14	—	COM	922908538
VOO	Vanguard 500 ETF	35,898	$8.284M	1.7%	$209.65	—	COM	922908363
IJR	iShares S&P SmallCap 600 Index	107,766	$7.998M	1.6%	$81.43	—	COM	464287804
AAPL	Apple Computer Inc	49,210	$7.584M	1.5%	$18.23	+98.4%	COM	037833100
MMM	3M Co	34,002	$7.137M	1.4%	$96.87	+34.1%	COM	88579Y101
—	First Trust Mid Cap Core Alpha	114,305	$7.072M	1.4%	$56.57	—	COM	33735b108
—	Walgreens Boots Alliance Inc	90,650	$7M	1.4%	$84.68	—	COM	931427108
—	AbbVie Inc	74,457	$6.616M	1.3%	$58.54	—	COM	00287y109
IVV	iShares S&P 500 Index Fund ETF	20,313	$5.138M	1.0%	$189.39	—	COM	464287200
SCHF	Schwab International Equity ET	148,661	$4.976M	1.0%	$28.72	—	COM	808524805
—	Alphabet Inc Class A	4,784	$4.658M	0.9%	$774.62	—	COM	02079k305
—	Facebook Inc	26,603	$4.546M	0.9%	$95.30	—	COM	30303m102
MSFT	Microsoft Corp	56,895	$4.238M	0.9%	$45.44	+46.7%	COM	594918104
SLB	Schlumberger Ltd	59,202	$4.13M	0.8%	$61.77	-16.0%	COM	806857108
—	Guggenheim S&P Equal Weight Te	29,133	$3.934M	0.8%	$87.32	—	COM	78355w817
SCHX	Schwab US Large-Cap ETF	64,085	$3.848M	0.8%	$45.47	—	COM	808524201
—	Guggenheim S&P Midcap 400 Pure	57,475	$3.718M	0.7%	$47.49	—	COM	78355w502
ABT	Abbott Laboratories	69,454	$3.706M	0.7%	$34.98	+24.0%	COM	002824100
KO	Coca Cola Co	81,147	$3.652M	0.7%	$29.41	+18.8%	COM	191216100
—	PayPal Holdings Inc	55,281	$3.54M	0.7%	$38.06	—	COM	70450y103
EMR	Emerson Electric Co	54,314	$3.413M	0.7%	$43.40	+13.4%	COM	291011104
PFE	Pfizer Inc	94,840	$3.386M	0.7%	$20.10	+10.7%	COM	717081103
HD	Home Depot Inc	20,272	$3.316M	0.7%	$59.12	+111.7%	COM	437076102
SCHV	Schwab US Large Cap Value ETF	62,769	$3.253M	0.7%	$39.85	—	COM	808524409
VGK	Vanguard FTSE European ETF	55,673	$3.247M	0.7%	$55.26	—	COM	922042874
SCHG	Schwab US Large Cap Growth ETF	48,975	$3.236M	0.7%	$43.52	—	COM	808524300
—	WisdomTree Japan Hedged Equity	57,702	$3.156M	0.6%	$51.77	—	COM	97717w851
—	SPDR S&P Biotech ETF	36,150	$3.13M	0.6%	$73.44	—	COM	78464a870
—	Exxon Mobil Corp	37,700	$3.091M	0.6%	$90.37	—	COM	30231g102
—	Visa Inc	29,223	$3.075M	0.6%	$95.65	—	COM	92826c839
—	Check Point Software Technolog	25,684	$2.928M	0.6%	$72.35	—	COM	m22465104
—	MasterCard Inc	20,715	$2.925M	0.6%	$125.62	—	COM	57636q104
PM	Philip Morris Int'l Inc Com	25,895	$2.875M	0.6%	$47.07	+59.8%	COM	718172109
LOW	Lowe's Companies Inc	35,146	$2.81M	0.6%	$33.80	+94.2%	COM	548661107
—	PowerShares FTSE RAFI DvMkt ex	84,657	$2.778M	0.6%	$27.95	—	COM	73936t771
—	Celgene Corp	18,846	$2.748M	0.6%	$102.43	—	COM	151020104
SCHM	Schwab US Mid Cap ETF	52,797	$2.646M	0.5%	$36.94	—	COM	808524508
—	O'Shares FTSE Asia Pacific Qua	88,594	$2.565M	0.5%	$27.31	—	COM	351680822
PGC	Peapack-Gladstone Financial Co	73,279	$2.472M	0.5%	$15.65	+89.2%	COM	704699107
—	Wyndham Worldwide Corp	23,365	$2.463M	0.5%	$57.54	—	COM	98310w108
—	Alibaba Group Holding Ltd	14,241	$2.46M	0.5%	$106.84	—	COM	01609w102
BA	Boeing Co	9,470	$2.407M	0.5%	$82.69	+166.6%	COM	097023105
—	Vanguard Consumer Staples ETF	17,366	$2.406M	0.5%	$104.18	—	COM	92204a207
—	FedEx Corp	10,534	$2.376M	0.5%	$165.48	—	COM	31428x106
C	Citigroup Inc	32,182	$2.341M	0.5%	$35.71	+45.4%	COM	172967424
TOL	Toll Brothers Inc	50,579	$2.098M	0.4%	$33.15	+18.6%	COM	889478103
IJH	iShares S&P MidCap 400 Index F	11,677	$2.089M	0.4%	$125.01	—	COM	464287507
—	American Tower Corp	15,120	$2.067M	0.4%	$73.72	—	COM	03027x100
DIS	The Walt Disney Co	20,919	$2.062M	0.4%	$89.20	+8.7%	COM	254687106
BRK/B	Berkshire Hathaway Inc CL B	10,968	$2.011M	0.4%	$111.98	+57.8%	COM	084670702
—	Activision Blizzard Inc	29,940	$1.931M	0.4%	$46.41	—	COM	00507v109
WHR	Whirlpool Corp	10,390	$1.916M	0.4%	$142.67	+25.3%	COM	963320106
BMY	Bristol-Myers Squibb Co	29,888	$1.905M	0.4%	$43.38	-0.6%	COM	110122108
UNP	Union Pacific Corp	16,220	$1.881M	0.4%	$66.19	+34.6%	COM	907818108
—	TD Ameritrade Holding Corp	38,093	$1.859M	0.4%	$46.23	—	COM	87236y108
—	Materials Select Sector SPDR F	32,584	$1.851M	0.4%	$38.80	—	COM	81369y100
SCHW	Charles Schwab Corp	41,968	$1.836M	0.4%	$36.52	+1.7%	COM	808513105
ASH	Ashland Global Holdings Inc	27,028	$1.767M	0.4%	$52.20	+6.4%	COM	044186104
—	Alphabet Inc Class C	1,830	$1.755M	0.4%	$745.01	—	COM	02079k107
—	Columbia Emerging Markets Cons	63,599	$1.752M	0.4%	$22.30	—	COM	19762b509
VSS	Vanguard FTSE World ex-US Smal	14,951	$1.718M	0.3%	$92.78	—	COM	922042718
—	Priceline.com Inc	931	$1.704M	0.3%	$1203.33	—	COM	741503403
VBR	Vanguard Small-Cap Value ETF	13,093	$1.673M	0.3%	$91.24	—	COM	922908611
DHR	Danaher Corp	19,272	$1.653M	0.3%	$26.12	+172.1%	COM	235851102
—	JPMorgan Chase & Co	16,944	$1.618M	0.3%	$58.24	—	COM	46625h100
AMN	AMN Healthcare Services	35,370	$1.616M	0.3%	$37.03	+3.2%	COM	001744101
—	Marathon Petroleum Corporation	27,681	$1.552M	0.3%	$53.09	—	COM	56585a102
—	Laboratory Corp of America Hol	10,051	$1.517M	0.3%	$117.14	—	COM	50540r409
IYW	iShares Dow Jones US Technolog	10,114	$1.516M	0.3%	$106.13	—	COM	464287721
—	Discover Financial Services	22,528	$1.453M	0.3%	$48.41	—	COM	254709108
—	C.R. Bard Inc	4,439	$1.423M	0.3%	$108.70	—	COM	067383109
HON	Honeywell Int'l Inc	10,025	$1.421M	0.3%	$72.99	+42.9%	COM	438516106
—	East West Bancorp	23,646	$1.414M	0.3%	$27.64	—	COM	27579r104
CVX	Chevron Corp	11,864	$1.394M	0.3%	$69.71	+9.3%	COM	166764100
—	CBS Corp	23,727	$1.376M	0.3%	$51.21	—	COM	124857202
IHF	iShares DJ US Health Care Prov	9,216	$1.362M	0.3%	$134.31	—	COM	464288828
—	Allergan PLC	6,624	$1.358M	0.3%	$299.78	—	COM	g0177j108
ALK	Alaska Air Group Inc	17,260	$1.316M	0.3%	$51.21	+51.3%	COM	011659109
RCL	Royal Caribbean Cruise	11,042	$1.309M	0.3%	$69.26	+55.2%	COM	V7780T103
—	Medtronic PLC	16,721	$1.3M	0.3%	$75.12	—	COM	g5960l103
—	Jazz Pharmaceuticals Plc	8,778	$1.284M	0.3%	$155.10	—	COM	g50871105
SCHA	Schwab US Small-Cap ETF	18,930	$1.275M	0.3%	$49.44	—	COM	808524607
—	SPDR S&P International Small C	35,915	$1.258M	0.3%	$29.38	—	COM	78463x871
—	Constellation Brands Inc	6,291	$1.255M	0.3%	$151.13	—	COM	21036p108
—	Powershares Dynamic Small Cap	41,306	$1.25M	0.3%	$22.62	—	COM	73935x864
—	Goldman Sachs Group	5,251	$1.246M	0.3%	$152.06	—	COM	38141g104
EFV	iShares MSCI EAFE Value Index	22,736	$1.241M	0.2%	$51.30	—	COM	464288877
DG	Dollar General Corp	15,289	$1.239M	0.2%	$66.80	+0.7%	COM	256677105
NKE	Nike Inc	23,586	$1.223M	0.2%	$41.85	+20.4%	COM	654106103
VFH	Vanguard Financials ETF	18,677	$1.221M	0.2%	$49.92	—	COM	92204A405
—	HCA Holdings Inc	15,228	$1.212M	0.2%	$72.25	—	COM	40412c101
VAW	Vanguard Materials ETF	9,134	$1.174M	0.2%	$87.38	—	COM	92204A801
SHW	Sherwin-Williams Company	3,227	$1.155M	0.2%	$89.07	+19.6%	COM	824348106
—	SPDR S&P 400 Mid Cap Value ETF	11,630	$1.152M	0.2%	$76.75	—	COM	78464a839
DRI	Darden Restaurants Inc	13,808	$1.088M	0.2%	$43.74	+52.7%	COM	237194105
—	Financial Select Sector SPDR F	41,907	$1.084M	0.2%	$22.64	—	COM	81369y605
—	WisdomTree Intl. Hedged Divide	34,380	$1.054M	0.2%	$26.69	—	COM	97717x594
HAIN	The Hain Celestial Group Inc	25,431	$1.046M	0.2%	$44.26	-6.6%	COM	405217100
IEZ	iShares DJ US Oil Equipment &	28,967	$1.024M	0.2%	$56.70	—	COM	464288844
NWL	Newell Brands Inc	21,476	$916K	0.2%	$31.42	+6.5%	COM	651229106
—	iShares Currency Hedged MSCI E	31,505	$912K	0.2%	$26.34	—	COM	46434v803
ADP	Automatic Data Processing Inc	8,319	$909K	0.2%	$53.44	+67.7%	COM	053015103
GD	General Dynamics Corp	4,370	$898K	0.2%	$152.86	+8.9%	COM	369550108
—	SPDR S&P 400 Mid Cap Growth ET	5,949	$877K	0.2%	$108.77	—	COM	78464a821
NSC	Norfolk Southern Corp	6,612	$874K	0.2%	$57.67	+78.1%	COM	655844108
—	WisdomTree Intl. SmallCap Divi	11,693	$865K	0.2%	$55.94	—	COM	97717w760
—	WisdomTree Intl. MidCap Divide	12,992	$862K	0.2%	$53.64	—	COM	97717w778
—	GlaxoSmithKline PLC	20,631	$838K	0.2%	$46.14	—	COM	37733W105
—	Industrial Select Sector SPDR	11,551	$820K	0.2%	$50.34	—	COM	81369y704
—	Health Care Select Sector SPDR	9,979	$816K	0.2%	$71.34	—	COM	81369y209
—	Arconic Inc	32,166	$800K	0.2%	$20.92	—	COM	03965l100
—	Costco Wholesale Corp	4,807	$790K	0.2%	$111.93	—	COM	22160k105
—	Global Payments Inc	8,257	$785K	0.2%	$69.36	—	COM	37940x102
—	Fortive Corp	10,632	$753K	0.2%	$51.41	—	COM	34959j108
HAL	Halliburton Co	16,037	$738K	0.1%	$43.58	-18.7%	COM	406216101
—	Vanguard Consumer Discretionar	4,956	$710K	0.1%	$105.33	—	COM	92204a108
—	Universal Display Corp	5,481	$706K	0.1%	$54.42	—	COM	91347p105
MO	Altria Group Inc	11,078	$703K	0.1%	$26.72	+35.1%	COM	02209S103
—	General Electric	28,983	$701K	0.1%	$25.02	—	COM	369604103
VEU	Vanguard FTSE All-World Ex-US	13,263	$699K	0.1%	$47.06	—	COM	922042775
TJX	The TJX Companies Inc	9,318	$687K	0.1%	$22.88	+38.5%	COM	872540109
—	Hess Corp	13,953	$654K	0.1%	$64.50	—	COM	42809h107
CHCO	City Holding Company	9,000	$647K	0.1%	$26.24	+93.1%	COM	177835105
SMG	The Scotts Miracle-Gro Company	6,493	$632K	0.1%	$66.26	+7.2%	COM	810186106
—	AMC Networks Inc	10,760	$629K	0.1%	$68.03	—	COM	00164v103
AVY	Avery Dennison Corp	6,247	$614K	0.1%	$43.09	+88.1%	COM	053611109
—	Vanguard Info Technology Index	3,630	$552K	0.1%	$107.85	—	COM	92204a702
—	iShares Currency Hedged MSCI E	15,108	$455K	0.1%	$26.61	—	COM	46434v639
VYM	Vanguard High Dividend Yield E	5,441	$441K	0.1%	$57.76	—	COM	921946406
T	AT&T Corp	11,032	$432K	0.1%	$12.19	+28.0%	COM	00206R102
IBM	International Business Machine	2,933	$426K	0.1%	$114.46	-15.4%	COM	459200101
—	Provident Financial Services	15,360	$410K	0.1%	$16.32	—	COM	74386t105
VLY	Valley National Bancorp	31,533	$380K	0.1%	$9.95	+15.8%	COM	919794107
IVE	iShares S&P 500 Value Index ET	3,518	$380K	0.1%	$81.28	—	COM	464287408
IVW	iShares S&P 500 Growth Index F	2,581	$370K	0.1%	$88.83	—	COM	464287309
—	Verizon Communications	7,331	$363K	0.1%	$51.62	—	COM	92343v104
AMAT	Applied Materials Inc	6,876	$358K	0.1%	$25.12	+63.9%	COM	038222105
TD	Toronto-Dominion Bank	6,100	$343K	0.1%	$48.12	+9.1%	COM	891160509
BLDP	Ballard Power Systems Inc	72,790	$341K	0.1%	$1.36	+143.0%	COM	058586108
VT	Vanguard Total World Stock ETF	4,800	$339K	0.1%	$58.13	—	COM	922042742
—	Merck & Co	4,823	$309K	0.1%	$48.30	—	COM	58933y105
FISV	Fiserv Inc	2,247	$290K	0.1%	$29.64	+109.6%	COM	337738108
—	Vodafone Group PLC	9,958	$283K	0.1%	$32.03	—	COM	92857w308
—	CDK Global Inc	4,398	$277K	0.1%	$46.61	—	COM	12508e101
—	Energy Select Sector SPDR Fund	4,034	$276K	0.1%	$65.28	—	COM	81369y506
—	Harris Corp	2,047	$270K	0.1%	$102.59	—	COM	413875105
IWD	iShares Russell 1000 Value Ind	2,266	$269K	0.1%	$93.96	—	COM	464287598
—	Nanometrics Inc	9,323	$269K	0.1%	$22.31	—	COM	630077105
—	Layne Christensen Co	20,605	$259K	0.1%	$7.18	—	COM	521050104
—	Oracle Corp	5,116	$247K	0.0%	$44.54	—	COM	68389x105
—	Emcore Corp	29,121	$239K	0.0%	$4.25	—	COM	290846203
AMZN	Amazon.com Inc	249	$239K	0.0%	$41.67	+17.9%	COM	023135106
PEG	Public Service Enterprise Grou	5,113	$236K	0.0%	$32.91	+3.5%	COM	744573106
—	SPDR Gold Trust ETF	1,902	$231K	0.0%	$117.77	—	COM	78463v107
MCD	McDonalds Corp	1,457	$228K	0.0%	$118.76	+8.3%	COM	580135101
PEP	PepsiCo Inc	2,026	$226K	0.0%	$82.59	+8.3%	COM	713448108
VO	Vanguard Mid-Cap ETF	1,457	$214K	0.0%	$139.33	—	COM	922908629
—	SurModics Inc	6,712	$208K	0.0%	$30.99	—	COM	868873100
—	Avadel Pharmaceuticals plc ADR	16,804	$176K	0.0%	$9.70	—	COM	05337m104
NOK	Nokia Corp ADR	10,880	$65,000	0.0%	$5.97	—	COM	654902204
—	180 Degree Capital Corp	10,146	$18,000	0.0%	$1.58	—	COM	68235b109
—	Novavax Inc	12,783	$15,000	0.0%	$1.17	—	COM	670002104
—	NanoViricides Inc	11,409	$13,000	0.0%	$1.31	—	COM	630087203